POINT OF CONTACT: Brenda Black, Human Resources Generalist Direct: HEALTH PLANS FORM

Transcription

1 Corporate Resources New Hire Onboarding BENEFITS OBJECTIVES After this you should be more familiar with: Gordian Health Plans HAS or FSA options Life, Accidental Death & Dismemberment Insurance Long & Short term disability Optional Plans Retirement Plans Who to contact with benefits questions. 1

2 POINT OF CONTACT: Brenda Black, Human Resources Generalist Direct: HEALTH PLANS FORM 2

3 HEALTH PLANS Medical - BCBS Choice of 3 plans HDHP PPO PPO Buy Up higher monthly cost but with lowest annual deductible Dental -MetLife Basic Dental Plan Ortho Dental higher monthly cost but includes ortho benefit for dependents up to age 19 Vision Insurance - MetLife OPTUM BANK HSA OR FSA FORMS 3

4 OPTUM BANK HSA OR FSA Health Savings Account or Flex Spending Account Optum Bank Health Savings Account (HSA) available if employee enrolls in the HDHP medical plan Flexible Spending Accounts FSA Medical available if employee enrolls in one of the PPO plans FSA Dependent Care available to all employees regardless of HP enrolllment For a list of eligible medical expenses visit: 012_publink LIFE, ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE METLIFE FORM 4

5 LIFE, ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE METLIFE Basic Life Gordian paid; 2x your salary up to a maximum of $500K Supplemental Life Employee paid; Statement of Health is not required in the initial 30 days of employment for coverage up to $100k; Late enrollees or EE requesting coverage over guaranteed issue amount must complete and submit PHS to MetLife and wait for approval before life coverage can be added; Dependent Coverage Spouse coverage available in increments of $5,000 up to 50% of EE coverage EE must enroll in supplemental life in order to insure dependents (spouse or dependent children) Dependent Children coverage available - $1k, $2k, $4k, $5k or $10k LIFE, ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE METLIFE FORM 5

6 DISABILITY Long-Term Disability Employee Only Coverage - Dependents are not covered. Employer Paid Employee has option of paying taxes on premium - LTD benefits picks up after 90 days of disability Short-Term Disability Employee paid Elimination Period coverage picks up 7 th day of approved illness; 1 st day for accident Benefit 60% of weekly earnings with cap of $1,500 Plan will pay up to 13 weeks (LTD would pick up after STD is exhausted) OPTIONAL PLANS METLIFE FORMS 6

7 OPTIONAL PLANS METLIFE Additional information can be found in MetLife Employee Benefit paperwork in your new hire package. Please contact HR for premiums Employee paid Accident / Injury Insurance Critical Illness MetLaw Home and Auto Discounts EE contact MetLife directly for information and rates; Gordian will allow premiums to be payroll deducted; RETIREMENT PLANS AMERICAN FUNDS FORM 7

8 RETIREMENT PLANS AMERICAN FUNDS Forms located in the back of the book. Complete and return to HR Employees eligible to enroll in 401(k) plan the first of the quarter following date of hire Rollovers maybe deposited immediately no waiting period Gordian contributes 3% safe harbor into all full time employees accounts each year (one time deposit) Company makes a 60% match on employee contributions up to 5% of salary employee must contribute 5% of salary in order to realize full match SUMMARY Coverage Carrier Name and Address Plan Number Phone Website Medical Blue Cross Blue Shield P.O. Box Columbia, SC (888) Dental MetLife Claims: P.O. Box El Paso, TX (800) Vision MetLife Claims: P.O. Box Sacramento, CA (800) Life/AD&D, LTD, & Supplemental Coverages MetLife (800) HSA/FSA Optum Financial (866) Full-time employees - Min. of 30 hrs. per week and a min of 48 wks. per year. 8

9 ACTION ITEMS Benefits forms 30 within hire date American Funds: 1 month prior to eligibility date QUESTIONS?? 9