1 Partner Programme Earn a piece of the turnover from Lopoca s games! Casino, Sportsbetting, Poker, Nugget Game and IQ-Game The Lopoca Difference! Your ability to Earn CashBack AND a piece of the gaming action, when you refer your friends and even strangers; building yourself a community of likeminded individuals who love online gaming. Have Fun, Play Games, Make Money, sharing and gaming with others!
2 Instant Earnings Cash Back Fast Start Long-term Earnings Cash Back Points Gold Club Matching Bonus World Pool LOPOCA BRINGS YOU A WIDE RANGE OF GAMING ENTERTAINMENT! earnings or even use them to play more of Lopoca s games. The best thing about the Partner Programme is Lopoca pays sixty per cent (60%) of its profit in cashback and commissions 4 times a month. The monthly qualifying order activates your Team Partner`s account for one month. Our Partner Programme rewards those who support Lopoca s gaming products. It is based on a simple two-team structure: one team on the left (the left team), and one on the right (the right team). This simple and exciting plan involves just two teams, so it is easy to understand and explain. When you register as a Team Partner, you will get your own back office and personal marketing website. Use your replicated marketing website to enrol new Team Partners or simply players for our games. Each period you place a qualifying order and after you register a single qualified partner in each team, left and right ( qualified means he/she has purchased an IQ-Voucher), you can claim your Registering new customers who only want to play Lopoca s games can also make you a qualified member. If they sign up using your personal marketing website and deposit and make a turnover of at least 100 Euro, it will count towards your qualification for any points required GREATER than 1. The first point you must purchase yourself. 4 times a month, you are awarded points from the turnover generated by both new and existing customers. The Partner Programme offers you instant earnings in the form of: - Cashback - Fast Start Bonus You also generate long-term earnings in the form of: - Cashback: From your Team - Team Commissions - Gold Club - Matching Bonus - World Pool
3 All your earnings from Lopoca are subject to income tax and social security contributions. Lopoca strongly recommends that you seek legal tax advice in the country in which you reside or are obliged to pay taxes. Instant Earnings Cashback: Turnover generated by you As soon as you have generated turnover by playing Lopoca s games, you earn cashback. Cashback is equal to 7.88% of the contribution to margins for one pay period. Cashback is credited to your Commission account. You (both players and Team Partners) can use this money to request a withdrawal or play more of Lopoca s exciting games (See example in the Cashback: Team section). Fast Start Bonus To qualify for our 1 st Level Fast Start you need to purchase a Gold Team Partner membership. To qualify for additional Fast Start Bonus levels, you need a qualifying order of at least 1 point generated by you per pay period. For the Manager status or higher there are other qualifications in addition to the qualifying order. Qualified members receive a Fast Start Bonus, when they refer someone to Lopoca who buys something or loads money into Lopoca. Qualified members also receive a bonus payment for the Nugget Game, if they hold Nuggets. 1st generation 2nd generation 3rd generation 4th generation Fast Start Bonus 4% From that Cash: 70% Nugget Bonus: 30% 3% From that Cash: 70% Nugget Bonus: 30% Qualification Gold Team Partner Gold Team Partner IQ-Voucher order 2% From that Cash: 70% Nugget Bonus: 30% Gold Team Partner IQ-Voucher order 1% From that Cash: 70% Nugget Bonus: 30% Gold Team Partner IQ-Voucher order
4 Long-Term Earnings Cash Back: Team As well as cashback on personal turnover by playing Lopoca s games, Gold Team Partners also receive cashback for 1st- and 2ndgeneration partners. This cashback is worth 5.26% of the contribution to margins for one pay period paid out as cashback, provided these partners generate turnover in one of the games available. This sum is paid to your Commission account. You can withdraw this or play more of Lopoca s exciting games. To qualify for a Team Cashback Bonus you need an IQ-Voucher or at least 1 point per pay period Example Calculation of a Member s Cashback from Turnover generated by him/her and 1st- and 2nd- Generation Partners This is valid only, if you and your team (including players) generate turnover in Sports Betting. In sports betting, depending on the