US Bank Campus Card FAQ

Size: px
Start display at page:

Download "US Bank Campus Card FAQ"

Transcription

1 US Bank Campus Card FAQ Is there a limit to a cash advance? You may receive a cash advance up to the balance on your card, however Financial Institutions may impose a limit on how much money you can receive. Is there a minimum age limit for a Campus Card? Yes. Must be age 17 or older. Is my Campus Card a credit card? No. Your card has a U.S. Bank Prepaid Debit MasterCard account that only you can activate; each purchase amount is deducted from your available balance, and, in general, you cannot spend more than you have deposited. Does everyone qualify for the U.S. Bank Prepaid Debit MasterCard account? Yes. Everyone qualifies for a Basic account just by registering their card through their school website. By providing your Social Security Number during registration, we will validate your information and if your identity is validated, you will be upgraded to the Deluxe account. (See our question on the differences between a Basic and Deluxe account. Do I need to sign an agreement? Yes. When you register your account online, you must read and electronically accept the E-Sign Agreement, Cardholder Agreement and Privacy Pledge of the account. There is no additional signature required. What is the difference between a Basic and Deluxe account? The only way to get money into a Basic account is through deposits from your school, such as financial aid refunds or select school payments. There is no Social Security Number required for the Basic account. The Deluxe account works just like the Basic account, but in addition you will be able to deposit money electronically from almost any source: a checking account, a savings account, direct deposit from your employer, other Deluxe account members, or even a parent or spouse. For the Deluxe account your Social Security Number is required during registration. Both the Basic and Deluxe accounts can be used at ATMs and for purchases everywhere Debit MasterCard is accepted.

2 Why is a Social Security Number required for a Deluxe account? In order to comply with the USA PATRIOT Act, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who signs up for a Deluxe account. This is not a credit check and no one can be declined due to credit history. Since the Basic account can only be funded by your school, it is not required for that account. If I enter my Social Security Number, am I guaranteed a Deluxe account? No. During the registration process, we automatically validate the identity information you provided. In some instances, such as, new to the workforce, mis-keyed information, providing college address, recent name change or youth under age 18, this process may not be able to verify identity and a Basic account will be activated instead. Can I upgrade my Basic account if I am an international student? International students who have Social Security Numbers are eligible for a Deluxe account. How do I know if I have a Basic or Deluxe account? Log into your account at ( If you have a Deluxe account, on the I Want To left navigation bar you will see an option to Invite a Parent or Guardian. If you do not see this option, you have a Basic account. If I have a Basic account, how can I upgrade to a Deluxe account? You can UpgradeMyCard@usbank.com (UpgradeMyCard@usbank.com) or fax to a copy of your Social Security Card AND one of the following: U.S. State Driver s License U.S. State ID Card Birth Certificate Resident Alien Card Mexican Consular ID or Matricula Card U.S. Passport U.S. Military ID Within 2 business days of receipt of your documents, your Basic account will be upgraded to a Deluxe account. Can I grant a parent, guardian or spouse certain access to my account? Yes. With a Deluxe account, you are able to invite and grant one person access to your account. By inviting this person, you are giving them permission to view your deposit history and make online deposits to your account. You may also elect to grant this person view access of your entire transaction history (deposits and purchases) by logging into your account at

3 ACCESSING YOUR ACCOUNT How do I access my account? You can review your current balance, access your monthly statement and view transaction history online free of charge by logging into your account at In addition, you can call the toll-free Customer Service number to receive balance and transaction information. ACCESSING YOUR ACCOUNT Will I receive a monthly statement? No, however you can access your account online or by calling Customer Service at ACCESSING YOUR ACCOUNT Is a mobile application available for my Prepaid Debit MasterCard account? Yes. The Campus Card mobile application is available as a free download on ios and Android devices. Search for U.S. Bank Campus Card in you device s app store. The mobile app allows you to check your balance, view recent transactions, and locate the nearest U.S. Bank ATM or branch. Where can I use my Prepaid Debit MasterCard account? Your Campus Card can be used to make purchases everywhere Debit MasterCard is accepted at more than 32 million MasterCard merchant locations worldwide. What happens if I need to return an item? Each merchant location has its own return policies and will handle the returns in the same manner as any other MasterCard transaction. They may credit your account, provide a cash refund, or a store credit. When in doubt, always check a store s return policy before making a purchase. What if my purchase is denied? This may happen if the available balance in your account is less than the purchase amount. You may inform the merchant of the remaining account balance and use another form of payment to pay the difference (subject to the policy of the merchant). Why is my transaction showing as a different amount than on my receipt? The use of your Campus Card at some merchants for example, gas pumps, restaurants and mail-order companies requires that your account has an available balance greater than the purchase amount to ensure sufficient funds for tips or incidental expenses. Use of the Campus

