GAFM 2013 TECHNICAL CONFERENCE CRS 2013 MANUAL CHANGES

Transcription

1 GAFM 2013 TECHNICAL CONFERENCE CRS 2013 MANUAL CHANGES

2 What Is The CRS? The Community Rating System is a FEMA program administered by ISO Recognizing communities that go beyond minimum NFIP standards Voluntary program Incentive based 19 creditable community Activities Communities can pick and choose these Activities Based on a 10 Class system. 500 pts. per Class 5% insurance premium discount per Class

3 ISO/CRS Specialists (15) Tom Brett (71) NY (Upstate), OH, PA, Portions of VA, WV VACANT (57) CT, MA, ME, NH, NY (Long Island), RI, VT Janine Ellington (72) NM, OK, TX Scott Cofoid (86) IL, MI, MN, ND, SD, WI Mike Bratcher (80) Non-Coastal GA, NC, SC Sue Hopfensperger (72) FL (Northern), GA (Coastal) Mandy Todd (76) Coastal NC and SC Heidi Liles (78) Southern FL Lori Lehr (74) Central FL and Monroe County Kerry Redente (103) AZ, CO, MT, UT, WY Marlene Jacobs (92) AK, ID, OR, WA Jonathan Smith (75) AL, LA, MS Christina Groves (75) AR, IN, IA, KS, KY, MO, NE, TN, Amanda Gowans (80) DE, MD, NJ, Portions of VA Dave Arkens (85) CA, HI, NV

4 1,211 Participating Communities

5 CRS Classifications ,211 CRS Communities

6 CRS CLASSIFICATIONS COUNTRY-WIDE As of 5/1/2012 CLASS CLASS CLASS CLASS CLASS 5 66 CLASS 4 7 CLASS 3 0 CLASS 2 3 CLASS 1 1 TOTAL 1211

7 CRS CLASSIFICATIONS Georgia Griffin CLASS 9 9 CLASS 8 15 CLASS 7 9 CLASS 6 7 CLASS 5 1 TOTAL 41 5 New Communities

8 New Georgia CRS Communities 1. Bryan County 2. East Point 3. Garden City 4. Johns Creek 5. Marietta

9 NFIP in Georgia 532 communities in NFIP 110 communities not in NFIP (17%)

10 NFIP in Georgia 64 Thousand Polices in Force $43 Million in Annual Premiums $5.4 Million in Annual CRS Savings

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12 New Goals: Reduce flood damage to insurable property, Strengthen and support the insurance aspects of the NFIP, and Encourage a comprehensive approach to floodplain management CRS Manual

13 Class 9 Prerequisites: 1. Regular phase of NFIP for at least 1 year 2. Be in full compliance with NFIP (clean CAV) 3. Must maintain Elevation Certificates 4. Must address Repetitive Losses 5. Inventory community owned properties in SFHA 6. Show LiMWA line on final published FIRM Class 6: BCEGS 5/5 or better

14 214 - Recertification:

15 240 - Self-Assessment Tool: Think beyond easy CRS points Identify: Problem areas Areas Complete with natural and provide floodplain comments functions = 3 CECs Mapping needs 2013 CRS Manual Appropriate activities Prerequisite for 330 PPI, 370 FIA, 610 Flood Warning & Response, 620 Levees, and 630 Dams

16 310 Elevation Certificates: No more credit for computer format (ECCF) ECWS moving to 350 WEB ORS moving to 430 RA Error threshold from 80% to 90% Submit all ECs collected during the previous year with recertification

17 310 - Elevation Certificates: There are 3 elements: 1. EC 38 pts. (90% verification threshold) 2. ECPO 48 pts. 3. ECPR 30pts. All ECs will be reviewed 2 months before cycle visit Score based on % correct when submitted x 38 pts. Cannot correct them to get higher score But must correct them if lower than 90% correct All ECs to be submitted at recertification (feedback provided)

18 320 Map Information Service: Max credit 90 points Read FIRM: Full credit 30 points credit 20 points credit for each: 1. LiMWA/floodway 2. Areas not on FIRM 3. Depths at sites 4. Special hazards 5. Historical flooding 6. Natural functions 2013 CRS Manual

