Fifth Underground Vodka Business Plan. FifthUnderground.com 5thUnderground.com. Prepared By: M. G. Shell
|
|
- Nickolas Wade
- 8 years ago
- Views:
Transcription
1 Fifth Underground Vodka Business Plan FifthUnderground.com 5thUnderground.com Prepared By: M. G. Shell April 7, 2011
2 TABLE OF CONTENTS TABLE OF CONTENTS... 2 EXECUTIVE SUMMARY... 3 INTRODUCTION... 5 BUSINESS DESCRIPTION... 6 MANAGEMENT STRUCTURE... 7 INDUSTRY ANALYSIS... 7 EXHIBIT EXHIBIT EXHIBIT VISION STATEMENT MISSION STATEMENT BUSINESS OBJECTIVES BUSINESS OPERATIONS MARKETING FINANCIAL INFORMATION SUMMARY
3 EXECUTIVE SUMMARY The purpose of this business plan is to support a request for a $750,000 equity stake investment in exchange for 20% ownership in the start-up 5 th Underground Distillery, Inc.. The business will be co-owned by Mark Shell and Aliaksei Pustavoitau and will be located in the state of West Virginia 1. The owners will provide a minimum of $50,000 in equity during the 2 year startup phase in addition to the development of processes and production methodologies to produce the 5 th Underground brand of vodka. The business will operate as a Craft Distiller under the classification as a Distillery that produces distilled alcohol products in the state of West Virginia 1 for distribution in the United States. The business also retains the rights to outsource distillery operations through contract distillation arrangements. Under the outsource model of operations, 5 th Underground Distillery, Inc. will supply mash product and processing knowledge to the contract distillery which will produce the distilled products for testing, bottling, inventory and distribution by the 5 th Underground Distillery Bottling Operations. The owners will retain 100% control over all intellectual property and trade secrets associated with ingredients, production processes and distillation methodologies associated with the distillation of all 5 th Underground distilled products. 5 th Underground Distillery, Inc. will license the distillation process from the owners who will operate as either a Sole Proprietorship or LLC. 1 5 th Underground Distillery, Inc. has chosen West Virginia as the primary production location. However, an alternate location may be selected based off of regulatory requirements, licensing and tax laws. Additional location selections include but are not limited to Virgin Islands, Ohio, Virginia, Kentucky, Canada, Belarus, Russia and Ukraine. 3
4 Significant investment is required during the first year of operation in order to establish distillation capabilities, inventory management and product distribution. Capital expenditures will exceed $500,000 and the expected net income is a loss of $140,000. As a result cash and cash equivalents at the end of the first year of operation are expected to decrease from $750,000 to under $175,000. As sales increase to a projected 90,000 bottles per year by the fifth year, sales are projected to exceed $2,500,000, net income is projected to exceed $150,000 and we are projecting a dividend payment of $75,000 while maintaining cash and cash equivalents of $375,000 or more. Over our 10 year projected operating plan, 5 th Underground Distillery, Inc. expects to reach annual sales of $7,000,000 and a net income of $736,000. Starting in year 5 of operations and continuing through year 10 we are projecting paying out dividends of approximately $1,000,000, while increasing cash and cash equivalents of over $1,900,000 and projected total assets of $2,292,254. A capital investment of $750,000 will return a projected $850,000 in dividends and $235,000 in retained earnings. Calculated projections have not been made past the 10 year point, however based on projected net income we anticipate paying a dividend of $150,000 per year thereafter. 5 th Underground Distillery, Inc. has two primary vodka lines which include a sugar based craft vodka which will be priced in the Premium 2 vodka category and a grain based craft vodka priced in the Ultra Premium 2 vodka category. Our 4
5 product strategy is to produce both lines of vodka under the 5 th Underground Distillery, Inc. brand name labeling the products as 5 th No. 1 (sugar based) and 5 th No. 7 (grain based). These Craft Distilled products will be hand bottled and inspected for quality prior to distribution through licensed alcohol distributors across the United States. The owners, Mark Shell and Aliaksei Pustavoitau have experience in operations management, production operations, marketing, information technologies, financial management, and the practice of medicine. Together they possess education which includes a Doctor of Medicine, MBA and MS in Information Systems. The products were developed and tested with process refinement completed in the country of Belarus under the close supervision and control of chemical engineer Pavel Shibeko over a 15 year period. The product was test marketed in the Belarus region of Molodechno and received positive acceptance ratings for flavor, tasting and quality. INTRODUCTION People often say that nothing draws us together more than alcohol. Sitting down and having a drink with your friends will usually lead to merriment, laughter, and an all-around good time. The same has been true for as long as alcoholic beverages have been around. That s why vodka has had some huge cultural influences throughout its history. 5 th Underground Distillery, Inc. wants to improve upon this experience by providing premium and ultra premium vodka distilled to produce a unique flavor and drinking experience that is talked about globally. 5
