FREE SM Gift Pass 2 Promo Terms and Conditions

Size: px
Start display at page:

Download "FREE SM Gift Pass 2 Promo Terms and Conditions"

Transcription

1 FREE SM Gift Pass 2 Promo Terms and Conditions 1. The Free SM Gift Pass Wave 2 ( Promo ) will run from November 1 to December 31, 2015 ( Promo Period ). The redemption period is Sundays and Mondays from December 20, 2015 to February 29, 2016 ( Redemption Period ). 2. The Promo is open to principal and supplementary cardholders of Citi VISA Cards ( Card ) that have been locally issued by Citibank, N.A. Philippines ( Citibank ), are active and in good credit standing and with available credit limit, who received an SMS and/or from Citibank regarding this Promo ( Pre-selected Cardholder ), and who are not prohibited under applicable Gifts, Anti-Bribery and Corruption laws, regulations, and policies from participating in and/or qualifying for this Promo. 3. A Pre-selected Cardholder who meets the minimum accumulated purchase requirement for each predetermined spend period, using his/her Citi VISA Card, within the Promo Period shall be entitled to redeem Free SM Gift Pass/es (the Premium Item ), as follows: Spend Period Required Minimum Accumulated Purchase Value of Free SM Gift Pass November 1-30, 2015 P 4,000 P 200 December 1-31, 2015 P 4,000 P The following existing and new transactions do not qualify for this Promo: Call for Cash transactions, Cash Advance availment, Balance Transfer availment, Balance Conversion transactions, Paylite transactions, Paylite After Purchase transactions, OneBill transactions, Online payments made via Citibank Online or mobile banking, Auto-debit enrolments, credit card fees and charges, and Split transactions. Split transactions are those that are made at the same store or establishment within the same day or those that are structured in such a way as to create unusual or abnormal transactions to enable the Pre-selected Cardholder to avail of the Premium Item, regardless of whether the transactions were not made at the same store or on the same day. Additionally, the following transactions will not be considered eligible for the promo: purchases made in casinos and at merchants specifically engaged in wholesale and distribution (example: warehouse clubs, networking companies, multi-level marketing entities), and transactions that are subsequently cancelled or refunded. 5. Redemption Period is every Sunday and Monday only, from December 20, 2015 to February 29, 2016 at the Customer Service counter of the following SM Department Store branches: Merchant Area Redemption Branches SM Department Store (Customer Service counter) Metro Manila 1) SM Megamall 2) SM North EDSA 3) SM Makati 4) SM MOA 5) SM Southmall 6) SM Cubao 7) SM Marikina 8) SM Fairview 9) SM San Lazaro 10) SM Aura

2 Merchant Area Redemption Branches Luzon Visayas Mindanao 11) SM Marilao 12) SM Pampanga 13) SM Tarlac 14) SM Baguio 15) SM Bacoor 16) SM Sta. Rosa 17) SM Calamba 18) SM Lipa 19) SM Lucena 20) SM Naga 21) SM Cebu 22) SM Iloilo 23) SM Bacolod 24) SM Davao 25) SM Cagayan de Oro 6. Cardholders who have met the qualifying requirements can redeem their free SM Gift Pass/es on the following dates : Coverage For qualified transactions for the period November 1 to 30, 2015 For qualified transactions for the period December 1 to 31, 2015 Redemption Dates Dec 20-21, 2015 Dec 27-28, 2015 Jan 3-4, 2016 Jan 10-11, 2016 Jan 17-18, 2016 Jan 24-25, 2016 Jan 31- Feb 1, 2016 Feb 7-8, 2016 Feb 14-15, 2016 Feb 21-22, 2016 Feb 28-29, 2016 Jan 17-18, 2016 Jan 24-25, 2016 Jan 31-Feb 1, 2016 Feb 7-8, 2016 Feb 14-15, 2016 Feb 21-22, 2016 Feb 28-29, Qualified purchases made on all of the Cardholder s Citi VISA Cards and its corresponding Supplementary cards are included in the Promo. The Supplementary Cardholder/s spend shall be aggregated with the Principal Cardholder s spend across all his/her VISA Cards in order to compute for the Principal Cardholder s Total Accumulated Spend. The Supplementary Cardholder spend shall not be entitled to earn any Gift Pass/es separate from the Principal Cardholder. Only qualified transactions using Cardholder s Citi VISA card/s will be considered in computing earned Gift Pass/es. Transactions using the Cardholder s other Citi non-visa card/s are not included in this promo. 8. The Supplementary Card is eligible for the promo only if the Principal Card is qualified. A Supplementary Cardholder whose Principal Cardholder is not qualified is not entitled to the promo offer, even if the Supplementary Cardholder has met the promo spend requirement. 9. The redemption process for the free SM Gift Pass at the Customer Service counters of selected SM Department Store branches will be as follows : The Pre-selected Cardholder must have available credit limit and must not have any overdue payments The Pre-selected Cardholder must present his/her qualifying Citi Card together with the unique 6- Character Redemption Code contained in the advisory SMS and/or from Citibank for verification, when redeeming at the Customer Service counter of selected SM Department Store branches The Customer Service personnel will enter the Redemption Code into the Citibank online redemption system. The online system will then display the Pre-selected Cardholder s name, last 4 digits of his qualified Citi Card, and the number of Free P100 SM Gift Pass he/she can redeem.

