Helpful Hints (for consumer accounts)

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2 Helpful Hints (for consumer accounts) First National Bank of Dublin DeLeon Gustine offers all the Convenience you deserve. At FNB, we know that your time is valuable. Let us do all the work for YOU! To start your FNB account, all it takes is one trip to your local FNB. Our new accounts staff will do all the paper work for you. Just bring the following documents with you: Current Drivers License or Picture ID (for each current signer) Proof of Social Security Number (for each current signer) $ minimum deposit Note: To make your finances even easier, remember to open your personal savings account at the same time to be used for overdraft protection!! 1. Discontinue using your old checking account. It could take 10 days or longer for outstanding checks to clear. In the meantime, destroy all unused checks, deposit slips, and checks/atm cards. We can even shred them for you here. 2. Change automatic payments. Do not forget accounts that may use your debit card number. 3. Change accounts for direct deposit. Just use the Automatic Deposit Form to send to your payroll department to begin direct deposit to your new FNB account. 4. Close all your old accounts. You do not have to go to the bank to close your accounts. Simply fill out Account Closing Form and your account will be closed. We have made it just that easy. If there is a remaining balance, your old bank will issue an official check and mail it to you at the address you have indicated on the Account Closing Form or mail it directly to your new account with FNB. We look forward to serving all your financial needs.

3 Helpful Hints (for commercial accounts) If convenience is important to you, then you should be banking with us!! We ve made it easy to open your account at FNB, our friendly staff will do all the paperwork for you, make sure to bring the following documents with you: Your Assumed Name Certificate (if applicable) Corporate Papers (if applicable) Tax Information or proof of SSN (for each signer) Drivers License (for each signer on the account) or picture ID. $ minimum deposit. Note: To make things even easier. Remember to open your Merchant Service Account at the same time. 1. Discontinue using your old checking account. It could take 10 days or longer for all outstanding checks to clear. In the meantime, destroy all unused checks, deposit slips, and Check/Visa cards. We can even shed them for you. 2. Change automatic payments. Do not forget accounts that may use your debt card number. 3. Change accounts for payroll processing. Just use the Automatic Deposit Form to send to your payroll processor to begin your processing of your new FNB account. 4. Close your old Business Account (s). You do not have to go to the bank to close your accounts. Simply fill out the Account Closing Form and your account will be closed. We have made it just that easy. If there is a remaining balance. Your old bank will issue an official check and mail it to you at the address you have indicated on your Account Closing Form and your new account with FNB. We look forward to serving all your business needs.

4 Automatic Deductions Inform companies to have payments automatically deducted from your new FNB account. (i.e. mortgage payments, insurance premium, gym memberships, etc.) Follow these easy steps: 1. Complete, sign and date this form 2. Attach a Voided check from your new FNB account. 3. Submit this form to each company / organization that is currently authorized to make automatic deductions from your account. Company Name: Company Address: To Whom It May Concern: I Recently changed banks and request that my automatic deduction be switched to my new account at FNB. My information is as follows: Name on account: Address: Phone Number: FNB Account Number: FNB ABA Routing Number Effective: / / Address: P.O. Box 440 Dublin, Texas I authorized your company to initiate debit entries to my account at FNB. I understand that this authorization will remain in full force and effect until all parties have received written notification from me of its termination in such time as to afford a reasonable time to act. If you have any questions, please call me at the number listed above. Signature: Date:

5 Automatic Deductions Inform companies to redirect recurring automatic deposits such as payroll, Social Security, dividends, annuities or other periodic distributions, into your FNB account. Follow these easy steps: 1. Complete, sign and date this form 2. Attach a Voided check from your new FNB account. 3. Submit this form to each company / organization that is currently authorized to make automatic deposits from your account. Company Name: Company Address: To Whom It May Concern: I Recently changed banks and request that my automatic deposit be switched to my new account at FNB. My information is as follows: Name on account: Address: Phone Number: FNB Account Number: FNB ABA Routing Number Effective: / / Address: P.O. Box 440 Dublin, Texas I authorized your company to initiate debit entries to my account at FNB. I understand that this authorization will remain in full force and effect until all parties have received written notification from me of its termination in such time as to afford a reasonable time to act. If you have any questions, please call me at the number listed above. Signature: Date:

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