Table of Commissions and Fees for Enterprises

Transcription

1 Table of Commissions and Fees for Enterprises Effective as of 16 December 2013 scan 1/7 9230

2 I. BANK ACCOUNTS any in PLN 1. Maintenance of each account (monthly) PLN Maintenance of a progressive account 0.00 Preparing and delivering an aggregate statement 3. (collected in the Bank unit or mailed): Preparing and delivering an electronic aggregate statement to an address any in a foreign currency once a month (mailing) once a week (monthly fee) daily (monthly fee) Free of charge PLN 100 PLN 250 Free of charge PLN 75 PLN 200 monthly fee 5. Consolidation of balances PLN 200 service modification II. BANK TRANSFERS II.1. Domestic transfer in the Bank's Branch BiznesPl@net Connexis MultiCash Remote Payment Initiation (MT101) 1. Any domestic transfer from a PLN account 1 PLN 12 PLN 2 PLN 3 PLN 2 2. PLN domestic transfer from an FC account 1 PLN 12 PLN 2 3. PLN transfer from a current account into a progressive account PLN transfer from a progressive account into a current account 0.00 n/a PLN SORBNET <PLN 1 million PLN SORBNET >PLN 1 million PLN 12 PLN 8 7. Standing order establishment 0.00 n/a 8. Execution of a single standing order 2 PLN 3 1 Fees not applicable to transfers in PLN executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems. 2 Fees not applicable to transfers in PLN executed between accounts of BNP Paribas Bank Polska SA. n/a 1. II.2. Cross-border/ international transfer in foreign currencies and PLN and domestic transfer in foreign currencies Cross-border/ international transfer in PLN or in a foreign currency, and a domestic transfer in a foreign currency 2. Expedited transfer from bank accounts of any type in the Bank's Branch 0.35% of the amount, min. PLN 60, max PLN % of the amount, min. PLN 100, max PLN 400 BiznesPl@net Connexis MultiCash Remote Payment Initiation (MT101) 0.275% of the amount, min. PLN 60, max PLN % of the amount, min. PLN 120, max PLN SEPA Transfer n/a PLN 40 n/a PLN 40 n/a Transfer from bank accounts of any type if the costs of BNP Paribas Bank Polska SA and intermediary banks are covered by the payee BEN Charging Option The fee is charged to the payee. Additional fee for an outgoing transfer if the costs of intermediary banks are covered by the payer OUR Charging Option The fee is charged to the payer. Fee for additional activities related to processing orders inconsistent with the STP requirements (Regulations on Bank Accounts Article 2 item 33). The commission is charged with no exemptions. Transfer into an account maintained by a bank belonging to the group that BNP Paribas Bank Polska SA is part of, FBINT entity - see Regulations on Bank Accounts, Article % of the amount, min. PLN 60, max PLN % of the amount, min. PLN 60, max PLN % of the amount, min. PLN 50, max PLN 400 PLN Carrying out an instruction under an active RPI service PLN 5 Fees not applicable to transfers in PLN and foreign currencies executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems. PLN 20 scan 2/7 9230

