Short-term disability source list
|
|
- Jean Pierce
- 8 years ago
- Views:
Transcription
1 Aflac Short-term disability source list Short-Term Disability Five Voluntary, employee paid short-term disability. Working a full-time job of 30 hours or more and earn a minimum of $12,000 annually. Available to applicants of ages Depending on the benefit period, up to $5,000 per month. Depending on the benefit period, 0/7 to 180/ months Depending on the benefit period, up to $5,000. AIG Employee Benefit Solutions AIG Group Short-Term Disability Insurance except Hawaii 2 lives Both employer-funded and employee-paid plans are available. Employees must be actively at work 30 or more hours per week. Eligible groups may qualify for up to $2,000 of weekly disability income benefits subject to the lesser of the industry maximum or an average of the top five salaries. 0, 7, 14 or 29 days for injury; 7, 14 or 29 days for sickness. Up to 52 weeks depending on plan specifics. Up to $2,000 per week (maximum may vary based on the specifics of the group) ied National ied Life and Disability 2 Employer Paid, Minimum 25% of the employees cost. 30 hours per week, appearing on the state quarterly tax and wage report. 60% of salary to $1, or or 26 weeks 1000 per week state Workplace Division Paycheck Protector None (5 policies when payroll deducted) Voluntary Actively at work. Ages most states. Simplified issue health, income, occupation. No medical or blood tests. Up to 60% of income or up to $5,000/month. Contingent Guaranteed Issue for 50 employees or more. 12 mo pre-ex. Maximum takes other DI coverage amounts into consideration. Minimum $400/month. Minimum annual income $8,000. 0/7, 7/7, 0.14, 14/14, 30/30, 90/90, 180/180 Can vary by state 24 months $5,000/month or 60% of income, most states American Fidelity Assurance Co Paycheck Protector except New York North Dakota 5 Acceptable Applications (Trust Issue) or 25 Eligible Lives (Direct Issue) Voluntary. Active, full-time employees working a minimum of 25 hours per week. Guarantee Issue of up to $3,000 in monthly benefit is available if participation requirements are met. 7/7 up to 30/30. 2 years. 60% of salary, exclusive of bonus and/or overtime earnings, up to a maximum of $7,500. BenefitsSellingMag.com July 2008 Benefits Selling 73
2 American Public Life ext G111 Alabama, Arizona, Arkansas, Colorado, Delaware, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina Tennessee, Texas, Virginia, West Virginia and Wisconsin 10 Voluntary Fuill time employee GI $3.000 per month. Simplified issue to $6,000 per month 0-7 to months $6,000 American Sentinel Individual Short-term Disability Delaware, Illinois, Indiana, Iowa, Louisiana, Maryland, Missouri, Nevada, New York, Ohio, Pennsylvania, South Carolina and West Virginia 1 Voluntary, i s individual STD that pays in addition to workers Ccomp or Social Security. One page application No income documentation No Physical Medically underwrite Up to $1,500 a month tax fress Year $1,500 a month Assurant Employee Benefits Assurant Employee Benefits offers several group short-term disability products. 10 lives Assurant Employee Benefits offers both voluntary and employer-paid group shortterm disability coverage. However, voluntary STD is not available in New York. vary from group to group, as Assurant Employee Benefits allows the employer/policyholder to determine these. Coverage amounts vary based on coverage elected. Most amounts are available on a guaranteed issue basis for timely applicants. The elimination period varies according to policyholder choice 7 days and 14 days are standard. The maximum benefit period varies according to policyholder choice 13 and 26 weeks are standard. The maximum monthly benefit varies based on policyholder choice -- $1,000 per week is standard. Brokers National Life Assurance Co Group Short Term Disability Insurance except California, Connecticut, Hawaii, Kentucky, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Rhode Island, Vermont, Virginia, Washington, Washington, D.C., and Wisconsin Three Voluntary Full-time employees working a minimum of 30 hours a week. Up to $500 weekly benefit n/a 12 months About $2,000 month 74 Benefits Selling July 2008 BenefitsSellingMag.com
3 Combined Insurance Companion Life Conseco Continental American Disability Insurance Resource Center Disability Income except New Hampshire 1 Voluntary--employee paid. Policies are individually underwritten. Issue ages Min. income requirement: $12,000 ($14,000 in NY, NJ, RI, HI and WV) Must be actively at work on date of enrollment Must work full time and employed with same employer for at least 6 months $500 to $5000 per month (up to 60%) of salary (accident/sickness) 0/7,7/7,14/14,30/30, 90/90, 180/180 days (VA & VT do not allow 180 day elim periods) Base policy: 12 months; extended benefits rider for additional 1 or 4 years 60% of salary up to $5,000; in CA up to 20% of salary Short Term Disability Except California Connecticut, Hawaii, New Jersey and New York 2 for employer-paid STD, 3 for Voluntary STD Companion Life offers employer-paid and Voluntary STD plans Full-time employees working 30 hours a week are eligible. Employer-paid: maximum benefit and GI - 60% of earnings to $750/week for groups of 2-9 with no pre-ex. Higher amounts available to groups of Voluntary STD: Maximum benefit and GI /3% to a maximum of $750/week. First day accident, eigth day sickness. Other elimination periods are available. 13, 26 and 52 week benefit periods available We express the maximum benefit as a weekly benefit, not monthly. Conseco Wage Guard except California, Connecticut, Florida, Maryland, Minnesota, Montana, Nevada, New Jersey, New York, North Dakota, South Dakota and Vermont 25% of eligible employees or six lives, whichever is greater Voluntary, but employer can pay all or part of the coverage Employees must be full-time W2 employees; work a minimum of 30 hours per week; work and reside in the U.S. and meet all the eligibility guidelines defined by the employer Benefits amounts up to $1,700 per week (subject to maximum benefit percentages and plan design) Multiple options available Two years $7,500 Group Short Term Disability except California, Michigan, Minnesota, New Hampshire and New York 25 This coverage is voluntary Employees working 30 hours or more per week, who have completed at least one month of continuous employment. Coverage amounts are based on salary. Employee may apply for up to 50% of salary. Can be customized 24 months $3,000 Varies 1 Either $20K year earnings Full underwriting up to $10k/month 15/30/60/90 5 years $10K 76 Benefits Selling July 2008 BenefitsSellingMag.com
