Why choose LJ Hooker Home Loans?

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1 Why choose LJ Hooker Home Loans?

2 Welcome! Whether buying a first home, dream home or investing, for most of us the right lending product and structure is vital. In 2014 our lending specialists helped more than 5,000 people with their property lending needs. In doing so, we settled over $1.4 billion in mortgage lending. Learn more about how our team is strongly positioned to help build your property portfolio.

3 The brand you know & trust in property. Over 86 years LJ Hooker has built up expertise to become the strongest name in real estate *. We apply that knowledge to help many people both here and overseas finance their property portfolios. It s also why 250,000 investors trust us with managing their property assets **. * Top 5 brands, all mentions. Newspoll 2013 Real Estate Brand Track conducted in all mainland capital cities plus Gold Coast, North Queensland, ACT and TAS. LJ Hooker Limited. **LJ Hooker 2010/11 list rentals

4 It s what we do. The LJ Hooker group offers access to an in house team of real estate and property lending professionals. Whether buying your first home or building wealth through property we have you covered. We provide access to property reports to help with your buying research. LJ Hooker real estate matches that with property selection both here and overseas. Our lending specialists provide guidance with the best mortgage products and investment cash flow management. All linked to your investment property strategies.

5 We re more than mortgage brokers. Our service offering delivers the traditional services of mortgage broking, but with greater benefits. Our difference is combining knowledge around lending products and property to provide you with a one-stop shop. Our team of experts across real estate and property lending work together to support you in a way no mortgage brokerage or bank can. Our services support you no matter where your real estate buying originates. Our team of lending specialists are with you even if you buy outside of the LJ Hooker network.

6 We ve worked hard to establish trust with property investors. Over 250,000 people trust LJ Hooker with managing their investment property assets. We work hard to make sure your property stays in the best condition and that you get the best possible return on your asset. More and more of our customers also trust us with their property lending needs. Our income and equity assessments provide comfort when you re considering extending your property portfolio. Our guidance on lending products and cash flow can complement building your wealth. Property investment should be rewarding and stress free. We work hard so you don t have to.

7 An edge for first home buyers. Buying your first home does not always start with signing a purchase contract. For starters, there is understanding what is needed in the way of deposits, and what income you need. On top of this, there is accessing first home owner grants. How does stamp duty work? What mortgage product can help me buy my home? How can my parents assist? This is where we come in. For tenants, or people leaving home, our home loan specialists offer strategies on how to work toward your first home. Unlike most lenders, we don t just sit back and wait for you to do all the hard work yourself. From helping you plan to buy and comparing suitable properties, right through to helping get your loan approved, we re right beside you.

8 The power of pre-approvals. When it s time to upgrade or invest, the power to negotiate or bid with certainty is important. Our lending specialists give you an edge with true finance pre-approvals. Buying at auction? Be in control with set finance and the ability to settle fast. With our pre-approval in your pocket, you re in control.

9 A better option? Over time, circumstances change. That s why our free review service is important to you. Whether it s to save interest, lower repayments, consolidate debts, or simply find a more suitable product; you need to know what options are available. That s where we come in. With our comparison software system, our lending specialists help you select the best lenders and mortgage products. We then use our expertise to make the full process fast and simple.

10 Lending products you need. Over the years we ve listened to our customers, and we re proud to put our brand behind a range of home loans specifically tailored toward property owners. Our home loan products are backed by some of the largest local financial institutions such as National Australia Bank and Macquarie Bank. You can feel safe that we offer strong solutions and security around our products. Our dedicated support team are always on hand to support you through the life of your loan. Whether buying, investing or refinancing, LJ Hooker Home Loans offers a range of lending products suited to you.

11 Australia s most comprehensive online property hub. At LJ Hooker we help to make your experiences around property transactions, renting, and lending as simple and rewarding as possible. myljhooker provides free access to an extensive library of real estate tips, guides and Information. We believe it s Australia s most extensive property based library. It s your gateway to a world of free booklets and articles on lifestyle matters such as renovating, building, designing, and all things financial. Plus you ll be connected with our partner program where you can enjoy the benefits of a range of discounts and offers. Join today FREE at myljhooker.com

12 We continue to support local communities. Whether it s on the other side of the street or on the other side of the world, we have a long history of giving back to community. Over $3.5 million raised for the Cystic Fibrosis Research Fund Over $1 million raised for SIDS (Sudden Infant Death Syndrome) Research Over $80,000 raised to assist the Australian Red Cross 2009 Victorian Bushfire Appeal Over $56,000 raised for the 2011 Queensland Floods Plus we continue to support initiatives such as Hooker House, Kids to Coast and local sporting sponsorships

13 It all starts with a simple conversation. LJ Hooker Home Loans Head Office 191 Botany Road Alexandria NSW ljhookerhomeloans.com.au Credit services provided by LJ Hooker Financial Services Pty Ltd ABN trading as LJ Hooker Home Loans. Australian Credit Licence number

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