19 320 Map Information Service: MI-1: Provide FIRM data related to flood insurance MI-2: LiMWA, floodway and CBRS information not related to rating insurance policies MI-3: Other flood problems not shown on FIRM. examples: local drainage problems, future conditions, dam failure inundation map MI-4: Flood depth data MI-5: Special flood-related hazards. example: soil subsidence MI-6: Historical flood data/repetitive loss area(s) MI-7: Natural floodplain function. example: National wetlands inventory

20 330 - Outreach Projects: Objectives: Provide information needed to: Increase awareness and motivate actions to reduce flood damage Encourage flood insurance coverage Protect natural floodplain functions

21 330 - Outreach Projects: 2007 Manual Max Points 2013 Manual Max Points OPA Additional Outreach Projects OPC Outreach Projects to Community OPF Projects to Floodplain properties OPS Public information Program Strategy 250 OP Outreach Projects PPI Program for Public Information 80 new FRP Flood response preparations 50 new STK Stakeholder delivery 50 PFI promotion of flood insurance 65 Moved to new Activity 370 Max

22 Messages:

23 Outreach Projects: Informational materials: 1 point/message General Outreach projects: 2 points/message Targeted projects: 6 points/message

24 Targeted Outreach Projects without PPI: 1. Project sent to properties in the SFHA: 6 topics x 6 points each = 36 points 2. Project sent to all Repetitive Loss area properties: 6 topics x 6 points each = 36 points

25 PPI Program for Public Information: 5 member planning committee Assess needs Determine messages Implement outreach Evaluation annually PPI 40% multiplier Bonus points in Activities: 340, 350, 360, 420 & 540 STK Stakeholders: Stakeholder implemented STK 30% multiplier

26 FRP Flood Response Preparations: Outreach prepared to be dissimulated before and And after event Up to 50 points PPI bonus

27 340 Hazard Disclosure: No major changes

28 340 - Hazard Disclosure: Most prospective buyers do not take the time (or know how) to investigate whether a property is subject to a hazard Credit is provided for programs that advise prospective property purchasers of the flood hazard

29 340 - Hazard Disclosure: A: Disclosure of flood hazard (DFH) 25 points 10 point PPI Bonus B: Other disclosure requirements (ODR) Up to 25 points 5 points per disclosure C: Real estate agents brochure (REB) 8 points 4 point PPI Bonus D: Disclosure of other hazards (DOH) 8 points Erosion, subsidence, dam failure, or wetlands

30 350 Flood Protection Information: Library (LIB) 10 points 10 Specific FEMA documents in library Locally pertinent documents (LPD) 10 points Website (WEB) 76 Points Website must have a flood information home page Must be more detailed than outreach projects Moving 310 ECWS to WEB PPI - 29 point bonus for WEB

31 350 - Flood Protection Information: a. LIB References in the library Must be catalogued in the public library 1. Above the Flood: Elevating Your Floodprone House, FEMA-347, Answers to Questions About the National Flood Insurance Program, F-084, Coastal Construction Manual, FEMA-P-55, Elevated Residential Structures, FEMA-54, Mandatory Purchase of Flood Insurance Guidelines, F-083, Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85, Mitigation of Flood and Erosion Damage to Residential Buildings in Coastal Areas, FEMA-257, Protecting Building Utilities From Flood Damage, FEMA-P-348, Protecting Floodplain Resources, FEMA- 68, Reducing Damage from Localized Flooding, FEMA 511, 20052

32 350 - Flood Protection Information: b. 1 point for each state or local publication up to 10 points (e.g., FIS, ordinance, plans)

33 350 - Flood Protection Information: Prerequisites 1. Must have flood information home page

34 350 - Flood Protection Information: Prerequisites: 1. Must have flood information home page 2. Home page must cover community services 3. More info than an outreach project 4. Link to FloodSmart or FEMA NFIP 5. Monthly check of links, annual check of content Example of creditable home pages can be found at: (coming soon) Additional 29 points for PPI

