Deutsche Bank Deutsche Bank MT940/942 format specifications

Transcription

1 Deutsche Bank Deutsche Bank MT940/942 format specifications

2 Content 1. Introduction 3 2. SWIFT MT940 Customer Statement Message MT940 Format MT940 Tag & (sub)field Specifications 5 3. MT940 Differences per tag Tag 20 Transaction Reference Number Tag 25 Account Identification Tag 28C Statement Number/Sequence Number Tag 60 Opening Balance Tag 61 Statement Line Tag 86 Information to Account Owner Tag 62 Closing Balance (Booked Funds) Tag 64 Closing Available Balance (Available Funds) Tag 65 Forward Available Balance Tag 86 Information to Account Owner Explanation of codewords used in tag SWIFT MT942 Interim Transaction Report MT942 Format Specifications MT942 Tag & (Sub)Field Specifications MT942 Differences per tag Tag 28C Statement Number / Sequence Number Tag 34F Floor Limit Indicator (a) Tag 34F Floor Limit Indicator (b) Tag 13D Date / Time Indication Tag 61 Statement Line Tag 90D Number and Sum of Entries Tag 90C Number and Sum of Entries Appendix Supported Characters ISO Codes SWIFT Transaction codes Local Narration Codes, Mutatie Codes & SWIFT codes 17 db MT940/942 format specifications version June

3 1. Introduction After we acquired parts of ABN AMRO BANK N.V. (ABN AMRO) in April 2010, you became a client of Deutsche Bank Nederland N.V. (Deutsche Bank). Since then, you have continued to use products and services provided by ABN AMRO. This will begin to change over the coming months as Deutsche Bank starts the process of introducing its own products and services to the Dutch market, so that you can benefit from our manner of doing business. The transition to Deutsche Bank will be completed by the start of Q Once your banking records and data have been migrated, Deutsche Bank will manage all your transactions. Deutsche Bank internet banking implementation You will receive separate notification of the exact date planned for the data migration. Following the data migration, you will enjoy online access to your accounts through Deutsche Bank internet banking. ABN AMRO Internet Banking and ABN AMRO Access Online will no longer be accessible to Deutsche Bank clients from that date. The applications for internet banking used by Deutsche Bank and ABN AMRO differ in a number of respects, and this has consequences for processing your electronic account information in your administration. Deutsche Bank format specifications for specialists It is important to be aware of the Deutsche Bank format specifications if you use the MT940/942 format for processing your electronic account information. This document outlines the Deutsche Bank MT940/942 formats and the differences in comparison with the ABN AMRO setup. These differences may affect the manner in which files are processed in your administration. This information is intended for departments that use electronic account information, IT specialists and software suppliers. Differences regarding MT940/942 An MT940/942 Customer Statement Message is a standard message containing electronic account information relating to the Society for Worldwide Interbank Financial Telecommunication (SWIFT). In the following sections you will find guidelines explaining how to process the Deutsche Bank MT940/942 format in your administrative systems. The format differences do not relate to the technical structure of MT940/942. This continues to conform to the format description specified by SWIFT. The differences relate to the logical content of MT940/942. Contact For any questions regarding this document, please contact your Deutsche Bank contact person. db MT940/942 format specifications version June

4 2. SWIFT MT940 Customer Statement Message 2.1 MT940 Format 2. SWIFT MT940 Customer Statement Message Deutsche Bank Nederland N.V. distributes basic SWIFT (unstructured) MT940 s via the electronic banking channels db direct internet and db internet bankieren. In the 2.1 MT940 Format below Deutsche scheme Bank Nederland the standard N.V. distributes structure basic SWIFT of the (unstructured) SWIFT MT940 MT940 s Customer via the electronic Statement banking Message channels db is direct outlined. internet and db internet bankieren. In the below scheme the standard structure of the SWIFT MT940 Customer Statement Message is outlined. Presence Tag Field name Length / Format M 20 Transaction Reference Number 16x O 21 Related Reference 16x M 25 Account Identification 35x M 28C Statement Number/Sequence Number 5n[/5n] M 60a Opening Balance F or M > O 61 Statement Line O 86 Information to Account Owner 6*65x M 62a Closing Balance (Booked Funds) F or M O 64 Closing Available Balance (Available Funds) 1!a6!n3!a15d > O 65 Forward Available Balance 1!a6!n3!a15d O 86 Information to Account Owner 6*65x M = Mandatory, O = Optional 6!n[4!n]2a[1!a]15d1!a3!c16x[//16x] [34x] In the following pages the structure of the MT940, the tags and (sub)fields are discussed in detail. Further information about the specific usage by Deutsche Bank and the differences with ABN AMRO are outlined in chapter 3. In the following pages the structure of the MT940, the tags and (sub)fields are discussed in detail. Further information about the specific usage by Deutsche Bank and the differences with ABN AMRO are outlined in chapter 3. db MT940/942 format specifications version June