4 Card at automated fuel dispensers requires a minimum balance of up to $100 for authorization, which is held until the transaction settles. However, only the actual amount spent will be deducted from the account. How can I use my Prepaid Debit MasterCard account to pay for a hotel stay? Hotels will verify that your Campus Card has sufficient funds to pay an estimated bill. That amount will be held in your account, making it unavailable for other purchases. When you check out, the hold will be removed and the actual bill amount will be deducted. You can avoid having funds held by using a credit card at check-in. Your Campus Card may be used to make the final payment. Can my Prepaid Debit MasterCard account ever have a negative balance? In general, you cannot spend more than your account balance, any authorization request that is greater than the card s available balance will be declined. However, there can be times when a merchant puts an item through without prior authorization. If a negative balance occurs, the card recipient will be required to make a payment to cardholder services to cover the negative amount. If the account remains in a negative status for 90 days, the account will be automatically closed. If the account has been closed and payment received, you can call the tollfree Cardholder Services number to reopen the account. Payments should be sent to: Campus Card Cardholder Services P.O. Box 9127 Minneapolis, MN Can I use my Prepaid Debit MasterCard to pay my friends for shared expenses? Yes. If you both have the Deluxe account you can transfer money right to your friends account for shared expenses (think: rent, bills, groceries, pizza) through the Transfer Funds feature online. You are able to add multiple friends. What do I do if I ve misplaced my Campus Card? You should immediately visit to suspend your Campus Card if it is ever misplaced. Any scheduled deposits will still be accepted, but purchase and ATM transactions will be declined. When you find your card again, you can unsuspend it, and it will return to full functionality. Be sure to contact your Card Office to secure any on-campus accounts that you may have. What happens if my Campus Card is lost or stolen? Immediately report a lost or stolen card by calling Cardholder Services at As long as the missing card is reported immediately, you will not be responsible for any

5 unauthorized charges. Where do I get a replacement card? If you received your original Campus Card from your school, you will need to get a replacement card at the same location. When you receive your replacement card, log into My Account at choose Replace and Activate under Account Activities to link the new card to your existing account. What happens when I am no longer a student? Your account will stay activated until expiration on the card, even if you are no longer enrolled. About a month before your card expires, we will send you a standard replacement card. Once activated, this card will access the available funds in your account. FEES What fees are associated with the Prepaid Debit MasterCard account? There is no enrollment fee and no monthly service fee and no minimum balance requirement. For a complete fee schedule visit ELECTRONIC PAYMENT Can I write a check or make E-check payments from my account? No. The card is a prepaid Debit MasterCard and can be used to make purchases, online and instore, wherever MasterCard debit cards are accepted.

Travel Card. Cardholder Frequently Asked Questions. June 2014 T.FQ.S.20141.E

Travel Card. Cardholder Frequently Asked Questions. June 2014 T.FQ.S.20141.E Travel Card Cardholder Frequently Asked Questions Travel Card (1) Where can I use my card? Your card may be used anywhere debit cards are accepted. The brand marks on your card indicate where the card

More information

DEBIT CARD FREQUENTLY ASKED QUESTIONS

DEBIT CARD FREQUENTLY ASKED QUESTIONS What is a debit card? How can I activate my debit card? What should I do if my credit card is lost or stolen or if I notice fraudulent debit card transactions? Are there transaction fees for using my debit

More information

Visa Reloadable Frequently Asked Questions. EMV Travel Card

Visa Reloadable Frequently Asked Questions. EMV Travel Card Visa Reloadable Frequently Asked Questions EMV Travel Card How does the International Prepaid Card work? The International Prepaid Card is a reloadable prepaid Visa debit card, which means you can spend

More information

Yes, your card will expire at a given date, which is printed on the front of your card.

Yes, your card will expire at a given date, which is printed on the front of your card. What is the Debenhams Prepaid Card? Debenhams Prepaid Card works in a similar way to a pay as you go mobile phone. You top up what you need, when you need it. You top the card up with money which can be

More information

u.s. bank focus card Frequently Asked Questions The Focus Card What is the Focus Card? How does the Focus Card work?

u.s. bank focus card Frequently Asked Questions The Focus Card What is the Focus Card? How does the Focus Card work? Frequently Asked Questions What is the Focus Card? The Focus Card is a reloadable, prepaid debit card issued by U.S. Bank. It provides an electronic option for receiving your pay. It is not a credit card,

More information

1.4. Will my Social Security and Supplemental Security Income benefits be safe?

1.4. Will my Social Security and Supplemental Security Income benefits be safe? 1. OVERVIEW 1.1. What is the Direct Express card? The Direct Express card is a prepaid debit card available to Social Security and Supplemental Security Income check recipients who wish to receive their

More information

Bank Easy Card. Benefits. Adding Funds

Bank Easy Card. Benefits. Adding Funds Bank Easy Card Enjoy the unrivaled purchasing power of MasterCard with a prepaid, reloadable CharterBank Bank Easy Card. It's the smart way to manage and protect your money. Apply in minutes no minimum

More information

Why do you need my Social Security Number and other personal information when I enroll for an I.C.E. card?

