Understanding Substance Abuse in Adolescents: A Primer for Mental Health Professionals

Size: px
Start display at page:

Download "Understanding Substance Abuse in Adolescents: A Primer for Mental Health Professionals"

Transcription

1 Uderstadig Substace Abuse i Adolescets: A Primer for Metal Health Professioals Metal health programs desiged to reduce commo psychological problems associated with child ad adolescet victimizatio are commo, but few iclude specific itervetios delayig the oset of substace use ad reducig substace abuse... 1 Dea Kilpatrick, Bejami Sauders & Daiel Smith Youth Victimizatio: Prevalece ad Implicatios O ay give day, approximately 8% of America adolescets betwee the ages of 12 ad 17 meet the America Psychiatric Associatio s diagostic criteria for substace abuse or depedece 2, more tha 5% meet the criteria for alcohol abuse or depedece 2, ad more tha 11% show sigs of problematic use of alcohol or drugs, defied as more tha oe substace-related problem durig the past year. 3 Take together, these data idicate that oe i five America adolescets is egaged i maladaptive or dagerous use of alcohol or drugs. 2,3 Numerous studies have documeted a strog correlatio betwee trauma exposure ad substace abuse i youg people. The most recet Natioal Survey of Adolescets revealed that tees who had experieced physical or sexual abuse/assault were three times more likely to report past or curret substace abuse tha those without a history of trauma 1, ad surveys of adolescets receivig treatmet for substace abuse have show that more tha 70% had a history of trauma exposure. 4,5 The lik betwee trauma ad substace abuse is eve more strikig amog adolescets with PTSD: studies idicate that up to 59% of youg people with PTSD subsequetly develop substace abuse problems. 5 8 Although recreatioal alcohol ad drug use are more commo i adults, studies have show that youth who egage i drug ad alcohol use are at greater risk for lifelog egative cosequeces, especially whe they start usig at a youg age. Because the teeage brai is still growig ad chagig, alcohol ad drug use at a early age have a greater potetial to disrupt ormal brai developmet. The most affected brai regios iclude the hippocampus which is related to learig ad memory ad the prefrotal cortex, which is resposible for critical thikig, plaig, impulse cotrol, ad emotioal regulatio. 9,10 Drug ad alcohol use also iterfere with may other physiological processes ad have bee show to destabilize mood. Thus, adolescet substace use is associated with higher rates of depressio, aggressio, violece ad suicide. 11 These fidigs are particularly disturbig give that, for most tees, iitiatio of substace use teds to be at a early age. Oe The Natioal Child Traumatic Stress Network

2 atioal survey foud that by the time they fiish 8th grade, early oe i three (29%) adolescets has experimeted with illegal drugs, ad 41% have cosumed alcohol. 12 The earlier oset the age of first drikig, the greater the risk for lifetime alcohol abuse or depedece. 13 Give these fidigs, it is clear that substace abuse screeig should be a itegral part of the services provided by agecies ad idividuals workig with adolescets. This is particularly importat i metal health service systems, where adolescets i treatmet for traumatic stress ad other emotioal problems could beefit greatly from receivig care from cliical staff that uderstads the strog fuctioal relatioship betwee substace abuse ad traumatic stress. Substace Abuse ad Trauma: Makig the Coectio May researchers ad providers poit to the self-medicatio hypothesis to explai the coectio betwee trauma exposure ad substace abuse, suggestig that youth tur to psychoactive drugs ad alcohol i a attempt to cope with traumatic stress or remiders of loss. Although there is much evidece to support this pathway studies evaluatig the frequecy of substace abuse followig trauma exposure have reported rates as high as 76% 8 11 it is also true that substace abuse ca icrease a adolescet s risk of trauma exposure ad of experiecig traumatic stress symptoms. Epidemiological studies have foud that for may adolescets (up to 66% i some studies) substace use disorders precede the oset of trauma exposure. 6,7 This may be due to the fact that substace abusig adolescets are more likely to egage i risky activities that could lead to harm to themselves or others. 6 8 For example, tees with substace abuse disorders are more likely to drive while uder the ifluece, hitchhike, or walk i usafe eighborhoods. 2,14 There is also evidece that substace use disorders decrease youths ability to appropriately cope with ew distressig ad traumatic evets, thus leadig to the icreased likelihood of developig PTSD. I oe study, adolescets with substace abuse disorders were two times more likely to develop PTSD followig trauma tha were their osubstace abusig peers. 7 Whatever the temporal relatioship betwee trauma ad the developmet of substace abuse, it is clear that the egative effects ad cosequeces of oe disorder compoud the problems of the other. All idividuals with substace abuse disorders are at risk of experiecig itese cravigs for their substace(s) of abuse whe exposed to stimuli associated with use (e.g., substace-usig peers, places where they obtai drugs, time of day). I substace abusig tees with a history of trauma, such cravigs ca also be triggered by people, situatios, places, or thigs that evoke past traumatic evets. Research 2 Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

3 with substace abusig adults has show that cravig icreases whe idividuals with co-occurrig trauma ad substace abuse are exposed to cues of the traumatic evet. 15,16 Amog adults with cocaie depedece, for example, idividuals with PTSD are more likely to use followig egative experieces (such as upleasat emotios ad physical discomfort) whe compared with those without PTSD. 17 Successful treatmet of adolescets with co-occurrig traumatic stress ad substace abuse therefore requires itervetios that address the challeges of both disorders. Failure to provide such comprehesive treatmet may sigificatly impair these tees likelihood of log-term recovery. I the absece of copig strategies to maage distress associated with trauma, adolescets with co-occurrig disorders are more likely to relapse ad revert to maladaptive copig strategies tha tees with substace abuse aloe: I surveys of adolescets receivig substace abuse treatmet, a history of victimizatio has cosistetly bee associated with egative treatmet outcomes 4,18 Tees with a history of physical abuse are less likely to achieve posttreatmet abstiece tha tees without a trauma history 19 Higher iitial symptom severity amog youth with co-occurrig traumatic stress ad substace abuse problems has bee associated with more iteral distress ad violet behavior posttreatmet 18 Research i adults with co-occurrig trauma ad substace abuse supports the same coclusio. I studies of adults receivig substace abuse treatmet, idividuals with cooccurrig PTSD ad substace abuse had higher relapse rates tha those with substace abuse problems aloe 20, ad iitial PTSD severity was a sigificat predictor of relapse. 21,22 These fidigs illustrate the eed for icreased awareess amog metal health professioals of the strog ad complex relatioship betwee substace abuse ad traumatic stress. Tees battlig the effects of traumatic stress ad substace abuse eed to acquire copig skills to maage the distress associated with either type of problem. Improvemets i the ability to maage substace abuse cravigs, for example, may ehace the youth s readiess to lear how to maage trauma ad loss remiders. Why Do Adolescets Use? Uderstadig the reasos youth start usig drugs or alcohol as well as their reasos for cotiuig or discotiuig use is crucial to developig effective substace abuse itervetios. A recet 30-moth study of 923 teeagers receivig outpatiet ad residetial substace abuse treatmet has provided some isight ito the motivatios behid adolescets substace abuse ad evetual recovery. 23 The Natioal Child Traumatic Stress Network

4 I this study, three quarters of the tees cited social pressures ad experimetatio as their reasos for iitiatig drug or alcohol use. Tees may use because they see everyoe else doig it ad wat to bled i, because it s a way of spedig time with frieds, of beig accepted, of becomig popular, of ehacig social ad other activities, or because they fear that if they refuse, they might alieate potetial frieds. May If I do t do drugs, I feel like I m goig to go isae. Because I have all these thoughts ad all this pai i my heart ad I ca t get rid of it, you kow? Drugs is the oly thig that takes that away. That s why I do drugs. Because it keeps me, ot happy, but it keeps me from beig so sad that I wat to die. 24 adolescets reported that curiosity led to first use, while others reported that they decided to start after witessig use by a paret or relative. Of ote, oly 7% reported iitiatig use to cope with difficulties. 23 This situatio chages whe it comes to tees reasos for cotiuig use. Whe asked why they cotiue to use, more tha half reported usig drugs because it feels good (29%) or because it helps them cope with difficulties (23%). Aother 7% reported that it was a addictio or habit, ad 4% felt that drug or alcohol use ehaced their sese of self i some way (greater cofidece, self esteem, etc.). 23 I light of these fidigs, it is likely that, for tees experiecig traumatic stress, cotiued substace use may serve as a copig strategy to deal with stress, forget upleasat experieces, avoid egative emotios, do away with worries, or feel umb or idifferet to the challeges of daily life or the remiders of past trauma. Amog tees who quit usig drugs or alcohol, the most frequetly reported reasos accoutig for 57% of resposes had to do with the egative effect that usig had or could have o the adolescets lives. Some respodets said they had tired of usig (22%), others were cocered about the effect drug use could have o their overall life path (21%), ad others were worried about the egative physical ad psychological effects of their drug or alcohol use (14%). By compariso, exteral pressures accouted for less tha oe quarter of tees reasos for quittig: 14% of respodets idicated they had quit i respose to exteral factors such as jail or madated treatmet, 4% reported quittig for family ad frieds, ad 3% reported quittig to avoid trouble. 23 Recogizig Substace Abuse ad Depedece i Adolescets Although the reasos for iitiatig ad cotiuig drug ad alcohol use are varied, the sigs of abuse ad depedece are remarkably cosistet. Accordig to the America Psychiatric Associatio 25, substace abuse is a patter of use that leads to sigificat impairmet or distress, maifested as oe or more of the followig occurrig durig a 12-moth period: 4 Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