5 2.2 MT940 Tag & (sub)field Specifications 2.2 MT940 Tag & (sub)field Specifications Presence Tag Subfield Field name (SWIFT term) Length / Format Additional information M :20: Transaction Reference Number (TRN) 16x This field specifies the reference assigned by the Sender to unambiguously identify the message O :21: Related Reference 16x M :25: Account Identification 35x M :28C: Statement Number / Sequence Number 5n[/5n] If the MT 940 is sent in response to an MT 920 Request Message, this field must contain the field 20 Transaction Reference Number of the request message This field identifies the account for which the statement is sent. This field contains the sequential number of the statement, optionally followed by the sequence number of the message within that statement when more than one message is sent for one statement. M :60a: Opening Balance Optie F: 1!a6!n3!a15d Optie M: 1!a6!n3!a15d This field specifies, for the (intermediate) opening balance, whether it is a debit or credit balance, the date, the currency and the amount of the balance. M Option F :60F: M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Format: YYMMDD (last statement) M 3 Currency 3!a ISO- currency code M 4 Amount 15d M Option M :60M: M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Format: YYMMDD (current statement) M 3 Currency 3!a ISO- currency code M 4 Amount 15d O :61: Statement Line 66x + 34x This field contains the details of each transaction. M 1 Value date 6!n O 2 Entry date [4!n] M 3 Debit/Credit Mark 2a O 4 Funds Code [1!a] M 5 Amount 15d M 6 Transaction Type ID code 1!a3!c M 7 Customer Reference 16x O 8 Bank Reference [//16x] O 9 Supplementary Details CrLf[34x] new line O :86: Information to Account Owner 6 * 65x This field contains additional information about the transaction detailed in the preceding statement line and which is to be passed on to the account owner. M :62a: Closing Balance (Booked Funds) Optie F: 1!a6!n3!a15d Optie M: 1!a6!n3!a15d M Optie F :62F: M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Formaat: YYMMDD M 3 Currency 3!a M 4 Amount 15d M Optie M :62M: M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Formaat: YYMMDD M 3 Currency 3!a M 4 Amount 15d This field specifies, for the (intermediate) closing balance, whether it is a debit or credit balance, the date, the currency and the amount of the balance. db MT940/942 format specifications version June

6 Presence Tag Subfield Field name (SWIFT term) Length / Format Additional information O :64: Closing Available Balance 1!a6!n3!a15d This field indicates the funds which are available to the account owner (if credit balance) or the balance which is subject to interest charges (if debit balance). M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Formaat: YYMMDD M 3 Currency 3!a M 4 Amount 15d O :65: Forward Available Balance This field indicates the funds which are available to the account owner (if a credit or debit balance) for the specified forward value date. M 1 Debit/Credit Mark 1!a C = Credit, D = Debit M 2 Last / Current Statement Date 6!n Formaat: YYMMDD M 3 Currency 3!a M 4 Amount 15d O :86: Information to Account Owner 6 * 65x This field contains additional information about the statement as a whole. It is to be passed on to the account owner. Legenda (SWIFT- standard) Length / Format: Field lengths provided are maximum lengths, an "!" means fixed lenght. [] denote optional subfields. a = alphabetical, d = numeric with decimal separator, n = numeric, x = alphanumeric M = Mandatory, O = Optional db MT940/942 format specifications version June

7 3. MT940 Differences per tag In this chapter the specific usage of the SWIFT MT940 by Deutsche Bank versus 3. ABN MT940 AMRO Differences is outlined per per tag. tag 3. MT940 Differences per tag 3.1 Tag 20 Transaction Reference Number In this chapter the specific usage of the SWIFT MT940 by Deutsche Bank versus In ABN this AMRO chapter is outlined the specific per tag. usage of the SWIFT MT940 by Deutsche Bank versus ABN This field AMRO specifies is outlined the per reference tag. assigned by the sender to unambiguously identify 3.1 the 3. Tag message. MT Transaction Differences Reference Number per tag 3.1 Tag 20 Transaction Reference Number the :20: message. M Field This field specifies the reference assigned by the sender to unambiguously identify This field specifies the reference assigned by the sender to unambiguously identify the message. In this chapter the specific usage of the SWIFT MT940 by Deutsche Bank versus ABN AMRO is outlined per tag. 3.1 Tag 20 Transaction SWIFT- notation Reference Number This field specifies the reference assigned by the sender to unambiguously identify the message. Transaction Reference Form: 16x Form: 16x Form: 16x :20: M Number (TRN) s nnnnnn :20: Field MSWIFT- notation Transaction Field Reference Form: SWIFT- notation 16x Form: Internet Current 16x Bankieren ABN AMRO default value: Form: New 16x Deutsche Bank Transaction Number (TRN) Reference Number (TRN) Form: 16x 3.2 Tag 25 Account Identification Remark: Form: ABN AMRO 16x BANK NV Form: s nnnnnn 16x :20: ABN AMRO BANK NV s nnnnnn Example: Internet :20: Bankieren default value: :20:s Remark: Internet ABN AMRO Bankieren BANK NV default value: Remark: ABN :20: ABN AMRO AMRO BANK BANK NV NV Example: :20: ABN AMRO BANK NV :20:s Example: :20: :20:s This field identifies the account for which the statement is sent. 3.2 Tag 25 Account Identification Account Identification This :25: Tag field 25 identifies Account M the Identification account for which the statement is sent. This field identifies the account for which the statement is sent. This field identifies the account for which the statement is sent. Account Identification Form: 35x Form: 9n 10n Form: 16!x3!a :25: M :25: Field MSWIFT- notation 9n: account number without leading zero 16!x: IBAN Account Field Identification Form: SWIFT- notation 35x Form: 10n: Current account 9n 10n ABN number AMRO with leading zero Form: 3!a: New ISO 16!x3!a Deutsche currency code Bank Account Identification Form: 35x Form: Usage 9n of the 10n leading zero depends on the Form: An account 16!x3!a number can only be held in a 9n: client. account An account number number without can leading only be zero held 16!x: single IBAN currency (ISO- code) Remark: 9n: 10n: in a single account currency number (ISO- code) without leading leading zero zero 16!x: 3!a: ISO IBAN currency code Example: 10n: Usage :25: account of the leading number zero with depends leading zero on the :25:NL08DEUT EUR 3!a: An account ISO currency number code can only be held in a Usage client. of An the account leading number zero depends can only on be the held An single account currency number (ISO- code) can only be held in a Remark: client. in a single An account currency number (ISO- code) can only be held single currency (ISO- code) Example: Remark: in :25: a single currency (ISO- code) :25:NL08DEUT EUR Example: :25: :25:NL08DEUT EUR 3.3 Tag 28C Statement Number/Sequence Number This field contains the sequential number of the statement, optionally followed by the sequence number of the message within that statement when more than one message is sent for one statement. 3.3 Tag 28C Statement Number/Sequence Number This field contains the sequential number of the statement, optionally followed by 3.3 the Tag sequence 28C Statement number of Number/Sequence the message within that Number statement when more than one 3.3 This message Tag field 28C is contains sent Statement for the one sequential statement. Number/Sequence number of the Number statement, optionally followed by This the sequence field contains number the of sequential the message number within of the that statement, optionally when more followed than one by the message :28C: sequence is sent number M for one of statement. the message within that statement when more than one message Field is sent SWIFT- notation for one statement. Statement Number / Form: 5n[/5n] Form: n3/n5 Form: 5n[/5n] :28C: M Sequence Number :28C: Field MSWIFT- notation n3: Current Statement ABN number AMRO New Deutsche Bank Statement Field Number / Form: SWIFT- notation 5n[/5n] Form: n5: Current Sequence n3/n5 ABN number AMRO Form: New 5n[/5n] Deutsche Bank Statement Sequence Number / Sequence Number Form: 5n[/5n] Form: The statement n3/n5 number contains the actual Form: The first 5n[/5n] MT940 after migration starts with a n3: number Statement of the number day in the year (1 until 366). statement number equal to the day number. n3: n5: The Statement Sequence sequence number starts with value 1 and In each new MT940 the statement number Remark: n5: The is incremented Sequence statement number by 1 per contains submessage. the actual The will be first incremented MT940 after by migration 1. starts with a The number :28C:3/00001 statement of the day number in the contains year (1 the until actual 366). The statement first MT940 number after equal migration to the starts day number. with a Example: number The :28C:355/00001 sequence of the number day in the starts year with (1 until value 366). 1 and :28C:5/1 statement In each new number MT940 equal the statement to the day number. Remark: The is incremented sequence number by 1 per starts submessage. with value 1 and In will each be incremented new MT940 the by statement 1. number Remark: is :28C:3/00001 incremented by 1 per submessage. will be incremented by 1. Example: :28C:3/00001 :28C:355/00001 :28C:5/1 Example: :28C:355/00001 :28C:5/1 db MT940/942 format specifications version June

