FIRST YEAR BASE COMMISSION (% OF FIRST YEAR PREMIUM UP TO TARGET) 50% 50% 50% 30.0% 50% 50% 50% 12% 12% 12% 12% 12% 12% 12% 12% 12% 12% 14% 14% 14%

Transcription

1 Base Level JOHN HANCOCK USA FIRST YEAR COMMISSION SCHEDULE (FIXED PRODUCTS) SUB AGENT COMMISSION SCHEDULE FOR: IDA - 3MARK FINANCIAL, TEXAS INC Code # UNIVERSAL LIFE SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION UNIVERSAL LIFE G 13 * 30.0% ULG13 SURVIVORSHIP UNIVERSAL LIFE-G '13 * 30.0% SUG13 ACCUMULATION UNIVERSAL LIFE '09 * 30.0% AUL09 PROTECTION UNIVERSAL LIFE '15 * 30.0% PUL15 - ROLLING TARGETS AVAILABLE PROTECTION INDEXED UNIVERSAL LIFE '15 ** 30.0% PIUL15 - ROLLING TARGETS AVAILABLE PROTECTION SURVIVORSHIP UL '13 * 30.0% PSU13 PROTECTION SURVIVORSHIP INDEXED UL '13 ** 30.0% PSIUL13 - ROLLING TARGETS AVAILABLE ACCUMULATION INDEXED UL '15 ** 30.0% IUL15 - ROLLING TARGETS AVAILABLE PREMIER LIFE '11 * 30.0% PRL11 PROTECTION UNIVERSAL LIFE 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION SURVIVORSHIP UL 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION INDEXED UL 15 with Cash Value Enhancement Option (PIULC15) * PROTECTION SURVIVORSHIP INDEXED UL '13 with Cash Value Enhancement Option* (PSIUL13C) Created: 4/1/2015

2 Base Level UNIVERSAL LIFE, cont'd SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION ACCUMULATION INDEXED UL '15 with CASH VALUE ENHANCEMENT OPTION (AIULC15) * PREMIER LIFE '11 with Cash Value Enhancement Option (PRL11C) * TERM PRODUCTS TERM TERM 10 (2015) TERM 15 (2015) TERM 20 (2015) SURVIVORSHIP TERM TERM with VITALITY (All Plan Versions) SUPPLEMENTAL INCOME TOTAL COMPENSATION 30.0% N/A 35.0% 85.0% N/A 40.0% 90.0% N/A RENEWAL COMMISSION 30.0% 2.00 % renewals (yrs 2 10) TERM 10 With Vitality (2015) TERM 15 With Vitality (2015) TERM 20 With Vitality (2015) 30.0% N/A 35.0% 85.0% N/A 40.0% 90.0% N/A * Premiums received within the last 23 days of the first year that do not generate first year commission will generate renewal commission at 2% Created: 4/1/2015

3 Created: 4/1/2015 Base Level

4 Created: 4/1/2015 Base Level

5 JOHN HANCOCK USA FIRST YEAR COMMISSION SCHEDULE (FIXED PRODUCTS) SUB AGENT COMMISSION SCHEDULE FOR: IDA - 3MARK FINANCIAL, TEXAS INC Code # UNIVERSAL LIFE SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION UNIVERSAL LIFE G 13 * 20.0% ULG13 SURVIVORSHIP UNIVERSAL LIFE-G '13 * 20.0% SUG13 ACCUMULATION UNIVERSAL LIFE '09 * 20.0% AUL09 PROTECTION UNIVERSAL LIFE '15 * 20.0% PUL15 - ROLLING TARGETS AVAILABLE PROTECTION INDEXED UNIVERSAL LIFE '15 ** 20.0% PIUL15 - ROLLING TARGETS AVAILABLE PROTECTION SURVIVORSHIP UL '13 * 20.0% PSU13 PROTECTION SURVIVORSHIP INDEXED UL '13 ** 20.0% PSIUL13 - ROLLING TARGETS AVAILABLE ACCUMULATION INDEXED UL '15 ** 20.0% IUL15 - ROLLING TARGETS AVAILABLE PREMIER LIFE '11 * 20.0% PRL11 PROTECTION UNIVERSAL LIFE 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION SURVIVORSHIP UL 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION INDEXED UL 15 with Cash Value Enhancement Option (PIULC15) * PROTECTION SURVIVORSHIP INDEXED UL '13 with Cash Value Enhancement Option* (PSIUL13C) Created: 4/1/2015

