Virtuelle Kreditkarten & Mobile Payment Wie sich neue Bezahlmethoden auf Unternehmen auswirken

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1 WHAT TRAVEL PAYMENT IS ALL ABOUT. Virtuelle Kreditkarten & Mobile Payment Wie sich neue Bezahlmethoden auf Unternehmen auswirken Mario Zorn, Associate Director Virtual & Mobile Payments Frankfurt School of Finance & Management

2 AirPlus in brief AirPlus is one of the leading international providers of solutions for daily business travel payment. No. 1 in Germany, Austria and Switzerland, no. 2 in Europe, no. 3 worldwide Products and solutions in 60 countries on five continents 1,174 employees (status: end of 2013) More than 145 million transactions; issuing volume of 11.8 billion euros in 2013 Registered financial services provider Headquartered in Neu-Isenburg, (Frankfurt) Germany Seite 2

3 AirPlus offices around the world Washington D.C. Toronto London Amsterdam Frankfurt Zurich Prague Vienna Copenhagen Bologna Helsinki Budapest Stockholm Beijing Shanghai Hong Kong Shenzhen Brussels Paris Sydney Dubai New Delhi Lisbon Singapore Mexico City Lima Johannesburg p. 3

4 How do companies benefit from corporate card systems? Easy and efficient payment for travel services Extra services for business travelers Transparency of business travel expenses and increased power to negotiate Optimization of internal processes p. 4

5 More than 41,900 corporate customers rely on AirPlus

6 How will mobile & virtual payment change the future of business travel payment processes? Dateiname / Datum P. 7

7 Please, let me take you on a trip

8 Payment is an integral part of an E2E-T&E process HR Procurement Travel Managers Travel Managers TMC Business Travellers Payment Finance Travel Management Procurement Accounting Travel Managers Shared Service Centres

9 Booking of an airline ticket Booking via Travel Agency Payment via lodge virtual credit card Detailed booking and travel data available

10 Airline booking via Travel Agency AirPlus Company Account. The Central Settlement Account for your Business Travel Management. Strategic Partnerships P. 11

11 Hotel Booking via Online Booking Engine or Hotel Booking Platform Payment via A.I.D.A. our virtual payment solution Detailed booking and travel data available

12 A.I.D.A. Virtual Payment A.I.D.A.* is the award-winning virtual payment solution from AirPlus With A.I.D.A. you can create virtual MasterCard numbers that are perfect for any kind of travel expenses A.I.D.A. virtual cards offer everything you need for your booking: a unique credit card number, expiry date and CVC (Card Verification Code) All your transactions are centrally settled through an AirPlus Company Account and summarized in one single invoice *A.I.D.A. stands for AirPlus Integrated Data and Acceptance P. 13

13 Create, use, control virtual credit cards with Mobile A.I.D.A. P. 14

14 Hotel booking via Online Booking Engine AirPlus A.I.D.A. virtual cards. Experience the future of virtual cards ****** Strategic Partnerships

15 TAXI Ad hoc payment via Corporate Card or Corporate Payment via mytaxi

16 Airline booking via Travel Agency AirPlus + mytaxi The Central Settlement Account for your Business Travel Management. Trip from - to Driven kilometers Date of trip Date of payment Reference numbers Cost centers, Staff ID,. Employee P. 17

17 Payment at a Restaurant Ad hoc payment Payment via Mobile phone

18 World s first corporate credit card in a mobile wallet AirPlus Corporate Cards NFC & MasterCard Paypass Telekom MyWallet App Deutsche Telekom pilot user group Dedicated pilot phase time frame Corporate Cards in MyWallet P. 19

19 DBI DATA Booking information and Travel Expenses TRAVEL EXPENSES RECONCILIATION COMPLIANCE $$$ COST CENTER INTEGRATION TRAVELLER REPORT ERP SYSTEM

20 After trip processes need to be convenient for both the traveller and travel manager

21 AirPlus forms an integral part of the T&E process Whether paying vendors directly or acting as the payment via the TMC HR Procurement Travel Managers Travel Managers TMC Business Travellers Payment Finance Travel Management Procurement Accounting Travel Managers Shared Service Centres

22 Automated processes lead to cost savings Companies, processing about 5,000 travel expense claims per month, can save up to 700,000 Euro per year by fully automating expense management and reconciliation processes (Aberdeen Group, 2012) P. 23

23 Detailed analysis as 1st for streamlined End-to-End-process optimisation

24 Indirect business travel expenses are becoming more important and optimising processes offers huge savings potential.

25 AirPlus Electronic Billing. Process settlement of travel expenses Creation of the settlement of the travel expenses Manual input of vouchers, hours and currencies Approval of the payment of the travel expenses Forwarding the payment of travel expenses to accounting Total Process expenses per trip: Cost Savings due to process optimisation: 4,85 per journey!

26 AirPlus Electronic Billing. Process verification and adjustment of invoices Verification of the documents by Financial accounting Auditing refunds Reconciliation of individual travel agency invoices to AirPlus invoice Adjustment to the AirPlus invoice Total Process expenses per trip: Cost Savings due to process optimisation: 0,37 per journey!

27 WHAT TRAVEL PAYMENT IS ALL ABOUT. Mobile & Virtual Payment New Thinking. New Opportunities. AirPlus Mobile Payment Strategy P. 28

28 Thank you for your attention Mario Zorn Associate Director Virtual & Mobile Payments T +49 (0) F +49 (0) mzorn@airplus.com Lufthansa AirPlus Servicekarten GmbH Dornhofstr Neu-Isenburg Germany

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