4 Fort Dearborn Life Guardian Life Harbor Insurance Marketing Group Short Term Disability 2 Available as either voluntary or employer paid active at work employees working at least 20 hours per week. 60% of weekly salary Varies, based on customer need 52 weeks Standard maximum weekly benefit is $1,500; customized programs are available AbilityGuard 2 We offer both. 30 hour, full-time up to $3,000/week GI Variew from 0-29 days again varies, usually 13 or 26 weeks $13,000 Short Term Disability Income Plus except Massachusetts 5 The product is voluntary and can be employee or employer paid. The product is on a list bill and the premium can be deducted from the employees paycheck or the employer can pay for the premium. The employee must be working full-time at least 30 hours per week, and must have been full-time for the last 90 continuous days (new employees 30 days) with the current employer. $300 - $5,000 per month with maximum benefit of 60% of income. For Accident: 0, 7, 14, 30, 60, 90 or 180 consecutive days. Possible combinations: 0/7, 7/7, 0/14, 14/14, 30/30, 60/60, 90/90 or 180/ months $5,000 per month up to 60% of income Harleysville Life Group short-term disability Alabama, Arizona, Arkansas, Delaware, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Minnesota, Nebraska, New Hampshire, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, D.C., West Virginia and Wisconsin 2 Coverage offered on an employer-paid or employee-paid basis. For all qualifying industries, full-time employee working 30 or more hours per week are eligible for short-term disability benefits. Plan benefits up to 70% of weekly salary to a maximum of $1,500/week weeks $500 - $1,500 depending on size of group HeathPlan Services Short Term Disability 2 Plus Lives We offer both Voluntary and Employer paid Depending on the Nature of business, minimum time in business must be 2 + Years. Evidence of insurability is required for all late entrants The carrier absorbs medical Underwriting for timely entrants only 0,7,14 or 29 for Injury, 7,14, or 29 sickness 13, 26 or 52 weeks. Upto $2000 depending on the Er contribution and Industry. 78 Benefits Selling July 2008 BenefitsSellingMag.com
5 Illinois Mutual Life , Ext Voluntary Short Term Disability except Alaska, Hawaii, Montana, New Hampshire, New York, Utah, Vermont and Washington, D.C. 20 eligible employee Coverage is voluntary payroll deducted are determined on a case by case basis depending on the type of industry $400 to a maximum of 60% of gross monthly salary not to exceed $5,000 range from 0/7 to 180/180 5 years $5,000 Kansas City Life Group Benefits ext Short Term Disability except California, New Jersey, New York and Vermont 2 We offer both voluntary and employer paid options. Employees must be actively working full-time, minimum of 30 hours per week. Generally, the entire benefit amount is guaranteed issue. Various 52 weeks Determined by the top three salaries.
6 Mutual Of Omaha Group Short Term Disability 10 Insured Lives Funding options include Employer Paid, Premium Cost sharing, and Voluntary Short Term Disability. Active Full-Time employees working a minimum of 30 hours per week. Schedules of coverage between 40% and 70% of insurable Weekly Earnings. Voluntary STD insures up to 60% of Weekly Earnings. From 3 days to 30 days. First Day Hospitalization available. Up to 52 weeks. Up to $3,500 weekly benefit maximum for qualifying groups. Mutual of Omaha National Benefit Consultants Inc Petersen International Underwriters Group Master Policy Form 7000GM-E2 10 Employer-paid premium cost sharing and voluntary coverage available Varies by group size and industry; options available Varies by group size and plan; multiple options available Varies by plan; multiple options available Varies by plan; multiple options available Varies by plan; multiple options available Short-Term Disability Income 100 Voluntary coverage Ages % of income up to $6,000 per month. Various options: 0/7, 7/7, 14/14, months $6,000+ High Limit Disability 1 May be purchased individually or by the employer Medically and financially insurable 65% of income up to $100,000 per month. 30, 60, 90 days 60 months $100,000 Principal Life Group Voluntary Short Term Disability Insurance Greater of 10 enrolled lives or 25% participation Voluntary. 100% employee paid. Employer sponsored plan that requires an employee-employer relationship and a waiting period before and employee is eligible for coverage and an weekly hourly work requirement to become and remain eligible for coverage. Medical evidence is not required. s available between 8 and 90 days, with 8 days being standard. Options are available from four to 52 weeks, with 26 being standard. $6, Benefits Selling July 2008 BenefitsSellingMag.com
7 Principal Life Group Short Term Disability Three lives is multi-product or five lives is standalone coverage or contributory. If coverage is provided on a contributory basis, a minimum of 50% employee participation is required. This coverage is available as non-contributory or contributory. Employer sponsored plan that requires an employee-employer relationship and generally a waiting period before and employee is eligible for coverage and an weekly hourly work requirement to become and remain eligible for coverage. Medical evidence is not required. s available between 1 and 90 days, with 8 days being standard. First day injury and hospitalization is also available. Options are available from four to 52 weeks, with 26 being standard. $10,000 Prudential of America, The 800 FIND PRU Disability Absence & Productivity 25 Prudential's STD plan may be Voluntary, Basic, or shared contributions between the employer and employee. Unable to perform the material and substantial duties of your regular occupation due to sickness or injury and are under the regular care of a doctor and have a 20% or more loss in your weekly earnings due to that sickness or injury. The elimination period may be flexible depending on each employer's needs. The standard elimination period options are 7 and 14 days with benefits beginning on the 8th or 15th day of disability. The maximum benefit period may be flexible depending on each employer's needs. The standard maximum benefit period options are 13 and 26 weeks. Average monthly benefit amount may be flexible depending on each employer's needs. The overall maximum available is $3,500 per month.
