D RIVING F INANCIAL G ROWTH S INCE 1876 TM

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "D RIVING F INANCIAL G ROWTH S INCE 1876 TM"

Transcription

1 FINANCIAL SERVICES D RIVING F INANCIAL G ROWTH S INCE 1876 TM Idepedet Brokerage & Advisory Services Asset Maagemet Ivestmet Bakig Equity Research Istitutioal Sales & Tradig

2 YOUR PARTNER for FINANCIAL G ROWTH OUR UNIQUE ADVANTAGE Etrepreeurial Midset Our heritage is deeply rooted i our pioeerig spirit helpig our cliets fid iovative solutios to preservig wealth ad maximizig opportuities for growth. This etrepreeurial spirit cotiues to be at the core of our people, culture ad actios. Uparalleled Cliet Service Our cliets value our uique ability to help them idetify ad pursue their fiacial goals. We pride ourselves o deliverig uparalleled quality service with a hadso approach ad tailored solutios.

3 L ADENBURG T HALMANN D RIVING F INANCIAL G ROWTH S INCE 1876 We believe that this dyamic, competitive, ad costatly chagig marketplace provides a world of opportuities for iformed ivestors. We uderstad the eed for ivestmet strategies that balace growth opportuities with risk maagemet. Through its operatig subsidiaries, Ladeburg Thalma Fiacial Services Ic. offers solutios for busiess or persoal portfolios. We ca provide the professioal guidace to make the most of your fiacial potetial. Drawig o our uique advatages we have the ability to quickly adapt to each situatio to deliver tailored ivestmet solutios with persoalized attetio that helps tur potetial ito growth. Nimble ad Resourceful Approach Our team has built log-term relatioships through idividualized attetio to our cliets fiacial eeds. To do so, we leverage the resourcefuless of our people, allowig us to quickly adapt, respod ad deliver for our cliets. Idustry Expertise Our people have the itellectual capital ad subject matter expertise to help cliets achieve their goals. We take a kowledge-based approach to servig our markets ad have a laser-like focus o each of our idustry sectors. 1

4 S ECURING W EALTH through C USTOMIZED S OLUTIONS Ladeburg Thalma Fiacial Services Ic. is a full service fiacial compay committed to meetig the diverse ad chagig eeds of our cliets by providig a full array of iovative, customized fiacial solutios. We have built a strog reputatio for parterig with dyamic compaies ad helpig them achieve growth with purposeful ivestmet strategies ad thoughtful guidace. OUR BUSINESSES INCLUDE: Idepedet Brokerage & Advisory Services Ladeburg Thalma Asset Maagemet Ic. Ladeburg Thalma & Co. Ic. Ivestmet Bakig Equity Research Istitutioal Sales & Tradig Private Cliet Services

5 Idepedet Brokerage & Advisory Services TAILORED S TRATEGIES FOR U NIQUE N EEDS Ladeburg Thalma s Idepedet Brokerage & Advisory Services subsidiaries provide support services to our growig etwork of idepedet advisors throughout the Uited States. These advisors are experieced professioals affiliated with oe of Ladeburg Thalma s wholly owed broker-dealers or ivestmet advisory firms. Our primary goal is to help these affiliates build their busiesses i a successful ad sustaiable maer. Servig the diverse fiacial eeds of idividuals, families ad corporatios is what we do best. Our advisors ad fiacial plaers believe i the importace of buildig log-term cliet relatioships where ope commuicatio is paramout. We are committed to providig soud advice, appropriate solutios ad the highest level of customer service. I today s fast paced world, ivestors eed the support of experieced ivestmet professioals who have access to kowledgeable specialists ad a broad rage of resources. Our fiacial advisors are able to leverage Ladeburg s expertise i research, techology, ad access to best-iclass ivestmet solutios, while maitaiig their focus o each cliet s fiacial objectives. Our core services iclude: Wealth Maagemet Retiremet Services Advisory ad Fee-Based Services Fiacial ad Estate Plaig Services Securities Brokerage ad Maagemet Isurace Solutios Iitial Public Offerigs Research-Based Recommedatios Alterative Ivestmets The Value of Fiacial Plaig We employ a eeds-based approach to help cliets grow ad preserve their assets by offerig purposeful ivestmet strategies, iovative solutios ad thoughtful guidace. Our idepedet fiacial professioals address each of their cliet s specific eeds by takig ito accout their complete fiacial picture. We cover all areas of fiacial plaig for idividual ivestors, such as college savigs, estate plaig ad geeratioal trasfers, busiess successio, retiremet plas, ad tax plaig. To do so, our fiacial professioals evaluate each cliet s ivestmet eeds to help them set their goals ad implemet a fiacial pla that puts them o a path toward stability ad success. The safety ad security of cliets assets remai our priority. 3

6 L ADENBURG T HALMANN A SSET M ANAGEMENT I NC. Asset Maagemet I NVESTMENT S OLUTIONS FOR F INANCIAL S UCCESS Ladeburg Thalma Asset Maagemet Ic. believes that plaig for fiacial success icludes applyig core ivestmet priciples portfolio diversificatio, risk maagemet ad disciplied log-term ivestig. Our team takes a disciplied approach to ivestig, usig a rigorous research process to fid the highestquality ivestmets to meet cliets eeds. Our maagers use sophisticated diversificatio ad asset allocatio strategies to help cliets pla for log term ivestmet success. Havig the right solutios available at the right time is essetial to achievig fiacial success. We provide comprehesive asset maagemet products ad services to help cliets protect wealth ad capitalize o growth opportuities to meet their fiacial goals at every stage. Whether the goal is to meet accumulatio objectives, pla for trasitios or retiremet, or fid wealth trasfer optios to secure assets, we offer solutios that ca meet ay persoal or busiess goals. Our Ivestmet Process We take a disciplied approach to ivestig: Assess We start by uderstadig our cliet s uique objectives, tolerace for risk ad ivestmet time horizo. Maage We offer tailored solutios, with ivestmets carefully maaged by our asset maagemet experts. Moitor We actively rebalace the cliet s portfolio to esure it stays o track ad adjust it as ecessary to alig the strategy with evolvig goals. Our ivestmet solutios iclude: Asset Allocatio Strategies Private Ivestmet Maagemet Wealth Plaig Retiremet Solutios Separate Accout Maagemet Alterative Ivestmets 4