5 Recurret use resultig i a failure to fulfill major obligatios at work, school, or home Recurret use i situatios i which it is physically hazardous (e.g., drivig while high or druk) Recurret substace-related legal problems Cotiued use despite persistet or recurret social or iterpersoal problems caused or exacerbated by the effects of the substace (e.g., argumets with parets, fights) Substace depedece (more commoly referred to as addictio) ivolves the same problems, with the additio of clear sigs of physical ad psychological depedece, as maifested by three or more of the followig occurrig at ay time over a 12-moth period: 25 Tolerace, defied as the eed for icreased amouts of the substace to achieve the desired effect, or markedly dimiished effects with cotiued use of the same amout of the substace Withdrawal, maifested as either the characteristic withdrawal sydrome for the substace or cotiued use of the substace (or a closely related drug) to relieve or prevet withdrawal symptoms Takig the substace ofte i larger amouts or over a loger period tha iteded A persistet desire or usuccessful efforts to cut dow or cotrol substace use Spedig a great deal of time i activities ecessary to obtai or use the substace or to recover from its effects Givig up social, occupatioal, or recreatioal activities because of substace use Cotiued use with the kowledge that it is causig or exacerbatig a persistet or recurret physical or psychological problem Some researchers have added aother category problematic use to describe adolescets who do t meet the strict diagostic criteria for alcohol abuse or depedece, but who show two or more symptoms of alcohol depedece. The most commo symptoms see i these diagostic orphas are: 26 Tolerace Usig more or loger tha iteded Usuccessful attempts to quit or cut dow A cosiderable amout of time spet usig The Natioal Child Traumatic Stress Network 5

6 The specific sigs ad symptoms of itoxicatio, depedece ad abuse may vary depedig o the substace used (See Table 1 ad Table 2); however, major idicators that a adolescet may be egaged i problematic use or depedece iclude: 25,27,28 Difficulty sleepig Disruptive behavior Depressio Maria s Story* Maria is a 14-year-old girl who has bee physically ad sexually abused by her 22-year-old stepbrother for five years. The first icidet of abuse happeed whe she ad her mother moved i with the ew stepfamily, after havig bee evicted from their old apartmet. I additio, Maria has see her stepfather severely beat her mother several times, ad is ow costatly worried about her mother s safety. She also fears that someoe will fid out about the abuse ad that she will be take away from her mother. School avoidace Declie i academic performace Axiety Rapid chages i mood or hostile outbursts Chages i peer group or failig to itroduce peers to parets Chages i physical appearace or poor hygiee Secretive behaviors such as seakig out, lyig, ad lockig doors Maria has become withdraw at school ad o loger participates i activities she oce ejoyed. Oce very popular with her peers, she has isolated herself from may of her frieds ad speds most of her time aloe. The oly perso Maria speds time with is a older cousi who lives i the eighborhood. Lately, they have bee skippig school to smoke marijuaa ad drik alcohol. Maria used to be a hoor-roll studet, but her grades have bee spiralig dowward. Her favorite teacher is extremely cocered ad has bee tryig to get Maria to talk to her about what is causig such a chage. * Maria is a composite represetatio based o real teeage cliets strugglig with traumatic stress ad substace abuse. Alcohol ad Illicit Drugs: Prevalece Rates ad Geeral Iformatio Alcohol Adolescets use alcohol more frequetly tha they do all other drugs combied. The Natioal Logitudial Study of Adolescet Health foud that more tha 30% of surveyed adolescets had druk more tha five driks i a row i the past 12 moths ad more tha 30% reported gettig druk durig that same period. 31,32 Similarly, the most recet Natioal Survey o Drug Use ad Health foud that more tha 25% of uderage drikers are bige or heavy drikers, ad approximately 20% oe i five report drivig while uder the ifluece durig 6 Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

7 the past year. 2 I 2006, 63% of 8th graders ad more tha 80% of high-school age tees reported that alcohol was easy or very easy to obtai. 12 Caabioids The caabioids are the most commoly used illegal drugs i the Uited States. Accordig to the 2006 Natioal Survey o Drug Abuse, every day 6,000 people try marijuaa for the first time ad more tha 63% of them some 3,800 people are uder the age of 18. Overall, 6.7% of adolescets betwee the ages of 12 ad 17 are curret marijuaa users. 2 I 2006, approximately 40% of 8th graders ad three quarters of high school studets reported that marijuaa was easy or very easy to obtai. 12 Cocaie Cocaie is a powerfully addictive cetral ervous system stimulat. Oce the secodmost commoly used illicit drug i the Uited States, it has recetly bee overtake by prescriptio paikillers (see Opioids, below). Accordig to the 2005 Youth Risk Behavior Surveillace Survey 33, 7.6% of high school studets surveyed had used cocaie at least oce, ad 3.4% had used withi the last 30 days. Of ote, the percetage of tees who report that cocaie (i ay form) is easy or very easy to obtai rises with age: from approximately 20% i 8th grade to more tha 50% i seior year of high school. Cocaie use i combiatio with alcohol is especially dagerous because it facilitates the productio of cocaethylee, a cocaie metabolite that is more toxic tha cocaie aloe. Gamma hydroxybutyrate (GHB) GHB was sythesized i 1960 for use as a aesthetic. I the Uited States, GHB has bee widely abused sice the early 1990s. It is ofte used by youg ad predomiatly white partygoers i combiatio with various other drugs or alcohol at raves ad other gatherigs. It has bee used i a umber of sexual assaults ad, like the drug Rohypol (fluitrazepam), is kow as a date-rape drug because of its ability to sedate ad impair the memory of potetial victims. Because it metabolizes quickly, there are ofte o traces of it i a victim s bloodstream by the time the assault is remembered. GHB geerally comes mixed with water or i powder form. It is commoly sold i small bottles (the size of complimetary shampoo cotaiers supplied by hotels), which are geerally iexpesive ad cotai about 10 hits. GHB use has greatly icreased i recet years, with the most prevalet use observed i the southeaster ad wester Uited States. I 2006, 0.8% of 8th graders, 0.7% of 10th graders, ad 1.1% of 12th graders reported usig GHB at least oce i the prior year. 12 Accordig to data gathered by the Drug Abuse Warig Network (DAWN), i 2002 early 5,000 emergecy room visits were related to use of GHB. 37 The Natioal Child Traumatic Stress Network 7

8 Table 1. Commo Drugs of Abuse ad Their Effects 27,29,30 Category ad Name Examples of Commercial ad Street Names Alcohol Booze, brew, hooch, sauce, forty, brewsky, hard stuff, hard A, liquor, spirits, various brad ames DEA Schedule* How Admiistered** Not scheduled Swallowed Relaxatio, decreased cocetratio, impaired judgmet, coordiatio, ad reactio time, loss of cosciousess, blackouts, ad memory lapses Itoxicatio Effects Potetial Health Cosequeces Caabioids Class effects Hashish Boom, chroic, gagster, hash, hash oil, hemp Marijuaa Blut, dope, gaja, grass, herb, joits, Mary Jae, pot, reefer, sisemilla, skuk, weed I Swallowed, smoked Euphoria, slowed thikig ad reactio time, cofusio, impaired I Swallowed, smoked balace ad coordiatio Depressats Class Effects Liver disease, ulcers, cacer (esophageal, oral, hepatic), hypertesio, hypoglycemia, depedece, addictio Cough, frequet respiratory ifectios, impaired memory ad learig, icreased heart rate, axiety, paic attacks, tolerace, addictio Barbiturates Amytal, Nembutal, Secoal, Pheobarbital: barbs, reds, red birds, pheies, tooies, yellows, yellow jackets Bezodiazepies (other tha fluitrazepam) Ativa, Halcio, Librium, Valium, Xaax: cady, dowers, sleepig pills, traks Fluitrazepam*** Rohypol: forget-me pill, Mexica Valium, R2, Roche, roofies, roofiol, rope, rophies Reduced axiety, feelig of wellbeig, lowered ihibitios, slowed pulse ad breathig, lowered blood pressure, poor cocetratio Fatigue, cofusio, impaired coordiatio, memory, judgmet, addictio, respiratory depressio ad arrest, depedece, addictio, death II, III, V Ijected, swallowed Sedatio, drowsiess Depressio, uusual excitemet, fever, irritability, poor judgmet, slurred speech, dizziess, lifethreateig withdrawal IV Swallowed, ijected Sedatio, drowsiess Dizziess IV Swallowed, sorted Visual ad gastroitestial disturbaces, uriary retetio, memory loss for the time uder the drug s effects Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue

