Transamerica Financial Advisors Product Comparison. For Broker-Dealer Use Only. Not for Public Distribution.

Transcription

1 Transamerica Financial Advisors Product Comparison

2 Product Lines Alternative Investments Fixed Annuities Managed Accounts Variable Annuities Variable Universal Life Insurance Policies Rep as Portfolio Manager Programs Rep as PM and Third Party Money Manager Due Diligence Points Due Diligence Procedures

3 Alternative Investments Company Product Name Available at Signator* WP Carey Carey Watermark 2 Incorporated (T Shares) Yes n/a Franklin Square Franklin Square Investment Corp III (FSIC III) Yes n/a Hines Hines Global REIT II Yes n/a Resource Resource Real Estate Opportunity REIT II Yes n/a SC Distributions Carter Validus Mission Critical REIT II Pending Review for New Sales 02/15/2016 ICON Investment Companies CION Investment Corporation (ICON) Pending Review for New Sales 02/15/2016 Franklin Square Franklin Square Franklin Square Energy & Power Fund (2ndfollow on offering) Pending Review for New Sales 02/15/2016 Franklin Square Global Credit Opportunities Fund (A shares) Pending Review for New Sales 02/15/2016 Griffin Capital Griffin Capital Essential Asset REIT II Pending Review for New Sales 02/15/2016 KBS KBS Strategic Opportunity REIT II Pending Review for New Sales 02/15/2016 Ridgewood Private Equity Partners* BlueRock Ridgewood Private Equity Partners Energy Opportunities Fund, LLC Pending Review for New Sales 02/15/2016 BlueRock Total Income + Real Estate (TIPRX, TIPWX and TIPPX) Pending Review for New Sales 02/15/2016

4 Company Product Name Available at Signator APX Energy* APX Drilling Program 2015 (A and B) Service Only n/a Franklin Square Franklin Square Global Credit Opportunities Fund (D shares) Service Only n/a Jones Lang LaSalle Jones Lang LaSalle Income Property Trust, Inc. Service Only n/a NorthStar NorthStar Healthcare Income (2015 follow on offering) Service Only n/a *Oil and Gas Offerings will be available for a limited number of advisors.

5 Fixed and Fixed Index Annuities Company Name Product Name Available at Signator Allianz Allianz 360 Yes n/a Allianz Allianz Core Income 7 Yes n/a Allianz Allianz Signature 7 Yes n/a Jackson National Jackson Ascender Plus Select 7 Yes n/a Jackson National Jackson Ascender Plus Select 10 Yes n/a Lincoln Financial New Directions 6 Yes n/a Lincoln Financial New Directions 8 Yes n/a Nationwide New Heights Yes n/a Pacific Life Pacific Indexed Choice 6 Yes n/a Pacific Life Pacific Indexed Choice 8 Yes n/a Pacific Life Pacific Indexed Choice 10 Yes n/a Sammons Retirement Services (Midland National) LiveWell Fixed Indexed Annuity Yes n/a Allianz Allianz 365i Service Only n/a Allianz Allianz Pro V1 Service Only n/a Allianz MasterDex X Service Only n/a American Equity Choice 6 Service Only n/a American Equity Choice 8 Service Only n/a American Equity Choice 10 Service Only n/a American Equity Integrity Gold Service Only n/a American Equity Traditions Gold Service Only n/a American Equity Heritage Gold Service Only n/a Forethought ForeAccumulation Service Only n/a Forethought ForeIncome Service Only n/a Great American American Valor 10 Service Only n/a

6 Company Name Product Name Available at Signator Great American Safe Return Service Only n/a Great American Safe Outlook Service Only n/a Jackson National Elite Choice 8 Service Only n/a Jackson National Elite Choice 10 Service Only n/a Jackson National Elite Choice Rewards 8 Service Only n/a Jackson National Elite Choice Rewards 10 Service Only n/a Jackson National Select Annual Reset - 7 Service Only n/a Lafayette Life Marquis Centennial 7 Service Only n/a Lafayette Life Marquis Centennial 10 Service Only n/a Lincoln Financial OptiChoice 5 Service Only n/a Lincoln Financial OptiChoice 7 Service Only n/a Lincoln Financial OptiChoice 9 Service Only n/a Lincoln Financial OptiPoint 8 Service Only n/a Lincoln Financial OptiPoint 10 Service Only n/a LSW (Life of the Southwest) SecurePlus Paramount 5 Service Only n/a LSW (Life of the Southwest) SecurePlus VIP Service Only n/a LSW (Life of the Southwest) SecurePlus Gold Service Only n/a LSW (Life of the Southwest) SecurePlus Elite 3 Service Only n/a National Western Ultra Value Service Only n/a National Western Global Lookback Service Only n/a National Western NWL Impact 7 S Service Only n/a North American Freedom Choice 8 Service Only n/a North American Freedom Choice 10 Service Only n/a North American North American Pillar Service Only n/a North American NA Performance Choice 8 Service Only n/a North American NA Performance Choice 8 Plus Service Only n/a North American NAC RetireChoice 10 Service Only n/a

