Business bank products package

Transcription

1 Business bank products package The bank of your homeland

2 Apply for one of bank product packages and win: Discount for ATM withdrawals Discount for withdrawals at the Branch Discount on transfers through ebanking Discount on transfers within the bank Free Token or mtoken

3 Current Account Current Account Current Account

4 Flexibility Comfort Simplicity Spontaneity Safety Business

5 Current Account A current account is the basic account for every customer of BPB. Through the current account you can make withdrawals, deposits, receive salaries, make transfers, payments, and withdrawals from ATMs and POS payment terminals, standing orders, direct debits, etc.

6 Cards: Visa Classic Buy now, pay within the next 45 days with 0% interest! Through Visa Classic-Deferred Debit Card you can make purchases and pay the owed amount up to 15th of the following month, with zero interest free on the value of your purchases. Save time. Instead of wasting time in exchange offices, you can simply withdraw cash in local currency in any ATM or pay with card in any POS. Visa Electron/ Visa business electron Visa Electron and Visa Business Electron are debit cards, meaning that any withdrawal or payment made in the country or anywhere in the world, will automatically debit/charge your current account. Payments made for products and services through POS, within Kosovo, are free of charge. While, transaction with this card made abroad are charged with 1% of the amount spent. Your monthly account balance report will show you the amount you spent and the place where you spent it. Access to your bank account 24 hours a day, 7 days a week, through 1 million ATMs in the country and anywhere in the world. Business

7 mbanking The BPB mbanking service offers you the opportunity to control your finances through your mobile phone. Make your payments on the go, quickly and safely, without restrictions and with access to your account 24 hours a day, 7 days a week. It's like carrying your bank in your pocket! The advantages of using mbanking Safe and quick access to your finances, anywhere and at any time Time-saving! You can fulfill your financial obligations on the go In several steps, via your mobile phone, you can check your account balance, the amount available on the card or transfers to another account What can you do through mbanking? Payment of all types of orders (except for international transfers) Account balance and transaction details for all accounts (including loans) Review of transactions with debit or credit card (data, transactions, obligations) Currency convertor (from other currencies in EUR)

8 Installation of mbanking to mobile phone After subscribing for the service, you will receive an SMS message to your phone containing a link to download mbanking software. Open the text message and confirm the download of mbanking on your mobile phone. The application takes only 300 Kb of free memory. Activation code After installing the software, you'll receive another text message with the activation code. Activation code consists of two 8-digit numbers and is used to activate mbanking. You will receive this code via SMS message immediately after signing the agreement. Once you enter the code, you will then have to create a unique PIN code, which will be used in the future to access the application. Business

9 ebanking Your free time belongs to you. Choose yourself when you pay your electricity, phone or tax administration bills. Stay in touch with your bank account 24 hours a day, 7 days a week with BPB ebanking. BPB ebanking is designed to take your comfort to a higher level and help you manage your finances more efficiently, from anywhere you chose to and at any time you want. When you chose BPB ebanking, you are choosing a partner who understands the way you manage your finances. We offer you a new sense of a financial freedom, designed to make it even easier for you to keep under control all your accounts from wherever you have access to the Internet. - Simple and flexible communication with your bank via the Internet to preview your account balance or to download the statement depicting your account flow - Preview the recent account activity - Preview your loan repayment plan - Transfers within your accounts - Domestic payments - International payments - Electricity and water payments - Customs fees - Payment orders for KTA taxes and contributions

10 How can i become a BPB ebanking user? View Option you can access all the information about your account/s but you will NOT BE ABLE to make transactions. Full Option you will be able to access all the information including transactions form all your accounts. You will be provided with a Username and Password that will enable you the access the service and, furthermore, when you apply for the full option, you will be provided with a Token. BPB ebanking service at a glance - Saves your time. It is not necessary to go to the bank in person for money transactions or account balance inquiry. ebanking enables you to process your transactions for remarkably lower fees. - Available worldwide 24 hours a day, 7 days a week. Wherever you can access Internet, you will have access to your accounts. Process your payments from the comfort of your home or your hotel lounge when on vacation or business trip. Business

11 SMS Banking What is SMS Banking? SMS banking is an alternative channel for BPB's account and credit card holders to access selected banking services from their mobile phones, using the Short Messaging Service (SMS). This gives you access to your accounts whenever and wherever as long as there is mobile phone network coverage, through the simple text messaging service offered by any mobile service providers. It's like carrying your bank in your pocket! Services offered by SMS Banking Banking services that can be carried out via SMS banking are as follows: -Balance enquiry with last 5 transactions -Notification: get notified for every debit and credit activity in your account over a certain value -SMS Top Up: purchase mobile phone credits directly from your bank account using SMS, or also your internet, digital television and packages DUO TV and DUO FIX offered by IPKO.

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