Trading in International Equities For Professional Advisers only - not to be relied upon by retail clients

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1 Trading in International Equities For Professional Advisers only - not to be relied upon by retail clients

2 2 ALLIANCE TRUST SAVINGS

3 About us We are part of the Alliance Trust group and have the backing of Alliance Trust PLC, the UK s largest generalist investment trust. As one of the UK s leading financial services providers for private investors, we currently administer over 6.2bn for over 57,000 customers*. * As at 30/04/2011 Contents What is international equity trading? 4 Benefits of international equity trading 4 Points to consider 4 International markets available to trade with Alliance Trust Savings 5 Global research tools 6 How to trade 9 Dealing charges 10 Discounts for Alliance Trust PLC shareholders 10 Further information 11 Important information 11 For Adviser use only not for use with clients ALLIANCE Alliance TRUST Trust SAVINGS Savings 3

4 4 Alliance Trust Savings What is international equity trading? Trading international equities gives your clients the opportunity to invest directly in some of the world s biggest, most well known companies. International equities open up a world of opportunities, increasing the number of investments available to your clients and helping you work with them to diversify their portfolios. Our international equity dealing service gives your clients direct access to stock exchanges in 18 countries throughout the world via our i.nvest dealing platform. Benefits of international equity trading Trade directly on 21 international exchanges across 18 countries across the globe Access over 21,000 global investment opportunities Buy into some of the world s most familiar and successful brands from Apple and Google to BMW and Coca-Cola View and manage UK and international investments in one account Develop a well balanced portfolio by accessing markets and sectors not widely available in the UK There is no stamp duty to pay on North American and European markets. Please bear in mind that the impact of taxation (and any tax reliefs) depends on your client s circumstances and may be subject to change in the future Points to consider Foreign markets involve different risks from UK markets. In some cases these risks may be greater, such as in emerging markets Overseas investments may be affected by currency fluctuations which might reduce their value or any income arising in sterling Due to time differences, a particular market may not be open at the time your client wishes to trade The value of investments and any income from them can go up or down, and your client may not get back the amount they invested. Past performance is not a guide to future performance

5 International markets available to trade with Alliance Trust Savings Your client can trade in any of the following countries and markets. Please go to for a list of international equities currently available. Country Exchange The Americas North America New York Stock Exchange / NASDAQ / American Stock Exchange Canada Toronto Stock Exchange / TSX Venture Exchange Europe Austria Belgium Denmark Finland France Germany Italy Netherlands Norway Portugal Spain Sweden Switzerland Wiener Borse (Vienna Stock Exchange) Euronext Brussels OMX Copenhagen OMX Helsinki Euronext Paris Frankfurt Stock Exchange Borsa Italiana Euronext Amsterdam Oslo Stock Exchange Euronext Lisbon Madrid Stock Exchange OMX Stockholm SIX Swiss Exchange Country Asia/Pacific Hong Kong Singapore Africa South Africa Exchange Hong Kong Stock Exchange Singapore Stock Exchange Johannesburg Stock Exchange For Adviser use only not for use with clients Alliance Trust Savings 5

6 6 ALLIANCE TRUST SAVINGS Global research tools At Alliance Trust Savings, we understand that researching and choosing the right investments for your client s portfolio is an integral part of the advice process. There is much to be considered: Asset classes Performance Sectors Geographical regions Ratings Risk But choosing the right investments isn t the end of the process. Being able to monitor the investments to see how they are performing is key. You may also want to be kept informed of company announcements and be able to access relevant news releases. Our Investment Selector tool enables you or your client to search for overseas companies in the markets that we offer. The data we supply is powered by Morningstar and incorporates their prices, news, charts, fundamentals and investor tools.

7 7 Alliance Trust Savings For Adviser use only not for use with clients ALLIANCE Alliance TRUST Trust SAVINGS Savings 7

8 8 ALLIANCE TRUST SAVINGS

9 How to trade Our dealing desk is open between 8am and 4.30pm (Monday to Friday) local UK time for trading on international markets. Trades will only be placed when the relevant international market is open. For example, trade orders for North America received before 2.30pm local UK time will be actioned once the North American markets have opened at 2.30pm local UK time. Similarily Hong Kong trades will only be sent between 8am and 9am local UK time and any orders after this will be held by us until the following day. Trading in US stocks and shares If your client wishes to invest in the United States, they will need to complete a W-8BEN form and return it to us prior to trading. This will ensure the correct tax relief is applied on income paid from US stocks and shares. You can find this form and guidance on how to complete it at Your client may also be required to complete other paperwork when investing in markets other than the US. For Adviser use only not for use with clients Alliance Trust Savings 9

10 10 Alliance Trust Savings Dealing charges International equities can be traded by telephone for which there is a charge of 40 per trade For full details of all our charges, please refer to our Table of Charges and Select SIPP Fee Schedule which can be found on our adviser website. Discounts for Alliance Trust PLC shareholders We offer reduced dealing charges to investors in Alliance Trust PLC shares. Alliance Trust PLC Discounted Shareholding Discount Telephone Charge Less than 1,000 shares 0% 40 1,000 4,999 shares 10% 36 5,000 9,999 shares 25% 30 10,000 or more shares 50% 20 The discounts are calculated by looking at your client s Alliance Trust PLC shareholding across all their Alliance Trust Savings products. For example, if they hold 5,000 shares within our ISA then purchase another 5,000 shares within a Select SIPP, they will qualify for the maximum discount on subsequent deals across all their Accounts. You can find detailed information about these discounts at

11 Further information You ll find more information about our products and services at Important information This brochure is based on our understanding, as at July 2011, of current taxation, legislation and HM Revenue & Customs practice, all of which are liable to change without notice. The impact of taxation (and any tax reliefs) depends on individual circumstances. Full terms and conditions on all our products and the terms and conditions for our international equity service are available from This guide is for professional advisers only and should not be distributed to or relied upon by retail clients. For Adviser use only not for use with clients Alliance Trust Savings 11

12 Contact us Online Phone Post Alliance Trust Savings Limited PO Box West Marketgait Dundee DD1 9YP Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number Alliance Trust Savings gives no financial or investment advice (October 2013)

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