7 Company Name Product Name Available at Signator Protective Life Protective Index Annuity 5 Service Only n/a Protective Life Protective Index Annuity 7 Service Only n/a Protective Life Protective Index Annuity 10 Service Only n/a Reliance Standard Keystone Index 5 Service Only n/a Reliance Standard Keystone Index 7 Service Only n/a Reliance Standard Keystone Index 10 Service Only n/a Transamerica Transamerica Secure Retirement Index Annuity Service Only n/a VOYA / ING Envoy Nine Pending Review for New Sales 02/15/2016 VOYA / ING ING Secure Index Opportunities Plus Pending Review for New Sales 02/15/2016 VOYA / ING Secure Index Five Pending Review for New Sales 02/15/2016 VOYA / ING Secure Index Outlook Pending Review for New Sales 02/15/2016 VOYA / ING Secure Index Seven Pending Review for New Sales 02/15/2016 VOYA / ING Wealth Builder Eight Annuity Pending Review for New Sales 02/15/2016 VOYA / ING Wealth Builder Plus Pending Review for New Sales 02/15/2016 VOYA / ING Wealth Builder Six Annuity Pending Review for New Sales 02/15/2016

8 Managed Accounts Company Name Product Name Available at Signator Brinker Capital (401K Program - Retirement Plan Services) multiple products Yes n/a The Pacific Financial Group multiple products Yes n/a SEI Investments multiple products Yes n/a AssetMark, Inc. multiple products Pending Review 02/15/2016 Boyd Waterson multiple products Pending Review 02/15/2016 CLS Investment Firm, LLC multiple products Pending Review 02/15/2016 FTJ Fund Choice multiple products Pending Review 02/15/2016 Fund Architects multiple products Pending Review 02/15/2016 Gemmer multiple products Pending Review 02/15/2016 Hanlon Investment Management, Inc. multiple products Pending Review 02/15/2016 Transamerica I-Series multiple products Pending Review 02/15/2016 Lockwood multiple products Pending Review 02/15/2016 Loring Ward Advisor Services multiple products Pending Review 02/15/2016 Portfolio Strategies multiple products Pending Review 02/15/2016 Riazzi Asset Management multiple products Pending Review 02/15/2016 TIAA Cref multiple products Pending Review 02/15/2016 Fidelity multiple products Pending Review 02/15/2016 Flexible Plan Investments, multiple products Pending Review 02/15/2016 Envestnet Direct multiple products Review Completed Will Offer 12/10/2015

9 Company Name Product Name Available at Signator Morningstar multiple products Review Completed Will Offer 12/10/2015 Morningstar Managed Portfolios multiple products Review Completed Will Offer 12/10/2015 Symmetry Direct multiple products Review Completed Will Offer 12/10/2015 Advantage multiple products Review Completed Will Offer 12/10/2015 Morningstar Managed Retirement PortfoliosSM (MMRP) multiple products Review Completed Will Offer 12/10/2015 Rochdale Investment Management multiple products Review Completed Will Offer 12/10/2015 Advisors Asset Management multiple products Review Completed Will Not offer 12/10/2015

10 Variable Annuities Company Name Product Name Available at Signator AIG Polaris Choice IV Yes n/a AIG Polaris Platinum III Yes n/a AXA Equitable AXA Investment Edge Yes n/a AXA Equitable AXA Retirement Cornerstone Yes n/a AXA Equitable AXA Structured Capital Strategies Yes n/a AXA Equitable Accumulator Series Yes n/a Great American (Annuity Investors) Transition 20 Yes n/a Great American (Annuity Investors) Access 100 Yes n/a Great American (Annuity Investors) Contributor Plus Yes n/a Great American (Annuity Investors) Flex B Yes n/a Great American (Annuity Investors) Total Group Yes n/a Great West Life (now Empower) Group 401k Yes n/a Jackson National Perspective Advisors (only open to natural owners) Yes n/a Jackson National Perspective L Series Yes n/a Jackson National Jackson Elite Access Yes n/a Jackson National Perspective II Yes n/a Lincoln National American Legacy Shareholders Advantage Yes n/a

