Commission Grid. Whole Life UL / IUL
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- Steven Tucker
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1 Whole Life UL / IUL Commission Grid American General: Elite UL 1st year 65.00% renewal 1.75% excess 1.75% Secure Lifetime GUL 1st year 65.00% renewal 1.75% excess 0.00% Elite Transition UL 1st year 40.00% renewal 14.00% excess 1.75% Elite Survivor Indexed UL/Elite Indexed UL 1st year 65.00% renewal 1.75% excess 1.75% ROP Term - 20yr -35yr term 1st year 70.00% renewal 1.50% American Elite Whole Life 1st year 90.00% renewal 2.75% excess 0.00% AGLA Life AGLA Choice 1st year 80.00% excess 1.00% Accumulator & Protector 1st year 80.00% excess 2.50% Index Plus 1st year 75.00% excess 2.50% AGLA CCT & Flex Term 10yr flex 50.00% yr 65.00% yr 70.00% Allianz Life Life Pro+ - Option A 1st yr 90.00% ages st excess 2.50% renewal 2.50% Life Pro+ - Option B 1st yr 30.00% ages st excess 13.50% renewal 2.50% GenDex Survivor - Option A 1st year 65.00% ages st yr excess 3.00% renewal 0.00% GenDex Survivor - Option B 1st year 65.00% ages st yr excess 3.00% renewal 0.25%
2 Americo Home Mortgage Series 1st year 90.00% Renewal 4.00% Home Mortgage Series 100 Term & UL 1st year 90.00% Renewal 0.50% Home Mortgage Series 125 Term & UL 1st year 90.00% Renewal 1.00% Home Mortgage Series ADB 1st yr 90.00% America -continued Ultra Protector 1 - Level Death Benefit - age st yr 90.00% ages st yr 75.00% ages st yr 45.00% ages Ren % ages Ren % ages Ren % ages Ren % yr % Ultra Protector II - Level Death Benefit -age st yr 90.00% ages st yr 75.00% ages Ren % ages Ren % ages Ren % ages Ren % yr % Ultra Protector III (3yr Graded DB) 1st yr 25.00% ages ren % ren % Eagle Premier Level 1st yr 90.00% 1st yr 90.00% 1st yr 50.00% ren % ren % ren % ren % Eagle Premier Guarantee Issue 1st yr 25.00% 1st yr 20.00% ren % ren % ren %
3 Assurity Life Acci - Flex 1st year 90.00% Renewal 2.00% LifeScape Whole Life 1st year 90.00% Renewal 5.00% 10-yr Non-Med Term 350 1st year 68.00% Renewal 2.00% 15-yr Non-Med Term 350 1st year 80.00% Renewal 2.00% 20-yr Non-Med Term 350 1st year 90.00% Renewal 2.00% 30-yr Non Med Term 350 1st year 90.00% Renewal 2.00% 10 -yr Med-Term 350 Plus 1st year 58.00% Renewal 1.50% 15-yr Med Term 350 Plus 1st year 65.00% Renewal 1.50% 20yr / 30 yr Med Term 350 Plus 1st year 75.00% Renewal 1.50% Simplified WL -level& Graded Benefit 1st year 85.00% 2nd yr 15.00% 3rd yr 15.00% 4th yr 13.00% yrs % yrs % Simplified WL Modified Benefit 1st year 70.00% renewal yr % renewal yr % renewal yr % Century+ Disability Income Insurance 1st year 40.00% yrs % yrs % Personal Disability Insurance 1st year 50.00% Renewal - yrs % / yrs Simplified Critical Illness 1st year 50.00% Renewal - yrs 2-106% / yrs % Renewal Aviva Life Lifetime Builder 1st year 70.00% 1st yr exces 2.50% Renewal 2.50% S.F % Lifetime Builder w/ecv Rider 1st year NA 1st yr exces NOT SOLD Renewal S.F 10+