margin of the betting that has been done in your team in a pay period, the percentages shared will fluctuate. For example, let s say that of all the bets placed, 90% of what was bet was returned to the players, and 10% of what was bet was lost. In this case, Lopoca retains that 10% but shares this with the Sports Betting provider with 20% going to the provider and 80% returned to Lopoca to be shared with the members. This 10% is the commission used by Lopoca to calculate the contribution to margins: Generated by the Generated by the 1st and Team Partner 2nd Generations Gaming turnover during the pay period 500 1, Of which 10% as commissions for the gaming 50,00 110,00 operator Lopoca s contribution to margins 40,00 88,00 (Split with Sports Betting provider) - donations to charity (5%) - 2,00-4,40 Total contribution to margins 38,00 83,60 Individual Cash Back (7,88%) 2, Cash Back for 1 st and 2 nd Generations (5,26%) --- 4,40
5 Team Commissions (Points) Gold Team Partners can also earn Team Commissions. To qualify, you need to be active with an IQ-Voucher or 1 point per pay period and two qualified partners recruited by you personally, one in the right team and 1 in the left team. Lopoca pays this bonus 4 times per month. The table below gives an overview of the turnover needed to earn points. At the end of each pay period, Lopoca calculates the turnover from your left team and your right team. Each time your teams (left and right combined) generate turnover of 300 points with at least 1/3 (100 points) on the weaker team side, as a qualified partner you receive one cycle, and points worth Qualified partners also receive a bonus of for the Nugget Game. Only completed sales and turnover are calculated and paid out. The ratio of sales in the right and left teams must be at least 1/3 on the weak team side If you do not qualify as an active partner with an IQ-Voucher, you will not be credited any points, and you will lose the points you already accumulated. To be active, partners must have an IQ-Voucher of at least one point every pay period. For Manager status or higher, there are additional IQ-Voucher qualifications necessary.. If one of your teams (left or right) has earned significantly more points than the other at the end of an ordinary calendar year, then part of the total volume of your stronger team that exceeds fifteen (15) times the total of the weaker team will be flushed. If a Team Partner registered after the 30th of June of a year, the points will not be flushed until the following year. At the beginning of the 1st week of the new calendar year, the part of the volume of the stronger team that exceeds the maximum will be flushed. The maximum is either fifteen (15) times the volume than the weaker team has earned in the last 4 pay periods of the calendar year or 150,000 points, whichever is greater. MaxOut: MaxOut affects only points, not the other ways you can earn winnings in Lopoca s Partner Programme. As soon as you have earned the maximum number of 400 cycles in your position in 4 consecutive pay periods, you will be awarded a new position at bottom of your stronger team. Points from turnover One IQ-Voucher each 1 Nugget Game EURO turnover each 1 Casino EURO 1, turnover each appr.5 SportsbettingEuro 1, each appr.5 Poker EURO 100 Rake each 1 Broker package 30 Broker Pro package 60 Broker Pure package 120
6 The 1/3 to 2/3 rule is extended as shown in example 1 below: Example 1: The Team Partner has earned 130 points with his/her right team, and 460 points with his/her left team. The commission calculation system takes 100 points from the weaker team (in other words, 100 points [⅓ of the 300 points needed for one cycle] of the 130 points earned) and 200 points from the stronger team, and adds these together to make 300 points for 1 cycle of that pay period. Points paid that exceed 300 in one cycle are not wasted; they are carried over to the next pay period. This means that from the example, the 30 points of the weaker team and the 260 points of the stronger team are carried over to the next pay period. During a pay period, 300 points are paid every time the commission system can take points from both teams with at least 1/3 (100 points) on the weaker team side. Example 2: If a Team Partner has earned 220 points with his/her weaker team and 670 points with his/her stronger team in one pay period, points are paid points are taken from the weaker team, and points from the stronger team. The remaining 20 points of the weaker team and the remaining 270 points of the stronger team are carried over to the next pay period.
