Bank Accounts with No Guarantees - Special Features

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1 Bank On Product Overview *Please contact the financial institution or see complete product profiles for more information on other features, terms, and fees which may be associated with the products.

2 in New Start Checking 216 East Main, East Main, West Plaza, Carterville Walnut, Hack Ave. Vergennes $100 $0 $15 or $20* Will open accounts for persons with NSF/OD history on (non-fraud) less than 12 months old Before opening an account, client must pay outstanding overdraft fees to all financial institutions. Driver s License, Military ID, Passport Checks, 24-hour telephone banking If you keep account in good standing for 6 months, you can request to open another account at the bank with a monthly direct deposit. *$20 monthly fee with paper statements, $15 monthly fee with electronic statements. 1

3 in Banterra Re-Bound Checking 1917 West Main Street, East Plaza, Carterville West Main, DuQuoin North Victor, Christopher East DeYoung Street, West DeYoung Street, Banterra Drive, $10 $0 $7.5 Will open accounts for persons with NSF/OD history on (non-fraud) less than 12 months old on a case by case basis. Military ID, Passport Checks and debit card (after 6 months with no NSFs) Special Features: Online Banking, Call DON telephone banking. After one year in good standing customer may switch to a different account. 318 South Park Avenue, Herrin

4 in / Credit Score Bank On 301 East Main West Road East Walnut Front Street Grand Tower $100 $0 $0 Before opening an account, client must pay outstanding overdraft fees to all financial institutions. Passport, SS Card Checks, debit card, and bill pay. Special Features: Free 24-hour Telephone Banking Free Online Banking 3

5 in ONB Free Checking New Start Checking Savings Plus MyWay Savings 509 South University Avenue, West Main Street, Walnut, North Chestnut Street, De Soto South Division Street Carterville Please visit to learn more about their products Williamson County Parkway, East Locust Street, Harrisburg South Commercial Street, Harrisburg

6 in Life Green Checking Life Green Savings 500 West Main, East Main, Walnut, West Deyoung Street, South Broadway, Goreville Southtown Shopping Center, Duquoin South Park, Sesser $50 $0 $0* All new clients must pass screening through Decision Power. Mexican Matricula Card (with Secondar y ID), Passport Checks, debit card, and bill pay. Special Features: Wire and money orders, inhouse financial education training. *Must meet qualificatio ns for no monthly fee. 5

7 in Fresh Start Checking 395 North Giant City Road West Main Street Outer Drive, IL East Fifth Street, Suite 1 Metropolis $5 $5 $5 Will open accounts for persons with NSF/OD history on (non-fraud) over 12 months old ITIN, SS Card checks and bill pay. Special Features: Wire and money orders, in-house financial education training. 6