Why do you need my Social Security Number and other personal information when I enroll for an I.C.E. card? ABOUT THE ICE MasterCard Prepaid CARD What is the I.C.E MasterCard Prepaid CARD? Is the I.C.E. Card like a checking or savings account? Are funds loaded on to the I.C.E. Card FDIC insured? Are there age

More information

ReliaCard THE RELIACARD FREQUENTLY ASKED QUESTIONS

ReliaCard THE RELIACARD FREQUENTLY ASKED QUESTIONS ReliaCard FREQUENTLY ASKED QUESTIONS ***Important Information Regarding Economic Assistance TANF Payments *** The State of South Dakota has partnered with U.S. Bank to provide you with a reloadable prepaid

More information

Frequently Asked. Questions. Cash Solution TM PIN Prepaid Debit Card

Frequently Asked. Questions. Cash Solution TM PIN Prepaid Debit Card 0 Frequently Asked Questions TM Cash Solution TM PIN Prepaid Debit Card Frequently Asked Questions About this booklet Moneytree has compiled the information in this booklet to help you understand and use

More information

PAYROLL CARD FREQUENTLY ASKED QUESTIONS

PAYROLL CARD FREQUENTLY ASKED QUESTIONS The following document provides answers to frequently asked questions regarding the Umpqua Bank Payroll Card. Contact Customer Care at 800-650-7141 with questions. Card Basics Q. How does the Payroll Card

More information

FBFCU VISA PREPAID DEBIT CARD FREQUENTLY ASKED QUESTIONS (FAQs)

FBFCU VISA PREPAID DEBIT CARD FREQUENTLY ASKED QUESTIONS (FAQs) ABOUT THE FORT BRAGG FEDERAL CREDIT UNION VISA PREPAID CARD What is the FORT BRAGG FEDERAL CREDIT UNION Visa Prepaid Card? Is the FORT BRAGG FEDERAL CREDIT UNION Card like a checking or savings account?

More information

Prepaid Debit Card FAQs (FAQs with an asterisk appear in the prepaid cardholder collateral piece.)

Prepaid Debit Card FAQs (FAQs with an asterisk appear in the prepaid cardholder collateral piece.) Prepaid Debit Card FAQs (FAQs with an asterisk appear in the prepaid cardholder collateral piece.) Has Bellco partnered with a prepaid debit card vendor? Yes. Bellco has partnered with The Members Group

More information

SAS EuroBonus. Travel Cash. Frequently Asked Questions

SAS EuroBonus. Travel Cash. Frequently Asked Questions SAS EuroBonus Travel Cash Frequently Asked Questions YOUR MOST COMMON QUESTIONS ABOUT TRAVEL CASH 5 Q. How can I request a EuroBonus member Card with Travel Cash? 5 Q. Does it cost anything to get Travel

More information

How does the EMV Travel Prepaid Card work?

How does the EMV Travel Prepaid Card work? How does the EMV Travel Prepaid Card work? The EMV Travel Prepaid Card is a reloadable prepaid Visa Reloadable EMV Travel Prepaid Card, which means you can spend up to the value placed on the card anywhere

More information

Forever Direct Deposit

Forever Direct Deposit Forever Direct Deposit In order to expedite the delivery of profits and bonuses to Distributors registered in the USA, we offer a direct deposit service. Forever Direct Deposit is available to any Distributor

More information

Oklahoma MasterCard Debit Card. SMART for You. Foster Care Program. Smart for Who? Smart for You. Oklahoma MasterCard Debit Card

Oklahoma MasterCard Debit Card. SMART for You. Foster Care Program. Smart for Who? Smart for You. Oklahoma MasterCard Debit Card Oklahoma MasterCard Debit Card SMART for You Foster Care Program Smart for Who? Smart for You. Oklahoma MasterCard Debit Card Frequently Asked Questions about the Oklahoma Department of Human Services

More information

FREQUENTLY ASKED QUESTIONS ABOUT THE FSA DEBIT CARD

FREQUENTLY ASKED QUESTIONS ABOUT THE FSA DEBIT CARD FREQUENTLY ASKED QUESTIONS ABOUT THE FSA DEBIT CARD How does the FSA Debit Card factor in? If you participated in the Flexible Spending Plan last plan year, you will not receive a new card for the current

More information

360 Federal Credit Union Reloadable Prepaid Card Terms and Conditions

360 Federal Credit Union Reloadable Prepaid Card Terms and Conditions 360 Federal Credit Union Reloadable Prepaid Card Terms and Conditions These are your Prepaid Card Terms and Conditions: "Agreement" means these Visa Prepaid Card Terms and Conditions. "We" "us" and "our"

More information

U.S. Bank Contour Sub Account (including Direct Deposit) Cardholder Agreement For Sub Accounts Opened Prior to September 1, 2014

U.S. Bank Contour Sub Account (including Direct Deposit) Cardholder Agreement For Sub Accounts Opened Prior to September 1, 2014 I. Terms and Conditions for the U.S. Bank Contour Account U.S. Bank Contour Sub Account (including Direct Deposit) Cardholder Agreement For Sub Accounts Opened Prior to September 1, 2014 (Effective 09/01/2014)

More information

Visa Student Card Terms and Conditions. These are your Student Card Terms and Conditions.