4 Aviva - continued Lifetime Builder /Advantage Builder with 1st year 20.00% Simplified Issue/Guaranteed Issue 1st yr exces ren 2-5 Not sold currently ren Accordia Life Assure 1st year 70.00% 1yr excess 2.50% ren % S.F % Accordia Life Provider 1st year 70.00% 1yr excess 2.50% ren % SF % ART Term 1st year 50.00% ren % yr % 10-year Term 1st year 50.00% ren % yr % 20 yr / 30 yr - term 1st year 70.00% ren % yr % AXA Life Athena SUL IV, series 154 1st year 50.00% excess 1.50% ren % Athena UL, Series 152 1st year 50.00% excess 1.50% ren % Bright Life Product 155 w/rolling target 1st year 50.00% excess 1.50% ren % Brightlife Protect Survivorship, Series 156 1st year 50.00% w/ CVPlus No rolling target excess 1.50% ren % Brightlife Term Series 151x 1st year 45.00% ART excess 1.75% Term 10 yr 1st year 55.00% Term 15 yr 1st year 60.00% Term 20 yr 1st year 65.00% ISWL Series 149 1st year 50.00% ren %
5 Banner Life Life Step UL yr % excess 2.00% yrs % yrs % OP Term 10 1st year 58.00% Renewal 1.00% OP Term 15 1st year 60.00% Renewal 1.00% OP Term 20 1st year 70.00% Renewal 1.00% OP Term 30 1st year 70.00% Renewal 1.00% EMC Life Universal Life 1st yr 70.00% Ultra Choice excess 4.00% ren % ren % Whole Life (IWL Innovator) 1st yr 60.00% 2nd yr 3.50% yrs % yrs % Term 1st yr 60.00% EMCNL Term 1st yr 25.00% Renewal renewals 8.00% Youth Plus (years 1 and 2) 1st yr 15.00% F & G Life Choice 1st yr 90.00% ages ren yrs % excess 2.00% SF % Life Elite 1st yr 90.00% ages ren yrs % excess 2.00% SF % Fidelity Life Rapid Decision Senior Life Term & WL 1st year 40.00% ages Rapid Decision Senior Life Term & WL 1st year 20.00% ages Rapid Decision Senior Life Term & WL 1st year 2.00% age 80+ renewal 0.00%
6 Fidelity Life Continued RD Express Term 10yr 1st year 58.00% Renewal 0.50% RD Express Term 15 yr 1st year 80.00% Renewal 0.50% RD Express Term 20 yr /30 yr 1st year 90.00% Renewal 0.50% med Hybrid Term Life 1st year 40.00% 10 yr and 15 yr Renewal 0.00% med Hybrid Term Life 1st year 50.00% 20 yr and 30 yr Renewal 0.00% Accidental Death Benefit year % ADB ROP Rider year % Foresters Life Life-FIRST Term 10 yr Term - Medical Year % 20 yr Non-Medical Term Year % 25 yr Non-Medical Term Year % 30 yr Non-Medical Term Year % Renewal on All Above Term yrs % 20 yr Medical term year % 25 yr Medical Term year % 30 yr Medical Term year % Renewal on all Medical term yrs % Smart UL 1st year 80.00% excess 1.50% ren yr % Prepared Accidental Death Benefit 1st year 80.00% renewal yrs % Your Legacy SP-Whole Life 1st year 5.00% ren yr % Plan Right Life Immediate / Graded Benefit - age st yr 90.00% ages st yr 50.00% yrs % yrs % yrs % Modified Benefit Whole Life 1st year 30.00% yrs % yrs %
7 Forester Life Continued Simplified Issue WL Pay 100 1st year 70.00% year 2 renewal 10.00% yrs 3-10 renewal 2.25% WL Pay 20 1st year 45.00% yrs 2-10 renewal 2.25% Term 10 Rider on WL Pay 100 & % yrs 2-10 renewal 2.25% Term 20 Rider on WL Pay 100 & 20 1st year 65.00% yrs 2-10 renewal 2.25% PUAR Payments 2.00% Fully Underwritten WL WL Pay 100 1st year 70.00% years 2-3 renewal 10.00% years 4-10 renewal 6.00% WL Pay 20 1st year 45.00% yrs 2-10 renewal 2.25% Term 10 Rider on