7 L ADENBURG T HALMANN & CO. INC. Ivestmet Bakig PARTNERS FOR F INANCIAL S UCCESS To thrive i today s marketplace, eterprises eed smart ivestmet bakig solutios that ca help them grow. As a preemiet middle market ivestmet bak, Ladeburg Thalma & Co. Ic. uderstads the challeges compaies ad istitutios face whe buildig their busiesses. We have assembled a experieced team of ivestmet bakig experts that is committed to helpig cliets capitalize o their fiacial potetial. Realizig Opportuity Our etrepreeurial midset helps us uderstad the obstacles cliets face ad ucover opportuities to help them succeed. At Ladeburg Thalma & Co. Ic., we have the ability to seamlessly coect middle market compaies with the right ivestors through our etwork of resources, strategic parterships, ad idustry relatioships. Kowledge-Based Value Our seasoed professioals possess a diverse rage of idustry expertise, qualificatios ad experiece that allow us to take a complete approach to address ad fulfill cliet eeds. Our commitmet to our cliets is based o a uderstadig of their objectives ad the delivery of uparalleled level of kowledge to each situatio. Ladeburg Thalma & Co. Ic. Bakig Expertise Capital Markets Fiacial Advisory Value-Added Services Capital Markets IPOs Follow-O Offerigs Mergers ad Acquisitios LBOs ad MBOs Road Shows Market Itelligece PIPE Offerigs Goig Private Trasactios Strategic Alliaces Private Placemets Divestitures Proxy Defese Fiacial Advisory Value-Added Services Debt Placemets Registered Directs SPAC Offerigs Restructurig Fairess ad Solvecy Opiios Valuatios Research 5

8 L ADENBURG T HALMANN & CO. INC. Equity Research U NCOVERING H IDDEN O PPORTUNITIES Some of the greatest opportuities are hidde i plai sight. Ladeburg Thalma & Co. Ic. s experieced ad well-respected Research team is kow for our ability to provide proprietary, actioable research that helps cliets capitalize o iefficiecies i the markets. We offer itegritybased, objective ad kowledge-drive equity research coverage ad i-depth aalysis of a broad rage of markets, icludig a special focus o emergig growth sectors. Our access ad coectios to maagemet teams allow us to develop a deep uderstadig of the compaies we cover. Our istitutioal quality research provides our cliets ad parters with value-added isights that eables their decisio-makig process, iforms their strategies ad allows them to address critical market issues o behalf of their busiesses. We have expaded our team of idustry experts ad ifluecers through Puk Ziegel Health Care, a specialty group of Ladeburg Thalma. Puk Ziegel is a idustry leader i Health Care research, providig coverage of the Health Care techology, biotechology ad life scieces idustries. We cotiue to expad our growig team ad capabilities to esure the highest quality research i the idustry. While Equity Research teams cover umerous idustries, some of our sector specialties iclude: Eergy Fiacial Services Techology Health Care Sector Specialties Idustrial Maufacturig ad Water Power ad Utilities Special Situatios 6

9 L ADENBURG T HALMANN & CO. INC. Istitutioal Sales & Tradig O PPORTUNITIES TO C APITALIZE We believe i the power of partership to help cliets discover the right deals at the right time. Ladeburg Thalma & Co. Ic. s Istitutioal Sales ad Tradig team is kow for its strog itellectual capital ad expertise i both uder-covered ad highly visible compaies. We have a wealth of experiece ad have built the right relatioship i each of our specialty sectors icludig Health Care, Power ad Utilities, Eergy, ad Fiacial Services. Cliets appreciate our uderstadig of the busiess, the ever-evolvig market eviromet ad our ability to provide compaies with the right iformatio, smart decisios ad superior executio. Ladeburg is a leadig market maker i the sectors we follow, providig icreased liquidity for ivestors ad servig as a active trader of our corporate cliets. Our Sales ad Tradig team has a broad etwork ad skill set creatig parterships ad ucoverig the opportuities betwee corporatios ad ivestors that help them both succeed. We provide trade executio for a broad rage of debt ad equity securities as well as derivative products. Our sales people, traders ad aalysts work i a team-based eviromet to provide accurate, timely executios for thousads of istitutios. To do so, we parter with other top tier Wall Street firms ad icorporate state-of-the-art techology to offer you access to best-iclass services. Executio Capabilities: U.S. Listed Block Trades NASDAQ Market-Makig Optios ETFs Algorithmic Capabilities Access To All Markets 7

10 O UR P ROUD H ERITAGE Ladeburg Thalma & Co. Ic. was established i 1876 ad joied the New York Stock Exchage i It quickly became oe of the most ifluetial private merchat bakig firms, servig as a major fiacial itermediary betwee America, Great Britai ad the Europea Cotiet. Ladeburg Thalma & Co. Ic. was amog the few ivestmet baks to prosper durig the Depressio, ad it played a importat role i fiacig growth of America idustry through the early twetieth cetury. Sice the begiig, it has provided sigificat value as fiacial advisors to ivestors, corporate maagers ad directors while raisig capital for emergig idustries. Today, we remai committed to buildig shareholder value, drivig forward a sustaiable ad growig busiess, ad helpig our cliets achieve fiacial growth with the same deep-rooted passio as our fouders. We believe i the importace of buildig log-term relatioships, itegrity ad the highest level of service, with the primary objective of puttig our cliets iterests first. Our strog traditios ad our visio for the future give us emphasis to our commitmet to achievig outstadig results for our cliets. Dr. Philip Frost, Chairma Ladeburg Thalma Fiacial Services Ic.

