State Medicaid Best Practice School-based Telehealth

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "State Medicaid Best Practice School-based Telehealth"

Transcription

1 S a emedi cai dbes Pr ac i ce School BasedTel eheal h Jul y201 3 Thi sdocumenwasmadepos s i bl ebygr an#g22rh f r om heof ficef or headvancemenoft el eheal h,heal hres our cesandser vi cesadmi ni s r a i on,dhhs.

2 Sae Medicaid Bes Pracice School-based Telehealh July 2013 This documen was made possible by Gran #G22RH from he Office for he Advancemen of Telehealh, Healh Resources and Services Adminisraion, DHHS. None of he informaion conained in he Sae Bes Pracice Series or in his documen consiues legal advice. The informaion presened is informaional and inended o serve as a reference for ineresed paries, and no o be relied upon as auhoriaive. Your own legal counsel should be consuled as appropriae. Page 1

3 Sae Medicaid Bes Pracice School-Based Telehealh Fory-four saes have some form of Medicaid coverage for healhcare services delivered via elehealh using video-conferencing. 1 Ye, varying policies affecing access, coverage and reimbursemen have no allowed sudens and heir providers o leverage he full capabiliies of elemedicine for school-based elehealh. School-based elehealh is one area overlooked by many Medicaid healh plans as a recognized model for qualiy and cos-effecive healhcare delivery. The Use of Telehealh in Schools There are close o 2,000 school-based healh ceners (SBHCs) operaing naionally. Mos are locaed in a school building, while a small percenage of SBHCs are mobile or in separae faciliies on school propery. The goals of SBHCs are o mee he healhcare needs of children, paricularly hose in underserved communiies, wih minimum disrupion o he child's classroom ime or he paren's work day. Alhough elehealh is an ideal means o his end, few SBHCs uilize remoe healhcare echnologies 2 even hough well over 25 million children are currenly eligible for Medicaid services. In a 2009 brief, he Children s Parnership cied 18 sae and communiy-based programs operaing around he counry ha used school-based elehealh. 3 School-based elehealh involves he use of elecommunicaions, including ineracive video conferencing and sore-and-forward ransmissions, o deliver a variey of healh care services o children locaed in a school. School-based elehealh is a delivery mehod ha can be used o improve healh qualiy and academic oucomes, and provide access o a wide specrum of care including primary and acue care, chronic disease managemen, behavioral and menal healh, speech herapy, denal screenings, nuriional counseling, and prevenion and healh educaion. School-based providers, usually regisered nurses, can use elehealh o connec wih anoher provider via video conferencing, or capure, sore and share recorded sounds and images from advanced insrumens such as a digial ooscope or elecronic sehoscope. Sae Opporuniies o Improve Access Using Telehealh in Schools Saes have several opions o improve school-based healh services hrough he use of elehealh. These include enacing legislaion, proposing adminisraive regulaions, or applying for a federal block gran under Tile V of he Social Securiy Ac o improve maernal and child healh or a formula gran under he Individuals wih Disabiliies Educaion Ac (IDEA) o enhance services for children wih special needs. Many school-age Medicaid recipiens are also eligible for services under hese federal programs. Ye, despie he numerous avenues for saes o leverage, exising policy barriers o Medicaid coverage for school-based elehealh are differen when compared o oher healh care services and are someimes difficul o navigae. School-based healh ceners usually offer heir services Page 1

4 o school-age children a no-cos, and rely on public and privae grans and insurance reimbursemen o susain heir medical pracices. In he case of Medicaid, each sae varies in he ypes of services or providers ha will be covered under heir healh plans. No all Medicaid plans recognize school-based clinics as a covered healh care provider or licensed faciliy; nor do hey allow coverage for all elehealh-provided services. In addiion, a rapidly growing number of Medicaid recipiens are covered under managed care plans ha involve compeiive bidding and capiaed paymens insead of fee-for-service. SBHCs are ofen no eligible for reimbursemen by managed care plans unless hey become a par of heir nework. Moreover, many saes do no classify SBHCs as healh care safey ne providers, hus leaving hem ineligible for guaraneed reimbursemen for he full cos of services provided. These policy barriers limi he coss ha SBHCs can recover for a wide variey of services provided, and also place a srucural bias agains SBHCs seeking some level of coverage for elehealh-provided services. Sae Policy Bes Pracices To improve paien access o healhcare hrough elehealh, ATA has analyzed enaced sae elehealh policies and highlighed hose respecive saes wih he bes policy models for elehealh services. These bes pracice models can be used as benchmarks for oher saes considering new or revising exising elehealh policies. In he area of school-based elehealh, ATA has examined enaced laws, published fiscal noes and bill repors, published regulaions, and Medicaid provider manual guides for he saes wih Medicaid coverage in hose areas. ATA also reviewed sae issued repors and clinical programs demonsraing qualiy and cos-effecive elehealh deploymen and uilizaion. The crieria used o idenify saes wih model policies regarding school-based elehealh include: Georgia Inclusive definiions of echnology wih lile o no resricions on he ypes of echnology approved for use in a clinical service Geographic area served Applicable healh services and condiions Provider eligibiliy Reimbursemen mehodology Level of coverage and affeced healh care plans. Georgia Medicaid reimburses healh care providers when elehealh services are delivered o school-based healh ceners. Alhough SBHCs are no lised as a Medicaid provider in he sae Medicaid manual, SBHCs are eligible o receive a $20.52 originaing sie faciliy fee for elehealh services rendered a heir sie. Claims mus be submied wih a special billing code (Q3014 HCPCS). Page 2

5 Originaing sies recognized under Georgia s elemedicine policy mus have a elecommunicaions sysem ha allows he disan provider o visually examine he paien s enire body including body orifices (such as ear canals, nose, and hroa). 4 Asynchronous ransmission such as sore-and-forward or remoe monioring is no reimbursable. There is no requiremen o formally presen a paien o he disan sie physician or specialis, bu a provider mus be available if clinically appropriae. The only disan sies allowed for a elehealh encouners include: physician/praciioner office, criical access hospial, federallyqualified healh cener, communiy menal healh cener, hospial, rural healh clinic, skilled nursing faciliy, and Georgia public healh clinic. Physicians, physician assisans, clinical psychologiss, nurse praciioners, and clinical nurse specialiss are he only providers allowed o be reimbursed for elehealh-provided services, including hose delivered remoely o a school sie. Nebraska Nebraska enaced a law in 2009 o require Medicaid fee-for-service coverage of elehealhprovided services a he same rae of in-person services. In January 2013, Nebraska lawmakers inroduced a bill o expand Medicaid coverage o include school-based elehealh. LB 556 was inroduced wih he inenion of allowing Medicaid o cover elehealh services for children hrough public schools. Unforunaely his language was sricken from he bill before i was signed ino law. The new law now expands coverage of pediaric elemenal healh services in physician offices. (1) The Deparmen of Healh and Human Services, in collaboraion wih he Sae Deparmen of Educaion, shall adop and promulgae rules and regulaions providing for elehealh services for children hrough he public schools. Such rules and regulaions shall provide a means for school personnel, physicians, and behavioral healh professionals o communicae wih each oher regarding elehealh services for eiher medical or behavioral healh condiions. (2) The rules and regulaions required pursuan o subsecion (1) of his secion shall include, bu no be limied o: (a) School personnel or oher aduls presen when a child is receiving elehealh services a a public school sie need no have medical raining, excep ha a school nurse, a counselor, or anoher person familiar wih he child's reamen plan and able o aend o any emergencies shall be presen wih he child a such sie; (b) Telehealh services may be received by a child a a public school sie regardless of he disance beween such sie and he neares healh care faciliy offering a comparable service; (c) Telehealh services received by a child a a public school sie shall be eligible for coverage under he medical assisance program pursuan o secion ; and Page 3