WL Pay 100 & 20 1st year 50.00% yr 2-10 renewal 2.25% Term 20 Rider on WL Pay 100 & 20 1st year 65.00% yrs 2-10 renewal 2.25% PUAR Payments 2.00% Genworth Life Colony Term Series 10 yr term 1st year 58.00% renewal 0.00% 15 yr term 1st year 80.00% 20 yr term 1st year 90.00% 25 yr / 30 yr term 1st year 90.00% Foundation Builder Index & Asset Builder 1st year 70.00% Index ULI and II renewal 1.25% Life Ready UL II 1st year 60.00% excess 2.00% renewal yrs % renewal yrs % Reliastar / Voya Life Voya Protector UL 1st year 60.00% Excess and Renewal yrs % Renewals % renewals %
8 Voya Continued Voya ROP Endowment Term 1st yr 65.00% 20 yr / 25 yr / 30 yr term yrs % yrs % Voya term Smart 10 1st year 45.00% renewal 0.00% Voya term Smart 15 1st year 60.00% renewal 0.00% Voya term Smart 20 1st year 65.00% Voya TS 25 /30 1st year 65.00% Voya IUL Global Choice 1st year 60.00% 1st yr excess 3.00% ren % John Hancock USA UL G, SUL G, Accumulation UL, Protect UL 1st yr 50.00% Protection IUL, SUL, SIUL, Accu IUL excess 3.00% Premier Life ren % Protection UL, Prot IUL - Enhance Spread 1st yr 12.00% comp yr % yr % yr % yr % excess 3.00% ren % Protection IUL, Protection SIUL, Accum IUL 1st yr 15.00% Premier Life with CVE yr % yr % yr % excess 3.00% ren % Term 10 1st year 50.00% Term 15 1st year 55.00% Term 20 1st year 60.00% Survivorship Term 1st year 60.00% ren % Term 10 with Vitality 1st year 50.00% Term 15 with Vitality 1st year 55.00% Term 20 with Vitality 1st year 60.00%
9 Lafayette Life Patriot 100 /Contender WL & Term 1st year 90.00% renewal yrs % renewal yrs % renewal yrs % Patriot 100 & Contender 100 Guranteed ages st yr % age 76+ 1st yr % Heritage 1st year 85.00% renewal % renewal % renewal % Heritage Guaranteed Issue 1st yr - ages % 1st yr - ages % 1st yr - ages % Whole Life, Universal Life, Term Whole life (prior to 2001 CSO) 1st yr 90.00% ren % ren % ren % Vanguard - UL 1st year 90.00% excess / renewal yrs % Equity Indexed UL 1st year 90.00% excess / renewal yrs % UL Guaranteed Issue 1st year - ages % 1st year -ages % 1st year - ages % Centennial Term Life 1o yr term 1st year 58.00% 15yr term 1st year 65.00% 20 yr term 1st year 85.00% Lincoln Financial Group Lifecurrent, LifeReserve, LifeGuarantee 1st yr 60.00% Accumulator - excess 3.00% renewal % renewal % Life Elemenents Term 10 yr 1st yr 60.00% Life Elemenents Term 15 yr 1st yr 65.00% Life Elemenents Term 20 yr / 30 yr 1st yr 70.00%
10 Life of the Southwest UL - Income Builder, Harbor 7, Horizon 7 1st yr 70.00% Flexlife - excess 2.50% Renewal yrs % Renewal yrs % Secure Plis Advantage 79 1st yr 70.00% Excess 1.88% Renewal yrs % Renewal yrs % Foundation 1st yr 70.00% Excess 2.50% Renewal yrs % Renewal yrs % Term 10 yr and 15 yr 1st year 58.00% Renewals yrs % Renewal yrs % Term 20 yr and 30 yr 1st year 70.00% Renewals yrs % Renewal yrs % Metlife Guranteed & UL Advantage UL, Legacy SUL 1st year 50.00% yr 1 excess 2.00% yrs % yrs % 10 year Term 1st year 35.00% 15 year Term 1st year 40.00% 20 year Term 1st year 55.00% 30 year Term 1st year 55.00% Promise Whole Life 2010, 65, 120 1st year 50.00% Minnesota Life Non-EVA - Eclipse IUL, Ecl.Prot IUL 1st year 60.00% Ecl Survivor IUL, Pro IUL, Legacy UL ren yrs 2-10 Accumulator UL, Omega UL excess % yrs % Secure Whole Life 1st year 60.00% ren yrs % yrs % yrs % cash extra 1.00% SPPUA/AIA 1.00% Secure Accumulator WI & Sec. Protector UL 1st year 60.00% yrs 2-5 ren 5.00% yrs % yrs % cash extra 1.00% SPPUA/AIA 1.00%
