ON SELECTED H O USE & LA N D LOW DEPOSIT LOAN* PAY ONLY $2,000 DEPOSIT ON SELECTED HOUSE & LAND LOW DEPO PAY O $5,000 D ON SELECTED H Deposits so low, you ve probably got enough change in your piggy bank. From $3,000 1 *, 1 Please refer to terms and conditions on page 7. Photo for illustration purposes only. Image includes examples of upgrade options and items not supplied by Porter Davis, such as furniture.
Super Low deposit home starts. Your grand plan, for only three grand. Porter Davis with Peet and Choice Home Loans, bring you a super low deposit to get you started on your home ownership journey. From as little as $3,000 1 and no savings history to qualify 2, first home buyers 3 can fulfil their grand plan for only three grand. ON SELECTED Big banks will ask you for between 5-10% deposit of genuine savings. This can be as much as $36,000 for a $360,000 house and land package. With our Low Deposit option it s not just a low deposit it s a super low deposit helping to make your dream a reality. Low Deposit loans are available on all house and land packages under $400,000 in Peet communities across Melbourne. This gives you the freedom to choose a house design that suits you! So you keep dreaming and let us help you make it happen. Talk to a Porter Davis, Peet or Choice Home Loans consultant to find out more. H O USE & LA N D Not a First Home Buyer All you need is as little as $13,000 1 deposit. Our Partners: *, 1, 2, 3 Please refer to terms and conditions on page 7.
It s as easy as 1, 2, 3. 1 Talk to Choice home loans Every Low Deposit Loan journey starts with a consultation with Choice Home Loans. Before embarking on the process of falling in love with where you want to live, and finding the house that fits your dream life, understanding your finance options is critical. In order to make sure you don t miss out, a Choice Finance Qualification is your first step in turning your dream into reality. See page 4. 2 Choose where to live Low Deposit loans are only available in selected Peet estates across Melbourne. Peet s innovative planning ensures a variety of lot sizes to cater for different lifestyles and budgets, with particular attention given to community development, lifestyle facilities, landscaping and presentation. With Low Deposit options available at Aston in the North, Kingsford and Willandra in the West and Livingston and Quarters in the East there s plenty to choose from. See page 4. 3SELECT your fixed price house & land package Just because it s a Low Deposit loan, doesn t mean there is any compromise on quality or finishes. That means you can choose any Porter Davis house, from any range for as little as $3,000 1 deposit. Low Deposit loans are available on all house and land packages under $400,000 in Peet estates and are 100% fixed price. So all you need to worry about is where to live and which house to choose! See pages 5. 1 Please refer to terms and conditions on page 7. 3
1 Talk to Choice home loans 2 Choose where to live Renting but can t quite stretch to saving a 5% or 10% deposit? Or looking for an investment but haven t yet saved a sizeable deposit? Don t let a lack of savings stop you from exploring your options. A Low Deposit loan is the solution for you. Without the need for genuine savings, your income combined with a Low Deposit loan is your answer. With the First Home Owner Grant, your deposit can be as low as $3,000 1. Not a first home owner? Then your Low Deposit loan is $13,000 1. And you can take comfort that Choice Home Loans offer competitive rates and great service. Choice are the nice guys of the home financing world! And they are experts in construction finance. Every Low Deposit loan journey starts with a consultation with Choice. Contact Choice today to get started. Aston Aston represents a peaceful life, with natural wetlands, expansive parklands, first class sporting facilities, Aston Village Centre, cafes and a new school and so much more. Quarters A vibrant and modern community, Quarters wraps up all the essentials into an ideal space, landscaped parklands, local shopping, schools, sports and recreation. Kingsford Kingsford at Point Cook offers the latest in design and lifestyle. Public transport, numerous schools and shopping facilities, Kingsford suits every lifestyle. Livingston Designed around the things that make life great, a short walk to Cranbourne East, trains, shopping and opposite the aquatic centre. A down-to-earth lifestyle and friendly community with beautiful parklands 1 Please refer to terms and conditions on page 7.
