Citibank Ready Credit Rewards Catalogue

Citibank Ready Credit Rewards Catalogue

ADVENTURE FAMILY Athletes Circle 1H004314 Business Week 50 weekly issues 1I004323 9950 Points Discovery Channel Magazine 12 issues 1I004022 3100 Points Fortune Magazine 13 issues 1I004023 Her World Magazine 12 issues 1I004036 2950 Points Polar Electro $100 1H004007 4500 Points Newsweek 52 issues 1I002633 5530 Points Popular Bookstore 1I002612 1020 Points Popular Bookstore $5 1I002624 260 Points Reader s Digest 12 issues 1I004024 4000 Points Running Lab 1H004324 2125 Points CULTURE Best Denki 1G002401 2210 Points Cold Storage 1G002602 520 Points Cold Storage 1G002618 1880 Points Corelle 18pc dinner set 18-LV-P 1G003503 5400 Points Forum The Shopping Mall 1G002152 560 Points Fox 1G004021 Growing Fun 1G002501 890 Points Gymboree Play & Music $30 1G002502 1120 Points KinderGolf Registration Fee & Starter Kit 1G002535 5000 Points KinderGolf Trial Class 1G002534 1600 Points Mothercare $30 1G002524 1300 Points National Geographic KIDS 10 issues 1G002526 Pumpkin Patch 1G002536 The Better Toy Store 1G002531 900 Points TOYS R US 1G002509 510 Points Men s Health Magazine 12 issues 1I004037 2950 Points The Economist 51 issues 1I002634 14500 Points Corningware 6pc Casserole P-360-EH 1G003502 4600 Points Junior De Artist 1G002512 780 Points National Geographic Magazine 12 issues 1I002632 2280 Points TIME Magazine 27 issues 6 months 1I004035 3330 Points

GLAMOUR GLAMOUR Ben Sherman 1A002144 Isetan 1A002138 1 Metro $50 Shoppers Cheque 1A002139 1 Robinsons $50 Gift 1A002140 1 TANGS 1A002123 Topshop 1A002130 Charles & Keith 1A002104 470 Points Karen Millen $100 1A002112 Miss Selfridge 1A002156 Rudy Project 1A004319 750 Points TANGS 1A002141 1840 Points Warehouse 1A002131 Charles & Keith $30 1A002137 1100 Points Mambo T-shirt 1A004312 Nuabs 1A004006 2500 Points Rudy Project 1A004320 1875 Points The North Face 1A004325 Z.O.U.K T-shirt (2nd Collection) 1A004310 Diva 1A002150 Massimo Dutti 1A002157 760 Points Risis 1A002164 Soo Kee Jewellery 1A002121 2140 Points TianPo Jewellery 1A002127 1630 Points Z.O.U.K T-shirt (3rd Collection) 1A004311 Dorothy Perkins 1A002151 Maxstudio.com 1A004018 2500 Points River Island $20 Gift 1A004001 Swarovski 1A002166 2100 Points Topman 1A002129 Isetan 1A002111 Metro $20 Shoppers Cheque 1A002113 Robinsons $20 Gift 1A002120

GOURMET GOURMET Blue Magnolia Chocolate Cake (1kg) 1B002247 1200 Points Conrad Centennial Singapore $50 F&B Dining 1B002203 1980 Points Din Tai Fung 1B002205 840 Points Jack s Place 1B002209 890 Points Blue Magnolia N.Y. Cheesecake (1kg) 1B002248 1270 Points Conrad Royal Chocolate Hazelnut Crunch Cake (700g) 1B004064 1490 Points Dôme Café & Olio Café 1B003507 Jack s Place 1B002228 1 Andersen s 1B004004 450 Points Brewbaker s Kitchen & Bar 1B004062 Conrad Strawberry Cheese Cake (700g) 1B004063 1490 Points Eatzi Gourmet Restaurant 1B002253 890 Points Polar Puffs & Cakes $5 1B002217 230 Points Bengawan Solo 1B002200 950 Points Chocz 1B002202 780 Points Blue Magnolia Carrot Cake (1kg) 1B004002 2400 Points Coffee Club $30 1B004125 1380 Points