6 New Mexico (d) Transmission coss and relaed services for elehealh services received by a child a a public school sie shall be reimbursed under he medical assisance program as provided in secion New Mexico Medicaid has reimbursed for school-based healh services delivered via videoconferencing since There are 20 school-based healh clinics ha have insalled videoconferencing sysems o enable elehealh encouners for school-aged children. According o sae regulaions, elehealh-provided services are covered a he same rae of inperson services. All services are covered o he same exen he service and he provider are covered when no provided hrough elehealh. 5 The following medically necessary healh services are covered when using real-ime ineracive audio-video echnology o faciliae a school-based elehealh encouner: consulaions, evaluaion and managemen services, individual psychoherapy, pharmacologic managemen, psychiaric diagnosic inerview examinaions, and individual medical nuriion services. Medicaid also covers an exensive lis of providers, including school-based healh ceners, who are eligible for reimbursemen of elehealh-provided services if hey are licensed in he sae and enrolled as a Medicaid provider: (1) physicians licensed o pracice medicine or oseopahy; (2) podiariss; (3) faciliies licensed as diagnosic and reamen ceners by he New Mexico deparmen of healh (DOH), communiy menal healh ceners, core service agencies, hospials, rural healh clinics, school-based healh ceners, and federally qualified healh ceners; services performed in hese faciliies mus be furnished by individual praciioners who are enrolled as providers; (4) cerified nurse praciioners and regisered nurses may provide services in collaboraion wih a physician or as independen providers wihin he scope of heir pracice; (5) cerified physician assisans; (6) nurse midwives licensed by he board of nursing as regisered nurses and licensed by he deparmen healh as cerified nurse midwives; (7) pharmacis clinicians; (8) individuals licensed as clinical nurse specialiss may provide services in collaboraion wih a physician or as independen providers wihin he scope of heir pracice; (9) psychologiss (Ph.D., Psy.D. or Ed.D.) licensed or board eligible as clinical psychologiss; (10) licensed independen social workers (LISW) licensed by he New Mexico board of social work examiners, licensed professional clinical counselors licensed by, and Page 4

7 marriage and family herapiss licensed by New Mexico counseling and herapy pracice board; (11) regisered dieiians or nuriion professionals when furnishing services wihin he scope of heir pracice as defined by sae law under he direcion of a licensed physician; (12) Indian healh service and ribal 638 faciliies; (13) physical herapiss; (14) occupaional herapis; or (15) speech pahologiss. 6 School-based healh ceners in he sae are also recognized as qualified originaing sies. Alhough New Mexico does no include geographic or disance limiaions as a condiion for reimbursemen delivered by he disan sie/provider, only cerain originaing sies are eligible for a faciliy fee reimbursemen. A elehealh originaing-sie communicaion sysem fee is covered if he eligible recipien was presen a and paricipaed in he elehealh visi a he an originaing-sie locaed in a healh professional shorage area (HPSA); a couny no classified as a meropolian saisical area (MSA); a primary medical care healh professional shorage area for physicians, nurse praciioners, and physician assisans; primary behavioral healh care professional shorage area for psychiariss and clinical psychologiss; a medical specialis shorage area for non-primary care medical specialies; an IHS or ribal 638 faciliy, a federally qualified healh cener or rural healh clinic or a federal or sae elemedicine demonsraion projec area. 7 Ohio and Virginia (Speech-Language Therapy Services) Speech-language herapy is an allied healh service ha can be successfully adminisered in schools o rea children wih speech and language delay. Ohio and Virginia Medicaid programs have covered school-based speech-language herapy delivered via elehealh since Boh saes reimburse he disan provider for he elehealh-provided service under he fee-for-service model and use of a GT modifier. Virginia will reimburse a qualified school aide who is presen wih he child during he elemedicine encouner, and he aide may be billed as a personal care assisan using he following code, Q3014. Ohio, for covered speech herapy services, reimburses for video-conferencing by speechlanguage pahologiss. Virginia Medicaid classifies elehealh-provided speech-language herapy as elepracice. Telepracice, as i is used here, is he delivery of speech herapy services by a DMAS approved provider hrough he use of videoconferencing o a child a a remoe locaion. Telepracice delivered services are subjec o he same DMAS requremens as when speech herapy services are delivered wihou elemedicine services such as provider qualificaions, service requiremens, confidenialiy of informaion and documenaion of services. 8 Page 5

8 Evidence-Based Oucomes for School-based Telehealh Numerous sudies have demonsraed he value of school-based elemedicine programs in chronic disease managemen, ye similar findings have also shown significan paren saisfacion and reducion in abseneeism School-based healh programs have shown successful oucomes as a resul of inegraing elehealh For example, 99 percen of parens repored ha he elehealh-provided services offered hrough he Kansas TeleKidcare program were beer or jus as good as in-person care. 14 A 2009 published peer-reviewed aricle included a sudy on he effecs of elemedicine as effecive ool o improve Type 1 diabees managemen in school-aged children. Over he course of he sudy, school nurses and children ages 5 o 14 received remoe diabees care managemen from a specialy eam hrough videoconferencing sysems se up in he school. As a resul of he elemedicine inervenion, heir Hgb A1c levels lowered, and hey experienced fewer hospial and ER rips during he school year. 15 Oher research has shown he effeciveness of using school-based elemedicine o enhance psychiary services, paricularly hrough video-conferencing. A program in rural Georgia has used elemedicine o connec child and adolescen menal healh specialiss o assess and rea children condiions including aenion defici hyper aciviy disorder (ADHD) and auism specrum disorders. In some cases, he use of school-based elehealh has also been used in siuaions involving children wih suicidal houghs or making suicidal aemps. 16 Model Medicaid Policy Consideraions Based on sae bes pracices, ATA suggess he following basic provision for policymakers and healh care sakeholders o sar from in developing school-based elehealh policies o fi heir needs. Medicaid will provide coverage for elemedicine services a a school-based healh cener o he same exen ha he services would be covered if hey were provided hrough inperson consulaion. Since mos Medicaid plans make significan use of managed care plans, ofen wih he incenives of fixed rae paymens, i is imporan ha such plans have he flexibiliy o fully uilize schoolbased elehealh for heir enrollees. 1 Sae Telehealh Laws and Reimbursemen Policies. Cener for Conneced Healh Policy. June School-Based Healh Ceners: Naional Census School Year Naional Assembly on School-Based 3 School-based Telehealh: An Innovaion Approach o Mee he Healh Care Needs of California s Children. The Children s Parnership. Ocober GA Dep. of Communiy Healh, GA Medicaid Telemedicine Handbook, p. 2, (Nov. 2012). 5 New Mexico Adminisraive Code Secion Ibid. Secion Ibid. 8 Virginia Deparmen of Medical Assisan Services, Medicaid Provider Manual, Local Educaion Agency Provider Manual, Covered Svcs. and Limiaions, p. 13 (Oc. 24, 2012). Page 6

