Establishing a Paralegal Law Firm Points for Consideration

Size: px
Start display at page:

Download "Establishing a Paralegal Law Firm Points for Consideration"

Transcription

1 Establishing a Paralegal Law Firm Pints fr Cnsideratin 1. Backgrund Paralegal law firms are a relatively new phenmenn: but a ppular ne. At the end f the 1990s there were very few indeed. Hwever as realisatin f the extent t which legal services have been deregulated has grwn (alng with the general need fr legal services) s paralegal law firms have multiplied. We estimate that has at Octber 2009 there are between 6,000 7,000 paralegal law firms (cmpared t 10,100 slicitrs firms). We estimate the rate f grwth at between 15% and 20% per year. 2. Definitin The term paralegal is a default, catch-all term used t describe a wide variety f nn-lawyers wh d legal wrk. Similarly, paralegal law firm is a default, catch-all term used t describe cmmercial entities (including sle traders) wh ffer legal services t the public r business. Many paralegal law firms therefre d nt describe themselves as such. Sme describe themselves as paralegal advisry firms, thers as legal cnsultancies, legal advisrs etc. 3. Use f the Terms "Lawyer" and Law Firm Use f these terms is nt regulated by law in the same way that, fr example, use f the term "slicitr is prtected under the Slicitrs Act Hwever we anticipate at sme pint ppsitin frm sme r all f the eight grups f legal practitiners defined as lawyers under the Legal Services Act 2007 (slicitrs, barristers, ntaries, legal executives, law csts draftsmen, trade mark agents, licensed cnveyancers and patent agents). We suspect this ppsitin will arise when paralegal law firms start becming mre widely knwn f. Similarly, a great many members f the public still equate the terms "lawyer" and "law firm" with slicitrs. Anyne starting up a paralegal law firm needs t prtect themselves by making it very clear, preferably in writing, upn taking instructins frm a client that the client is aware that they are dealing with paralegals 1 P a g e

2 and nt slicitrs. Failure t d s wuld leave the paralegal law firm pen t ptential cmplaint frm clients. Our view is that using the term "law firm" is an acceptable plain-english descriptin f the services ffered. Hwever individuals shuld think very carefully befre calling themselves lawyers. Nt nly fr the reasns given abve, but because clients need t have trust in their legal advisers. If the client's definitin f a lawyer is smene wh has taken exams and jined a prfessin recgnised by statute then a paralegal wh falls shrt f this definitin runs the risk f lking dishnest. Such an impressin is like t lse firms mre clients than use f the term "lawyer" will gain! 4. Incrpratin Check List With tw exceptins, paralegal law firms are nt regulated any differently t ther rdinary cmmercial ventures. Fr example, there is n implied bligatin t have prfessinal indemnity insurance. Therefre when chsing an apprpriate business vehicle (partnership, limited cmpany, limited liability partnership etc.) The usual issues f cntrl, risk management, market perceptin and grwth strategy apply. Based upn the lng experience f slicitrs running legal practices, we recmmend that, where apprpriate, paralegal law firms cnsider the fllwing. Nne f these suggestins are required by law: Get prfessinal indemnity insurance. There is n case law n paralegal law firms being sued. Hwever there must be a gd chance that they will be held t a higher standard by the curts than ther business service prviders/advisrs t the public, and penalised mre severely fr transgressin. This is because there is ver 200 years f case law relating t slicitrs, saying that the law is special and high standards must apply t it. It's nt clear that this "extra burden" f heightened cmpetency/prfessinal service will be impsed upn paralegal law firms the way it has been impsed upn slicitrs and ther lawyers, but there must be a gd chance that sme paralegal law firms will be cnsidered sufficiently akin t slicitrs firms in the service they ffer that the principles relating t slicitrs will be extended t them. Get yur senir staff legally qualified in sme way - with the Institute f Paralegals r the Institute f Legal Executives fr example. Experience with ther paralegal law firms is that in situatins where persnal advice is being given (as ppsed t merely a prcess being fllwed) clients expect qualified practitiners t be advising them, and are wrried if they perceive the advisr t be a lay persn like them. Have a detailed client engagement letter setting ut all the relevant terms f ding business with yur client. There are tw reasns fr this: (a) Clients still benchmark mst legal services against the bligatin/services ffered by a slicitr. Slicitrs perate under a large number f regulatry requirements (e.g. the bligatin t keep client files free f charge fr at least seven years). Paralegal law firms run the risk f a serius mismatch between unviced client expectatins based upn what a slicitr wuld d, and the service actually being ffered. As mentined abve, it is nt entirely certain which party the curt wuld side with if a matter became litigius. Paralegal law firms shuld nte hwever that the curts have cnsistently held that in a relatinship between a prfessinal and a laypersn the nus is n the prfessinal t take preventative steps t avid bvius areas f misunderstanding and cnfusin. 2 P a g e

