COMMUNITY BUILDING PARTNERSHIPS

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1 MAKING COMMUNITY BUILDING PARTNERSHIPS HAPPEN

2 Understanding your needs At Nedbank we recognise that the public sector requires financial solutions that enable the broader mandate of service delivery. Acknowledging the unique challenges faced by various tiers of government and their agencies, Nedbank has established dedicated public sector teams with a reach across South Africa. Driven by a firm belief in the value of strong partnerships for business growth, effective community development and environmental conservation, the public sector teams do not draw only on innovative Nedbank products and solutions to help build a greater nation, but also ensure professional implementation to make sure your experience with us is seamless and hassle-free. Proven implementation ability Nedbank s implementation teams ensure a quick and problem-free transition of the banking business, including the training of relevant employees. Their skills have been proven, with large-scale implementation projects across all spheres of the public sector completed efficiently and ahead of time. Nedbank has vast experience in integrating into the line-of-business systems of corporates, state-owned enterprises and other institutions. The professionalism and understanding of tasks shown in our recent implementation projects have earned accolades from public sector clients, who span: national, provincial and local government; schools and universities; state-owned enterprises; and other specialist organisations. Innovative transactional banking solutions Our public sector transactional banking services are tailored to the needs of public sector entities, particularly in the management of receipt and payment flows, and are provided alongside appropriate electronic delivery platforms to streamline processes. Apart from current account and card solutions, we also offer cash-handling and electronic banking solutions. Cash-handling solutions One of the challenges faced by the public sector is the handling of cash. Nedbank has developed a highly secure cash-handling solution. Our CashVault cash acceptance device counts and authenticates banknotes before depositing them into a secure container, on your premises. Your account will be credited electronically with the value of the cash as soon as the validation of the deposit has been completed at the cash centre. The cash-intransit (CIT) carrier is also the processor of the banknotes, thereby making same-day* value possible, and reducing the number of handoffs and the associated risks. * Same-day processing subject to CIT vendor contracted. 1 Making public sector happen 2

3 Electronic banking solutions: NetBank Business NetBank Business is a robust yet flexible, real value-for-money, electronic banking solution that was designed through partnering with our clients. It is continuously being refined, which ensures that it is simple to use and easy to integrate into your line-of-business systems. Security is a top priority with NetBank Business. That's why, instead of employing a single security measure, its advanced protection system integrates numerous precautions. These precautions include security tokens; software and hardware certificates; and PINs and passwords, all of which combine safety with peace of mind. NetBank Business meets all your banking needs online by enabling you to see available balances; obtain transaction statements; and use the transaction and batch search facility. In addition, you can view statements, cheque images and cash management reports. Apart from viewing cash and cheque deposit images for free on NetBank Business, you can view the statement transaction history for free for up to five years. You can also streamline your administration and increase business efficiency while reducing costs and possible fraud by taking up value-added services that are integrated with NetBank Business. These services include Nedbank Payroll, Nedbank Accounting and Nedbank DocuSafe. Competitive lending and investment solutions Nedbank provides customised lending solutions at competitive rates to suit the needs of organisations within the public sector. Short-term and long-term investment options are available at competitive rates. Fleet management solutions Managing your vehicles can be time-consuming and expensive. We provide a solution to meet your fleet management requirements. Our NedFleet card can be used to control all vehicle operating expenses such as fuel, oil, tolls and even maintenance. We also provide a solution for financing your fleet, whether it be trucks or passenger vehicles. The detailed NedFleet reporting system keeps you up to date with your fleet s health. Card solutions Nedbank is a certified issuing and acquiring member of MasterCard International, Visa International and American Express. Corporate Acquiring offers physical solutions, ie point-of-sale devices deployed all over the world for card acceptance (standalone and integrated options), as well as e-commerce solutions such as software to enable card acceptance in a card not present environment. Corporate Issuing offers a consolidated corporate payment system that provides worldclass service at the lowest possible cost and risk. The Corporate Card Programme assists clients in achieving the highest possible savings, while continuously delivering service excellence. The card programme is a comprehensive expense management system designed specifically for travel- and entertainment-related operating costs. Corporate Card product offerings are the cornerstones of a complete expense management solution that helps achieve ultimate control of travel and company spend. Whether used for travel or everyday spending, our cards provide a total solution that will help maximise control, drive savings, benefit employees and make global management possible. 3 Making public sector happen 4