3 II.3. Direct Debit Biznes Multicash 1. Execution of a single direct debit PLN 2 2. Re-execution of a single direct debit PLN 2 n/a 3. Processing a payee s inquiry about a consent to debit a payer s account PLN 2 Refusal to effect a direct debit order from the payee s account PLN 3 5. Debiting a payer s account with the direct debit amount PLN 2 6. Bank's refusal to carry out a direct debit order due to insufficient funds in a payer s account PLN 3 7. Distribution of the bank's consent to a payer PLN 5 Fees not applicable to direct debits executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems. III. ADDITIONAL FEES 1. Confirmation of a single transfer execution (in a branch, by fax or electronically) PLN Domestic courier mail under a special Customer instruction PLN International courier mail PLN Commission to cover a mandatory annual fee paid by the Bank in favour of the Bank Guarantee Fund Data correction or cancellation of an outgoing transfer at the payer's request (if possible) after its receipt by the Bank, and prior to sending a teleinformation order Correction of data of an outgoing transfer at the payer's request after sending a teleinformation order Cancelling an outgoing transfer at the payer's request after sending a teleinformation order The commission is not charged when a transfer is ordered in a currency of EU Member States or member states of the European Free Trade Association (EFTA) - a party to the agreement on the European Economic Area in turnover with those countries - in the case an incorrect bank account number is given if the Bank has not recovered the transfer amount. In accordance with the current fee defined by the Bank Guarantee Fund ( Domestic Transfers in PLN Cross-border/ international transfers in foreign currencies or PLN and domestic transfers in foreign currencies PLN 10 PLN 20 PLN 50.00, not more than 50% of the transfer amount PLN 50.00, not more than 50% of the transfer amount Return of a transfer sent to the recipient bank, if due to reasons beyond BNP Paribas Bank Polska SA control (e.g. incorrect account number, transfer into a closed account and other reasons) Explanation of details of outgoing or received payments, confirmation of debiting the payee's account and providing other explanations on payments at the Customer's request The fee is charged if a contact with the third bank is required. PLN 5 PLN 50.00, not more than 50% of the transfer amount The fee for actions specified in sections 5 9 is not charged if an error on the side of BNP Paribas Bank Polska SA has been found. IV. CARDS Charge cards 1 Debit cards 2 Standard Executive 1. Annual fee for issuing and using the card PLN 150 PLN 300 n/a Business 2. Monthly fee for a card n/a PLN 5 3. Annual fee for issuing and using the card with the Traveller Package PLN 270 PLN 420 n/a Each use of the Priority Pass card (cost per 1 person) EUR 24 n/a 5. Fee for a Secure Card insurance scope A (monthly) Fee for a Secure Card insurance scope B (monthly) Fee for a "Safe Travel" insurance (monthly) 3 PLN PLN 9.99 Commission for cash transactions carried out in ATMs of BNP 8. 3%, min. PLN Paribas Bank Polska SA 9. Commission for other cash transactions 3%, min. PLN Commission for a non-cash transaction 1.50% Generating a new PIN PLN PLN 10 scan 3/7 9230

4 12. Fee for servicing a delayed repayment n/a n/a 13. Fee for a lack of funds needed when making card settlements PLN n/a 1 As of 2 January 2013, the Bank's offering will be extended by MasterCard Corporate and MasterCard Corporate Executive charge cards; Visa Business and Visa Business Gold charge cards will be withdrawn from the sale. 2 As of 2 January 2013, Visa Business debit cards will be withdrawn from the sale. 3 "Safe Travel" insurance available in the offer for cards other than Gold charge cards starting from 1 January 2013 For VISA cards, a currency conversion commission of 3% of the transaction value is added to all cash and non-cash transactions carried out abroad. The commission is included in the transaction amount in PLN, which is presented on the statement, instead of being recorded as a separate item. V. ELECTRONIC BANKING SERVICES 1. Monthly usage fee PLN 200 BiznesPl@net Connexis MultiCash PLN 200 accounts at BNP Paribas Bank Polska PLN 100 accounts of third banks 2. Notification via SMS PLN 0.35 n/a 3. Sending a starting package by a courier PLN 50 n/a USB cryptographic device or smart card PLN 100 n/a 5. Smart card reader PLN 100 n/a Multi Bank Reporting (MT940) Remote Payment Initiation (MT101) PLN 300 PLN 200 PLN Visit at the Customer's request PLN 400 n/a 7. Additional fee for system maintenance n/a PLN 500 n/a Servicing visit at the Customer's request or implementation visit implementation of the system Delivery of a token passwords generator (two tokens free of charge) min. PLN max PLN 2,000 n/a PLN 60 n/a n/a VI. CASH PAYMENTS AND WITHDRAWALS VI.1. PLN accounts accounts held with BNP Paribas Bank Polska SA accounts held with other banks 1. Cash payments into PLN accounts 0.50% min. PLN 5 1%, min. PLN Cash withdrawal in the Bank s Branch 0.50% min. PLN 5 n/a EUR, USD and CHF Other foreign currencies (only banknotes) 2. Payments with currency conversion into PLN 1% of the amount to be negotiated 3. Withdrawals with currency conversion - foreign currencies 1% of the amount to be negotiated Fee for the failure to collect the cash withdrawal advised 1% of the equivalent amount VI.2. Foreign Currency Accounts banknotes 1. Payments made in the account currency 1%, min. PLN Withdrawals made in the account currency 1%, min. PLN 10 Other foreign EUR, USD and CHF currencies (only banknotes) 3. Payments with currency conversion 1% of the amount to be negotiated Withdrawals with currency conversion - foreign currencies 1% of the amount to be negotiated Additional fee on disordered payments made in PLN and foreign currencies (see Regulations on Bank 5. Accounts, Article 24) 0.50%, min. PLN 5 Issuing an accounting document that constitutes the basis for debiting or crediting the Customer s 6. account, with regard to cash differences in drop box payments in PLN or in foreign currencies PLN Fee for the failure to collect the cash withdrawal advised 1% of the equivalent amount VII. OTHER CERTIFICATES 1. Copy of an extract or a turnover statement on one bank account PLN Putting or cancelling a hold on account at the Customer s request PLN 100 n/a scan 4/7 9230