9 Category ad Name Examples of Commercial ad Street Names GHB*** gamma-hydroxybutyrate: G, Georgia home boy, grievous bodily harm, liquid ecstasy Methaqualoe Quaalude, Sopor, Parest: ludes, madrex, quad, quay DEA Schedule* How Admiistered** Itoxicatio Effects Potetial Health Cosequeces I Swallowed Drowsiess, ausea Vomitig, headache, loss of cosciousess, loss of reflexes, seizures, coma, death I Ijected, swallowed Euphoria Depressio, poor reflexes, slurred speech, coma Dissociative Aesthetics Class Effects Ketamie Ketalar SV: cat Valiums, K, Special K, vitami K PCP ad aalogs Phecyclidie: agel dust, boat, hog, love boat, peace pill III Ijected, sorted, smoked I, II Ijected, swallowed, smoked Icreased heart rate ad blood pressure, impaired motor fuctio At high doses, delirium, depressio, respiratory depressio ad arrest Possible decrease i blood pressure ad heart rate, paic, aggressio, violece Hallucioges Class Effects LSD Lysergic acid diethylamide: acid, blotter, boomers, cubes, microdot, yellow sushies I Swallowed, absorbed through mouth tissues Altered states of perceptio ad feelig, ausea Icreased body temperature, heart rate, ad blood pressure, loss of appetite, sleeplessess, umbess, weakess, tremors, persistet metal disorders Mescalie Buttos, cactus, mesc, peyote I Swallowed, smoked Icreased body temperature, heart rate, ad blood pressure, loss of appetite, sleeplessess, umbess, weakess, tremors Psilocybi Magic mushroom, purple passio, shrooms I Swallowed Nervousess, paraoia Memory loss, umbess, ausea. vomitig Loss of appetite, depressio Persistig perceptio disorder (flashbacks) The Natioal Child Traumatic Stress Network 9

10 Table 1. Commo Drugs of Abuse ad Their Effects 27,29,30 (cotiued) Category ad Name Examples of Commercial ad Street Names DEA Schedule* How Admiistered** Itoxicatio Effects Potetial Health Cosequeces Opioids ad Morphie Derivatives Class Effects Codeie Empiri with Codeie, Fiorial with Codeie, Robitussi A-C, Tyleol with Codeie: Captai Cody, Cody, schoolboy (with glutethimide), doors & fours, loads, pacakes ad syrup Fetayl ad fetayl aalogs Actiq, Duragesic, Sublimaze: Apache, Chia girl, Chia white, dace fever, fried, goodfella, jackpot, murder 8, TNT, Tago ad Cash Heroi diacetylmorphie: brow sugar, dope, H, horse, juk, skag, skuk, smack, white horse Morphie Roxaol, Duramorph: M, Miss Emma, mokey, white stuff Opium laudaum, paregoric: big O, black stuff, block, gum, hop II, III, IV, V Ijected, swallowed Less aalgesia, sedatio, ad respiratory depressio tha morphie I, II Ijected, smoked, sorted I Ijected, smoked, sorted II, III Ijected, swallowed, smoked II, III, V Swallowed, smoked Oxycodoe HCL OxyCoti: Oxy, O.C., killer II Swallowed, sorted, ijected Hydrocodoe bitartrate, acetamiophe Vicodi: vike, Watso-387 II Swallowed Pai relief, euphoria, drowsiess Nausea, costipatio, cofusio, sedatio, respiratory depressio ad arrest, tolerace, addictio, ucosciousess, coma, death Staggerig gate Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue

11 Category ad Name Examples of Commercial ad Street Names DEA Schedule* How Admiistered** Itoxicatio Effects Potetial Health Cosequeces Stimulats Class Effects Amphetamie Biphetamie, Dexedrie: beies, black beauties, crosses, hearts, LA turaroud, speed, truck drivers, uppers Cocaie Cocaie hydrochloride: blow, bump, C, cady, Charlie, coke, crack, flake, rock, sow, toot MDMA (methyleedioxymethamphetamie) Adam, clarity, ecstasy, Eve, lover s speed, peace, STP, X, XTC Methamphetamie Desoxy: chalk, crak, crystal, fire, glass, go fast, ice, meth, speed Methylpheidate (safe ad effective for treatmet of ADHD) Ritali: JIF, MPH, R-ball, Skippy, the smart drug, vitami R Nicotie Cigarettes, cigars, smokeless tobacco, suff, spit tobacco, bidis, chew II Ijected, swallowed, smoked, sorted II Ijected, smoked, sorted Icreased heart rate, blood pressure, metabolism; feeligs of exhilaratio, eergy, icreased metal alertess I Swallowed Mild halluciogeic effects, icreased tactile sesitivity, empathetic feeligs II Ijected, swallowed, smoked, sorted II Ijected, swallowed, sorted Not scheduled Smoked, sorted, take i suff ad spit tobacco Rapid or irregular heart beat, reduced appetite, weight loss, ervousess, isomia, heart failure Rapid breathig Tremor, loss of coordiatio, irritability, axiousess, restlessess, delirium, paic, paraoia, impulsive behavior, aggressiveess, tolerace, addictio, psychosis Icreased temperature Chest pai, respiratory failure, ausea, abdomial pai, strokes, seizures, headaches, malutritio, paic attacks Aggressio, violece, psychotic behavior Impaired memory ad learig, hyperthermia, cardiac toxicity, real failure, liver toxicity Memory loss, cardiac ad eurological damage, detal decay ad damage, impaired memory ad learig, tolerace, addictio Additioal effects attributable to tobacco exposure: adverse pregacy outcomes, chroic lug disease, cardiovascular disease, stroke, cacer, tolerace, addictio The Natioal Child Traumatic Stress Network 11

12 Table 1. Commo Drugs of Abuse ad Their Effects 27,29,30 (cotiued) Category ad Name Other Compouds Examples of Commercial ad Street Names Aabolic steroids Aadrol, Oxadri, Duraboli, Depo-Testosteroe, Equipoise: roids, juice Dextromethorpha (DXM) Foud i some cough ad cold medicatios, Robotrippig, Robo, Triple C Ihalats Solvets (pait thiers, gasolie, glues), gases (butae, propae, aerosol propellats, itrous oxide), itrites (isoamyl, isobutyl, cyclohexyl), laughig gas, poppers, sappers, whippets DEA Schedule* How Admiistered** III Ijected, swallowed, applied to ski Not scheduled Swallowed Dissociative effects, distorted visual perceptios to complete dissociative effects Not scheduled Ihaled through ose or mouth Itoxicatio Effects Potetial Health Cosequeces Noe Hypertesio, blood clottig ad cholesterol chages, liver cysts ad cacer, kidey cacer, hostility ad aggressio, ace. I adolescets, premature stoppage of growth. I males, prostate cacer, reduced sperm productio, shruke testicles, breast elargemet. I females, mestrual irregularities, developmet of beard ad other masculie characteristics Stimulatio, loss of ihibitio, headache, ausea or vomitig, slurred speech, loss of motor coordiatio, wheezig For effects at higher doses see dissociative aesthetics Ucosciousess, cramps, weight loss, muscle weakess, depressio, memory impairmet, damage to cardiovascular ad ervous systems, sudde death * Schedule I ad II drugs have a high potetial for abuse. They require greater storage security ad have a quota o maufacturig, amog other restrictios. Schedule I drugs are available for research oly ad have o approved medical use; Schedule II drugs are available oly by prescriptio (urefillable) ad require a form for orderig. Schedule III ad IV drugs are available by prescriptio, may have five refills i six moths, ad may be ordered orally. Some Schedule V drugs are available over the couter. **Takig drugs by ijectio ca icrease the risk of ifectio through eedle cotamiatio with staphylococci, HIV, hepatitis, ad other orgaisms. ***Associated with sexual assaults Sources: Natioal Istitute o Drug Abuse. (2007). Commoly Abused Drugs. Bethesda, MD: Natioal Istitute o Drug Abuse, Natioal Istitutes of Health. Retrieved April 28, 2008 from Saitz, R. (2007). Treatmet of alcohol ad other drug depedece. Liver Traspl, 13(11 Suppl 2), S59-64; Saitz, R. (2005). Cliical practice. Uhealthy alcohol use. N Egl J Med, 352(6), Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue

13 Hallucioges Hallucioges are a class of illicit drugs that alter perceptio ad, i some cases, produce euphoria. Hallucioge use is geerally rare i the overall populatio, although higher amog tees ad youg adults. I 2006, reported lifetime use of ay hallucioge was less tha 4% amog 8th graders, approximately 6% amog 10th graders, ad slightly more tha 8% amog 12th graders. Reported lifetime use was eve lower for LSD: 1.6%, 2.7%. ad 3.3% amog 8th, 10th, ad 12th graders, respectively. Ihalats Ihalats are breathable chemical vapors that produce psychoactive effects. Siffig ihalats is ofte referred to as huffig. Ihalats ca also be used by placig the ihalat i a bag ad the siffig ito the bag or puttig the bag over the head ( baggig ). Ihalats are very easy to fid, are ot illegal, ad are less expesive tha most drugs. Accordig to the most recet Natioal Survey o Drug Use ad Health, ihalats are the secod most frequetly used illicit drug amog 12- to 13-year-olds, third amog 14- ad 15- year-olds, ad fourth amog 16- ad 17-year-olds. 2 Most ihalat users start usig before their 16th birthday. 2 MDMA (Ecstasy) MDMA acts as both a stimulat ad a hallucioge. It is amog the most frequetly reported club drugs. I the 2006 Natioal Survey o Drug Use ad Health, approximately 500,000 tees betwee the ages of 12 ad 17 reported usig MDMA withi the last 30 days. 2 Overall use rates icrease with age, from less tha 2% amog 8th graders to more tha 4% i 12th graders. 12 Perceived availability of MDMA also icreases with age: less tha 15% of 8th graders report that it is easy or very easy to obtai, versus approximately 25% of 10th to 12th graders. 12 Methamphetamie Methamphetamie is a addictive stimulat closely related to amphetamie. It has loger lastig ad more toxic effects o the cetral ervous system tha amphetamie, ad is ofte made i small, illegal laboratories called meth labs, usig relatively iexpesive overthe-couter igrediets. Methamphetamie has a high potetial for abuse ad addictio. Methamphetamie users may experiece upredictable mood swigs, as well as tooth decay caused by dry mouth ad excessive tooth gridig. Users commoly have the sesatio that isects are crawlig o their ski, ad may users will scratch themselves raw, causig laceratios o their face ad arms. Durig 2006, 731,000 people age 12 or older i the Uited States reported curret use of methamphetamie, with highest rates of use amog older adolescets ad youg adults. 2 Less tha 2% of 8th ad 10th graders reported usig durig the past year, versus 2.5% of 12th graders. 12 The Natioal Child Traumatic Stress Network 13

