Insurance Reborn... Launch Your Career. National Marketing Group, Inc.

Size: px
Start display at page:

Download "Insurance Reborn... Launch Your Career. National Marketing Group, Inc. www.nmgins.com"

Transcription

1 Insurance Reborn... National Marketing Group (NMG) is quickly adapting with the insurance industry to remain one of the top Managing General Agencies in the country. Creating innovative and revolutionary programs designed to take agents to the next plateau in insurance sales. Launch Your Career

2 A Complete Package What makes NMG unique from other MGA s and FMO s in the country is our approach to individual agents. We know that true success is built off of a wholesome approach. No agent will benefit just by receiving leads and then being tossed in the field. That s why we offer agents a complete solution. Focusing on five major areas. Products Training Technology Prospecting Support

3 Top Products Our agents sell products they are proud of. NMG offers the top carriers in the industry across multiple portfolios to ensure that you have what s best for your client, no matter the circumstance. Some of our carriers include: (Subject to change) Allianz Foresters Mutual of Omaha American Equity Fidelity Security Life National Western American General Genworth North American American Memorial Gerber Life Priority Health American National Guarantee Trust Life Prudential Americo HealthPlus IHC Assurant Humana Transamerica Assurity John Hancock United Commercial Travelers Aviva ING UnitedHealthOne (Golden Banner Life Lafayette Rule) Central United Life LifeSecure And more! Columbian Mutual Lincoln Financial F & G Madison National

4 Training Knowledge and confidence can be powerful tools when you are in the field. That is why we consistently have between online trainings every week. Allowing you to stay up-to-date and energized no matter if you are at home, in the office or driving to an appointment. NMG empowers you with information on special markets such as Final Expense, Term Life, IUL, Annuities, ACA Open Enrollment, and much more! View Training Schedule

5 Technology No matter if you are a computer genius or still enjoy scribbling up a legal pad, NMG works hard to empower you with the tools necessary to write more business and place more money in your pocket. Gain access to: Custom CRM Systems Quote Report Builder Social Media Campaigns Branded ACA Private Exchanges Specialized Lead Programs

6 Prospecting Our long-term relationships allow us to offer you a suite of discounted and/or customized lead programs to get you in front of more prospects. It s time to stop hoping for sales opportunities and start EXPECTING them! Join our team and start making presentations a regular part of your work week! Customized Print Materials Live Transfer Leads Pre-set Appointments Voic Transfers Direct Mail And much more!

7 Support With a support staff willing to go beyond status quo. We work to bring you a complete suite of products and services. NMG is able to assist you with all our questions and support needs, allowing you to sell more business and have more fun!

8 MLM Opportunity Experienced agents realize that the only way to grow income year after year is to create LEVERAGE. Until now there hasn t been a vehicle to do so...now there is! The UandIWIN Success System provides an opportunity for savvy agents to not only survive, but thrive, in a very lucrative but demanding business. Register Today

9 Your Team is Waiting... You can get started with us by either appointing with a new carrier through our website or transferring an existing carrier to be placed with your NMG business. We would be more than happy to get you started on the right track. Join your team today. Home Office: (810) South Dye Rd. Flint, MI

Life Approved Carrier List (11.17.11) Carrier Company Rating Product

Life Approved Carrier List (11.17.11) Carrier Company Rating Product Allianz Life Insurance Company AM Best A Indexed S&P AA Indexed Moody's A2 Comdex 87 American General AM Best A 10 year term S&P A+ 15 Moody's A2 Comdex 82 Indexed Survivorship Indexed American National

More information

welcome. In This Document: Successful Resources. Smart Advice. About Advisors Resource. Customized Product Plans. Innovation with Superior Service.

welcome. In This Document: Successful Resources. Smart Advice. About Advisors Resource. Customized Product Plans. Innovation with Superior Service. welcome. At Advisors Resource, we are very excited about forming this partnership with you.the following pages provide a general overview of how we can help your business succeed. Please don t hestitate

More information

Approved Annuity and Insurance Carriers

Approved Annuity and Insurance Carriers Approved Annuity and Insurance Carriers Revised February, 2010 - Internal Use Only *Top Companies * Underwriting * Products * Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART

More information

Approved Annuity and Insurance Carriers

Approved Annuity and Insurance Carriers Corporation Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term

More information

Life Insurance Product Recommendation Guide

Life Insurance Product Recommendation Guide Life Insurance Product Recommendation Guide A Guideline For Agents To Assist In Finding The Right Life Insurance Fit For Their Clients and Prospects This short guide offers recommendations on the preferred

More information

Approved Annuity and Insurance Carriers

Approved Annuity and Insurance Carriers Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term Fixed Annuities

More information

Approved Annuity and Insurance Carriers

Approved Annuity and Insurance Carriers Corporation Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term

More information

Approved Annuity and Insurance Carriers

Approved Annuity and Insurance Carriers Corporation Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term

More information

TOP Eligible Term Carriers

TOP Eligible Term Carriers The following is a comprehensive list of qualifying Term carriers for the Transamerica Opportunity Program (TOP) from Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company.