8 3.4 Tag 60 Opening Balance 3.4 Tag 60 Opening Balance This field specifies, for the (intermediate) opening balance, whether it is a debit or This 3.4 Tag 60 Opening Balance credit field balance, specifies, the date, for the the (intermediate) currency and opening the amount balance, of the whether balance. it is a debit or This field specifies, for the (intermediate) opening balance, whether it is a debit or credit balance, the date, the credit currency balance, and the amount the date, of the balance. the currency and the amount of the balance. :60: M :60F: for opening balance :60M: for intermediate balance :60: Field MSWIFT- notation :60F: Current for opening ABN balance AMRO :60M: New for Deutsche intermediate Bank balance Opening Field Balance Option SWIFT- notation F: 1!a6!n3!a15d Form: Current 25x ABN AMRO Form: New 25x Deutsche Bank Opening Balance Option F: M: 1!a6!n3!a15d Form: 25x Form: 25x 1 - Debit / Credit Mark Option M 1!a M: 1!a6!n3!a15d C = Credit, D = Debit C = Credit, D = Debit 12 - Debit Last / Current / Credit Mark M 1!a C 60F = Credit, YYMMDD D = (last Debit statement), 60M YYMMDD C 60F = Credit, YYMMDD D = (last Debit statement), 60M YYMMDD 2 Statement - Last / Current date M 6!n 60F (current YYMMDD statement) (last statement), 60M YYMMDD 60F (current YYMMDD statement) (last statement), 60M YYMMDD Statement 3 - Currency date M 6!n 3!a ISO (current currency statement) code ISO (current currency statement) code 34 - Currency Amount M 3!a 15d ISO Amount currency with code comma as decimal separator ISO Amount currency with code comma as decimal separator 4 - Amount M 15d Amount :60F:C111111EUR960, with comma as decimal separator Amount :60F:C120228EUR ,64 with comma as decimal separator Example: :60F:C111111EUR960, :60F:C111118EUR5480,16 :60F:C120228EUR ,64 :60F:C120302EUR16234,13 Example: :60F:C111118EUR5480,16 :60F:C120302EUR16234, Tag 61 Statement Line 3.5 Tag 61 Statement Line 3.5 Tag 61 Statement Line This This field field contains contains the details the of details each transaction. of each transaction. This field contains the details of each transaction. :61: O :61: Field OSWIFT- notation Statement Field Line Form: SWIFT- notation 66x + 34x Form: Current 66x + ABN 34x AMRO Form: New 66x Deutsche + 34x Bank Statement 1 - Value date Line Form: M 6!n 66x + 34x Form: YYMMDD 66x + 34x Form: YYMMDD 66x + 34x 12 - Value Entry Date date MO 6!n [4!n] YYMMDD YYMMDD 2 - Entry Date O [4!n] MMDD C MMDD = Credit, D = Debit, RD = Reverse Debit, RC = 3 - Debit / Credit Mark M 2a 34 - Debit Funds / Code Credit Mark MO 2a [1!a] C = Credit, D = Debit C n.a. = Credit, D = Debit C Reverse = Credit, Credit D = Debit, RD = Reverse Debit, RC = Reverse n.a. Credit 45 - Funds Amount Code O M [1!a] 15d n.a. Amount with comma as decimal separator n.a. Amount with comma as decimal separator 56 - Amount Transaction Type ID M 15d Amount with comma as decimal separator Amount with comma as decimal separator 6 code - Transaction Type ID M 1!a3!c ABNAMRO mutation code SWIFT transactie code list (see appendix) code 7 - Customer M 1!a3!c Default ABNAMRO value mutation NONREF, code unless other value SWIFT Client / transactie orderer reference code list (see / NONREF appendix) if not 7 Reference - Customer Reference 8 - Bank Reference M 16x MO [//16x] Default available value NONREF, unless other value available Client available / orderer too reference long / NONREF if not available DB transaction or too reference long if available 89 - Bank Supplementary Reference O [//16x] OCMT DB transaction or counterparty reference information if available where 9 details - Supplementary details O CrLf[34x] O CrLf[34x] :61: D43,6N477NONREF OCMT available or counterparty information where available :61: C16,31NTRFNONREF//25- :61: D43,6N477NONREF :61: C16,31NTRFNONREF// Example: Example: db MT940/942 format specifications version June

