Insurance solutions for trade and industry... WE GET THINGS MOVING!
ABOUT WIASS Bremen Berlin Düsseldorf // What our customers expect from us is professional advice, convincing offers and a comprehensive service range. We develop optimum insurance solutions for you, characterized by expertise, high performance and orientation to service. Our word is our bond! // Harald Brand, CEO Wirtschafts-Assekuranz-Makler GmbH Köln Frammersbach Chemnitz Amberg Regensburg München 2
Our expertise puts us way out in front Wirtschafts-Assekuranz-Makler GmbH is an independent company which specializes in insurance solutions for trade and industry. We have 9 branches in Germany and are represented in other countries worldwide by 7 branch offi ces, 3 cooperation arrangements and 3 foreign locations. Our customers are offered convincing, individualized solutions and insurance strategies based on sound, thorough analysis, sophisticated detail and precisely customized services - on the world s most important markets. Our performance is shaped by more than 20 years experience, knowledge of specifi c sectors and markets, and outstanding personal service. Known by the short name WIASS, our services enjoy an excellent reputation. Our paramount objective is customer satisfaction. The services we offer you: Development of individualized solutions from the range supplied by over 60 insurance companies We ascertain specifi c requirements and work out solutions direct with the companies Everything from one source. We assume responsibility for your insurance cover, save you any amount of time, provide independent advice and function as your central contact partner for all insurance questions Claims are processed quickly and fl exibly. We act as your navigator through a claim Our corporate structure is sector-oriented. We provide fi rst-rate expertise and contact partners of unchanging identity We have our own analysis tools for the improvement of customers claims ratios London Low, market-oriented premiums Pilsen Clearly structured and customer-oriented Paris Wien Belgrad billing system Bologna Skopje Sofi a Istanbul Newsletter on interesting topics related to our customers sectoral requirements and the pertinent insurance issues Mallorca We check out your insurance policies and contracts and compare them with the best solutions available on the market 3
SERVICES Service right from the start For our customers, the WIASS service, which is both tailor-made and comprehensive, pays dividends very fast. It starts with an in-depth analysis, and on that basis our team of professionals works out perfectly customized solutions from the range offered by over 60 different insurance companies. We consult with you on the details and integrate already existing components. The result is optimum cost effectiveness, and our practically proverbial service all from one source is at your disposal from the outset, providing rapid information and maximum transparency. How you benefit from WIASS In-depth analysis of your risk profile Check-up on existing insurance contracts Development of an individualized insurance strategy, fully tailored to your particular requirements Selection of the best solutions on the market from the portfolios of over 60 insurance companies Presentation of our solution, together with detailed evaluation of all analysis results and the potential benefits for you in terms of performance and costs Coordination of our solution package with existing insurance policies Finely tuned, sector-specific solutions, e.g. policies for freight forwarding, transport fleets, inland shipping, photovoltaics 4
Services with added value It will be a pleasure to place our comprehensive service range at your disposal and assist you in all matters related to your insurance package. We offer not only our exceptional accessibility but also the rapid and unbureaucratic processing of claims, including third-party claims. A service package par excellence - and one you quickly won t want to do without. On our initiative, a regular check on changes needed Customer-friendly payment: Logically and clearly organized billing from one source, payment via a quality-assured debiting system once per month Committed, motivated team Always at your service Emergency claim hotline Online notifi cation of claim You stay with one member of our highly capable team, who is always accessible from 7 am to 6 pm Rapid information and processing via digital document management Claim processing by our company: We support you all the way and process the claim for you - right on time, of course Extensive authorisations for the rapid processing and settlement of claims Support in the enforcing of your claims in cases of damage caused by third parties, including cases in other countries 5
CAR FLEET SOLUTION // Insurance professionals for our car fleet - that s how I d describe Wirtschafts-Assekuranz. Friendly, capable personnel, actively representing our interests, top-class claims service. // Helmut Lanfermann, CEO UNION TANK Eckstein GmbH & Co. KG 6
Tailor-made solutions Your car fl eet needs a lot of care and attention. A crucial element in this is insurance, and claims management in particular. WIASS has extensive experience and competence in developing insurance solutions related to car fl eets, transport and traffi c, and this has enabled it to evolve and continuously perfect a range of pioneering solutions for commercial car fl eet management. Take advantage of WIASS expertise, which delivers outstandingly effi cient specialist solutions for your car fl eet. The WIASS plus points at a glance: Development of an insurance solution precisely tailored to your vehicles Selection of a suitable insurance company In this context you benefi t from our comprehensive master agreements Complete processing of insurance claims Claims management, with extensive claims evaluation using our own analysis tool Ascertaining key claims areas Developing proposals aimed at reducing damage and claims Processing of liability claims resulting from third-party action, including claims outside Germany Annual optimizing of your insurance package and premiums 7