9 9 McConnochie KM, Wood NE, Herendeen NE, en Hoopen CB, and Roghmann KJ. Telemedicine and e-healh. June 2010, 16(5): doi: /mj McConnochie KM, Wood NE, Kizman HJ, Herendeen NE, Roy J, and Roghmann KJ. Pediarics Vol. 115 No. 5 May 1, 2005 pp (doi: /peds ). 11 Polovoy, C. Telepracice in Schools Helps Address Personnel Shorages. ASHA Leader, McCullough A. Viabiliy and effeciveness of eleherapy for pre-school children wih special needs. Inernaional Journal of Language and Communicaion Disorders, McGrah Davis, e al. Journal of Pediaric Psychology February Spaulding, R. J., Cook, D. J., & Doolile, G. C. (2006). School-based elemedicine in Kansas: Paren percepions of healh and economic benefis. In J. N. Yfanopoulos, G. T. Papanikos & Z. Bousioli (Eds.), Healh Care Issues: An inernaional perspecive(pp ). Ahens Insiue for Educaion and Research. 15 Daniels, Sephen R. School-cenered elemedicine for ype 1 diabees mellius. The Journal of Pediarics. Sepember 2009; 155(3): A2. 16 Knopf, Alison. School-based Telehealh Brings Psychiary o Rural Georgia. Behavioral Healhcare. 10 January Page 7

Introduction. But can telehealth live up to its promises?

Introduction. But can telehealth live up to its promises? Under s andi ng he Oppor uni i es&chal l eng es oft el eheal h Inroducion Telehealh is experiencing explosive growh. Indusry analyss esimae ha 37 percen more healhcare providers will offer elemedicine

More information

CAREER MAP HOME HEALTH AIDE

CAREER MAP HOME HEALTH AIDE CAREER MAP HOME HEALTH AIDE CAREER MAP HOME HEALTH AIDE Home healh aides are one of he fases growing jobs in New York Ciy. Wih more educaion, home healh aides can move ino many oher ypes of jobs in healh

More information

USE OF EDUCATION TECHNOLOGY IN ENGLISH CLASSES

USE OF EDUCATION TECHNOLOGY IN ENGLISH CLASSES USE OF EDUCATION TECHNOLOGY IN ENGLISH CLASSES Mehme Nuri GÖMLEKSİZ Absrac Using educaion echnology in classes helps eachers realize a beer and more effecive learning. In his sudy 150 English eachers were

More information

Performance Center Overview. Performance Center Overview 1

Performance Center Overview. Performance Center Overview 1 Performance Cener Overview Performance Cener Overview 1 ODJFS Performance Cener ce Cener New Performance Cener Model Performance Cener Projec Meeings Performance Cener Execuive Meeings Performance Cener

More information

Investigation of Human Resource Management Practices (HRM) in Hospitals of Jalgaon District

Investigation of Human Resource Management Practices (HRM) in Hospitals of Jalgaon District BUSINESS AND TECHNOLOGY (IJSSBT), Vol. 1,.2, FEBRUARY 213 Invesigaion of Human Resource Managemen Pracices (HRM) in Hospials of Jalgaon Disric Saroj B. Pail*; Dr. P.T.Choudhari** *Research Scholar, rh

More information

Outline of Medicare Supplement Coverage

Outline of Medicare Supplement Coverage Underwrien by Serling Life Insurance Company Ouline of Medicare Supplemen Coverage Benefi Char of Medicare Supplemen Plans Sold wih Effecive Daes on or afer June 1, 2010 TX OC (09/11) Medicare Supplemen

More information

By carefully studying the Canadian and

By carefully studying the Canadian and ON HEALTHCARE REFORM Universal Access and Cos Consrain Work In Canada and in Germany BY THOMAS P. WEIL, PhD Dr. Weil is presiden, Bedford Healh Associaes, Inc., Managemen Consulans for Healh and Hospial

More information

Impact of scripless trading on business practices of Sub-brokers.

Impact of scripless trading on business practices of Sub-brokers. Impac of scripless rading on business pracices of Sub-brokers. For furher deails, please conac: Mr. T. Koshy Vice Presiden Naional Securiies Deposiory Ld. Tradeworld, 5 h Floor, Kamala Mills Compound,

More information

HealthSelectSM. 2015 Medical Benefits Member Guide. Active employees. Retirees who are not eligible for Medicare. September 1, 2014 August 31, 2015

HealthSelectSM. 2015 Medical Benefits Member Guide. Active employees. Retirees who are not eligible for Medicare. September 1, 2014 August 31, 2015 HealhSelecSM www.healhselecofexas.com www.myuhc.com/hs of Texas 2015 Medical Benefis Member Guide Sepember 1, 2014 Augus 31, 2015 This guide is for: Acive employees Reirees who are no eligible for Medicare

More information

Advise on the development of a Learning Technologies Strategy at the Leopold-Franzens-Universität Innsbruck

Advise on the development of a Learning Technologies Strategy at the Leopold-Franzens-Universität Innsbruck Advise on he developmen of a Learning Technologies Sraegy a he Leopold-Franzens-Universiä Innsbruck Prof. Dr. Rob Koper Open Universiy of he Neherlands Educaional Technology Experise Cener Conex - Period

More information

Child Protective Services. A Guide To Investigative Procedures

Child Protective Services. A Guide To Investigative Procedures Child Proecive Services A Guide To Invesigaive Procedures The purpose of his brochure is o help you undersand he Child Proecive Services (CPS) reporing and response process. Please conac your CPS worker

More information

Nowadays, almost all health organizations do not have

Nowadays, almost all health organizations do not have Original Aricle The Developmen of Nurse Residency Program OBJECTIVE: To sudy new graduae nurses work problems; o design raining program courses as well as he experimenal evaluaion of he effeciveness of

More information

Dopamine, dobutamine, digitalis, and diuretics during intraaortic balloon support