6 Russia is infamous for its vodka. Depending on who you ask, you may hear that the drink was pioneered in that country. There is a long-standing debate between historians over which country truly invented it. One thing is definitely true of Russia though, and that is that vodka has become quite a national icon. Vodka consumption in Russia is greater than any other country in the world. Our distillation processes were designed and developed in Russia based on distillation recipes dating from the 18 th century, when distillation techniques were perfected. BUSINESS DESCRIPTION 5 th Underground Distillery, Inc. will be a craft distiller of vodka with two primary vodka s which include a sugar based craft vodka which will be priced in the premium range ($30-$40) and a grain based craft vodka priced in the ultra premium range ($50-$60). 5 th Underground Vodka s are differentiated from other vodka s through our mash enhancement processes, MultiStill, and hand bottling processes. Our MultiStill process is a proprietary process by which the vodka is distilled in multiple stages to ensure purity and consistency of taste. 5 th Underground Distillery, Inc. will craft distill vodka which will be hand bottled and distributed throughout the United States. 5 th Underground Distillery, Inc. will operate one distillery located in the state of West Virginia 1 which will produce vodka for distribution within the United States. Two products will be produced, which will include Premium and Ultra Premium versions differentiated by the MultiStill process utilized, filtration processes utilized and the blending processes utilized. 6
7 During the first year of operation 5 th Underground Distillery, Inc. will select and purchase a site for the distillery location, obtain all permits and licensing for distillery operation, construct and test the distillation equipment, refine distillation operations and begin production of distilled and bottled products with a capacity of 500 gallons per month. The company will produce up to 5000 gallons per year of distilled and bottled products during the first two years of operation (the introductory stage). MANAGEMENT STRUCTURE President / CEO Mark G. Shell Operations Director TBD Managing Director Aliaksei Pustavoitau Director Product Engineering Pavel Shibeko INDUSTRY ANALYSIS Competition in the Vodka Distillation industry is immense with over 500 commercially produced product brands and production in nearly every country. Competition includes well known names such as Absolut, Alexi, Finlandia, Grey Goose, Pirat, Patron, Skyy, Smirnoff, Stolichnaya and Tito s with new products being introduced each year. The good news for Vodka is that consumption remains strong and is growing against traditional distilled spirits such as Whiskey. EXHIBIT 1 World map showing countries by alcohol consumption per capita. 7
8 EXHIBIT 2 This is a list of the top 50 countries by alcohol consumption measured in liter s of pure alcohol consumed per capita a given year, according to the most recent data from the World Health Organization. Methodology used by the WHO counted use by persons 15 years of age or older. Rank Country Volume 1 Uganda Luxembourg Czech Republic Ireland Moldova Hungary France Réunion Bermuda Germany Croatia Austria Portugal Slovakia Lithuania Spain
9 17 Denmark United Kingdom Switzerland Cyprus Saint Lucia Belgium Russia Nigeria Finland Netherlands Antilles Estonia New Zealand Netherlands Romania Latvia Swaziland Niue 34 Burundi Greece Bahamas Australia Dominica Italy Bosnia and Herzegovina Venezuela Poland United States Argentina Thailand Haiti Canada Belarus Gabon South Korea
10 EXHIBIT 3 Fifth Underground Distillery, Inc. will introduce the product for distribution and sales in the state of Maryland and will continue promotion and growth of distribution throughout 40 states across the 10 year period. Initial growth will be in the East Coast market, moving into the Mid West around year 6 and into the Western states around year 8. VISION STATEMENT In three years, 5 th Underground Distillery, Inc. will become a full scale distillery with a production capacity of 10,000 gallons per year and product distribution throughout 9 states and an established brand name that is recognized in the US consumer market. MISSION STATEMENT 5 th Underground Distillery, Inc. s mission is to produce and distribute craft vodka s in the US market and to develop international production and distribution to grow business operations annually to achieve production and distribution levels of 250,000 bottles per year. 5 th Underground Distillery, Inc., makes the following commitments: To establish a brand name known for flavor and quality 10
11 To produce and distribute high quality vodka To ensure the safety of all products To provide consumer products that are valued and respected by the purchasers To manage ingredients and maintain records of birth history for all products To provide financial growth opportunities for investors To reward employees, product developers and management for successful product development and sales growth BUSINESS OBJECTIVES 5 th Underground Distillery, Inc. will achieve the following objectives by the end of its third year of operations: 1. Annual gross revenue of $1,130, Net income of $15, Cash and cash equivalents of $241, Net cash flow increase of $92,732 11