4 Driving transformation and enterprise development The public sector is an important contributor to economic transformation through its procurement practices and support of emerging businesses. In its own promotion of enterprise development Nedbank provides new businesses or those in the startup phase (under 24 months in operation) with free transactional banking for two years.* We also offer other value-added services to assist previously disadvantaged business owners in running a successful business, which are discussed below. Enterprise development funding Nedbank offers flexible, unique and all-encompassing enterprise development solutions to meet the specific financial and non-financial needs of qualifying black-owned businesses. Free business management seminars These are held twice a year on a national basis and give practical guidance and advice through guest speakers who provide insights on relevant and topical matters that affect the day-to-day life of entrepreneurs and their businesses. Mentorship Nedbank provides mentorship for entrepreneurs in the case of financing as well as specific turnaround situations via our strategic partner, Business Partners. Free financial training Nedbank offers qualifying clients free financial training. This is aimed at making the non-financial manager aware of the complexities of finance, and how to use finance as a management tool. It also explains the operational impact of financial statements. SimplyBiz SimplyBiz is an online resource offered free to small businesses. This site provides practical advice and services aimed at maintaining financial fitness and long-term sustainability. Nedbank consistently identifies ways of offering valuable support through interaction and engagement via this online portal. The SimplyBiz website is structured specifically for the provision of relevant information, cost-effective services and value offers negotiated with selected partners, based on the key drivers of business. Key tools offered by SimplyBiz include: Get connected allows you to connect and interact with other businesses to exchange ideas and generate business opportunities. Stay informed combines website links and how to guides to keep you up to date with the latest business thinking. Get advice enables you to gain valuable insights from It s My Biz and Nedbank seminars. Business registration In a further demonstration of the bank s understanding of the challenges faced by entrepreneurs and small-business owners, Nedbank has partnered with SwiftReg, which specialises in the online registration of businesses. Through our Nedbank Small Business Services representatives in branches we facilitate the registration of a business for all clients with a business current account. Enable small business gives you insight into the day-to-day running of your enterprise and enables you to make use of our excellent offers. * Terms and conditions apply. 5 Making public sector happen 6

5 Meeting the needs of your employees We also understand that your employees have personal day-to-day banking needs. For this reason we have a complete portfolio of competitive products and personal banking solutions, supported through a dedicated Work website, call centre and banker. Our products include the following: Transactional/Current accounts Savings accounts Investment accounts Financial planning Home loans Personal loans Vehicle finance Our focus is to deliver cost-effective banking solutions, such as our Savvy and Ke Yona products, within various life stages, underpinned by our financialfitness education programmes through our Work offering. Nedbank sponsorships and our staff volunteer programmes, which have contributed millions to community upliftment. Our strategic sponsorships Nedbank Cup Ke Yona As the only cup competition of its kind in South Africa, the format makes it possible for teams from the South African Football Association and National First Division ranks to challenge their more illustrious counterparts for top honours, while also contributing to a standard of professional soccer by pitting Premier League rivals against each other in a must-win format. The Nedbank Cup also contributes to sport and community development at a regional level yet another way Nedbank is making things happen. The financial-fitness overview provides staff with financial knowhow and product-specific knowledge and skills so that they can make investment, savings, credit and banking decisions, and understand the consequences of their decisions. The consumer education overview empowers your staff with knowledge and skills to make informed decisions about finance. Our commitment to community growth At Nedbank we strive to go beyond banking we are driven to be part of the communities we serve. As a member of the Old Mutual Group in South Africa, Nedbank is part of a strategic partnership with the Department of Provincial and Local Government to build capacity for service delivery in targeted municipalities through the deployment of technical experts. This contribution to government s key role in South Africa s social and economic development is making a difference to all municipality projects. This is complemented by the social investment activities of the Nedbank Foundation, 7 Making public sector happen 8

6 The SA Paralympic Team Nedbank has been a proud partner of sport for the disabled since 1992, when the bank partnered with the SA Paralympic Team at the Barcelona Paralympic Games. The partnership continued through Atlanta (1996), Sydney (2000), Athens (2004), Beijing (2008), London (2012) and Nedbank is, yet again, making things happen for the SA Paralympic Team competing in Rio in Nedbank and Old Mutual Budget Speech Competition In association with the Department of Finance, this competition aims to promote economic excellence in South Africa. Nedbank s four affinity programmes The Nedbank Children s Affinity Programme, which supports needy children in partnership with the Nelson Mandela Children s Fund, nedbankchildren.co.za. The Nedbank Green Affinity Programme, which supports the environment and helps combat climate change through The Green Trust, nedbankgreen.co.za. The Nedbank Sport Affinity Programme, which supports sport development in South Africa through The Sports Trust, nedbanksport.co.za. The Nedbank Arts Affinity Programme, which supports the development of South African arts, culture and heritage through the Arts & Culture Trust, nedbankarts.co.za. Nedbank Running Clubs Nedbank supports road running through its sponsorship of 11 Nedbank Running Clubs (NCRs) around the country. The clubs were founded eight years ago (2007) with the aim of attracting Nedbank employees, Nedbank clients and the general public to the sport of road running, thereby growing the base of active athletes in the country. Nedbank's other sponsorships include the Comrades Marathon and Tom Cottrell's Guide Book Publications. To learn more about Nedbank s public sector offering please us at publicsector@nedbank.co.za or visit our website at nedbank.co.za. 9 Making public sector happen 10

7 Nedbank 135 Rivonia Campus 135 Rivonia Road Sandown Sandton 2196 PO Box 1144 Johannesburg 2000 South Africa Tel: +27 (0) Website: nedbank.co.za Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16). Published August 2015

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