Dopamine, dobutamine, digitalis, and diuretics during intraaortic balloon support Dopamine, dobuamine, digialis, and diureics during inraaoric balloon suppor Sephen Slogoff, M.D. n his presenaion, should like o discuss some conceps of drug herapy for inraaoric balloon paiens. Figure

More information

Market Liquidity and the Impacts of the Computerized Trading System: Evidence from the Stock Exchange of Thailand

Market Liquidity and the Impacts of the Computerized Trading System: Evidence from the Stock Exchange of Thailand 36 Invesmen Managemen and Financial Innovaions, 4/4 Marke Liquidiy and he Impacs of he Compuerized Trading Sysem: Evidence from he Sock Exchange of Thailand Sorasar Sukcharoensin 1, Pariyada Srisopisawa,

More information

Initiative to Transform Medical Education

Initiative to Transform Medical Education American Medical Associaion Iniiaive o Transform Medical Educaion American Medical Associaion Recommendaions for change in he sysem of medical educaion Iniiaive o Transform Medical Educaion Recommendaions

More information

As your trusted banking partner, Hang Seng Bank is committed to helping your company achieve success with a full range of solutions for your business

As your trusted banking partner, Hang Seng Bank is committed to helping your company achieve success with a full range of solutions for your business As your rused banking parner, Hang Seng Bank is commied o helping your company achieve success wih a full range of soluions for your business needs and joinly provides qualiy and affordable group medical

More information

Caring for trees and your service

Caring for trees and your service Caring for rees and your service Line clearing helps preven ouages FPL is commied o delivering safe, reliable elecric service o our cusomers. Trees, especially palm rees, can inerfere wih power lines and

More information

Course Outline. Course Coordinator: Dr. Tanu Sharma Assistant Professor Dept. of humanities and Social Sciences Email:tanu.sharma@juit.ac.

Course Outline. Course Coordinator: Dr. Tanu Sharma Assistant Professor Dept. of humanities and Social Sciences Email:tanu.sharma@juit.ac. Course Name : HUMAN RESOURCE MANAGEMENT Course Code: 10B1WPD75 Course Credi: (-0-0) Semeser: VII Course Type: Elecive (All B. Tech. sudens) Deparmen: Humaniies and Social Sciences Course Coordinaor: Dr.

More information

Academic Advising. Ultimately the college experience you build is your responsibility. Office: Phone: Web: Advising Hours:

Academic Advising. Ultimately the college experience you build is your responsibility. Office: Phone: Web: Advising Hours: C C M T a s h g i e H w e N o k o o b e id u G n io a r is g e R d n a g in is v d A, n io a n ie r Suden O ! C C M T o e m o c l We y. ne ur jo l na io a uc ed ur yo ou gh ou hr o be used ed nd e in is

More information

Idealistic characteristics of Islamic Azad University masters - Islamshahr Branch from Students Perspective

Idealistic characteristics of Islamic Azad University masters - Islamshahr Branch from Students Perspective Available online a www.pelagiaresearchlibrary.com European Journal Experimenal Biology, 202, 2 (5):88789 ISSN: 2248 925 CODEN (USA): EJEBAU Idealisic characerisics Islamic Azad Universiy masers Islamshahr

More information

The Application of Multi Shifts and Break Windows in Employees Scheduling

The Application of Multi Shifts and Break Windows in Employees Scheduling The Applicaion of Muli Shifs and Brea Windows in Employees Scheduling Evy Herowai Indusrial Engineering Deparmen, Universiy of Surabaya, Indonesia Absrac. One mehod for increasing company s performance

More information

Software Project Management tools: A Comparative Analysis

Software Project Management tools: A Comparative Analysis Sofware Projec Managemen ools: A Comparaive Analysis Mrs. Sonali Nemade Pad.Dr.D.Y.Pail A.C.S. College, Pimpri (India) sonali_namade@yahoo.co.in Mrs. Madhuri.A. Darekar Pad.Dr.D.Y.Pail A.C.S. College,

More information

MEDIA KIT NEW YORK CITY BAR

MEDIA KIT NEW YORK CITY BAR MEDIA KIT NEW YORK CITY BAR The New York Ciy Bar is he premier professional membership associaion for lawyers in he greaer New York Meropolian area. Wih over 24,000 aorney and law suden members, we represen

More information

Managed Care and Telehealth

Managed Care and Telehealth Thi sdocumentwasmadepos s i bl ebygr ant#g22rh251 6701 01f r om t heof ficef ort headvancementoft el eheal t h,heal t hres our cesandser vi cesadmi ni s t r at i on,dhhs. State Medicaid Best Practice Managed

More information

The NHSL Medical Education Department

The NHSL Medical Education Department The NHSL Medical Educaion Deparmen professional resusciaion appraisal resources developmen online ucion skills faculy professional resusciaion appraisal resourc elopmen online inducion skills faculy professional

More information

Telemental and Behavioral Health

Telemental and Behavioral Health St at emedi cai dbes tpr act i ce Tel ement aland Behavi or alheal t h Augus t201 3 Thi sdocumentwasmadepos s i bl ebygr ant#g22rh251 6701 01f r om t heof ficef or t headvancementoft el eheal t h,heal t

More information

Financial Aid. Be a Buff

Financial Aid. Be a Buff Financial Aid Be a Buff & Spend Less oal cos Borrow Less a Milligan LOAN DEBT 6,500 4,000 Milligan s oal cos is 6,500 below he naional average for privae colleges The average Milligan loan deb a graduaion

More information

Research and Development for Critical Infrastructure Protection. John Davis Commissioner

Research and Development for Critical Infrastructure Protection. John Davis Commissioner Research and Developmen for Criical Infrasrucure Proecion John Davis Commissioner R&D Issue for Criical Infrasrucure Proecion Wha should be done? Wha invesmen is needed? Who should do i? Wha is he proper

More information

In a class I teach for prospective administrators,

In a class I teach for prospective administrators, SEDL Leer APRIL 2007 11 The Professional Teaching and Learning Cycle: Implemening a Sandards-Based Approach o Professional Developmen In a class I each for prospecive adminisraors, a suden shared he sory

More information

THE MEDICAID BUY-IN AND SOCIAL SECURITY DISABILITY INSURANCE (DI) BENEFICIARIES: LESSONS FOR THE 2014 MEDICAID EXPANSION AND PROPOSALS TO REFORM DI

THE MEDICAID BUY-IN AND SOCIAL SECURITY DISABILITY INSURANCE (DI) BENEFICIARIES: LESSONS FOR THE 2014 MEDICAID EXPANSION AND PROPOSALS TO REFORM DI THE MEDICAID BUY-IN AND SOCIAL SECURITY DISABILITY INSURANCE (DI) BENEFICIARIES: LESSONS FOR THE 2014 MEDICAID EXPANSION AND PROPOSALS TO REFORM DI Melissa McInerney CRR WP 2013-20 Submied: Ocober 2013