Visa Student Card Terms and Conditions. These are your Student Card Terms and Conditions. Visa Student Card Terms and Conditions These are your Student Card Terms and Conditions. "Agreement" means these Visa Student Card Terms and Conditions. "We" "us" and "our" refer to Bank-Fund Staff Federal

More information

Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS. What is a Health Savings Account (HSA)?

Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS. What is a Health Savings Account (HSA)? Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS What is a Health Savings Account (HSA)? An HSA is a special, tax advantaged account that that is owned by you and is

More information

HOT TOPIC QUESTIONS. Can t get money out of the ATM?

HOT TOPIC QUESTIONS. Can t get money out of the ATM? HOT TOPIC QUESTIONS Can t get money out of the ATM? Make sure you know your PIN number. This is a 4 digit number that you created when you activated your card. Do not try more than twice because it will

More information

ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS

ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS What is the ipayu Prepaid The ipayu Prepaid MasterCard provides parents with a convenient, safe way to send money to their students. Students can

More information

BENEFITS GUIDE. BMO Prepaid Travel. MasterCard. Your travel payment card

BENEFITS GUIDE. BMO Prepaid Travel. MasterCard. Your travel payment card BENEFITS GUIDE BMO Prepaid Travel * MasterCard Your travel payment card WELCOME! GET READY TO USE YOUR CARD WITH COMPLETE PEACE OF MIND. You ve just received your new BMO Prepaid Travel MasterCard the

More information

The Webster Visa Prepaid Debit Card Frequently Asked Questions

The Webster Visa Prepaid Debit Card Frequently Asked Questions Contact Us Welcome to Webster Bank. Please contact our Card Services support line at 866.242.0861 with any questions or concerns, 24/7. Thank you for being a valued Webster Customer! The Webster Visa Prepaid

More information

About Your Gift Card

About Your Gift Card About Your Gift Card Valley National Bank Visa Gift Card Terms and Conditions This Agreement sets forth the Terms and Conditions (collectively, the Terms ) applicable to the Valley National Bank Visa Gift

More information

How To Get Paid Through A Skylight Pay Options Card

How To Get Paid Through A Skylight Pay Options Card Enjoy the Benefits of the Skylight PayOptions Program Enjoy the Benefits of the Skylight PayOptions Program Instead of waiting in line to cash your paycheck, have your pay automatically deposited to a

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. You earn

More information

It s in the Cards. Participant s Guide

It s in the Cards. Participant s Guide Savvy Saving Seniors It s in the Cards This material was prepared by a third party not affiliated with Bank of America or any of its affiliates and is for information and educational purposes only. The

More information

ReliaCard Q&A. What is It? How Do I Sign Up?

ReliaCard Q&A. What is It? How Do I Sign Up? ReliaCard Q&A Nebraska contracts with U.S. Bank to provide this prepaid debit card as a payment option. Nebraska and U.S. Bank are offering the ReliaCard Visa debit card to clients and individual service

More information

Are there any special types of transactions I should know about before I shop with my ATIRAreload card?

Are there any special types of transactions I should know about before I shop with my ATIRAreload card? Frequently Asked Questions about your ATIRAreload Card How does my ATIRAreload card work? Your ATIRAreload card is a Visa prepaid card. Money available for spending is determined by the amount of money

More information

Cardholder Frequently Asked Questions

Cardholder Frequently Asked Questions Skip to Content Cardholder Frequently Asked Questions Close this browser window to return to session. TOTALPAY Card by ADP FAQs CARD BASICS 1. Is my TOTALPAY Card ready to use when I receive it? 2. When

More information

FEDERAL BANK CASH PASSPORT FREQUENTLY ASKED QUESTIONS (FAQS)

FEDERAL BANK CASH PASSPORT FREQUENTLY ASKED QUESTIONS (FAQS) FEDERAL BANK CASH PASSPORT FREQUENTLY ASKED QUESTIONS (FAQS) 1. How does Cash Passport work? Federal Bank Cash Passport is a prepaid currency card, which can be used abroad, to withdraw local currency

More information

FREQUENTLY ASKED QUESTIONS GENERAL

FREQUENTLY ASKED QUESTIONS GENERAL FREQUENTLY ASKED QUESTIONS GENERAL What does electronic payment mean to me? What options do I have? What is the best option for me? Can I choose to receive a paper check instead of an electronic payment?

More information

Unemployment Insurance U.S. Bank ReliaCard. Frequently Asked Questions. What is the ReliaCard and How Does It Work?