9 3.6 Tag 86 Information to Account Owner 3.6 Tag 86 Information to Account Owner This field contains additional information about the transaction detailed in the This preceding 3.6 Tag field 86 Information contains statement to additional Account line and Owner information which is to about be passed the transaction to the account detailed owner. in the This field contains additional information about the transaction detailed in the preceding statement line and preceding statement line and which is to be passed on to the account owner. which is to be passed on to the account owner. :86: O :86: Field OSWIFT- notation Information to Field Form: 6*65x SWIFT- notation Max 9 x 32 = 288 positions are available. Current ABN AMRO Form: Basic SWIFT format New Deutsche Bank Account Owner Information to Account Owner Form: 6*65x 3.7 Tag 62 Closing Balance (Booked Funds) 3.7 Tag 62 Closing Balance (Booked Funds) Each line of 32 positions is converted into a /ORDP/ Ordering party 6+59x (max 1 line) Max 9 x 32 = 288 positions are available. Form: Basic SWIFT format single SWIFT line of 65 positions if the /BENM/ Beneficiary 6+59x (max 1 line) Each line of 32 positions is converted into a /ORDP/ Ordering party 6+59x (max 1 line) number of description lines within the /REMI/ Remittance information 6*54x single SWIFT line of 65 positions if the /BENM/ Beneficiary 6+59x (max 1 line) transactions processed by ABN AMRO Bank is number of description lines within the /REMI/ Remittance information 6*54x not greater than 6. transactions processed by ABN AMRO Bank is If the number of description lines exceeds not greater than 6. six, two description lines are If the number of description lines exceeds are concatenated with a space in a single six, two description lines are SWIFT line are concatenated with a space in a single SWIFT line Counterparty Account: If applicable tag 86 contains the counterparty Counterparty Account: account from the transaction. Account If applicable tag 86 contains the counterparty numbers contains dots, Postbank Account account from the transaction. Account numbers start with "GIRO". numbers contains dots, Postbank Account The first 27 positions of tag 86 contain the numbers start with "GIRO". local narration code = transaction type (see The first 27 positions of tag 86 contain the Remark: appendix) local narration code = transaction type (see :86: T- MOBILE Remark: appendix) NETHERLANDS BV BETALINGSKENM. :86: T- MOBILE FACTUURNUMMER NETHERLANDS BV BETALINGSKENM. Example: FACTUURNUMMER Example: This 3.7 Tag field 62 Closing specifies, Balance for (Booked the (intermediate) Funds) closing balance, whether it is a debit or This field specifies, for the (intermediate) closing balance, whether it is a debit or credit balance, the date, This credit the currency field balance, specifies, the date, and the amount for of the the the (intermediate) currency and balance. closing the amount balance, of the whether balance. it is a debit or credit balance, the date, the currency and the amount of the balance. :62: M :62: Field MSWIFT- notation Closing Balance Option F: 1!a6!n3!a15d Form: 25x Form: 25x (Booked Funds) Option M: 1!a6!n3!a15d Closing Balance Option F: 1!a6!n3!a15d Form: 25x Form: 25x 1 - Debit / Credit Mark M 1!a C = Credit, D = Debit C = Credit, D = Debit (Booked Funds) Option M: 1!a6!n3!a15d 2 - Value Date M 6!n YYMMDD YYMMDD 1 - Debit / Credit Mark 1!a C = Credit, D = Debit C = Credit, D = Debit 3 - Currency M 3!a ISO code ISO code 2 - Value Date 6!n YYMMDD YYMMDD 4 - Amount M 15d Amount with comma as decimal separator Amount with comma as decimal separator 3 - Currency 3!a ISO code ISO code :62F:C111202EUR14617 :62F:C120305EUR16259, Amount M 15d Amount with comma as decimal separator Amount with comma as decimal separator Example: :62F:C120106EUR3060,59 :62M:C120229EUR ,15 :62F:C111202EUR14617 :62F:C120305EUR16259, Tag 64 Closing Available Balance (Available Funds) Example: :62F:C120106EUR3060,59 :62M:C120229EUR ,15 This 3.8 Tag field 64 Closing indicates Available the Balance funds (Available which are Funds) available to the account owner (if credit This field indicates the funds which are available to the account owner (if credit balance) or the balance which is balance) subject to interest or the charges balance (if debit which balance). is subject to interest charges (if debit balance). :64: O Closing Available 1!a6!n3!a15d Form: 25x Form: 25x Balance 1 - Debit / Credit Mark M 1!a C = Credit, D = Debit C = Credit, D = Debit 2 - Value Date M 6!n YYMMDD YYMMDD 3 - Currency M 3!a ISO code ISO code 4 - Amount M 15d Amount with comma as decimal separator Amount with comma as decimal separator Example: :64:C101221EUR1,2 :64:C120305EUR16259, Tag 65 Forward Available Balance This field indicates the funds which are available to the account owner (if a credit or debit balance) for the specified forward value date. :65: O db MT940/942 format specifications version June Forward Available 1!a6!n3!a15d Form: 25x Form: 25x Balance 1 - Debit / Credit Mark M 1!a C = Credit, D = Debit C = Credit, D = Debit