More information

Licensed Companies filing on Life/Health Blank Ordinary Life Business in Mississippi for Year Ended 12/31/2008

Licensed Companies filing on Life/Health Blank Ordinary Life Business in Mississippi for Year Ended 12/31/2008 Licensed Companies filing on Life/Health Blank Ordinary Life Business in Mississippi for Year Ended 12/31/2008 Premiums Market Death State Farm Life Insurance Company 48,151,576 5.98% 21,763,634 Southern

More information

CHOLESTEROL. Super Pref 0-70 4.5 220 Treated or untreated

CHOLESTEROL. Super Pref 0-70 4.5 220 Treated or untreated Best Risk Classification John Hancock Super Pref 71+ n/a 280; HDL>40 (All products) Super Pref 71+ n/a 150-250; HDL>45 ING (Males Only) Super Pref 61+ 6.0 300 ING (Females Only) Super Pref 61+ 5.5 300

More information

THE MIDDLE MARKET: HOW TO SELL TO THIS MARKET

THE MIDDLE MARKET: HOW TO SELL TO THIS MARKET THE MIDDLE MARKET: HOW TO SELL TO THIS MARKET Mark Costello, FSA, MAAA 2 nd Vice President and Marketing Actuary Munich Re November 18, 2010 Agenda Define the market Distribution issues Product issues

More information

Life Insurance Review

Life Insurance Review Life Insurance Review As a financial professional, you understand the importance of preparing for the unexpected... as well as for the inevitable. Your clients insurance portfolio should be reviewed periodically

More information

Your Framework for Financial Planning that includes Life Insurance and Fixed Annuities...

Your Framework for Financial Planning that includes Life Insurance and Fixed Annuities... Your Framework for Financial Planning that includes Life Insurance and Fixed Annuities... Clients look to their Advisor to provide a financial blueprint that will create a lifetime of financial security.

More information

2008 Georgia Individual Guaranteed Renewable A&H writers - Life Insurers, P&C Insurers, Health Insurers, HMOs

2008 Georgia Individual Guaranteed Renewable A&H writers - Life Insurers, P&C Insurers, Health Insurers, HMOs (This report is presented in descending order, by ) 54801 Blue Cross Blue Shield of Ga Inc 570,668,185 60380 AFLAC 182,697,185 96237 Kaiser Found Hlth Plan of GA Inc 87,745,778 70025 Genworth Life Ins

More information

AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION INFORMAL INQUIRY NAME DOB SEX TOBACCO USE

AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION INFORMAL INQUIRY NAME DOB SEX TOBACCO USE INFORMAL INQUIRY NAME DOB SEX TOBACCO USE ADDRESS CITY, STATE, ZIP HEIGHT WEIGHT SS# PLACE OF BIRTH DL# INSURANCE AMT $ PLAN OF INSURANCE (UL/SUL/TERM) INSURANCE IN-FORCE $/ INSURANCE CARRIERS REPLACEMENT/1035?

More information

financial strength benchmarking of life insurance competitors

financial strength benchmarking of life insurance competitors financial strength benchmarking of life insurance competitors HC 1001 5-13 financial strength benchmarking of life insurance competitors Ameritas Mutual Holding Company s (Ameritas) core financial strength

More information

Volume LIFE DIVISION AGENT GUIDE

Volume LIFE DIVISION AGENT GUIDE Volume 1 LIFE DIVISION AGENT GUIDE Top 10 reasons to do business with Levinson & Associates 1. Free agent websites with lead capture 2. Highly discounted E&O program for our agents only 3. Highly discounted

More information

SALES AND SALES SUPPORT

SALES AND SALES SUPPORT Welcome to Crump Life Insurance Services! Offering you a world of insurance solutions and world-class service Advisor Group welcomes you to a new life insurance brokerage relationship with Crump Life Insurance

More information

TOP 15 & TOP 25 Program Details

TOP 15 & TOP 25 Program Details TERM TOP 15 & TOP 25 Program Details The Transamerica Opportunity Program (TOP) from Transamerica Financial Life Insurance Company offers qualifying clients an easier way to increase or extend their existing

More information

We appreciate the opportunity to work with you on your insurance business! We want the setup process to be as easy for you as possible!