3 (b) It makes gd business sense even if the client is nt benchmarking against the service a slicitr wuld prvide. The prvisin f services have prven t be a very fertile grund fr mismatched expectatins between clients and prviders Fr the same reasns as abve, have a client clse-ut letter detailing where matters stand. Have sme frm f cntinuing prfessinal develpment prgramme fr yur staff. The quickest way fr any client t demnstrate pssible negligence n the part f the paralegal law firm is t ask a simple questin: The law can change - literally frm week t week. Yu are prviding legal services based upn that ever-changing law. What frmal systems d yu have in place t mnitr relevant changes and t ensure that yur staff keep their practice knwledge up-t-date? Make sure the client is cmpletely clear hw, and fr what, they will be billed. If yu are charging, (like slicitrs) n the basis f time spent, then be aware that the whle tpic is a minefield. Charging n the basis f time spent can mean many different things: All time spent wrking substantively n the matter, regardless f hw prductive it was Only prductive time spent wrking substantively n the matter All time spent n the matter even if nt wrking e.g. arriving unavidably early fr a meeting and charging fr the ne r tw hurs wait because yu can t d anything else with the time see als travel time, research, internal file administratin, lunch with the client etc Any f the abve, but nly if the matter is cncluded successfully Any f the abve, regardless f hw the matter ends (e.g. cmpany acquisitin des nt g ahead) r fails (debt nt recvered) Autmatic discunt if the underlying deal falls thrugh fr any reasn If yu are handling client mney, think seriusly abut ring-fencing it frm yur cmpany s wn mney. Have a frmal internal cmplaints prcedure - clients expect it. 5. Registratin Requirements Anyne nt specifically exempted (e.g. slicitrs) must first be registered with the Office f the Immigratin Services Cmmissiner befre they undertake any immigratin related wrk. Failure t be registered is an ffence. Fr mre details see Under the Cmpensatin Act 2006, anyne wh is nt specifically exempted (e.g. slicitrs) must first be registered with the Ministry f Justice (claims management divisin) befre they undertake any services relating t claims in the fllwing areas: (a) Persnal injury, including wrk-related injury, disease r disability; (b) Criminal injuries cmpensatin; (c) Industrial Injuries Disablement Benefit; 3 P a g e

4 (d) Emplyment; (e) Husing disrepair; (f) Financial prducts and services. Services in this cntext means: (a) Advertising fr, r therwise seeking ut (fr example, by canvassing r direct marketing), persns wh may have a cause f actin; (b) Advising a claimant r ptential claimant in relatin t his claim r cause f actin; (c) referring details f a claim r claimant, r a cause f actin r ptential claimant, t anther persn, including a persn having the right t cnduct litigatin (but nt if it is nt undertaken fr r in expectatin f a fee, gain r reward); (d) Investigating, r cmmissining the investigatin f, the circumstances, merits r fundatin f a claim, with a view t the use f the results in pursuing the claim; (e) Representatin f a claimant (whether in writing r rally, and regardless f the tribunal, bdy r persn t r befre which r whm the representatin is made). The Cmpensatin Act 2006 is designed t regulate the activity f claims management cmpanies - histrically the "ambulance chasers" wh wuld drum-up business fr slicitrs firms. The claims management business is much mre sphisticated nwadays. Hwever the Act was drafted s widely that it catches many paralegal law firms wh have nthing whatsever t d with claims management activities. It is an ffence t undertake any f the abve services in any f the said areas withut first being registered. Fr mre infrmatin please visit 6. Reserved Activities Sectin 5 abve relates t activities which paralegal law firms can d, but in respect f which they have t be registered. There are six activities which paralegal law firms are prhibited by law frm ding. The six activities are called "reserved activities". The nly peple allwed t d them are slicitrs and (in a few f the cases) sme f the ther grups f lawyers recgnised under the Legal Services Act Paralegal law firms are nt allwed by law t d the fllwing types f wrk: I. Have rights f audience befre the curts 1 ; II. Represent parties engaged in litigatin 2 ; III. The preparatin f instruments and the ldging f dcuments relating t the transfer r charge f land 3 ; IV. The preparatin f trust deeds dispsing f capital; V. The preparatin f papers n which t fund r ppse a grant f prbate r a grant f letters f administratin 4 ; 4 P a g e

5 VI. The administratin f aths and statutry declaratins. Ntes 1 Rights f audience means the right t stand up and speak n the behalf f the client in curt. Paralegal law firms hwever have rights f audience in almst all tribunals. 2 Representing parties engaged in litigatin means being their agent fr the purpses f the litigatin: having the paralegal law firm's name n the curt recrd, having the right t require the ppsing party t deal with them instead f the client direct etc. Please nte that fr paralegal law firms cvered by the Cmpensatin Act 2006 there is an even wider prhibitin n becming invlved in litigatin, even in the early pre-curt stages. 3 Prhibitin n ldging dcuments relating t the transfer f land. This is ften incrrectly described as a prhibitin n ding cnveyancing. Slicitrs and licensed cnveyancers d nt have a mnply n cnveyancing. The prhibitin relates purely t certain stages in the cnveyancing prcess. Paralegal law firms are at liberty t cnduct thse ther steps. 4 Prhibitin n ldging dcuments relating t prbate - as pint 3 abve fr cnveyancing. NB: pints 1 and 2 are nt always hnured - quite a few paralegal law firms cnduct litigatin even if the legal basis fr their actins are uncertain 7. General Requirements The usual requirements n business relating t such issues as data prtectin, VAT registratin, anti-mneylaundering prvisins, and Health & Safety cmpliance all still cntinue t apply. 8. Directrs/Officehlders There are n particular "fit and prper persn" requirements relating t directrs r fficers f paralegal law firms (althugh the persnal standing f cntrlling individuals may be taken int accunt by the Office f the Immigratin Services Cmmissiner r Ministry f Justice as part f the registratin prcesses they perate). 9. Cnclusin Fr the mst part the deregulatin f legal services has been a success. Hwever things are fluid, fr example the Legal Services Bard is nw debating the merits f pssibly regulating the activities f paralegal will writers. End James O'Cnnell Head f Plicy Disclaimer: The infrmatin cntained in this briefing nte is fr intended as an intrductry, backgrund briefing nly. Befre setting up a paralegal law firm r therwise acting n the infrmatin cntained in this dcument yu shuld seek prper legal advice and this undertake necessary research y Institute f Paralegals, 6 Graphite Square, Vauxhall Walk, Lndn, SE11 5EE, United Kingdm, Tel: P a g e