8 Reliance Standard Life Short-term disability source list Short Term Disability 2 lives We offer STD as a small-gropu employer-paid coverage (2-19 lives), and an employer-paid or voluntary coverage on group 10 lives and up. Standard - Each active, full-time employee, working company-required hours per week, except on a temporary or seasonal basis Either a benefit percentage of (employer paid - max 70%; union - 60%, employee paid - 60%) or a scheduled flat dollar amount not to exceed the above percentages 1-30 days (standard - 1st day injury; 8th day sickness) 13, 26, 52 weeks $2309 per week; $750 for 100% employee pd Shenandoah Life ext StarProtect Alabama, Arizona, Arkansas, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, D.C., West Virginia and Wisconsin 2 We have both voluntary and employer-paid Small Group: 2-9 True Group: 10 + Voluntary: 2 + Guarantee Issue - Flat Amounts or percent plans Days 8-52 Weeks $1,000 Small Group Solutions Inc Group 2-9, guaranteed issue w/pre-x benefit 2 with or a class carve out option of 2 employees. Employer can pay all, part of or none of the premium so benefits can be received income tax free by the employee. Minimun of 2 employees working 30 or more hours per week. Over 90% of the industries can purchase. Guaranteed issue at 2, requires no underwriting, for benefits of 70% of salary upto $1,000 per week. Choices of 13 or 26 week benefits. 0 day accident / 7 day sickness. Choice of a 13 weeks & 26 week benefit. $1,000 per week Standard Short Term Disability Insurance except New York 2 Coverage is available on both a voluntary and employer-paid basis. Work at least 30 hours per week and must meet the eligibility waiting period. Coverage amounts vary and can be customized to meet the needs of the customer. The dlimination period can be customized to meet the needs of the customer. The maximum benefit period can be customized to meet the needs of the customer. $5,000 BenefitsSellingMag.com July 2008 Benefits Selling 85
9 Standard Life Insurance Co. of New York, The Short Term Disability Insurance New York 10 STD coverage is available on either a voluntary or employer-paid basis. Work for at least 30 hours per week and must meet the eligibility waiting period. Coverage amounts can be customized to meet the needs of the customer. The elimination period can be customized to meet the needs of the customer. The maximum benefit period can be customized to meet the needs of the customer. $5,000 Starmark Sun Life Financial Employee Benefits Group Short-Term Disability Plans Alabama, Alaska, Arizona, Arkansas, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, D.C., West Virginia, Wisconsin and Wyoming Two The employer contributes. Unable, due to sickness or injury, to do the substantial and material duties of the regular job; not doing any other work for wage or profit. Short-term disability benefits are payable as a percentage of salary from the following options: 50 percent, 55 percent, 60 percent or 66 percent. Plan 1: 7-day elimination period, Plan 2: 14-day elimination period, Plan 3: 28-day elimination period Plan 1: 26 weeks, Plan 2: 52 weeks, Plan 3: 130 weeks The minimum weekly benefit is $35 and can be increased in $50 increments to a maximum weekly benefit of $700. Short Term Disability 2 lives Both voluntary and employer-paid plans are available. Full-time employees working at least 30 hours per week, however can cover any type of employee working any number of hours. Generally, all coverage is issued on a guarantee issue basis. Varies based on policyholder request and underwriting guidelines. We generally will do 0/3 (accident/sickness) up to 90/90 (accident/sickness). varies based on policyholder request and underwriting guidelines. We generally do between 1 week and 104 weeks. STD is paid weekly, therefore all our plans are set up with weekly maximum benefits. These can range from $50 to $5,000 (or higher) depending upon policyholder request and underwriting guidelines. Sun Life Financial Professional Insurance Co Disability Income except Alaska, Delaware, Maine, Minnesota, New Jersey, New York, Rhode Island and Vermont Two Coverage can be either voluntary, employer-paid, or a mixture of both. Guarantee Issue is available for 10 lives or 30% of the eligible group, whichever is greater. Individuals must be at work for the past 30 days and work at least 27 hours per week. Benefit amounts of up to $5,000 a month are available. Typically, coverage cannot exceed 60% of income. Ranges from 0/0 to 365/365 2 Years $5, Benefits Selling July 2008 BenefitsSellingMag.com
10 Symetra Life Insurance Co. 800-SYMETRA Short-term disability source list Group Short-Term Disability Income Insurance except California, Indiana, Maryland, New York and North Carolina 10 or more enrolled lives We offer both employer-paid and voluntary options. These are determined by the employer. Employer-contribution STD: Up to 70 percent of pre-disability earnings. Voluntary STD: Up to 60 percent of pre-disability earnings Employer-contribution STD: If disability is due to an injury or sickness, it is the latter of 14 days, the date salary continuation ends or the date accumulated sick leave ends. Employer-contribution STD: Up to 26 weeks; Voluntary: Up to 52 weeks Up to $4,000 ($1,000 per week), reduced by other income benefits. Amounts above this will be subject to underwriting considerations. Transamerica Worksite Marketing TransDI Plus except California and Minnesota 5 applications Voluntary or employer-paid premiums available There must be at least 5 issuable TransDI Plus employee applications (or the state minimum, if greater) to establish a group. Underwriting Limits: Guaranteed Issue maximum amounts up to $1,500 Conditional Guaranteed Issue maximum amounts up to $2,000 Simplified Issue maximum amounts up to $5,000 Available elimination periods: 0/7, 7/7, 0/14, 14/14, 30/30, 60/60, 90/90 and 180/180. Available benefit periods: 3, 6, 12 or 24 months Availalbe monthly benefits: $300 to $5,000 Trustmark Voluntary Benefit Solutions Trustmark Group Short Term Disability 100 lives Trustmark's Group Short Term Disability is a voluntary, employee-paid, payroll deducted benefit. Trustmark's Standard Eligibility: Active full-time employees, age 17-67, on the job 90 days. Trustmarks Group Short Term Disability offers Guarantee Issue or Modified Guarantee Issue. Guarantee Issue: $100 to $750 per week Modified Guarantee Issue: $100 to $1,350 per week. Elimination Periods range from 0/7 to 365/365 Maximum Benefit Period options of 13 to 104 weeks or 3, 6, 12 or 24 months. The maximum monthly benefit amount is $6,000. BenefitsSellingMag.com July 2008 Benefits Selling 89