11 Minnesota Life continue Elite Select 5yr and 10yr term 1st year 58.00% Elite Select 15 yr term 1st year 60.00% Elite Select 20yr and 30 yr term 1st year 65.00% MTL Covenant II 1st yr 65.00% renewal Economax 1st yr 65.00% renewal Vanguard Silver UL 1st yr 60.00% 2-10 ren 3.97% yrs % excess 3.26% exc ren 2.48% exc % North American Life Custom TermGUL 1st year 85.00% renewal 2.00% Custom GrowthCV 1st year 85.00% renewal 2.00% Custom Gurantee 1st year 80.00% Survivorship GIUL 1st year 70.00% Builder IUL 1st year 85.00% renewal 2.00% Gurantee Builder IUL 1st year 85.00% renewal 1.50% Rapid Builder IUL 1st year 85.00% renewal 3.00% ADDvantage 10 yr term 1st year 68.00% ADDvantage 15 yr Term 1st year 80.00% ADDvantage 20 yr Term 1st year 90.00% renewal 1.50% ADDvantage 30 yr Term 1st year 90.00% renewal 1.50%
12 Nationwide Insurance YourLife No Lapse Guarantee UL 1sy year 50.00% 1st yr excess 0.75% yrs % yrs % YourLife SUL II 1st year 50.00% 1st yr excess 0.75% yrs % yrs % YourLife Current Assumption UL 1st year 50.00% 1st yr excess 0.75% yrs % yrs % YourLife WL 1st year 40.00% yrs % Nationwide 10yr and 15 yr term 1st year 40.00% Nationwide 20yr and 30yr term 1st year 40.00% 1st year 50.00% 1st yr excess 0.75% yrs % yrs % Penn Mutual Flexible Choice WL 1st year 35.00% yrs % yrs % Guaranteed Term 10yr, 15yr, and 20yr 1st year 35.00% yrs % yrs % Survivorship Plus IUL 1st year 30.00% yrs % yrs % Accumulation Builder II IUL 1st year 30.00% Guaranteed Protection UL yrs % yrs % Principal Life UL Protector III & SUL Protector 1st year 50.00% Excess 2.00% ren % ren % UL Life Flex 1st year 50.00% Excess 2.00% ren % ren % Term All Terms 1st year 55.00%
13 Protective Life Protective Custom Ch UL/Advantage Ch UL year % excess 2.00% year % ren % yr % Protective Survivor UL year % excess 1.50% ren % Protective ProClassic year % excess 4.00% year % ren % yr % Protective CC 10yr Term year % Ren % ren % Protective CC 15yr Term year % ren % ren % Protective CC 20yr Term year % ren % ren % Protective CC 25yr Term year % ren % ren % Protective CC 30yr Term year % ren % ren % Protective Survivorship Term -10 year 1st year 65.00% Protective Survivorship Term -20 year 1st year 80.00% Protective Survivorship Term - 30 year 1st year 90.00% SBLI Term T - 10 yr term 1st year 50.00% T - 15 yr Term 1st year 60.00% T - 20 yr Term 1st year 70.00% T - 25 yr Term 1st year 70.00% T - 30 yr Term 1st year 70.00%