11

12 FINANCIAL SERVICES Brokerage ad ivestmet services are offered through Ladeburg Thalma & Co. Ic., a member of the NYSE, AMEX, FINRA ad other pricipal exchages ad SIPC; Ladeburg Thalma Asset Maagemet Ic, a registered ivestmet advisor; ad through other subsidiaries of Ladeburg Thalma Fiacial Services Ic. Ladeburg Thalma Fiacial Services Ic. is traded o the AMEX uder the symbol LTS. For specific iformatio regardig the services provided by each etity, please feel free to cotact us Biscaye Blvd, 12th Floor, Miami, FL Telephoe: Toll Free: Fax:

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life TIAA-CREF Wealth Maagemet Persoalized, objective fiacial advice for every stage of life A persoalized team approach for a trusted lifelog relatioship No matter who you are, you ca t be a expert i all aspects

More information

TIAA-CREF WEALTH MANAGEMENT A HIGHLY PERSONALIZED, SOPHISTICATED SERVICE DESIGNED TO MATCH ONE OBJECTIVE: YOURS

TIAA-CREF WEALTH MANAGEMENT A HIGHLY PERSONALIZED, SOPHISTICATED SERVICE DESIGNED TO MATCH ONE OBJECTIVE: YOURS TIAA-CREF WEALTH MANAGEMENT A HIGHLY PERSONALIZED, SOPHISTICATED SERVICE DESIGNED TO MATCH ONE OBJECTIVE: YOURS TIAA-CREF: FINANCIAL SERVICES FOR THE GREATER GOOD. OUR HISTORY We are TIAA-CREF. A full-service

More information

Grow your business with savings and debt management solutions

Grow your business with savings and debt management solutions Grow your busiess with savigs ad debt maagemet solutios A few great reasos to provide bak ad trust products to your cliets You have the expertise to help your cliets get the best rates ad most competitive

More information

Introducing International Investment Advisory Services. Your global needs, our international expertise

Introducing International Investment Advisory Services. Your global needs, our international expertise Itroducig Iteratioal Ivestmet Advisory Services Your global eeds, our iteratioal expertise Stregth ad Stability from RBC For over 140 years, ivestors have tured to Royal Bak of Caada (which operates globally

More information

Eckart Wealth Management Group

Eckart Wealth Management Group Eckart Wealth Maagemet Group A broad rage of capabilities desiged to build ad erich your fiacial life. ADVICE AND GUIDANCE RETIREMENT BANKING SOLUTIONS FOR BUSINESS TRACKING PROGRESS CREDIT AND LENDING

More information

WHERE CHANGE IS POSSIBLE

WHERE CHANGE IS POSSIBLE WHERE CHANGE IS POSSIBLE gree workspaces AT TIDES, WE HAVE BEEN WORKING WITH PEOPLE LIKE YOU FOR MORE THAN 30 YEARS TO MAKE THE WORLD A BETTER PLACE. Our missio is to parter with philathropists, foudatios,

More information

leasing Solutions We make your Business our Business

leasing Solutions We make your Business our Business if you d like to discover how Bp paribas leasig Solutios Ca help you to achieve your goals please get i touch leasig Solutios We make your Busiess our Busiess We look forward to hearig from you you ca

More information

PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE

PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE OUR EXPERTISE To arrage a meetig with a member of for more iformatio about Price Bailey, At Price Bailey, we recogise that charity ad ot-for-profit

More information

rs e n i n Discuss various financial products for savers and nvestors Understand various types of personalities and their financial needs

rs e n i n Discuss various financial products for savers and nvestors Understand various types of personalities and their financial needs e-learig ad referece solutios for the global fiace professioal Fiacial Plaig A comprehesive e-learig co u rs e o Fi acial P la i g The themes of this product are: Kow basic cocepts i fiacial plaig Discuss

More information

Preserving Your Financial Legacy with Life Insurance Premium Financing.

Preserving Your Financial Legacy with Life Insurance Premium Financing. Preservig Your Fiacial Legacy with Life Isurace Premium Fiacig. Prepared by: Keeth M. Fujita, Natioal Director, The Private Bak Specialty Fiace Group Life Isurace Premium Fiace. James Mosrie, Seior Wealth

More information

WHAT IS YOUR PRIORITY?

WHAT IS YOUR PRIORITY? MOVE AHEAD The uderlyig priciples of soud ivestmet should ot alter from decade to decade, but the applicatio of these priciples must be adapted to sigificat chages i the fiacial mechaisms ad climate. BENJAMIN

More information

How to use what you OWN to reduce what you OWE

How to use what you OWN to reduce what you OWE How to use what you OWN to reduce what you OWE Maulife Oe A Overview Most Caadias maage their fiaces by doig two thigs: 1. Depositig their icome ad other short-term assets ito chequig ad savigs accouts.

More information

Ken blanchard college of business

Ken blanchard college of business Ke blachard College of BUSINESS a history of excellece Established i 1949, Grad Cayo Uiversity has more tha a 60-year track record of helpig studets achieve their academic goals. The Ke Blachard College

More information

INVESTING IN SOCIAL CHANGE TOOLS FOR SOCIAL INNOVATION

INVESTING IN SOCIAL CHANGE TOOLS FOR SOCIAL INNOVATION INVESTING IN SOCIAL CHANGE TOOLS FOR SOCIAL INNOVATION At Tides, we have bee workig for more tha 30 years with people like you to make the world a better place. Our missio is to parter with activists,

More information

WE KEEP GOOD COMPANY REVITALIZING STORES FOR BIG BRAND FRANCHISES CFG. Recapitalization. Growth Capital CAROLINA FINANCIAL GROUP

WE KEEP GOOD COMPANY REVITALIZING STORES FOR BIG BRAND FRANCHISES CFG. Recapitalization. Growth Capital CAROLINA FINANCIAL GROUP REVITALIZING STORES FOR BIG BRAND FRANCHISES Recapitalizatio Frachise ad Restaurats Growth Capital I ve spet my career buildig valuable restaurat frachises for some of the top QSR brads i America. We eeded