3 The Customer Service personnel validates that the last 4 digits of the qualified Citi Card and Pre-selected Cardholder name shown on screen match the ones on the credit card presented. The Customer Service personnel writes down the Pre-selected Cardholder s name, last 4 digits of the qualified Citi Card, and the number of SM Gift Pass/es redeemed on the Acknowledgement Sheet. The Pre-selected Cardholder signs the Acknowledgement Sheet upon receipt of the SM Gift Pass/es, to signify completion of the redemption process. Representatives, even with a written authorization from the Pre-selected Cardholder, will not be allowed to redeem the Free SM Gift Pass/es for and on behalf of the Pre-selected Cardholder. 10. Use of the Free P100 SM Gift Pass is governed by the Terms and Conditions as written on the Gift Pass back panel. The Free P100 Gift Pass can be used at SM Department Store, SM Supermarket, SM Hypermarket, SM Cinemas, SM Appliance, Ace Hardware, Crate & Barrel, Uniqlo, Forever 21, Watson's, Kultura Filipino, Sports Central, Levi's, Our Home, Pet Express, Savemore, Stefanel, Suiteblanco, Surplus Shop, The Body Shop, Toy Kingdom, Baby Company, Uno de 50, Waltermart Department Store, and other SM partner merchants. 11. The Free P100 SM Gift Pass offer is not valid in conjunction with other discounts, privileges, vouchers or any other promotions. 12. The Free P100 SM Gift Pass is not convertible to cash, credit or other goods and services. 13. All SM Gift Pass redemptions are final; no return or exchange of the Gift Pass/es will be permitted. The Preselected Cardholder is responsible for inspecting the quality, condition, and expiry dates of the Gift Pass/es before redeeming the item/s. The Pre-selected Cardholder shall also be responsible for safekeeping the Gift Pass/es upon redemption; no replacement for lost Gift Pass/es will be permitted. Citibank and/or the merchant shall not be obliged to refund nor replace the Gift Pass/es once redeemed. 14. In case of dispute with respect to the Pre-selected Cardholder s eligibility, coverage of dates, fulfilment, etc., Citibank s decision shall prevail. All questions or disputes regarding the Pre-selected Cardholder s eligibility for the Promo shall be resolved by Citibank with the concurrence of DTI. 15. Fraud, abuse or any unauthorized action relating to the credit card transaction, the redemption of the Premium Item, or the participation in the Promo may result in the disqualification of the Pre-selected Cardholder from the Promo, suspension or cancellation of Card privileges, or the charging of the full cost of the Premium Item/s to the Pre-selected Cardholder s Card account, at Citibank s discretion. This shall be without prejudice to any legal action that may be taken by Citibank. Per DTI-FTEB SPD Permit No Series of 2015 Free SM Gift Pass Wave for Citi Balance Transfer Terms & Conditions 1. The Free SM Gift Pass Wave for Citi Balance Transfer ( Promo ) will run from November 13 to December 31, 2015 ( Promo Period ). 2. The Promo is offered to a pre-selected group of principal Citi Cardholders whose cards are issued by Citibank, N.A. - Philippines, who are active and in good credit standing, and who are not prohibited under applicable Gifts, Anti-Bribery and Corruption laws, regulations and policies from participating in or qualifying for this Promo. 3. A qualified Cardholder who avails and is approved for a Citi Balance Transfer of at least P60,000 at a month term in a single transaction shall be entitled to redeem Free SM Gift Passes worth P1,000 (the Premium Item ). 4. The qualified Cardholders who have met the qualifying transaction requirement may redeem their Free SM Gift Passes worth P1,000 on the following dates:

4 Coverage For Citi Balance Transfer approved from November 13 to 30, 2015 For Citi Balance Transfer approved from December 1 to 31, 2015 Redemption Dates Dec 20-21, 2015 Dec 27-28, 2015 Jan 3-4, 2016 Jan 10-11, 2016 Jan 17-18, 2016 Jan 24-25, 2016 Jan 31-Feb 1, 2016 Feb 7-8, 2016 Feb 14-15, 2016 Feb 21-22, 2016 Feb 28-29, 2016 Jan 17-18, 2016 Jan 24-25, 2016 Jan 31-Feb 1, 2016 Feb 7-8, 2016 Feb 14-15, 2016 Feb 21-22, 2016 Feb 28-29, 2016 at the Customer Service counter of the following SM Department Store branches: Merchant Area Redemption Branches SM Department Store (Customer Service counter) Metro Manila Luzon Visayas Mindanao 26) SM Megamall 27) SM North EDSA 28) SM Makati 29) SM MOA 30) SM Southmall 31) SM Cubao 32) SM Marikina 33) SM Fairview 34) SM San Lazaro 35) SM Aura 36) SM Marilao 37) SM Pampanga 38) SM Tarlac 39) SM Baguio 40) SM Bacoor 41) SM Sta. Rosa 42) SM Calamba 43) SM Lipa 44) SM Lucena 45) SM Naga 46) SM Cebu 47) SM Iloilo 48) SM Bacolod 49) SM Davao 50) SM Cagayan de Oro 6. Each qualified Cardholder can only redeem one set of Free SM Passes worth P1,000 throughout the Promo Period, regardless of the number and amounts of Citi Balance Transfer transactions availed. 7. The redemption process for the free SM Gift Pass at the Customer Service counters of selected SM Department Store branches will be as follows : The qualified Cardholder must personally present his/her qualifying Citi Card together with the unique 6-Character Redemption Code contained in the advisory SMS and/or from Citibank for