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners Guideline August 2013 Prfessinal indemnity insurance arrangements fr enrlled nurses, registered nurses and nurse practitiners Intrductin This guideline has been develped by the Nursing and Midwifery Bard

More information

Public consultation paper

Public consultation paper Public cnsultatin paper Nvember 2012 Public cnsultatin n guidelines fr prfessinal indemnity insurance arrangements fr nurses and nurse practitiners. Please prvide feedback by email t: nmbafeedback@ahpra.gv.au

More information

LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET

LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET A Pwer f Attrney is a legal dcument where a persn gives anther persn r persns (the Attrney) authrity t make certain decisins n his r her behalf. A Lasting

More information

Personal Data Security Breach Management Policy

Personal Data Security Breach Management Policy Persnal Data Security Breach Management Plicy 1.0 Purpse The Data Prtectin Acts 1988 and 2003 impse bligatins n data cntrllers in Western Care Assciatin t prcess persnal data entrusted t them in a manner

More information

Corporations Q&A. Shareholders. 2006 Edward R. Alexander, Jr.

Corporations Q&A. Shareholders. 2006 Edward R. Alexander, Jr. Crpratins Q&A. What is a crpratin and why frm ne? A crpratin is a business entity that is separate and distinct frm its wners. It can enter cntracts, sue and be sued withut invlving its wners (the sharehlders).

More information

An employer s Guide to engaging an occupational health physician

An employer s Guide to engaging an occupational health physician An emplyer s Guide t engaging an ccupatinal health physician When and why d emplyers need the services f ccupatinal physicians? Being in business invlves risk. Business pprtunities are inherently uncertain

More information

THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT. Your Employment Tribunal claim relating to your employment with...

THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT. Your Employment Tribunal claim relating to your employment with... THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT 1. What is cvered by this agreement Yur Emplyment Tribunal claim relating t yur emplyment with... 2. What is nt cvered by this agreement 2.1

More information

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS APPENDIX A FORM ADV (Paper Versin) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS Frm ADV: General Instructins Read these instructins carefully befre

More information

Data Protection Act Data security breach management

Data Protection Act Data security breach management Data Prtectin Act Data security breach management The seventh data prtectin principle requires that rganisatins prcessing persnal data take apprpriate measures against unauthrised r unlawful prcessing

More information

Macquarie Group Limited Trading Policy

Macquarie Group Limited Trading Policy Macquarie Grup Limited Trading Plicy Macquarie Grup Limited Trading Plicy This Plicy sets ut the trading restrictins that apply t trading in Macquarie securities (as defined in this Plicy) by Macquarie

More information

April 2011. In addition, we encounter valuation practices that present concerns in certain contexts, including:

April 2011. In addition, we encounter valuation practices that present concerns in certain contexts, including: April 2011 We wanted t take the pprtunity prvided by the AICPA s recent release f the expsure draft Practice Aid t share with ur clients and friends sme bservatins and best practice suggestins n this tpic.

More information

Guidance on the Relationship between Safeguarding, Best Interests, Deprivation of Liberty and the Court of Protection

Guidance on the Relationship between Safeguarding, Best Interests, Deprivation of Liberty and the Court of Protection Guidance n the Relatinship between Safeguarding, Best Interests, Deprivatin f Liberty and the Curt f Prtectin 1. Intrductin The purpse f this guidance is t prvide greater clarity fr staff abut the relatinship

More information

Briefing 4 Inquests and the disclosure of information to the coroner

Briefing 4 Inquests and the disclosure of information to the coroner briefing February 2013 The Francis Reprt Briefing 4 Inquests and the disclsure f infrmatin t the crner Key chapters Key recmmendatins 2, 11, 14, 22 274, 45, 273, 282, 283, 17 There is a requirement nt

More information

What Does Specialty Own Occupation Really Mean?

What Does Specialty Own Occupation Really Mean? What Des Specialty Own Occupatin Really Mean? Plicy definitins are cnfusing, nt nly t cnsumers but als t many f the insurance prfessinals wh sell them. Belw we will try t prvide an understandable explanatin

More information

Directives to Hospitals in respect of Reporting Requirements under the BPSAA

Directives to Hospitals in respect of Reporting Requirements under the BPSAA DRAFT Directives t Hspitals in respect f Reprting Requirements under the BPSAA Issued By Minister f Health and Lng-Term Care Effective April 1, 2011 DRAFT March 28, 2011 Table f Cntents 1. BACKGROUND...

More information

Compliance Alert. ERISA Fiduciary Responsibilities Frequently Asked Questions

Compliance Alert. ERISA Fiduciary Responsibilities Frequently Asked Questions Cmpliance Alert ERISA Fiduciary Respnsibilities Frequently Asked Questins March 31, 2015 Quick Facts: Individuals r entities that exercise discretin r cntrl ver an ERISA plan are fiduciaries. Fiduciary

More information

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear 7 Octber 2011 Re: Themed Inspectin int Third Party Persnal Injury Claims Dear During 2011 the Central Bank f Ireland ( Central Bank ) undertk a themed inspectin prject in relatin t the prcessing f third

More information

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs We enclse material which sets ut: Letter f Engagement Infrmatin fr clients which lawyers are required by the New Zealand Law Sciety t prvide; and Our standard terms f engagement. Services t be prvided

More information

australian nursing federation

australian nursing federation australian nursing federatin Submissin t the public cnsultatin n the Nursing and Midwifery Bard f Australia draft Guidelines fr prfessinal indemnity insurance arrangements fr nurses and nurse practitiners