11 Trustmark Voluntary Benefit Solutions Trustmark Disability Income 100 Trustmark's Disability Income is 100% voluntary. Full-time and part-time employees, age 17 to 67, employed for at least 90 days prior to the application date and actively at work on the effective date. Guaranteed Issue or Modified Issue underwriting. Guaranteed Issue: $300 to $3,000/month; Modified Issue: $300 to $6,000 per month Elimination Periods range from 0/7 to 365/365 Maximum Benefit Period options of 3, 6, 12 and 24 months The maximum monthly benefit amount is $6,000. Unum Group Short Term Disability except Rhode Island 2 Non-contributory, contributory and voluntary Work at least 30 hours per week for employer who sponsors STD coverage (other hours acceptable to 17.5 min) Up to $2500 per week (varies by plan design and industry) 1-30 days 52 weeks Up to $10,000 per month (Group STD benefits paid on a weekly basis) Unum Individual short term disability 10 Voluntary Employee age 17-69; actively at work at least 20 hours per week at time of app. Non-Occ: GI= up to 50% to max of $5,000; SI= up to 60% to max of $5, Hour: GI= up to 40% to max of $5,000; SI= up to 60% to max of $5,000. Varies depending on benefit period. Separate EPs for accident and sickenss. Range from days. 60 months 60% of gross monthly salary not to exceed $5, Benefits Selling July 2008 BenefitsSellingMag.com
Three-Year Moving Averages by States % Home Internet Access
Three-Year Moving Averages by States % Home Internet Access Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
More informationPublic School Teacher Experience Distribution. Public School Teacher Experience Distribution
Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile Mode Alabama Percent of Teachers FY Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile
More informationHigh Risk Health Pools and Plans by State
High Risk Health Pools and Plans by State State Program Contact Alabama Alabama Health 1-866-833-3375 Insurance Plan 1-334-263-8311 http://www.alseib.org/healthinsurance/ahip/ Alaska Alaska Comprehensive
More informationWorkers Compensation State Guidelines & Availability
ALABAMA Alabama State Specific Release Form Control\Release Forms_pdf\Alabama 1-2 Weeks ALASKA ARIZONA Arizona State Specific Release Form Control\Release Forms_pdf\Arizona 7-8 Weeks by mail By Mail ARKANSAS
More informationMAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena)
HAWAII () IDAHO () Illinois () MAINE () Maryland () MASSACHUSETTS () NEBRASKA () NEVADA (Carson ) NEW HAMPSHIRE () OHIO () OKLAHOMA ( ) OREGON () TEXAS () UTAH ( ) VERMONT () ALABAMA () COLORADO () INDIANA
More informationNON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST
NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST ** Utilize this list to determine whether or not a non-resident applicant may waive the Oklahoma examination or become licensed
More informationEnglishinusa.com Positions in MSN under different search terms.
Englishinusa.com Positions in MSN under different search terms. Search Term Position 1 Accent Reduction Programs in USA 1 2 American English for Business Students 1 3 American English for Graduate Students
More informationImpacts of Sequestration on the States
Impacts of Sequestration on the States Alabama Alabama will lose about $230,000 in Justice Assistance Grants that support law STOP Violence Against Women Program: Alabama could lose up to $102,000 in funds
More informationState Tax Information
State Tax Information The information contained in this document is not intended or written as specific legal or tax advice and may not be relied on for purposes of avoiding any state tax penalties. Neither
More information2014 Tax Changes. This document currently reflects only tax changes of which ADP was notified by tax agencies as of January 2, 2014.
2014 Tax Changes Beginning with your first payroll with checks dated in 2014, employees may notice changes in their paychecks due to updated 2014 federal and state tax requirements. This document will
More informationChex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees:
Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees: Security Freeze Table AA, AP and AE Military addresses*
More informationBUSINESS DEVELOPMENT OUTCOMES
BUSINESS DEVELOPMENT OUTCOMES Small Business Ownership Description Total number of employer firms and self-employment in the state per 100 people in the labor force, 2003. Explanation Business ownership
More informationState Tax Information
State Tax Information The information contained in this document is not intended or written as specific legal or tax advice and may not be relied on for purposes of avoiding any state tax penalties. Neither
More informationNAIC ANNUITY TRAINING Regulations By State
Select a state below to display the current regulation and requirements, or continue to scroll down. Light grey text signifies states that have not adopted an annuity training program. Alabama Illinois
More informationData show key role for community colleges in 4-year
Page 1 of 7 (https://www.insidehighered.com) Data show key role for community colleges in 4-year degree production Submitted by Doug Lederman on September 10, 2012-3:00am The notion that community colleges
More informationLicensure Resources by State
Licensure Resources by State Alabama Alabama State Board of Social Work Examiners http://socialwork.alabama.gov/ Alaska Alaska Board of Social Work Examiners http://commerce.state.ak.us/dnn/cbpl/professionallicensing/socialworkexaminers.as
More informationSTATE-SPECIFIC ANNUITY SUITABILITY REQUIREMENTS
Alabama Alaska Arizona Arkansas California This jurisdiction has pending annuity training legislation/regulation Annuity Training Requirement Currently Effective Initial 8-Hour Annuity Training Requirement:
More informationState Specific Annuity Suitability Requirements updated 10/10/11
Alabama Alaska Ai Arizona Arkansas California This jurisdiction has pending annuity training legislation/regulation Initial 8 Hour Annuity Training Requirement: Prior to selling annuities in California,
More informationCritical illness source list
Aflac www.aflac.com 888-861-0251 AIG Domestic Accident & Health, AIG Commercial Insurance www.aig.com 877-638-4244 Critical illness source list Specified Health Event except Massachusetts, New York, Vermont
More informationEducation Program Beneficiaries
Education Program Beneficiaries Prepared by the National Center for Veterans Analysis and Statistics January 2014 Current VA Education Programs The Post-9/11 GI Bill - Chapter 33, sections 3301-3324, of
More informationNet-Temps Job Distribution Network
Net-Temps Job Distribution Network The Net-Temps Job Distribution Network is a group of 25,000 employment-related websites with a local, regional, national, industry and niche focus. Net-Temps customers'
More informationState-Specific Annuity Suitability Requirements
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Effective 10/16/11: Producers holding a life line of authority on or before 10/16/11 who sell or wish to sell
More informationNAIC Annuity Suitability Requirements by State
NAIC Annuity Suitability Requirements by Specific Alabama Alaska 10/16/2011 TBD Arizona Arkansas If you obtained a life insurance license prior to 10/16/11, you must complete the NAIC course by 4/16/12.