14 Nicotie Nicotie is oe of the most frequetly used addictive drugs. I the 2006 Natioal Survey o Drug Use ad Health, 12.9% of 12- to 17-year-olds 3.3 millio tees reported usig some form of tobacco durig the past moth. The umber of curret cigarette smokers icreases with age, from a low of 2% amog 12- to 13-year-olds to a high of 20% amog 16- ad 17-year-olds. 2 Such high prevalece rates may be accouted for by research that suggests adolescets are more susceptible to rapid developmet of icotie addictio, with measurable symptoms of depedece observable after oly a few weeks of casual use. 38 Opioids Opioids are the most powerful kow pai relievers, ad their aalgesic ad euphoric effects have bee kow sice 4000 BC. I the Uited States, heroi use has icreased over the last decade, particularly amog adolescets, although overall heroi use remais low. I 2006, 1.4% of 8th graders, 10th graders, ad 12th graders reported usig heroi at least oce i their lifetime. The same survey foud that less tha 1% of youth i each of these grades reported usig heroi i the year prior to the survey. 12 By cotrast, the abuse of prescriptio paikillers particularly arcotics such as Vicodi, OxyCoti, Percocet, Demerol, ad Darvo has rise dramatically. The overall icidece of emergecy departmet visits related to arcotic abuse has bee icreasig i the U.S. sice the mid-1990s ad has more tha doubled betwee 1994 ad Accordig to emergecy departmet data, i 2005 early 50,000 youth betwee the ages of 12 ad 17 preseted to the emergecy departmet because of o-medical uses of prescriptio paikillers. Natioally, a estimated 14% of high school seiors have used prescriptio drugs for omedical reasos at least oce i their lifetime, makig prescriptio drugs the secodmost commoly abused illegal substace by teeagers, after marijuaa. 2 Steroids Aabolic steroids were origially developed i the late 1930s to treat hypogoadism (a coditio i which the testes do ot produce sufficiet testosteroe for ormal growth, developmet, ad sexual fuctioig); steroids are legal by prescriptio but are ofte abused. Accordig to the 2006 Moitorig the Future survey, most tee aabolic steroids users are male. 12 Amog male studets, use of steroids durig the past year was reported by approximately 1% of 8th graders ad 10th graders, ad early 2% of 12th graders. Adolescets may be more likely to abuse aabolic steroids if they have experieced muscle dysmorphia, a history of physical or sexual abuse, or a history of egagig i high-risk behaviors Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

15 Table 2: Sources of Additioal Iformatio o Specific Drugs of Abuse Drug Class/Drug Source URL Alcohol Caabioids Depressats NIAAA Leadership to Keep Childre Alcohol Free DEA NIDA Rohypol/GHB DEA Hallucioges NIDA Geeral DEA NIDA LSD DEA Ihalats Opioids DEA NIDA Heroi DEA NIDA OxyCoti DEA Prescriptio Pai Medicatios Stimulats NIDA Cocaie/crack DEA NIDA MDMA (Ecstasy) DEA NIDA Methamphetamie DEA NIDA Nicotie NIDA Steroids DEA NIDA DEA=Drug Eforcemet Agecy, NIAAA=Natioal Istitute o Alcohol Abuse ad Alcoholism, NIDA=Natioal Istitute o Drug Abuse The Natioal Child Traumatic Stress Network 15

16 Recogizig Withdrawal Regular users of alcohol ad drugs may evetually develop tolerace ad eed larger amouts of the substace to achieve the same effect. Whe the body adjusts to havig the substace preset, users may feel emotioally ad physically ill whe they discotiue use (withdrawal). Substace use iitially may serve as a meas to fid pleasure or relief from emotioal distress, but oce physiological depedece develops, substace use becomes a way to maage cravigs ad withdrawal symptoms (see Table 3 below). Adolescets exhibitig sigs of withdrawal require medical as well as metal health itervetio to prevet severe (or, i the case of alcohol, potetially fatal) physiological reactios. Table 3. Sigs ad Symptoms of Withdrawal Alcohol Substace Caabioids (marijuaa, hashish) Cocaie (crack) GHB (date rape drug) Ihalats (pait thier, gasolie, glues, laughig gas, poppers, sappers, whippets) Methyleedioxymethamphetamie (MDMA, Ecstasy, X, XTC, etc.) Methamphetamie Nicotie Opioids ad Morphie Derivatives (codeie, fetayl, heroi, morphie, opium, oxycodoe, hydrocodoe) Steroids Withdrawal Symptoms Cravig for alcohol, isomia, vivid dreams, axiety, hypervigilace, agitatio, irritability, loss of appetite (i.e., aorexia), ausea, vomitig, headache, sweatig, tremors, tactile ad auditory halluciatios, seizures, delirium tremes Irritability, axiety ad physical tesio, decreases i appetite ad mood Agitatio/irritability, depressio ad/or axiety, itese cravigs, agry outbursts, lack of motivatio, fatigue, ausea/vomitig, shakig Profuse sweatig, axiety attacks, high blood pressure ad pulse, halluciatio, rapid pulse Had tremors, excess sweatig, costat headaches, ervousess Depressio, axiety, icludig paic attacks, depersoalizatio/ derealizatio, paraoid delusios, sleeplessess Irritability, moderate-to-severe depressio, psychotic reactios, axiety Irritability/aggressio, depressio, poor cocetratio, icreased appetite, light-headedess, restlessess, ight-time awakeigs, cravig Nausea/vomitig, isomia, diarrhea, irritability, loss of appetite, shakig, tremors, paic, chills or profuse sweatig Nausea/vomitig/diarrhea, joit/muscle pai or weakess, weight loss, fever, headache ad fatigue, low blood pressure 16 Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

17 Substace Use Problems: Risks ad Protective Factors I order to provide appropriate, effective care to tees with or at risk for substace abuse disorders, it is importat to recogize ad evaluate the various factors that ca ehace or mitigate risk. These factors ca have a profoud impact o how teeagers cope with difficulties, ad o log-term treatmet outcomes. For example, studies have show that adolescets who use positive copig strategies such as good decisio-makig skills, assertiveess, ad cogitive mastery, are less likely to use substaces or egage i deliquet behavior. 41 Coversely, adolescets who egage i avoidat stress copig ad have difficulty i maagig temptatios are more likely to use drugs ad alcohol. 42 Geder is a importat factor i the use ad effects of alcohol ad other drugs of abuse. Boys ted to have opportuities for use earlier i life ad thus ted to iitiate at youger ages. 43 However, oce girls have the opportuity to experimet, they are just as likely as boys are to use. 44 Data from the 2006 Moitorig the Future survey suggest that there are similar treds for substace use amog boys ad girls, but that boys are more likely to cosume marijuaa, steroids, ad smokeless tobacco, whereas girls are more likely to abuse amphetamies ad methamphetamie. 12 Rates of drug use for both geders have bee covergig over the past decade. 45 Research idicates that there are few differeces i the type or amout of substaces that male ad female adolescets use; however, the effects of substaces o their emotioal ad physiological health ca vary. Substace abuse stemmig from traumatic evets ad/ or psychological problems is more commo i females tha i males. Additioally, female substace abusers are more vulerable to some of the physiological effects ad psychological difficulties that ca result from substace use. Research has also show that females have a greater chace of developig eurological problems associated with alcohol abuse. 46 I additio to varyig by geder, adolescet drug ad alcohol use also teds to vary by populatio. For example, rates of curret drug use amog America Idia/Alaska Native Youth are approximately twice the rate amog tees overall. 2 Much research has bee devoted to idetifyig commo risks ad protective factors associated with adolescet substace use. Table 4 outlies some of the factors that are associated with the idividual, family, peer, school, ad commuity domais of a adolescet s life. I geeral, tees are less likely to succumb to exteral pressures toward drug use if they have a strog sese of attachmet to parets who clearly commuicate their disapproval of substace use ad atisocial behaviors ad a strog commitmet to doig well i school. 50,51 Coversely, associatig with substace abusig peers 41,48,52 55, ad limited availability of educatioal ad recreatioal opportuities 56 are associated with icreased risk of substace abuse. The Natioal Child Traumatic Stress Network 17