5 3. Confirming the consistency of data for an Account Holder s auditors or other financial institutions PLN 100 Accepting a power of attorney to administer a bank account for banks servicing the parties to loan agreements PLN Enforcement of an execution title, or another document which has the power of such a title PLN Drawing up an opinion about financial situation of an entrepreneur PLN Preparing a bank reference on the Account Holders data for auditors or other financial institutions min. PLN 200, max PLN Other written certificates not mentioned in this table PLN Changing the specimen signatures card PLN 50 VIII. CHEQUE TRANSACTIONS 1. For confirmation of a settlement or cash cheque, per each cheque PLN 10 Settlement or cash cheques (the fee is charged for acceptance of a cheque for collection) Cheques in foreign currencies (the fee is charged at the moment of a cheque acceptance) 2. For collection PLN % of the order amount, min. PLN 30, max PLN 300 Additionally, at collection of cheques in foreign currencies on account of commissions and fees of foreign intermediary banks up to the actual fee charged by foreign banks cheques in cheques in foreign currencies PLN 3. Collection of bank cheques issued by banks holding a LORO account with BNP Paribas Bank Polska SA in favour of the Customers of BNP Paribas Bank Polska SA and drawn onto BNP Paribas Bank Polska SA, likewise other cheques whose coverage has been paid in advance into an account held with BNP Paribas Bank Polska SA: PLN % of the order amount, min. PLN 20, max PLN 100 at actual costs incurred min. Refusal to cash a foreign currency cheque (e.g. an uncovered cheque) PLN For acceptance of a notification regarding loss of cheques and cheque blanks and stopping cheques at the PLN 25 Branches of BNP Paribas Bank Polska SA 6. For issuing a cheque book PLN 15 IX. DOCUMENTARY OPERATIONS 1. Domestic courier mail PLN International courier mail PLN Sending unaccepted documents back (fee charged to the sender) USD courier mailing costs 4 Assignment of rights to the receipt of goods or bank endorsement on documents PLN 200 IX.1. The Bank s Documentary Letter of Credit (L/C) (import and domestic) 1. Issuance of an L/C pre-advice PLN 300 on the basis of an L/C opening order on the basis of an incomplete L/C opening order or trade documents 2. Preparing a draft L/C PLN 200 PLN Opening an L/C 0.30% of the maximum L/C amount for each three-month validity period started, min. PLN 300 for the entire validity period each change additionally, for a change regarding an L/C amount increase or validity period extension Change of the L/C terms and conditions PLN 200 as for the opening Presentation of documents after the three-month L/C validity period paid, or documents for amounts exceeding the L/C balance is considered a change of the L/C terms and conditions including the settlement costs (for each set of documents) additional commission for an acceleration of document examination (within 24 hours of the instruction acceptance) 5. Examination of documents 0.20% of the amount due to be paid; min. PLN 300 PLN 200 application in the BiznesPl@net system application outside the BiznesPl@net system 6. Lump-sum fee to cover costs of an L/C PLN 100 PLN Discrepancies in documents (charged on the L/C beneficiary) USD 150 / EUR 110 / PLN 450 scan 5/7 9230

