IC Alumni Card. IC therefore I am

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1 IC Alumni Card IC therefore I am

2 AL-MAWARID Bank and IC Alumni Association join efforts to introduce the first of its kind affinity credit card in the Lebanese market: IC Alumni card IC Alumni card from AL-MAWARID Bank is the only credit card that highlights your affinity as a member of the International College Alumni. The card is designed to reflect your pride as an IC Alumni member and a former IC student. This credit card offers valuable benefits for the cardholder while contributing to fundraising for social and educational activities by supporting the IC Alumni s projects. card types AL-MAWARID Bank IC Alumni Card is offered to you in two types: gold card Credit limit range: from USD 4,000 to USD 7,000 Card price: USD 125 Supplementary card price: USD 55 platinum card Credit limit range: USD 7,000 and above Card price: USD 175 Supplementary card price: USD 90 C Card

3 IC Alumni benefits Support the IC Alumni activities by using your card. The more you use your card, the more points you will earn which will be translated into financial contribution to funding IC Alumni projects. cardholder benefits IC Alumni card by AL-MAWARID Bank empowers you in multiple ways. Once you start using it, you will enjoy the following benefits: Cash back benefit The cash back benefit is quite rewarding. Yearly cash back on purchases will be credited to your credit card account. Holders of IC Alumni Classic & Gold cards will get 0.5% while holders of the IC Alumni Platinum card will get 1% cash back on their purchases. o No minimum amount to redeem your points, o withdrawals through ATM and cash advance are not eligible for cash back, o points are not transferable from one card to the other, o the accumulated points are automatically cancelled in case the related card is closed, o to be entitled for cash back, the card should be in good standing. IC Alumni

4 Pension fund Secure your tomorrow by building a highly gratifying pension fund linked to the card with premium interest rates guaranteed for 5 years. For your convenience, the pension account will be funded by monthly installments which will be withdrawn from your card s line of credit. As soon as you activate your IC Alumni card, successfully complete 12 consecutive monthly installments while maintaining 50% utilization rate on your card for the same period, AL-MAWARID Bank will reward you by paying 1 additional installment on your behalf. As long as you maintain this performance and your card is in good standing, you will be entitled yearly for 1 free month installment. Minimum monthly installment amount: o IC Alumni Gold card: USD 100 o IC Alumni Platinum card: USD 300 The pension account is automatically closed when a card is cancelled. Zero interest on IC Alumni membership fees The IC Alumni card provides you with an easy mechanism to pay your ALUMNI membership fee. AL-MAWARID Bank grants you the opportunity to pay your IC Alumni membership fees through your IC Alumni card without being charged any interest! C Card

5 Visa premium services With the Visa premium services, AL-MAWARID Bank welcomes you to a world of exclusive benefits and worldwide privileges. Medical and legal referral (applicable to the holders of IC Alumni Gold & Platinum card) The medical and legal referral services support you and your immediate family when you are travelling together to a location outside your principal country of residence for up to 90 days. Complimentary medical referral services include: medical telephone advice, referral to a local medical service provider. (The medical and legal referral cover is only valid when at least 50% of the travel ticket s cost is settled with your Visa Gold or Platinum card. Legal services and medical services are chargeable). For 24-hour medical and legal referral, call the International SOS Assistance Alarm Centers on +44 (0) or visit the link to use one of the listed toll-free numbers. You can as well your enquiry to bankservices@internationalsos.com Special offers & exclusive privileges (applicable to the holders of IC Alumni Gold & Platinum card) If you are a frequent traveller, love spending time shopping and dining, and are interested in sports, music and adventure or all the other treats life can offer, visit the following links and benefit from a wide variety of special offers and exclusive privileges: For IC Alumni Gold card: For IC Alumni Platinum card: IC Alumni

6 Purchase protection* (applicable to the holders of IC Alumni Platinum card) Rid yourself of worries and safeguard your purchases against Accidental Damage or Theft occurring within 90 days from the date of purchase as indicated on the store receipt. You can benefit from coverage of up to USD 1,500 per article. To benefit from this protection use your card to purchase the goods. Visit to get a list of covered items and terms & conditions. Extended warranty* (applicable to the holders of IC Alumni Platinum card) Get an exceptional coverage by doubling the original manufacturer s warranty period up to a maximum of 24 months. The coverage of the Extended Warranty is up to USD 1,500 per single item. To benefit from this warranty use your card to purchase the goods. Visit to get a list of covered items and terms & conditions. * Claim process (purchase protection & Extended warranty) Send your claims to claims@axa-assistance-claims. com or call AXA Claims Helpline on +44 (0) The notification should be sent within 28 days of an incident or loss, enclosing original invoices, receipts and reports card bill payment options Paying monthly dues on your credit cards has never been easier: o Cash at any AL-MAWARID Bank branch. o Direct debit request from any of your bank accounts. o Through the bank s collectors within Greater Beirut area (monthly fees apply). o Cash at any LibanPost branch. C Card

7 reward programs & added-value services Classic card for IC fresh graduates IC Alumni cardholders will be automatically preapproved to grant their IC fresh graduate children an IC Alumni classic card with zero annual fees and a pension account of USD 50 per month. Kermelak program Benefit from matchless discounts and special rebates when using AL-MAWARID Bank cards at selected merchants. Bill domiciliation Domicile your phone and electricity bills on your credit cards with hassle free subscription process & zero domiciliation fees for the first year. SMS service Every time you use your card, a notification message is sent to your mobile. (charges apply) Virtual banking E-banking & mobile banking allow you to follow up on your payments & outstanding balance in addition to other banking operations. Just ask for it and you will have a free access to our services (fees apply on some banking operations). The information stated in this brochure is correct at the time of printing in July It can be altered without any prior notification. IC Alumni

8 call center Hamra - Aley - Baakline - Mar Elias - Manassef Shtaura - Sheheem - Maten -Tripoli - Dora Hasbaya - Dahieh - Cola - Jounieh - Saifi P.O Box Beirut, Lebanon Phone: Fax: