Build Guidelines 1/2015
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- Earl Hall
- 10 years ago
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Transcription
1 Accordia Life Term Products:
2 Accordia Life Permanent Products:
3 AIG
4 Genworth Financial Companies Ages 0-64
5 Genworth Financial Companies Ages 65+
6 Legal & General America
7 Lincoln National
8 MetLife The weights shown represent the maximum allowable weight. Qualification for any classification is subject to review of all underwriting requirements.
9 Minnesota Life Ages 16-64
10 Minnesota Life Ages 65-74
11 Minnesota Life Ages 74+
12 Minnesota Life Refer to this chart regarding eligibility for Express Issue
13 North American Build requirements for: Builder IUL Custom Growth CV Custom Term GUL Guarantee Builder IUL Rapid Builder IUL Survivorship GIUL
14 North American Build requirements for: ADDvantage Custom Guarantee
15 Protective Life
16 Prudential Build Table 1/Male and Female Ages 18 to 59 Rating Classification is based on BMI (the height and weight tales are presented for guidance only)
17 Prudential Build Table 2/Male and Female Ages 60 and Over Rating Classification is based on BMI (the height and weight tales are presented for guidance only) Note: For individuals heavier than the maximum limits for Table D or lighter than the minimum stated weight for their height (i.e., IC range), an APS is required.
18 SBLI
19 SBLI
20 Symetra
21 Transamerica
22 Transamerica
23 Transamerica
24 Transamerica
25 Transamerica
26 United of Omaha
27 United of Omaha
TERM CONVERSION PRIVILEGES
Accordia Accordia American General American General American General AXA Term Annual Renewable Term Select A Term ROP Term AG Ultra One Bright Life Term Earlier of level period or age 75 Earlier of ten
Term - Level Term Period
Protective Custom Choice UL 8-14 $451.17 The policy may be replaced (subject to contract terms) without evidence of insurability with any company designated permanent plan of life insurance. The replacement
All Companies - All Products
Selected Features: Accordia Life - Accordia Term Convertible to any permanent plan of insurance offered by the company without evidence of insurability, in the level term period or to age 75, if earlier.
Life Approved Carrier List (11.17.11) Carrier Company Rating Product
Allianz Life Insurance Company AM Best A Indexed S&P AA Indexed Moody's A2 Comdex 87 American General AM Best A 10 year term S&P A+ 15 Moody's A2 Comdex 82 Indexed Survivorship Indexed American National
Commission Grid. Whole Life UL / IUL
Whole Life UL / IUL Commission Grid American General: Elite UL 1st year 65.00% renewal 1.75% excess 1.75% Secure Lifetime GUL 1st year 65.00% renewal 1.75% excess 0.00% Elite Transition UL 1st year 40.00%
Prospect for New Sales, Without
Prospect for New Sales, Without Requiring Medical Exams! Product TransTerm SM Transamerica Opportunity Program (TOP) is now available on TransTerm SM 10, 15, 20, 25 or 30-year policies. Present clients
Smoker/Non-Smoker Guidelines
Page 1 of 8 American General Preferred Plus Non-Tobacco: No tobacco for 5 years Preferred Non-Tobacco: No tobacco for 3 years Standard Plus: No tobacco for 1 year Standard Non-Tobacco: No tobacco for 1
Completion of a fact finder will accelerate the underwriting process
QUICK FACT-FINDER TOOLS All personal information protected by HIPPA regulations (see HIPPA form attached with supplemental forms) Completion of a fact finder will accelerate the underwriting process Name:
Accordia Life Assumption Mailings Start in July Learn more. Time Tested Experience Learn more. Financial Perks of Turning 50 Learn more.
Accordia Life Assumption Mailings Start in July Now that Accordia Life has been launched, they will begin transitioning in-force life insurance policies from Athene (previously Aviva) to Accordia Life.
TOP 15 & TOP 25 Program Details
TERM TOP 15 & TOP 25 Program Details The Transamerica Opportunity Program (TOP) from Transamerica Financial Life Insurance Company offers qualifying clients an easier way to increase or extend their existing
Must have been fully underwritten, with blood work, to qualify. If it was issued without blood work/analysis, it is not eligible.