3SELECT your fixed price house & land package Willandra Get ready to explore the parklands, take a ride or walk using the network of cycle paths and walking trails, or discover Willandra s own Arnolds Creek on the western side of the new community. And finally, the fun bit choosing your Porter Davis house! You can choose your new home with the comfort that it s a Porter Davis house so there s no compromise on quality or finishes. Low Deposit loans are available on any Porter Davis house and land package under $400,000 in Peet communities. The toughest choice you ll have is deciding which Porter Davis design to choose! Point Cook Melton West Craigieburn MElbourne Cranbourne West Cranbourne EAST Every Porter Davis Low Deposit loan house and land package includes: 100% fixed price site costs, estate guidelines and local government charges Floor coverings to your entire home 4 Coloured concrete to driveway and path to door 5 Euro stainless steel cooktop & oven Tiled skirting to bathrooms 3 coat paint system to internal walls Ducted heating R2.5 insulation batts to ceiling & sisalation to walls 6 star energy rating Bushfire Attack Level 12.5 (if required) 4, 5 Please refer to terms and conditions on page 7. 55
D IT LOW DEPOSIT LOAN* PAY ONLY $5,000 DEPOSIT Low Deposit Loan versus Traditional Loan for first home buyers 3 ON SELECTED HOUSE & LAND LOW DEPOSIT LOAN* PAY ONLY 1 $3,000 DEPOSIT ON SELECTED HOUSE & LAND House & Land Package Price $300,000 6 Traditional Finance Deposit Required $21,000 7 House & Land Package Price $400,000 6 Traditional Finance Deposit Required $31,000 7 Low Deposit Required Includes $10,000 First Home Owner Grant $3,000 1 Low Deposit Required Includes $10,000 First Home Owner Grant $3,000 1 Low Deposit Repayment (Comparison rate 5.95%) $1,864 per month 8 $430 per week 8 Low Deposit Repayment (Comparison rate 5.95%) $2,591 per month 8 $598 per week 8 *, 1, 3, 6, 7, 8 Please refer to terms and conditions on page 7.
Terms & Conditions 1. $3,000 deposit is based on access to the First Home Owner Grant of $10,000 subject to SRO eligibility criteria on building contracts (please visit SRO website for full details www.sro.vic.gov.au). Where First Home Owner Grant is not applicable a $13,000 deposit may apply depending on individual circumstances. Please speak with your Choice Home Loans consultant to discuss your individual circumstances. 2. Individual financial circumstances may vary and formal lending institution approval is required. Please speak with your Choice Home Loans consultant to discuss your individual circumstances. 3. First Home Owners Grant of $10,000 is subject to SRO eligibility criteria on building contracts (please visit SRO website for full details www.sro.vic.gov.au). 4. Ceramic floor tiles and carpet from builder s standard Category 1 range. Timber look flooring by Bolero. Flooring is house specific. Please refer to detailed working drawings. 5. Based on 5.0m maximum setback to house and 6.0m maximum setback to Garage. Should the client s preferred siting be greater than this, the Builder may charge the client for additional materials and labour. 6. Package prices are for illustration purposed only. Please speak with your sales consultant regarding specific house and land package prices in your preferred estate. 7. The Traditional Finance Deposit is calculated as 5% of House and Land Package price plus fees and charges. 8. Repayments are calculated on an interest rate of 5.91% with a Comparison Rate of 5.95%. The Comparison Rate is based on a secured loan of $150,000 over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The weekly repayment is calculated as monthly payment times 12 divided by 52. Photographs for illustration purposes only and can include examples of upgrade items. Porter Davis Homes reserves the right to withdraw or change pricing and promotion without notice. Effective 23.10.13 77
Build with confidence. Build with the Housing Industry s Most Professional Builder. HIA Four times winner of the HIA s Most Professional Australian Builder Award. Ten times winner of the HIA s Most Professional Victorian Builder Award. 1960-231013 Proud Supporter www.porterdavis.com.au