7 Gold Club As a Gold Team Partner, you can join the Lopoca Gold Club by simply referring two people to your team. To be eligible for this way of earning winnings, you need at least 2 personal enrolments, including at least one from each of your two teams (left and right). As a Gold Club Team Partner you can not only climb the career ladder, but also take part in the Lopoca Matching Bonus Programme with up to 4 generations. Your status in the Gold Club can vary between the highest status you have achieved and your current status, depending on the qualification criteria you meet. This means, for example, you may have achieved the Manager status once, but currently hold Mentor status because you no longer meet all the criteria to qualify as a Manager. This can happen if one of the partners personally enrolled by you loses their qualified status, because they have not maintained their IQ-Voucher order. Matching Bonus 1st Generation To earn the 1st generation Matching Bonus, you need 1 personal point and 4 personally enrolled qualified Gold Team Partners. These Gold Team Partners must include at least one in each team (left and right), and the rest may be from either team. 2nd Generation To earn the 2nd generation Matching Bonus, you need 2 personal points and 12 personally enrolled qualified Gold Team Partners, at least one of whom must have achieved Gold Club Mentor status. These Gold Team Partners must include at least one in each team (left and right), and the rest may be from either team. You need a total of 12 personally registered qualified Gold Team Partners, one with Gold Club Mentor status, to receive the Matching Bonus. 3rd Generation To receive the 3rd generation Matching Bonus, you need 4 personal points and 20 personally enrolled qualified Gold Team Partners, at least four of whom must have achieved Gold Club Manager status and one Gold Club Director status. You need a total of 20 personally registered qualified Gold Team Partners, four with Gold You need a total of 4 personally registered qualified Gold Team Partners to earn the Matching Bonus. The 1st generation Matching Bonus is between 2.5% and 10% of the team commission of your personally enrolled Gold Team Partners, depending on status in the Gold Club. With the 2nd generation Matching Bonus, you benefit from the Gold Partners you have registered personally, and also receive 5% of the points of all Gold Team Partners enrolled by your personally enrolled Gold Team Partners. The more successful your personally enrolled Gold Team Partners become, the more you benefit. This team spirit is one of the most exiting parts of the Lopoca compensation plan. Help others achieve their dreams, and you can achieve yours! Club Manager status and one with Gold Club Director status, to receive the Matching Bonus. With the 3rd generation Matching Bonus, you benefit from the Gold Team Partners your 2nd- Generation Gold Partners have enrolled personally, and also receive 5% of these Gold Partners points. The more successful your 1st and 2nd generation Gold Team Partners
8 become, the more you benefit. This team spirit is one of the best parts of the Lopoca 4th Generation To receive the 4th generation Matching Bonus, you need 5 personal points and 30 personally enrolled qualified Gold Team Partners, at least eight of whom must have achieved Gold Club Manager status and one Gold Club International Director status. You need a total of 30 personally registered qualified Gold Team Partners, eight with Gold Club Manager status and one with Gold Club International Director status, to receive the Matching Bonus. compensation plan. Help others achieve their dreams, and you can achieve yours! With the 4th generation Matching Bonus, you benefit from the Gold Team Partners your 3rd- Generation Partners have enrolled personally, and also receive 5% of these Gold Team Partners points. The more successful your 1st-, 2nd- and 3rd-Generation Gold Team Partners become, the more you benefit. This team spirit is the best part of the Lopoca compensation plan. Help others achieve their dreams, and you