More information

Internet and E-Mail Policy User s Guide

Internet and E-Mail Policy User s Guide Internet and E-Mail Plicy User s Guide Versin 2.2 supprting partnership in mental health Internet and E-Mail Plicy User s Guide Ver. 2.2-1/5 Intrductin Health and Scial Care requires a great deal f cmmunicatin

More information

Malpractice and Maladministration Policy

Malpractice and Maladministration Policy TR340 Malpractice and Maladministratin Plicy This plicy aims t: Define malpractice and maladministratin in the cntext f CIM/CAM studying members, Accredited study centres (ASCs), examinatin centres, invigilatrs

More information

INCOME TAX INSURANCE PERSONAL SICKNESS AND ACCIDENT INSURANCE TAKEN OUT BY EMPLOYEE WITH EMPLOYER PAYING THE PREMIUMS ON EMPLOYEE S BEHALF

INCOME TAX INSURANCE PERSONAL SICKNESS AND ACCIDENT INSURANCE TAKEN OUT BY EMPLOYEE WITH EMPLOYER PAYING THE PREMIUMS ON EMPLOYEE S BEHALF QUESTION WE VE BEEN ASKED QB 15/09 INCOME TAX INSURANCE PERSONAL SICKNESS AND ACCIDENT INSURANCE TAKEN OUT BY EMPLOYEE WITH EMPLOYER PAYING THE PREMIUMS ON EMPLOYEE S BEHALF All legislative references

More information

Dodd-Frank Report on Seller Financing

Dodd-Frank Report on Seller Financing Ddd-Frank Reprt n Seller Financing December 10, 2013 Published by Glbal Publishing Inc. 9799 Old St. Augustine Rd. Jacksnville, FL 32257 p. 904-262-0491 f. 904-262-1464 VIPServices@GlbalPublishinginc.cm

More information

ERISA Compliance FAQs: Fiduciary Responsibilities

ERISA Compliance FAQs: Fiduciary Responsibilities Brught t yu by Mrris & Reynlds Insurance ERISA Cmpliance FAQs: Fiduciary Respnsibilities The Emplyee Retirement Incme Security Act f 1974 (ERISA) is a federal law that sets minimum standards fr emplyee

More information

U18703: Conduct an assessment of risks in the workplace

U18703: Conduct an assessment of risks in the workplace U18703: Cnduct an assessment f risks in the wrkplace Unit Descriptr: Fundamental t this unit is an understanding f the prcess f carrying ut a risk assessment. A persn cmpetent in this unit shuld be able

More information

Employees - recruitment, records and monitoring

Employees - recruitment, records and monitoring Emplyees - recruitment, recrds and mnitring This guidance has been prduced t help rganisatins cmply with the Data Prtectin Act (DPA) when recruiting and emplying wrkers. It is relevant t public sectr emplyers,

More information

LEGAL PROBLEM-SOLVING QUESTIONS

LEGAL PROBLEM-SOLVING QUESTIONS LEGAL PROBLEM-SOLVING QUESTIONS A prblem questin invlves a set f hypthetical facts which raises at least ne issue that needs t be answered by reference t the law. In ther wrds, it is a shrt stry abut events

More information

GUIDE TO THE PROFESSIONAL PRACTICE STANDARD

GUIDE TO THE PROFESSIONAL PRACTICE STANDARD GUIDE TO THE PROFESSIONAL PRACTICE STANDARD Veterinarian-Client-Patient Relatinship (VCPR) Published: July 2016 Intrductin The Cllege s Prfessinal Practice Standard: Veterinarian-Client-Patient Relatinship

More information

RQ10.06 AACo Share Trading Policy

RQ10.06 AACo Share Trading Policy Australian Agricultural Cmpany Limited ACN 010 892 270 RQ10.06 AAC Share Trading Plicy Versin 5 This plicy was apprved by the Bard f Australian Agricultural Cmpany Limited n 15 December 2010. This plicy

More information

Municipal Advisor Registration

Municipal Advisor Registration FACT SHEET Municipal Advisr Registratin SEC Open Meeting Sept. 18, 2013 The Securities and Exchange Cmmissin tday will cnsider whether t adpt a rule that wuld establish a permanent registratin regime fr

More information

Directives to LHINs in respect of Reporting Requirements under the BPSAA. Issued By Minister of Health and Long-Term Care

Directives to LHINs in respect of Reporting Requirements under the BPSAA. Issued By Minister of Health and Long-Term Care Directives t LHINs in respect f Reprting Requirements under the BPSAA Issued By Minister f Health and Lng-Term Care Effective April 1, 2011 Table f Cntents 1. BACKGROUND... 2 2. REPORT ON THE USE OF CONSULTANTS...

More information

Mozo Pty Ltd ( Mozo ) Financial Services and Credit Guide. Australian Financial Services and Credit Licence No:

Mozo Pty Ltd ( Mozo ) Financial Services and Credit Guide. Australian Financial Services and Credit Licence No: Mz Pty Ltd ( Mz ) Financial Services and Credit Guide Australian Financial Services and Credit Licence N: 328141 Date prepared: 11 August 2016 What is the purpse f this Financial Services Guide? This Financial

More information

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions Maryland General Service (MGS) Area 29 Treatment Facilities Cmmittee (TFC) TFC Instructins Lve And Service Facility Presentatin t Patients We are frm Alchlics Annymus (AA), fr AA, and ur service is fr

More information

British Library. Public perceptions of networking

British Library. Public perceptions of networking British Library Public perceptins f netwrking 10 th Nvember 2014 METHODOLOGY Methdlgy Nte CmRes interviewed 1162 GB adults aged 18+ wh are either in r seeking full r part time wrk nline between 24 th and