5 verification, when redeeming at the Customer Service counter of selected SM Department Store branches The Customer Service personnel will enter the Redemption Code into the Citibank online redemption system (laptop). The online system will then display the qualified Cardholder s name, last 4 digits of his qualified Citi Card, and that he/she can redeem ten (10) Free P100 SM Gift Passes. The Customer Service personnel validates that the last 4 digits of the qualified Citi Card and qualified Cardholder name shown on screen match the ones on the credit card presented. The Customer Service personnel writes down the qualified Cardholder s name, last 4 digits of the qualified Citi Card, and signifies that ten (10) SM Gift Passes have been redeemed on the Acknowledgement Sheet. The qualified Cardholder signs the Acknowledgement Sheet upon receipt of the SM Gift Passes, to signify completion of the redemption process. Representatives, even with a written authorization from the qualified Cardholder, will not be allowed to redeem the Free SM Gift Passes for and on behalf of the qualified Cardholder. 8. Use of the Free P100 SM Gift Pass is governed by the Terms and Conditions as written on the Gift Pass back panel. The Free P100 Gift Pass can be used at SM Department Store, SM Supermarket, SM Hypermarket, SM Cinemas, SM Appliance, Ace Hardware, Crate & Barrel, Uniqlo, Forever 21, Watson's, Kultura Filipino, Sports Central, Levi's, Our Home, Pet Express, Savemore, Stefanel, Suiteblanco, Surplus Shop, The Body Shop, Toy Kingdom, Baby Company, Uno de 50, Waltermart Department Store, and other SM partner merchants. 9. The Free P100 SM Gift Pass offer is not valid in conjunction with other discounts, privileges, vouchers or any other promotions. 10. The Free P100 SM Gift Pass is not convertible to cash, credit or other goods and services. 11. All SM Gift Pass redemptions are final; no return or exchange of the Gift Passes will be permitted. The qualified Cardholder is responsible for inspecting the quality, condition, and expiry dates of the Gift Passes before redeeming the item/s. The qualified Cardholder shall also be responsible for safekeeping the Gift Passes upon redemption; no replacement for lost Gift Passes will be permitted. Citibank and/or SM shall not be obliged to refund nor replace the Gift Passes once redeemed. 12. In case of dispute in respect to the Cardholder s eligibility, coverage of dates, fulfillment, etc., Citibank s decision will prevail. All questions or disputes regarding the Cardholder s eligibility for the Promo or for any redemption shall be resolved by Citibank at its sole discretion. 13. In case a qualified Cardholder disputes the qualifying Citi Balance Transfer transaction, which results in the reversal of the transaction in part or in full, Citi reserves the right to charge the corresponding cost of the Premium Item to the Cardholder s account. 14. The terms and conditions of the Citi Balance Transfer Facility and the Citi Card Agreement will continue to apply. The terms and conditions of the product / facility availed of will be sent to the Cardholder s billing address once the availment has been approved. The Cardholder can also go to to view the complete Citi Card Agreement. 15. Fraud, abuse or any unauthorized action relating to the credit card transaction, the redemption of the Premium Item, or the participation in the Promo may result in the disqualification of the qualified Cardholder from the Promo, suspension or cancellation of Card privileges, or the charging of the full cost of the Premium Item/s to the qualified Cardholder s Card account, at Citibank s discretion. For the purpose of this Promo, any cancellation and/or pre-termination of the Citi Balance Transfer transaction will be prima facie evidence of engaging in abuse of promotion. This shall be without prejudice to any legal action that may be taken by Citibank. 16. All information is accurate at the time of posting. Per DTI-FTEB SPD Permit No Series of 2015

CITI REWARDS PROGRAM TERMS AND CONDITIONS

CITI REWARDS PROGRAM TERMS AND CONDITIONS CITI REWARDS PROGRAM TERMS AND CONDITIONS 1. DEFINITIONS In these terms and conditions ( Terms and Conditions ), unless the context otherwise requires; Card means the Citi Rewards, Citi Platinum Visa,

More information

i) posted retail transactions with original credit card sales slips and original merchant sales receipts; or

i) posted retail transactions with original credit card sales slips and original merchant sales receipts; or General Terms & Conditions for ifc mall promotion: 1. Unless otherwise specified, the offers are valid from November 17, 2014 to January 31, 2015, both dates inclusive (based on transaction date) ( Promotion

More information

First Cash Back Terms & Conditions

First Cash Back Terms & Conditions First Cash Back Terms & Conditions The following provisions shall apply to the First Cash Back Program. Kindly note that the provisions stated herein form an integral part of the FGB s General Terms and

More information

Bank means Arab Bank PLC - Qatar and /or its branches

Bank means Arab Bank PLC - Qatar and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions Qatar The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

PNB Credit Card Rewards Program Terms and Conditions

PNB Credit Card Rewards Program Terms and Conditions PNB Credit Card Rewards Program Terms and Conditions The PNB Credit Card Rewards Program allows Philippine National Bank (PNB) Credit Cardholders to redeem Rewards in exchange of Rewards Points accumulated

More information

First Rewards Terms & Conditions

First Rewards Terms & Conditions First Rewards Terms & Conditions 1) First Gulf Bank customers holding a First Gulf Bank MasterCard and/or Visa Credit Cards (hereafter referred to as Cardmembers ) are eligible to take part in the FIRST

More information

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions - UAE The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card

Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card Rewards Programme Terms and Conditions These Terms and Conditions stated herein govern the Emirates NBD Bank PJSC dnata Credit Card program

More information

We, Us and Our means Citibank Berhad (297089-M) its successors-in-title or assigns.