More information

Individual Health Insurance April 30, 2008 Pages 167-170

Individual Health Insurance April 30, 2008 Pages 167-170 Individual Healh Insurance April 30, 2008 Pages 167-170 We have received feedback ha his secion of he e is confusing because some of he defined noaion is inconsisen wih comparable life insurance reserve

More information

NYWEA Asset Management Task Force White Paper

NYWEA Asset Management Task Force White Paper The New York Waer Environmen Associaion, Inc. The Waer Qualiy Professionals 525 Plum Sree Suie 102 Syracuse, New York 13204 (315) 422-7811 Fax: 422-3851 www.nywea.org e-mail: pcr@nywea.org NYWEA Asse Task

More information

ClaimCore. Putting Customers at the Core of Your Claims Processes. Integrated Customer Database. R es y me. Ad j u d ic ati o n

ClaimCore. Putting Customers at the Core of Your Claims Processes. Integrated Customer Database. R es y me. Ad j u d ic ati o n ClaimCore for Benefis Overview Feaures & Benefis The Core Suie Technology Services/Educaion Conac Us ClaimCore Puing Cusomers a he Core of Your Claims Processes Handle growh wih a rules-based, cusomer-focused

More information

Morningstar Investor Return

Morningstar Investor Return Morningsar Invesor Reurn Morningsar Mehodology Paper Augus 31, 2010 2010 Morningsar, Inc. All righs reserved. The informaion in his documen is he propery of Morningsar, Inc. Reproducion or ranscripion

More information

Identify and ranking the factors that influence establishment of total quality management system in Payame Noor University of Lordegan

Identify and ranking the factors that influence establishment of total quality management system in Payame Noor University of Lordegan Idenify and ranking he facors ha influence esablishmen of oal qualiy sysem in Payame Noor Universiy of Lordegan Farhad Farhadi MA Suden, Deparmen of Managemen, Najafabad Branch, Islamic Azad Universiy,

More information

SKF Documented Solutions

SKF Documented Solutions SKF Documened Soluions Real world savings and we can prove i! How much can SKF save you? Le s do he numbers. The SKF Documened Soluions Program SKF is probably no he firs of your supplier parners o alk

More information

GoRA. For more information on genetics and on Rheumatoid Arthritis: Genetics of Rheumatoid Arthritis. Published work referred to in the results:

GoRA. For more information on genetics and on Rheumatoid Arthritis: Genetics of Rheumatoid Arthritis. Published work referred to in the results: For more informaion on geneics and on Rheumaoid Arhriis: Published work referred o in he resuls: The geneics revoluion and he assaul on rheumaoid arhriis. A review by Michael Seldin, Crisopher Amos, Ryk

More information

Documenting Uncertain Times: Post-graduate Transitions of the. Academically Adrift. Cohort. Josipa Roksa

Documenting Uncertain Times: Post-graduate Transitions of the. Academically Adrift. Cohort. Josipa Roksa Documening Uncerain Times: Pos-graduae Transiions of he Academically Adrif Cohor Richard Arum Esher Cho Jeannie Kim Josipa Roksa Acknowledgmens This research projec is organized by he Social Science Research

More information

TABLE OF CONTENTS NOTES FROM THE DIRECTOR... 4 HIGHLIGHTS OF THE PAST YEAR...

TABLE OF CONTENTS NOTES FROM THE DIRECTOR... 4 HIGHLIGHTS OF THE PAST YEAR... A TABLE OF CONTENTS NOTES FROM THE DIRECTOR... 4 HIGHLIGHTS OF THE PAST YEAR... 6 Adminisraive Suppor... 7 Campus Healh Iniiaives...15 Environmenal and Occupaional Healh...24 Medical Services...26 Menal

More information

METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3

METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3 5 METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3 FELICITY BOYD ENDERS, PHD Mayo Clinic, Division of Biosaisics enders.feliciy@mayo.edu MARIE DIENER-WEST,

More information

METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3

METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3 5 METHODS OF LEARNING IN STATISTICAL EDUCATION: A RANDOMIZED TRIAL OF PUBLIC HEALTH GRADUATE STUDENTS 3 FELICITY BOYD ENDERS, PHD Mayo Clinic, Division of Biosaisics enders.feliciy@mayo.edu MARIE DIENER-WEST,

More information

Appendix D Flexibility Factor/Margin of Choice Desktop Research

Appendix D Flexibility Factor/Margin of Choice Desktop Research Appendix D Flexibiliy Facor/Margin of Choice Deskop Research Cheshire Eas Council Cheshire Eas Employmen Land Review Conens D1 Flexibiliy Facor/Margin of Choice Deskop Research 2 Final Ocober 2012 \\GLOBAL.ARUP.COM\EUROPE\MANCHESTER\JOBS\200000\223489-00\4

More information

Owens Community College

Owens Community College Sudy in he Unied Saes a: Owens Communiy College experience owens The Owens experience can help you sar he firs wo years of a bachelor s degree or prepare for a career. Owens invies you o seek your unique

More information

India s Healthcare Hurdles. Volume 9 Issue 2 RS 250

India s Healthcare Hurdles. Volume 9 Issue 2 RS 250 IN THIS ISSUE : STEPHEN M SAMMUT AND LAWTON R BURNS CALL FOR INNOVATIVE SOLUTIONS TO MEET INDIA'S HEALTHCARE CHALLENGES DR DEVI SHETTY ON HIS SUCCESSFUL MODEL OF HEALTH CITIES NANDINI RAJAGOPALAN DISCUSSES

More information

The Grantor Retained Annuity Trust (GRAT)

The Grantor Retained Annuity Trust (GRAT) WEALTH ADVISORY Esae Planning Sraegies for closely-held, family businesses The Granor Reained Annuiy Trus (GRAT) An efficien wealh ransfer sraegy, paricularly in a low ineres rae environmen Family business

More information

Labor Market Impact on Youth: A meta analysis of the Youth Employment Inventory 1

Labor Market Impact on Youth: A meta analysis of the Youth Employment Inventory 1 Labor Marke Impac on Youh: A mea analysis of he Youh Employmen Invenory 1 Olga Susana Puero 2 A. Inroducion Inervenions o suppor young workers have been broadly applied in boh developed and developing

More information

Chapter 1.6 Financial Management

Chapter 1.6 Financial Management Chaper 1.6 Financial Managemen Par I: Objecive ype quesions and answers 1. Simple pay back period is equal o: a) Raio of Firs cos/ne yearly savings b) Raio of Annual gross cash flow/capial cos n c) = (1

More information

If You Are No Longer Able to Work

If You Are No Longer Able to Work If You Are No Longer Able o Work NY STRS A Guide for Making Disabiliy Reiremen Decisions INTRODUCTION If you re forced o sop working because of a serious illness or injury, you and your family will be

More information

TSG-RAN Working Group 1 (Radio Layer 1) meeting #3 Nynashamn, Sweden 22 nd 26 th March 1999