More information

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy WHAT YOU NEED TO KNOW ABOUT Prtecting yur Privacy YOUR PRIVACY IS OUR PRIORITY Credit unins have a histry f respecting the privacy f ur members and custmers. Yur Bard f Directrs has adpted the Credit Unin

More information

Order Execution Policy

Order Execution Policy Order Executin Plicy This dcument summarises the general basis n which Rthschild ( Rthschild, we r us ) will prvide best executin fr a client ( client r yu ) when required by the Eurpean Unin s Markets

More information

Key Steps for Organizations in Responding to Privacy Breaches

Key Steps for Organizations in Responding to Privacy Breaches Key Steps fr Organizatins in Respnding t Privacy Breaches Purpse The purpse f this dcument is t prvide guidance t private sectr rganizatins, bth small and large, when a privacy breach ccurs. Organizatins

More information

St Andrews Christian College BOARD CONFLICT OF INTEREST POLICY

St Andrews Christian College BOARD CONFLICT OF INTEREST POLICY St Andrews Christian Cllege BOARD CONFLICT OF INTEREST POLICY April 2011 St Andrews Christian Cllege 2 Bard Cnflict f Interest Plicy Plicy Dcument Infrmatin Plicy Name Bard Cnflict f Interest Plicy Authr/Supervisr

More information

ARE YOU INTERESTED IN THE PRIOR LEARNING ASSESSMENT (PLA) PROGRAM?

ARE YOU INTERESTED IN THE PRIOR LEARNING ASSESSMENT (PLA) PROGRAM? ARE YOU INTERESTED IN THE PRIOR LEARNING ASSESSMENT (PLA) PROGRAM? City University f Seattle recgnizes that learning ccurs in many different ways and under varied circumstances. As a result, the University

More information

Privacy Policy. The Central Equity Group understands how highly people value the protection of their privacy.

Privacy Policy. The Central Equity Group understands how highly people value the protection of their privacy. Privacy Plicy The Central Equity Grup understands hw highly peple value the prtectin f their privacy. Fr that reasn, the Central Equity Grup takes particular care in dealing with any persnal and sensitive

More information

BENEFITFOCUS, INC. CORPORATE COMMUNICATIONS POLICY

BENEFITFOCUS, INC. CORPORATE COMMUNICATIONS POLICY BENEFITFOCUS, INC. CORPORATE COMMUNICATIONS POLICY I. PURPOSE T establish guidelines fr the disclsure f infrmatin regarding Benefitfcus, Inc. ( Benefitfcus ) t the investing public, market analysts, brkers,

More information

Version Endorsed by Authorised by Approved Effective Date. 1.0 Academic Board Chief Executive Officer 11 February st Trimester 2016

Version Endorsed by Authorised by Approved Effective Date. 1.0 Academic Board Chief Executive Officer 11 February st Trimester 2016 PL_AC_010: Disability Plicy Plicy Categry Academic Dcument Owner Chief Custmer Officer Respnsible Officer Head f Academic Services Review Date December 2016 Related Dcuments Admissins Plicy Versin Endrsed

More information

Operating as an S corporation may be wise for several reasons:

Operating as an S corporation may be wise for several reasons: S Crpratin Facts S crpratins are similar t LLCs in that they prvide wners with limited liability prtectin while ffering the tax structure f a partnership. Many entrepreneurs have tw gals when chsing a

More information

WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION)

WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION) WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION) Intrductin: Hw t Use This Tl As d all ther jurisdictins, BC requires emplyers t investigate and reprt specific kinds f wrkplace

More information

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap.

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap. Liability Briefing updated Octber 2008 Managing liability thrugh financial caps 26 Stre Street Lndn WC1E 7BT Tel: 020 7399 7400 Fax: 020 399 7425 Every well-run business must manage the risks that it faces

More information

CORPORATE CREDIT CARD POLICY

CORPORATE CREDIT CARD POLICY TITLE: POLICY OWNERS: DATE INSTITUTED: May 1, 2008 CURRENT VERSION: Ver. 1.6 REVISION DATE: July 1, 2015 Crprate Credit Card Plicy Melissa Cluse, Vice President & Cntrller Cindy Klein, Accunts Payable

More information

Information Bulletin PT 204/09.15

Information Bulletin PT 204/09.15 Infrmatin Bulletin PT 204/09.15 Operatr Accreditatin fr Limusine Services What is peratr accreditatin? The Transprt Operatins (Passenger Transprt) Act 1994 requires peratrs f public passenger services

More information

Heythrop College Disciplinary Procedure for Support Staff

Heythrop College Disciplinary Procedure for Support Staff Heythrp Cllege Disciplinary Prcedure fr Supprt Staff Intrductin 1. This prcedural dcument des nt apply t thse academic-related staff wh are mentined in the Cllege s Ordinance, namely the Librarian and

More information

Preface and Guide to the Code

Preface and Guide to the Code Agenda Item 2-F Preface and Guide t the Cde PREFACE Nte t Member Bdies and Firms The IESBA develps and issues, under its wn standard setting authrity, the Cde f Ethics fr Prfessinal Accuntants (the Cde)

More information

Are Insurance Premiums Deductible?