We, Us and Our means Citibank Berhad (297089-M) its successors-in-title or assigns. Citibank Rewards Program Terms & Conditions This Citibank Rewards Program Terms and Conditions governs the entitlement of Citibank Credit Card customers and Debit & ATM Cardholders (including those issued

More information

Credit Card - How your ANZ Credit Card works

Credit Card - How your ANZ Credit Card works anz.com/vietnam Item No. SPB004 DATE 01.2013 ANZ Signature Priority Banking Visa Platinum Credit Card - How your ANZ Credit Card works How your ANZ Credit Card works 01/2013 1 2 1-2 ANZ credit cards fulfil

More information

First Miles Terms & Conditions

First Miles Terms & Conditions First Miles Terms & Conditions The following provisions shall apply to the First Miles Program. Kindly note that the provisions stated herein form an integral part of the First Gulf Bank General Terms

More information

Auto-Payroll Service Reward

Auto-Payroll Service Reward Auto-Payroll Service Reward I. Terms and Conditions - Auto-Payroll Service Reward: General Terms and Conditions 1. The promotion period (the Promotion Period ) of the Auto-Payroll Service Reward (including

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

HSBC Credit Card Rewards Programme Redemption Form

HSBC Credit Card Rewards Programme Redemption Form HSBC Credit Card Rewards Programme Redemption Form Please call our Contact Centre on 8001234 to confirm the exact number of Rewards earned prior to submitting your redemption request to HSBC. Kindly fill

More information

HSBC Business Card Rewards Program Terms & Conditions

HSBC Business Card Rewards Program Terms & Conditions HSBC Business Card Rewards Program Terms & Conditions The HSBC Business Card Rewards Program (the Program ) allows participants to earn Points which can be redeemed toward rewards including merchandise,

More information

True Rewards Card Conditions of Use

True Rewards Card Conditions of Use True Rewards Card Conditions of Use True Rewards ASB Bank Limited 55930 1300 0315 Hello and welcome! These are the conditions of your agreement with ASB Bank Limited, PO Box 35, Shortland Street, Auckland

More information

ATB FINANCIAL BUSINESS REWARDS TERMS AND CONDITIONS

ATB FINANCIAL BUSINESS REWARDS TERMS AND CONDITIONS Effective February 8, 2016 1. REWARD PROGRAM These terms and conditions apply to the ATB Financial Business Rewards BusinessCard Program (the Program ) associated with the Card Account that allows you

More information

ANZ Credit Card Rewards Programme Terms and Conditions

ANZ Credit Card Rewards Programme Terms and Conditions ANZ Credit Card Rewards Programme Terms and Conditions Participation 1. The ANZ Credit Card Rewards Programme is open to Principal Cardmembers of the ANZ Signature Priority Banking Credit Card, ANZ Platinum

More information

HSBC Premier World Rewards Program Terms & Conditions

HSBC Premier World Rewards Program Terms & Conditions HSBC Premier World Rewards Program Terms & Conditions The HSBC Premier World Rewards Program (the Program ) allows participants with an HSBC Premier World MasterCard to earn Points which can be redeemed

More information

Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC.

Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC. Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC. 2. This Terms & Conditions for HSBC Rewards Programme

More information

Citibank Rewards Card - Offer Terms and Conditions:

Citibank Rewards Card - Offer Terms and Conditions: Citibank Rewards Card - Offer Terms and Conditions: Earn 1 Reward Point on every Rs.125 spent anywhere on your Citibank Rewards Card. The offer is valid only if the Cardmember s Citibank Rewards Card account

More information

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Terms and Conditions Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Effective Date: May 2014 Table of Contents 1. Meaning of Words... 1 2. Participation

More information

ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016)

ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016) ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016) 1. The ANZ Credit Cards Promotion (the Credit Cards Promotion ) is open to new-to-bank customers who apply for the ANZ

More information

RBC Cash Back Program Terms and Conditions

RBC Cash Back Program Terms and Conditions RBC Cash Back Program Terms and Conditions (09/2014) 1. What the Words Mean I, me and my mean (i) the Personal Applicant for a Personal Account, and (ii) any Business Cardholder on a Business Account;

More information

BankAmericard Cash Rewards Program Rules

BankAmericard Cash Rewards Program Rules BankAmericard Cash Rewards Program Rules It s simple: Cash back on every purchase. Use your card for everyday spending and put your purchases to work for you and redeem for cash back. There s no additional

More information

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions February 2012 Contents Page 1. Definitions 2 Chapter One 2. Participation and Agreement 4 3. Awarding of Points 4 4.

More information

Department of Defense Travel Card Guide

Department of Defense Travel Card Guide Citi Department of Defense Travel Card Guide For the Transaction Dispute Office Treasury and Trade Solutions Citi Department of Defense Travel Card Guide Table of Contents Table of Contents 1. General

More information

Standard Chartered 360 Rewards Programme

Standard Chartered 360 Rewards Programme Standard Chartered 360 Rewards Programme 1. The programme at a glance 1.1 You can earn 360 Rewards Points (also referred to as points throughout these terms) under this 360 Rewards programme when you use

More information

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Terms and Conditions Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Effective Date: July 2014 Table of Contents 1. Meaning of Words...

More information

The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010. Realise the potential

The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010. Realise the potential The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010 TM Realise the potential Contents Definitions 3 Eligibility 4 Earning Airpoints Dollars 4 Status

More information

Contents. Vision. Mission. Values

Contents. Vision. Mission. Values ANNUAL REPORT 2013 ANNUAL REPORT 2013 Vision As a flagship investment company we aspire towards excellence in everything we do leveraging the world-class SM brand. Contents 1 Vision, Mission and Values

More information

i) By sending a short messaging service text ( SMS ) to Citibank s 36700 SMS channel to express interest in applying for a Citibank Credit Card; and

i) By sending a short messaging service text ( SMS ) to Citibank s 36700 SMS channel to express interest in applying for a Citibank Credit Card; and Citibank Online Credit Card Acquisition Campaign Terms and Conditions ("these Terms and Conditions") Campaign Period 1. This campaign, organized by Citibank Berhad (Co. No. 297089-M) ("Citibank") called

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. You earn

More information

Rewards Catalogue. Let your credit card work for you

Rewards Catalogue. Let your credit card work for you Rewards Catalogue Let your credit card work for you DEAR VALUED CUSTOMER, HSBC welcomes you to its Rewards Programme, a unique way to gain access to a wide range of exclusive rewards & enrich your experiences.