can achieve yours! Figure 1: Matching Bonuses, from Gold Club Member to Manager Status: Member Apprentice Mentor Manager Max. no. of Cycles Max. earnings from Cycles ,820 3,640 Max. Nugget Game Bonus ,560 Direct Team Partners 2 Gold Team Partner 4 Gold Team Partner 8 Gold Team Partner 12 Gold Team Partner Of whom, at least 1 Member 1 Apprentice 1 Mentor 1st Generation Matching Bonus 2,5% 5% 8% 2nd-Generation Matching Bonus 5% 3rd-Generation Matching Bonus 4th-Generation Matching Bonus Qualification criterion 1 point 1 point 1 points 2 points Figure 2: Matching Bonuses, from Gold Club Director to President status: Director International Director General Director President Max. no. of Cycles Max. earnings from Cycles 7,288 11, ,560 18,200 Max. Nugget Game Bonus 3,120 4, ,240 7,800 Direct Team Partners 16 Gold Team 20 Gold Team Partner 30 Gold Team Partner 40 Gold Team Partner Partner Of whom, at least 2 Manager 4 Manager 1 Director 8 Manager 1 Int. Director 12 Manager 1 Gen. Director 1st Generation Matching Bonus 10% 10% 10% 10% 2nd Generation Matching Bonus 5% 5% 5% 5% 3rd Generation Matching Bonus 5% 5% 5% 4th Generation Matching Bonus 5% 5% Qualification criterion 2 points 4 points 5 points 5 points
9 World Pool If you hold active Gold Club President status, you automatically become a member of the World Pool. The World Pool promotes cooperation between different teams in the company. As a World Pool member, you are paid a share of Lopoca s total global profit. In order to qualify for World Pool membership, partners must maintain active Gold Club President status. Pay periods Payment takes place 4 times per month, as follows: Pay period Range of dates Payout made Week 1 1 st -7th of month End of week 3 (21st of month) Week 2 8th 14th of month End of week 4 (last day of month) Week 3 15th 21st of month End of week 1 (07th of following month) Week 4 22nd End of month End of week 2 (14th of following month) We need up to 7 days for billing, payment and inspections for each pay period. After 7 days you can see your earnings in your personal account. Within 14 days at the end of a pay period, Lopoca may adjust your earnings as a result of legally permissible returns or cancellations by your personally enrolled partners. As a result of this, you will not have free access to the funds credited to you, until the 14-day period after the end of the pay period has elapsed. You can then access the funds and either have them paid out via one of the methods of payment available or use them in one of Lopoca s exciting games. As a result of regulatory requirements, withdrawals via other methods of payment can only be performed up to the sum you have paid in. Larger sums can only be paid out to the bank account you reported when you registered. A withdrawal cannot be requested where the money deposited has not been used in any games or only a few games. The company reserves the right to refuse such withdrawals at its own discretion on the basis of best practice in the prevention of money laundering. The company can ask a Team Partner/Player for more information in regard to the requested payout under such circumstances and review its decisions based on the new information provided. How to Get Started You can enrol free of charge with Lopoca s gaming platform. After you have registered, with a few clicks at you can explore the way individual games work and even play with virtual money (Play For Fun). Enrolment gives you your own personal access, and you can log in using your username and password. Registration is compulsory for all kinds of games. This is for legal reasons such as minimum age and Know Your Customer, and to enforce Lopoca s measures to prevent gambling addiction are successful. The first time you enter you must enrol with your personal information, such as your name, address and date of birth, and state how you wish to pay (or receive withdrawals). Personal information must be accompanied by a copy of your passport and proof of address in the form of a regular bill (electricity, water mobile phone) or proof of registration.