18 Table 4: Risks ad Protective Factors Associated with Adolescet Substace Use Domai Risk Factors Protective Factors Idividual Family Peer School Commuity Aggressive behavior Geetic vulerability Low self-esteem Academic failure Risk-takig propesity Impulsivity Lack of paretal supervisio Family member with a history of alcohol or other drug abuse Lack of clear rules ad cosequeces regardig alcohol ad other drug use Family coflict/abuse Loss of employmet Substace abuse Ties to deviat peers/gag ivolvemet Iappropriate sexual activity amog peers Drug availability Studets lack commitmet or sese of belogig at school High umbers of studets who fail academically at school Parets ad commuity members ot actively ivolved Poverty Alcohol ad other drugs readily available Laws ad ordiaces uclear or icosistetly eforced Norms uclear or ecourage use of drugs Lack of sese of coectio to commuity High uemploymet Youths activities ot moitored Self-cotrol Positive relatioships with adults (e.g., parets, teachers, doctors, law eforcemet officers, etc.) Ivolvemet i extracurricular activities Positive future plas Paretal moitorig Close family relatioships Educatio valued ad ecouraged; parets actively ivolved Clear expectatios ad limits regardig alcohol ad other drug use Shared family resposibilities icludig chores ad decisio makig Nurturig family members who support each other Academic competece Ivolvemet i substace-free activities Negative view of alcohol ad other drug use amog peers Atidrug use policies Positive attitudes toward school ad regular school attedace promoted Goal-settig, academic achievemet, ad positive social developmet ecouraged Tutorig made available Leadership ad decisio-makig opportuities for studets provided Substace-free evets sposored Laws ad ordiaces cosistetly eforced Norms ad policies ecourage ouse of drugs Strog sese of coectio to eighborhood Jobs ad other resources (e.g., housig, healthcare, childcare, commuity service opportuities, recreatio; religious orgaizatios) available 18 Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

19 Coclusio Youth services providers should always be aware of the liks betwee adolescet traumatic stress ad substace abuse problems. The traditioal divisio betwee metal health ad substace abuse service systems, the limited availability of evidece-based itegrated approaches, ad the difficulties associated with havig separate sources of fudig available for these types of problems all ca pose may challeges to providig itegrated ad coordiated care. However, a coordiated approach offers the best hope of lastig recovery i tees strugglig with the effects of traumatic stress ad substace abuse. The Natioal Child Traumatic Stress Network 19

20 Refereces 1. Kilpatrick, D. G., Sauders, B. E., ad Smith, D. W. (2003). Youth victimizatio: Prevalece ad implicatios. NIJ research i brief. Washigto, DC: U.S. Departmet of Justice, Office of Justice Programs, Natioal Istitute of Justice. Retrieved April 16, 2008 from pdffiles1/ij/ pdf. 2. Substace Abuse ad Metal Health Services Admiistratio. (2007). Results from the 2006 Natioal Survey o Drug Use ad Health: Natioal fidigs. Rockville, MD: Departmet of Health ad Huma Services. Retrieved April 7, 2008 from 2k6sduh/2k6Results.pdf. 3. Kight, J. R., Harris, S. K., Sherritt, L., Va Hook, S., Lawrece, N., Brooks, T., et al. (2007). Prevalece of positive substace abuse scree results amog adolescet primary care patiets. Arch Pediatr Adolesc Med, 161(11), Fuk, R. R., McDermeit, M., Godley, S. H., ad Adams, L. (2003). Maltreatmet issues by level of adolescet substace abuse treatmet: The extet of the problem at itake ad relatioship to early outcomes. Child Maltreat, 8(1), Deyki, E. Y., ad Buka, S. L. (1997). Prevalece ad risk factors for posttraumatic stress disorder amog chemically depedet adolescets. Am J Psychiatry, 154(6), Clark, D. B., Lesick, L., ad Hegedus, A. M. (1997). Traumas ad other adverse life evets i adolescets with alcohol abuse ad depedece. J Am Acad Child Adolesc Psychiatry, 36(12), Giacoia, R. M., Reiherz, H. Z., Hauf, A. C., Paradis, A. D., Wasserma, M. S., ad Laghammer, D. M. (2000). Comorbidity of substace use ad post-traumatic stress disorders i a commuity sample of adolescets. Am J Orthopsychiatry, 70(2), Perkoigg, A., Kessler, R. C., Storz, S., ad Wittche, H. U. (2000). Traumatic evets ad posttraumatic stress disorder i the commuity: Prevalece, risk factors ad comorbidity. Acta Psychiatr Scad, 101(1), De Bellis, M. D., Narasimha, A., Thatcher, D. L., Keshava, M. S., Soloff, P., ad Clark, D. B. (2005). Prefrotal cortex, thalamus, ad cerebellar volumes i adolescets ad youg adults with adolescet-oset alcohol use disorders ad comorbid metal disorders. Alcohol Cli Exp Res, 29(9), Zeigler, D. W., Wag, C. C., Yoast, R. A., Dickiso, B. D., McCaffree, M. A., Robiowitz, C. B., et al. (2005). The eurocogitive effects of alcohol o adolescets ad college studets. Prev Med, 40(1), Diamod, G., Paichelli-Midel, S. M., Shera, D., Deis, M., Tims, F., ad Ugemack, J. (2006). Psychiatric sydromes i adolescets with marijuaa abuse ad depedecy i outpatiet treatmet. Joural of Child & Adolescet Substace Abuse, 15(4), Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse Jue 2008

Opioid Overdose TOOLKIT: Safety Advice for Patients & Family Members

Opioid Overdose TOOLKIT: Safety Advice for Patients & Family Members S A M H S A Opioid Overdose TOOLKIT: Safety Advice for Patiets & Family Members TABLE OF CONTENTS SAFETY ADVICE FOR PATIENTS & FAMILY MEMBERS WHAT ARE OPIOIDS 3 PREVENTING OVERDOSE 3 IF YOU SUSPECT AN

More information

Opioid Safe Use and Handling Guide

Opioid Safe Use and Handling Guide Helpig Patiets Safely Use Opioids Opioid Safe Use ad Hadlig Guide For additioal resources ad iformatio, visit the C.A.R.E.S. Alliace at www.caresalliace.org A Resource for Patiets Sposored by Because I

More information

Understanding the Links Between Adolescent Trauma and Substance Abuse

Understanding the Links Between Adolescent Trauma and Substance Abuse Uderstadig the Liks Betwee Adolescet Trauma ad Substace Abuse A Toolkit for Providers 2d Editio Jue 2008 From the Adolescet Trauma ad Substace Abuse Committee of the Natioal Child Traumatic Stress Network

More information

Chronic Kidney Disease

Chronic Kidney Disease Chroic Kidey Disease What Does it Mea for Me? Natioal Kidey Disease Educatio Program Chroic Kidey Disease: The Basics You ve bee told that you have chroic kidey disease (CKD). What does that mea? Ad what

More information

A guide to School Employees' Well-Being

A guide to School Employees' Well-Being A guide to School Employees' Well-Beig Backgroud The public school systems i the Uited States employ more tha 6.7 millio people. This large workforce is charged with oe of the atio s critical tasks to

More information

OMG! Excessive Texting Tied to Risky Teen Behaviors

OMG! Excessive Texting Tied to Risky Teen Behaviors BUSIESS WEEK: EXECUTIVE EALT ovember 09, 2010 OMG! Excessive Textig Tied to Risky Tee Behaviors Kids who sed more tha 120 a day more likely to try drugs, alcohol ad sex, researchers fid TUESDAY, ov. 9

More information

The Forgotten Middle. research readiness results. Executive Summary

The Forgotten Middle. research readiness results. Executive Summary The Forgotte Middle Esurig that All Studets Are o Target for College ad Career Readiess before High School Executive Summary Today, college readiess also meas career readiess. While ot every high school

More information

OUT-OF-STATE PETITIONER ALCOHOL/DRUG EVALUATION UNIFORM REPORT

OUT-OF-STATE PETITIONER ALCOHOL/DRUG EVALUATION UNIFORM REPORT OUT-OF-STATE PETITIONER ALCOHOL/DRUG EVALUATION UNIFORM REPORT Office of the Secretary of State DEPARTMENT OF ADMINISTRATIVE HEARINGS Additioal forms may be obtaied at www.cyberdriveilliois.com INSTRUCTIONS:

More information

Engaging Adolescents in Treatment

Engaging Adolescents in Treatment Egagig Adolescets i Treatmet Assistig adolescets to reflect o their curret situatio ad experieces ad helpig them to evisio a positive future may promote motivatio to chage, especially amog those who have

More information

Urinary tract infections

Urinary tract infections Uriary tract ifectios T H E K I D N E Y F O U N D A T I O N O F C A N A D A 1 Uriary tract ifectios How does the uriary system work? The uriary tract is made up of the kideys, the ureters, the bladder

More information

Professional Networking

Professional Networking Professioal Networkig 1. Lear from people who ve bee where you are. Oe of your best resources for etworkig is alumi from your school. They ve take the classes you have take, they have bee o the job market

More information

National Institute on Aging. What Is A Nursing Home?

