Make the most of your credit card

Transcription

1 BMIBank/BH/RET/CC Gold & Classic/LEAFLET/ Make the most of your credit card Licensed and regulated as a conventional Retail Bank by the Central Bank of Bahrain bmibank.com.bh

2 Express yourself Sign up for a BMI Bank credit card and enter a whole new world of self-expression through services, benefits and access to over 24 million outlets and 5 million ATMs worldwide. Get the credit card that gives you much more for every Dinar you spend - BMI Bank credit cards. They re packed with services, rich rewards and a whole lot of extras that add up to the kind of value that you ll appreciate. Look at all these extras! Up to 1% cash-back on every BD spent Loyalty points you can really use Free SMS alerts to simplify your life Free - purchase protection, secured wallet and life insurance Up to 50 days interest-free cycle period 100% cash withdrawal limit Low foreign exchange rate epayment channels ebanking services Phone Banking services 24 hour call center: (+973) callcentreteam@bmibank.com

3 Cash-back loyalty program Description Local purchases International or online* purchases Every BD 1 spent 0.5 loyalty point 1 loyalty point Minimum points required to redeem your points 2,000 loyalty points Cash-back value received for 2000 loyalty points BD 20 Effective BD spent to claim cash-back BD 4,000 BD 2,000 Effective cashback % on every BD spent 0.50% 1.00% Contact center for claiming loyalty points redemption Contact out call center on (+973) *Applicable to foreign currency online transactions only What is our cash-back loyalty program? You will be rewarded with 0.5% cash-back for every BD1 spent in Bahrain. To earn additional points, use your card to make purchases outside Bahrain - whether online or while traveling, and you ll receive 1% cash back for every BD1 spent, or its equivalent in foreign currency. Please note that cash withdrawals will not produce any cash-back loyalty points so make all your payments with your BMI Bank credit card.

4 How to redeem your cash-back loyalty points? Your monthly card statement will show you how many cash-back loyalty points are available for redemption at any time. Please call our 24-hour call center and make a request to claim your cash-back loyalty points and the amount claimed will be credited directly to your card account. Please refer to the table above for quick reference. You can also check your available balance anytime by calling our 24-hour call center on (+973) What is the minimum amount for redemption? The minimum amount for redemption is BD 20 and thereafter, multiples of BD 10. This is how it works: If you are entitled to BD30 cash back, you can redeem the entire amount in two lots of BD20 and BD10 to total BD30. However, if you ve earned only BD10 in cash back, you won t be able to redeem this as you need a minimum of BD20 before you can claim your cash-back redemption.

5 Apply now, experience the benefits! Please provide us with the following documents to ensure prompt processing of your application: CPR copy Passport with valid residence permit - for expats Additionally, we require the following based on your income source: Salaried Please provide us with one of the options below: Recent salary certificate and 3 months bank statement Recent salary slip and 2 months bank statement Recent 2 salary slips, original ATM mini-statement showing salary credit and copy of the ATM card Self-employed Please provide us with: 6 months bank statement Commercial Registration (CR) copy - if self-employed

6 Fees and Charges Description Classic Gold Issuing/Annual fee BD 20 BD 20 Annual life insurance fee BD 10 BD 10 Interest rate per month 2.50% 2.00% Minimum payment per month 3% or BD 10 (whichever is higher) Supplementary cards One free One free Cash advance fee 4% or BD 4 (whichever is higher) Card replacement fee BD 5 BD 5 Over limit fee BD 10 BD 10 Statement reprint BD 1 BD 1 Return cheque BD 10 BD 10 PIN reissue BD 5 BD 5 Late payment fees BD 15 BD 15 International transaction fees 2.5% of transaction amount Annual Interest Rate: Classic 30%, Gold 24%. Fees and charges are available on our website and branches.