More information

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue Smarter Financing for Smarter Business Your business. Your credit card. Your way. Business Edition Visa Card with Absolute Rewards Business Edition Visa Card Small Business with up to $5MM annual revenue

More information

Get closer to your dream vacation. HSBC s Platinum Rewards Catalogue 2016

Get closer to your dream vacation. HSBC s Platinum Rewards Catalogue 2016 Get closer to your dream vacation. HSBC s Platinum Rewards Catalogue 2016 REAL REWARDS ARE WORTH THE WAIT. TREAT YOURSELF TO A MYRIAD OF REWARDS TAILORED ESPECIALLY FOR YOU. HSBC s Credit Card Rewards

More information

UOB Privilege Reserve Cardmembers earn UNI$4 and UNI$5 for every S$5 charged locally and overseas respectively.

UOB Privilege Reserve Cardmembers earn UNI$4 and UNI$5 for every S$5 charged locally and overseas respectively. Terms & Conditions ELIGIBILITY Only the following categories of persons are eligible ( Eligible Persons ) to participate in the Rewards Programme ( the Programme ), subject to the Terms and Conditions

More information

Words importing only the singular shall include the plural and vice versa.

Words importing only the singular shall include the plural and vice versa. GENERAL TERMS AND CONDITIONS FOR DEBIT CARD 1. PHRASING Words importing only the singular shall include the plural and vice versa. Where the Account is a Joint Account, reference to single customer shall

More information

ANZ Rewards RewARds PRogRAm TeRms ANd CoNdiTioNs

ANZ Rewards RewARds PRogRAm TeRms ANd CoNdiTioNs ANZ Rewards Rewards Program Terms and Conditions When these terms and conditions apply 1. If you are a new account holder, these terms and conditions will apply when we advise you that your application

More information

CIB EGYPTAIR Co-brand Card Terms and Conditions

CIB EGYPTAIR Co-brand Card Terms and Conditions CIB EGYPTAIR Co-brand Card Terms and Conditions The following provisions shall apply to the CIB Mileseverywhere Program. Kindly note that the provisions stated herein form an integral part of the CIB credit

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure governs your use of any of the following electronic fund transfers (EFT) services (some of which

More information

CREDIT CARD CARDHOLDER AGREEMENT

CREDIT CARD CARDHOLDER AGREEMENT CREDIT CARD CARDHOLDER AGREEMENT (This Agreement applies to Visa Platinum, Visa Gold, Visa Classic or other cards issued by HSBC) IMPORTANT! Before you use your Card, please read this Agreement carefully.

More information

Spending Period: 15 June 14 July 2011 (based on its transaction date) Gift Redemption Period: 18 June 18 July 2011

Spending Period: 15 June 14 July 2011 (based on its transaction date) Gift Redemption Period: 18 June 18 July 2011 Bank of Communications Credit Card Spend More and Get More Spending Program With effect from 15 June until 14 July 2011, Bank of Communications Credit Cardholders who make any retail purchase at designated

More information

Information Sharing Priceline Rewards Program Eligibility Point Accrual and Tracking $29 Annual Fee priceline rewards Visa credit card

Information Sharing Priceline Rewards Program Eligibility Point Accrual and Tracking $29 Annual Fee priceline rewards Visa credit card Information Sharing Barclays' Privacy Policy is available online at www.barclaycardus.com. I agree that Barclays Bank Delaware and Priceline will share information to the extent needed to administer the

More information

Conventional Platinum Credit Cards in Sterling Pounds Terms and Conditions

Conventional Platinum Credit Cards in Sterling Pounds Terms and Conditions Conventional Platinum Credit Cards in Sterling Pounds Terms and Conditions Arab National Bank ("Bank") will issue the ANB Credit Card ("Card"), subject to the following Terms and Conditions: 1. Standard

More information

ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS EXPLANATORY NOTICE FOR A PERSON INSURED UNDER CITI INSURANCE OF A CREDIT CARDHOLDER

ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS EXPLANATORY NOTICE FOR A PERSON INSURED UNDER CITI INSURANCE OF A CREDIT CARDHOLDER ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT ZAO CITIBANK EXPLANATORY NOTICE FOR A PERSON INSURED UNDER CITI INSURANCE OF A CREDIT CARDHOLDER ZAO CITIBANK CREDIT

More information

Terms and Conditions of SABB Credit Cards

Terms and Conditions of SABB Credit Cards Terms and Conditions of SABB Credit Cards Important: Before you use The Saudi British Bank MasterCard and/or Visa Card ( the Card ), please carefully read the Cardholder Agreement printed below. By using

More information

1.1 In these terms and conditions, unless the context otherwise requires:

1.1 In these terms and conditions, unless the context otherwise requires: SBI Sweet Rewards Terms and Conditions 1. Interpretation 1.1 In these terms and conditions, unless the context otherwise requires: Account Holder Bank CASA Customers Account Level means the Bank s Singapore

More information

BankAmericard Privileges with Cash Rewards Program Rules

BankAmericard Privileges with Cash Rewards Program Rules BankAmericard Privileges with Cash Rewards Program Rules It s simple: Cash back on every purchase. Use your card for everyday spending and put your purchases to work for you and redeem for cash back. There

More information

For Cashback Plus Credit Cards - the Terms and General Conditions which apply to your Cashback Plus Credit Card account.

For Cashback Plus Credit Cards - the Terms and General Conditions which apply to your Cashback Plus Credit Card account. Cashback Plus Terms 1. Introduction Cashback Plus is operated on behalf of us, National Westminster Bank Plc by Sports Loyalty Card Limited (trading as Reward), a private company incorporated in England

More information

Terms and Conditions UOB Insurance Promotion (1 January 31 March 2016)

Terms and Conditions UOB Insurance Promotion (1 January 31 March 2016) Terms and Conditions UOB Insurance Promotion (1 January 31 March 2016) 1. Promotion and Promotion Period 1.1 The United Overseas Bank Limited Insurance Promotion (1 January 31 March 2016) ( Promotion )

More information

Ithaca College Purchasing Card Policy

Ithaca College Purchasing Card Policy Ithaca College Purchasing Card Policy I. Policy Statement Ithaca College maintains a purchasing card program that allows authorized individuals to make specific, business-related purchases of non-travel

More information

ANZ Commercial Card TERMS AND CONDITIONS 11.2015. ANZ Corporate Card ANZ Visa Purchasing Card ANZ Business One

ANZ Commercial Card TERMS AND CONDITIONS 11.2015. ANZ Corporate Card ANZ Visa Purchasing Card ANZ Business One ANZ Commercial Card TERMS AND CONDITIONS 11.2015 ANZ Corporate Card ANZ Visa Purchasing Card ANZ Business One Containing Terms and Conditions for: Facility Terms and Conditions Electronic Banking Conditions

More information

Health & Beauty Delights List of Participating Branches

Health & Beauty Delights List of Participating Branches Health & Beauty Delights List of Participating Branches Merchant Contact Number Branch Belmere 470-4133, 842-8484 1. Belmere Shaw - Brgy. San Antonio, Shaw Blvd. Pasig City 2. Belmere Alabang - 2/F Aurora

More information

Definitions: Use of the Card

Definitions: Use of the Card Definitions: Bank: Card: Agreement: Cardholder: Card Account: Pre Set Card: Pre Paid Card: is Card Credit Limit: Card Transaction: means Bahrain Islamic Bank B.S.C. means the virtual Card issued by the

More information

Al Mubarak Credit Card Term and condition

Al Mubarak Credit Card Term and condition Al Mubarak Credit Card Term and condition Arab National Bank ( Bank ) will issue the Al Mubarak Credit Card ( Card ), subject to the following Terms and Conditions: 1. Standard Definitions: A. Card: The

More information

Buy Now Pay Next Year Gadgets

Buy Now Pay Next Year Gadgets Accent Micro Acro Tech Micro Device Aerofone Cellphones Asianic Berlein Electronics Beyond The Box Camerahaus Canon D Zone Canon Marketing Cherry Mobile Robinsons Place Iloilo SM Cebu, SM City Fairview

More information

BMO Harris RewardsSM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard

BMO Harris RewardsSM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard BMO Harris Rewards SM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard BMO Harris Bank Select World MasterCard BMO Harris Bank Premier World MasterCard BMO Private

More information

ANZ Credit Card Frequently Asked Questions

ANZ Credit Card Frequently Asked Questions ANZ Credit Card Frequently Asked Questions January 2013 CARD FEATURES What are the main features of the new ANZ Credit Card? features including, up to 45 days interest free, acceptance at over 30 million

More information

UOBM PRVI Miles Card Terms and Conditions

UOBM PRVI Miles Card Terms and Conditions UOBM PRVI Miles Card Terms and Conditions Effective 1 January 2016 General These terms and conditions ( Terms and Conditions ) will apply to United Overseas Bank (Malaysia) Bhd s (271809-K) ( UOBM ) PRVI

More information

NAB cash back Terms and Conditions. effective 14.01.11

NAB cash back Terms and Conditions. effective 14.01.11 NAB cash back Terms and Conditions effective 14.01.11 NAB Cash Back Terms and Conditions The meaning of words printed like this in these terms and conditions is explained in 25. When these terms and conditions

More information

HADIAH PLUS FAQ. BIBD Debit cardholders will earn Hadiah Points for retail purchases inclusive of online transactions.

HADIAH PLUS FAQ. BIBD Debit cardholders will earn Hadiah Points for retail purchases inclusive of online transactions. HADIAH PLUS FAQ 1) What is BIBD Hadiah Plus? BIBD Hadiah Plus is a re-branding of the existing rewards program packed with enhanced features offering convenience and opportunities for cardholders to earn

More information

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account K-8360 points PNC Flex T&C PNC points Program Terms and Conditions as of October 17, 2015 BASIC TERMS DEFINED Program Credit Card, Card Credit Card Account You, your, Cardholder We, our, us, PNC Bank,

More information

Details of Rate, Fee, and Other Cost Information

Details of Rate, Fee, and Other Cost Information BankAmericard Cash Rewards Visa Signature Card Earn 3% cash back on gas, grocery and drugstore purchases for the first 6 months Introductory 0% APR only for Purchases for your first 12 billing cycles.

More information

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD This agreement and disclosure applies to payment orders and funds transfers governed by the Electronic Fund Transfer Act.