We appreciate the opportunity to work with you on your insurance business! We want the setup process to be as easy for you as possible! Dear Valued Agent Partner, We appreciate the opportunity to work with you on your insurance business! We want the setup process to be as easy for you as possible! In order to set you up to write business

More information

Licensed Companies filing on Life/Health Blank Ordinary Annuity Business in Mississippi for Year Ended 12/31/2003

Licensed Companies filing on Life/Health Blank Ordinary Annuity Business in Mississippi for Year Ended 12/31/2003 Licensed Companies filing on Life/Health Blank Ordinary Annuity Business in Mississippi for Year Ended 12/31/2003 Premiums Market Annuity Lincoln National Life Insurance Company, The 93,252,084 12.11%

More information

TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders

TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders TERM LIFE INSURANCE Carrier Name of Product Issue Ages Minimum Face Amount Riders American General AG Select - a - Term AG ROP Select-a-Term 10 Year: 20-70 15 Year: 20-70 16 Year: 20-70 17 Year: 20-70

More information

Prospect for New Sales, Without

Prospect for New Sales, Without Prospect for New Sales, Without Requiring Medical Exams! Product TransTerm SM Transamerica Opportunity Program (TOP) is now available on TransTerm SM 10, 15, 20, 25 or 30-year policies. Present clients

More information

Hospital Indemnity Equitable/Heartland National GTL Medico Washington National. Cancer GTL Medico UTA Washington National

Hospital Indemnity Equitable/Heartland National GTL Medico Washington National. Cancer GTL Medico UTA Washington National Medicare Supplement Aetna Health and Life Ins. American Continental/ Central States Indemnity Continental Life Anthem (BC/BS) Cigna American Retirement Life Insurance Company Equitable Forethought GPM

More information

UNIVERSAL CONTRACTING INSTRUCTIONS:

UNIVERSAL CONTRACTING INSTRUCTIONS: UNIVERSAL CONTRACTING INSTRUCTIONS: 1. Please complete all requested items. If Universal Contracting is returned incomplete, it will increase processing time. Please scrub the documents prior to submission.

More information

Guarantee Conversion Conversion Accelerated

Guarantee Conversion Conversion Accelerated 10 Year Term Warehouse American General Select-a-Term 10 American National Signature Term 10 Aviva Life & Annuity Term 10 AXA Equitable Term 10 Banner OPTerm 10 Genworth Colony Term 10 ING ReliaStar TermSmart

More information

TERMout 1. JUMPin Additional Insurance Program. Exceptional Underwriting Programs From National Life Group Available Through 12/31/2013

TERMout 1. JUMPin Additional Insurance Program. Exceptional Underwriting Programs From National Life Group Available Through 12/31/2013 Exceptional Underwriting Programs From National Life Group Available Through 12/31/2013 TERMout 1 Term Insurance Conversion Program Convert term from companies on our approved list with reduced underwriting

More information

Must have been fully underwritten, with blood work, to qualify. If it was issued without blood work/analysis, it is not eligible.

Must have been fully underwritten, with blood work, to qualify. If it was issued without blood work/analysis, it is not eligible. UL TOP Program Details The Transamerica Opportunity Program (TOP) from Transamerica Life Insurance Company offers qualifying clients an easier way to increase or extend their existing term life coverage

More information

CPS. Contracting & Appointment Instructions. Midwest Life Brokerage Kristopher T. Smith (630) 428-7640 Phone E:Mail: Kris@mw1b.

CPS. Contracting & Appointment Instructions. Midwest Life Brokerage Kristopher T. Smith (630) 428-7640 Phone E:Mail: Kris@mw1b. CPS INSURANCE SERVICES Contracting & Appointment Instructions In order to complete your contracting request, please complete the following contracting questionnaire. This information will be entered into

More information

TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders ART $500, Year: Year: Year: 18-55

TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders ART $500, Year: Year: Year: 18-55 TERM LIFE INSURANCE Carrier Name of Product Issue Ages Minimum Face Amount Riders Accordia (formerly Aviva) ART 18-75 $500,000 10-, 20- & 30-Year Term Plus Additional Insured (Spouse) Rider Terminal Illness

More information

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS...

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... YEAR 2011 ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... 5 ORDINARY ANNUITIES BUSINESS... 6 GROUP ANNUITIES BUSINESS...

More information

Licensed Life Writers in Virginia in 2014

Licensed Life Writers in Virginia in 2014 d Life Writers in Virginia in 2014 Rank 1 0869 66168 MINNESOTA LIFE INSURANCE COMPANY $263,873,272 6.81% 6.81% 2 0860 67091 NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY THE $234,141,171 6.04% 12.85% 3 0241

More information

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS...