Unemployment Insurance U.S. Bank ReliaCard. Frequently Asked Questions. What is the ReliaCard and How Does It Work? Unemployment Insurance U.S. Bank ReliaCard What is the ReliaCard and How Does It Work? What is the ReliaCard? The ReliaCard is a reloadable, prepaid card issued by U.S. Bank. The ReliaCard is an electronic

More information

Vishwa Yatra Foreign Travel Card (VYFTC)

Vishwa Yatra Foreign Travel Card (VYFTC) Vishwa Yatra Foreign Travel Card (VYFTC) Eligibility Features The card can be issued to: any bonafide citizen of India who plans to travel abroad except Nepal and Bhutan. Corporates for their employees

More information

PRINT NEW HIRE PACKET ONE-SIDED. The DEADLINE for all paperwork is no later than two days prior to the employee s start date

PRINT NEW HIRE PACKET ONE-SIDED. The DEADLINE for all paperwork is no later than two days prior to the employee s start date HUMAN RESOURCES DIVISION 6 East 6 th Street / P.O. Box 708 Lawrence, KS 66044 PHONE: (785) 832-3203 FAX: (785) 832-3228 lawrenceks.org/jobs From: Human Resources Division To: Supervisors HIRING PAPERWORK

More information

Google Payments Terms of Service Buyer (US)

Google Payments Terms of Service Buyer (US) Google Payments Terms of Service Buyer (US) September 10, 2015 These Terms of Service are a legal agreement, between you and Google Payment Corp. ("GPC" or "we"), a wholly owned subsidiary of Google Inc.,

More information

How do I sign up for the Debit Card? You need to make an active selection on your annual enrollment form.

How do I sign up for the Debit Card? You need to make an active selection on your annual enrollment form. Debit Card FAQs What is the Debit Card? The Debit Card is a special-purpose MasterCard that gives you an easy, automatic way to pay for eligible healthcare expenses. The Card lets you electronically access

More information

An Employer s Guide to Payroll Cards

An Employer s Guide to Payroll Cards An Employer s Guide to Payroll Cards An important part of your role as an employer is to ensure that you pay your workers promptly and accurately, and that you comply with federal and state payroll laws

More information

www.fpcu.org RELOADABLE PREPAID CARD

www.fpcu.org RELOADABLE PREPAID CARD www.fpcu.org RELOADABLE PREPAID CARD terms AND CONDITIONS Effective 5.1.12 The following are your Financial Partners Credit Union MASTERCARD Reloadable Prepaid Card Terms and Conditions. Except as the

More information

I don t know my Employee Identification Number. How do I get it? Contact LAUSD Personnel, Human Resources, or your Supervisor.

I don t know my Employee Identification Number. How do I get it? Contact LAUSD Personnel, Human Resources, or your Supervisor. FAQ What is California Credit Union s Pay Card? CCU s Pay Card is a Visa -branded reusable debit card created exclusively for LAUSD employees. The employee has access to their pay 24 hours a day, 7 days

More information

Frequently Asked Questions on the Benny Prepaid Benefits Card

Frequently Asked Questions on the Benny Prepaid Benefits Card Frequently Asked Questions on the Benny Prepaid Benefits Card General Questions on the Benny Prepaid Benefits Card 1. Why did I receive the Benny Prepaid Benefits Card? As a participant in a medical reimbursement

More information

Health Care Flexible Spending Account (HCFSA) Plan Frequently Asked Questions

Health Care Flexible Spending Account (HCFSA) Plan Frequently Asked Questions Health Care Flexible Spending Account (HCFSA) Plan Frequently Asked Questions General FSA Questions What is a Health Care Flexible Spending Account (HCFSA) Plan? The Health Care Flexible Spending Account

More information

ING Vysya Bank Forex Travel Card is a pre-paid foreign currency chip card that offers you a safe, secure and

ING Vysya Bank Forex Travel Card is a pre-paid foreign currency chip card that offers you a safe, secure and Forex Travel Card FAQs: What is ING Vysya Bank Forex Travel Card? ING Vysya Bank Forex Travel Card is a pre-paid foreign currency chip card that offers you a safe, secure and convenient way to meet all

More information

ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions

ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions International Prepaid Card These are your International Prepaid Card Terms and Conditions. "Agreement" means these VISA Prepaid

More information

Participant Reference Guide

Participant Reference Guide Participant Reference Guide Welcome to FlexSystem and to the tax saving benefits of a Section 125 Cafeteria Plan. We hope you will find FlexSystem to be an efficient and valuable service. Our Participant

More information

Reloadable Visa Debit Card. These are your Reloadable Visa Debit Card Terms and Conditions.

Reloadable Visa Debit Card. These are your Reloadable Visa Debit Card Terms and Conditions. Reloadable Visa Debit Card These are your Reloadable Visa Debit Card Terms and Conditions. "Agreement" means these Visa Prepaid Card Terms and Conditions."We" "us" and "our" refer to Del Norte Credit Union.