6 UNIVERSAL LIFE, cont'd SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION ACCUMULATION INDEXED UL '15 with CASH VALUE ENHANCEMENT OPTION (AIULC15) * PREMIER LIFE '11 with Cash Value Enhancement Option (PRL11C) * TERM PRODUCTS TERM TERM 10 (2015) TERM 15 (2015) TERM 20 (2015) SURVIVORSHIP TERM TERM with VITALITY (All Plan Versions) SUPPLEMENTAL INCOME TOTAL COMPENSATION 20.0% N/A 25.0% 75.0% N/A 30.0% N/A RENEWAL COMMISSION 20.0% 2.00 % renewals (yrs 2 10) TERM 10 With Vitality (2015) TERM 15 With Vitality (2015) TERM 20 With Vitality (2015) 20.0% N/A 25.0% 75.0% N/A 30.0% N/A * Premiums received within the last 23 days of the first year that do not generate first year commission will generate renewal commission at 2% Created: 4/1/2015

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8 Created: 4/1/2015

9 JOHN HANCOCK USA FIRST YEAR COMMISSION SCHEDULE (FIXED PRODUCTS) SUB AGENT COMMISSION SCHEDULE FOR: IDA - 3MARK FINANCIAL, TEXAS INC Code # UNIVERSAL LIFE SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION UNIVERSAL LIFE G 13 * 0.0% ULG13 SURVIVORSHIP UNIVERSAL LIFE-G '13 * 0.0% SUG13 ACCUMULATION UNIVERSAL LIFE '09 * 0.0% AUL09 PROTECTION UNIVERSAL LIFE '15 * 0.0% PUL15 - ROLLING TARGETS AVAILABLE PROTECTION INDEXED UNIVERSAL LIFE '15 ** 0.0% PIUL15 - ROLLING TARGETS AVAILABLE PROTECTION SURVIVORSHIP UL '13 * 0.0% PSU13 PROTECTION SURVIVORSHIP INDEXED UL '13 ** 0.0% PSIUL13 - ROLLING TARGETS AVAILABLE ACCUMULATION INDEXED UL '15 ** 0.0% IUL15 - ROLLING TARGETS AVAILABLE PREMIER LIFE '11 * 0.0% PRL11 PROTECTION UNIVERSAL LIFE 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION SURVIVORSHIP UL 13 - ENHANCED SPREAD COMP OPTION 1 st year commissions will be spread over 5 years as follows: Provided the policy is in force as of the 3rd anniversary YEAR 5 Provided the policy is in force as of the 4th anniversary PROTECTION INDEXED UL 15 with Cash Value Enhancement Option (PIULC15) * PROTECTION SURVIVORSHIP INDEXED UL '13 with Cash Value Enhancement Option* (PSIUL13C) Created: 4/1/2015

10 UNIVERSAL LIFE, cont'd SUPPLEMENTAL INCOME TOTAL COMPENSATION RENEWAL AND EXCESS PREMIUMS COMMISSION ACCUMULATION INDEXED UL '15 with CASH VALUE ENHANCEMENT OPTION (AIULC15) * PREMIER LIFE '11 with Cash Value Enhancement Option (PRL11C) * TERM PRODUCTS TERM TERM 10 (2015) TERM 15 (2015) TERM 20 (2015) SURVIVORSHIP TERM TERM with VITALITY (All Plan Versions) SUPPLEMENTAL INCOME TOTAL COMPENSATION 0.0% N/A 0.0% N/A 0.0% N/A RENEWAL COMMISSION 0.0% 2.00 % renewals (yrs 2 10) TERM 10 With Vitality (2015) TERM 15 With Vitality (2015) TERM 20 With Vitality (2015) 0.0% N/A 0.0% N/A 0.0% N/A * Premiums received within the last 23 days of the first year that do not generate first year commission will generate renewal commission at 2% Created: 4/1/2015

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12 Created: 4/1/2015