TRANSPORT & TRAFFIC // From the analysis of our insurance requirements to the processing of claims - we ve been enjoying WIASS s outstanding service and expertise for more than eight years! // Gerhard Gerds, fleet manager at GARTNER Speditions GmbH 8
Safely on the move For more than 20 years forwarders and carriers have known their insurance management is in safe hands at WIASS. Our team is capable and quick-moving, and will prepare an individualized package for you. We optimize existing arrangements, work out our own and develop the crucial coverage solutions for you. What you get is a customized, inexpensive safety package based on many years of insurance know-how. Convincing benefits of our services: Wide-ranging master agreements with reputable insurance companies Specialised insurance coverage with problem solutions for the world of transport In case of claims WIASS takes over the entire processing for you Claims management with comprehensive claims evaluation using WIASS s own specialist tool: claimsmanager Ascertaining key claims areas Developing proposals aimed at reducing damage and claims Processing of liability claims resulting from third-party action, including claims outside Germany You deal with just one member of our forwarding team Annual optimizing of your insurance package and premiums 9
PHOTOVOLTAICS // The professionals at WIASS quickly and capably developed an optimum solution to insure our installations. And their service is exceptional. // Wolfgang Schwark, CEO mainfrankensolar 10
New strategies for new technologies As one of the pioneers of photovoltaics insurance, we have been developing individualized insurance solutions for our customers in the fi eld of renewable energies for nearly ten years. We have a convincing solution for every situation, ideally customized to the specifi c requirements of manufacturers, operators, dealers, installers and system integrators. The advantages you get from WIASS: Wide-ranging master agreements with reputable insurance companies Specialized insurance cover for dealers and installers Complete solutions for individual risks Detection of insurance gaps and development of suitable solutions Complete processing of insurance claims International insurance solutions, including third-party liability You deal with just one member of our photovoltaics team 5 years absolute costing certainty for your PV installation, including waiver of termination by insurer even in case of claim Jointly with the technical partner for theft controls, Viasys GmbH, we offer the PV:Protect package as complete and comprehensive cover, including insurance of PV installations 11
SPECIALIZED SOLUTIONS // WIASS has understood the special requirements of our business from the very beginning and provides individual solutions for each of our sectors. Our choice has been confirmed during seven years of excellent cooperation. I gladly recommend WIASS. // Manfred Thurmann, GF Rhön-Montage Fernmeldebau GmbH 12
We know our trade - no matter how unique the requirements! To refl ect the uniqueness of each of your projects, WIASS designs individual, comprehensive solutions to safeguard the risk involved in your commercial activities. Regardless whether it is a matter of the special requirements of your machines or third party liability. You receive all-round service from one source as well as competent assistance and support regarding your insurance protection. These are the duties that our teams take over for you: Individualized development of solutions based on your specifi c insurance deeds Tenders from reputable, high-performance companies Detailed advice on all aspects of new risks Active operation of existing insurance policies Top-class claims service - WIASS does the whole job for you, from entering the claim to settlement Annual check on benefi ts to optimize your insurance portfolio Claim assessments with a view to determining key areas 13
SPECIALIZED SOLUTIONS Trust the car dealer specialist WIASS also excels in this sector, with total insurance solutions in a single package which are optimally tailored to the needs of car dealers. One insurance policy for the entire dealership - no gaps, under- or over insurance! The insurance requirements of a car dealership are multifaceted: MV insurance for dealership and third party vehicles, building and business insurance, insurance for workshop equipment and naturally also liability insurance for MV dealership/trade. Our policy provides highest compensation instead of the elaborate, sometimes diffi cult investigation of correct insured sums. The subject of under-insurance is hereby no longer relevant. Permanent electronic insurance confi rmation for the registration of all vehicles - without separate insurance policies! Special advantages only available at WIASS Additional coverage MV dealership/trade in the context of commercial liability insurance All primary required insurances are secured in a single insurance policy - including all MV insurances and permanent red number plates! Simple premium determination according to annual turnover You can secure a variety of further coverage with additional modules (e.g. judicial relief, glass or property insurance against fl ood, ground settlement, etc.) Publishing information: Conception, design and production: der-workshop.de Photography: lenny-schayer.de 14
THE WIASS TEAM Customer-oriented account management by our teams Team Car, Transport and Traffic Phone: +49 9355 9745-14 Fax: +49 9355 9745-614 fa@wiass.com Team photovoltaic installations and solar power firms Phone: +49 9355 9745-16 Fax: +49 9355 9745-616 sh@wiass.com Team Business Customers Phone: +49 9355 9745-18 Fax: +49 9355 9745-618 nno@wiass.com Team accounts and administration Phone: +49 9355 9745-12 Fax: +49 9355 9745-612 db@wiass.com
97833 Frammersbach/Germany Wiesenfurt 43 a Telephone +49 9355 9745-0 Telefax +49 9355 9745-619 www.wiass-advantages.com Email info@wiass-advantages.com