12 BUSINESS OPERATIONS The operation of 5 th Underground Distillery, Inc. will be described using the main functions of the business: marketing, competitive analysis, legal structure, management expertise, support personnel, and financial information. MARKETING Fifth Underground is poised to take advantage of social networking media such as MicroBlogging, Tweeting, Social Networking, Streaming Video and Viral Marketing. Fifth Underground will produce a series of short films and full length feature films to embed product placement within econtent movies in order to build brand name recognition as a Vodka company with a Film problem. Fifth Underground will maintain a strong web presence utilizing Web 2.0 technologies and developing technologies to distribute product information, marketing information and to encourage discussion chains to distribute information globally in an effort to establish a brand name and create product recognition and demand. In addition to Web 2.0 marketing, we will employ traditional marketing techniques such as print advertising, television advertisements, radio advertisements and promotional events to create demand for our products. We realize that marketing is a critical success factor in creating demand for our products and expect to invest significant financial resources into marketing efforts during our first five years of operations. 12
13 Price 5 th Underground Distilleries, Inc. will produce and distribute premium and ultra premium vodka for sale in the United States and internationally as demand for our product increases. Our two primary vodka s include a sugar based craft vodka which will be priced in the premium range ($30-$40) and a grain based craft vodka priced in the ultra premium range ($50-$60). Sales Strategy 5 th Underground Distilleries, Inc. will partner with liquor distributors in the Baltimore Washington metropolitan region such as Churchill Distributors LLC, Charmer-Sunbelt group, The Bees Distributing Company, HTR Maryland Wholesale, Winner Distributing Company and Harford Beverage Company to effectively distribute our products to regional retail outlet stores. Distributors will receive invitations to sampling and promotions events intended to create an interest in our products and to drive sales through wide scale distribution. Place Our products will initially be sold in the Baltimore - Washington metropolitan area through distributors and through large corporate retail stores such as Total Wine & More. As sales of our products increases, we will continue to develop relationships and partnerships with distributors along the East Coast to increase our sales and distribution. LEGAL STRUCTURE 5 th Underground Distillery, Inc. will operate as a Corporation incorporated in the state of West Virginia 1. 13
14 Revised 4/18/11 FINANCIAL INFORMATION Production and Sales Estimates Projected Income Projected Cash Flows 14
15 Projected Balance Sheet SUMMARY 5 th Underground Distillery, Inc. will be successful. This business plan has documented that the establishment of 5 th Underground Distillery, Inc. is feasible. All of the critical factors such as industry trends, marketing analysis, business operations, competitive analysis, management expertise, and financial analysis support this conclusion. We invite you to review our website at and where you 15
16 can find out about product development and product sampling and tasting in your area. 16
17 Supporting y%20licensing%20packet.pdf b234%20intr.htm&i=234&yr=2005&sesstype=rs&btype=bill a. Special mini-distillery license to manufacture and sell. (a) Sales of liquor- An operator of a mini-distillery may offer liquor for retail sale to customers from the mini-distillery for consumption off premises only. Except for free complimentary samples offered pursuant to section one, article six of this chapter, customers are prohibited from consuming any liquor on the premises of the mini-distillery. (b) Retail sales- Every licensed mini-distillery shall comply with the provisions of sections nine, eleven, thirteen, sixteen, seventeen, eighteen, nineteen, twentytwo, twenty-three, twenty-four, twenty-five and twenty-six of article three-a of this chapter, and the provisions of article three and four of this chapter applicable to liquor retailers and distillers. (c) Payment of taxes and fees- The mini-distillery shall pay all taxes and fees required of licensed retailers and meet applicable licensing provisions as 17
18 required by this chapter and by rule of the Commissioner. (d) Payments to market zone retailers- Each mini-distillery shall submit to the Commissioner ten percent of the gross sales price or each retail liquor sale for the value of all sales at the mini-distillery each month. This collection shall be distributed by the Commissioner, at least quarterly, to each market zone retailer located in the mini-distillery's market zone, proportionate to each market zone retailer's annual gross prior years pre-tax value sales. (e) Limitations on licensees - No mini-distillery may sell more than three thousand gallons of product at the mini-distillery location the initial two years of licensure. The mini-distillery may increase sales at the mini-distillery location by two thousand gallons following the initial twenty-four month period of licensure, and may increase sales at the mini-distillery location each subsequent twentyfour month period by two thousand gallons, not to exceed ten thousand gallons a year of total sales at the mini-distillery location. No licensed mini-distillery may produce more than twenty thousand gallons per calendar year at the minidistillery location. No more than one mini-distillery license may be issued to a single person or entity 18
Alcohol Consumption in Ireland 1986-2006 A Report for the Health Service Executive
Alcohol Consumption in Ireland 1986-2006 A Report for the Health Service Executive Prepared by Dr. Ann Hope This report should be referenced: Hope, A. (2007). Alcohol consumption in Ireland 1986-2006.
More information41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50.