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... YEAR 2014 ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... 5 ORDINARY ANNUITIES BUSINESS... 6 GROUP ANNUITIES BUSINESS...

More information

Largest Life Insurers, by Total Assets, 2010 (thousands)

Largest Life Insurers, by Total Assets, 2010 (thousands) 11INDUSTRY RANKINGS The U.S. life insurance industry is made up of more than nine hundred companies with sales and operations across the country. Many of these companies are standalone entities, with no

More information

C PR. Comprehensive PLUS Financial Network Policy Review

C PR. Comprehensive PLUS Financial Network Policy Review C PR Comprehensive PLUS Financial Network Policy Review A GUIDE AND UTILITIES TO ASSIST YOUR CLIENTS IN MAINTAINING LIFE INSURANCE COVERAGE TO MEET THEIR EVOLVING NEEDS C PR Comprehensive PLUS Financial

More information

Completion of a fact finder will accelerate the underwriting process

Completion of a fact finder will accelerate the underwriting process QUICK FACT-FINDER TOOLS All personal information protected by HIPPA regulations (see HIPPA form attached with supplemental forms) Completion of a fact finder will accelerate the underwriting process Name:

More information

Standard or Better TOP. Available Maximum Face Amount per Lifetime

Standard or Better TOP. Available Maximum Face Amount per Lifetime S E R I E S Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants

More information

Michigan Life & Health Insurance Guaranty Association

Michigan Life & Health Insurance Guaranty Association Michigan Life & Health Insurance Guaranty Association 1640 Haslett Road, Suite 160 Haslett, MI 48840-8683 telephone 517-339-1755 fax 517-339-5500 email jcolpean@milifega.org To: Member Company Michigan

More information

Accordia Life Assumption Mailings Start in July Learn more. Time Tested Experience Learn more. Financial Perks of Turning 50 Learn more.

Accordia Life Assumption Mailings Start in July Learn more. Time Tested Experience Learn more. Financial Perks of Turning 50 Learn more. Accordia Life Assumption Mailings Start in July Now that Accordia Life has been launched, they will begin transitioning in-force life insurance policies from Athene (previously Aviva) to Accordia Life.

More information

STREAMLINED UNDERWRITING FOR THE MIDDLE MARKET & ITS IMPACT ON PRODUCT PRICING

STREAMLINED UNDERWRITING FOR THE MIDDLE MARKET & ITS IMPACT ON PRODUCT PRICING STREAMLINED UNDERWRITING FOR THE MIDDLE MARKET & ITS IMPACT ON PRODUCT PRICING Gregory Brandner, FSA, MAAA Assistant Vice President and Pricing Actuary Munich Re June 24, 2011 Agenda Definitions Distribution

More information

EEA Life Settlements Fund PCC Limited

EEA Life Settlements Fund PCC Limited EEA Fund Management (Guernsey) Limited EEA Life Settlements Fund PCC Limited Portfolio Statistics as at 31 March 2012 Valuation of the net asset value of all classes of participating shares in EEA Life

More information

TOTAL LIFE AND ANNUITY POLICIES FOR 2012 TOTAL NUMBER OF CONFIRMED COMPLAINTS FOR 2012 COMPLAINT INDEX

TOTAL LIFE AND ANNUITY POLICIES FOR 2012 TOTAL NUMBER OF CONFIRMED COMPLAINTS FOR 2012 COMPLAINT INDEX 2012 LIFE AND ANNUITY COMPLAINT INDEX Please note that when a carrier has a small number of policies in force, the complaint ratio will be large. For example, if a company has a few hundred policies in

More information

Standard or Better TOP. Available Maximum Face Amount per Lifetime

Standard or Better TOP. Available Maximum Face Amount per Lifetime Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up

More information

TOP and TOP Plus Programs 1

TOP and TOP Plus Programs 1 TOP and TOP Plus Programs If clients have been sold a term policy within the past 5 years and have been fully underwritten by an eligible carrier CLICK on the buttons below to view TOP and TOP Plus eligibility.