6 8. Deferred payment (for each started month of deferral indicated in the L/C) Cancellation of an order (prior to its execution by the Bank) 9. L/C cancellation or non-use Change of collateral terms for the L/C 0.10% of the amount to be paid, min. PLN 300 for the entire deferral period PLN 300 IX.2. Other Bank s Documentary Letter of Credit (L/C) (export and domestic) 1. Advice of an L/C to the beneficiary PLN Pre-advice of an L/C PLN Preparation of a draft L/C (for each draft) PLN 400 Confirmation of an L/C Rate established individually depending on the risk of the country and the opening bank 5. Transfer of an L/C into a secondary beneficiary 0.30% of the maximum amount of the transferred L/C, min. PLN Examination of documents (for each set of documents) 0.20% of the amount due to be paid on account of the documents examined, min. PLN Receipt of documents for an unconfirmed L/C 0.20% of the amount due, min. PLN 300, max PLN 600 (for each set of documents, including the fee for payment) each change 8. Advice of a change PLN 150 confirmed L/C additionally, for an increase in the amount or extension of validity of a confirmed L/C Rate established individually depending on the risk of the country and the opening bank unconfirmed L/C (for each started month of deferral indicated in the L/C with respect to each set of documents) 9. Deferred payment Rate established individually PLN Presentation of inconsistent documents (for each set of documents) PLN Preliminary check of documents / corrections (for each set of documents) PLN Cancellation of an L/C 13. Fee for not using an LC (write-off) 1 Transfer of the obtained receivables to another bank 15. Advice of an L/C to another bank 16. Instruction to transfer the incoming receivables under the L/C in favour of another entity PLN 300 PLN Sending a SWIFT message - complaints, explanations, reminders PLN IX.3. Incoming Documentary and Clean Collection (import and domestic) Issuance of documents for a payment or draft acceptance or issuance of financial documents (including issuance of financial documents at a later date) 0.20% of the collection amount, min. PLN 300, max PLN Change of the collection conditions, complaints, explanations and reminders PLN Protest of bills of exchange at actual costs incurred + PLN 450 Execution of an import documentary collection order and any actions related to complaints and other fees as for a cross-border/ international transfer IX. Outgoing Documentary and Clean Collection (export and domestic) 1. Acceptance of an instruction and documents 0.20% of the collection amount, min. PLN 300, max PLN Change of the collection conditions, complaints, explanations and reminders PLN Return of documents not collected by the payer to the ordering party (including the courier mailing costs) PLN 100 Collection-related incoming payment PLN 50 X. GUARANTEES X.1. Third party guarantees 1. Advice of a guarantee PLN Advice of a change PLN Confirmation of authenticity of the guarantee PLN 250 Service of a claim PLN 500 X.2. Own guarantees and counter guarantees scan 6/7 9230

7 1. Handling fee for the issuance of a guarantee / annex To be negotiated 2. Commission on guarantee/commitment letter Rate established individually 3. Service of a claim PLN 300 Actions related to a transfer of receivables arising from a guarantee (assignment) PLN Certificates, confirmations 6. Preparation of a guarantee draft according to a non-standard specimen 7. Cancellation of an order to issue a guarantee, or of an annex to a guarantee 8. Issuing a duplicate PLN Updating a guarantee upon the customer s request PLN Issuing a guarantee according to the customer's specimen accepted by the Bank PLN 150 (additionally to item 1) 11. Change in guarantee or commitment letter s terms and conditions amount increase, extending the validity period other change Rate established individually PLN 200 refers to guarantee issuance 12 Sending SWIFT message PLN 30 PLN 15 other scan 7/7 9230