Overall Results Climate Change Performance Index 2012 Table 1 Rank Country Score** Partial Score Tendency Trend Level Policy 1* Rank Country Score** Partial Score Tendency Trend Level Policy 21 - Egypt***
More informationWorld Consumer Income and Expenditure Patterns
World Consumer Income and Expenditure Patterns 2014 14th edi tion Euromonitor International Ltd. 60-61 Britton Street, EC1M 5UX TableTypeID: 30010; ITtableID: 22914 Income Algeria Income Algeria Income
More informationGfK PURCHASING POWER INTERNATIONAL
GfK PURCHASING POWER INTERNATIONAL 1 Agenda 1. Europe 3 2. Americas 45 3. Asia & Near East 54 4. Afrika 66 5. Australia 68 6. Overview of countries and available levels 70 2 2 EUROPE 4 GfK
More informationThe Community Innovation Survey 2010 (CIS 2010)
The Community Innovation Survey 2010 (CIS 2010) THE HARMONISED SURVEY QUESTIONNAIRE The Community Innovation Survey 2010 FINAL VERSION July 9, 2010 This survey collects information on your enterprise s
More informationDSV Air & Sea, Inc. Aerospace Sector. DSV Air & Sea, Inc. Aerospace
DSV Air & Sea, Inc. Aerospace Sector DSV Air & Sea, Inc. Aerospace Introduction to DSV DSV is a global supplier of transport and logistics services. We have offices in more than 70 countries and an international
More informationConsolidated International Banking Statistics in Japan
Total (Transfer Consolidated cross-border claims in all currencies and local claims in non-local currencies Up to and including one year Maturities Over one year up to two years Over two years Public Sector
More informationIntroducing Clinical Trials Insurance Services Ltd
Introducing Clinical Trials Insurance Services Ltd Important Staff Richard Kelly Managing Director Richard joined CTIS in 2006 having previously managed the Pharmaceutical wholesale division at Heath Lambert
More informationTechnical & Trade School Lines Europe Report
Brochure More information from http://www.researchandmarkets.com/reports/3106478/ Technical & Trade School Lines Europe Report Description: TECHNICAL & TRADE SCHOOL LINES EUROPE REPORT The Technical &
More informationDirect Life Insurance Carrier Lines Europe Report
Brochure More information from http://www.researchandmarkets.com/reports/3106712/ Direct Life Insurance Carrier Lines Europe Report Description: DIRECT LIFE INSURANCE CARRIER LINES EUROPE REPORT The Direct
More information187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter
187/2014-5 December 2014 This News Release has been revised following an error in the data for Gross Fixed Capital Formation. This affects both the growth of GFCF and its contribution to GDP growth. All
More informationGlobal Dialing Comment. Telephone Type. AT&T Direct Number. Access Type. Dial-In Number. Country. Albania Toll-Free 00-800-0010 888-426-6840
Below is a list of Global Access Numbers, in order by country. If a Country has an AT&T Direct Number, the audio conference requires two-stage dialing. First, dial the AT&T Direct Number. Second, dial
More information99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter
2005Q1 2005Q2 2005Q3 2005Q4 2006Q1 2006Q2 2006Q3 2006Q4 2007Q1 2007Q2 2007Q3 2007Q4 2008Q1 2008Q2 2008Q3 2008Q4 2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1
More informationDial 00-800-0010, when prompted to enter calling number, enter 800-544-6666 American Samoa 1-800-544-6666 Number can be dialed directly Angola 0199
National Financial Services International Calling Instructions Albania 00-800-0010 Dial 00-800-0010, when prompted to enter American Samoa 1-800-544-6666 Number can be dialed directly Angola 0199 Dial
More informationValue of production of agricultural products and foodstuffs, wines, aromatised wines and spirits protected by a geographical indication (GI)
Value of production of agricultural products and foodstuffs, wines, aromatised wines and spirits protected by a geographical indication (GI) TENDER N AGRI 2011 EVAL 04 Leaflet October 2012 The information
More informationSunGard Best Practice Guide
SunGard Best Practice Guide What Number Should I Use? www.intercalleurope.com Information Hotline 0871 7000 170 +44 (0)1452 546742 conferencing@intercalleurope.com Reservations 0870 043 4167 +44 (0)1452
More informationEMEA BENEFITS BENCHMARKING OFFERING
EMEA BENEFITS BENCHMARKING OFFERING COVERED COUNTRIES SWEDEN FINLAND NORWAY ESTONIA R U S S I A DENMARK LITHUANIA LATVIA IRELAND PORTUGAL U. K. NETHERLANDS POLAND BELARUS GERMANY BELGIUM CZECH REP. UKRAINE
More informationSize and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments
January 20, 2015 ShadEcEurope31_January2015.doc Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments by Friedrich Schneider *)
More informationResidential Mental, Health & Substance Abuse Facility Lines Europe Report
Brochure More information from http://www.researchandmarkets.com/reports/3107065/ Residential Mental, Health & Substance Abuse Facility Lines Europe Report Description: RESIDENTIAL MENTAL, HEALTH & SUBSTANCE
More informationTRANSFERS FROM AN OVERSEAS PENSION SCHEME
PENSIONS PROFILE DECEMBER 2011 TRANSFERS FROM AN OVERSEAS PENSION SCHEME = Summary A simplified guide to the process: 1. Individual requests transfer from their overseas pension scheme to their UK registered
More informationEnergy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU
92/2015-27 May 2015 Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU In the European Union (EU), household electricity prices 1 rose by
More informationBrochure More information from http://www.researchandmarkets.com/reports/1339929/
Brochure More information from http://www.researchandmarkets.com/reports/1339929/ The 2011 World Forecasts of Machine Tools That Remove Material by Laser or Light, Photon, Ultrasonic, Electro-Discharge,
More informationBuilding on +60 GW of experience. Track record as of 31 December 2013
Building on +60 GW of experience Track record as of 31 December 2013 Can data and analysis make a difference on turbine performance? Proven technology. For Vestas, it is more than a saying it is something
More informationForeign Taxes Paid and Foreign Source Income INTECH Global Income Managed Volatility Fund
Income INTECH Global Income Managed Volatility Fund Australia 0.0066 0.0375 Austria 0.0045 0.0014 Belgium 0.0461 0.0138 Bermuda 0.0000 0.0059 Canada 0.0919 0.0275 Cayman Islands 0.0000 0.0044 China 0.0000