More information

Informal Inquiry Not an Application for Life Insurance

Informal Inquiry Not an Application for Life Insurance Print Form Informal Inquiry Not an Application for Life Insurance Date: Producer: Face Amount: Product Type: PERSONAL INFORMATION Applicant: Male Female DOB: SS#: Driver s License #: Place of Birth: Street

More information

SELLING FIXED ANNUITIES THROUGH HBW FREQUENTLY ASKED QUESTIONS

SELLING FIXED ANNUITIES THROUGH HBW FREQUENTLY ASKED QUESTIONS How do I get started with Fixed and especially Fixed-Indexed Annuities? First review the information available to you on the HBW website under the Fixed Annuities section. Check out the Getting Started

More information

Preferred or Similar Standard or Similar

Preferred or Similar Standard or Similar TOP & TOP PLUS program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up

More information

State of Oregon Office of Insurance Commissioner 2014 Oregon Market Share Line of Business: Life - Life Insurance

State of Oregon Office of Insurance Commissioner 2014 Oregon Market Share Line of Business: Life - Life Insurance 2014 Oregon Page 1 of 9 4 Ever Life Ins Co 80985 IL $0 $0 $23 $0 $23 0.00% 5 Star Life Ins Co 77879 LA $90 $0 $1,374 $0 $1,464 0.13% AAA Life Ins Co 71854 MI $1,847 $0 $2,076 $0 $3,923 0.34% Ability Ins

More information

2013 Conference Attendees. Social Media Subject Matter Expert

2013 Conference Attendees. Social Media Subject Matter Expert 2013 Conference Attendees Company Actiance Actiance, Inc. Actiance, Inc. Alabama Department of Insurance Insurance Company of North America Services Allstate Life Insurance Company American Amicable Life

More information

Build Guidelines 1/2015

Build Guidelines 1/2015 Accordia Life Term Products: Accordia Life Permanent Products: AIG Genworth Financial Companies Ages 0-64 Genworth Financial Companies Ages 65+ Legal & General America Lincoln National MetLife The weights

More information

New LTC II with Shareability Option Competitive Advantages: How to best position LifeSecure's Individual LTCi Product

New LTC II with Shareability Option Competitive Advantages: How to best position LifeSecure's Individual LTCi Product New LTC II with Shareability Option Competitive Advantages: How to best position LifeSecure's Individual LTCi Product Robert S. Warchol Product and Competitive Intelligence Senior Analyst January 29, 2014

More information

Missouri Department of Insurance, Financial Institutions & Professional Registration 2008 Complaint Report Life Insurance & Annuities

Missouri Department of Insurance, Financial Institutions & Professional Registration 2008 Complaint Report Life Insurance & Annuities Report Life Insurance & Annuities Indices 100 Report Life and Annuity Indices Code Name s Annual 77879 5 Star Life Insurance Company 0 $1,761,642 0.0% 0 71854 AAA Life Insurance Company 0 $2,279,598 0.0%

More information

Wisconsin Market Shares 2002

Wisconsin Market Shares 2002 1 CUNA MUTUAL LIFE INS CO 7.7 389,117,728 2 ALLIANZ LIFE INS CO OF NORTH AMERICA 5.3 268,593,809 3 LINCOLN NATIONAL LIFE INS CO THE 5.0 252,049,598 4 TRANSAMERICA LIFE INSURANCE CO 4.6 229,208,086 5 THRIVENT

More information

Clients have access to the products and services of hundreds of companies through their AXA Advisors financial professional.

Clients have access to the products and services of hundreds of companies through their AXA Advisors financial professional. AXA in practice strategy implementation Extensive Choices Clients have access to the products and services of hundreds of companies through their AXA Advisors financial professional. Investment Companies

More information

TOTAL ACCIDENT AND HEALTH POLICIES FOR 2012 TOTAL NUMBER OF CONFIRMED COMPLAINTS FOR 2012 COMPLAINT INDEX

TOTAL ACCIDENT AND HEALTH POLICIES FOR 2012 TOTAL NUMBER OF CONFIRMED COMPLAINTS FOR 2012 COMPLAINT INDEX 2012 ACCIDENT AND HEALTH COMPLAINT INDEX Please note that when a carrier has a small number of policies in force, the complaint ratio will be large. For example, if a company has a few hundred policies

More information

Annuity Market Update

Annuity Market Update Annuity Market Update Southeastern Actuaries Conference (SEAC) Fall Meeting Guillaume Briere-Giroux, FSA, MAAA, CFA November 15, 2012 AGENDA Agenda Sales trends Product trends Pricing and risk management

More information

Orange County Brokerage Insurance Services, Inc.

Orange County Brokerage Insurance Services, Inc. Orange County Brokerage Insurance Services, Inc. Serving the needs of independent insurance agents, financial planners, and stockbrokers since 1976. Services Companies Personnel Products Administrative

More information

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS...

ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... 5 ORDINARY ANNUITIES BUSINESS... 6 GROUP ANNUITIES BUSINESS... 7 TOTAL

More information

Commission Grid. Whole Life UL / IUL

Commission Grid. Whole Life UL / IUL Whole Life UL / IUL Commission Grid American General: Elite UL 1st year 65.00% renewal 1.75% excess 1.75% Secure Lifetime GUL 1st year 65.00% renewal 1.75% excess 0.00% Elite Transition UL 1st year 40.00%

More information

Largest Life Insurers, by Total Assets, 2014 (thousands)

Largest Life Insurers, by Total Assets, 2014 (thousands) 11INDUSTRY RANKINGS The U.S. life insurance industry in 2014 is made up of 830 companies with sales and operations across the country. Many of these companies are stand-alone entities, with no life insurer

More information

OTHER ACCIDENT ONLY BUSINESS... 22 ALL OTHER A&H BUSINESS... 23 TOTAL OTHER INDIVIDUAL CERT... 24

OTHER ACCIDENT ONLY BUSINESS... 22 ALL OTHER A&H BUSINESS... 23 TOTAL OTHER INDIVIDUAL CERT... 24 ORDINARY LIFE BUSINESS... 1 CREDIT LIFE BUSINESS... 2 GROUP LIFE BUSINESS...... 3 INDUSTRIAL LIFE BUSINESS... 4 TOTAL LIFE BUSINESS... 5 ORDINARY ANNUITIES BUSINESS...... 6 GROUP ANNUITIES BUSINESS...

More information

2015 Complaint Index Report

2015 Complaint Index Report Kansas Insurance Department Report Ken Selzer, CPA Commissioner of Insurance Consumer Report May 2016 Dear Kansas consumer, One of the most frequent questions we get from hundreds of Kansans each year

More information

Who We Are. Updated: October 15, 2015

Who We Are. Updated: October 15, 2015 Who We Are The Benefit Coordinators is a highly experienced, multi faceted insurance marketing organization. We work hard to lead in the development of new marketing concepts in the markets we serve. We

More information

Marketing and Selling Medicare Supplements

Marketing and Selling Medicare Supplements Marketing and Selling Medicare Supplements 1 Work the Medicare market all year. Our symposium features: Medicare Supplements A Medicare Supplement History Medicare Supplement Plan Types Medicare Select

More information

Term Insurance Update

Term Insurance Update Term Insurance Update November 19, 2009 Michael Fox, FSA, MAAA 2 nd Vice President Protective Life Insurance Term Insurance Update LIMRA 2 nd Quarter Sales Report Historical Rate Trends Redundant Reserves

More information

Long-Term Care Policies

Long-Term Care Policies Long-Term Care Policies This list is given to you for informational purposes only and does not constitute an endorsement by the State Corporation Commission of any policy or service or of any person or

More information

Term - Level Term Period

Term - Level Term Period Protective Custom Choice UL 8-14 $451.17 The policy may be replaced (subject to contract terms) without evidence of insurability with any company designated permanent plan of life insurance. The replacement

More information

Your future starts here...

Your future starts here... www.farhc.com Farm & Ranch Healthcare, Inc., representatives are presented with unlimited opportunities to earn advancement not only through high income and incentive awards, but also through growth in

More information

2014 LIFE AND ANNUITY COMPLAINT INDEX

2014 LIFE AND ANNUITY COMPLAINT INDEX 2014 LIFE AND ANNUITY COMPLAINT INDEX Please note that when a carrier has a small number of policies in force, the complaint ratio will be large. For example, if a company has a few hundred policies in

More information

Aetna Life Insurance Company 151 Farmington Avenue Hartford, CT 06156 Phone: 800-537-8521 www.aetna.com NAIC # 60054

Aetna Life Insurance Company 151 Farmington Avenue Hartford, CT 06156 Phone: 800-537-8521 www.aetna.com NAIC # 60054 APPROVED LONG TERM CARE CARRIERS IN PENNSYLVANIA (Long Term Care Partnership approved carriers will show: ** Partnership Approved Policy Available) (Status as of 08/01/2013) Aetna Life Insurance Company

More information

Life Settlement application and Checklist

Life Settlement application and Checklist and Checklist Page 1 of 7 Life Settlement Checklist Please make sure to complete each section in its entirety. Missing information will delay our ability to market your case and ultimately secure a settlement

More information

INDEX. Executive Summary...3. Summary of Company Responses...4. Examinations and Consumer Complaints...7

INDEX. Executive Summary...3. Summary of Company Responses...4. Examinations and Consumer Complaints...7 INDEX Executive Summary...3 Summary of Company Responses...4 Examinations and Consumer Complaints...7 List of Companies Asking Travel Related Questions...8 Section 626.9541(1)(dd), Florida Statutes: Life