TSG-RAN Working Group 1 (Radio Layer 1) meeting #3 Nynashamn, Sweden 22 nd 26 th March 1999 TSG-RAN Working Group 1 (Radio Layer 1) meeing #3 Nynashamn, Sweden 22 nd 26 h March 1999 RAN TSGW1#3(99)196 Agenda Iem: 9.1 Source: Tile: Documen for: Moorola Macro-diversiy for he PRACH Discussion/Decision

More information

Price elasticity of demand for crude oil: estimates for 23 countries

Price elasticity of demand for crude oil: estimates for 23 countries Price elasiciy of demand for crude oil: esimaes for 23 counries John C.B. Cooper Absrac This paper uses a muliple regression model derived from an adapaion of Nerlove s parial adjusmen model o esimae boh

More information

CAPt. Print e-procurement: Changing the Face of the Printing Industry CAP VENTURES. Market Forecast for Web-Based Print e-procurement

CAPt. Print e-procurement: Changing the Face of the Printing Industry CAP VENTURES. Market Forecast for Web-Based Print e-procurement Prin e-procuremen: Changing he Face of he Prining Indusry Marke Forecas for Web-Based Prin e-procuremen Buyers Crieria for Web Procuremen Opporuniies and Advanages for Prin Service Providers Profiles of

More information

To Sponsor or Not to Sponsor: Sponsored Search Auctions with Organic Links and Firm Dependent Click-Through Rates

To Sponsor or Not to Sponsor: Sponsored Search Auctions with Organic Links and Firm Dependent Click-Through Rates To Sponsor or No o Sponsor: Sponsored Search Aucions wih Organic Links and Firm Dependen Click-Through Raes Michael Arnold, Eric Darmon and Thierry Penard June 5, 00 Draf: Preliminary and Incomplee Absrac

More information

FINANCIAL AID. The law suspends aid eligibility for students convicted under federal or state law of sale or possession

FINANCIAL AID. The law suspends aid eligibility for students convicted under federal or state law of sale or possession FINANCIAL AID The mission of he Office of Financial Aid and Scholarships is o assis sudens in obaining funds o achieve heir educaional poenial. The universiy provides assisance o sudens hrough hree basic

More information

Quantity Surveyors career potential as construction project managers

Quantity Surveyors career potential as construction project managers December, 2. 6. 2013 Quaniy Surveyors career poenial as consrucion projec managers Michelle Burger Deparmen of Consrucion Economics Universiy of Preoria Preoria, Souh Africa michelle.burger@up.ac.za Absrac

More information

PolicyCore. Putting Innovation and Customer Service at the Core of Your Policy Administration and Underwriting

PolicyCore. Putting Innovation and Customer Service at the Core of Your Policy Administration and Underwriting PolicyCore Puing Innovaion and Cusomer Service a he Core of Your Policy Adminisraion and Underwriing As new echnologies emerge and cusomer expecaions escalae, P&C insurers are seeing opporuniies o grow

More information

WORKING P A P E R. Does Malpractice Liability Reform Attract High Risk Doctors? SETH A. SEABURY WR-674-ICJ. December 2009

WORKING P A P E R. Does Malpractice Liability Reform Attract High Risk Doctors? SETH A. SEABURY WR-674-ICJ. December 2009 WORKING P A P E R Does Malpracice Liabiliy Reform Arac High Risk Docors? SETH A. SEABURY WR-674-ICJ December 2009 This produc is par of he RAND Insiue for Civil Jusice working paper series. RAND working

More information

Cannibalization and Product Life Cycle Management

Cannibalization and Product Life Cycle Management Middle-Eas Journal of Scienific Research 19 (8): 1080-1084, 2014 ISSN 1990-9233 IDOSI Publicaions, 2014 DOI: 10.5829/idosi.mejsr.2014.19.8.11868 Cannibalizaion and Produc Life Cycle Managemen Ali Farrukh

More information

Why Did the Demand for Cash Decrease Recently in Korea?

Why Did the Demand for Cash Decrease Recently in Korea? Why Did he Demand for Cash Decrease Recenly in Korea? Byoung Hark Yoo Bank of Korea 26. 5 Absrac We explores why cash demand have decreased recenly in Korea. The raio of cash o consumpion fell o 4.7% in

More information

VOCATIONAL EDUCATION TRAINING (VET) IN SCHOOLS FOR VET CO-ORDINATORS 2016

VOCATIONAL EDUCATION TRAINING (VET) IN SCHOOLS FOR VET CO-ORDINATORS 2016 cenral IN S T I T U T E O F T EC H N O LO G Y VOCATIONAL EDUCATION TRAINING (VET) IN SCHOOLS FOR VET CO-ORDINATORS 2016 PROFILE FUNDED COURSES Vocaional Educaion Training in Schools (VET in Schools) a

More information

Distributing Human Resources among Software Development Projects 1

Distributing Human Resources among Software Development Projects 1 Disribuing Human Resources among Sofware Developmen Proecs Macario Polo, María Dolores Maeos, Mario Piaini and rancisco Ruiz Summary This paper presens a mehod for esimaing he disribuion of human resources

More information

PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE

PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE Profi Tes Modelling in Life Assurance Using Spreadshees PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE Erik Alm Peer Millingon 2004 Profi Tes Modelling in Life Assurance Using Spreadshees

More information

LEASING VERSUSBUYING

LEASING VERSUSBUYING LEASNG VERSUSBUYNG Conribued by James D. Blum and LeRoy D. Brooks Assisan Professors of Business Adminisraion Deparmen of Business Adminisraion Universiy of Delaware Newark, Delaware The auhors discuss

More information

Market Analysis and Models of Investment. Product Development and Whole Life Cycle Costing

Market Analysis and Models of Investment. Product Development and Whole Life Cycle Costing The Universiy of Liverpool School of Archiecure and Building Engineering WINDS PROJECT COURSE SYNTHESIS SECTION 3 UNIT 11 Marke Analysis and Models of Invesmen. Produc Developmen and Whole Life Cycle Cosing

More information

Analysis of Pricing and Efficiency Control Strategy between Internet Retailer and Conventional Retailer

Analysis of Pricing and Efficiency Control Strategy between Internet Retailer and Conventional Retailer Recen Advances in Business Managemen and Markeing Analysis of Pricing and Efficiency Conrol Sraegy beween Inerne Reailer and Convenional Reailer HYUG RAE CHO 1, SUG MOO BAE and JOG HU PARK 3 Deparmen of

More information

Strategic Optimization of a Transportation Distribution Network

Strategic Optimization of a Transportation Distribution Network Sraegic Opimizaion of a Transporaion Disribuion Nework K. John Sophabmixay, Sco J. Mason, Manuel D. Rossei Deparmen of Indusrial Engineering Universiy of Arkansas 4207 Bell Engineering Cener Fayeeville,

More information

Cable & Wireless Jamaica s Price Cap Plan

Cable & Wireless Jamaica s Price Cap Plan Office of Uiliies Regulaion Cable & Wireless Jamaica s Price Cap Plan Deerminaion Noice 2001 Augus 1 Absrac Cable and Wireless Jamaica (C&WJ) has radiionally been regulaed under a rae of reurn regime.