INNOVATIONS MEMORIES ATH-CKM50 Earphones 1D004038 2730 Points Helms Soundbuddy Portable Speakers 1D004043 3470 Points Severin Deep Fryer Fondue FR2408 1D004057 2200 Points Stylux 3 in 1 Breakfast Maker LH- BF302 1D004054 3450 Points Conrad Centennial (S) 1N Weekend Classic Room w/ Breakfast 1F002720 9120 Points Uma Ubud Bali 1N Stay in Terrace Room + Privileges 1F002702 11040 Points ATH-SJ1 Headphones 1D004040 1680 Points Iona GLS281 Steamboat 1D004049 1250 Points Severin Egg Boiler EK3136 1D004053 3500 Points Stylux Convection Oven LH-CKY18E 1D004061 4000 Points Metropolitan Bangkok 1N Stay in Cityview + Privileges 1F002701 8000 Points Z.O.U.K Drink 1F004313 500 Points ATH-SJC Headphones 1D004039 2030 Points Morris 2 in 1 Teppanyaki Steamboat MS-1688 1D004059 2250 Points Severin Popcorn Maker PC 3571 1D004052 1900 Points Touch Pad Media Player 4GB VX747 1D004058 3900 Points Atlas $100 1D002423 4500 Points Morris Handheld Blender Set MS-8202SBS 1D004060 2400 Points Sony Centre $100 1D004051 4500 Points Wine Opener Set H202 1D004055 1300 Points Empire Brands Wicked Empire Earphones 1D004042 2100 Points Philips Clock Radio (AJ3121) 1D004050 1150 Points Empire Brands Wicked Jawbreaker Earphones 1D004041 1400 Points Princess Mini-Pancake Pan 2266 1D004056

TIME WELL-BEING Cathay Cineplexes One Movie Ticket 1E004113 400 Points Marc Ecko Watch E95042G7 (The Supreme) 1E004103 6270 Points Beauty Express $20 1C004070 910 Points Body Services Swedish Massage 60 mins 1C004076 3200 Points Braun Steam Iron SI 2040 1C004013 Chronotech Watch CT7988LS/02 (Reloaded - Black) 1E004105 8070 Points Nautica Watch A13022G (BFC Driver) 1E004102 6570 Points Beauty Express $50 1C004071 2280 Points Braun Hairdryer Model: C1900 1C004019 Cornell Dress Steamer CSB18 1C004067 Chronotech Watch CT7988LS/09 (Reloaded - White) 1E004104 8070 Points Shaw Cinemas - A Pair of Movie Tickets 1E002614 640 Points Aromatic Body Polish 45 mins 1C004126 2200 Points Braun Handheld Blender MR4000 1C004017 1 Crabtree & Evelyn 1C002302 830 Points Eng Wah - One Movie Ticket 1E004031 400 Points Shaw Cinemas - Popcorn Combo (2 Regular Drinks and 1 Regular Popcorn) 1E002613 320 Points Body Services Deep Tissue Massage 60mins 1C004077 3000 Points Braun Oral-B Kids Battery Toothbrush D2010 1C004015 1200 Points Foot Care Services Foot Reflexology Massage 30 mins 1C004079 1130 Points Golden Village - A Pair of Movie Tickets 1E002608 640 Points Swatch 1E002169 Body Services Hot Stone Massage 120 mins 1C004078 3750 Points Braun Oral-B Toothbrush D12013 1C004016 Foot Care Services Luxury Foot Spa Treatment 60 mins 1C004080 2950 Points Golden Village - Regular Popcorn Combo For One 1E002609 340 Points