More informationTechnical & Trade Schools Europe Report
Brochure More information from http://www.researchandmarkets.com/reports/3106479/ Technical & Trade Schools Europe Report Description: TECHNICAL & TRADE SCHOOLS EUROPE REPORT The Technical & Trade Schools
More informationAppendix 1: Full Country Rankings
Appendix 1: Full Country Rankings Below please find the complete rankings of all 75 markets considered in the analysis. Rankings are broken into overall rankings and subsector rankings. Overall Renewable
More informationSupported Payment Methods
Sell Globally in a Snap Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not
More informationin Scotland for holidaymakers from overseas
in Scotland for holidaymakers from overseas In Scotland, most health care is provided by the National Health Service (NHS). If you are coming to Scotland on holiday or to visit friends or relatives, you
More informationFall 2015 International Student Enrollment
Fall 2015 International Student Enrollment Prepared by The Office of International Affairs Nova Southeastern University Nova Southeastern University International Student Statistics Fall 2015 International
More informationSupported Payment Methods
Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not only the major credit
More informationMarket Performance Report - For Business & Country
Brochure More information from http://www.researchandmarkets.com/reports/3107242/ Credit Card Issuing Lines Europe Report Description: CREDIT CARD ISSUING LINES EUROPE REPORT The Credit Card Issuing Lines
More informationBusiness Mobile Plans
PRODUCT SOLUTIONS Business Mobile Plans GUERNSEY Whatever the size of your business, we can provide the ideal mobile solution for you. Our tariffs are flexible to suit all kinds of businesses and are designed
More informationEuropean Bottled Water - Overview. Stewart Macintosh 16 th June 2011
European Bottled Water - Overview Stewart Macintosh 16 th June 211 The Big Picture Global Bottled Water M Litres 18, 16, 14, 12, 1, 8, 6, 4, 2, 2 21 22 23 24 25 26 27 28 29 21 Top 15 Bottled Water Markets
More informationGlobal AML Resource Map Over 2000 AML professionals
www.pwc.co.uk Global AML Resource Map Over 2000 AML professionals January 2016 Global AML Resources: Europe France Italy Jersey / Guernsey 8 Ireland 1 Portugal 7 Luxembourg 5 United Kingdom 1 50 11 Spain
More informationCOST Presentation. COST Office Brussels, 2013. ESF provides the COST Office through a European Commission contract
COST Presentation COST Office Brussels, 2013 COST is supported by the EU Framework Programme ESF provides the COST Office through a European Commission contract What is COST? COST is the oldest and widest
More information1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4
Bankruptcy Systems and In-court Reorganisation of Firms, 2010 Content: 1. Perception of the Bancruptcy System... 2 2. Perception of In-court Reorganisation... 4 3. Perception of Creditor Committees, Fast
More informationNO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW. 1. Promotion Description: The ' Libidex $500 v3.0' ("Sweepstakes") begins on 01/11/2016
More informationThe World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective
Brochure More information from http://www.researchandmarkets.com/reports/2389480/ The World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective Description: This report
More informationGlobal Network Access International Access Rates
Global Network Access International Access Rates We know that you need to communicate with your partners, colleagues and customers around the world. We make every effort to understand the difficulties
More informationBEST PRACTICES/ TRENDS/ TO-DOS
Online Insurance Europe: S/ TRENDS/ TO-DOS New success guidelines WHAT TO DO N D E EW IO IT N Your Benefits EUROPE S S/ TRENDS/ TO-DOS: The new and only study about the best online insurance solutions
More informationCOMMUNICATION FROM THE COMMISSION
EUROPEAN COMMISSION Brussels, 17.9.2014 C(2014) 6767 final COMMUNICATION FROM THE COMMISSION Updating of data used to calculate lump sum and penalty payments to be proposed by the Commission to the Court
More informationReporting practices for domestic and total debt securities
Last updated: 4 September 2015 Reporting practices for domestic and total debt securities While the BIS debt securities statistics are in principle harmonised with the recommendations in the Handbook on
More informationPAY MONTHLY ADDITIONAL SERVICES TERMS AND CONDITIONS
4GEE PHONE PLANS ADDITIONAL SERVICES (ALL STANDARD 12 & 24 MONTH PLANS INCLUDING SIM ONLY PLANS) The following add-ons are available on your plan. We reserve the right to change the add-ons available to
More informationTerm 1 Assignment AP European History
Term 1 Assignment AP European History To Incoming Sophomores Enrolled in AP European History for the 2015-2016 Year: This course is probably different than any you have completed thus far in your educational
More informationReport on Government Information Requests
Report on Government Information July 1 - December 31, 2014 apple Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software
More informationCisco Global Cloud Index Supplement: Cloud Readiness Regional Details
White Paper Cisco Global Cloud Index Supplement: Cloud Readiness Regional Details What You Will Learn The Cisco Global Cloud Index is an ongoing effort to forecast the growth of global data center and
More informationThe investment fund statistics
The investment fund statistics Narodowy Bank Polski (NBP) publishes data reported by investment funds which have been defined in Art. 3 section 1 of the Act of 27 May 2004 on investment funds (Journal
More informationTOYOTA I_SITE More than fleet management
EMPOWERING YOUR BUSINESS TOYOTA I_SITE More than fleet management www.toyota-forklifts.eu TOYOTA I_SITE More than fleet management Toyota I_Site is a unique combination of technology, information, expertise
More informationUNLEASH YOUR CREATIVITY AGAINST POVERTY
UNLEASH YOUR CREATIVITY AGAINST POVERTY The participation in the competition and the use of the www.wecanendpoverty.eu website constitutes agreement with the following terms and conditions. A CALL FOR
More informationAbout us. As our customer you will be able to take advantage of the following benefits: One Provider. Flexible Billing. Our Portal.