10 Players As a player you receive cashback on your gaming. This cashback is currently equal to 7.88% of the contribution to margins from turnover generated by you personally, for one pay period. If your enroller has chosen to become a member and is therefore part of the Partner Programme, they receive a direct share of your turnover. If you have or more credit, you are entitled to receive a payment of at least 50 and at most the total of your credit. As a player, you are a customer who can use all of Lopoca s products (except the IQ-Game) on the LOPOCA gaming platform, but not take part in the Partner Programme. When you register, you will be asked for a referrer. This is the person who has told you about Lopoca. If you do not state a referrer, you cannot register with Lopoca. Withdrawals are made to the bank account stated by you or via another of the methods of payment offered. Please note that withdrawals via other methods of payment can only be performed up to the sum you have previously deposited using that method. Larger sums can only be paid out to the bank account you reported, for regulatory reasons. As a player, you can upgrade to a Gold Team Partner at any time and take part in the Partner Programme. Gold Team Partner If you would like to become a Team Partner you are part of Lopoca s Partner Programme. This means you are allocated to a specific enroller and are entitled to various types of earnings. As a Team Partner you receive your own cashback and the Fast Start Bonus for your 1st generation. The cashback is currently equal to 7.88% of the contribution to margins, from your gaming turnover, for one pay period paid out as cashback. The Fast Start Bonus for your 1st generation represents 4% from the sales. Gold Team Partner includes the following, for a one-off payment of excl. VAT: Your own homepage so that you can actively build your team A virtual office Your regular commission pay outs A welcome package with following content: o Partner Programme o Lopoca Notepad o Lopoca Pen o Lopoca Pin Gold Team Partner entitles you to all earning possibilities. Your earnings cannot exceed the points from 400 cycles per pay period. If you maintain this volume over 4 weeks, you will be entitled to the MaxOut which gifts you a free position at the bottom of your Strong team. This allows you to build up volume for when you are ready to come back and work with this team, and of course more importantly gets that entire team fired up and excited you will come back to work with them even though they are your strong team!
11 Gold membership is valid for 12 months and can be renewed for a further 12 months for excl. VAT, once a year. Summary of Registration and Earnings Options Player Gold membership Nugget Game Casino Sportsbetting Poker IQ-Game Shop Team overview Personal website Download area Earnings overview Partner Programme Personal cashback 1st and 2nd level generation cashback Fast Start Bonus Points Gold Club Matching Bonus Worldpool Maximum earnings per pay period 400 Cycles In Euro 18,200 + Nugget Game Bonus in Euro 7,800 Yearly Team Partner fee in Euro 35 + VAT Yearly fee valid for 12 months In Euro Free 49 + VAT IQ-Game With a voucher, a member can take part in the IQ-Test AND earn in the team component of the commission plan for that pay period. If you have not bought any vouchers for the pay period, you will not take part in the IQ-Test or be awarded any points from your Team Partners gaming turnover. This means that your earnings will include only your own cashback and Fast Start Bonus of your 1st generation. All Team Partners can also buy Voucher for the IQ-Game, for each. At the end of each pay period the winners will be announced from all the vouchers bought during the pay period, and 50% of the IQ-Test turnover will be distributed among them based on the tier they have won. A further 30% of
12 the IQ-Test turnover will be divided among the points awarded in the IQ-Game and credited to members. The remaining 20% of the gaming turnover is retained by Lopoca as a contribution to margins. The IQ-Game is not subject to cashback. General Information 5% of Lopoca Ltd. s profits go to charity. The first charity selected is Bettina Landgrafe e.v. s Madamfo Ghana project. Lopoca does not attract new users using traditional advertising or other costly marketing activities. The money saved is paid out in commissions to the Team Partners who take the time to spread the word about Lopoca s unique concept that allows you to be rewarded, by sharing the opportunity to not only play in one of the most advanced online gaming platforms on the internet, but to be rewarded as if you own your own share of Lopoca s gaming platform. Lopoca is aware that for some people gaming can be associated with adverse consequences (keyword gambling addiction ). We want to inform our users of this risk and therefore try to prevent unhealthy gaming. Safety mechanisms in our system show us users at an increased risk for gambling addiction. Lopoca will react to players