More information

DC College Savings Plan Helping Children Reach a Higher Potential

DC College Savings Plan Helping Children Reach a Higher Potential 529 DC College Savigs Pla Helpig Childre Reach a Higher Potetial reach Sposored by Govermet of the District of Columbia Office of the Mayor Office of the Chief Fiacial Officer Office of Fiace ad Treasury

More information

Trusteed IRAs. Integrate and simplify your retirement and estate plans

Trusteed IRAs. Integrate and simplify your retirement and estate plans Trusteed IRAs Itegrate ad simplify your retiremet ad estate plas Trusteed IRAs from Merrill Lych Trust Compay To create the legacy of your dreams, you may eed more tha a Idividual Retiremet Accout ad a

More information

Assessment of the Board

Assessment of the Board Audit Committee Istitute Sposored by KPMG Assessmet of the Board Whe usig a facilitator, care eeds to be take if the idividual is i some way coflicted due to the closeess of their relatioship with the

More information

SOCIAL MEDIA. Keep the conversations going

SOCIAL MEDIA. Keep the conversations going SOCIAL MEDIA Keep the coversatios goig Social media is where most of the world is. It is therefore a ope source of cosumer data, a chael of commuicatio ad a platform for establishig relatioships with customers.

More information

Your support connection

Your support connection Your support coectio Cosultig ad outsourced support for isurace ad reisurace compaies Cosultig ad outsourced support for isurace ad reisurace compaies With a global staff of over 500 professioals i Europe

More information

FOCUS 2015 PATHWAYS EXTRAORDINARY EXPERIENCES COMMUNITY CONNECTIONS OPERATIONAL EXCELLENCE STRATEGIC PLAN. INSPIRE n TRANSFORM n CONNECT

FOCUS 2015 PATHWAYS EXTRAORDINARY EXPERIENCES COMMUNITY CONNECTIONS OPERATIONAL EXCELLENCE STRATEGIC PLAN. INSPIRE n TRANSFORM n CONNECT INSPIRE TRANSFORM CONNECT FOCUS 2015 STRATEGIC PLAN PATHWAYS EXTRAORDINARY EXPERIENCES COMMUNITY CONNECTIONS OPERATIONAL EXCELLENCE FOCUS 2015 is our refreshed strategic pla that builds o ad stregthes

More information

Strength You Can Trust. There s Wealth in Our Approach.

Strength You Can Trust. There s Wealth in Our Approach. Stregth You Ca Trust There s Wealth i Our Approach. About RBC Royal Bak of Caada (RBC) is oe of the world s leadig diversified fiacial services compaies. Oe that is distiguished by a log heritage of fiacial

More information

To c o m p e t e in t o d a y s r e t a i l e n v i r o n m e n t, y o u n e e d a s i n g l e,

To c o m p e t e in t o d a y s r e t a i l e n v i r o n m e n t, y o u n e e d a s i n g l e, Busiess Itelligece Software for Retail To c o m p e t e i t o d a y s r e t a i l e v i r o m e t, y o u e e d a s i g l e, comprehesive view of your busiess. You have to tur the decisio-makig of your

More information

GoVal Group Government Consulting and Valuation Advisory Group. real. Real expertise. Real choices. Real value.

GoVal Group Government Consulting and Valuation Advisory Group. real. Real expertise. Real choices. Real value. GoVal Group Govermet Cosultig ad Valuatio Advisory Group real. Real expertise. Real choices. Real value. Novogradac s GoVal Group Specialized cosultig services from a idustry leader. real choices. A uique

More information

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user IT Support IT Support Premier Choice Iteret has bee providig reliable, proactive & affordable IT Support solutios to compaies based i Lodo ad the South East of Eglad sice 2002. Our goal is to provide our

More information

optimise your investment in Microsoft technology. Microsoft Consulting Services from CIBER

optimise your investment in Microsoft technology. Microsoft Consulting Services from CIBER optimise your ivestmet i Microsoft techology. Microsoft Cosultig Services from Microsoft Cosultig Services from MICROSOFT CONSULTING SERVICES ca help with ay stage i the lifecycle of adoptig Microsoft

More information

JOURNAL ADVERTISEMENT EXAMPLES

JOURNAL ADVERTISEMENT EXAMPLES 2015 EMERGING LEADERS SUMMIT NEW YORK FEATURING THE 6TH ANNUAL 40 UNDER 40 RECOGNITION AWARDS JUNE 23, 2015 JOURNAL ADVERTISEMENT EXAMPLES I. Cogratulatory Advertisemets 1750 ATTORNEYS 36 LOCATIONS WORLDWIDE

More information

Smart Connected Products & The Internet of Things

Smart Connected Products & The Internet of Things Smart Coected Products & The Iteret of Thigs Who we are Taget delivers Talet Globally. Established for 40 years we specialise i delivery of iovative & tailored talet solutios to customers aroud the world.

More information

Commercial Real Estate Women Network

Commercial Real Estate Women Network Commercial Real Estate Wome Network About CREW Network Fouded i 1989, CREW Network is the idustry s premier busiess etworkig orgaizatio dedicated to ifluecig the success of the commercial real estate idustry

More information

Create Income for Your Retirement. What You Can Expect. What to Consider. Page 1 of 7

Create Income for Your Retirement. What You Can Expect. What to Consider. Page 1 of 7 Page 1 of 7 RBC Retiremet Icome Plaig Process Create Icome for Your Retiremet At RBC Wealth Maagemet, we believe maagig your wealth to produce a icome durig retiremet is fudametally differet from maagig

More information

Introducing Your New Wells Fargo Trust and Investment Statement. Your Account Information Simply Stated.