More information

TEMPORAL PATTERN IDENTIFICATION OF TIME SERIES DATA USING PATTERN WAVELETS AND GENETIC ALGORITHMS

TEMPORAL PATTERN IDENTIFICATION OF TIME SERIES DATA USING PATTERN WAVELETS AND GENETIC ALGORITHMS TEMPORAL PATTERN IDENTIFICATION OF TIME SERIES DATA USING PATTERN WAVELETS AND GENETIC ALGORITHMS RICHARD J. POVINELLI AND XIN FENG Deparmen of Elecrical and Compuer Engineering Marquee Universiy, P.O.

More information

Nikkei Stock Average Volatility Index Real-time Version Index Guidebook

Nikkei Stock Average Volatility Index Real-time Version Index Guidebook Nikkei Sock Average Volailiy Index Real-ime Version Index Guidebook Nikkei Inc. Wih he modificaion of he mehodology of he Nikkei Sock Average Volailiy Index as Nikkei Inc. (Nikkei) sars calculaing and

More information

MEDDELANDEN FRÅN SVENSKA HANDELSHÖGSKOLAN SWEDISH SCHOOL OF ECONOMICS AND BUSINESS ADMINISTRATION WORKING PAPERS

MEDDELANDEN FRÅN SVENSKA HANDELSHÖGSKOLAN SWEDISH SCHOOL OF ECONOMICS AND BUSINESS ADMINISTRATION WORKING PAPERS MEDDELANDEN FRÅN SVENSKA HANDELSHÖGSKOLAN SWEDISH SCHOOL OF ECONOMICS AND BUSINESS ADMINISTRATION WORKING PAPERS 3 Jukka Liikanen, Paul Soneman & Oo Toivanen INTERGENERATIONAL EFFECTS IN THE DIFFUSION

More information

LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE:

LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE: LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE: 1. Inroducion and definiions 2. Insiuional Deails in Social Securiy 3. Social Securiy and Redisribuion 4. Jusificaion for Governmen

More information

EDUCATION POLICIES AND STRATEGIES

EDUCATION POLICIES AND STRATEGIES EDUCATION POLICIES AND STRATEGIES Naional Educaion Secor Developmen Plan: A resul-based planning handbook 13 Educaion Policies and Sraegies 13 Educaion Policies and Sraegies 13 Naional Educaion Secor Developmen

More information

Multiprocessor Systems-on-Chips

Multiprocessor Systems-on-Chips Par of: Muliprocessor Sysems-on-Chips Edied by: Ahmed Amine Jerraya and Wayne Wolf Morgan Kaufmann Publishers, 2005 2 Modeling Shared Resources Conex swiching implies overhead. On a processing elemen,

More information

Molding. Injection. Design. GE Plastics. GE Engineering Thermoplastics DESIGN GUIDE

Molding. Injection. Design. GE Plastics. GE Engineering Thermoplastics DESIGN GUIDE apple GE Plasics GE Engineering Thermoplasics DESIGN GUIDE Wall Thickness Paring Lines Ejecion Appearance Pars Ribs/Gusses Bosses Holes Depressions Radii, Filles and Corners Molding Design Injecion s for

More information

ARCH 2013.1 Proceedings

ARCH 2013.1 Proceedings Aricle from: ARCH 213.1 Proceedings Augus 1-4, 212 Ghislain Leveille, Emmanuel Hamel A renewal model for medical malpracice Ghislain Léveillé École d acuaria Universié Laval, Québec, Canada 47h ARC Conference

More information

Your Membership Road Map. As of January 2011, Travelodge hotels in Canada do not participate in Wyndham Rewards.

Your Membership Road Map. As of January 2011, Travelodge hotels in Canada do not participate in Wyndham Rewards. Your Membership Road Map As of January 2011, Travelodge hoels in Canada do no paricipae in Wyndham Rewards. The road o your rewards sars here. Wih Wyndham Rewards, raveling really pays off. Say wih any

More information

BALANCE OF PAYMENTS. First quarter 2008. Balance of payments

BALANCE OF PAYMENTS. First quarter 2008. Balance of payments BALANCE OF PAYMENTS DATE: 2008-05-30 PUBLISHER: Balance of Paymens and Financial Markes (BFM) Lena Finn + 46 8 506 944 09, lena.finn@scb.se Camilla Bergeling +46 8 506 942 06, camilla.bergeling@scb.se

More information

Ecological Scheduling Decision Support System Based on RIA and Cloud Computing on the YaLong River Cascade Project

Ecological Scheduling Decision Support System Based on RIA and Cloud Computing on the YaLong River Cascade Project 2012 4h Inernaional Conference on Signal Processing Sysems (ICSPS 2012) IPCSIT vol. 58 (2012) (2012) IACSIT Press, Singapore DOI: 10.7763/IPCSIT.2012.V58.31 Ecological Scheduling Decision Suppor Sysem

More information

Duration and Convexity ( ) 20 = Bond B has a maturity of 5 years and also has a required rate of return of 10%. Its price is $613.

Duration and Convexity ( ) 20 = Bond B has a maturity of 5 years and also has a required rate of return of 10%. Its price is $613. Graduae School of Business Adminisraion Universiy of Virginia UVA-F-38 Duraion and Convexiy he price of a bond is a funcion of he promised paymens and he marke required rae of reurn. Since he promised

More information

Georgia State University CIS 8000 IT Project Management. Upon completion of the course, students should be able to:

Georgia State University CIS 8000 IT Project Management. Upon completion of the course, students should be able to: Georgia Sae Universiy CIS 8000 IT Projec Course Descripion This course examines he defining characerisics of IT projecs, especially involving he developmen of sofware inensive sysems, and inroduces he

More information

Why Do Real and Nominal. Inventory-Sales Ratios Have Different Trends?

