The Commerce Trust Company

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The Commerce Trust Company WEALTH MANAGER Overview Guide New Page Layout The pages within Wealth Manager have been designed to provide a consistent experience throughout a vast array of features. Each page has the following areas: Banner, Menu, Heading, Filters, and Detail Information. The Help feature in the Banner section will refer to these areas to help you navigate the website. Additionally, the carrot symbol is used throughout the website to Show or Hide additional information. Your preferences will be saved as you exit each page. For example, if you Hide the Summary pie chart in the Detail Information area and then move to another page, it will still be hidden when you re-enter the page. Banner Menu Heading Filters Detail Information 1

Portfolio Positions The Portfolio navigation feature offers investment analytics on your positions; from simplistic views of positions to more extensive equity and fixed income diversifications, bond maturity views, and an investment objective comparison. To access your portfolio, begin by clicking on Portfolio and then Positions in the Menu area. The Allocation tab will show a pie chart summary of your holdings. Below the pie chart is a detailed list of your positions. Click on the carrot next to Summary to Hide the chart and display more holdings. 2

Activity Summary The Activity feature assists in identifying the transaction activity that has occurred in an account or group of accounts. To access your transactions, click on Activity and then Activity List in the Menu area. Use the carrot in the filter section to display more options to narrow or expand your transaction search. Remember to click on the green GO button after modifying your filter information to show the transactions. 3

Documents Statements This feature provides quick access to your electronic statements. It displays the list of available statements for viewing and a link to launch the statement in a PDF format. Adobe Acrobat Reader is required to view the statement. This software can be downloaded at www.adobe.com. You can then save, print, e-mail or close the PDF. First click on Documents and then Statements in the Menu area. Then click on the date link to open the PDF. 4

Group Accounts Formerly known as Working Lists, the Group Accounts feature gives you the opportunity to create your own grouping of accounts for information gathering and investment management. You determine the group name and select the underlying accounts. Once a group is created you can use the list throughout the site, eliminating the need to memorize account numbers or account titles. Click on Group Accounts in the Menu area to create a group. On many pages in the website you can click on Group to view the detail at the group level or Account and then pick the account out of the drop down list to view individual account details. 5

Recommended System Settings Browser and Operating Systems To ensure a satisfactory experience, Wealth Manager has been verified for compatibility for use with the following browsers and operating systems. This information is also contained in the Help section on the website. Compatible Browser Compatible Operating Systems IE 8.0* Vista, Windows XP, Windows 7 IE 9.0 Vista, Windows 7 FireFox Vista, Windows XP, Windows 7 Google Chrome Vista, Windows XP, Windows 7 Safari Mac OS X v10.6 Snow Leopard Mac OS X v 10.7 Lion *Some IE8 users may experience slower response times when viewing large amounts of data. If you experience slow response times, you may take advantage of the Google Chrome Frame plug-in feature. Chrome Frame plug-in improves the performance of IE8 by using the Google Chrome open Web Technologies and JavaScript engine to process information in an efficient and effective manner, resulting in faster page loading and response time. The link to download the plug-in can be found within our site by clicking Links in the Menu area. PC and Browser Settings To run the product effectively, adherence to the following minimum workstation characteristics is recommended. Performance issues may arise if workstations fall below these minimum recommendations: Component CPU RAM Video Adaptor Web Browser Standard 1.5 GHz minimum, Duo Core 2.0 GHz or higher recommended RAM 1G required minimum, 2G recommended 1024 x 768 or greater resolution Compatible browser Additional Software Recommended Microsoft Excel 2003 or 2007 Adobe Acrobat Reader 8.0 or newer 6

Screen Resolution To maximize the amount of data displayed on the pages, it is recommended that each workstation s resolution be set to 1024 x 768 pixels or higher. Windows Settings Use the following procedure to adjust the Folder Options in Windows Explorer: 1. Select Tools. 2. Select Folder Options. 3. Select the File Types tab. 4. Select the XLS (Microsoft Excel Worksheet) file type. 5. Click the Advanced button. 6. Verify that the Browse in Same Window option is OFF (not checked). Browser Settings Browser cache option set to Every Time. Cookie options set to On. Enable automatic prompting for downloaded files. Text size set to smaller. Enable active scripting. Allow META REFRESH. 7