Accordia Life Assumption Mailings Start in July Learn more. Time Tested Experience Learn more. Financial Perks of Turning 50 Learn more.

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1 Accordia Life Assumption Mailings Start in July Now that Accordia Life has been launched, they will begin transitioning in-force life insurance policies from Athene (previously Aviva) to Accordia Life. Before a policy can be transferred, the policy holder must be notified of the proposed transfer and be given the opportunity to accept or reject the transfer. Learn more. Time Tested Experience Accordia Life is a new company with a unique story. Their life insurance business traces its origins back over 100 years. Learn more. Financial Perks of Turning 50 Not many people favor growing older, but Baby Boomers in their late 40's may not realize how close they are to enjoying the financial perks of turning 50. Learn more. AIG What Happens When 401(k) or IRA Plans Don't Work as Intended? It's entirely possible that withdrawals form a client's plan will be subject to higher taxes in this new economy. If this is the case for your client, learn how to provide creative solutions with life insurance. Everything you need to get started is linked to below. Consumer Approved Brochure Presentation Video Living Benefits Can Help Clients Reach Retirement Goals Do your clients know how living benefits can help them reach retirement goals? Educate clients with a new consumer video and brochure from AIG on the value of living benefit options through all retirement life stages. Consumer Video Brochure Producer Video

2 Allianz Advanced Look at Policy Loans Join Allianz on June 26, 2pm Central, for a webinar in which they'll take an advanced look at policy loans and other options your clients should consider. For more webinar details, including registration info, click here. Monthly Market Update View this month's commentary on market news, the economic outlook and an overview of events that Allianz feels could shape future trends. Read the update. American General Announcing AG Ultra One American General is pleased to announce AG Ultra One, a one-year term life insurance product Details. Aviva News on Contracting, Submitting Business, and Updates on What Hasn't Changed From the New Agent Contracting kit to the list of "Business as Usual" processes, Aviva has a lot to share this week. To stay up to date, visit their transition site, New Webcasts Begin April 22nd Learn about the new products that Accordia Life will be launching next month, the Accordia Life Provider and Accordia Life Assure. You can also learn about Accordia Life and get a preview of the new Underwriting Program available on Accordia Life's permanent life products. See the schedule. AXA Equitable Life Insurance is about more than peace of mind. It's about possibilities. In addition to death benefit protection for your family, the cash value can act as a "Private Reserve" for customers, their family and their businesses. AXA offers a range of life insurance products, and their new BrightLife products are especially well suited to help serve both purposes. Learn more. ING Annual Premium Limitation removed on ING IUL-GDB Effective immediately, the 5x target annual premium limitation on ING's guaranteed death benefit IUL product has been removed. Learn more. Ten is Not Enough! Learn all the 12 top underwriting advantages with ING. Learn more. John Hancock Successfully identifying suitable options for executive benefit offerings is one basic challenge when working with business owners. REBA? SERP? Executive Bonus Plan? Finding the right answer means asking the right questions. Which is where John Hancock's Business Analyzer comes in - to help you