National Institute on Aging. What Is A Nursing Home? Natioal Istitute o Agig AgePage Nursig Homes: Makig The Right Choice Lucille has lived i her home for 33 years. Eve after her husbad died 3 years ago, she was able to maage o her ow. Recetly, she broke

More information

GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS

GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS I the sprig of 2008, Stadig Together agaist Domestic Violece carried out a piece of collaborative work o domestic violece

More information

Eglad Data - A New Generation Of Risk

Eglad Data - A New Generation Of Risk Alcohol ad drugs: JSNA support pack Key data to support plaig for effective alcohol prevetio, treatmet ad recovery ROTHERHAM ROTHERHAM SUPPORTING INFORMATION The health harms associated with alcohol cosumptio

More information

Alcohol and drugs: JSNA support pack

Alcohol and drugs: JSNA support pack Alcohol ad drugs: JSNA support pack Key data to support plaig for effective alcohol prevetio, treatmet ad recovery SUFFOLK SUFFOLK SUPPORTING INFORMATION The health harms associated with alcohol cosumptio

More information

ABCs. of Diabetes Care

ABCs. of Diabetes Care ABCs of Diabetes Care Stayig healthy whe you have diabetes ca be challegig. But the more you focus o the positive results of a healthy diet, medicatio routie ad regular exercise, the easier it will be

More information

Conservative treatment:

Conservative treatment: Coservative treatmet: Choosig ot to start dialysis T H E K I D N E Y F O U N D A T I O N O F C A N A D A 1 Coservative treatmet: Choosig ot to start dialysis You have the right to make your ow choices

More information

Prescribing costs in primary care

Prescribing costs in primary care Prescribig costs i primary care LONDON: The Statioery Office 13.50 Ordered by the House of Commos to be prited o 14 May 2007 REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 454 Sessio 2006-2007 18 May

More information

Handling. Collection Calls

Handling. Collection Calls Hadlig the Collectio Calls We do everythig we ca to stop collectio calls; however, i the early part of our represetatio, you ca expect some of these calls to cotiue. We uderstad that the first few moths

More information

The Importance of Media in the Classroom

The Importance of Media in the Classroom 01-TilestoVol09.qxd 8/25/03 3:47 PM Page 1 1 The Importace of Media i the Classroom As teachers, we have a wealth of iformatio from which to choose for our classrooms. We ca ow brig history ito the classroom

More information

Amendments to employer debt Regulations

Amendments to employer debt Regulations March 2008 Pesios Legal Alert Amedmets to employer debt Regulatios The Govermet has at last issued Regulatios which will amed the law as to employer debts uder s75 Pesios Act 1995. The amedig Regulatios

More information

Determining the sample size

Determining the sample size Determiig the sample size Oe of the most commo questios ay statisticia gets asked is How large a sample size do I eed? Researchers are ofte surprised to fid out that the aswer depeds o a umber of factors

More information

Section 3: Renters and Rental Units

Section 3: Renters and Rental Units Sectio 3: Reters ad Retal Uits About two millio New York City households roughly two-thirds ret their homes. Over the past decade retal housig has become less affordable to may New Yorkers. Give the dowtur

More information

Wells Fargo Insurance Services Claim Consulting Capabilities

Wells Fargo Insurance Services Claim Consulting Capabilities Wells Fargo Isurace Services Claim Cosultig Capabilities Claim Cosultig Claims are a uwelcome part of America busiess. I a recet survey coducted by Fulbright & Jaworski L.L.P., large U.S. compaies face

More information

Drugs and Diversity: Ethnic minority groups

Drugs and Diversity: Ethnic minority groups Drugs ad Diversity: Ethic miority groups Learig from the evidece Itroductio This review is part of a wider programme of work udertake by the UKDPC to provide a overview of the differig eeds ad challeges

More information

Alcohol data: JSNA support pack. Key data to support planning for effective alcohol prevention, treatment and recovery in 2015-16

Alcohol data: JSNA support pack. Key data to support planning for effective alcohol prevention, treatment and recovery in 2015-16 Key data to support plaig for effective alcohol prevetio, treatmet ad recovery i 2015-16 Croydo (usig latest available data) ABOUT THIS JSNA SUPPORT PACK The health harms associated with alcohol cosumptio

More information

Treatment for Youth with Traumatic Stress and Substance Abuse Problems

Treatment for Youth with Traumatic Stress and Substance Abuse Problems Treatmet for Youth with Traumatic Stress ad Substace Abuse Problems Oe patiet whom I talked to said that she had to lie to be able to get adequate treatmet for both disorders. She was told whe she wet

More information

Confidence Intervals. CI for a population mean (σ is known and n > 30 or the variable is normally distributed in the.

Confidence Intervals. CI for a population mean (σ is known and n > 30 or the variable is normally distributed in the. Cofidece Itervals A cofidece iterval is a iterval whose purpose is to estimate a parameter (a umber that could, i theory, be calculated from the populatio, if measuremets were available for the whole populatio).

More information

Lesson 17 Pearson s Correlation Coefficient

Lesson 17 Pearson s Correlation Coefficient Outlie Measures of Relatioships Pearso s Correlatio Coefficiet (r) -types of data -scatter plots -measure of directio -measure of stregth Computatio -covariatio of X ad Y -uique variatio i X ad Y -measurig

More information

Assessment of the Board

Assessment of the Board Audit Committee Istitute Sposored by KPMG Assessmet of the Board Whe usig a facilitator, care eeds to be take if the idividual is i some way coflicted due to the closeess of their relatioship with the

More information

Get advice now. Are you worried about your mortgage? New edition

Get advice now. Are you worried about your mortgage? New edition New editio Jauary 2009 Are you worried about your mortgage? Get advice ow If you are strugglig to pay your mortgage, or you thik it will be difficult to pay more whe your fixed-rate deal eds, act ow to

More information

Making training work for your business

Making training work for your business Makig traiig work for your busiess Itegratig core skills of laguage, literacy ad umeracy ito geeral workplace traiig makes sese. The iformatio i this pamphlet will help you pla for ad build a successful

More information

Life & Disability Insurance. For COSE Employer Groups with 10+ Employees

Life & Disability Insurance. For COSE Employer Groups with 10+ Employees Life & Disability Isurace For COSE Employer Groups with 10+ Employees Life ad Disability Isurace Offerig a great beefit like life ad disability isurace is a excellet way to help attract ad retai taleted

More information

Flood Emergency Response Plan

Flood Emergency Response Plan Flood Emergecy Respose Pla This reprit is made available for iformatioal purposes oly i support of the isurace relatioship betwee FM Global ad its cliets. This iformatio does ot chage or supplemet policy

More information

6. p o s I T I v e r e I n f o r c e M e n T

6. p o s I T I v e r e I n f o r c e M e n T 6. p o s I T I v e r e I f o r c e M e T The way positive reiforcemet is carried out is more importat tha the amout. B.F. Skier We all eed positive reiforcemet. Whether or ot we are cosciously aware of

More information

France caters to innovative companies and offers the best research tax credit in Europe

France caters to innovative companies and offers the best research tax credit in Europe 1/5 The Frech Govermet has three objectives : > improve Frace s fiscal competitiveess > cosolidate R&D activities > make Frace a attractive coutry for iovatio Tax icetives have become a key elemet of public

More information

Improving services and support for older people with mental health problems

Improving services and support for older people with mental health problems Improvig services ad support for older people with metal health problems The secod report from the UK Iquiry ito Metal Health ad Well-Beig i Later Life This publicatio may be reproduced free of charge

More information

4 Steps. For Life. to Control Your Diabetes. National Diabetes Education Program 1-888-693-NDEP (1-888-693-6337) www.yourdiabetesinfo.

4 Steps. For Life. to Control Your Diabetes. National Diabetes Education Program 1-888-693-NDEP (1-888-693-6337) www.yourdiabetesinfo. 4 Steps to Cotrol Your Diabetes. For Life. Natioal Diabetes Educatio Program 1-888-693-NDEP (1-888-693-6337) www.yourdiabetesifo.org Cotets Itroductio 1 Step 1: Lear about diabetes. 3 Step 2: Kow your

More information

2008-2009. C A R O L I N A Annual School Health Services Report

2008-2009. C A R O L I N A Annual School Health Services Report N O R T H C A R O L I N A Aual School Health Services Report 2008-2009 North Carolia Departmet of Health ad Huma Services Divisio of Public Health Wome s ad Childre s Health Sectio Childre ad Youth Brach

More information

National Institute of Mental Health. Depression and Stroke

National Institute of Mental Health. Depression and Stroke Natioal Istitute of Metal Health Depressio ad Stroke Depressio ot oly affects your brai ad behavior it affects your etire body. Depressio has bee liked with other health problems, icludig stroke. Dealig

More information

Planning for Your Spine Surgery

Planning for Your Spine Surgery Plaig for Your Spie Surgery About Our Uit Welcome to Sata Moica-UCLA Medical Ceter ad Orthopaedic Hospital ad thak you for puttig your trust i us for your spie surgery ad rehabilitatio. This brochure is

More information

RECRUITMENT TRENDS SURVEY RESULTS

RECRUITMENT TRENDS SURVEY RESULTS RECRUITMENT TRENDS SURVEY RESULTS 2 15 It s bee a turbulet few years for recruiters of academic, research ad sciece staff with ecoomic dowturs, icreased competitio ad a variety of ew chaels ad techologies.

More information

Making the Connection: Trauma and Substance Abuse

Making the Connection: Trauma and Substance Abuse Making the Connection: Trauma and Substance Abuse When Mary was 11, her mother left this man, Dave to babysit. Dave gave her a joint. It made me happy. It made me feel like nothing could touch me and everything

More information

PENSION ANNUITY. Policy Conditions Document reference: PPAS1(7) This is an important document. Please keep it in a safe place.

PENSION ANNUITY. Policy Conditions Document reference: PPAS1(7) This is an important document. Please keep it in a safe place. PENSION ANNUITY Policy Coditios Documet referece: PPAS1(7) This is a importat documet. Please keep it i a safe place. Pesio Auity Policy Coditios Welcome to LV=, ad thak you for choosig our Pesio Auity.