More informationAmerican C.E. Requirements
American C.E. Requirements Alaska Board of Nursing Two of the following: 30 contact hours 30 hours of professional nursing activities 320 hours of nursing employment Arizona State Board of Nursing Arkansas
More information(In effect as of January 1, 2004*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES FECA LHWCA
(In effect as of January 1, 2004*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES Full Medical Benefits** Alabama Indiana Nebraska South Carolina Alaska Iowa Nevada South Dakota
More information2014 INCOME EARNED BY STATE INFORMATION
BY STATE INFORMATION This information is being provided to assist in your 2014 tax preparations. The information is also mailed to applicable Columbia fund non-corporate shareholders with their year-end
More informationRecruitment and Retention Resources By State List
Recruitment and Retention Resources By State List Alabama $5,000 rural physician tax credit o http://codes.lp.findlaw.com/alcode/40/18/4a/40-18-132 o http://adph.org/ruralhealth/index.asp?id=882 Area Health
More informationNAIC Annuity Suitability Requirements by State
NAIC Annuity Suitability Requirements by Specific Alabama Alaska 10/16/2011 TBD Arizona Arkansas If you obtained a life insurance license prior to 10/16/11, you must complete the NAIC course by 4/16/12.
More informationOverview of School Choice Policies
Overview of School Choice Policies Tonette Salazar, Director of State Relations Micah Wixom, Policy Analyst CSG West Education Committee July 29, 2015 Who we are The essential, indispensable member of
More informationState Pest Control/Pesticide Application Laws & Regulations. As Compiled by NPMA, as of December 2011
State Pest Control/Pesticide Application Laws & As Compiled by NPMA, as of December 2011 Alabama http://alabamaadministrativecode.state.al.us/docs/agr/mcword10agr9.pdf Alabama Pest Control Alaska http://dec.alaska.gov/commish/regulations/pdfs/18%20aac%2090.pdf
More informationCOMPARE NEBRASKA S BUSINESS CLIMATE TO OTHER STATES. Selected Business Costs for Each State. Workers Compensation Rates
COMPARE NEBRASKA S BUSINESS CLIMATE TO OTHER STATES Selected Business Costs for Each State Workers Compensation Rates Unemployment Insurance Costs Electricity Rates Gas Rates Average Hourly Earnings in
More informationA GUIDE TO VOTING LEAVE LAWS BY STATE
State Alabama Public and private s Time necessary to vote, not exceeding one hour, unless employee has two hours before work or after work available to vote. Alaska All s Not specified, but must allow
More informationCensus Data on Uninsured Women and Children September 2009
March of Dimes Foundation Office of Government Affairs 1146 19 th Street, NW, 6 th Floor Washington, DC 20036 Telephone (202) 659-1800 Fax (202) 296-2964 marchofdimes.com nacersano.org Census Data on Uninsured
More informationFinal Paycheck Laws by State
Final Paycheck Laws by State Alabama Arizona If discharged, wages must be paid within three working days or the end of the next pay period, whichever is sooner. If a resignation, wages should be paid no
More informationEMBARGOED UNTIL 6:00 AM ET WEDNESDAY, NOVEMBER 30, 2011
A State-by-State Look at the President s Payroll Tax Cuts for Middle-Class Families An Analysis by the U.S. Department of the Treasury s Office of Tax Policy The President signed into law a 2 percentage
More informationREPORT OF FINDINGS NURSING FACILITY STAFFING SURVEY 2010
REPORT OF FINDINGS NURSING FACILITY STAFFING SURVEY 2010 October, 2011 ABSTRACT Approximately 2 million workers were employed at nursing facilities across the United States in 2010. 1.3 million nursing
More informationSupplier Business Continuity Survey - Update Page 1
Supplier Business Continuity Survey - Update Page 1 Supplier Business Continuity Survey A response is required for every question General Information Supplier Name: JCI Supplier Number: Supplier Facility
More informationGOVERNMENT-FINANCED EMPLOYMENT AND THE REAL PRIVATE SECTOR IN THE 50 STATES
GOVERNMENT-FINANCED EMPLOYMENT AND THE REAL PRIVATE SECTOR IN THE 50 STATES BY KEITH HALL AND ROBERT GREENE November 25, 2013 www.mercatus.org 0.7 2.4 4.2 FEDERAL CONTRACT FUNDED PRIVATE-SECTOR JOBS AS
More information14-Sep-15 State and Local Tax Deduction by State, Tax Year 2013
14-Sep-15 State and Local Tax Deduction by State, Tax Year 2013 (millions) deduction in state dollars) claimed (dollars) taxes paid [1] state AGI United States 44.2 100.0 30.2 507.7 100.0 11,483 100.0
More informationSTATISTICAL BRIEF #273
STATISTICAL BRIEF #273 December 29 Employer-Sponsored Health Insurance for Employees of State and Local Governments, by Census Division, 28 Beth Levin Crimmel, M.S. Introduction Employees of state and
More informationModel Regulation Service January 2006 DISCLOSURE FOR SMALL FACE AMOUNT LIFE INSURANCE POLICIES MODEL ACT
Table of Contents Section 1. Section 2. Section 3. Section 4. Section 5. Section 6. Section 1. Model Regulation Service January 2006 Purpose Definition Exemptions Disclosure Requirements Insurer Duties
More informationState Individual Income Taxes: Treatment of Select Itemized Deductions, 2006
State Individual Income Taxes: Treatment of Select Itemized Deductions, 2006 State Federal Income Tax State General Sales Tax State Personal Property Tax Interest Expenses Medical Expenses Charitable Contributions
More informationState Estate Taxes BECAUSE YOU ASKED ADVANCED MARKETS
ADVANCED MARKETS State Estate Taxes In 2001, President George W. Bush signed the Economic Growth and Tax Reconciliation Act (EGTRRA) into law. This legislation began a phaseout of the federal estate tax,
More informationSchedule B DS1 & DS3 Service
Schedule B DS1 & DS3 Service SCHEDULE B Private Line Data Services DS1 & DS3 Service... 2 DS-1 Local Access Channel... 2 DS-1 Local Access Channel, New Jersey... 2 DS-1 Local Access Channel, Out-of-State...