3 choose the optimal non-qualified plan option for your clients. To get started, click here. Long-Term Care Riders vs. Chronic Illness Riders Not all life insurance riders are the same, so don't let the small print become the big print at claim time. Learn the difference between these riders by viewing this flyer from Nationwide. Legal & General America The Medical Second Opinion Program LGA, the company that responsibly insures your life, might possibly save it with MediGuide, the medical second opinion program, provided free with all policies issued in approved jurisdictions. Learn more. Lincoln National Training Videos for Lincoln LifeReserve IUL Accumulator Lincoln is excited to announce the immediate availability of new advisor training videos for Lincoln LifeReserve IUL Accumulator (2014), all of which help explain the benefits beyond the death benefit that this product offers. An Intro to Lincoln LifeReserve IUL Non-Taxable Income Potential with the Accumulator Lincoln LifeReserve IUL Accumulator IUL Accumulator Helping Clients Stay on the Road to Meeting Meeting Their Goals - Three Annual Point-to-Point Index Accounts in the Lincoln LifeReserve IUL Accumulator The Lincoln Leader Helping Clients Stay on the Road to Meeting Their Goals - Three Annual Point-to-Point Index Accounts in the Lincoln LifeReserve IUL Accumulator. In this latest edition of The Lincoln Leader, a periodical from Lincoln Financial Group, they announce that MoneyGuard II has been approved in Arizona, an E-Strategy update, an update to Underwriting Foreign National Guidelines and a Replacement Form Special Reminder, among other things. Read the Lincoln Leader. MetLife How Much Do You Really Know about Indexed Universal Life Products? In 2013, IUL sales increased 13% and recorded the greets increase in absolute dollars compared to other product lines. Bobby Samuelson, who formerly ran his own consulting firm in which he established himself as one of the industry's thought leaders on IUL, recently joined MetLife's Thought Leadership team. Since then he's released 4 white papers which dive into the world of IUL products. This is a rapidly growing market segment and being knowledgeable on the nuances of these products will serve our industry well. Choosing an IUL Illustrated Rate Downside Protection in IUL How Good is Your Guarantee? IUL vs. Whole Life Protecting Those Who Protect Us MetLife appreciates the sacrifices made by members of the U.S. Military, and they're proud to offer them and their families financial protection through a range of life insurance products. MetLife doesn't have war restrictions or war-exclusion riders, and offers coverage even for those with orders to deploy to a war zone.learn more.

4 Minnesota Life LIRP Sales Track: Taking Steps to Help Your Clients The new Life Insurance in Retirement Planning sales track provides suggested steps you can take to show clients how life insurance may become a valuable asset in retirement. From education, prospecting and fact finding to strategy design and implementation, each step highlights the resources available to guide you through the sales process. LIRP Sales Track. #1 in 2013 According to LIMRA, Minnesota Life and Securian Life, a New York authorized insurer, ranked #1 in total indexed universal life cash accumulation sales in Learn more. Mutual of Omaha Investing in Your Child's Future College education costs continue to soar, and as costs rise, so does the amount of debt accumulated by students. Start planning for your child's future today by purchasing a properly funded life insurance policy. Learn more. Term Life Answers can be the answer to all your term life product needs. With competitive rates, accelerated death benefit riders for terminal illness, igo e-app availability and an exceptional conversion privilege, TLA can be the product for you. Learn more. FIT Underwriting Case Study Take a look at this real life case study with a client who has Crohn's Disease. Nationwide Long-Term Care Riders vs. Chronic Illness Riders Not all life insurance riders are the same, so don't let the small print become the big print at claim time. Learn the difference between these riders by viewing this flyer from Nationwide. Protective Life Understanding and being able to explain Social Security to Clients can be a great way to drive referrals for you and your practice. Protective has a comprehensive suite of materials available to make you a sought after person for advice. Understanding Social Security. Over the course of your career, you will likely work with numerous grieving widows. Considering that 70% of women change advisors after the death of a spouse, investing time in learning how to better work with widows will likely be time well spent. Learn more about working with widows. Prudential For Your Clients Who Want it All The new VUL Protector still offers the same no-lapse-guaranteed death benefit protection as before, plus the BenefitAccess rider, the Lapse Protection Enhancement and Additional Underlying Investment options. To learn more, and view the ekit, click here.

5 Looking For a Compelling Story to Share with Clients? Pru's new VUL Brainshark presents a new way to look at permanent insurance. Watch now. VUL Protector Client Strategy: Spousal Lifetime Access Trust A common complaint regarding ILIT's is that both the husband and wife lose the ability o access the life insurance policy's cash value during their lifetimes. An Access Trust can help mitigate that concern. Learn more. SBLI How Much Insurance Do I Need? By answering a few simple questions, this useful coverage estimator from SBLI will help you and your clients' determine how much coverage is appropriate. View tool. Symetra More SUL Competitive Information Symetra is committed to the guaranteed market place, and is committed to being competitive across all funding scenarios. In that spirit, at the link below you'll find an analysis of how Symetra's new SUL-G 1.0 compares to the competition when examining single pay scenarios. Single Pays Transamerica Winning Play for Small Businesses Companies are struggling to retain key employees, and small businesses may find it more important than ever to provide incentives for their workers. TransACE UL insurance from Transamerica can create employee retention possibilities with time-triggered advantages and additional benefits for an employee to stay with a company. Learn more.