More information

T he effect of restrictions on smoking in the workplace and

T he effect of restrictions on smoking in the workplace and 300 RESEARCH PAPER Socially cued smokig i bars, ightclubs, ad gamig veues: a case for itroducig smoke-free policies L Trotter, M Wakefield, R Borlad... Tobacco Cotrol 2002;11:300 304 See ed of article

More information

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life TIAA-CREF Wealth Maagemet Persoalized, objective fiacial advice for every stage of life A persoalized team approach for a trusted lifelog relatioship No matter who you are, you ca t be a expert i all aspects

More information

PSYCHOLOGICAL STATISTICS

PSYCHOLOGICAL STATISTICS UNIVERSITY OF CALICUT SCHOOL OF DISTANCE EDUCATION B Sc. Cousellig Psychology (0 Adm.) IV SEMESTER COMPLEMENTARY COURSE PSYCHOLOGICAL STATISTICS QUESTION BANK. Iferetial statistics is the brach of statistics

More information

1 Correlation and Regression Analysis

1 Correlation and Regression Analysis 1 Correlatio ad Regressio Aalysis I this sectio we will be ivestigatig the relatioship betwee two cotiuous variable, such as height ad weight, the cocetratio of a ijected drug ad heart rate, or the cosumptio

More information

Supporting medical students with mental health conditions

Supporting medical students with mental health conditions Supportig medical studets with metal health coditios Supportig medical studets with metal health coditios Cotets 02 Geeral Medical Coucil Supportig medical studets with metal health coditios Published

More information

CREATIVE MARKETING PROJECT 2016

CREATIVE MARKETING PROJECT 2016 CREATIVE MARKETING PROJECT 2016 The Creative Marketig Project is a chapter project that develops i chapter members a aalytical ad creative approach to the marketig process, actively egages chapter members

More information

Is Pediatric Bipolar Disorder a Valid Disorder? Joseph Biederman, MD Professor of Psychiatry Massachusetts General Hospital

Is Pediatric Bipolar Disorder a Valid Disorder? Joseph Biederman, MD Professor of Psychiatry Massachusetts General Hospital Is Pediatric Bipolar Disorder a Valid Disorder? Joseph Biederma, MD Professor of Psychiatry Massachusetts Geeral Hospital Disclosures 2009-2011 Research Support: q Elimida, J&J, Shire, NIH, Philathropy

More information

AGC s SUPERVISORY TRAINING PROGRAM

AGC s SUPERVISORY TRAINING PROGRAM AGC s SUPERVISORY TRAINING PROGRAM Learig Today...Leadig Tomorrow The Kowledge ad Skills Every Costructio Supervisor Must Have to be Effective The Associated Geeral Cotractors of America s Supervisory

More information

Center, Spread, and Shape in Inference: Claims, Caveats, and Insights

Center, Spread, and Shape in Inference: Claims, Caveats, and Insights Ceter, Spread, ad Shape i Iferece: Claims, Caveats, ad Isights Dr. Nacy Pfeig (Uiversity of Pittsburgh) AMATYC November 2008 Prelimiary Activities 1. I would like to produce a iterval estimate for the

More information

Health and dental coverage that begins when your group health benefits end

Health and dental coverage that begins when your group health benefits end Health ad detal coverage that begis whe your group health beefits ed Uderwritte by The Maufacturers Life Isurace Compay Page 1 of 5 FollowMeTM Health ca be your solutio. Life is full of chages. Some are

More information

Predictive Modeling Data. in the ACT Electronic Student Record

Predictive Modeling Data. in the ACT Electronic Student Record Predictive Modelig Data i the ACT Electroic Studet Record overview Predictive Modelig Data Added to the ACT Electroic Studet Record With the release of studet records i September 2012, predictive modelig

More information

FIRE PROTECTION SYSTEM INSPECTION, TESTING AND MAINTENANCE PROGRAMS

FIRE PROTECTION SYSTEM INSPECTION, TESTING AND MAINTENANCE PROGRAMS STRATEGIC OUTCOMES PRACTICE TECHNICAL ADVISORY BULLETIN February 2011 FIRE PROTECTION SYSTEM INSPECTION, TESTING AND MAINTENANCE PROGRAMS www.willis.com Natioal Fire Protectio Associatio (NFPA) #25 a mai

More information

Safeguarding Children with Drug and Alcohol Using Parents

Safeguarding Children with Drug and Alcohol Using Parents Safeguardig Childre with Drug ad Alcohol Usig Parets Practice Guidace for all Agecies Produced by Nottighamshire ad Nottigham City Safeguardig Childre Boards. First Issued February 2004 Revised Editio

More information

Non-life insurance mathematics. Nils F. Haavardsson, University of Oslo and DNB Skadeforsikring

Non-life insurance mathematics. Nils F. Haavardsson, University of Oslo and DNB Skadeforsikring No-life isurace mathematics Nils F. Haavardsso, Uiversity of Oslo ad DNB Skadeforsikrig Mai issues so far Why does isurace work? How is risk premium defied ad why is it importat? How ca claim frequecy

More information

INVESTMENT PERFORMANCE COUNCIL (IPC) Guidance Statement on Calculation Methodology

INVESTMENT PERFORMANCE COUNCIL (IPC) Guidance Statement on Calculation Methodology Adoptio Date: 4 March 2004 Effective Date: 1 Jue 2004 Retroactive Applicatio: No Public Commet Period: Aug Nov 2002 INVESTMENT PERFORMANCE COUNCIL (IPC) Preface Guidace Statemet o Calculatio Methodology

More information

Is there employment discrimination against the disabled? Melanie K Jones i. University of Wales, Swansea

Is there employment discrimination against the disabled? Melanie K Jones i. University of Wales, Swansea Is there employmet discrimiatio agaist the disabled? Melaie K Joes i Uiversity of Wales, Swasea Abstract Whilst cotrollig for uobserved productivity differeces, the gap i employmet probabilities betwee

More information

Issue Paper n August 2009 STRATEGIES TO SUPPORT THE INTEGRATION OF MENTAL HEALTH INTO PEDIATRIC PRIMARY CARE

Issue Paper n August 2009 STRATEGIES TO SUPPORT THE INTEGRATION OF MENTAL HEALTH INTO PEDIATRIC PRIMARY CARE Issue Paper August 2009 STRATEGIES TO SUPPORT THE INTEGRATION OF MENTAL HEALTH INTO PEDIATRIC PRIMARY CARE Issue Paper August 2009 TAbLE OF CONTENTS Executive Summary... 2 Sectio I... 4 Itroductio Sectio

More information

Voluntary Life and AD&D Insurance

Voluntary Life and AD&D Insurance Volutary Life ad AD&D Isurace Date: March 2014 To: All JMA beefit eligible members From: Wells Fargo Isurace Services Re: Volutary Life & Accidetal Death ad Dismembermet (AD&D) isurace If you choose to

More information

Juvenile Probation and Mentoring

Juvenile Probation and Mentoring TECHNICAL ASSISTANCE PROFILE Examiig the Referral Stage for Metorig High-Risk Youth I Six Differet Juveile Justice Settigs Depedecy Court, Deliquecy Court, Juveile Detetio, Juveile Correctios, Juveile

More information

A GUIDE TO BUILDING SMART BUSINESS CREDIT

A GUIDE TO BUILDING SMART BUSINESS CREDIT A GUIDE TO BUILDING SMART BUSINESS CREDIT Establishig busiess credit ca be the key to growig your compay DID YOU KNOW? Busiess Credit ca help grow your busiess Soud paymet practices are key to a solid

More information

Analyzing Longitudinal Data from Complex Surveys Using SUDAAN

Analyzing Longitudinal Data from Complex Surveys Using SUDAAN Aalyzig Logitudial Data from Complex Surveys Usig SUDAAN Darryl Creel Statistics ad Epidemiology, RTI Iteratioal, 312 Trotter Farm Drive, Rockville, MD, 20850 Abstract SUDAAN: Software for the Statistical

More information

Planning for Your Hip Replacement Surgery

Planning for Your Hip Replacement Surgery Plaig for Your Hip Replacemet Surgery About Our Uit Welcome to Sata Moica-UCLA Medical Ceter ad Orthopaedic Hospital ad thak you for puttig your trust i us for your hip surgery ad rehabilitatio. This brochure

More information

HOSPITAL NURSE STAFFING SURVEY

HOSPITAL NURSE STAFFING SURVEY 2012 Ceter for Nursig Workforce St udies HOSPITAL NURSE STAFFING SURVEY Vacacy ad Turover Itroductio The Hospital Nurse Staffig Survey (HNSS) assesses the size ad effects of the ursig shortage i hospitals,

More information

Hypothesis testing. Null and alternative hypotheses

Hypothesis testing. Null and alternative hypotheses Hypothesis testig Aother importat use of samplig distributios is to test hypotheses about populatio parameters, e.g. mea, proportio, regressio coefficiets, etc. For example, it is possible to stipulate

More information

A Balanced Scorecard

A Balanced Scorecard A Balaced Scorecard with VISION A Visio Iteratioal White Paper Visio Iteratioal A/S Aarhusgade 88, DK-2100 Copehage, Demark Phoe +45 35430086 Fax +45 35434646 www.balaced-scorecard.com 1 1. Itroductio

More information

How to read A Mutual Fund shareholder report

How to read A Mutual Fund shareholder report Ivestor BulletI How to read A Mutual Fud shareholder report The SEC s Office of Ivestor Educatio ad Advocacy is issuig this Ivestor Bulleti to educate idividual ivestors about mutual fud shareholder reports.

More information

client communication

client communication CCH Portal cliet commuicatio facig today s challeges Like most accoutacy practices, we ow use email for most cliet commuicatio. It s quick ad easy, but we do worry about the security of sesitive data.