More information

Zoom through Underwriting with TOP 15 and TOP 25

Zoom through Underwriting with TOP 15 and TOP 25 Zoom through Underwriting with TOP 15 and TOP 25 Now you can help your clients steer clear of a lengthy underwriting process and accelerate placement of a new term policy with the Transamerica Opportunity

More information

2013 Insurer Supplier Diversity (ISD) Data Call LIST: 206 Insurance Companies Listed under Group, Arranged by Group Premium (Largest to Smallest)

2013 Insurer Supplier Diversity (ISD) Data Call LIST: 206 Insurance Companies Listed under Group, Arranged by Group Premium (Largest to Smallest) 2013 Insurer Supplier Diversity (ISD) Data Call LIST: 206 Insurance Companies Listed under Group, Arranged by Group Premium (Largest to Smallest) GROUP NAME (and Insurance Companies Reporting Together)

More information

Business Development Consultancy

Business Development Consultancy Business Development Consultancy 1-855 UTRADE2 (887 2332) bartercardusa.com bdc@bartercardusa.com Business Development Consultancy About Bartercard Since launching in Australia in 1991 Bartercard has offered

More information

EXTERNAL EXCHANGE / CONVERSION PROGRAMS

EXTERNAL EXCHANGE / CONVERSION PROGRAMS Carrier Program Type of Program Exchange Products EXTERNAL EXCHANGE / CONVERSION PROGRAMS Issue Ages (on New Product) Minimum Face Maximum Face Original Policy Issue (Prior to Exchange) 01-2013 Original

More information

Lincoln Special Exchange Program

Lincoln Special Exchange Program Lincoln Special Exchange Program External term to perm Make the switch to affordable guaranteed protection If your clients want more than what their term policies offer, now s a great time to step up to

More information

the world of AXA a guided tour

the world of AXA a guided tour the world of AXA a guided tour AXA around the world In 25 years, we have acquired strong positions, becoming the world s leading insurance brand.1 AXA Advisors, LLC benefits from being a part of a global

More information

Business Development Consultancy

Business Development Consultancy Business Development Consultancy 1300 BARTER bartercard.com.au bdc@bartercard.com.au Business Development Consultancy About Bartercard Since launching in Australia in 1991 Bartercard has offered an alternative

More information

Advantage Elite 10. Premium comparison. Competitive premiums from a highly rated company. Advantage Elite 10

Advantage Elite 10. Premium comparison. Competitive premiums from a highly rated company. Advantage Elite 10 Advantage Elite 10 Feale, Age 55 $1 illion face aount Copany Preferred-Select Preferred Minnesota Life $1,150 $1,430 Lincoln $1,165 $1,435 AXA $1,195 $1,495 ING Reliastar $1,195 $1,495 Genworth $1,210

More information

UNIVERSAL LIFE INSURANCE

UNIVERSAL LIFE INSURANCE UNIVERSAL LIFE INSURANCE Carrier Name of Product Issue Ages Minimum Face Amount Riders AG Secure Lifetime (GUL) 18-80 $100,000 Children's Insurance Benefit Spouse/Other Insured Rider Terminal Illness Rider

More information

Final Expense and Preneed Life Companies Financial Analysis Edition One

Final Expense and Preneed Life Companies Financial Analysis Edition One Final Expense and Preneed Companies Financial Analysis Edition One To kick off our analysis, we thought it would be helpful to lay out some basic parameters that define final expense and preneed companies.

More information

TOTAL PAYMENTS (REFUNDS) IN 2004

TOTAL PAYMENTS (REFUNDS) IN 2004 NAIC # COMPANY NAME TOTAL PAYMENTS (REFUNDS) IN 2004 AMOUNT OF TAX CREDIT TAKEN IN 2004; PAID IN 2004 AMOUNT OF TAX CREDIT TAKEN IN 2004; PAID IN 2003 10367 AVEMCO INSURANCE CO (322,417.43) 10642 CHEROKEE

More information

Oregon Insurance Complaints

Oregon Insurance Complaints CONSUMER GUIDE AUTO HE ALTH HOMEOWNER Oregon Insurance Complaints from calendar year 2013 LIFE ANNUITIES LONG-TERM CARE Oregon Department of Consumer and Business Services Insurance Division About the

More information

About me Broker Sell off blocks, shells, companies.. 2 Decision Buy/Sell Why? Identify Broker 3 Partner Type of Buyer Financial Ability Philosophical Position Ability to Assimilate Distribution Methods

More information

Does Your Client s Current Life Portfolio Make the Cut?