More informationNOTICE OF PROTECTION PROVIDED BY [STATE] LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
NOTICE OF PROTECTION PROVIDED BY This notice provides a brief summary of the [STATE] Life and Health Insurance Guaranty Association (the Association) and the protection it provides for policyholders. This
More information2016 Individual Exchange Premiums updated November 4, 2015
2016 Individual Exchange Premiums updated November 4, 2015 Within the document, you'll find insights across 50 states and DC with available findings (i.e., carrier participation, price leadership, gross
More informationList of State Residual Insurance Market Entities and State Workers Compensation Funds
List of State Residual Insurance Market Entities and State Workers Compensation Funds On November 26, 2002, President Bush signed into law the Terrorism Risk Insurance Act of 2002 (Public Law 107-297,
More information********************
THE SURETY & FIDELITY ASSOCIATION OF AMERICA 1101 Connecticut Avenue, N.W., Suite 800 Washington, D. C. 20036 Phone: (202) 463-0600 Fax: (202) 463-0606 Web page: www.surety.org APPLICATION Application
More informationQuestion for the filing office of Texas, Re: the Texas LLC act. Professor Daniel S. Kleinberger. William Mitchell College of Law, Minnesota
Topic: Question by: : Question for the filing office of Texas, Re: the Texas LLC act Professor Daniel S. Kleinberger William Mitchell College of Law, Minnesota Date: March 18, 2012 Manitoba Corporations
More informationPUBLIC HOUSING AUTHORITY COMPENSATION
PUBLIC HOUSING AUTHORITY COMPENSATION Background After concerns were raised about the level of compensation being paid to some public housing authority (PHA) leaders, in August 2011 HUD reached out to
More informationSTATE DATA CENTER. District of Columbia MONTHLY BRIEF
District of Columbia STATE DATA CENTER MONTHLY BRIEF N o v e m b e r 2 0 1 2 District Residents Health Insurance Coverage 2000-2010 By Minwuyelet Azimeraw Joy Phillips, Ph.D. This report is based on data
More informationTHE 2013 HPS SALARY SURVEY
THE 2013 HPS SALARY SURVEY Stephen L. Bump Introduction The 2013 Health Physics Society (HPS) survey data was collected by having health physicists (HPs) submit their responses to survey questions on a
More informationADDENDUM TO THE HEALTH INSURANCE MARKETPLACE SUMMARY ENROLLMENT REPORT FOR THE INITIAL ANNUAL OPEN ENROLLMENT PERIOD
ASPE Issue BRIEF ADDENDUM TO THE HEALTH INSURANCE MARKETPLACE SUMMARY ENROLLMENT REPORT FOR THE INITIAL ANNUAL OPEN ENROLLMENT PERIOD For the period: October 1, 2013 March 31, 2014 (Including Additional
More informationState Corporate Income Tax Rates As of December 31, 2006 (2006's noteworthy changes in bold italics)
State Corporate Income Tax Rates As of December 31, 2006 (2006's noteworthy changes in bold italics) State Tax Rates and Brackets Special Rates or Notes Alabama 6.50% Federal deductibility Alaska 1.0%
More informationREPORT OF FINDINGS 2008 NURSING FACILITY STAFF VACANCY, RETENTION AND TURNOVER SURVEY
REPORT OF FINDINGS 2008 NURSING FACILITY STAFF VACANCY, RETENTION AND TURNOVER SURVEY American Health Care Association Department of Research October, 2010 ABSTRACT Approximately 2 million workers were
More informationTHE 2012 HPS SALARY SURVEY
THE 2012 HPS SALARY SURVEY Gary Lauten Introduction The 2012 Health Physics Society (HPS) survey data was collected by having health physicists (HPs) submit their responses to survey questions on a webbased
More informationIn-state Tuition & Fees at Flagship Universities by State 2014-15 Rank School State In-state Tuition & Fees Penn State University Park Pennsylvania 1
In-state Tuition & Fees at Flagship Universities by State 2014-15 Rank School State In-state Tuition & Fees Penn State University Park Pennsylvania 1 $18,464 New New Hampshire 2 Hampshire $16,552 3 Vermont
More informationAcceptable Certificates from States other than New York
Alabama 2 2 Professional Educator Certificate 5 Years Teacher Yes Professional Educator Certificate 5 Years Support Services Yes Alaska 2 Regular Certificate, Type A 5 Years, renewable Teacher Yes At least
More informationFull Medical Benefits**
(In effect as of January 1, 2006*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES Full Medical Benefits** Alabama Indiana Nebraska South Carolina Alaska Iowa Nevada South Dakota
More informationReal Progress in Food Code Adoption
Real Progress in Food Code Adoption The Association of Food and Drug Officials (AFDO), under contract to the Food and Drug Administration, is gathering data on the progress of FDA Food Code adoptions by