About us At RoamingExpert we specialise in mobile roaming tariffs which are tailored to the specific needs of the yachting industry. Our unique offering generates significant savings when compared to standard
More informationReport on Government Information Requests
Report on Government Information Requests January - June, Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software and
More informationTHE ADVANTAGES OF A UK INTERNATIONAL HOLDING COMPANY
THE ADVANTAGES OF A UK INTERNATIONAL HOLDING COMPANY Ideal Characteristics for the Location of an International Holding Company Laurence Binge +44 (0)1372 471117 laurence.binge@woolford.co.uk www.woolford.co.uk
More information168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population)
168/2014-4 November 2014 At risk of poverty or social exclusion in the EU28 More than 120 million persons at risk of poverty or social exclusion in 2013 Almost 1 out of every 4 persons in the EU in this
More informationKnow the Facts. Aon Hewitt Country Profiles can help: Support a decision to establish or not establish operations in a specific country.
Aon Hewitt Country Profiles Your eguide to employment requirements and practices Profiles for nearly 90 countries worldwide Risk. Reinsurance. Human Resources. Know the Facts Whether you are a newcomer
More informationFACULTY OF PHILOLOGY UNIVERSITY OF BARCELONA
Secretaria d Estudiants i Docència Gran Via de les Corts Catalanes, 585 08007 Barcelona Tel. +34 934 035 583/584 Fax +34 934 035 596 fil-masterdoc@ub.edu www.ub.edu/filologia FACULTY OF PHILOLOGY UNIVERSITY
More information13 th Economic Trends Survey of the Architects Council of Europe
13 th Economic Trends Survey 13 th Economic Trends Survey of the Architects Council of Europe 13 th Economic Trends Survey Breakdown of responses COUNTRY ANSWERS France 1464 Belgium 399 Spain 365 Italy
More informationSTATISTICS FOR THE FURNITURE INDUSTRY AND TRADE
STATISTICS FOR THE FURNITURE INDUSTRY AND TRADE Möbel Zahlen Daten STATISTICS FOR THE FURNITURE INDUSTRY AND TRADE 01/36 Economical growth in the regions of the world-economy Changes of the gross domestic
More informationDIRECT MARKETING STRATEGY. Web & Software Development Services
DIRECT MARKETING STRATEGY Web & Software Development Services Document created by : Rakesh Negi Business Development & Market Research Consultant New Delhi, India Skype: rakesh_negi1 MSN: rakesh_negi1@hotmail.com
More informationInternational Financial Reporting Standards
International Financial Reporting Standards Of Growing Importance for U.S. Companies Assurance Services there is no longer a choice Three factors may influence your need to consider IFRS. First, many organizations
More informationNinth United Nations Survey of Crime Trends and Operations of Criminal Justice Systems POLICE
Indicators as defined by the (- ) POLICE 2. Crimes recorded in criminal (police) statistics, by type of crime including attempts to commit crimes 2.2 Total recorded intentional homicide, completed (c)
More informationBusiness Cooperation Database Profile Extraction
Business Cooperation Database Profile Extraction Produced the 23/05/2013 General Information Profile ID 20111230018 Summary Creation Date 30/12/2011 Last Update 12/01/2012 Expiration Date 02/01/2014 Intermediary
More informationOwnership transfer Critical Tax Issues. Johan Fall, Anders Ydstedt March, 2010
Ownership transfer Critical Tax Issues Johan Fall, Anders Ydstedt March, 2010 Ownership transfer Critical Tax Issues 1 Ownership transfer Critical Tax Issues INTRODUCTION In tough economic times family
More information2015 Spring Admission Guide for the Graduate School of Politics, Government, and Communication
2015 Spring Admission Guide for the Graduate School of Politics, Government, and Communication Hankuk University of Foreign Studies Administrative Office of Graduate School, Graduate School Administration
More informationLabour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women
75/2015-27 April 2015 Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women Among the 44.1 million persons in the European Union
More informationProposal from the Philippines for amendments to the Kyoto Protocol
UNITED NATIONS Distr. GENERAL FCCC/KP/CMP/2009/5 12 June 2009 Original: ENGLISH CONFERENCE OF THE PARTIES SERVING AS THE MEETING OF THE PARTIES TO THE KYOTO PROTOCOL Fifth session Copenhagen, 7 18 December
More informationOPEN CALL to participate in ECF s 2014 Idea Camp
OPEN CALL to participate in ECF s 2014 Idea Camp The European Cultural Foundation (ECF) invites you to submit an innovative, daring idea for cross-sectoral collaboration that engages Europeans in re-defining
More informationGE Grid Solutions. Providing solutions that keep the world energized Press Conference Call Presentation November 12, 2015. Imagination at work.