at an increased risk of gambling addiction using targeted steps, up to and including a ban. Spending limit: as an additional measure to prevent gambling addiction, we have introduced an annual payment limit of 5000 for individual players and individual Team Partner. If a player or Team Partner would like to increase his/her annual spending limit, he/she must provide us with proof of income. His/Her individual spending limit will then be set at a maximum of 10% of his/her annual net income. Legal notice: if you access Lopoca s website, you do so at your own risk. Lopoca does not guarantee that it is permitted by current law for individual players and/or individual Team Partner to use services and/or any of our products or to advertise them or to take part in any of Lopoca s activities. Glossary LOPOCA gaming platform: An Internet platform for gaming ( operated by LOPOCA Gaming Ltd, which is headquartered in Malta, according to a licence issued in the Republic of Malta. Team structure: This is based on a simple twoteam structure: one team on the left (the left leg), and one on the right (the right leg). Because this simple, exciting plan involves just two teams, Lopoca s Partner Programme is easy to understand and replicate. All Team Partners are incorporated into teams according to their date of registration and enrollers preference. The team structure provides information on the position of individual Team Partners and shows partners the team allocated to them online, which is important for their earning possibilities. Team Partner: An individual who has paid a membership fee and therefore is a part of the Partner Programme. Player: A user of the LOPOCA gaming platform, who must identify himself/herself in order to play with real money or in fun mode. Players can spend money and receive withdrawals via the gaming platform. Referrer: A player or Team Partner who recommends a new player or a new Team Partner for enrolment to the gaming platform. Earning options: Every Team Partner has the opportunity to earn winnings, which are essentially subject to income tax and social security contributions, via gaming turnover and
13 recommendations. The total of all earnings options used is referred to as earnings. Commission account: Every player and member has his/her own Commission account on the gaming platform. This account can only be accessed by him/her. All earnings are credited to it according to the gaming conditions, gaming stakes are debited from it up to the existing credited funds, and income is credited to it at the end of each pay period. Player s/team Partner s own gaming turnover: Turnover from gaming stakes, or payments through the gaming platform or winnings or earnings credited to each player s or member s commission account. Pay period/cycle: The period for which the electronic pay system pays the earnings achieved by each member and credits the Commission account accordingly. The pay period is generally 7-8 days long. Player s/team Partner s own cashback: Every player and every Team Partner receives a 7.88% share of the contribution to margins paid out as cashback on his/her own gaming turnover from games played (Sports Betting, Casino). This is credited to his/her Commission account. The player or member can use this credit to request a withdrawal or place a stake in the games. Contribution to margins: The basis for calculation of commissions for Team Partners is equal to the proceeds of the gaming operator (Lopoca Gaming Ltd) less donations to charity. Nugget Game: The Nugget Game is the Lopoca product that makes Lopoca stand out from the rest. Lopoca s Nugget Game is a game in which Team Partners and Player can buy and sell Nuggets online, and the value of these Nuggets is determined by them. Any single Team Partner/Player can buy Nuggets up to 5000 per year using external funds. AutoShip: Automatic ordering of vouchers for the IQ-Game. Number of points: See definition in the Points chapter. Qualifying order: An order placed for at least 1 point of volume in each period. Most easily accomplished by purchasing a voucher in each of the 4 monthly periods, OR purchasing an IMS subscription for the month. Active: means a paid initial Gold Team Partner Package or after this year a paid annual fee. Qualified: means a valid IQ-Voucher order for the relevant commission period.
14 1st Generation: All new Team Partners who have purchased a Lopoca membership on the basis of a direct recommendation by Team Partner X (the referrer) are known as 1 st generation from the point of view of the referrer (Team Partner X in the chart below), regardless of their status in the Partner Programme.
15 2nd Generation: All new Team Partners who have purchased a Lopoca membership on the basis of a direct recommendation by a 1st generation Team Partner (the referrer) are known as 2nd generation from the point of view of Team Partner X in the chart below, regardless of their status in the Partner Programme.
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