More information

INVESTMENT PERFORMANCE COUNCIL (IPC)

INVESTMENT PERFORMANCE COUNCIL (IPC) INVESTMENT PEFOMANCE COUNCIL (IPC) INVITATION TO COMMENT: Global Ivestmet Performace Stadards (GIPS ) Guidace Statemet o Calculatio Methodology The Associatio for Ivestmet Maagemet ad esearch (AIM) seeks

More information

Season s Greetings. President s Message

Season s Greetings. President s Message News SOLELY FOR BENEFIT December 2012 BOARD OF DIRECTORS PRESIDENT Tret White Pharmacists Associatio of Newfoudlad ad Labrador (PANL) SECRETARY/TREASURER Price Edward Islad Pharmacists Associatio (PEI)

More information

Leicestershire County Council. Youth Service. Drugs Policy and Guidance

Leicestershire County Council. Youth Service. Drugs Policy and Guidance Leicestershire Couty Coucil Youth Service Drugs Policy ad Guidace Cotets Values ad Purposes 3 1. Why do we eed policy ad guidace, ad what is its purpose? 3 2. The laguage ad philosophy of policy ad guidace

More information

RISK TRANSFER FOR DESIGN-BUILD TEAMS

RISK TRANSFER FOR DESIGN-BUILD TEAMS WILLIS CONSTRUCTION PRACTICE I-BEAM Jauary 2010 www.willis.com RISK TRANSFER FOR DESIGN-BUILD TEAMS Desig-builD work is icreasig each quarter. cosequetly, we are fieldig more iquiries from cliets regardig

More information

Creating Healthy Opportunities: Conversations with Adolescent Health Experts

Creating Healthy Opportunities: Conversations with Adolescent Health Experts Creatig Healthy Opportuities: Coversatios with Adolescet Health Experts A Iterview with Shay Bilchik, JD, Coducted by Kare Brow A Project of the Parters i Program Plaig for Adolescet Health (PIPPAH) Iitiative

More information

Hypergeometric Distributions

Hypergeometric Distributions 7.4 Hypergeometric Distributios Whe choosig the startig lie-up for a game, a coach obviously has to choose a differet player for each positio. Similarly, whe a uio elects delegates for a covetio or you

More information

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY?

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY? Ivestig i Stocks Ivestig i Stocks Busiesses sell shares of stock to ivestors as a way to raise moey to fiace expasio, pay off debt ad provide operatig capital. Ecoomic coditios: Employmet, iflatio, ivetory

More information

Health Psychology CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION

Health Psychology CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION Health Psychology 19 CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION HEALTH BELIEFS AND BEHAVIOURS Behaviour ad mortality The role of health beliefs Itegrated models ILLNESS BELIEFS The dimesios of illess

More information

Lesson Plans for Teachers

Lesson Plans for Teachers Lesso Plas for Teachers Kidergarte - Grade 3 Copyright 2012 by Little Pickle Press LLC Table of Cotets Quite uique! Streeeetch ad grooow... Overview 3 Activity Set 1 What Is a Brai ad What Does It Do?

More information

Agency Relationship Optimizer

Agency Relationship Optimizer Decideware Developmet Agecy Relatioship Optimizer The Leadig Software Solutio for Cliet-Agecy Relatioship Maagemet supplier performace experts scorecards.deploymet.service decide ware Sa Fracisco Sydey

More information

insight reporting solutions

insight reporting solutions reportig solutios Create ad cotrol olie customized score reports to measure studet progress ad to determie ways to improve istructio. isight Customized Reportig empowers you to make data-drive decisios.

More information

Tell us if you need help because of a disability Ask for a free interpreter

Tell us if you need help because of a disability Ask for a free interpreter Your rights uder Califoria Welfare Programs for people applyig for or receivig public aid i Califoria Tell us if you eed help because of a disability Ask for a free iterpreter 2 Your rights all people

More information

Secondary Traumatic Stress A Fact Sheet for Child-Serving Professionals

Secondary Traumatic Stress A Fact Sheet for Child-Serving Professionals Secodary Traumatic Stress A Fact Sheet for Child-Servig Professioals We are stewards ot just of those who allow us ito their lives but of our ow capacity to be helpful... 1 Each year more tha 10 millio

More information

How to use what you OWN to reduce what you OWE

How to use what you OWN to reduce what you OWE How to use what you OWN to reduce what you OWE Maulife Oe A Overview Most Caadias maage their fiaces by doig two thigs: 1. Depositig their icome ad other short-term assets ito chequig ad savigs accouts.

More information

Reducing Alcohol Harm: health services in England for alcohol misuse

Reducing Alcohol Harm: health services in England for alcohol misuse Departmet of Health Reducig Alcohol Harm: health services i Eglad for alcohol misuse REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 1049 Sessio 2007-2008 29 October 2008 The Natioal Audit Office scrutiises

More information

Abnormal. Psychology CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION WHAT DOES ABNORMAL MEAN?

Abnormal. Psychology CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION WHAT DOES ABNORMAL MEAN? Abormal 15 Psychology CHAPTER OUTLINE LEARNING OBJECTIVES INTRODUCTION WHAT DOES ABNORMAL MEAN? WHAT CAUSES ABNORMAL BEHAVIOUR? Biology ad geetics Psychodyamics ad the paret child relatioship Attachmet

More information

Subject CT5 Contingencies Core Technical Syllabus

Subject CT5 Contingencies Core Technical Syllabus Subject CT5 Cotigecies Core Techical Syllabus for the 2015 exams 1 Jue 2014 Aim The aim of the Cotigecies subject is to provide a groudig i the mathematical techiques which ca be used to model ad value

More information

Girls Study Group. Suitability of Assessment Instruments for Delinquent Girls. Understanding and Responding to Girls Delinquency.

Girls Study Group. Suitability of Assessment Instruments for Delinquent Girls. Understanding and Responding to Girls Delinquency. U.S. Departmet of Justice Office of Justice Programs Office of Juveile Justice ad Deliquecy Prevetio APRIL 2010 Girls Study Group Uderstadig ad Respodig to Girls Deliquecy Jeff Slowikowski, Actig Admiistrator

More information

Linkages of Short- and Long-term Policy Measures

Linkages of Short- and Long-term Policy Measures Likages of Short- ad Log-term Policy Measures Zafar Adeel Eviromet ad Sustaiable Developmet Programme Uited Natios Uiversity Tokyo 150-8925, Japa The pollutio of groudater, particularly drikig ater, by

More information

CCH Accountants Starter Pack

CCH Accountants Starter Pack CCH Accoutats Starter Pack We may be a bit smaller, but fudametally we re o differet to ay other accoutig practice. Util ow, smaller firms have faced a stark choice: Buy cheaply, kowig that the practice

More information

Chapter 7: Confidence Interval and Sample Size

Chapter 7: Confidence Interval and Sample Size Chapter 7: Cofidece Iterval ad Sample Size Learig Objectives Upo successful completio of Chapter 7, you will be able to: Fid the cofidece iterval for the mea, proportio, ad variace. Determie the miimum

More information

ODBC. Getting Started With Sage Timberline Office ODBC

ODBC. Getting Started With Sage Timberline Office ODBC ODBC Gettig Started With Sage Timberlie Office ODBC NOTICE This documet ad the Sage Timberlie Office software may be used oly i accordace with the accompayig Sage Timberlie Office Ed User Licese Agreemet.

More information

Sheila Smith is Associate Professor, Department of Business Information Technology, Ball State University, Muncie, Indiana.

Sheila Smith is Associate Professor, Department of Business Information Technology, Ball State University, Muncie, Indiana. Career Barriers amog Iformatio Techology Udergraduate Majors Sheila Smith Structural chages i the ecoomy have created a employmet eviromet that dictates hirig selectivity withi the iformatio techology

More information

Medicaid And Private Insurance: Evidence And Implications

Medicaid And Private Insurance: Evidence And Implications 194 Peer Review Medicaid Ad Private Isurace: Evidece Ad Implicatios How large is the substitutio of Medicaid for private isurace? The aswer depeds o how exactly the questio is posed. by David M. Cutler

More information

Information about Bankruptcy

Information about Bankruptcy Iformatio about Bakruptcy Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea What is the? The Isolvecy Service of Irelad () is a idepedet

More information

Supporting community action on AIDS in developing countries. HIV and drug use: Community responses to injecting drug use and HIV

Supporting community action on AIDS in developing countries. HIV and drug use: Community responses to injecting drug use and HIV Supportig commuity actio o AIDS i developig coutries HIV ad drug use: Commuity resposes to ijectig drug use ad HIV Good practice guide series This guide is oe i a series of good practice guides produced

More information

Bayhealth Stroke Center Handbook

Bayhealth Stroke Center Handbook Bayhealth Stroke Ceter Hadbook To help you ad your family lear about strokes ad stroke care, we have carefully prepared this booklet. It gives you a overview of what strokes are ad shows how you ca successfully

More information

.04. This means $1000 is multiplied by 1.02 five times, once for each of the remaining sixmonth

.04. This means $1000 is multiplied by 1.02 five times, once for each of the remaining sixmonth Questio 1: What is a ordiary auity? Let s look at a ordiary auity that is certai ad simple. By this, we mea a auity over a fixed term whose paymet period matches the iterest coversio period. Additioally,

More information

Supply Chain Management

Supply Chain Management Supply Chai Maagemet LOA Uiversity October 9, 205 Distributio D Distributio Authorized to Departmet of Defese ad U.S. DoD Cotractors Oly Aim High Fly - Fight - Wi Who am I? Dr. William A Cuigham PhD Ecoomics

More information