14 Prudential Life Insurance PruLife UL Prot, UL Plus, Index Advant UL 1st year 50.00% excess 2.00% ren % ren % PruLife SUL Protector 1st year 50.00% excess 2.00% ren % ren % PruLife Custom Premier 1st year 50.00% excess 3.20% ren % ren % Term Essential 10, Term Elite 10 & PruTerm 1st year 50.00% Work-Life 65 (issue age 51 and up) renewal 0.00% Term Ess 15, Term Elite 15, PruTerm 1st year 50.00% Work-Life (issue age 46-50) renewal 0.00% TERM ROP 15yr 1st year 50.00% renewal 0.00% Term Ess 20, Term Elite 20, PruTerm 1st year 50.00% Work-Life (issue age 40-45) renewal 0.00% TERM ROP 20yr 1st year 50.00% renewal 0.00% Term Ess 30, Term Elite 30, PruTerm 1st year 50.00% Work-Life (issue age 39 and Below) renewal 0.00% TERM ROP 30yr 1st year 50.00% renewal 0.00% Total Protection Series III - Express 1st year 85.00% United Home Life Issue WL, Deluxe, and Premier 2nd year 12.00% yrs % yrs % Provider WL - ages st year 90.00% 2nd year 14.50% yrs % Guaranteed Issue Whole Life - 1st year 40.00% ages yrs % ages Express Issue Term Plus,Premier 20, 1st year 85.00% Expr Iss T 30, Premier 30, Express I T 65 Express Issue Term Deluxe 20 1st year 80.00% ages Graded Benefit Term 10 -ages st year ADB 1st year 70.00% yrs 2-5 renewal 2.00%
15 TransAmerica TransTerm / Trendsetter Super 20 1st year 70.00% Renewal 0.50% TransTerm / Trendsetter Super 25 1st year 70.00% Renewal 0.50% TransTerm / Trendsetter Super 30 1st year 70.00% Renewal 0.50% TransTerm / Trendsetter Super GWL 1st year 70.00% Renewal 1.00% TransTerm / Trendsetter Super 15 1st year 65.00% Renewal 0.00% TransTerm / Trendsetter Super 10 1st year 60.00% Renewal 0.00% TransTerm / Trendsetter Super YRT & Final 1st year 60.00% Expense 0.50% UL and WL 1st year 50.00% up to age 70 renewal yrs % up to age 70 renewal yrs % age 70+ renewal yrs % TransAce, TA Survivor, TA CV, TU SP/S/P 1st year 50.00% 1st year excess 2.00% up to age 69 renewal yrs % up to age 69 renewal yrs % age 70+ renewal yrs % TransSecure II ISWL 1st year renewal??? Immediate Solution 1st year 50.00% ren % ren % ren % 10-pay Solution 1st year 50.00% renewal 0.00% Easy Solution 1st year 50.00% renewal 2.00%
16 Transamerica FAMILY (Life Investors) TransACE 2013, TransACE CV 1st year 60.00% Ages 0-69 ex/ren % Ages 0-69 ren % ages 70+ 1st year 60.00% ages 70+ ex/ren % Trendsetter YRT 1st year Trendetter LB 10 yr Term 1st year 68.00% renewal 3.00% Trendetter LB 15 yr Term 1st year 80.00% renewal 3.00% Trendetter LB 20 yr Term 1st year 90.00% renewal 3.00% Trendetter LB 25 yr Term 1st year 90.00% renewal 3.00% Trendetter LB 30 yr Term 1st year 90.00% renewal 3.00% Trendsetter Super 10 yr Term 1st year 68.00% Trendsetter Super 15 yr Term 1st year 80.00% Trendsetter Super 20 yr Term 1st year 90.00% renewal 1.50% Trendsetter Super 25 yr term 1st year 90.00% renewal 1.50% Trendsetter Super 30 yr Term 1st year 90.00% renewal 1.50% Accumulation UL 1st year 90.00% ren % ren % TransNavigator UL 1st year 65.00% exc % ren % Acci Protector 1st year 85.00% yr %