Introducing Your New Wells Fargo Trust and Investment Statement. Your Account Information Simply Stated. Itroducig Your New Wells Fargo Trust ad Ivestmet Statemet. Your Accout Iformatio Simply Stated. We are pleased to itroduce your ew easy-to-read statemet. It provides a overview of your accout ad a complete

More information

Making training work for your business

Making training work for your business Makig traiig work for your busiess Itegratig core skills of laguage, literacy ad umeracy ito geeral workplace traiig makes sese. The iformatio i this pamphlet will help you pla for ad build a successful

More information

Wells Fargo Insurance Services Claim Consulting Capabilities

Wells Fargo Insurance Services Claim Consulting Capabilities Wells Fargo Isurace Services Claim Cosultig Capabilities Claim Cosultig Claims are a uwelcome part of America busiess. I a recet survey coducted by Fulbright & Jaworski L.L.P., large U.S. compaies face

More information

Business Application Services. Business Applications that provide value to your enterprise.

Business Application Services. Business Applications that provide value to your enterprise. Busiess Applicatio Services Busiess Applicatios that provide value to your eterprise. Sesiple s expertise ca help orgaizatio decode the performace issues ad trasform them ito valuable beefits that meet

More information

Corporate and Institutional Services. Tailored solutions. Global reach. Expert delivery.

Corporate and Institutional Services. Tailored solutions. Global reach. Expert delivery. Corporate ad Istitutioal Services Tailored solutios. Global reach. Expert delivery. STRENGTH AND STABILITY WITH RBC RBC is oe of Caada s largest baks ad amog the largest baks i the world based o market

More information

Supply Chain Management

Supply Chain Management Supply Chai Maagemet LOA Uiversity October 9, 205 Distributio D Distributio Authorized to Departmet of Defese ad U.S. DoD Cotractors Oly Aim High Fly - Fight - Wi Who am I? Dr. William A Cuigham PhD Ecoomics

More information

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY?

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY? Ivestig i Stocks Ivestig i Stocks Busiesses sell shares of stock to ivestors as a way to raise moey to fiace expasio, pay off debt ad provide operatig capital. Ecoomic coditios: Employmet, iflatio, ivetory

More information

A guide to School Employees' Well-Being

A guide to School Employees' Well-Being A guide to School Employees' Well-Beig Backgroud The public school systems i the Uited States employ more tha 6.7 millio people. This large workforce is charged with oe of the atio s critical tasks to

More information

AGC s SUPERVISORY TRAINING PROGRAM

AGC s SUPERVISORY TRAINING PROGRAM AGC s SUPERVISORY TRAINING PROGRAM Learig Today...Leadig Tomorrow The Kowledge ad Skills Every Costructio Supervisor Must Have to be Effective The Associated Geeral Cotractors of America s Supervisory

More information

Journal Advertisements Examples

Journal Advertisements Examples 2014 Iteratioal Fiacial Forum FEATURING: 2014 DEALMAKER S AWARDS OCTOBER 21/22, 2014 LONDON, UK Joural Advertisemets Examples I. Cogratulatory Advertisemets BUILT FOR THE MIDDLE MARKET. 2014 BOUTIQUE INVESTMENT

More information

A GUIDE TO BUILDING SMART BUSINESS CREDIT

A GUIDE TO BUILDING SMART BUSINESS CREDIT A GUIDE TO BUILDING SMART BUSINESS CREDIT Establishig busiess credit ca be the key to growig your compay DID YOU KNOW? Busiess Credit ca help grow your busiess Soud paymet practices are key to a solid

More information

College of Nursing and Health care Professions

College of Nursing and Health care Professions College of Nursig ad Health care Professios a history of excellece Grad Cayo Uiversity s College of Nursig ad Health Care Professios has bee providig a outstadig health care educatio for over 25 years.

More information

for Financial Advisors

for Financial Advisors for Fiacial Advisors P R O D U C T O V E R V I E W SmartOffice helps growig firms tur ew busiess ito log-term relatioships for Fiacial Advisors Your busiess has evolved to iclude a expadig clietele, a

More information

Graceful Exits: Six Steps for Successful Business Exit Planning.

Graceful Exits: Six Steps for Successful Business Exit Planning. Graceful Exits: Six Steps for Successful Busiess Exit Plaig. Prepared by: Robi Love, Maagig Director, M&A Advisory, Busiess Advisory Services. Tim Morriso, Seior Busiess Appraiser, Busiess Advisory Services.

More information

The ERP Card-Solution. The power, control and efficiency of ERP combined with the ease-of-use and financial benefits of a P-Card.

The ERP Card-Solution. The power, control and efficiency of ERP combined with the ease-of-use and financial benefits of a P-Card. The ERP Card-Solutio Xpoetial - It's about Itegratio The power, cotrol ad efficiecy of ERP combied with the ease-of-use ad fiacial beefits of a P-Card. TM poetial The ERP-Card Solutio P-Cards ad ERP For

More information

CREATING SUSTAINABLE VALUE PROGRESS THROUGH PARTNERSHIP

CREATING SUSTAINABLE VALUE PROGRESS THROUGH PARTNERSHIP CREATING SUSTAINABLE VALUE PROGRESS THROUGH PARTNERSHIP 2012 ESG AND CITIZENSHIP REPORT Achievig Meaigful Progress The world cotiues to chage ad we do too. As operatig coditios ad stakeholder expectatios

More information

Digital Enterprise Unit. White Paper. Web Analytics Measurement for Responsive Websites

Digital Enterprise Unit. White Paper. Web Analytics Measurement for Responsive Websites Digital Eterprise Uit White Paper Web Aalytics Measuremet for Resposive Websites About the Authors Vishal Machewad Vishal Machewad has over 13 years of experiece i sales ad marketig, havig worked as a

More information

ELearning courses Competition / Antitrust

ELearning courses Competition / Antitrust ELearig courses Competitio / Atitrust Clifford Chace ad Thomso Reuters elearig Regulators are takig a icreasigly tough stace o competitio / atitrust compliace. Failure to comply with the relevat legislatio

