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Ready 43rd Annual Western Secondary Market Conference July 8-10, 2015 Westin St. Francis San Francisco Sponsor-Exhibitor

SPONSORSHIP INFORMATION MAKE YOUR MARK AT THE NATION'S PREMIER REGIONAL SECONDARY MARKET CONFERENCE! Be one of the companies everyone is talking about! Sponsorships and exhibit spaces will position you in front of every attendee for both the annual Western Secondary Market Conference AND the Charity Dinner, Wine Tasting & Auction! Make sure your company is featured at the conference, and make an impact on your audience! Great new options for 2015! Sponsor ID in the electronic conference program and slideshow Sponsor ID/signage prominently displayed onsite at the conference Sponsor ID on the conference website Sponsor ID in all conference marketing Sponsor ID in the CMBA Events app All Sponsorships Include: Priority opportunity for meeting room and exhibit space assignments Pre- and Post-Conference registration lists with full contact information At least two (2) complimentary conference registrations Other benefits as described below: Note: Meeting Rooms guaranteed only to Platinum and Titanium Sponsors. Meeting spaces are limited and available on a first-come, first-serve basis. Contact Devon Keefe (devon@cmba.com) for more details.

SPONSORSHIP INFORMATION MAKE YOUR MARK AT THE NATION'S PREMIER REGIONAL SECONDARY MARKET CONFERENCE! Keynote Speaker Sponsor PLATINUM SPONSORSHIP BENEFITS In addition to the regular sponsorship benefits, the Platinum Sponsorship includes One (1) Exhibit Space, Table for 10 at the Wine Tasting & Charity Auction Event, full page ad in electronic conference program, banner ad on conference website, and 6 (six) conference registrations. Also included is an opportunity to select one of the following events/items for branding purposes: Lunch Sponsor TITANIUM SPONSORSHIP BENEFITS In addition to the regular sponsorship benefits, the Titanium Sponsorship includes One (1) Exhibit Space, Table for 10 at the Wine Tasting & Charity Auction Event, full page ad in electronic conference program, banner ad on conference website, and 5 (five) conference registrations. Also included is an opportunity to select one of the following events/items for branding purposes: Wi-Fi Sponsor Networking Lounge Sponsor Charging Station Sponsor Event App Sponsor (one available) GOLD SPONSORSHIP BENEFITS In addition to the regular sponsorship benefits, the Gold Sponsorship includes One (1) Exhibit Space, Table for 10 at the Wine Tasting & Charity Auction Event, full page ad in electronic conference program, banner ad on conference website (as available), and 4 (four) conference registrations. Also included is an opportunity to select one of the following events/ items for branding purposes: Lanyard Sponsor SOLD Conference Credential Sponsor SOLD Breakfast Sponsor (2 available) Afternoon Break Sponsor (2 available)

SPONSORSHIP INFORMATION MAKE YOUR MARK AT THE NATION'S PREMIER REGIONAL SECONDARY MARKET CONFERENCE! SILVER SPONSORSHIP BENEFITS In addition to the regular sponsorship benefits, the Silver Sponsorship includes One (1) Exhibit Space, opportunity to purchase a table for 10 at the Wine Tasting & Charity Auction Event at a 50% discount, and 3 (three) conference registrations. Also included is an opportunity to select one of the following events/items for branding purposes: Conference bag sponsor (all item design and production costs, drayage provided by sponsoring company) Reception Sponsor (2 available) Morning Break Sponsor (2 available) BRONZE SPONSORSHIP BENEFITS In addition to the regular sponsorship benefits, the Bronze Sponsorship includes One (1) Exhibit Space, and 2 (two) conference registrations. Also included is an opportunity to select one of the following events/items for branding purposes: Hotel Key Sponsor SOLD Session Sponsor (Limited availability) Conference Pen Sponsor (all item design and production costs, drayage provided by sponsoring company) Conference Notepad Sponsor SOLD (all item design and production costs, drayage provided by sponsoring company) THE SUITE SPOT SPONSOR (SOLD OUT!!) Sponsors may add a suite 'a la carte' for meeting and overnight accommodations during the conference. Included: One Bedroom Classic Suite (two night stay) One complimentary parking pass for conference dates Two complimentary wireless internet login access codes Waived food and beverage minimum, and a 10% discount on food and beverage

CONFERENCE SPONSORS 43 rd Annual Western Secondary Market Conference TITANIUM GOLD BRONZE Arch Mortgage Insurance BofI Federal Bank Caliber Home Loans Genworth Mortgage Insurance PennyMac Stearns Lending, LLC The StoneHill Group, Inc.