10 as decimal separator separator 4 - Amount 2 - Value Date M 15d M 6!n Amount with comma Example: YYMMDD :64:C101221EUR1,2 Amount with comma as decimal YYMMDD :64:C120305EUR16259, Currency M 3!a ISO code ISO code 4 - Amount M 15d Amount with comma as decimal separator Amount with comma as decimal separator 3.9 Tag 65 Forward Available Example: :64:C101221EUR1,2 Balance :64:C120305EUR16259,13 This field indicates the funds which are available to the account owner (if a credit or 3.9 debit Tag balance) 65 Forward for the Available specified forward Balance value date. This 3.9 Tag field 65 Forward indicates Available the Balance funds which are available to the account owner (if a credit or This field indicates the funds which are available to the account owner (if a credit or debit balance) for the debit specified :65: balance) forward value Ofor date. the specified forward value date. :65: O Forward Available 1!a6!n3!a15d Form: 25x Form: 25x Balance 1 - Debit / Credit Mark M 1!a C = Credit, D = Debit C = Credit, D = Debit 2 Forward - Value Available Date 1!a6!n3!a15d M Form: YYMMDD 25x Form: YYMMDD 25x Balance 3 - Currency M 3!a ISO code ISO code 14 - Debit Amount / Credit Mark M 1!a 15d C Amount = Credit, with D = comma Debit as decimal separator C Amount = Credit, with D = comma Debit as decimal separator 2 - Value Date M 6!n Example: YYMMDD :65:C111230EUR361364,3 YYMMDD :65:C120316EUR , Currency M 3!a ISO code ISO code 4 - Amount M 15d Amount with comma as decimal separator Amount with comma as decimal separator 3.10 Tag 86 Information Example: to Account :65:C111230EUR361364,3 Owner :65:C120316EUR ,92 This field contains additional information about the statement as a whole. It is to be Tag 86 Information to Account Owner 3.10 passed Tag 86 Information to Account Owner This field contains on to the additional account information owner. about the statement as a whole. It is to be passed on to the account owner. This field contains additional information about the statement as a whole. It is to be passed :86: on to the O account owner. Information :86: to X65 O Access Online: Account Owner Field SWIFT- notation Form: default value /ACSI/ABNANL2AXXX Information to Account Owner X65 unless other value available Access Online: Example: Form: :86:/ACSI/ABNANL2AXXX default value /ACSI/ABNANL2AXXX unless other value available 3.11 Explanation of codewords used in tag 86. Example: :86:/ACSI/ABNANL2AXXX Codeword Content Remarks E2E ID from any payment service supporting such a reference - currently /EREF/ End-to-End Reference predominantly SEPA Used if Reference for Account owner for field 61/7 exceeds 16 characters (and /KREF/ Client / Orderer Ref KREF+ option is chosen) /MREF/ Mandate Id Mandate Reference where available (currently predominantly SEPA Direct Debits) For domestic payments (non-sepa) that are submitted in batch files, in many countries two different references are available: one for the batch and one for each individual transaction in the batch. If the transactions of the batch submissions are booked on the client s account individually (e.g. possible for EQUENS payments in the Netherlands), the batch reference will be reported in /PREF/ Payment Reference field 61/7, the individual payment reference in field 86 with this code word. Creditor Identification reference from any payment service supporting such /CRED/ Creditor ID a reference - current predominantly SEPA (DD) Debtor Version Identification reference from any payment service supporting such /DEBT/ Debtor ID a reference - current predominantly SEPA /ORDP/ Ordering Party Name and address of ordering party Name and address of beneficiary for credit transfers - but also for debtor for /BENM/ Beneficiary direct debits Name only of ultimate creditor for any payment service supporting /ULTC/ Ultimate Creditor this - currently predominantly SEPA Name only of ultimate debtor for any payment service supporting this - currently /ULTD/ Ultimate Debtor predominantly SEPA Sender to receiver information from e.g. field 70 of SWIFT payments, payment /REMI/ Remittance Information details fields of ACH payment services, etc. /PURP/ Purpose Code Purpose code - currently only SEPA /RTRN/ Return Reason Return reason code and narrative (if available) Counterparty Account and Counterparty account number (IBAN or BBAN), BIC or local bank code /ACCW/ bank /IBK/ Intermediary Bank BIC or local bank code /OCMT/ Original Amount Only if not already shown in 61/9 If a payment return includes a deducted or added interest compensation amount /COAM/ Compensation Amount (predominantly SEPA DD returns) /CHGS/ Charges Only if not already shown in 61/9 /EXCH/ Exchange Rate Only if not already shown in 61/9 n.a. n.a. db MT940/942 format specifications version June

11 4 SWIFT MT942 Interim Transaction Report 4.1 MT942 Format Specifications 4 SWIFT MT942 Interim Transaction Report In the below scheme the standard structure of the SWIFT MT942 Interim Transaction Report is outlined. 4.1 MT942 Format Specifications In the below scheme the standard structure of the SWIFT MT942 Interim Transaction Report is outlined. Presence Tag Field name Length / Format M 20 Transaction Reference Number 16x O 21 Related Reference 16x M 25 Account Identification 35x M 28C Statement Number/Sequence Number 5n[/5n] M 34F Floor Limit Indicator 3!a[1!a]15d O 34F Floor Limit Indicator 3!a[1!a]15d M 13D Date / Time Inidication 6!n4!n1!x4!n > O 61 Statement Line O 86 Information to Account Owner 6*65x O 90D Number and Sum of Entries 5n3!a15d O 90C Number and Sum of Entries 5n3!a15d M = Mandatory, O = Optional 6!n[4!n]2a[1!a]15d1!a3!c16x[//16x] [34x] Further information about the specific usage by Deutsche Bank and the differences with ABN AMRO are outlined in chapter 5. Further information about the specific usage by Deutsche Bank and the differences with ABN AMRO are outlined in chapter 5. db MT940/942 format specifications version June