GE Grid Solutions Providing solutions that keep the world energized Press Conference Call Presentation November 12, 2015 Press Conference Call Recording: Toll Free: +1 (855) 859-2056 Toll: +1 (404) 537-3406
More informationERASMUS+ MASTER LOANS
ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Masters level
More informationInternational Call Services
International Call Services Affordable rates for business calls. Wherever you are in the world. We ve got plenty to say when it comes to staying in touch when you re overseas. We have agreements with 443
More informationBusiness Phone. Product solutions. Key features
Product solutions Enjoy free calls and significant savings on your business landline bills with from International. Set-up is simple and you don t need to change your existing telephone numbers, plus there
More informationERASMUS+ MASTER LOANS
Ref. Ares(2015)660570-17/02/2015 ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students
More informationAudio Conferencing Service Comprehensive Telecommunications Services Group Number 77017 Award Number 20268 Contract Number PS63110
Audio Conferencing Comprehensive Telecommunications s Number PS63110 Audio Conferencing, Function or Device Reservationless Conferencing Solution Setup Meeting Center Multimedia Minute - Self-, Automated
More informationMaster's in midwifery: challenging the present, protecting the future? Valerie Fleming R.M., Ph.D.
Master's in midwifery: challenging the present, protecting the future? Valerie Fleming R.M., Ph.D. Master s graduates Demonstrate knowledge and understanding that is founded upon and extends and/or enhances
More informationUNHCR, United Nations High Commissioner for Refugees
Belgium 22 Jul 1953 r 08 Apr 1969 a Belize 27 Jun 1990 a 27 Jun 1990 a Benin 04 Apr 1962 s 06 Jul 1970 a Bolivia 09 Feb 1982 a 09 Feb 1982 a Bosnia and Herzegovina 01 Sep 1993 s 01 Sep 1993 s Botswana
More informationForeign Obligations Notification Process
Foreign Obligations Notification Process Santiago Aguilar Nuclear Regulatory Commission 1 Agreements for Peaceful Nuclear Cooperation Current agreements with the IAEA, 21 countries, and Taiwan. The agreements
More informationMineral Industry Surveys
4 Mineral Industry Surveys For information contact: Robert L. Virta, Asbestos Commodity Specialist U.S. Geological Survey 989 National Center Reston, VA 20192 Telephone: 703-648-7726, Fax: (703) 648-7757
More informationINNOBAROMETER 2015 - THE INNOVATION TRENDS AT EU ENTERPRISES
Eurobarometer INNOBAROMETER 2015 - THE INNOVATION TRENDS AT EU ENTERPRISES REPORT Fieldwork: February 2015 Publication: September 2015 This survey has been requested by the European Commission, Directorate-General
More information193/2014-15 December 2014. Hourly labour costs in the EU28 Member States, 2012 (in )
193/2014-15 December 2014 Labour Cost Survey 2012 in the EU28 Labour costs highest in the financial and insurance sector Three times higher than in the accommodation and food sector In 2012, average hourly
More informationSURVEY ON THE TRAINING OF GENERAL CARE NURSES IN THE EUROPEAN UNION. The current minimum training requirements for general care nurses
SURVEY ON THE TRAINING OF GENERAL CARE NURSES IN THE EUROPEAN UNION This survey serves as a background document for the discussion of the Commission's legislative proposal to modernize the minimum requirements
More informationTOMTOM BONUS INTERNATIONAL MAP INDONESIA PROMOTION HOW TO CLAIM
TOMTOM BONUS INTERNATIONAL MAP INDONESIA PROMOTION HOW TO CLAIM a) To be eligible to claim, individuals must purchase an eligible TomTom GPS model (as stipulated below in Clause 11) from a participating
More informationInternational Mobile Phone Top Up For Consumers & Merchants
International Mobile Phone Top Up For Consumers & Merchants March 2015 What is CY.SEND? CY.SEND is an international prepaid mobile phone top up provider located in Switzerland for consumers and merchants.
More informationRegion Country AT&T Direct Access Code(s) HelpLine Number. Telstra: 1 800 881 011 Optus: 1 800 551 155
Mondelēz International HelpLine Numbers March 22, 2013 There are many ways to report a concern or suspected misconduct, including discussing it with your supervisor, your supervisor s supervisor, another
More informationTrends in the European Investment Fund Industry. in the Second Quarter of 2014. Results for the first half of 2014
Quarterly Statistical Release September 2014, N 58 This release and other statistical releases are available on efama s website (www.efama.org) Trends in the European Investment Fund Industry in the Second
More informationTriple-play subscriptions to rocket to 400 mil.