Are Insurance Premiums Deductible? Are Insurance Premiums Deductible? December 2011 Can I deduct the premiums? That s a questin yu prbably hear when yu re presenting an insurance cncept. Unfrtunately, the answer is generally n insurance

More information

Communications Campaign Manager (15 Months Fixed Term Contract) Grade 4

Communications Campaign Manager (15 Months Fixed Term Contract) Grade 4 Cmmunicatins Campaign Manager (15 Mnths Fixed Term Cntract) Grade 4 Jb descriptin Jb title: Divisin: Cmmunicatins Campaign Manger Marketing Date: August 2015 Reprting t: Main cntacts: Marketing Manager

More information

DALBAR Due Diligence: Trust, but Verify

DALBAR Due Diligence: Trust, but Verify BEST INTEREST INVESTMENT RECOMMENDATIONS Advisr Rle under Best Interest Regulatins January 27, 2016 In the era when the cntractual bligatin is t act in the client s best interest, investment decisins can

More information

CONFLICT OF INTERESTS POLICY

CONFLICT OF INTERESTS POLICY CONFLICT OF INTERESTS POLICY 1. Intrductin A Cnflict f Interest is a situatin that has the ptential t undermine the impartiality f anindividual because f the pssibility f a clash between the persn'sselfinterest

More information

OUR DISCIPLINARY POLICY

OUR DISCIPLINARY POLICY OUR DISCIPLINARY POLICY WHO is this plicy fr? Channel 4 emplyees wh ve passed their prbatinary perid Channel 4 managers This plicy des nt frm part f any emplyee s cntract f emplyment and we may amend it

More information

Insurance Toolkit for Landcare Groups in NSW P a g e 1

Insurance Toolkit for Landcare Groups in NSW P a g e 1 Insurance Tlkit fr Landcare Grups in NSW P a g e 1 FOREWARD This tlkit has been prepared t prvide guidance n insurance issues relating t Landcare grups in New Suth Wales. This kit is nt regarded as legal

More information

UTR Ebook How to get your UTR Number

UTR Ebook How to get your UTR Number UTR Ebk Hw t get yur UTR Number Published by UTR.rg.uk inf@utr.rg.uk 1. What is a UTR Number Table f Cntents 2. Hw t Apply fr a UTR Number 3. What t d if yu have lst yur UTR Number 4. Self emplyed What

More information

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au FACT SHEET BORROWING THROUGH SUPER Prepared by Brett Griffiths, Directr Superannuatin Cnsulting e bgriffiths@vincents.cm.au FACT SHEET Since September 2007 Self Managed Superannuatin Funds (SMSF s) can

More information

Own Brand Labelling. Version nd April 2016

Own Brand Labelling. Version nd April 2016 Own Brand Labelling Versin 1.0 22 nd April 2016 Cntents 1 Overview...3 2 Placing n the Market...3 3 Respnsibility f the manufacturer...3 4 Virtual manufacturing...4 5 Distributrs...4 6 Own Brand Labelling...4

More information

Mitigating the risks of Bullying & Harassment What does the evidence say and how do we do it?

Mitigating the risks of Bullying & Harassment What does the evidence say and how do we do it? Mitigating the risks f Bullying & Harassment What des the evidence say and hw d we d it? What d we mean by bullying? Different terms used t describe similar behaviur Different definitins in the academic

More information

Permit to Work. For the purpose of this policy, the following definitions & meanings shall apply.

Permit to Work. For the purpose of this policy, the following definitions & meanings shall apply. Level 3 - H&S Plicy Structure Permit t Wrk BACKGROUND A permit-t-wrk system is characterised by the use f frms r certificates t create highly frmal arrangements, with clearly defined rles. Such systems

More information

1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation?

1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation? Frequently Asked Questins 1. What insurance cverage is prvided fr Sigma Chi chapters that are members f the Risk Management Fundatin? Membership in the Risk Management Fundatin includes the fllwing mandatry

More information

How to put together a Workforce Development Fund (WDF) claim 2015/16

How to put together a Workforce Development Fund (WDF) claim 2015/16 Index Page 2 Hw t put tgether a Wrkfrce Develpment Fund (WDF) claim 2015/16 Intrductin What eligibility criteria d my establishment/s need t meet? Natinal Minimum Data Set fr Scial Care (NMDS-SC) and WDF

More information

Developing Expertise as Coaches of Teachers

Developing Expertise as Coaches of Teachers Develping Expertise as Caches f Teachers Presented by: Elaine M. Bukwiecki, Ed.D. Assciate Prfessr f Literacy Educatin Presented at: 11 th Internatinal Writing Acrss the Curriculum Cnference Savannah,

More information

ISO 9000 in Brief. Frequently Asked Questions (FAQ's)

ISO 9000 in Brief. Frequently Asked Questions (FAQ's) ISO 9000 in Brief Frequently Asked Questins (FAQ's) The ISO 9000 family f standards are amng ISO's mst widely knwn standards ever. ISO 9000 standards are implemented by all types f rganizatin in industrial

More information

Process for Responding to Privacy Breaches

Process for Responding to Privacy Breaches Prcess fr Respnding t Privacy Breaches 1. Purpse 1.1 This dcument sets ut the steps that ministries must fllw when respnding t a privacy breach. It must be read in cnjunctin with the Infrmatin Incident

More information

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE?

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? The Maine Bureau f Insurance 34 State Huse Statin Augusta, Maine 04333 207-624-8475 r 1-800-300-5000 (in Maine) http://www.maine.gv/pfr/insurance Paul

More information

Changes to Stark Regulations: A Refresher. Elizabeth E. Hogue, Esq. Office: Fax:

Changes to Stark Regulations: A Refresher. Elizabeth E. Hogue, Esq. Office: Fax: Changes t Stark Regulatins: A Refresher Elizabeth E. Hgue, Esq. Office: 877-871-4062 Fax: 877-871-9739 E-Mail: ElizabethHgue@ElizabethHgue.net As many prviders already knw, the s-called "Stark law" prhibits

More information

DRUG, ALCOHOL AND SUBSTANCE MISUSE POLICY FOR THE WORKPLACE

DRUG, ALCOHOL AND SUBSTANCE MISUSE POLICY FOR THE WORKPLACE DRUG, ALCOHOL AND SUBSTANCE MISUSE POLICY FOR THE WORKPLACE Intrductin Write yur business name here recgnises that drug, alchl and substance misuse are grwing scial and medical prblems, which can lead

More information

Equal Pay Audit 2014 Summary

Equal Pay Audit 2014 Summary Equal Pay Audit 2014 Summary Abut the dcument The fllwing summary is an abridged versin f Ofcm s equal pay audit 2014. In the full versin f the reprt we set ut ur key findings, cmment n any issues arising

More information

Appendix B: Assessment Criteria

Appendix B: Assessment Criteria Appendix B: Assessment Criteria I. Standards f Gd Regulatin as Adapted fr RECA Guidance and standards Standards f cmpetence and cnduct reflect up t date practice and legislatin. They priritize public prtectin.