More information

Macquarie Bank Rewards Program. Terms and Conditions

Macquarie Bank Rewards Program. Terms and Conditions Macquarie Bank Rewards Program Terms and Conditions Effective December 2012 1 Contents 1. When do these Terms and Conditions apply to me? 31 2. How does the Macquarie Bank Rewards Program work? 3 3. Rewards

More information

ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT ZAO CITIBANK

ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT ZAO CITIBANK ZAO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT ZAO CITIBANK EXPLANATORY NOTICE TO A PERSON INSURED UNDER CITI INSURANCE OF A CREDIT CARDHOLDER ZAO CITIBANK CREDIT

More information

1.1 This offer is only applicable to customer who holds at least one RMB Savings Account upon successful

1.1 This offer is only applicable to customer who holds at least one RMB Savings Account upon successful Offer Terms: 1. More Deposit,Higher Interest Rate 1.1 This offer is only applicable to customer who holds at least one RMB Savings Account upon successful opening of a BIA during the Promotion Period (

More information

AdvantageCard Rewards Program. Terms & Conditions - Business

AdvantageCard Rewards Program. Terms & Conditions - Business 1 AdvantageCard Rewards Program Terms & Conditions - Business Subject to clause 9.3, the Terms and Conditions set out a Cardholder s rights and obligations under the AdvantageCard Business Rewards Program.

More information

SPEEDWAY CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS

SPEEDWAY CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS SPEEDWAY CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS As used in these Terms and Conditions, the words you and your refer to the owner(s) (primary and secondary cardmembers) with a credit card account

More information

SUN COUNTRY AIRLINES CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS

SUN COUNTRY AIRLINES CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS SUN COUNTRY AIRLINES CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS As used in these Terms and Conditions, the words you and your refer to the owner(s) (primary and secondary cardmembers) with a credit

More information

Maximum Redemptions per Patron. 1 time per Promotional Day. 1 time per Promotional Day 1 time per Promotional Day

Maximum Redemptions per Patron. 1 time per Promotional Day. 1 time per Promotional Day 1 time per Promotional Day Item 1. Participants must be 21 years of age or older. 2. Participants must not be on the barred list and must have a valid membership card and be in good standing with Venetian Macau Limited. 3. Sands

More information

Citibank PROCUREMENT CARD GUIDELINES

Citibank PROCUREMENT CARD GUIDELINES Citibank PROCUREMENT CARD GUIDELINES 1 Outline Background 3 Items To Be Purchased With The Procurement Card 3 Items Prohibited From Procurement Card Use 4 Citibank Responsibilities 5 Establishing Accounts

More information

1.1 The OCBC 360 Account (the 360 Account ) is a deposit account with electronic statement. No paper statement will be issued to you.

1.1 The OCBC 360 Account (the 360 Account ) is a deposit account with electronic statement. No paper statement will be issued to you. Terms and Conditions Governing the OCBC 360 Account 1. General Terms 1.1 The OCBC 360 Account (the 360 Account ) is a deposit account with electronic statement. No paper statement will be issued to you.

More information

Purchase Perks Program Rules & Conditions

Purchase Perks Program Rules & Conditions Purchase Perks Program Rules & Conditions These Rules and Conditions (Terms and Conditions) apply to the following credit cards that are issued by Synovus Bank and are participating in the Purchase Perks

More information

How to Dispute a Charge to Your Account

How to Dispute a Charge to Your Account Электронная выписка Просмотр выписки How to Dispute a Charge to Your Account If you disagree with a charge to your card account, Citibank will initiate a transaction dispute free of charge. Below we provide

More information

Maybank credit cardmembers are advised to completely understand the product term & conditions before enrolment.

Maybank credit cardmembers are advised to completely understand the product term & conditions before enrolment. Online EzyPay Plus Terms & Conditions Maybank credit cardmembers are advised to completely understand the product term & conditions before enrolment. 1. Applicable to all Maybank credit cardmembers MasterCard,

More information

AUDIENCE REWARDS CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS

AUDIENCE REWARDS CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS AUDIENCE REWARDS CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS As used in these Terms and Conditions, the words you and your refer to the owner(s) (primary and secondary cardmembers) with a credit card

More information

Citibank Rewards Benefit Book

Citibank Rewards Benefit Book Citibank Rewards Benefit Book Content Citibank Credit Card Ç Citibank Credit Card 2 Ç Sample of Citibank Credit Card 3 Ç How to use the Citibank Credit Card 4 Citibank Credit Card Benefit Ç Cardmember

More information

Macquarie Rewards Program. Terms and Conditions

Macquarie Rewards Program. Terms and Conditions Macquarie Rewards Program Terms and Conditions EFFECTIVE 20 NOVEMBER 2015 1 Contents 1. When do these Terms and Conditions apply to me? 1 2. How does the Macquarie Rewards Program work? 2 3. Administration

More information

Credit Card Terms. sc.com/ph. Copyright 2015 Standard Chartered Bank

Credit Card Terms. sc.com/ph. Copyright 2015 Standard Chartered Bank Credit Card Terms sc.com/ph Copyright 2015 Standard Chartered Bank Contents 1 Choosing the credit card that is right for you 1 2 The credit cards 1 3 Credit limit 2 4 Cash advance 2 5 Balance transfer

More information

BNZ Advantage Credit Card Terms and Conditions.

BNZ Advantage Credit Card Terms and Conditions. BNZ Advantage Credit Card Terms and Conditions. 1 May 2015 This document contains the terms and conditions that apply to BNZ Advantage credit card accounts operated by you, including the terms and conditions

More information

ISSUE OF MAYBANK VISA DEBIT CARD SERVICE

ISSUE OF MAYBANK VISA DEBIT CARD SERVICE ISSUE OF MAYBANK VISA DEBIT CARD SERVICE 1. Enclosed please find your MAYBANK CARD VISA DEBIT number 2. Your Internet Banking ACCESS NUMBER 3. Your registered phone number for OTP 4. If your card is lost

More information

December 2013. Q Rewards Terms and Conditions

December 2013. Q Rewards Terms and Conditions December 2013 Q Rewards Terms and Conditions 2 Contents Page 1. Definitions 4 2. Participation 4 3. Accumulation of Reward Points 4 4. Duration and Loss of Reward Points 5 5. Reward Redemption 6 6. Fast