11 Company Name Product Name Available at Signator Lincoln National American Legacy III View Yes n/a Lincoln National American Legacy III C Share Yes n/a Lincoln National Choice Plus Assurance (bonus share class closed to new investors)(includes B, C, and L shares ) Yes n/a Lincoln National American Legacy III L Share Yes n/a Lincoln National Lincoln Investor Advantage Yes n/a MetLife Metlife Investment Portfolio Architect VA Yes n/a MetLife Metlife Shield Level Selector Yes n/a MetLife Investors Class VA & Series VA Yes n/a MetLife Investors Class L & Series L Yes n/a MetLife Investors Class C & Series C Yes n/a Nationwide Best of America - Market Flex II Yes n/a Nationwide Nationwide Soloist (available for simple IRAs only) Yes n/a Nationwide Nationwide Destination [B] 2.0 Yes n/a Nationwide Nationwide Destination [L] 2.0 Yes n/a Nationwide Nationwide Destination C Yes n/a Nationwide Nationwide Destination L Yes n/a Nationwide Nationwide Destination [EV] 2.0 Yes n/a Nationwide Destination Freedom+ Yes n/a Ohio National Life Oncore Premier Yes n/a Ohio National Life Oncore Value Yes n/a

12 Company Name Product Name Available at Signator Ohio National Life Oncore Xtra Yes n/a Pacific Life Insurance Company Pacific Value Select Yes n/a Pacific Life Insurance Company Pacific Voyages (new sales accepted for CA only) Yes n/a Pacific Life Insurance Company Pacific Odyssey Yes n/a Pacific Life Insurance Company Pacific Life Insurance Company Pacific One Select (new sales accepted for CA only) Yes n/a Pacific Innovations Select (new sales accepted for CA only) Yes n/a Pacific Life Insurance Company Pacific Choice Yes n/a Prudential Prudential Premier Retirement VA (B, C, and L - note: series X no longer available 07/02/12) Yes n/a Prudential Prudential Premier Investment VA (B and C Series) Yes n/a Prudential Prudential Defined Income Variable Annuity Yes n/a SunAmerica Polaris Choice IV Yes n/a Transamerica Transamerica Variable Annuity Series L-Share Yes n/a Transamerica Transamerica Variable Annuity Series X-Share Yes n/a Transamerica Transamerica Variable Annuity Series C-Share Yes n/a Transamerica Transamerica Variable Annuity Series B-Share Yes n/a Transamerica Transamerica Principium III Yes n/a VALIC Portfolio Director Yes n/a VALIC Equity Director Yes n/a

13 Company Name Product Name Available at Signator Forethought Life Insurance Company ForeRetirement VA III (B, C and L share) Pending Review for New Sales 02/15/2016 Guardian Guardian Investor VA (Class B & L Series) Pending Review for New Sales 02/15/2016 Horace Mann Goal Planning Annuity 5 Year Pending Review for New Sales 02/15/2016 Horace Mann Maximum Solutions II Pending Review for New Sales 02/15/2016 Principal Financial Principal Advantage Pending Review for New Sales 02/15/2016 Sammons Retirement Solutions Sammons LiveWell Variable Annuity Pending Review for New Sales 02/15/2016 Voya Financial Voya Preferred Advantage Annuity Pending Review for New Sales 02/15/2016 Allianz Allianz Index Advantage VA Service Only n/a Allianz Allianz Vision Service Only n/a American United Life Ins Co StarPoint Service Only n/a American United Life Ins Co Direct Point Service Only n/a Integrity Varoom Service Only n/a Integrity Pinnacle V Service Only n/a Integrity AnnuiChoice II Service Only n/a Protective Life Protective Rewards II Service Only n/a Protective Life Protective VA Service Only n/a Symetra Life Ins Co Spinnaker Variable Annuity Service Only n/a Lincoln National Individual Variable Annuity(formerly SEI Variable Annuity) No n/a Transamerica Transamerica Advisor Elite II No n/a Transamerica/Monumental Life Advisors Edge No n/a