More informationStates Ranked by Alcohol Tax Rates: Beer (as of March 2009) Ranking State Beer Tax (per gallon)
States Ranked by Alcohol Tax Rates: Beer (as of March 2009) Ranking State Beer Tax (per gallon) Sales Tax Applied 1 Wyoming $0.02 4% 2 4 8 10 Missouri $0.06 4.225% Wisconsin $0.06 5% Colorado $0.08 2.9%
More informationReal Progress in Food Code Adoption
Real Progress in Food Code Adoption August 27, 2013 The Association of Food and Drug Officials (AFDO), under contract to the Food and Drug Administration, is gathering data on the progress of FDA Food
More informationSTATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT
STATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT Zurich American Life Insurance Company (ZALICO) Administrative Offices: PO BOX 19097 Greenville, SC 29602-9097 800/449-0523 This document is intended to
More informationZurich Term Death Benefit Protection With Options
Zurich Term Death Benefit Protection With Options Offered by Zurich American Life Insurance Company Zurich Term life insurance provides death benefit protection plus a contractual right to convert to any
More informationState Corporate Income Tax Rates As of July 1, 2009
State Tax Rates and Special Rates or Notes Brackets Alabama 6.5% Federal deductibility Alaska 1.0% > $0 2.0 > 10K 3.0 > 20K 4.0 > 30K 5.0 > 40K 6.0 > 50K 7.0 > 60K 8.0 > 70K 9.0 > 80K 9.4 > 90K Arizona
More informationA/B MAC Jurisdiction 1 Original Medicare Claims Processor
A/B MAC Jurisdiction 1 Jurisdiction 1 - American Samoa, California, Guam, Hawaii, Nevada and Northern Mariana Islands Total Number of Fee-For-Service Beneficiaries: 3,141,183 (as of Total Number of Beneficiaries
More informationIRS Request for Assistance re New EIN and True Owner. Question by: Sarah Steinbeck on behalf of Leslie Reynolds. Date: 5 August 2010
Topic: IRS Request for Assistance re New EIN and True Owner Question by: Sarah Steinbeck on behalf of Leslie Reynolds Jurisdiction: Colorado/NASS Date: 5 August 2010 Jurisdiction Question(s) Have you spoken
More informationAttachment A. Program approval is aligned to NCATE and is outcomes/performance based
Attachment A The following table provides information on student teaching requirements across several states. There are several models for these requirements; minimum number of weeks, number of required
More informationCurrent State Regulations
Current State Regulations Alabama: Enacted in 1996, the state of Alabama requires all licensed massage therapists to * A minimum of 650 classroom hours at an accredited school approved by the state of
More informationstate law requires the Minimum Exemption Calculation Withholding Limit Disposable Earnings Alabama CCPA 30 times FMW 25% DE Alaska
Note: State Minimum Wage When SMW or a fixed amount is required by state law it may only be applied if that amount is equal to or greater than 30 times FMW per week may not be substituted for Federal Minimum
More informationState by State Summary of Nurses Allowed to Perform Conservative Sharp Debridement
State by State Summary of Nurses Allowed to Perform Conservative Sharp Debridement THE FOLLOWING ARE ONLY GENERAL SUMMARIES OF THE PRACTICE ACTS EACH STATE HAS REGARDING CONSERVATIVE SHARP DEBRIDEMENT
More information(In effect as of January 1, 2005*) TABLE 20. OCCUPATIONAL HEARING LOSS STATUTES
(In effect as of January 1, 2005*) TABLE 20. OCCUPATIONAL HEARING LOSS STATUTES Alabama Y 1 yr. NIS NIS ME N Y $11,660 $35,860 Carrier P N 1/ Alaska Y D-2 yrs. NIS NIS ME N N 2/ 2/ Employee P N Y Arizona
More informationLPSC Renewable Energy Pilot y RFPs issued by Utility Companies by Order of Commission, November 2010
Renewable Energy LPSC Renewable Energy Pilot y RFPs issued by Utility Companies by Order of Commission, November 2010 y Searching for various forms of renewable energy and their actual cost in Louisiana
More informationSample/Excerpts ONLY Not Full Report
Sample/Excerpts ONLY Not Full Report Contents at a Glance CONTENTS AT A GLANCE... 2 HOME AUTOMATION USA MARKET... 4 DESCRIPTION... 4 KEY BENEFITS... 4 KEYWORDS... 4 REGION-BASED HOME AUTOMATION MARKET
More informationTable of Mortgage Broker (and Originator) Bond Laws by State Current as of July 1, 2010
Alabama Ala. Code 5-25-5 Bond only required where licensee does not submit evidence of net worth. Loan originators may be covered by Alaska 25,000 Alaska Stat. 06.60.045 Arizona $10,000-$15,000 Ariz. Rev.