CONFERENCE SPONSORSHIP APPLICATION INSTRUCTIONS Fax completed application with credit card information to (916) 446-7105 Email completed application to sponsor@cmba.com Mail completed application to: California MBA 555 Capitol Mall, Ste. 440 Sacramento, CA 95814 Contact information for the person responsible for all sponsorship correspondence: Sponsor Options Check box and indicate preferred accompanying item/event $15,000 - Platinum + $12,000 - Titanium + $10,000 - Gold + $7,500 - Silver + $5,000 - Bronze + $2,000 - Suite Spot - *MUST SELECT SPONSOR LEVEL ABOVE* Pricing is shown for California MBA member firms only. A 25% SURCHARGE APPLIES TO NON-MEMBER FIRMS. Contract Acknowledgement I have read and accept the terms and conditions outlined in the contract. Contact Name: Company: Title: Email: Address: City/State/Zip: Phone: Please provide the company information as you would like it displayed in the conference program. Company Name: Address: City/State/Zip: Phone: Fax: Website: PLEASE COMPLETE THE CREDIT CARD INFORMATION BELOW: Check Enclosed Visa Mastercard American Express Credit Card # Expiration Date: Signature: Name on card: Electronic Check Conversion NOTICE: When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. Funds may be withdrawn from your account as soon as the same day and you will not receive the check back from your financial institution. If your payment is returned due to insufficient funds, you authorize us to make a one-time electronic fund transfer from your account to collect a fee of $25 as allowed by state law.

CONFERENCE EXHIBITION 43 rd Annual Western Secondary Market Conference MAKE SURE NO ONE MISSES YOU! The Western Secondary Market Conference s exhibitor experience makes your participation in the conference even more valuable! The Exhibit Hall s location directs all conference traffic through the hall. Attendees will walk through the hall to attend all conference sessions, as well as the highly anticipated Annual Charity Dinner, Wine Tasting & Auction. We've also moved the Networking Lounge to the Exhibit Hall to increase traffic! Additionally, the traditional exhibit hours have been extended to include the Annual Charity Dinner, Wine Tasting & Auction, giving you more time to network and do business! PREMIUM EXHIBIT BOOTH SEE NEXT PAGE FOR PRICING This booth option provides a great location that you can maximize during the designated conference hours. The booth package includes 2 All-Access Conference Registrations, as well as the opportunity to purchase 2 tickets to the Annual Charity Dinner, Wine Tasting & Auction at half-price! Includes 8 x 10 booth space, 6 draped table, 2 chairs, an ID sign, breakfast, lunch, receptions. *Note: An additional $200 late registration fee will be charged for booth reservations received after June 24, 2015. Cancellations/Refunds: Should the exhibitor be unable to occupy and use the contracted exhibit space, California MBA must be notified in writing. Cancellations received by February 22, 2015 shall be entitled to 50% refund. No refunds will be issued after February 22, 2015.

CONFERENCE EXHIBITION Exhibitor Pricing $3,000 - California MBA Member (by June 24, 2015) $3,200 - California MBA Member (after June 24, 2015) APPLICATION INSTRUCTIONS Fax completed application with credit card information to (916) 446-7105 Email completed application to exhibit@cmba.com Mail completed application to: California MBA 555 Capitol Mall, Ste. 440 Sacramento, CA 95814 $3,750 - Non-Member (by June 24, 2015) $3,950 - Non-Member (after June 24, 2015) Contract Acknowledgement I have read and accept the terms and conditions outlined in the contract. Contact information for the person responsible for all exhibiton correspondence: Contact Name: Company: Title: Email: Address: City/State/Zip: Phone: Please provide the company information as you would like it displayed in the conference program. Company Name: Address: City/State/Zip: Phone: Fax: Website: PLEASE COMPLETE THE CREDIT CARD INFORMATION BELOW: Check Enclosed Visa Mastercard American Express Credit Card # Expiration Date: Signature: Name on card: Electronic Check Conversion NOTICE: When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. Funds may be withdrawn from your account as soon as the same day and you will not receive the check back from your financial institution. If your payment is returned due to insufficient funds, you authorize us to make a one-time electronic fund transfer from your account to collect a fee of $25 as allowed by state law.