More information

Terms and Conditions DBS 2015 Supplementary Retirement Scheme Promotion

Terms and Conditions DBS 2015 Supplementary Retirement Scheme Promotion Terms and Conditions DBS 2015 Supplementary Retirement Scheme Promotion 1. Promotion Period 1.1. The DBS 2015 Supplementary Retirement Scheme ( SRS ) Promotion ( Promotion ) is open to all existing customers

More information

YOUR GUIDE TO THE WAREHOUSE REWARDS MASTERCARD

YOUR GUIDE TO THE WAREHOUSE REWARDS MASTERCARD YOUR GUIDE TO THE WAREHOUSE REWARDS MASTERCARD your card As soon as your Rewards MasterCard arrives make sure you sign it straight away. If you applied online you ll also need to activate your card by

More information

BankAmericard Travel Rewards Program Rules

BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards credit card customers are automatically enrolled in the BankAmericard Travel Rewards program ( the Program ) at no additional cost.

More information

INSURANCE - HONG LEONG BUSINESS CREDIT CARD CASH BACK FEATURES & BENEFITS

INSURANCE - HONG LEONG BUSINESS CREDIT CARD CASH BACK FEATURES & BENEFITS Frequently Asked Questions INSURANCE - HONG LEONG BUSINESS CREDIT CARD CASH BACK FEATURES & BENEFITS Q1 How do I get the 2% Cash Back? You will get 2% Cash Back whenever you charge your AIA Life single

More information

TERMS & CONDITIONS HSBC Start Today Acquisition Campaign 2 ( Promotion )

TERMS & CONDITIONS HSBC Start Today Acquisition Campaign 2 ( Promotion ) TERMS & CONDITIONS HSBC Start Today Acquisition Campaign 2 ( Promotion ) 1. HSBC Bank Malaysia Berhad (Company No. 127776-V) will be referred to as HSBC Bank and HSBC Amanah Malaysia Berhad (Company No.

More information

David Jones Storecard and David Jones American Express Reward Points Terms and Conditions

David Jones Storecard and David Jones American Express Reward Points Terms and Conditions David Jones Storecard and David Jones American Express Reward Points Terms and Conditions Effective July 2016, these Terms and Conditions supersede any previous reward Terms and Conditions for the David

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

Samford University Purchasing Card (PCARD) Program Policy and Procedures May 1, 2016

Samford University Purchasing Card (PCARD) Program Policy and Procedures May 1, 2016 Samford University Purchasing Card (PCARD) Program Policy and Procedures May 1, 2016 1 Table of Contents I. Overview A. Introduction..3 B. Definitions.... 3 II. Card Issuance A. Cardholder Eligibility...4

More information

ATM Card. Select Checking. Basic Checking

ATM Card. Select Checking. Basic Checking MEMBER AGREEMENT Your acceptance and/or use of the VISA Debit Card or the ATM Card or allowing anyone to use the Card constitutes your agreement to all of the following terms and you will be responsible

More information

AO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT AO CITIBANK

AO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT AO CITIBANK AO CITIBANK CREDIT CARD TERMS AND CONDITIONS FOR CONSUMERS PRIVACY FOR CONSUMERS AT AO CITIBANK EXPLANATORY NOTICE TO A PERSON INSURED UNDER CITI PROTECTION MAXIMUM AO CITIBANK CREDIT CARD TERMS AND CONDITIONS

More information

UNIRINGGIT REWARDS AND 0% INTEREST INSTALMENT PAYMENT PLAN PROGRAMME TERMS & CONDITIONS UOBM CREDIT CARDS

UNIRINGGIT REWARDS AND 0% INTEREST INSTALMENT PAYMENT PLAN PROGRAMME TERMS & CONDITIONS UOBM CREDIT CARDS ELIGIBILITY UNIRINGGIT REWARDS AND 0% INTEREST INSTALMENT PAYMENT PLAN PROGRAMME TERMS & CONDITIONS UOBM CREDIT CARDS 1. United Overseas Bank (Malaysia) Bhd (271809-K)( UOBM ) is running a UNIRINGGIT REWARDS

More information

SAVINGSTAR CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS

SAVINGSTAR CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS SAVINGSTAR CREDIT CARD REWARDS PROGRAM TERMS AND CONDITIONS As used in these Terms and Conditions, the words you and your refer to the owner(s) (primary and secondary cardmembers) with a SavingStar American

More information

More than 70 Million Saudi Riyals redeemed in rewards

More than 70 Million Saudi Riyals redeemed in rewards More than 70 Million Saudi Riyals redeemed in rewards Enjoy exceptional rewards with our exclusive Reward Points Program As a preferred client of Saudi Hollandi Bank, you are now enrolled in the Reward

More information

Hang Seng enjoy Card Benefits Directory

Hang Seng enjoy Card Benefits Directory Hang Seng enjoy Card Benefits Directory Content Important Points to Remember Page 1 Customer Privileges - Hang Seng enjoy Card Rewards Programme Page 2 - Online Shopping Security Page 4 - Maximum Financial

More information

TruRewards Terms and Conditions

TruRewards Terms and Conditions TruRewards Terms and Conditions TruRewards ("Program") is a promotional incentive program offered by Banner Bank ("Issuer," "we," and "us") residents of the United States. Under the Program, you will earn

More information

and (The Insurance Providers) HEREBY ISSUE this Group Yearly Renewable Term Policy to

and (The Insurance Providers) HEREBY ISSUE this Group Yearly Renewable Term Policy to Mapfre Insular Insurance Corporation Mapfre Insular Corporate Center, Acacia Ave., Madrigal Business Park Ayala Alabang, Muntinlupa City 876-4404 and The Insular Life Assurance Company,

More information