More information

Stamford Associates and Xafinity introduce the XS Total Returns Alliance

Stamford Associates and Xafinity introduce the XS Total Returns Alliance Stamford Associates ad Xafiity itroduce the XS Total Returs Alliace A uique partership providig holistic ad idepedet ivestmet cosultig services I clarity quality I itegrity Stamford Associates is a leadig

More information

Creating a Culture of Health

Creating a Culture of Health Creatig a Culture of Health Creatig a culture of health is vital to improvig the health ad productivity of your workforce ad your bottom lie. To establish the right foudatio, you must have the right programs

More information

Special Risk Insurance

Special Risk Insurance A Leader i Employee Beefits Solutios Special Risk Isurace Prudetial Group Isurace The Prudetial Isurace Compay of America (Prudetial) 0220801 A Results-Drive Solutio From a Name You Kow ad Trust Sice 1875,

More information

Enhance Your Financial Legacy Variable Annuity Death Benefits from Pacific Life

Enhance Your Financial Legacy Variable Annuity Death Benefits from Pacific Life Ehace Your Fiacial Legacy Variable Auity Death Beefits from Pacific Life 7/15 20172-15B As You Pla for Retiremet, Protect Your Loved Oes A Pacific Life variable auity ca offer three death beefits that

More information

A Valuable Tool to Understand and Manage Your Compliance Risks

A Valuable Tool to Understand and Manage Your Compliance Risks A Valuable Tool to Uderstad ad Maage Your Compliace Risks The Uique Alterative to the Big Four Compliace is icreasigly beig idetified as a key risk withi a orgaizatio s eterprise risk maagemet (ERM) programs.

More information

Enhance Your Financial Legacy Variable Annuities with Death Benefits from Pacific Life

Enhance Your Financial Legacy Variable Annuities with Death Benefits from Pacific Life Ehace Your Fiacial Legacy Variable Auities with Death Beefits from Pacific Life 9/15 20188-15C FOR CALIFORNIA As You Pla for Retiremet, Protect Your Loved Oes A Pacific Life variable auity ca offer three

More information

PESTLIN & Co. Mergers & Acquisitions Real Estate Corporate Finance

PESTLIN & Co. Mergers & Acquisitions Real Estate Corporate Finance pestli & Co. 9 / 2009 www.pestli.de 1 PESTLIN & Co. Mergers & Acquisitios Real Estate Corporate Fiace pestli & Co. is a cosultacy i the field of corporate trasactios ad corporate fiace. We assist our cliets

More information

Retiree Life Solutions

Retiree Life Solutions A Leader i Employee Beefits Solutios Retiree Life Solutios Prudetial Group Isurace The Prudetial Isurace Compay of America 0237531 Results-Drive Solutios From a Name You Kow ad Trust Sice 1875, the Prudetial

More information

FPO. A global telecom s strategy. for Canada

FPO. A global telecom s strategy. for Canada FPO A global telecom s strategy for Caada A global telecom s strategy for Caada Global telecommuicatios compaies that support multi-atioal corporatios (MNC) are tasked with providig a cosistet cliet experiece

More information

HSAs the American Fidelity Way:

HSAs the American Fidelity Way: Health Ser vices Admiistratio, LLC HSAs the America Fidelity Way: Kowledge, Experiece, Commitmet With over 30 years experiece i providig pre-tax services, America Fidelity is a pioeer i Sectio 125 flexible

More information

Business Process Services. White Paper. Smart Ways to Implement Smart Meters: Using Analytics for Actionable Insights and Optimal Rollout

Business Process Services. White Paper. Smart Ways to Implement Smart Meters: Using Analytics for Actionable Insights and Optimal Rollout Busiess Process Services White Paper Smart Ways to Implemet Smart Meters: Usig Aalytics for Actioable Isights ad Optimal Rollout About the Authors Sumit Joshi Sumit is part of the Aalytics ad Isights team

More information

Heisel Prunier Group

Heisel Prunier Group Heisel Pruier Group Big Busiess. Great People. That s Etertaimet. A career i the etertaimet idustry ca be exhilaratig, creative ad rewardig. It ca also have more fiacial ups ad dows tha may other career

More information

CCH CRM Books Online Software Fee Protection Consultancy Advice Lines CPD Books Online Software Fee Protection Consultancy Advice Lines CPD

CCH CRM Books Online Software Fee Protection Consultancy Advice Lines CPD Books Online Software Fee Protection Consultancy Advice Lines CPD Books Olie Software Fee Fee Protectio Cosultacy Advice Advice Lies Lies CPD CPD facig today s challeges As a accoutacy practice, maagig relatioships with our cliets has to be at the heart of everythig

More information

Alternative Asset Classes

Alternative Asset Classes Alterative Asset Classes Alterative Asset Classes Beyod the three primary asset classes stocks, bods ad cash may other types of ivestmets ca be used to diversify ivestmet portfolios. The term alterative

More information

An Intelligence Community Human Capital Implementation Planning Framework

An Intelligence Community Human Capital Implementation Planning Framework by David Broadhurst broadhurst_david@bah.com David Dye dye_david@bah.com David Humeasky humeasky_david@bah.com A Itelligece Commuity Huma Capital Implemetatio Plaig Framework Achievig Eterprise-Wide Itegratio

More information

How To Find FINANCING For Your Business

How To Find FINANCING For Your Business How To Fid FINANCING For Your Busiess Oe of the most difficult tasks faced by the maagemet team of small busiesses today is fidig adequate fiacig for curret operatios i order to support ew ad ogoig cotracts.

More information

IntelliSOURCE Comverge s enterprise software platform provides the foundation for deploying integrated demand management programs.