COMPLIMENTARY REGISTRATION 43 rd Annual Western Secondary Market Conference Platinum Sponsors: 6 Complimentary Registrations Titanium Sponsors: 5 Complimentary Registrations Gold Sponsors: 4 Complimentary Registrations Silver Sponsors: 3 Complimentary Registrations Bronze Sponsors: 2 Complimentary Registrations Exhibitors: 2 Complimentary Registrations Please use this form to provide registration information for the complimentary sponsor and exhibitor registrations included in your selected sponsorship level. Registration #1 Name: Company: Title: Email: Address: City/State/Zip: Phone: CMBA Events App Registration Maximize your conference experience! Check this box to have your name and information included in the mobile conference app for the 43 rd Annual Western Secondary Market Conference! Registration #2 Name: Company: Title: Email: Address: City/State/Zip: Phone: CMBA Events App Registration Maximize your conference experience! Check this box to have your name and information included in the mobile conference app for the 43 rd Annual Western Secondary Market Conference! Registration #3 Name: Company: Title: Email: Address: City/State/Zip: Phone: CMBA Events App Registration Maximize your conference experience! Check this box to have your name and information included in the mobile conference app for the 43 rd Annual Western Secondary Market Conference!

CONTRACT 43 rd Annual Western Secondary Market Conference 1. AGREEMENT TO CONDITIONS Each Exhibitor and employees of Exhibitor agree to abide by these conditions, it being understood and agreed that the sole control of the exhibit hall rests with California MBA. 2. ASSIGNMENT OF SPACE Assignment of space will be determined by sponsorship level and California MBA staff. Exhibitor participation is limited to those companies that regularly provide services and/or products for business organizations or financial institutions that hold membership in or are eligible for membership in the Association. 3. PAYMENT Payment in full is required and should accompany your application. Payment is due on or prior to June 1, 2015. 4. HOTEL INFORMATION Please note that in order to have a reservation in the group room block, you must register for the Western Secondary Market Conference. California MBA reserves the right to review the conference room block and remove those individuals who have not registered for the conference. Up to one (1) hotel reservation per registered delegate will be accommodated. The hotel reservation should be made under the corresponding registered delegate s name to avoid confusion. 5. CANCELLATION OR RELOCATION OF CONVENTION Upon cancellation of the meeting, the liability of California MBA shall be limited to a refund of the exhibit fee. 6. CANCELLATION BY SPONSOR/EXHIBITOR Should the exhibitor be unable to occupy and use the contracted exhibit space, California MBA must be notified in writing. Cancellations received by February 22, 2015 shall be entitled to 50% refund. No refunds will be issued after February 22, 2015. 7. THE ASSOCIATION'S RIGHT TO REMOVE EXHIBITOR'S PROPERTY The California MBA reserves the right to remove from the hotel premises any or all of the property of the Exhibitor should the meeting be cancelled or relocated or should the licensee violate any of the conditions of the Exhibitor's Contract. If the contract is cancelled for violation of such conditions, the Association assumes no liability for the return of the rental fee or any part thereof. In recognition of the common interest of all Exhibitors and the Association in maintaining the appropriate standards of decorum, THE EXHIBITOR WAIVES ANY AND ALL RIGHTS TO ANY NOTICE OF HEARING PRIOR TO THE REMOVAL OF PROPERTY FROM THE HOTEL OR EXHIBIT HALL FOR THE REASONS STATED ABOVE. 8. LIABILITY The California MBA undertakes no duty to exercise care, nor assumes any responsibility for the protection of the property of the Exhibitor or its representatives, or of property used in connection with the exhibit from theft or damage or destruction by fire, accident or other cause. Small and easily portable articles should be properly secured or removed after exhibition hours and placed in safekeeping by the Exhibitor. Any protection exercised, in fact, by the Association shall be deemed purely gratuitous on its part and shall in no way be construed to involve it in liability by the Exhibitor. The California MBA shall not be liable for the fulfillment of this agreement as to delivery of space, if nondelivery is due to any of the following causes: destruction of or damage to the building or exhibit area by fire or acts of God; acts of a public enemy; strikes; the authority of the law; or any caused beyond its control. Exhibitor assumes entire responsibility and hereby agrees to protect, indemnify, defend and save the 43rd Annual Western Secondary Market Conference, the Westin St. Francis, the official exhibit company, and all employees and agents thereof (hereinafter collectively called "Indemnities") harmless against all claims, losses and damages to persons or property, governmental charges or fines and attorneys fees arising out of or caused by Exhibitor's installation, removal, maintenance, occupancy or use of the exhibition premises or a part thereof, excluding any such liability caused by the sole negligence of the indemnities and their employees and agents. In addition, Exhibitor acknowledges that California MBA and the Indemnities do not maintain insurance covering Exhibitor's property and that it is the sole responsibility of Exhibitor to obtain interruption and property damage insurance covering such losses by Exhibitor. 