More information

Wage & Hour Self-Audit Checklist

Wage & Hour Self-Audit Checklist This dcument is nly intended t give the reader an example f types f questins r issues that may arise in an audit by the Department f Labr. All readers are encuraged t speak with a qualified labr law attrney

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

The Consumer Rights Act a bird s eye view of the new landscape

The Consumer Rights Act a bird s eye view of the new landscape briefing December 2015 The Cnsumer Rights Act 2015 - a bird s eye view f the new landscape With the bulk f the Cnsumer Rights Act 2015 (the CRA) taking effect n 1 Octber 2015, we highlight imprtant pints

More information

Chris Chiron, Interim Senior Director, Employee & Management Relations Jessica Moore, Senior Director, Classification & Compensation

Chris Chiron, Interim Senior Director, Employee & Management Relations Jessica Moore, Senior Director, Classification & Compensation TO: FROM: HR Officers & Human Resurces Representatives Chris Chirn, Interim Senir Directr, Emplyee & Management Relatins Jessica Mre, Senir Directr, Classificatin & Cmpensatin DATE: May 26, 2015 RE: Annual

More information

Extending your student visa - Tier 4 (G)

Extending your student visa - Tier 4 (G) Extending yur student visa - Tier 4 (G) If yu are in the UK, have a student visa and need t extend it t cntinue yur studies this infrmatin is fr yu. Yu are required t have 40 pints in rder t be granted

More information

JOINT COMMITTEE ON HEALTH & CHILDREN- THURSDAY 22 JANUARY 2015 OPENING REMARKS, SIMON KAYLL, CEO, MEDICAL PROTECTION SOCIETY

JOINT COMMITTEE ON HEALTH & CHILDREN- THURSDAY 22 JANUARY 2015 OPENING REMARKS, SIMON KAYLL, CEO, MEDICAL PROTECTION SOCIETY THE CHALLENGES FACING THE MEDICAL PROFESSION ARISING OUT OF THE HIGH COST OF PROFESSIONAL MEDICAL INDEMNITY INSURANCE AND HOW THESE CHALLENGES ARE BEING MET JOINT COMMITTEE ON HEALTH & CHILDREN- THURSDAY

More information

Experian Privacy Policy for the provision of Experian CreditMatcher Service.

Experian Privacy Policy for the provision of Experian CreditMatcher Service. Experian Privacy Plicy fr the prvisin f Experian CreditMatcher Service. Versin: 2.0 Last Mdified: 13/09/16 Please take a mment t review ur privacy plicy and feel free t cntact us with any questins at creditmatcher@experian.c.uk.

More information

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions. This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented

More information

Corporate Standards for data quality and the collation of data for external presentation

Corporate Standards for data quality and the collation of data for external presentation The University f Kent Crprate Standards fr data quality and the cllatin f data fr external presentatin This paper intrduces a set f standards with the aim f safeguarding the University s psitin in published

More information

Application Forms. Application Forms. General Tips for Application Forms

Application Forms. Application Forms. General Tips for Application Forms Applicatin Frms Applicatin Frms Jb applicatin frms may be nline r paper-based and are used as a way f selecting between applicants. Sme jbs can be extremely cmpetitive, with sme graduate training schemes

More information

AUTO LIABILITY NON OWNED AUTO EXPOSURE

AUTO LIABILITY NON OWNED AUTO EXPOSURE AUTO LIABILITY NON OWNED AUTO EXPOSURE Backgrund: In tday s wrkplace, emplyees are mre ften required t use their persnally wned vehicles t cmplete their jb respnsibilities rather than a cmpany wned r leased

More information

There are a number of themed areas for which the Council has responsibility, and each of these is likely to generate debts of a specific type:

There are a number of themed areas for which the Council has responsibility, and each of these is likely to generate debts of a specific type: Wiltshire Cuncil Crprate Debt Recvery Plicy: 29102010 WILTSHIRE COUNCIL CORPORATE DEBT RECOVERY POLICY 1. Intrductin The Cuncil raises a significant prprtin f its ttal incmes thrugh lcal taxes and charges,

More information

Expense rules in the broader public sector

Expense rules in the broader public sector Expense rules in the brader public sectr Learn abut the Brader Public Sectr (BPS) Expenses Directive. Abut the BPS Expenses Directive The BPS Expenses Directive utlines fr brader public sectr rganizatins

More information

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association Ntice f Prtectin Prvided by Utah Life and Health Insurance Guaranty Assciatin This ntice prvides a brief summary f the Utah Life and Health Insurance Guaranty Assciatin ("the Assciatin") and the prtectin

More information

GUIDANCE ON DETERMINING FULL-TIME EMPLOYEE EQUIVALENT STATUS FOR PURPOSES OF THE EMPLOYER MANDATE ( PAY OR PLAY

GUIDANCE ON DETERMINING FULL-TIME EMPLOYEE EQUIVALENT STATUS FOR PURPOSES OF THE EMPLOYER MANDATE ( PAY OR PLAY GUIDANCE ON DETERMINING FULL-TIME EMPLOYEE EQUIVALENT STATUS FOR PURPOSES OF THE EMPLOYER MANDATE ( PAY OR PLAY ) and the 90-DAY MAXIMUM WAITING PERIOD The IRS, and the Departments f Health and Human Services