More informationPUBLIC INSURANCE ADJUSTER FEE PROVISIONS 50 STATE SURVEY AS OF 6/29/07. LIKELY YES [Cal. Ins. Code 15027]
Alabama Alaska Arizona Arkansas California [Cal. Ins. Code 15027] ] Colorado [Cal. Ins. Code 15027] Connecticut Delaware of the actual or final settlement of a loss [Conn. Ins. Code 38a-788-8] 2.5% of
More informationHow To Pay Medical Only Claims On Workers Compensation Claims
Workers Compensation Small Medical-Only Claims: Should an employer pay them or turn them in to the insurance company? by Maureen Gallagher The most common question an insurance agent gets from employers
More informationArizona Form 2014 Credit for Taxes Paid to Another State or Country 309
Arizona Form 2014 Credit for Taxes Paid to Another State or Country 309 Phone Numbers For information or help, call one of the numbers listed: Phoenix (602) 255-3381 From area codes 520 and 928, toll-free
More informationCancer insurance source list Aflac www.aflac.com 800-488-1771 or brokerrelations@aflac.com
Aflac www.aflac.com 800-488-1771 or brokerrelations@aflac.com Personal Cancer Indemnity and Maximum Difference Cancer All 3 18-70 for payroll; 18-64 for direct Benefits are paid directly to the policyholder,
More informationNAIC Annuity Suitability Requirements by State
NAIC Annuity Suitability Requirements by Alabama Alaska 10/16/2011 Arizona Arkansas If you obtained a life insurance license prior to 10/16/11, you must complete the NAIC course by 4/16/12. If you obtained
More informationState Tax of Social Security Income. State Tax of Pension Income. State
State Taxation of Retirement Income The following chart shows generally which states tax retirement income, including and pension States shaded indicate they do not tax these forms of retirement State
More informationLexisNexis Law Firm Billable Hours Survey Top Line Report. June 11, 2012
LexisNexis Law Firm Billable Hours Survey Top Line Report June 11, 2012 Executive Summary by Law Firm Size According to the survey, we found that attorneys were not billing all the time they worked. There
More informationWhat to Know About State CPA Reciprocity Rules. John Gillett, PhD, CPA Chair, Department of Accounting Bradley University, Peoria, IL
What to Know About State CPA Reciprocity Rules Paul Swanson, MBA, CPA Instructor of Accounting John Gillett, PhD, CPA Chair, Department of Accounting Kevin Berry, PhD, Assistant Professor of Accounting
More informationINTRODUCTION. Figure 1. Contributions by Source and Year: 2012 2014 (Billions of dollars)
Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Report: Economy-Wide Statistics Division Briefs: Public Sector By Phillip Vidal Released July 2015 G14-ASPP-SL
More informationThe Obama Administration and Community Health Centers
The Obama Administration and Community Health Centers Community health centers are a critical source of health care for millions of Americans particularly those in underserved communities. Thanks primarily
More informationFacing Cost-Sensitive Shoppers, Health Plan Providers Must Demonstrate Value
w Reports: Health Insurance Marketplace Exchange Enrollment Satisfaction Improves Significantly in Second Year Facing Cost-Sensitive Shoppers, Health Plan Providers Must Demonstrate Value WESTLAKE VILLAGE,
More informationAre you leaving $$$ on the table by ignoring this field?
Are you leaving $$$ on the table by ignoring this field? Defined as: The branch of medicine that deals with the prevention and treatment of diseases and injuries occurring at work or in specific occupations.
More informationPlease contact test@test.com if you have any questions regarding this survey.
1. Which of the following best describes your position within the company? - CEO/owner - Partner/senior executive - Professional (consultant, legal, medical, architect) - Finance/accounting/purchasing
More informationBenefits of Selling WorkLife 65
PruTerm WorkLife 65 SM LEARN ABOUT THE PRODUCT AND MARKET Benefits of Selling WorkLife 65 Pru s new and innovative term product will resonate with your clients. WorkLife 65 is a new and innovative term
More informationREPORT SPECIAL. States Act to Help People Laid Off from Small Firms: More Needs to Be Done. Highlights as of April 14, 2009
REPORT April 2009 States Act to Help People Laid Off from Small Firms: More Needs to Be Done In the past two months, several states have taken action to make sure state residents who lose their jobs in
More informationConnecticut s Insurance Industry: Economic Impacts & Contributions
Connecticut s Insurance Industry: Economic Impacts & Contributions Prepared by: Connecticut Economic Resource Center, Inc. December 2006 2006 Insure Connecticut s Future, Connecticut Insurance and Financial
More informationSAF s ACA Guide: The Small Business Health (SHOP) Exchanges SHOP Delays
SAF s ACA Guide: The Small Business Health (SHOP) Exchanges The premise behind the SHOP Exchange was simple. Small businesses would be able to purchase coverage in a public marketplace in the same way
More informationNurse Aide Training Requirements, 2011
Nurse Aide Training Requirements, 2011 Background Federal legislation (Omnibus Budget Reconciliation Act of 1987) and associated regulations (42 CFR 483.152) require that Medicare- and Medicaid-certified
More information$7.5 appropriation $6.5 2011 2012 2013 2014 2015 2016. Preschool Development Grants
School Readiness: High-Quality Early Learning Head Start $10.5 $9.5 $10.1 +$1.5 +17.7% $8.5 $7.5 +$2.1 +27.0% $6.5 for fiscal year 2010 Included in the budget is $1.078 billion to ensure that every Head
More informationWe do require the name and mailing address of each person forming the LLC.
Topic: LLC Managers/Members Question by: Jeff Harvey : Idaho Date: March 7, 2012 Manitoba Corporations Canada Alabama Alaska Arizona Arkansas California Colorado Arizona requires that member-managed LLCs
More informationThe Economic Contributions of U.S. Mining (2012)
The Economic Contributions of U.S. Mining (2012) September 2014 A report prepared by the National Mining Association TABLE OF CONTENTS Executive Summary...E-1 National Results...E-1 State Results...E-1
More informationVCF Program Statistics (Represents activity through the end of the day on June 30, 2015)
VCF Program Statistics (Represents activity through the end of the day on June 30, 2015) As of June 30, 2015, the VCF has made 12,712 eligibility decisions, finding 11,770 claimants eligible for compensation.
More informationSTATISTICAL BRIEF #435
STATISTICAL BRIEF #435 April 2014 Premiums and Employee Contributions for Employer-Sponsored Health Insurance: Private versus Public Sector, 2012 Karen E. Davis, MA Introduction Employer-sponsored health
More informationGuide to On-the-Job Injuries
Guide to On-the-Job Injuries in the United States I got hurt on the job. What can I do? If you are hurt on the job you have a right to workers compensation benefits. You have a right to workers compensation
More information