17 Standard Life Advantage Shield Term ART and 10yr Term 1st yr 68.00% 15yr Term 1st yr 80.00% 20yr Term 1st yr 90.00% 30yr Term 1st yr 90.00% All Renewals for Advantage Final Expense - Whole Life 1st yr 90.00% renewal 3.50% Group Term 1st yr 13.00% renewal 13.00% Medicare Supplement 1st yr 20.00% renewal 3.00% Critical Illness - employer group 1st yr 15.00% Voluntary Worksite 1st yr 55.00% Individual-simplified issue CL 1st yr 50.00% Fully underwritten CI 1st yr 55.00% United of Omahu Term Life Express 15 1st year 80.00% yrs 2-10 Term Life Express 20 1st year 90.00% yrs 2-10 Term Life Express 30 1st year 90.00% yrs 2-10 Level Product - ages st year 90.00% ages st year 80.00% ages st year 40.00% renewal % renewal % Graded Product - ages st year 85.00% ages st year 80.00% renewal % renewal % Whole Life Express - age st year 70.00% age 76+ 1st year 60.00% renewal % Term Life Answers 20 yr & 30 yr 1st year 90.00% Term Life Answers 15 yr 1st year 65.00% Term Life Answers 10 yr 1st year 55.00% ACCUM UL Plus ($499,999& less) 1st year 60.00% excess 1.50% ren % ren %
PARTNERVEST CONTACTS. INSURANCE SPECIALIST Fixed Annuity, Life & LTC for ANY CARRIER
INSURANCE GROUP LLC Partnervest Insurance Group works directly with our team of Advanced Insurance Specialists who are in the field bringing you up to date planning ideas from a broad spectrum of Insurance
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Accordia Accordia American General American General American General AXA Term Annual Renewable Term Select A Term ROP Term AG Ultra One Bright Life Term Earlier of level period or age 75 Earlier of ten
NON NY LIFE COMPENSATION GUIDE
ATTENTION: ates presented are not a permanent offer and are subject to change without notice by MGA or Carrier. Contact the Commissions Carrier/Products Agent Agent enewal Allianz Generation Planner IITM
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PARTNERVEST CONTACTS. INSURANCE SPECIALIST Fixed Annuity, Life & LTC for ANY CARRIER
INSURANCE GROUP LLC Partnervest Insurance Group works directly with our team of Advanced Insurance Specialists who are in the field bringing you up to date planning ideas from a broad spectrum of Insurance
SURVIVORSHIP LIFE INSURANCE
LIFE PRODUCT GUIDE SURVIVORSHIP LIFE INSURANCE Carrier Name of Product Issue Ages 20-90 Accordia Survivorship Builder (Indexed) Minimum Face Amount $250,000 Riders First to Die Rider Survivor Overloan
LTC/Chronic Illness Rider Features Comparison All carriers shown may not be available. Please check your approved carrier list before proceeding.
Allianz LTC Accelerated Rider Unable to perform 2 of 6 ADL's Beginning at age 65, requiring continuous Unable to perform 2 of 6 ADL's Needs "Substantial Supervison" due to confinement in a LTC facility
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Term - Level Term Period
Protective Custom Choice UL 8-14 $451.17 The policy may be replaced (subject to contract terms) without evidence of insurability with any company designated permanent plan of life insurance. The replacement
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Selected Features: Accordia Life - Accordia Term Convertible to any permanent plan of insurance offered by the company without evidence of insurability, in the level term period or to age 75, if earlier.