35 360 - Flood Protection Assistance: Credit is provided if a community provides technical advice to interested property owners Credit is dependent upon the service being publicized

36 PPA Property protection advice: 25 points Providing advice and assistance on retrofitting and other flood protection measures 15 bonus points with PPI 2013 CRS Manual Flood Protection Assistance:

37 PPV Advice after a site visit : 30 points Making site visits to review flooding, drainage, and sewer problems 15 point bonus with PPI 2013 CRS Manual Flood Protection Assistance:

38 FAA Financial assistance advice: 10 points Providing advice on Grants ICC Local financial assistance 5 point bonus with PPI 2013 CRS Manual Flood Protection Assistance:

39 360 - Flood Protection Assistance: TNG Training : 10 points If the person providing the assistance on retrofitting graduated from EMI course on retrofitting Or an EMI grants class

40 370 Flood Insurance Promotion: Community role in promoting insurance Work with insurance agents Committee designed to meet local needs Additional credit for policy increase

41 370 Flood Insurance Promotion: Step 1. FIA Flood Insurance Coverage Assessment (15 pts) Step 2. CP Coverage Improvement Plan (15 pts) Step 3. CPI Plan Implementation (60 pts) TA Technical Assistance (20 pts) 15 pts for providing the service 5 pts if provided by an Associate In National Flood Insurance

42 Section 402 Impact Adjustments: arf asfha Coastal wetlands No more 420 default

43 410 - Floodplain Mapping: Activity Description Credit is for: Using data not provided by FEMA, Data prepared to a higher study standard, and/or Sharing in the cost of a Flood Insurance Study New in 2013: new name Floodplain Mapping

44 410 - Floodplain Mapping: Prerequisites: 1. FEMA approved study technique 2. Adopt study in development regulations 3. If the study affects a length of stream or shoreline, submit for a FIRM revision 4. Assess mapping needs at each cycle

45 420 Open Space Preservation Open Space Preservation (OSP) Up to 1450 points No Buildings Filling Pavement

46 420 Open Space Preservation Natural Functions Open Space (NFOS) Up to 350 points

47 420 Open Space Preservation Natural Functions Open Space (NFOS) NFOS 1 = 170 pts: Parcels restored to their natural state NFOS 2 = 50 pts: Parcels designated in a natural floodplain functions protection plan NFOS 3 = 50 pts: Parcels designated as critical habitat for threatened or endangered species NFOS 4 = 60 pts: Parcels designated in open space corridor NFOS 5 = 20 pts: Having educational materials at parcels that qualify for NFOS1

48 420 Open Space Preservation Open Space Incentives (OSI) Up to 250 points OSI 1 = 250 pts: Designate all SFHA in a subdivision as open space OSI 2 = 150 pts: Require building sites in new subdivisions to be on natural high ground out of the SFHA OSI 3 = 65 pts: TO THE EXTENT POSSIBLE require building sites in new subdivisions to be on natural high ground out of the SFHA OSI 4 = 70 pts: Transfer of development rights or density bonuses to encourage staying out of the SFHA OSI 5 = 25 pts: Cluster development or PUDs OSI 6 = 25 pts: Tax incentives to keep land open OSI 7 = 10 pts: Land use plan that recommends open space use or low density development

49 420 - Open Space Preservation: Open Space Incentives (OSI) Conventional Subdivision: 6 1 acre lots 2 w/buildings in the SFHA

50 420 - Open Space Preservation: Open Space Incentives (OSI) 7 ½ acre lots All buildings out of SFHA

51 420 Open Space Preservation: Low Density Zoning (LZ) In vacant areas, credit only if lots > 5 acres Up to 600 points Ag-1 (20 acre lots) R-1 (1/4 acre lots)

52 420 Open Space Preservation: Natural Shoreline Protection (NSP) Up to 120 points

53 430 Higher Regulatory Standards: Development Limitations (DL) Prohibit fill 280 points Compensatory storage 130 to 195 points Prohibit buildings 1000 points Prohibit outdoor storage 50 points Prohibit hazardous material storage 20 points Require hazardous materials to be stored inside above the BFE 10 points