Why Do Real and Nominal. Inventory-Sales Ratios Have Different Trends? Why Do Real and Nominal Invenory-Sales Raios Have Differen Trends? By Valerie A. Ramey Professor of Economics Deparmen of Economics Universiy of California, San Diego and Research Associae Naional Bureau

More information

IR Receiver Module for Light Barrier Systems

IR Receiver Module for Light Barrier Systems IR Receiver Module for Ligh Barrier Sysems MECHANICAL DATA Pinning: 1 = OUT, 2 = GND, 3 = V S 19026 APPLICATIONS Reflecive sensors for hand dryers, owel or soap dispensers, waer fauces, oile flush Vending

More information

Building an E- Commerce Strategy for the Office Equipment and Printer Marketplace. CAPt CAP VENTURES

Building an E- Commerce Strategy for the Office Equipment and Printer Marketplace. CAPt CAP VENTURES Building an E- Commerce Sraegy for he Office Equipmen and Priner Markeplace The Inerne is creaing a revoluion in he disribuion of office equipmen. New conceps and business models abound, and i seems cerain

More information

Price Controls and Banking in Emissions Trading: An Experimental Evaluation

Price Controls and Banking in Emissions Trading: An Experimental Evaluation This version: March 2014 Price Conrols and Banking in Emissions Trading: An Experimenal Evaluaion John K. Sranlund Deparmen of Resource Economics Universiy of Massachuses-Amhers James J. Murphy Deparmen

More information

Policies & Procedures. I.D. Number: 1071

Policies & Procedures. I.D. Number: 1071 Policie & Procedure Tile: Licened Pracical Nure (LPN ) ADDED SKILLS (Aigned Funcion) Auhorizaion: [x] SHR Nuring Pracice Commiee I.D. Number: 1071 Source: Nuring Dae Revied: Sepember 2004 Dae Effecive:

More information

California High School Exit Examination. Local Educational Agency and Test Site Coordinator s Manual July 2014 May 2015

California High School Exit Examination. Local Educational Agency and Test Site Coordinator s Manual July 2014 May 2015 California High School Exi Examinaion Local Educaional Agency and es Sie Coordinaor s Manual July May C o n a c I n f o r m a i o n California High School Exi Examinaion (CAHSEE) Suppor and Processing

More information

MEMORANDUM. From: Tina Kessler, Senior Program Analyst, San Diego Housing Commission

MEMORANDUM. From: Tina Kessler, Senior Program Analyst, San Diego Housing Commission MEMORANDUM To: Members of he Downown Communiy Planning Council From: Tina Kessler, Senior Program Analys, San Diego Housing Commission Dae: March 4, 2015 Subjec: Affordable Housing Fund FY 16 Annual Plan

More information

Prostate Cancer. Options for Localised Cancer

Prostate Cancer. Options for Localised Cancer Prosae Cancer Opions for Localised Cancer You or someone you know is considering reamen opions for localised prosae cancer. his leafle is designed o give you a shor overview of he opions available. For

More information

Information technology and economic growth in Canada and the U.S.

Information technology and economic growth in Canada and the U.S. Canada U.S. Economic Growh Informaion echnology and economic growh in Canada and he U.S. Informaion and communicaion echnology was he larges conribuor o growh wihin capial services for boh Canada and he

More information

Journal Of Business & Economics Research September 2005 Volume 3, Number 9

Journal Of Business & Economics Research September 2005 Volume 3, Number 9 Opion Pricing And Mone Carlo Simulaions George M. Jabbour, (Email: jabbour@gwu.edu), George Washingon Universiy Yi-Kang Liu, (yikang@gwu.edu), George Washingon Universiy ABSTRACT The advanage of Mone Carlo

More information

Amy Finkelstein. April 2006

Amy Finkelstein. April 2006 THE AGGREGATE EFFECTS OF HEALTH INSURANCE: EVIDENCE FROM THE INTRODUCTION OF MEDICARE * Amy Finkelsein April 2006 Absrac: This paper invesigaes he effecs of marke-wide changes in healh insurance by examining

More information

t Thick,intelligent,or thin access points? t WLAN switch or no WLAN switch? t WLAN appliance with 3rd party APs?

t Thick,intelligent,or thin access points? t WLAN switch or no WLAN switch? t WLAN appliance with 3rd party APs? IRONPOINT-FES IronPoin-FES Wireless Soluion IronPoin Benefis Mos Flexible WiFi Archiecure Leading Sandards-based Securiy Enerprise-class Mobiliy Advanced AP Funcionaliy Cenralized Managemen (wired & wireless)

More information

SHB Gas Oil. Index Rules v1.3 Version as of 1 January 2013

SHB Gas Oil. Index Rules v1.3 Version as of 1 January 2013 SHB Gas Oil Index Rules v1.3 Version as of 1 January 2013 1. Index Descripions The SHB Gasoil index (he Index ) measures he reurn from changes in he price of fuures conracs, which are rolled on a regular

More information

Establishing Prefabricated Wood I-Joist Composite EI

Establishing Prefabricated Wood I-Joist Composite EI July 008 Esablishing Prefabricaed Wood I- Composie EI INTRODUCTION Composie (glued/nailed) floors are common in boh residenial and commercial consrucion, and have been successfully designed by Prefabricaed

More information

Option Put-Call Parity Relations When the Underlying Security Pays Dividends

Option Put-Call Parity Relations When the Underlying Security Pays Dividends Inernaional Journal of Business and conomics, 26, Vol. 5, No. 3, 225-23 Opion Pu-all Pariy Relaions When he Underlying Securiy Pays Dividends Weiyu Guo Deparmen of Finance, Universiy of Nebraska Omaha,

More information

Grant Application Format

Grant Application Format Gran Applicaion Forma Organizaions applying for Gran are requesed o submi his applicaion along wih he projec proposal o: The Program Manager Coca-Cola India Foundaion Enkay Towers, Udyog Vihar Phase V

More information

The Greek financial crisis: growing imbalances and sovereign spreads. Heather D. Gibson, Stephan G. Hall and George S. Tavlas

The Greek financial crisis: growing imbalances and sovereign spreads. Heather D. Gibson, Stephan G. Hall and George S. Tavlas The Greek financial crisis: growing imbalances and sovereign spreads Heaher D. Gibson, Sephan G. Hall and George S. Tavlas The enry The enry of Greece ino he Eurozone in 2001 produced a dividend in he

More information

Management problems of electronic information resources: A case study of UNN Library

Management problems of electronic information resources: A case study of UNN Library Vol. 5(5), pp. 126-133, June, 2013 DOI: 10.5897/IJLIS011.097 ISSN 2141 2537 2013 Academic Journals hp://www.academicjournals.org/ijlis Inernaional Journal of Library and Informaion Science Full Lengh Research

More information

The Journey. Roadmaps. 2 Architecture. 3 Innovation. Smart City

The Journey. Roadmaps. 2 Architecture. 3 Innovation. Smart City The Journe 1 Roadmaps 2 Archiecure 3 Innovaion Uili Mobili Living Enr Poins o a Grid Journe Sraeg COMM projec Evoluion no Revoluion IT Concerns Daa Mgm Inegraion Archiecure Analics Regulaor Analics Disribued

More information

Reporting to Management

Reporting to Management CHAPTER 31 Reporing o Managemen Inroducion The success or oherwise of any business underaking depends primarily on earning revenue ha would generae sufficien resources for sound growh. To achieve his objecive,

More information

Chapter Four: Methodology

Chapter Four: Methodology Chaper Four: Mehodology 1 Assessmen of isk Managemen Sraegy Comparing Is Cos of isks 1.1 Inroducion If we wan o choose a appropriae risk managemen sraegy, no only we should idenify he influence ha risks

More information