UL TOP Program Details The Transamerica Opportunity Program (TOP) from Transamerica Life Insurance Company offers qualifying clients an easier way to increase or extend their existing term life coverage
Zoom through Underwriting with TOP 15 and TOP 25
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Informal Inquiry Not an Application for Life Insurance
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Life Insurance Product Recommendation Guide
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Standard or Better TOP. Available Maximum Face Amount per Lifetime
S E R I E S Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants
PARTNERVEST CONTACTS. INSURANCE SPECIALIST Fixed Annuity, Life & LTC for ANY CARRIER
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NAME OF PRODUCT ISSUE AGE MIN. FACE RIDERS
TERM LIFE PRODUCTS NAME OF PRODUCT ISSUE AGE MIN. FACE RIDERS AMERICAN NATIONAL ANICO Select Term (10/15/20/30 Years) 10 Yr: 20-70 15 Yr: 20-65 20 Yr: 20-60 30 Yr: 20-50 $100,000 AMERICAN GENERAL AIG Select
Lincoln Special Exchange Program
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EXTERNAL EXCHANGE / CONVERSION PROGRAMS
Carrier Program Type of Program Exchange Products EXTERNAL EXCHANGE / CONVERSION PROGRAMS Issue Ages (on New Product) Minimum Face Maximum Face Original Policy Issue (Prior to Exchange) 01-2013 Original
Standard or Better TOP. Available Maximum Face Amount per Lifetime
Top & Top Plus program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up
TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders
TERM LIFE INSURANCE Carrier Name of Product Issue Ages Minimum Face Amount Riders American General AG Select - a - Term AG ROP Select-a-Term 10 Year: 20-70 15 Year: 20-70 16 Year: 20-70 17 Year: 20-70
Preferred or Similar Standard or Similar
TOP & TOP PLUS program details Two Programs with Accelerated Underwriting Transamerica Life Insurance Company offers two accelerated underwriting programs that enable qualifying applicants to receive up
Life Insurance Review
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AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION INFORMAL INQUIRY NAME DOB SEX TOBACCO USE
INFORMAL INQUIRY NAME DOB SEX TOBACCO USE ADDRESS CITY, STATE, ZIP HEIGHT WEIGHT SS# PLACE OF BIRTH DL# INSURANCE AMT $ PLAN OF INSURANCE (UL/SUL/TERM) INSURANCE IN-FORCE $/ INSURANCE CARRIERS REPLACEMENT/1035?
2015/16 Carriers At-A-Glance Insurance Marketing Since 1972 for Life, DI, CI, Annuity, LTC, Life Settlements & Accident
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Smoker/Non-Smoker Guidelines
Page 1 of 7 American General Plus Non-Tobacco Non-Tobacco Standard Plus No tobacco for 5 years No tobacco for 4 years No tobacco for 3 years No tobacco for 2 years An occasional cigar smoker may qualify
NON NY LIFE COMPENSATION GUIDE
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Life Product Portfolio Features For Cenco's Brokerage Partners Revised 6/24/2015
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SALES AND SALES SUPPORT
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LTC/Chronic Illness Rider Features Comparison All carriers shown may not be available. Please check your approved carrier list before proceeding.
Allianz LTC Accelerated Rider Unable to perform 2 of 6 ADL's Beginning at age 65, requiring continuous Unable to perform 2 of 6 ADL's Needs "Substantial Supervison" due to confinement in a LTC facility
MEMBER OFFICE INFORMATION. Agent Name: Phone: Email: PLAN INFORMATION. Type of Insurance: o TERM o UL Face Amount Desired:
I n f o r m a l I n q u i r y PLEASE SEND THE COMPLETED INQUIRY VIA EMAIL TO: [email protected] VIA FAX TO: 866.240.7557 OR VIA MAIL TO: ATTENTION UNDERWRITING DEPARTMENT 2035 CROCKER RD. STE. 105 WESTLAKE,
Approved Annuity and Insurance Carriers
Corporation Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term
Guarantee Conversion Conversion Accelerated
10 Year Term Warehouse American General Select-a-Term 10 American National Signature Term 10 Aviva Life & Annuity Term 10 AXA Equitable Term 10 Banner OPTerm 10 Genworth Colony Term 10 ING ReliaStar TermSmart
OPTerm, PennTerm and Term Rider prices are increasing with applications received September 4 and later.
A LEGAL & GENERAL AMERICA AGENCY COMMUNICATION TO: LEGAL & GENERAL AMERICA GENERAL AGENTS FROM: FRANK GENCARELLI, SVP, SALES AND MARKETING DATE: AUGUST 6, 2012 OPTerm, PennTerm and Term Rider prices are
TERMout 1. JUMPin Additional Insurance Program. Exceptional Underwriting Programs From National Life Group Available Through 12/31/2013
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SURVIVORSHIP LIFE INSURANCE
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(This report is presented in descending order, by ) 54801 Blue Cross Blue Shield of Ga Inc 570,668,185 60380 AFLAC 182,697,185 96237 Kaiser Found Hlth Plan of GA Inc 87,745,778 70025 Genworth Life Ins
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2014 Oregon Page 1 of 9 4 Ever Life Ins Co 80985 IL $0 $0 $23 $0 $23 0.00% 5 Star Life Ins Co 77879 LA $90 $0 $1,374 $0 $1,464 0.13% AAA Life Ins Co 71854 MI $1,847 $0 $2,076 $0 $3,923 0.34% Ability Ins
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