IntelliSOURCE Comverge s enterprise software platform provides the foundation for deploying integrated demand management programs. ItelliSOURCE Comverge s eterprise software platform provides the foudatio for deployig itegrated demad maagemet programs. ItelliSOURCE Demad maagemet programs such as demad respose, eergy efficiecy, ad

More information

The Importance of Change Management in Application Managed Services Outsourcing

The Importance of Change Management in Application Managed Services Outsourcing A Poit of View The Importace of Chage Maagemet i Applicatio Maaged Services Outsourcig Itroductio Sice its arrival i the early 1960s, IT outsourcig has evolved sigificatly. Now ofte kow as maaged services,

More information

TRAINING AS A SOLICITOR

TRAINING AS A SOLICITOR TRAINING AS A SOLICITOR I 1946, six distiguished lawyers had the VISION to regard the law as a global professio ad the courage to create a firm dedicated to the cocept that legal excellece ca be achieved

More information

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad.

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad. My first gold holdigs. My first bak. Simple. Trasparet. Idividual. Our ivestmet solutios for cliets abroad. The perfect basis for workig together successfully The wheel of time is turig faster tha ever

More information

Information about Bankruptcy

Information about Bankruptcy Iformatio about Bakruptcy Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea What is the? The Isolvecy Service of Irelad () is a idepedet

More information

Online Banking. Internet of Things

Online Banking. Internet of Things Olie Bakig & The Iteret of Thigs Our icreasigly iteretcoected future will mea better bakig ad added security resposibilities for all of us. FROM DESKTOPS TO SMARTWATCHS Just a few years ago, Americas coducted

More information

KEY CONSIDERATIONS ABOUT SELECTING A CRM SYSTEM IN THE INSURANCE SECTOR

KEY CONSIDERATIONS ABOUT SELECTING A CRM SYSTEM IN THE INSURANCE SECTOR THOUGHT LEADERSHIP KEY CONSIDERATIONS ABOUT SELECTING A CRM SYSTEM IN THE INSURANCE SECTOR I a market where it costs eight times more to wi ew customers tha retai the oes you already have, ay errors caused

More information

3G Security VoIP Wi-Fi IP Telephony Routing/Switching Unified Communications. NetVanta. Business Networking Solutions

3G Security VoIP Wi-Fi IP Telephony Routing/Switching Unified Communications. NetVanta. Business Networking Solutions 3G Security VoIP Wi-Fi IP Telephoy Routig/Switchig Uified Commuicatios NetVata Busiess Networkig Solutios Opportuity to lower Total Cost of Owership ad improve Retur o Ivestmet The ADTRAN Advatage ADTRAN

More information

Advancement FORUM. www.acmaweb.org/advancement CULTIVATING LEADERS IN CASE MANAGEMENT

Advancement FORUM. www.acmaweb.org/advancement CULTIVATING LEADERS IN CASE MANAGEMENT H E A L T H C A R E D E L I V E R Y S Y S T E M C A S E M A N A G E M E N T E D U C A T I O N Advacemet FORUM CULTIVATING LEADERS IN CASE MANAGEMENT DATES AND LOCATIONS LOS ANGELES, CA DECEMBER 11 DALLAS,

More information

Ideate, Inc. Training Solutions to Give you the Leading Edge

Ideate, Inc. Training Solutions to Give you the Leading Edge Ideate, Ic. Traiig News 2014v1 Ideate, Ic. Traiig Solutios to Give you the Leadig Edge New Packages For All Your Traiig Needs! Bill Johso Seior MEP - Applicatio Specialist Revit MEP Fudametals Ad More!

More information

The Emerging Role of Custom Target Date Funds

The Emerging Role of Custom Target Date Funds CORE RETIREMENT CONCEPTS Helpig deliver retiremet supports your cliets may eed The Emergig Role of Custom Target Date Fuds Executive summary Target date fuds (TDFs) are gettig a lot of attetio ad rightly

More information

Professional Networking

Professional Networking Professioal Networkig 1. Lear from people who ve bee where you are. Oe of your best resources for etworkig is alumi from your school. They ve take the classes you have take, they have bee o the job market

More information

What is IT Governance?

What is IT Governance? 30 Caada What is IT Goverace? ad why is it importat for the IS auditor By Richard Brisebois, pricipal of IT Audit Services, Greg Boyd, Director ad Ziad Shadid, Auditor. from the Office of the Auditor Geeral

More information

Navigate the Principles of Investing

Navigate the Principles of Investing Wealth Maagemet Educatio Series How ca we help you further? Do you have a questio o what you have just read? Would you like to have a further discussio o this subject? Cotact your Relatioship Maager, or

More information

Forensic Readiness for Effective Incident Management

Forensic Readiness for Effective Incident Management A Poit of View Foresic Readiess for Effective Icidet Maagemet Abstract Bakig ad fiacial istitutios today face several iformatio security related threats. There is a visible surge i cyber-attacks, which

More information

Optimize your Network. In the Courier, Express and Parcel market ADDING CREDIBILITY

Optimize your Network. In the Courier, Express and Parcel market ADDING CREDIBILITY Optimize your Network I the Courier, Express ad Parcel market ADDING CREDIBILITY Meetig today s challeges ad tomorrow s demads Aswers to your key etwork challeges ORTEC kows the highly competitive Courier,

More information

client communication

client communication CCH Portal cliet commuicatio facig today s challeges Like most accoutacy practices, we ow use email for most cliet commuicatio. It s quick ad easy, but we do worry about the security of sesitive data.

