A GENT C OMMISSION S CHEDULES visit us online at www.financial-designs.com. 4
Allied National Horizons Life and Disability Boston Mutual 10 Lives & Over Life 15% Short-term Disability 15% Long-term Disability 15% Agent Commission Schedule 1 st Year Renewal Standard Plan All Sizes 15% 10% Custom Plan 10-24 15% 10% Custom Plan 25+ 12% 8% Best Life & Health Dental 3 to 200 lives 10% Dental 5 to 99 lives 10% Medical 2 to 50 lives 6% Horizons Dental Both Dental plans 1 & 2 10% Voluntary Dental 10% Cincinnati Life WORKSITE PLANS: LifeHorizons Payroll Deduction: UL1 (Unismoke)...62.5% 2.5% (2-5) 1% (6-10) UL2 (Non-Smoker/Smoker)...62.5% 2.5% (2-5) 1% (6-10) Payroll Deduction Life...62.5% 2.5% (2-5) 1% (6-10) Whole Life (ESP-Flex)...62.5% 3.75% (2-10) Disability Income D1 (Unismoke).40% 6% (2-10) 1% (11 on) Disability Income D2 (Non-smoker/smoker) 40% 6% (2-10) 1% (11 on) Confident Dental Same commission schedule as AIG (See pages 6 and 7) Voluntary Life 10% Custom Design Life 10% Step-rated Life 10% Fort Dearborn Life Life 10% Short-term Disability 10% Lafayette Life 10 Lives & Over Life 10% Short-term Disability 10% Dental 10% 2-9 Lives Life 15% Short-term Disability 15% Security Life Dental 10% Vision 10% Small Business Assoc. of MI Michigan Dental Plan 5% American United Life 12% visit us online at www.financial-designs.com. 5
American General Groups of 2 Lives & Over Agent Commission Schedule cont SHORT-TERM DISABILITY (STD ADVISE TO PAY ADMINISTRATION SERVICES ONLY) ULTIMATE ADVANTAGE SERIES Annual Amount on Administration Fees Commission on Administration Fees Products Commission First $15,000 1.5% Group Life, Group Life & AD&D 20% Group Long- Disability, Short- 15% Next $10,000 1.0% Disability & Integrated Disability Next $35,000.5% Dental 10% Next $50,000.1% Next $400,000.05% Over.0375% Groups of 10 Lives & Over MULTIPLE EMPLOYER TRUST PROGRAMS TRUE GROUP PROGRAMS Annual Amount of Premium Commission Annual Amount of Premium Commission First $20,000 15.0% First $10,000 10.0% Next $20,000 10.0% Next $10,000 7.5% Next $20,000 7.5% Next $20,000 5.0% Next $40,000 5.0% Next $20,000 2.5% Next $100,000 2.5% Next $140,000 1.5% Next $300,000 2.0% Next $300,000 1.5% Next $500,000 1.5% Over 1.0% Over 1.0% visit us online at www.financial-designs.com. 6
Agent Commission Schedule cont American General cont DENTAL & VISION (excluding Ultimate Advantage) GROUP LONG-TERM & SHORT-TERM DISABILITY* Annual Amount of Premium Commission Annual Amount of Premium Commission First $10,000 10.0% First $15,000 15.0% Next $10,000 7.5% Next $10,000 10.0% Next $10,000 5.0% Next $35,000 5.0% Next $20,000 2.5% Next $50,000 1.0% Next $200,000 1.5% Next $400,000 0.5% Next $250,000 1.5% Over 0.375% Over 1.0% *LTD and STD are calculated independently Voluntary Life Employer Trust Cases Annual Premium Commission Annual Premium Commission Group Voluntary Life & AD&D First $25,000 20.0% Next $100,000 10.0% Discount Dental Next $25,000 17.5% Next $100,000 7.5% Short- Disability Next $25,000 15.0% Next $100,000 5.0% Long- Disability Next $25,000 12.1% Over 2.5% Voluntary Indemnity Dental & Vision Annual Premium Commission First Year Thereafter First $60,000 20.0% 8.5% Next $40,000 15.0% 6.0% Next $100,000 10.0% 1.5% Next $100,000 7.5% 1.5% Next $100,000 5.0% 1.0% Over $400,000 2.5% 1.0% Comprehensive Voluntary Dental (Healthplex DHMO) Annual Premium Commission All Premium 10.0% visit us online at www.financial-designs.com. 7
Group Products: AIG / American General Life Dependent Life AD&D Short Disability Long Disability X X Allied National Dental Vision Other Supplemental Life, Voluntary Life, STD, LTD, Vision, Dental Best Life & Health X X Voluntary Dental Boston Mutual Life Insurance Cincinnati Life Confident Dental Detroit Regional Chamber (Fort Dearborn Life) X Voluntary Life, Dental, and LTD Worksite marketing, Universal, Whole Life, Voluntary Life, Short- Disability, Long- Disability, Dental, Critical Illness Lafayette Life Additional Life SBAM Plan (American United Life & Michigan Dental Plan) Security Life X X AM Best Rating: Carrier AM Best Rating AIG / American General A++ Best Life & Health B+ Boston Mutual Life Insurance A- Cincinnati Life A+ Detroit Regional Chamber A (Fort Dearborn Life) Lafayette Life A SBAM Plan A+ (American United Life) Security Life B Voluntary Vision & Dental visit us online at www.financial-designs.com. 8