CITIBANK READY CREDIT REWARDS PROGRAM TERMS AND CONDITIONS 1. PARTICIPATION 1.1 An RC accountholder residing in Singapore whose RC account is in good standing, as determined by the bank in its sole discretion, is entitled to participate in the Program as at the date of commencement of the program or the date when an RC account is opened, whichever is the later. 1.2 If an RC accountholder terminates his RC account, any unused CitiDollars shall be automatically cancelled and no longer be available for use by the RC accountholder; such CitiDollars shall not be transferable to any other account of the accountholder. 1.3 If the main RC accountholder's RC account is terminated at any time for any reason, whether by the main RC accountholder or the bank, the main RC accountholder and the RC Companion accountholder will forthwith be disqualified from participating in the Program and all unused CitiDollars then accrued shall automatically be cancelled. 1.4 If an RC Companion Account is terminated at any time for any reason, the main RC accountholder will not be disqualified from participating in the Program. 2. ISSUANCE AND REDEMPTION OF CITIDOLLARS 2.1 CitiDollars shall be calculated on the amount of RC transactions accumulated on a monthly basis (at statement date), by reference to CitiDollars periods, rounded to the nearest CitiDollars. Any refunded RC transactions will not be accredited CitiDollars. 2.2 In determining the amount of RC transactions for purposes of calculation of CitiDollars, annual membership fees, interest, late payment charges, GST, PayLite, Balance Transfers, transactions conducted at preferential interest rate and other fees and charges shall not be taken into account provided always that the bank is entitled, in its absolute discretion, at any time and from time to time and without notice and without giving any reason, to take into account any RC transactions or charges in the calculation of CitiDollars or to otherwise vary the basis of calculation of CitiDollars. 2.3 During each CitiDollars period, the RC accountholder will receive CitiDollars based on the amount of RC transactions made during that CitiDollars period and the RC accountholder may use the CitiDollars so accrued to redeem any Reward at any time during that CitiDollars period. CitiDollars accrued in any 1 CitiDollars period shall not be carried forward to subsequent CitiDollars periods. Any CitiDollars which are not used as at the last day of a CitiDollars period shall be available for use for a further 1 month, thereupon such unused CitiDollars shall be automatically cancelled and shall not thereafter be available for use by the RC accountholder nor be reinstated. 2.4 Provided that the RC account is in good standing as determined by the bank and that there are sufficient CitiDollars, an RC accountholder may select and redeem any one or more Rewards, based on the qualifying CitiDollars amount specified in the program catalogue, during each CitiDollars period, via Citibank online, CitiPhone banking or such other redemption channel as the bank may from time to time inform the RC accountholder. The RC accountholder agrees that the use of any redemption channel will be governed by its applicable terms and conditions. RC accountholders cannot redeem their Rewards via the instant redemption channel. 2.5 The accumulation and usage of CitiDollars shall be specified in the monthly statement of RC account. CitiDollars are not transferable and not exchangeable for cash or credit. 2.6 CitiDollars earned on the RC account cannot be aggregated with other credit card accounts for purposes of redemption of Rewards. 2.7 CitiDollars earned on the RC account may only be used by the main RC accountholder and the Joint RC accountholder. The RC Companion accountholder cannot use the CitiDollars unless the RC Companion accountholder is duly authorized by the main RC accountholder and accordingly presents the Rewards bearing the signature of the main RC accountholder and the main RC accountholder s Citibank ATM/Debit Card number or NRIC/Passport number. 2.8 Approximately 7 working days should be allowed for the processing of a redemption request. However, waivers of annual membership fee have to be requested at least 1 month before such fee is due. 3. USE OF REWARDS VOUCHER 3.1 The Rewards shall be issued in the name and address of the RC accountholder, and shall specify the Reward as selected by the RC accountholder, and may be used by the RC accountholder or RC Companion accountholder. 3.2 Use of the Rewards is subject to the terms and conditions stated on the Rewards. Rewards s shall not be used to purchase any item on sale or on special offer nor used in conjunction with any discount card, loyalty program, promotional voucher or similar scheme. 3.3 To redeem a Reward, the RC accountholder must present the relevant Rewards with either his/her Citibank ATM/Debit Card or Identification Card (NRIC)/Passport at the relevant participating merchant. If the RC accountholder makes a purchase, which exceeds the value of the Rewards, the accountholder must pay cash or charge the difference to his/her Citibank Credit Card. There shall be no refund, in any form whatsoever, if the value of the goods and/or services requested is below that of the Rewards. 3.4 Multiple Rewards s per visit may be used in the redemption of any one Reward, unless otherwise stated. Where the use of more than 1 Rewards is allowed, a minimum purchase per voucher used as stipulated by the participating merchant must be met. 3.5 A Reward voucher, which has been redeemed by the RC accountholder, is neither refundable nor exchangeable for cash, CitiDollars or for another Reward. 3.6 Redemption and use of a Reward is subject to availability and to such conditions as may be specified by the participating merchants. In the event that a participating merchant is, for any reason, unable to supply the goods or services as specified in the Rewards, the participating merchant reserves the right to supply alternative products or services of similar quality or price to the RC accountholder. 3.7 The bank shall not in any way be liable for any goods or services or the quality or performance of such goods or services supplied by any participating merchant, site or service provider or other authorised agent under the program. The RC accountholder should seek redress and direct any complaints or comments in respect of such goods and services to the respective participating merchant, provider or agent. 3.8 All hotel stays are subject to availability of rooms. No walk-in will be entertained and the hotels reserve the right to impose a one-night room charge for late cancellations and no-shows. 3.9 RC accountholders will be charged accordingly for any double redemption or double usage of Citibank Rewards s. Please refer to the full Citibank Ready Credit Rewards Program Terms and Conditions on www.citibank.com.sg/rcrewards Information is correct and updated as of 20 May 2010. WELL-BEING GNC 1C002303 780 Points Jurlique Day Spa 1C004317 L OCCITANE 1C002305 1980 Points OSIM Ucleen Pacifier 1C004075 3210 Points OSIM Udynamo 1C004074 950 Points OSIM Upampie 1C002439 3300 Points OSIM 1C002407 2090 Points Philips Steam Iron GC1820 1C004065 QB House $10 Haircut 1C002328 500 Points Rustic Nirvana $120 1C002329 1860 Points Spa Elements 1C004321 2300 Points Spa Infinity Treatment 1C004322 2750 Points Novita NA90-Aroma Diffuser (Black) 1C004066