9. PROTECTION OF THE EXHIBIT FACILITY Nothing shall be posted on, or nailed, screwed, or otherwise attached to columns, walls, floors, or other parts of the hotel exhibit area without permission from the proper building authority. Packing, unpacking and assembly of exhibits shall be done only in designated areas and conformity with direction of the California MBA and hotel Manager or their assistants. 10. BOOTHS Standard Booth equipment (back and side wall draping, and identification sign) will be provided by California MBA without cost to the Exhibitor. If an Exhibitor plans to install a completely constructed display of such a character that the Exhibitor will not require or desire the use of standard booth equipment, no part thereof shall project as to obscure the view of the adjacent booths. No display may exceed a height of eight feet on the back wall nor be higher than side wall specifications, except with the specific permission of California MBA. Carpeting shall be limited to exhibitor's booth only, and will not be permitted to cross any aisles. 11. INSTALLATION AND DISMANTLING The specific requirements as to time for installation and dismantling of exhibits shall be supplied to Exhibitor. Such requirements shall be binding upon the licensee as though fully set forth herein. All displays must be in place and set up by the time of the official opening of the show. Booth space may not be dismantled prior to the conclusion of the conference. 12. DEFAULT OCCUPANCY Any Exhibitor failing to occupy space contracted for is not relieved of the obligation of paying for such space at the full rental price, and California MBA shall have the right to use such space as it sees fit to eliminate blank space in the exhibit hall, provided such booth space is not occupied before the official show opening. 13. VIOLATIONS OF THE CONDITIONS Any of the following actions by Exhibitor shall constitute a violation of the conditions of the Exhibitor's Contract. a. Use of a display which varies in any significant way from its description in the Application for Exhibit Space. b. Violation of any municipal, state, of Federal laws, rules or regulations, including safety codes. c. Failure to follow the procedures in point 7. d. Failure to remove its property from the hotel or exhibit hall upon cancellation or relocation of the meeting. 14. ACCESS TO DISPLAYS California MBA may from time to time promulgate such regulations governing hours of access to displays and eligibilities for admission thereto as may be found in its judgement to be most practicable. 15. PERSONNEL All licensees participating in the exhibit area of the California MBA meeting are expected to use special care wherever they deem it necessary to hire temporary help to assist in their exhibit or hospitality activities, so that the personnel so selected by them will be of a caliber in keeping with the high standards of the exhibition and the meeting. 16. USE OF SPACE Exhibits shall be shown only in the official exhibit area. Neither the Exhibitors nor the non-exhibitors shall be permitted to display articles, equipment or information concerning services, or movies of such articles, equipment, or services in private suites or rooms during the meeting, in accordance with prior agreements between the California MBA and officials of hotels and the convention bureau in the locale of the specific meeting. No Exhibitor shall permit any other corporation or firm or its representatives to use the space allotted to it, nor shall it display articles not manufactured or sold normally by it. Co-participation by any other corporation or firm or its representatives in space assigned to the original applicant must be by written permission of California MBA. No Exhibitor will be allowed to block the visibility of another Exhibitor. 17. DISTRIBUTION OF PRINTED MATTER Neither Exhibitors nor non-exhibitors shall distribute to the meeting delegates printed matter, samples, souvenirs and the like, except within rented space. Special distribution of such material elsewhere must be approved by California MBA. 18. HOSPITALITY SUITES AND HOSTED/SPONSORED FUNCTIONS Any type of company sponsored function (including Hospitality Suites) will only be permitted if in good financial standing with California MBA. Only conference sponsors may secure suites during the Western Secondary Market Conference. Companies interested in reserving a Hospitality Suite at the hotel will need to contact Devon Keefe (devon@cmba.com). NOTE: Any type of company-sponsored function (including Hospitality Suites) is NOT permitted during official California MBA sponsored activities (sessions, exhibit hall, receptions, etc.). Any company found in violation will immediately have their 2015 booth and/or meeting space closed and will be given last selection/assignment for 2016.