54 430 Higher Regulatory Standards Freeboard (FRB): 3 feet max credit Increased points for compensatory storage Increased points for prohibiting fill

55 430 - Higher Regulatory Standards: Freeboard

56 430 Higher Regulatory Standards: Foundation protection based on I-Codes or ASCE 24 More flexible credit for protecting critical facilities All Building Code (BC) credit based on BCEGS class and code adoptions up to 100 points Moving FRX from 450 to 430 Local Drainage Protection (LDP)

57 430 - Higher Regulatory Standards: Adoption of the International Codes Series: 50 pts BCEGS Class: 5/5 10 pts 4/4 20 pts 3/3 30 pts 2/2 40 pts 1/1 50 pts

58 430 Higher Regulatory Standards: New credit: Regulation Administration (RA) RA 1: 5 points per CFM up to 25 points RA 2: 5 points for IAS (Building Dept.) RA 3: 16 points for 3 detailed inspections RA 4: 16 points for reinspections RA 5: 5 points for off-site permit record storage

59 440 Flood Data Maintenance: Additional map data credit: Natural floodplain functions layer (e.g. wetlands) Building elevation data Increased to 160 points Benchmark maintenance: 2013 CRS Manual Will have GPS credit Recognize more frequent resurveying without stability ratings A or B Maximum 27 points

60 440 - Flood Data Maintenance: BMM 2 - Benchmark Maintenance Credit for having 3 CORS stations within 30 miles of SFHA (Continuously Operating Reference Stations)

61 450 - Stormwater Management: Extra credit for managing volume of runoff 25 pts for low impact development (LID) regs Moving public maintenance (PUB) (inspections) to 540 Moving FRX to 430 local drainage protection (LDP) Less credit for ESC required by NPDES (1 acre or greater) 2013 CRS Manual

62 Prerequisite: Runoff from new development will be no greater than the pre-development runoff from the site. SMR = SZ + DS + PUB SZ = Size of Developments Regulated: pts Max development size: 5 acres If SZ = 0, SMR = 0 DS = Designs Storms: 2013 CRS Manual Stormwater Management: Stormwater Management Regulations pts New for 2013: 50% more for managing volume PUB = Public Maintenance of Required Facilities: 20 pts *SMR is subject to Impact Adjustment (.15 default)

63 450 - Stormwater Management: Stormwater Management Regulations A. Size of Development (SZ): pts. If all development is regulated pts. If all development except single family homes, parcels of ½ acre or less, or increases in impervious area of 5000 square feet or less is regulated pts. If all development except for parcels of 1 acre or less or increases in impervious area of 10,000 square feet or less is regulated pts. If all development except for parcels of 5 acres or less or increases in impervious area of 20,000 square feet or less is regulated

64 450 - Stormwater Management: Stormwater Management Regulations B. Design Storm Used (DS): 1. DS1 = 14 pts. If detention is designed for a 10-year storm (21 pts. If volume is also controlled) 2. DS2 = 36 pts. If detention is designed for larger than 10-year but smaller than 100-year storm (54 pts. If volume is also controlled) 3. DS3 = 100 pts. If detention is designed for the peak flow of the 100-year storm (150 pts. If volume is also controlled)

65 450 - Stormwater Management: Stormwater Management Regulations PUB = facility will be publicly maintained: New for 2013: PUB split: Regs in 450 (20 points), inspections in Community inspects facility and orders maintenance 2. Owner s engineer certifies maintenance 3. New facilities become community property

66 450 - Stormwater Management: Low Impact Development (LID) Bioretention Rain Garden

67 450 - Stormwater Management: Low Impact Development

68 Repetitive Loss 500 Flood Damage Reduction Activities : REPETITIVE LOSS and 510 Flood Management Plan 520 Acquisition and Relocation 530 Flood Protection 540 Drainage System Maintenance 68

69 Repetitive Loss Properties: Repetitive loss: 2 claims > $1,000 in 10 years Severe RL: Rep loss with 4 claims > $5,000 or >2 claims > building s value 69