LONG TERM CARE, CHRONIC AND CRITICAL ILLNESS RIDER DETAILS
Allianz American General Assurity Life Accordia LTC Accelerated Benefit Rider Accelerated Access Rider Accelerated DB - LTC/Home Care Option Accelerated Access Rider LTC Chronic/Critical Chronic/Critical
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AMERICAN GENERAL Company Ratings A A+ A2 A+ Select-A-Term 10 years: 20-80 15 years: 20-75 20 years: 20-70 25 years: 20-63 years: 20-55.0875,.265,.52 25, 10 = 55% 15 = 75% 20 = 80% 25 = 80% = 80% $100K
Approved Annuity and Insurance Carriers
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Accordia Life Term Products: Accordia Life Permanent Products: AIG Genworth Financial Companies Ages 0-64 Genworth Financial Companies Ages 65+ Legal & General America Lincoln National MetLife The weights
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Standard or Better TOP. Available Maximum Face Amount per Lifetime
S E R I E S Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants
Standard or Better TOP. Available Maximum Face Amount per Lifetime
Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up
TOP and TOP Plus Programs 1
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Guarantee Conversion Conversion Accelerated
10 Year Term Warehouse American General Select-a-Term 10 American National Signature Term 10 Aviva Life & Annuity Term 10 AXA Equitable Term 10 Banner OPTerm 10 Genworth Colony Term 10 ING ReliaStar TermSmart
LONG TERM CARE AND CHRONIC ILLNESS RIDER DETAILS
Accordia AIG Allianz Assurity Life AXA Equitable Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated DB - LTC/Home Care Option LTC Services Rider Chronic/Critical
Preferred or Similar Standard or Similar
TOP & TOP PLUS program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up
Life Approved Carrier List (11.17.11) Carrier Company Rating Product
Allianz Life Insurance Company AM Best A Indexed S&P AA Indexed Moody's A2 Comdex 87 American General AM Best A 10 year term S&P A+ 15 Moody's A2 Comdex 82 Indexed Survivorship Indexed American National
BENEFITACCESS RIDER (BAR) HIGHLIGHTS
Access Rider vs. Other Chronic Illness and/or Terminal Illness Riders CHARTS Click on number to jump to desired information. QUICK LOOK: Life insurance with an optional Chronic Illness, Long Term Care,
Must have been fully underwritten, with blood work, to qualify. If it was issued without blood work/analysis, it is not eligible.
UL TOP Program Details The Transamerica Opportunity Program (TOP) from Transamerica Life Insurance Company offers qualifying clients an easier way to increase or extend their existing term life coverage
Life Insurance Portfolio. Foundations for Life. You ll discover real differences with us
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Carrier Product Minimum Face Issue Age s Non Tobacco Tobacco Accelerated Benefits Accidental Death Benefit Accident Only Disability Income Additional Insurance Option American General American Elite Whole
Company Aviva Life and Annuity Company Telephone 800-800-9882 E-Mail kent.campbell@avivausa.com Product Name Indexed Survivor UL / Universal Life
Company Acacia Life Insurance Co. - A UNIFI Company Telephone 800-319-6903 E-Mail Product Name Excel LifeValue SUL / Universal Life 5 $37,280 $1,000,000 10 $74,560 $1,000,000 15 $111,840 $1,000,000 20
Prospect for New Sales, Without
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TOP Eligible Term Carriers
The following is a comprehensive list of qualifying Term carriers for the Transamerica Opportunity Program (TOP) from Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company.
P A C E S P I TOP PICKS. www.pipaclife.com 1521 Technology Parkway Cedar Falls, IA 50613
P I P A C L I F E S TOP PICKS 2016 www.pipaclife.com 1521 Technology Parkway Cedar Falls, IA 50613 Table of Contents Table of Contents Whole Life... 3 Index Universal Life... 4 Guaranteed Universal Life...
Accordia Life Assumption Mailings Start in July Learn more. Time Tested Experience Learn more. Financial Perks of Turning 50 Learn more.
Accordia Life Assumption Mailings Start in July Now that Accordia Life has been launched, they will begin transitioning in-force life insurance policies from Athene (previously Aviva) to Accordia Life.
FIRST YEAR BASE COMMISSION (% OF FIRST YEAR PREMIUM UP TO TARGET) 50% 50% 50% 30.0% 50% 50% 50% 12% 12% 12% 12% 12% 12% 12% 12% 12% 12% 14% 14% 14%
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