More information

Cumberland Valley National Bank & Trust Cash Card (Reloadable) Prepaid Card Terms & Conditions

Cumberland Valley National Bank & Trust Cash Card (Reloadable) Prepaid Card Terms & Conditions Rev 6/2015 Cumberland Valley National Bank & Trust Cash Card (Reloadable) Prepaid Card Terms & Conditions Cumberland Valley National Bank Prepaid Reloadable MasterCard Agreement This prepaid Reloadable

More information

NetSpend Terms and Conditions

NetSpend Terms and Conditions NetSpend Terms and Conditions CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY Terms and Conditions/Definitions for the NetSpend Visa Prepaid Card This Cardholder Agreement ( Agreement ) outlines the

More information

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue Smarter Financing for Smarter Business Your business. Your credit card. Your way. Business Edition Visa Card with Absolute Rewards Business Edition Visa Card Small Business with up to $5MM annual revenue

More information

My REWARDs CHECKING ACCOUNT CHANGE REQUEST

My REWARDs CHECKING ACCOUNT CHANGE REQUEST My REWARDs CHECKING ACCOUNT CHANGE REQUEST Date: Customer Name: Customer Account Number: Current Account Type: Branch I have a debit card Yes No If NO, card ordered: Debit Card tied to Account Number:

More information

My REWARDs CHECKING ACCOUNT CHANGE REQUEST

My REWARDs CHECKING ACCOUNT CHANGE REQUEST My REWARDs CHECKING ACCOUNT CHANGE REQUEST Date: Customer Name: Customer Account Number: Current Account Type: Branch I have a debit card Yes No If NO, card ordered: Debit Card tied to Account Number:

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

PNC PayCard Program Cardholder Website How-To Manual

PNC PayCard Program Cardholder Website How-To Manual PNC PayCard Program Cardholder Website How-To Manual January 2011 Cardholder Website How-To Manual Congratulations on your new PNC Prepaid Debit Card! We hope you find the card simple and convenient to

More information

Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS. What is a Health Savings Account (HSA)?

Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS. What is a Health Savings Account (HSA)? Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS What is a Health Savings Account (HSA)? An HSA is a special, tax advantaged account that is owned by you and is designed

More information

Fort Bend Independent School District Summer School Course Online Course Request and Payment Guide

Fort Bend Independent School District Summer School Course Online Course Request and Payment Guide This year you can make your course selections for 2014 Summer School Programs in Skyward Family Access. Skyward Family Access allows you to select your summer school course and pay for it online via a

More information

CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY

CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY Terms and Conditions/Definitions for the E1 Visa Prepaid Card This Cardholder Agreement ( Agreement ) outlines the terms and conditions under which

More information

$89.00 (one-time fee). $75.00 for first year After that, $48.00 annually.

$89.00 (one-time fee). $75.00 for first year After that, $48.00 annually. Terms and Conditions-Website Interest Rates and Interest Charges Annual Percentage Rate 29.99% (APR) for Purchases APR for Cash Advances 29.99% Paying Interest Your due date will be a minimum of 21 days

More information

Cardholder Guide Travel Card Program

Cardholder Guide Travel Card Program Cardholder Guide Travel Card Program Procurement Services Branch Vol. Ministry 1 Issue of Technology, 1 Innovation and Citizens Services The Bank of Montreal (BMO) provides commercial card services to

More information

Section 1 - for you to f ill in

Section 1 - for you to f ill in Discovery Account Applicat ion Form You should use this application form when you are applying for the following accounts. Danske Discovery Current Account (for people aged 11 to 17) Danske Discovery Savings

More information

Volkswagen TDI Customer Goodwill Package Customer FAQ

Volkswagen TDI Customer Goodwill Package Customer FAQ Volkswagen TDI Customer Goodwill Package Customer FAQ For other questions or concerns that are not addressed in this document, please contact VW Owner Customer CARE: 1-800-822-8987 8am 7pm LOCAL Monday

More information

2016 Health Savings Plan and Health Savings Account Questions

2016 Health Savings Plan and Health Savings Account Questions 2016 Health Savings Plan and Health Savings Account Questions Health Savings Plan (HSP) What is the Health Savings Plan? The HSP is a High Deductible Health Plan (HDHP) with coverage that starts after

More information

Online Account Opening Customer FAQs

Online Account Opening Customer FAQs Online Account Opening Customer FAQs Q. Why are you offering this new service to customers? A. At United Bank, we always look to identify and implement ways to enhance your banking experience with us whether

More information

How To Get A Checking Account In The United States

How To Get A Checking Account In The United States Date Here Welcome University of Michigan International Students U.S. Banking System Overview Banking is regulated by federal and state governments Privacy Disclosure Fraud protection Protection against

More information

Reload Mobile Money FAQs 1. Buying a Reload card. Activation of a Reload account

Reload Mobile Money FAQs 1. Buying a Reload card. Activation of a Reload account Reload Mobile Money FAQs 1. What is Reload Mobile Money and Visa Card? Reload is a prepaid Mobile Money account that is activated using your cellular phone number and giving you access to your funds via

More information

COMMBANK CREDIT CARD CONDITIONS OF USE.