14 Variable Universal Life Insurance Company Product Name Available at Signator John Hancock Survivorship VUL (SVUL) Yes n/a John Hancock Protection VUL (VUL) Yes n/a John Hancock Protection SVUL Yes n/a John Hancock Accumulation SVUL Yes n/a John Hancock Accumulation VUL Yes n/a John Hancock Corporate VUL (CVUL) Yes n/a Lincoln National Lincoln SVUL One Yes n/a Lincoln National VUL One Yes n/a Nationwide Nationwide YourLife Accumulation VUL Yes n/a Nationwide YourLife Survivorship VUL Yes n/a Nationwide Nationwide YourLife Protection VUL Yes n/a Nationwide Nationwide Future Corporate VUL Yes n/a Pacific Life Pacific Select VUL Yes n/a Pacific Life Pacific Select Survivorship VUL Yes n/a Pacific Life Pacific Select Estate Preserver VI Yes n/a Principal Principal Benefit VUL II (BVUL II) Yes n/a Principal Principal Executive VUL II (EVUL II) Yes n/a American General Protection Advantage Select VUL Pending Review for New Sales 02/15/2016 American General Income Advantage Select VUL Pending Review for New Sales 02/15/2016 Lincoln National Lincoln AssetEdge VUL Pending Review for New Sales 02/15/2016 MetLife Investors Equity Advantage VUL Pending Review for New Sales 02/15/2016 Pacific Life Pacific Prime VUL Pending Review for New Sales 02/15/2016

15 Company Product Name Available at Signator Principal Principal VUL Income III Pending Review for New Sales 02/15/2016 Protective Life Premiere III VUL (II still available in states where the III is not approved) Pending Review for New Sales 02/15/2016 Prudential Prudential Custom Premier II VUL Pending Review for New Sales 02/15/2016 Transamerica Transamerica Journey VUL Pending Review for New Sales 02/15/2016 Western Reserve Life WRL Freedom Asset Advisor Pending Review for New Sales 02/15/2016 AXA Equitable Survivorship Incentive Life Legacy Service Only n/a AXA Equitable Incentive Life Legacy (II) Service Only n/a Ameritas Ameritas Advisor VUL Service Only n/a Midland National Life Variable Universal Life - CV2 Service Only n/a Midland National Life Premier VUL Service Only n/a Midland National Life Foundation VUL Service Only n/a Midland National Life Advisor VUL Service Only n/a Nationwide Options Elite Service Only n/a Nationwide Options Premier (Formerly Options Plus) Service Only n/a Ohio National Life Survivor Life LP Service Only n/a Voya (Security Life of Denver / ING) ING VUL-CV Service Only n/a Voya (Security Life of Denver / ING) ING VUL-ECV Service Only n/a Voya (Security Life of Denver / ING) ING Corporate VUL Service Only n/a Voya (Security Life of Denver / ING) ING SVUL-CV Service Only n/a

16 Rep as Portfolio Manager Programs Product Name Open/Closed to Sales Assets Under Management (as of 10/31/15) Capital Account Closed $ 1,388,245, Premier Open $ 653,663, TFA One Closed $ 270,191, Signature Open $ 209,163, Sterling Closed $ 206,455, Flex Program Open $ 140,794, Essential Wealth Open $ 13,435,575.00

17 Rep as PM and Third Party Money Manager Due Diligence Points Custodial Options Portfolio Management Platform Brokerage Pricing 12b-1 payments Maximum Advisory Fees Advisory Fee Structure Administrative Fee Structure Investment Minimums Securities Allowed Prohibited Holdings Availability of Discretion Concentration Limits on Securities Model/Asset Allocation Requirements Risk Tolerance Questionnaire Requirements Margin Availability Check Writing Availability Proxy Voting Qualifications and Licensing Requirements

18 Due Diligence Procedures Step 1. Initial Due Diligence Review of Company website Review of Company ADV Review of Company Product Offerings Step 2. Contacting Company Reach out to company to schedule initial meeting (location/method of meeting determined based on initial review) Due Diligence Questionnaire sent to company Step 3. In Depth Analysis of Company Review and Analysis of completed Due Diligence Questionnaire Additional meetings with company as necessary Product company review completed Step 4. Product Committee Review Product company presented to the Signator Product Corporate RIA Committee for review and approval Product approved/denied Step 5. Ongoing Due Diligence Ongoing Due Diligence is completed by the Signator Compliance Team.