12 4.2 MT942 Tag & (Sub)Field Specifications 4.2 MT942 Tag & (Sub)Field Specifications Presence Tag Subfield Field name (SWIFT term) Length / Format Additional information M :20: Transaction Reference Number (TRN) 16x This field specifies the reference assigned by the Sender to unambiguously identify the message M :25: Account Identification 35x M :28C: Statement Number / Sequence Number 5n[/5n] This field identifies the account for which the statement is sent. This field contains the sequential number of the statement, optionally followed by the sequence number of the message within that statement when more than one message is sent for one statement. M :34F: Floor Limit Indicator 3!a1!a15d First occurrence: Floor Limit indicator specifies the minimum value an order must have to be individually delivered. M 1 Currency 3!a ISO currency code O 2 Debit/Credit mark 1!a D if present (if there is a deviating floor limit) M 3 Amount 15d O :34F: Floor Limit Indicator 3!a1!a15d Second occurrence: Floor Limit indicator specifies the minimum value an order must have to be individually delivered, but specifically for credit messages. M 1 Currency 3!a ISO currency code O 2 Debit/Credit mark 1!a C M 3 Amount 15d M :13D: Date / Time Indication 6!n4!n1!x4!n Date and time at which a message arrives or is created at the bank. O :61: Statement Line 66x + 34x This field contains the details of each transaction. M 1 Value date 6!n YYMMDD O 2 Entry date [4!n] M 3 Debit/Credit Mark 2a O 4 Funds Code [1!a] M 5 Amount 15d M 6 Transaction Type ID code 1!a3!c SWIFT code list M 7 Customer Reference 16x O 8 Bank Reference [//16x] O 9 Supplementary Details CrLf[34x] New line O :86: Information to Account Owner 6 * 65x This field contains additional information about the transaction detailed which is to be passed on to the account owner. O :90D: Number and Sum of Entries 5n3!a15d Number of debit transactions in message. 1 Number of Entries 5!n 2 Currency 3!a ISO currency code 3 Amount 15d O :90C: Number and Sum of Entries 5n3!a15d Number of credit transactions in message. 1 Number of Entries 5!n 2 Currency 3!a ISO currency code 3 Amount 15d Legenda (SWIFT- standaard) Length / Format: Field lengths provided are maximum lengths, an "!" means fixed lenght. [] denote optional subfields. a = alphabetical, d = numeric with decimal separator, n = numeric, x = alphanumeric M = Mandatory, O = Optional db MT940/942 format specifications version June