COMMBANK CREDIT CARD CONDITIONS OF USE. COMMBANK CREDIT CARD CONDITIONS OF USE. How you can use your account. For all CommBank Personal Credit Cards and Business Credit Cards. 1 January 2015 CONTENTS Conditions of Use 1 Your contract with us

More information

STATE EMPLOYEES CREDIT UNION VISA GIFT CARD TERMS AND CONDITIONS Effective September 2013

STATE EMPLOYEES CREDIT UNION VISA GIFT CARD TERMS AND CONDITIONS Effective September 2013 STATE EMPLOYEES CREDIT UNION VISA GIFT CARD TERMS AND CONDITIONS Effective September 2013 This Cardholder Agreement ( Agreement") sets forth the terms and conditions of your SECU Visa Gift Card ( Card

More information

A+FCU GIFT CARD TERMS AND CONDITIONS

A+FCU GIFT CARD TERMS AND CONDITIONS PO Box 14867 Austin, TX 78761-4867 512-302-6800 800-252-8148 www.aplusfcu.org A+FCU GIFT CARD TERMS AND CONDITIONS These terms and conditions ( Agreement ) govern the issuance and use of the A+ FCU Gift

More information

A Payment Card for Every Need! PROGRAM OVERVIEW

A Payment Card for Every Need! PROGRAM OVERVIEW A Payment Card for Every Need! PROGRAM OVERVIEW 1" PREMIER SELECT " RELOADABLE PRODUCT SUITE A Payment Card for Every Need! Unlimited Family Banking Student Online Traveler Unlimited Access The Premier

More information

UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS

UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS Please keep these Terms and Conditions handy and refer to them when you need to. And remember, whenever you have a question, you can call

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

Frequently Asked Questions For Flexible Spending Accounts and the Benny Card

Frequently Asked Questions For Flexible Spending Accounts and the Benny Card Frequently Asked Questions For Flexible Spending Accounts and the Benny Card 1 What is the Benny Card? A. The Benny Card is a MasterCard that gives you an easy, automatic way to pay for qualified health

More information

Checking Solutions Comparison Chart. Active Duty Checking For the military. Yes. Up to $20 per statement period. None. None;

Checking Solutions Comparison Chart. Active Duty Checking For the military. Yes. Up to $20 per statement period. None. None; SWITCHKIT Highlights Free Visa Check Card Over 1 million ATMs worldwide Checking Protection options 24-hour account access ATM fee rebates 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org

More information

WELCOME Follow this easy checklist to start your account off right!

WELCOME Follow this easy checklist to start your account off right! WELCOME Follow this easy checklist to start your account off right! Enroll in online banking services Enroll in Online Banking at (click on Enroll on the top red bar and enter your information) - Required

More information

STAMP PLACE HERE. PO BOX #4676 Station A. Canada, M5W 6A4. Toronto, Ontario STATE ZIP CODE CITY PROVINCE POSTAL CODE ENGROC(0214) STREET FROM

STAMP PLACE HERE. PO BOX #4676 Station A. Canada, M5W 6A4. Toronto, Ontario STATE ZIP CODE CITY PROVINCE POSTAL CODE ENGROC(0214) STREET FROM FROM STREET CITY PROVINCE POSTAL CODE ENGROC(0214) STATE ZIP CODE PO BOX #4676 Station A Toronto, Ontario Canada, M5W 6A4 PLACE STAMP HERE YARD CARD CANADA CREDIT APPLICATION APPLICANT'S INFORMATION (Please

More information

Frequently Asked Questions (FAQs) IDBI Bank PayApt

Frequently Asked Questions (FAQs) IDBI Bank PayApt A. About PayApt Frequently Asked Questions (FAQs) IDBI Bank PayApt Q1. What is IDBI Bank PayApt? IDBI Bank PayApt is a mobile payment solution accessible from your Android smartphone that enables you to

More information

Mango Savings Account Customer Agreement

Mango Savings Account Customer Agreement Mango Savings Account Customer Agreement Agreement Definitions: This document is an addendum ( Savings Addendum ) to your Mango Cardholder Agreement ( Card Program Agreement ) and contains additional terms

More information

Banking 101 guide Banking can be confusing!

Banking 101 guide Banking can be confusing! Banking 101 Guide Banking can be confusing! To make it easier, we ve compiled this guide and a list of common banking terms and definitions associated with Higher One and your Higher One checking account.