Does Your Client s Current Life Portfolio Make the Cut? Does Your Client s Current Life Portfolio Make the Cut? First American Insurance Underwriters Introduces PAR: Policy Annual Review. Agents and advisors know the value of building credibility. Whether it

More information

TOP and TOP Plus. Standard or Better

TOP and TOP Plus. Standard or Better TOP and TOP Plus Program Details PRODUCT TransTerm SM Two Programs with Accelerated Underwriting Transamerica Life Insurance Company now offers two accelerated underwriting programs that enable qualifying

More information

Whitepaper The Role of Customer Relationship Management (CRM) Solutions for the Outbrokerage

Whitepaper The Role of Customer Relationship Management (CRM) Solutions for the Outbrokerage Whitepaper The Role of Customer Relationship Management (CRM) Solutions for the Outbrokerage Agency Management Case Managers Underwriting Specialists Table of Contents The opportunity...3 The advantage

More information

Currently, the implementation date is scheduled for November 30, 2004. 1

Currently, the implementation date is scheduled for November 30, 2004. 1 The following list shows vendors who have indicated an interest to register with the 403bCompare Web site as of 09/02/2004. 403bCompare Vendor Vendor Name Number 1161 A.G. Edwards & Sons, Inc 1028 Acacia

More information

Life Insurers, P&C Insurers, Health Insurers, HMOs

Life Insurers, P&C Insurers, Health Insurers, HMOs (This report is presented in descending order, by ) 79413 UNITEDHEALTHCARE INS CO 635,749,619 60054 AETNA LIFE INS CO 186,141,765 61271 PRINCIPAL LIFE INS CO 176,081,816 65978 METROPOLITAN LIFE INS CO

More information

COMPARISON CHART MEDICARE SUPPLEMENT INSURANCE. and. MEDICARE CONTRACTING HMOs. Available in Hunterdon County

COMPARISON CHART MEDICARE SUPPLEMENT INSURANCE. and. MEDICARE CONTRACTING HMOs. Available in Hunterdon County COMPARISON CHART of MEDICARE SUPPLEMENT INSURANCE and MEDICARE CONTRACTING HMOs Available in Hunterdon County Prepared by the The Hunterdon County Division of Senior Services PO Box 2900, 4 Gauntt Place

More information

Meet & Exceed Rising Customer Expectations

Meet & Exceed Rising Customer Expectations Infor Customer Relationship Management Meet & Exceed Rising Customer Expectations Manufacturing businesses today need a customer-centric business strategy to survive and thrive. They must increase customer

More information

Attendees Titles & Companies

Attendees Titles & Companies Title Head of Advanced Markets Vice President, Advanced Markets Director, Advanced Sales Advanced Sales Consultant Vice President, Advanced Markets Advanced Markets Manager Director of Life Marketing Senior

More information

IN THIS ISSUE. LeClair Leader, Partners Advantage Edition December 2012

IN THIS ISSUE. LeClair Leader, Partners Advantage Edition December 2012 IN THIS ISSUE The complete brokerage house for Insurance Producers! LeClair Leader, Partners Advantage Edition - December 2012 LeClair: A Leader in LTC and DI Protection welcomes back Brian LeClair, J.D.,

More information

Health Companies. Life Companies

Health Companies. Life Companies Group A&H Written in Georgia 2009 by Various Insurer Types ( listed in descending order by premium written within company type) Health Companies Group Code Georgia 2009 Direct Premiums Written, Group Health

More information

People who choose to work with us definitely: Have fun Make Money Make a difference

People who choose to work with us definitely: Have fun Make Money Make a difference We believe in helping families become financially stable. We believe in enriching and empowering our partners to help others achieve financial stability and independence. People who choose to work with

More information

FIUL web banner ads are now available, giving you another way to market to prospective clients. Learn more.

FIUL web banner ads are now available, giving you another way to market to prospective clients. Learn more. Accordia Life Accordia Life Launches New Underwriting Program On May 1st, Accordia Life launched a new underwriting program called Accordia Life Credits, which is a robust, personalized underwriting program

More information

Oregon Insurance Complaints

Oregon Insurance Complaints CONSUMER GUIDE AUTO HE ALTH HOMEOWNER Oregon Insurance Complaints from calendar year 2014 LIFE ANNUITIES LONG-TERM CARE Oregon Department of Consumer and Business Services Insurance Division In compliance

More information

The Current State of the. Private Long-Term Care Insurance Industry

The Current State of the. Private Long-Term Care Insurance Industry The Current State of the Private Long-Term Care Insurance Industry Presented to The Long-Term Care Commission by Marc A. Cohen, Ph.D. LifePlans, Inc. June 27, 2013 Presentation Topics Current overview

More information