13 5. MT942 Differences per tag In this chapter the specific usage of the SWIFT MT942 by Deutsche Bank versus In ABN this AMRO chapter is outlined the specific per tag. usage If the of the MT942 SWIFT differences MT942 by per Deutsche tag don t Bank deviate versus from 5. MT942 Differences per tag ABN what AMRO is already is outlined per in tag. chapter If the 3 for MT942 the MT940 differences differences, per tag don t no further deviate from In what paragraph this is chapter already is created the outlined specific for in these chapter usage type of 3 of the for tags. SWIFT the MT940 MT942 differences, by Deutsche no further Bank versus ABN paragraph AMRO is is created outlined for per these tag. type If the of MT942 tags. differences per tag don t deviate from what 5.1 Tag is already 28C Statement outlined Number in chapter / 3 Sequence for the MT940 Number differences, no further paragraph 5.1 MT942 is created Differences for these type of per tags. tag This Tag field 28C contains Statement the sequential Number number / Sequence of the Number statement, optionally followed by This the In this sequence field chapter contains the number specific the usage of sequential the of the message SWIFT number MT942 within by of Deutsche the that statement, Bank versus optionally when ABN AMRO more is followed outlined than one per by tag. 5.1 If the Tag MT942 28C differences Statement per tag Number don t deviate / from Sequence what is already Number outlined in chapter 3 for the MT940 the message sequence is sent number for one of statement. the message within that statement when more than one differences, no further paragraph is created for these type of tags. This message field is contains sent for the one sequential statement. number of the statement, optionally followed by the 5.1 :28C: Tag sequence 28C Statement number M Number of / the Sequence message Number within that statement when more than one message This field contains is sent the for sequential one statement. number of the statement, optionally followed by the sequence number of the :28C: Field MSWIFT- notation message within that statement when more than one message is sent for one statement. Statement Number / Form: 5n[/5n] Form: 5n Form: 5n[/5n] Sequence Number Statement :28C: Number / Form: M 5n[/5n] Form: 5n Form: 5n[/5n] 5n: Statement number Sequence Field Number SWIFT- notation 5n: Statement number Statement Number / Form: 5n[/5n] Remark: Form: Sequence 5n number isn't used Form: 5n[/5n] Sequence Number Example: :28C:00001 :28C:19/1 Remark: Sequence number isn't used 5n: Statement number Example: :28C:00001 :28C:19/1 5.2 Tag 34F Floor Limit Indicator (a) Remark: Sequence number isn't used 5.2 Floor Tag Limit 34F indicator Floor Limit specifies Example: Indicator the :28C:00001 minimum (a) value an order :28C:19/1 must have to be Floor individually Limit indicator delivered. specifies the minimum value an order must have to be 5.2 Tag 34F 34F Floor Floor Limit Indicator Limit (a) Indicator (a) individually delivered. Limit indicator specifies the minimum value an order must have to be individually delivered. Floor :34F: Limit indicator M specifies the minimum value an order must have to be individually :34F: Field delivered. MSWIFT- notation Floor limit indicator Form: 3!a1!a15d (first occurrence) Floor :34F: limit indicator Form: M 3!a1!a15d 1 - Currency M 3!a ISO code ISO code (first Field occurrence) SWIFT- notation Current ABN AMRO If New presend Deutsche D (if there is Bank a deviating D/C floor 1 - Currency M 3!a ISO code ISO code Floor 2 - Debit limit / Credit indicator Mark Form: O 1!a 3!a1!a15d n.a. limit) If presend D (if there is a deviating D/C floor (first 3 - Amount occurrence) M 15d Default value: 0,00 Amount with comma as decimal separator 2 - Debit / Credit Mark O 1!a n.a. limit) 1 - Currency M 3!a ISO code ISO code 3 - Amount M 15d Default value: 0,00 Amount with comma as decimal separator Remark: Floor limit isn't used, but the tag is reported. If presend D (if there is a deviating D/C floor 2 - Debit / Credit Mark O 1!a Example: :34F: n.a. EUR0,00 :34F:EUR0, limit) Remark: Floor limit isn't used, but the tag is reported. 3 - Amount M 15d Default value: 0,00 Amount with comma as decimal separator Example: :34F: EUR0,00 :34F:EUR0, 5.2 Tag 34F Floor Limit Indicator (b) Remark: Floor limit isn't used, but the tag is reported. 5.2 Floor Tag Limit 34F 34F Floor indicator Floor Limit Indicator Limit specifies Example: (b) Indicator the :34F: EUR0,00 minimum (b) value an order :34F:EUR0, must have to be Floor Limit indicator specifies the minimum value an order must have to be individually delivered, but specifically Floor individually for credit Limit messages. indicator delivered, specifies but specifically the minimum for credit value messages. an order must have to be 5.2 Tag 34F Floor Limit Indicator (b) individually delivered, but specifically for credit messages. Floor :34F: Limit indicator O specifies the minimum value an order must have to be individually :34F: Field delivered, OSWIFT- notation but specifically Current ABN for AMRO credit messages. New Deutsche Bank Floor limit indicator Form: 3!a1!a15d second occurrence) Only if there is a deviating D/C floor limit Floor :34F: limit indicator Form: O 3!a1!a15d 1 - Currency M 3!a n.a. second Field occurrence) SWIFT- notation Current ABN AMRO Only New if there Deutsche is a deviating Bank D/C floor limit 2 - Debit / Credit Mark O 1!a C 1 - Currency 3!a n.a. Floor 3 - Amount limit indicator MForm: 15d 3!a1!a15d 2 - Debit / Credit Mark O 1!a C second occurrence) Remark: Tag Floor Limit (2) isn't used. Only if there is a deviating D/C floor limit 3 - Amount M 15d 1 - Currency 3!a n.a. 5.3 Tag 13D Date / Time Remark: Indication Tag Floor Limit (2) isn't used. 2 - Debit / Credit Mark O 1!a C Date 5.3 Tag 13D Date / Time Indication 3 - Amount and time Mat 15d which a message arrives or is created at the bank. Date and time at which a message arrives or is created at the bank. Remark: Tag Floor Limit (2) isn't used. :13D: M Date / Time indicaton Form: 6!n4!n1!x4!n 1 - Date M n6 YYMMDD YYMMDD 2 - Time M n4 HHMM HHMM 3 - Timezone indication M x1 4 - Timezone correction M n4 5.4 Tag 61 Statement Line Example: :13D: This field contains the details of each transaction. :13D: db MT940/942 format specifications version June :61: O

14 3 indication - Timezone indication 4 - Timezone 4 correction - Timezone correction M x1 M x1 M n4 M n4 5.4 Tag 61 Statement Line 5.4 Tag 61 Statement Line Example: :13D: Example: :13D: This field contains the details of each transaction. 5.4 Tag 61 Statement Line This field contains the details of each transaction. This field contains the details of each transaction. 5.5 Tag 90D Number and Sum of Entries 5.5 Tag 90D Number and Sum of Entries Number 5.5 Tag 90D of Number debit and transactions Sum of Entries in message. of debit transactions in message. Number of debit transactions in message. Number 5.6 Tag 90C of Number credit and transactions Sum of Entriesin message. Number of credit transactions in message. :13D: :13D: :61: O :61: Field OSWIFT- notation Statement Field Line Form: SWIFT- notation 66x + 34x Form: Current 66x + ABN 34x AMRO Form: New 66x Deutsche + 34x Bank Statement 1 - Value date Line Form: V 6!n 66x + 34x Form: YYMMDD 66x + 34x Form: YYMMDD 66x + 34x 12 - Value Entry Date date VO 6!n [4!n] YYMMDD n.a. YYMMDD n.a Entry Debit Date / Credit Mark O V [4!n] 2a n.a. C = Credit, D = Debit n.a. C = Credit, D = Debit 34 - Funds Debit / Code Credit Mark VO 2a [1!a] C n.a. = Credit, D = Debit C n.a. = Credit, D = Debit 45 - Funds Amount Code O V [1!a] 15d n.a. Amount with comma as decimal separator n.a. Amount with comma as decimal separator 56 - Amount Transaction Type ID V 15d Amount with comma as decimal separator Amount with comma as decimal separator 6 code - Transaction Type ID V 1!a3!c Default value: FTRF SWIFT transactie code list code 7 - Customer V 1!a3!c Default value: NONREF, FTRF unless other value SWIFT Client / transactie orderer reference code list / NONREF if not 7 Reference - Customer V 16x Default available value NONREF, unless other value Client available / orderer too reference long / NONREF if not Reference 8 - Bank Reference VO [//16x] available n.a. available DB transaction or too reference long if available 89 - Supplementary Bank Reference O [//16x] n.a. DB transaction reference if available 9 details - Supplementary details O CrLf[34x] O CrLf[34x] n.a. :61:101221C9792,00FTRFNONREF n.a. OCMT / CHGS (where available) OCMT :61: D17,NTRF52336// / CHGS (where available) Example: :61:101221C9792,00FTRFNONREF Example: :61: D17,NTRF52336// /OCMT/EUR17/ 1/OCMT/EUR17/ :90D: O :90D: Field OSWIFT- notation Number Field and Sum of SWIFT- notation Number Entries and Sum of Entries 1 - Number of Entries 12 - Number Currency of Entries Form: 5n3!a15d Form: 5!n 5n3!a15d 5!n 3!a n5 n5 ISO code n5 n5 ISO code 23 - Currency Amount 3!a 15d ISO Amount code with comma as decimal separator ISO Amount code with comma as decimal separator 3 - Amount 15d Tag Amount is only with reported comma in as case decimal of debit separator Amount with comma as decimal separator Remark: Tag mutations is only reported in case of debit Example: Remark: mutations :90D:4EUR1355,10 Example: :90D:4EUR1355,10 :90D:3EUR2439,04 :90D:3EUR2439, Tag 90C Number and Sum of Entries :90C: O Number and Sum of Entries 1 - Number of Entries Form: 5n3!a15d 5!n n5 n5 2 - Currency 3!a ISO code ISO code 3 - Amount 15d Amount with comma as decimal separator Amount with comma as decimal separator Tag is only reported in case of credit Remark: mutations Example: :90C:4EUR1355,10 :90C:8EUR5948,49 :90C:0EUR0, db MT940/942 format specifications version June

