Tariff for debit and credit cards for Private Individuals and Agriculturists Page 1

Transcription

1 FEE PER TRANSACTION GENERAL BUSINESS CONDITIONS FOR PRIVATE INDIVIDUALS, ENTREPRENEURS AND AGRICULTURISTS GENERAL PART TARIFF FOR AND CREDIT CARDS FOR PRIVATE INDIVIDUALS AND AGRICULTURISTS GOLD CREDIT Domestic transaction Payments of goods and services from ATMs of UniCredit Bank from ATMs of other bank Cash withdrawal in other bank counter International payments Payments of goods and services from ATMs of UniCreditGroup from ATMs Cash withdrawal in other bank counter 2% min. 250 RSD 2% min. 250 RSD 2% min. 250 RSD 2% min. 250 RSD 1% min. 150 RSD 2% min. 250 RSD 1% min. 50 RSD 2% min. 250 RSD 2% min. 250 RSD 2% min. 250 RSD 3% min. 150 RSD 3% min. 250 RSD 3% min. 50 RSD 3% min. 250 RSD 3% min. 250 RSD 3% min. 250 RSD in zone EUR 2% outside zone EUR 2% min 250 RSD 2% min 250 RSD 2% min 250 RSD 1% min 3 EUR***** 2% min 250 RSD 2% min 250 RSD 2% min 250 RSD 1% min 3 EUR***** 3% min 250 RSD 3% min 250 RSD 3% min 250 RSD LIMITS Daily transaction limits Daily limit on POS terminals RSD RSD RSD RSD RSD RSD RSD RSD RSD Daily limit on ATM RSD 80,000 RSD RSD 80,000 RSD RSD RSD RSD RSD RSD Total daily limit on ATM and POS terminals MEMBERSHIP FEE RSD RSD RSD RSD RSD RSD RSD RSD RSD Bank s client Not Bank s client Onetime fee For payments up to 10,000 RSD fee is 100 RSD / For payments 10,001 RSD RSD fee is 250 RSD**** For payments up to 10,000 RSD fee is 250 RSD / For payments 10,001 RSD RSD fee is 500 RSD Tariff for debit and credit cards for Private Individuals and Agriculturists Page 1

2 Basic card Selektor Saving 60 RSD ** RSD*** after April 15 th for for after April 15 th RSD*** after April 15 th for after April 15 th nonresident 400 RSD for RSD*** GOLD CREDIT after April 15 th for after April 15 th Credit card out of 150 RSD 100 RSD RSD*** Plus* after April 15 th for after April 15 th RSD*** Tariff for debit and credit cards for Private Individuals and Agriculturists Page 2

3 for Premium* after April 15 th for for after April 15 th RSD*** Payment card out of GOLD CREDIT Additional card Selektor 15 RSD 400 RSD 15 RSD 15 RSD 200 RSD Saving nonresident Credit card out of after April 15 th 300 RSD for after April 15 th 300 RSD for after April 15 th 300 RSD for 200 RSD after April 15 th after April 15 th after April 15 th Tariff for debit and credit cards for Private Individuals and Agriculturists Page 3

4 Plus* Premium* OTHER FEES Renewal of the card Renewal of the basic card Renewal of the additional card 15 RSD 400 RSD GOLD 15 RSD after April 15 th 300 RSD for after April 15 th 300 RSD for 15 RSD 200 RSD CREDIT after April 15 th after April 15 th PREPAID not rechargeable Closure of the card Press statements 40 RSD 40 RSD 40 RSD Urgency card issuance Account Package Selector Account SMS Package Card for Alarm Student All other RSD 80 RSD 50 RSD 73 RSD One time fee 36 installments 500 RSD 12 installments, 1,000 RSD 24 installments, RSD 36 installments 500 RSD 12 installments, 1,000 RSD 24 installments, RSD 36 installments 500 RSD 12 installments, 1,000 RSD 24 installments, RSD Tariff for debit and credit cards for Private Individuals and Agriculturists Page 4

5 Reclamation Basic + actual costs Unfounded Actual costs plus 600 RSD Blockade of the card 780 RSD Change of PIN and plastic Minimal payment (revolving) 900 RSD RSD 900 RSD RSD 800 RSD 800 RSD RSD RSD GOLD 5% min 600 RSD CREDIT 8,33%; 16,67%; 33% min. 500 RSD up to installment 5% min 5000 RSD Checking balance UCB s ATMs in the country 15 RSD ATMs of other bank in the country 30 RSD 30 RSD 30 RSD 30 RSD 30 RSD 30 RSD 30 RSD 30 RSD ATMs of other bank 50 RSD 50 RSD 50 RSD 50 RSD 50 RSD 50 RSD abroad INTEREST RATE Regular interest rate for approved funds RSD interest rate for the Clients that receives salary over 22% ly 24% ly 23,5% ly 22% ly the account within UCB RSD interest rate for the Clients that do not receives salary over 24% ly 24% ly 25% ly 24% ly the account within UCB RSD interest rate for the Clients with guarantee deposit 19% ly 24% ly 23,5% ly 19% ly Default interest rate RSD fee Maximum limit for cash withdrawals Legal default interest rate is variable. If the rate of contractual interest rates higher than the default interest, the Bank applies applying the agreed rate of interest. 30% up to amount of approved limit *The Product is not offered from April 15 th, and this tarrif applies to already concluded contracts ** Membership for Visa Gold card account in the Package Selector, is charged in the maintenance fee. ***MC Platnum if the card POS volume in the past 12 months is equal, or more than 500,000 RSD, an membership fee is 10,000 RSD Legal default interest rate is variable. If the rate of contractual interest rates higher than the default interest, the Bank applies applying the agreed rate of interest. 30% up to amount of approved limit Tariff for debit and credit cards for Private Individuals and Agriculturists Page 5

6 **** Payment instrument with low value payment transaction. All fees are variable in relation to the change in the growth rate of consumer prices (as officially published on the NBS website The amount of fee increases in the amount of 90% of the total growth rate of consumer prices (inflation) or decreases in the amount of 90% of the deflation. In this way, adjusted amount of fees shall be applicable from the day of adjusting for following 12 months. The amount of compensation is always rounded to whole number, rounding the lower decimal place. *****In dinars by offer rate of the Bank on the day of transaction processing. Tariff for debit and credit cards for Private Individuals and Agriculturists Page 6