Triple-play criptions to rocket to 400 mil. Global triple-play criptions will reach 400 million by 2017; up by nearly 300 million on the end-2011 total and up by 380 million on the 2007 total, according
More informationUEFA Futsal EURO 2013/14 Preliminary & Main Rounds Draw Procedure
UEFA Futsal EURO 2013/14 Preliminary & Main Rounds Draw Procedure UEFA Futsal EURO 2013/14 Preliminary & Main Round Draw Procedure Date: Tuesday, 4 December 2012 Time: Location: 14.00 hours CET UEFA Headquarters,
More informationMainStay Funds Income Tax Information Notice
The information contained in this brochure is being furnished to shareholders of the MainStay Funds for informational purposes only. Please consult your own tax advisor, who will be most familiar with
More informationBuilding a Global Internet Company: Driving Traffic to Your Site. Benjamin Edelman Harvard Business School
Building a Global Internet Company: Driving Traffic to Your Site Benjamin Edelman Harvard Business School Mumbai, India January 20, 2012 About me Assistant Professor, Harvard Business School Teaching:
More informationrelating to household s disposable income. A Gini Coefficient of zero indicates
Gini Coefficient The Gini Coefficient is a measure of income inequality which is based on data relating to household s disposable income. A Gini Coefficient of zero indicates perfect income equality, whereas
More informationSenate Committee: Education and Employment. QUESTION ON NOTICE Budget Estimates 2015-2016
Senate Committee: Education and Employment QUESTION ON NOTICE Budget Estimates 2015-2016 Outcome: Higher Education Research and International Department of Education and Training Question No. SQ15-000549
More informationTerms and Conditions for the EU/EFTA and CEE Non-EU/EFTA Windows Server Hyper-v deployment Cash Back Promotion
The terms and conditions listed below are to be included in the online form where the reseller submits a redemption request. The reseller must agree to the terms and conditions to be considered for redemption.
More informationPerrigo Company Acquisition of Elan Corporation plc Exchange of Perrigo common shares Frequently Asked Questions & Answers
Perrigo Company Acquisition of Elan Corporation plc Exchange of Perrigo common shares Frequently Asked Questions & Answers On November 18, 2013, Perrigo Company ( Perrigo ) announced that its shareholders
More informationBangladesh Visa fees for foreign nationals
Bangladesh Visa fees for foreign nationals No. All fees in US $ 1. Afghanistan 5.00 5.00 10.00 2. Albania 2.00 2.00 3.00 3. Algeria 1.00 1.00 2.00 4. Angola 11.00 11.00 22.00 5. Argentina 21.00 21.00 42.00
More informationKeeping European Consumers safe Rapid Alert System for dangerous non-food products 2014
Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014 COMPLETE STATISTICS Justice and Consumers Directorate-General for Justice and Consumers Directorate Consumers Unit
More informationOur patent and trade mark attorneys are here to help you protect and profit from your ideas, making sure they re working every bit as hard as you do.
Our patent and trade mark attorneys are here to help you protect and profit from your ideas, making sure they re working every bit as hard as you do. Our people work with everyone from multi-nationals
More informationFirst estimate for 2014 Euro area international trade in goods surplus 194.8 bn 24.2 bn surplus for EU28
30/2015-16 February 2015 First estimate for 2014 Euro area international trade in goods surplus 194.8 bn 24.2 bn surplus for EU28 The first estimate for the euro area 1 (EA18) trade in goods balance with
More informationPART TWO POLICIES FOR ADJUSTMENT AND GROWTH
PART TWO ICIES FOR ADJUSTMENT AND GROWTH Economic Survey of Europe, 22 No. 1 CHAPTER 4 TECHNOLOGICAL ACTIVITY IN THE ECE REGION DURING THE 199s While the task of estimating the contribution of technical
More informationwww.pwc.com/pk An Update on Foreign Account Tax Compliance Act (FATCA) July 11, 2014 A. F. FERGUSON & CO. A member firm of the PwC network
www.pwc.com/pk An Update on Foreign Account Tax Compliance Act (FATCA) July 11, 2014 2 General The deadline for agreeing in-substance IGA with the US government expired on June 30, 2014. Pakistan, which
More informationThe Community Innovation Survey 2012
The Community Innovation Survey 2012 THE HARMONISED SURVEY QUESTIONNAIRE, JULY 23, 2012 The Community Innovation Survey 2012 FINAL VERSION July 23, 2012 (v15) This survey collects information on your enterprise
More informationSERVICE SOLUTIONS Our commitment is your peace of mind
EMPOWERING YOUR BUSINESS SERVICE SOLUTIONS Our commitment is your peace of mind www.toyota-forklifts.eu SERVICE SOLUTIONS Our commitment is your peace of mind As you would expect of the world leader in
More information