15 6. Appendix 6.1 Supported Characters A until Z a until z 0 until 9 Space., - ( ) / + :? { } 6.2 ISO Codes Country codes: Currency codes: SWIFT Transaction codes From SWIFT User Handbook November 2008 (not all are supported by Deutsche Bank in all locations) Used in MT940/942/95, Field 61, Subfield 6 When the first character of subfield 6 Transaction Type Identification Code is N or F, the remaining characters may contain one of the following codes: BNK BOE BRF CAR CAS CHG CHK Securities Related Item - Bank fees Bill of exchange Brokerage fee Securities Related Item - Corporate Actions Related (Should only be used when no specific corporate action event code is available) Securities Related Item - Cash in Lieu Charges and other expenses Cheques db MT940/942 format specifications version June

16 CLR CMI CMN CMP CMS CMT CMZ COL COM CPN DCR DDT DIS DIV EQA EXT FEX INT LBX LDP MAR MAT MGT MSC NWI ODC OPT PCH POP PRN REC RED RIG Cash letters/cheques remittance Cash management item - No detail Cash management item - Notional pooling Compensation claims Cash management item - Sweeping Cash management item -Topping Cash management item - Zero balancing Collections (used when entering a principal amount) Commission Securities Related Item - Coupon payments Documentary credit (used when entering a principal amount) Direct Debit Item Securities Related Item - Gains disbursement Securities Related Item - Dividends Equivalent amount Securities Related Item - External transfer for own account Foreign exchange Interest Lock box Loan deposit Securities Related Item - Margin payments/receipts Securities Related Item - Maturity Securities Related Item - Management fees Miscellaneous Securities Related Item - New issues distribution Overdraft charge Securities Related Item - Options Securities Related Item - Purchase (including STIF and Time deposits) Securities Related Item - Pair-off proceeds Securities Related Item - Principal pay-down/pay-up Securities Related Item - Tax reclaim Securities Related Item - Redemption/Withdrawal Securities Related Item - Rights db MT940/942 format specifications version June

17 RTI SAL SEC SLE STO STP SUB SWP TAX TCK TCM TRA TRF TRN UWC Returned item Securities Related Item - Sale (including STIF and Time deposits) Securities (used when entering a principal amount) Securities Related Item - Securities lending related Standing order Securities Related Item - Stamp duty Securities Related Item - Subscription Securities Related Item - SWAP payment Securities Related Item - Withholding tax payment Travellers cheques Securities Related Item - Tripartite collateral management Securities Related Item - Internal transfer for own account Transfer Securities Related Item - Transaction fee Securities Related Item - Underwriting commission VDA Value date adjustment (used with an entry made to withdraw an incorrectly dated entry it will be followed by the correct entry with the relevant code) WAR Securities Related Item - Warrant 6.4 Local Narration Codes, Mutatie Codes & SWIFT codes The below table contains an overview of the most common narration and mutation 6.4 Local Narration Codes, Mutatie Codes & SWIFT codes codes. The below table contains an overview of the most common narration and mutation codes. Deutsche Bank Local Narration Code NL Deutsche Bank Local Narration Code ENG ABN AMRO Mutatie Code ABN AMRO Omschrijving SWIFT Code Acceptgiro Overboeking Acceptgiro Payment 030 Acceptgiro TRF Overboeking (DT) Domestic Payment 100 Overboeking TRF Overboeking (DT) Domestic Payment 190 BCG Opdrachten TRF Overboeking (DT) Domestic Payment 192 BCG Opdrachten TRF Overboeking (DT) Domestic Payment 196 BCG Opdrachten TRF GEA Transactie ATM Transaction 340 GEAKAS OPNAME TRF GEA Transactie ATM Transaction 341 GEAKAS STORTING TRF BEA VV Transactie POS FX Transaction 369 BEA Buitenland TRF Betaalautomaat (Trx) POS (Trx) 426 BEA Binnenland TRF Chipknip (Trx) Chipknip (Trx) 442 Chip Knip TRF Overboeking Buitenland Cross Border Payment 600 Overboeking Buitenland TRF SEPA Bijschrijving (CR) SEPA Receipt (CR) 654 SCT Incoming TRF SEPA Overboeking (DT) SEPA Payment (DT) 658 SCT Single Outg TRF db MT940/942 format specifications version June

18 db MT940/942 format specifications version June