More information

Disaster Relief Improving Response and Long-Term Recovery

Disaster Relief Improving Response and Long-Term Recovery July 2005 Disaster Relief Improvig Respose ad Log-Term Recovery U.S. Chamber of Commerce, Ceter for Corporate Citizeship ad Booz Alle Hamilto Executive Summary O July 11, 2005, the U.S. Chamber of Commerce

More information

CCH Accounts Production

CCH Accounts Production CCH Accouts Productio accouts productio facig today s challeges Preparig statutory ad fiacial accouts is a core activity for our practice, as it is for may professioal firms. Although legislatio ad accoutig

More information

Supply Chain Management

Supply Chain Management Supply Chai Maagemet Douglas M. Lambert, Ph.D. The Raymod E. Maso Chaired Professor ad Director, The Global Supply Chai Forum Supply Chai Maagemet is NOT a New Name for Logistics The Begiig of Wisdom Is

More information

For customers Key features of the Guaranteed Pension Annuity

For customers Key features of the Guaranteed Pension Annuity For customers Key features of the Guarateed Pesio Auity The Fiacial Coduct Authority is a fiacial services regulator. It requires us, Aego, to give you this importat iformatio to help you to decide whether

More information

Total Program Management for High-Tech

Total Program Management for High-Tech Total Program Maagemet for High-Tech ORGANIZE Makig Order Out of Chaos Sortig the requiremets, fidig the right resources, aligig the capabilities, ad creatig a cohesive Team Maagemet Effort are dautig

More information

Alternative Investments: Technology Solutions for Improving Client Experience

Alternative Investments: Technology Solutions for Improving Client Experience White Paper Alterative Ivestmets: Techology Solutios for Improvig Cliet Experiece A alterative ivestmet is a ivestmet product other tha traditioal ivestmets of stocks, bods, or cash. Alterative ivestmets

More information

A U T O M O T I V E I dustry Sapshot Growth Patter Two primary compoets of the automotive idustry are automotive services ad maufacturig (Source: U S Bureau of Ecoomic Aalysis) With respect to 2001 Gross

More information

Agenda. Outsourcing and Globalization in Software Development. Outsourcing. Outsourcing here to stay. Outsourcing Alternatives

Agenda. Outsourcing and Globalization in Software Development. Outsourcing. Outsourcing here to stay. Outsourcing Alternatives Outsourcig ad Globalizatio i Software Developmet Jacques Crocker UW CSE Alumi 2003 jc@cs.washigto.edu Ageda Itroductio The Outsourcig Pheomeo Leadig Offshore Projects Maagig Customers Offshore Developmet

More information

Enable Compliance, Quality, and Efficiency in Your Safety Operations with Oracle Argus

Enable Compliance, Quality, and Efficiency in Your Safety Operations with Oracle Argus Eable Compliace, Quality, ad Efficiecy i Your Safety Operatios with Oracle Argus A Complete Solutio for Cliical ad Post-Marketig Safety A costatly evolvig regulatory climate worldwide, the critical focus

More information

Investment & Portfolio Strategy

Investment & Portfolio Strategy Ivestmet & Portfolio Strategy Jauary 2014 Five Keys to a Successful Retiremet Thikig about retiremet is o loger a future evet or viewed as optioal for may Americas. Most recogize the eed for careful plaig

More information

the way we do things PROCESSES

the way we do things PROCESSES the way we thik the way we do thigs REORGANIZING/REENGINEERING asae Diversity + Iclusio Strategic Pla 2012 2014 1 ASAE s Diversity + Iclusio Commitmet made possible by Prepared by Ibis Cosultig Group www.asaeceter.org/diversity

More information

Trustwave Leverages OEM Partnerships to Deepen SIEM Market Penetration

Trustwave Leverages OEM Partnerships to Deepen SIEM Market Penetration Trustwave Leverages OEM Parterships to Deepe SIEM Market Peetratio Accelerated lauch of ew security appliaces delivers reveue growth with assist from UNICOM Egieerig ad Dell OEM Solutios Itroductio Trustwave

More information

U.S.-Based Project Centers Offer Superior Effectiveness Over Offshore in CRM Implementations

U.S.-Based Project Centers Offer Superior Effectiveness Over Offshore in CRM Implementations U.S.-Based Project Ceters Offer Superior Effectiveess Over Offshore i CRM Implemetatios A Eagle Creek Software Services White Paper, 2012 Today s busiess eviromet is more competitive tha ever. I order

More information

InventoryControl. The Complete Inventory Tracking Solution for Small Businesses

InventoryControl. The Complete Inventory Tracking Solution for Small Businesses IvetoryCotrol The Complete Ivetory Trackig Solutio for Small Busiesses Regular Logo 4C Productivity Solutios for Small Busiesses Logo Outlie Get i cotrol of your ivetory with Wasp Ivetory Cotrol the complete

More information

Financial. Services Guide. Adviser: Graeme Hood CD, Dip FP, CFP Date of Preparation: 21/11/2005. Head Office Address:

Financial. Services Guide. Adviser: Graeme Hood CD, Dip FP, CFP Date of Preparation: 21/11/2005. Head Office Address: Fiacial Services Guide Adviser: Graeme Hood CD, Dip FP, CFP Date of Preparatio: 21/11/2005 Head Office Address: Fiacial Wisdom Limited (ABN 70 006 646 108) Australia Fiacial Services Licece No. 231138

More information

Withdrawals with SunAmerica Income Plus 6% SM

Withdrawals with SunAmerica Income Plus 6% SM Guaratee cliets Withdrawals with SuAmerica Icome Plus 6% SM More Now More Later More Flexibility Growth with SuAmerica Icome Builder 8% SM For fiacial professioal use oly. Not for distributio to the public.

More information

Harnessing Natural and Human Capital 2009 10

Harnessing Natural and Human Capital 2009 10 NATURAL RESOURCES INSTITUTE Haressig Natural ad Huma Capital 2009 10 www.ri.org Who we are The Natural Resources Istitute (NRI) is a specialist istitute of the Uiversity of Greewich. We provide research,

More information

Raising Standards in Houston Remodeling Since 1996

Raising Standards in Houston Remodeling Since 1996 Raisig Stadards i Housto Remodelig Sice 1996 Waylad Costructio is dedicated to creatig a ehaced livig eviromet uiquely tailored to each of our cliets. We are a Desig Build firm located i Housto, Texas,

More information

Big Data in Payments Unparalleled Opportunity for Strategic Excellence

Big Data in Payments Unparalleled Opportunity for Strategic Excellence A Poit of View Big Data i Paymets Uparalleled Opportuity for Strategic Excellece Small data is goe. Data is just goig to get bigger ad bigger ad bigger, ad people just have to thik differetly about how

More information