WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED?

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1 WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED?

2 Make the switch and join the Bronco family. Maybe you re unhappy with the service you get at your bank. Perhaps you re paying too much for their products. Could be you thought switching to another financial institution would be difficult. Not true. Now s your chance to enjoy all the benefits of Bronco FCU s low-cost, high-quality products and services by switching your accounts in one smooth process. This Switch Kit walks you through the process clearly and easily. In just six easy steps, you can be on your way to enjoying all the benefits of Bronco Federal Credit Union membership: Free online and mobile banking Free checking with free debit card Free Shared Branching Competitive rates on car loans, mortgages and credit cards The kind of friendly service you thought didn t exist anymore

3 Here s How Step 1 Open a Bronco FCU account. You can use the enclosed Membership Application or visit one of our friendly offices to get started. Step 2 Stop using your old checking account. It s important that you allow all your outstanding checks to clear before you close the account. Step 3 Switch your direct deposits and automatic deposits. Send the enclosed deposit form to your employer, the Social Security Administration or your retirement plan administrator. Make copies as needed. Step 4 Change your automatic payments and withdrawals. Using our helpful checklist, make as many copies of our Automatic Payments form as you need and send one to each company that handles your recurring payments. Helpful Checklist Mortgage Auto Loan(s) Health Insurance Life Insurance Car Insurance Credit Card(s) Utilities Cable TV Internet Access Health Club Dues Telephone/Cell Phone Investments Step 5 Close your old accounts. Submit a Close Account form to us, and we ll handle all the details of closing your old savings, checking and bill payment accounts. Plus, we ll transfer any balances to your new accounts. Step 6 Transfer your credit card balances. Using our Balance Transfer Authorization Form found on our VISA applications, transfer your high-rate credit card balances to our no-annual-fee, low-fixed-rate VISA Platinum credit card. Why Switch to a Bronco FCU Checking Account? No minimum balance requirement No monthly maintenance fee No per check fee Free overdraft protection No-fee ATMs Free VISA debit card Free online and mobile banking Account Number Routing Number To find the account numbers for your old checking accounts, look at the bottom of your checks for a series of numbers: Routing numbers are nine digits beginning with 01 to 12 or 21 to 32. Take advantage of membership; we re waiting to welcome you to the family. For more information, go to broncofcu.com or stop by a convenient office to pick up your Switch Kit.

4 IT S A SMOOTH TRANSITION TO A BETTER TRANSACTION. SWITCH TO BRONCO.

5 Close Your Old Account Please consider this an official request to close my account(s) with you. My account information is listed below. Financial Institution Name On Account Account Number(s) Address City State Zip Code Home Phone Number Social Security Number Please mail the balance in the above account(s) to the address listed above. Please transfer the balance in the above account(s) to the following BFCU account: Checking Account Number Routing Number I hereby authorize the closing of this account: Signature Date Submit this form to the financial institution(s) that holds your old accounts, or send it to Bronco FCU and we ll submit it for you. Please make additional copies if necessary.

6 Information Needed For Your Account Checking Account Information (Please Print) Member s Name Address City State Zip Code Home Phone Number Work Phone Number Social Security Number Joint Owner s Name As It Will Appear On Account Joint Owner s Address Joint Owner s Social Security Number Overdraft Protection Please set up overdraft protection from my regular share account #. I authorize BFCU to transfer funds as necessary to cover overdraft protection on my account. I do not wish to have overdraft protection on my account. Initial Deposit: a minimum initial deposit of $ is required to open a new checking account. If applicable, a savings account must be opened for new members with a minimum deposit of $ A check is enclosed for my initial deposit of $ Please transfer $ from my regular share account #. VISA Debit Card I request a free VISA Debit Card.

7 Switch Your Automatic Payments Company Receiving Payment Account Number Payment Amount Name Address City State Zip Code Home Phone Number I have opened a new checking account with Bronco Federal Credit Union. Please redirect the automatic payment(s) listed above to the following account: Checking Account Number Routing Number I hereby authorize this change in my Automatic Payment Signature Date Send this form to the company that receives your automatic payment. Please make additional copies if necessary.

8 Switch Your Direct Deposit I have opened a new checking account with Bronco Federal Credit Union. Please change my direct deposit to the following account: Checking Account Number Routing Number Name Address City State Zip Code Home Phone Number Social Security Number I hereby authorize this change in my Direct Deposit Signature Date Submit this form to your employer, the Social Security Administration and your retirement plan administrator. Please make additional copies if necessary.

9 FRANKLIN, VA 135 Stewart Drive Monday, Tuesday, Thursday, Friday 8:00 a.m. 5:00 p.m. Drive-thru open until 6:00 p.m. on Friday Wednesday 9:30 a.m. 5:00 p.m East Second Avenue Monday, Tuesday, Thursday, Friday 8:00 a.m. 5:00 p.m. Drive-thru open until 6:00 p.m. on Friday Wednesday 9:30 a.m. 5:00 p.m EMPORIA, VA Southern Virginia Regional Medical Center Friday 8:00 a.m. 4:00 p.m SUFFOLK, VA 3075 Godwin Boulevard Monday, Tuesday, Thursday 8:00 a.m. 5:00 p.m. Wednesday 9:30 a.m. 5:00 p.m. Friday 8:00 a.m. 6:00 p.m. For information on any Bronco FCU product or service, simply visit us at. You can also us at

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