More information

INTERNATIONAL STANDARD ON AUDITING 265 COMMUNICATING DEFICIENCIES IN INTERNAL CONTROL TO THOSE CHARGED WITH GOVERNANCE AND MANAGEMENT CONTENTS

INTERNATIONAL STANDARD ON AUDITING 265 COMMUNICATING DEFICIENCIES IN INTERNAL CONTROL TO THOSE CHARGED WITH GOVERNANCE AND MANAGEMENT CONTENTS INTERNATIONAL STANDARD ON AUDITING 265 COMMUNICATING DEFICIENCIES IN INTERNAL CONTROL TO THOSE CHARGED WITH GOVERNANCE AND MANAGEMENT (Effective fr audits f financial statements fr perids beginning n r

More information

DisplayNote Technologies Limited Data Protection Policy July 2014

DisplayNote Technologies Limited Data Protection Policy July 2014 DisplayNte Technlgies Limited Data Prtectin Plicy July 2014 1. Intrductin This dcument sets ut the bligatins f DisplayNte Technlgies Limited ( the Cmpany ) with regard t data prtectin and the rights f

More information

First Global Data Corp.

First Global Data Corp. First Glbal Data Crp. Privacy Plicy As f February 23, 2015 Ding business with First Glbal Data Crp. ("First Glbal", First Glbal Mney, "we" r "us", which includes First Glbal Data Crp. s subsidiary, First

More information

Annuities and Senior Citizens

Annuities and Senior Citizens Illinis Insurance Facts Illinis Department f Insurance January 2010 Annuities and Senir Citizens Nte: This infrmatin was develped t prvide cnsumers with general infrmatin and guidance abut insurance cverages

More information

Registered Disability Savings Plan (RDSP) Frequently Asked Questions (FAQ) - Clients

Registered Disability Savings Plan (RDSP) Frequently Asked Questions (FAQ) - Clients Registered Disability Savings Plan (RDSP) Frequently Asked Questins (FAQ) - Clients PLAN OVERVIEW What is a Registered Disability Savings Plan (RDSP)? A Registered Disability Savings Plan (RDSP) is a registered

More information

You must successfully pass the exams organized by your National or Regional Board or Examination Provider.

You must successfully pass the exams organized by your National or Regional Board or Examination Provider. Hw can I get an ISTQB Certificate fr sftware testers? Yu must successfully pass the exams rganized by yur Natinal r Reginal Bard r Examinatin Prvider. There are three levels f certificatin: Fundatin level

More information

The chief executive officer and the chief finance officer are ex-officio members of the board.

The chief executive officer and the chief finance officer are ex-officio members of the board. DATATEC LIMITED BOARD CHARTER / TERMS OF REFERENCE 1. CONSTITUTION The primary bjective f the Cmpany s Bard Charter is t set ut the rle and respnsibilities f the Bard f Directrs ( the Bard ) as well as

More information

ACCESSIBILITY FOR ONTARIANS WITH DISABILITIES (AODA) USERS: All HMC Team Members and Third Parties

ACCESSIBILITY FOR ONTARIANS WITH DISABILITIES (AODA) USERS: All HMC Team Members and Third Parties ACCESSIBILITY FOR ONTARIANS WITH DISABILITIES (AODA) USERS: All HMC Team Members and Third Parties POLICY In accrdance with the Accessibility Standards fr Custmer Service, Ontari Regulatin 429/07, this

More information

FINANCE SCRUTINY SUB-COMMITTEE

FINANCE SCRUTINY SUB-COMMITTEE REPORT FOR: PERFORMANCE AND FINANCE SCRUTINY SUB-COMMITTEE Date f Meeting: 6 January 2015 Subject: Staff Survey and Sickness Absence Mnitring Results and Actin plans Respnsible Officer: Scrutiny Lead Member

More information

Information Guide Booklet. Home Loans

Information Guide Booklet. Home Loans Infrmatin Guide Bklet Hme Lans This Infrmatin Guide bklet prvides yu with general infrmatin nly. It will als help yu t better understand any recmmendatins we have made fr yu. Infrmatin Guide Hme Lans January

More information

Improved ADP and ACP Safe Harbor Plan Designs

Improved ADP and ACP Safe Harbor Plan Designs Imprtant Infrmatin Plan Administratin and Operatin April 2000* Imprved ADP and ACP Safe Harbr Plan Designs WHO'S AFFECTED This infrmatin applies t defined cntributin plans with a 401(k) feature r emplyer

More information

Typical Interview Questions and Answers

Typical Interview Questions and Answers Typical Interview Questins and Answers Why d yu want t wrk fr this cmpany? Why are yu interested in this jb? The interviewer is trying t determine what yu knw and like abut the cmpany, whether yu will

More information

Software Quality Assurance

Software Quality Assurance Sftware Quality Assurance Is it the same as Testing? Teji Chpra, Senir Test Cnsultant Planit Sftware Testing Abstract This paper attempts t dispel sme cmmn miscnceptins regarding the rles f Testing and

More information

Consumer credit law for Insolvency Practitioners (IPs)

Consumer credit law for Insolvency Practitioners (IPs) Page 1 Cnsumer credit law fr Inslvency Practitiners (IPs) Prduced in partnership with Carline Castle f Squire Pattn Bggs (UK) LLP This Practice Nte prvides a summary f cnsumer credit law fllwing the transfer

More information