70 Repetitive Loss Properties: 152,436 repetitive loss properties in US 9,797 severe repetitive loss properties Historically, repetitive loss properties represent 1.4% of all have NFIP policies But represent 30% of all NFIP claims 70

71 502 Repetitive Loss Category: After correcting and updating AW 501 s: A: No repetitive loss properties No requirements B: 1 9 repetitive loss properties Outreach project C: 10+ repetitive loss properties Outreach project and 510 plan

72 503 Repetitive Loss Outreach Project: a. Description of the cause(s) of repetitive flooding b. Map identifying repetitive loss AREA(S) c. A list of all repetitive loss properties in the area(s) with insurable buildings on them d. The number of buildings in the repetitive loss area(s)

73 503 Repetitive Loss Outreach Project: e. Annual outreach project that: (a) Tells recipient of the flood hazard (b) Explains property protection measures (c) Covers sources of financial assistance (d) Includes basic facts about flood insurance Send to all properties in the rep loss AREA(S)

74 510 Floodplain Management Planning: Plans must tie recommendations to identified problems More credit for new natural floodplain functions plan All plans credit points tied to implementation

75 510 - Floodplain Mgmt. Planning: A well-prepared plan will: Ensure a comprehensive review Look at all possible activities and measures Meet other community goals and objectives Educate residents Build public and political support Meet the planning requirement for Category C repetitive loss communities

76 520 - Acquisition and Relocation: New: Double credit for removing critical facilities

77 2013CRS Manual Acquisition and Relocation: New: 50% bonus for removing V Zone buildings

78 530 - Flood Protection: Must meet minimum environmental criteria Special attention to habitat protected by the Endangered Species Act Can not adversely affect any buildings

79 530 - Flood Protection: New: Account for future changes in flood levels If non-accredited levee involved 620 If BFE reduced LOMR

80 540 Drainage System Maintenance: Up to 570 points More guidance on defining the drainage system New environmental review criteria

81 540 Drainage System Maintenance: Channel Debris Removal (CDR) 200 points Problem Site Maintenance (PSM) 50 points Capital Improvement Program (CIP) 70 points Stream Dumping Regulations (SDR) 30 points Storage Basin Maintenance (SBM) 120 Points Coastal Erosion Protection Maintenance (EPM) 100 points

82 610 Flood Warning Program: New name: Flood Warning and Response Up to 395 points Vulnerability analysis/self-assessment prerequisite for some credits Some points rearranged Annual report on exercise or implementation 2013 CRS Manual

83 610 Flood Warning and Response: Flood Threat Recognition System (FTR) 75 points Emergency Warning Dissemination (EWD) 115 points Flood Response Operations (FRO) 75 points Critical Facilities Planning (CFP) 75 points Storm Ready Community (SRC) 25 points Tsunami Ready Community (TRC) 30 points

84 610 Flood Warning and Response: Must receive some points from FTR, EWD, FRO, &CFP Must have description of flood hazard Must have a flood inundation map Must have flood warning and response plan Must have one or more outreach projects Must have annual exercise with a lessons-learned report

85 New name: Levees 2013 CRS Manual 620 Levee Safety:

86 New name: Dams 2013 CRS Manual 630 Dam Safety: Only affected communities to get state credit State Dam Safety Program (SDS) 45 points Dam Failure Treat Recognition System (DFR) 30 points Dam Failure Warning (DFW) 35 points Dam Failure Response Operations (DFO) 30 points Dam Failure Critical Facilities Planning (DCF) 20 points

87 630 Dams: Must have a dam failure threat and a dam failure inundation map Must receive some points for DFR, DFW, DFO, & DCF Must adopt dam failure warning and response plan Must conduct one or more outreach projects Must conduct annual exercise with lessons-learned report

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89 710 - County Growth Adjustment: Now strictly based on County Growth Rate Growth rate based on U.S. Census Bureau info on dwelling units -- 5 yrs. before and 5 yrs. after

90 Stay Tuned

91 Questions or Comments?