More information

TruRewards Terms and Conditions

TruRewards Terms and Conditions TruRewards Terms and Conditions TruRewards ("Program") is a promotional incentive program offered by Banner Bank ("Issuer," "we," and "us") residents of the United States. Under the Program, you will earn

More information

Your new checking account

Your new checking account Your new checking account Getting started guide The information in this disclosure may not be entirely accessible to screen readers. Please call the Phone Bank at 1-800-TO-WELLS if you would like to obtain

More information

Frequently Asked Questions Regarding Middlebury College FSA Benefits Card

Frequently Asked Questions Regarding Middlebury College FSA Benefits Card Glossary of Terms: Frequently Asked Questions Regarding Middlebury College FSA Benefits Card Co-Insurance the percentage of covered expenses paid by Middlebury College s Health and Dental plans and the

More information

Visa Debit processing. For ecommerce and telephone order merchants

Visa Debit processing. For ecommerce and telephone order merchants Visa Debit processing For ecommerce and telephone order merchants Table of contents About this guide 3 General procedures 3 Authorization best practices 3 Status check transactions 4 Authorization reversals

More information

Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ)

Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ) Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ) What is a Health Reimbursement Account (HRA)? The HRA is an employer-sponsored plan that can be used to reimburse a portion of you and

More information

DEBIT/ATM CARD APPLICATION

DEBIT/ATM CARD APPLICATION DEBIT/ATM CARD APPLICATION APPLICANT: Last Name: First Name: M.I. Street Address: Apt. # / PO Box: City: State: Zip: Day Telephone #: Evening Telephone # Debit Card ATM Card SECOND APPLICANT: Last Name:

More information

Virginia Tax Refund Debit Card Frequently Asked Questions for the Virginia Banking Community

Virginia Tax Refund Debit Card Frequently Asked Questions for the Virginia Banking Community Virginia Tax Refund Debit Card Frequently Asked Questions for the Virginia Banking Community Background and Scope Effective January 2013, tax refunds will be issued through a direct bank deposit or through

More information

International Travel Tips. Get the most from your Visa card

International Travel Tips. Get the most from your Visa card International Travel Tips Get the most from your Visa card Using Your Visa Card to Make Purchases Abroad Your Visa card is accepted at millions of places worldwide, making it a safe and convenient way

More information

A financial empowerment toolkit for community volunteers

A financial empowerment toolkit for community volunteers YOUR MONEY, YOUR GOALS A financial empowerment toolkit for community volunteers Modules 8: Money services, cards, accounts, and loans Consumer Financial Protection Bureau April 2015 Table of contents MODULE

More information

Fort Bend ISD Summer School Online Course Request and Payment Guide 2015

Fort Bend ISD Summer School Online Course Request and Payment Guide 2015 Summer School This year you can make your course selections for 2015 Summer School Programs in Skyward Family Access. Skyward Family Access allows you to select your summer school course and pay for it

More information

CO-OP Prepaid Cards. Give your members options.

CO-OP Prepaid Cards. Give your members options. CO-OP Prepaid Cards Give your members options. Strengthen loyalty...decrease attrition... improve service. Offer your members the convenience of prepaid cards. SM CO-OP PREPAID CARDS Prepaid cards for

More information

ELECTRONIC FUNDS TRANSFER AGREEMENT REG E DISCLOSURE

ELECTRONIC FUNDS TRANSFER AGREEMENT REG E DISCLOSURE ELECTRONIC FUNDS TRANSFER AGREEMENT REG E DISCLOSURE The purpose of this disclosure statement is to inform you of certain rights which you have under the Electronic Funds Transfer Act. NOTICE REGARDING

More information

Appendix. Data Tables

Appendix. Data Tables Appendix Data Tables Index of Tables Part 1: In-Store Payment Preferences...167 1.1 What payment products do you have?...167 1.2 How often do you use the following payment methods for purchases in stores?...167

More information

Banking in the United States of America

Banking in the United States of America Banking in the United States of America U.S. Banking System Overview Banking is regulated by Federal and State governments. Privacy Disclosure Fraud protection Protection against dishonest lending Lending

More information

Debit MasterCard BusinessCard Application

Debit MasterCard BusinessCard Application Debit MasterCard BusinessCard Application Company Name: COMPANY INFORMATION: (Please Print) Date: Street Address: City: State: Zip: Mailing Address: City: State: Zip: Contact Person: Phone Number: Tax

More information

Interest Rates and Interest Charges. 9.9% This APR may change based upon your creditworthiness.

Interest Rates and Interest Charges. 9.9% This APR may change based upon your creditworthiness. Visa Platinum Rewards Credit Card Account Opening Disclosure Interest Rates and Interest Charges For Purchases, and Cash Advances For Balance Transfers 9.9% This APR may change based upon your creditworthiness.

More information

Understanding debit cards Plastic with a difference

Understanding debit cards Plastic with a difference Managing Money www.managing-money.org Understanding debit cards Plastic with a difference $$ A project of Consumer Action Many consumers prefer to use a debit card rather than a credit card for shopping

More information

Independent Bank 230 W Main St Ionia, MI 48846 800.300.3193 www.independentbank.com ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE

Independent Bank 230 W Main St Ionia, MI 48846 800.300.3193 www.independentbank.com ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE 230 W Main St Ionia, MI 48846 800.300.3193 www.independentbank.com ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE For purposes of this disclosure and agreement the terms "we", "us" and "our" refer to

More information

Follow these easy steps to apply for an account by mail:

Follow these easy steps to apply for an account by mail: Follow these easy steps to apply for an account by mail: 1. All information is required unless otherwise indicated. Federal law requires all financial institutions to obtain, verify, and record information

More information