FULL SERVICE FOR NON-CASH PAYMENTS IN EUROPE

FULL SERVICE FOR NON-CASH PAYMENTS IN EUROPE

EVO in Europe: essential facts As a Visa and MasterCard Principal Member, EVO offers international debit and credit card acceptance and transaction processing solutions in bricks-and-mortar retailing, in e-commerce and long-distance retailing and at ATMs. In its capacity as payment service provider, EVO goes beyond the traditional business of a credit card acquirer in that it offers a complete range of services to make non-cash payments secure, efficient and easy. A team of experienced specialists and an exceptional technical platform ensure excellent solutions and the easy, quick and secure processing of all payment transactions. EVO is the exclusive card acceptance solutions provider of Deutsche Bank s Global Transaction Banking (GTB) business in Europe and has been repeatedly named best provider for international merchants.

Efficient solutions for retail payment settlements

Whether at the point of sale, in m or e-commerce or in traditional long-distance selling, non-cash payment methods are becoming more and more popular. This development offers enormous opportunities for merchants, particularly in international business, provided they know how to use the possibilities of up-to-date payment systems for their benefit and are aware of potential risks. EVO Payments International offers merchants proven all-round solutions and reliably supports merchants on their way to success in national and international long-distance and bricks-andmortar retailing. Our solutions are based on the different types of non-cash payment methods and are rounded off by fraud protection measures to reduce non-payments and by other value-added services.

All relevant payment methods from one provider All relevant point-of-sale and long-distance payment methods from one provider: EVO Payments International is a leading provider in the longdistance business, but also offers non-cash payment solutions in traditional bricks-and-mortar retailing. This is particularly useful for merchants who do business via both sales channels, as they can rely on one competent provider for the settlement of all non-cash payments. World-wide, cards are the most important non-cash payment method. In long-distance business, however, other payment methods play a role as well. That is why EVO offers all secure online payment methods. Acceptance of Visa, MasterCard and Maestro across the whole European licensing area Processing for other international cards, such as American Express, Diners Club, JCB and national debit cards National direct-debit procedures Online money transfer methods, such as giropay, ideal and eps Specific online and mobile payment methods, such as PayPal and mpass Traditional offline payment methods and factoring

Integrated fraud prevention to minimise non-payment risks Security is always an issue in money transactions. In longdistance retailing, it is crucial to make payment transactions secure and to take measures to minimise non-payment risks. which help to recognise fraud attempts at the moment of data entry and to prevent nonpayments as far as possible. If these methods are used cor- and the expense is minor in comparison to the costs of security systems in stationary trade. EVO Payments International rectly, the non-payment ratios in offers innovative and highly long-distance selling may drop reliable protection methods, below the shoplifting rate Maximum security thanks to proven card, account and consumer-based fraud prevention systems, such as: Scoring Address check Blacklist check 3-D Secure

Valuable additional services to round off the full-service offer EVO Payments International offers views of transactions, fees service. It includes a wide range underestimated. However, additional services to make the and chargebacks. Pro-active of services, from account moni- EVO can provide fitting solu- technical integration into the information and online access toring via booking of all payment tions, with card terminals for payment systems and payment independent of time, place procedures to dunning and stationary business and special settlement even easier. or platform render merchants debt collection agency transfer, graphic user interfaces for receivables management much if necessary. long-distance selling. Our Online Administration Tools easier. are included in the payment The technical integration into method services and provide Our Receivables Management the payment system is another merchants with interactive is another valuable additional issue which should not be

Practical additional services with added value: Comprehensive online reporting and web-based chargeback processing Interactive receivables management Full-service terminals for stationary trade Special graphical user interfaces for long-distance business

Additional areas of activity beyond retail payment settlement

Going beyond payment solutions more popular. Cash provision Together with its British partner payments to or granting benefits for merchants, EVO offers other is an important element of the Prepaid Financial Services, EVO to third parties or in addressing card-related services as well. economic cycle, and ATMs play also offers prepaid card pro- target groups and improving a key role. EVO offers banks and grammes. Prepaid cards enable the customer relationship One area where EVO is active independent ATM providers in companies to offer attractive management. is ATM card acceptance. Cash Europe a full range of services benefits and to save costs, for remains an important payment around Visa, MasterCard and example in wage, compensation, method, even though non-cash Maestro card acceptance. travel or other employee-related payments are becoming ever expense management, in making

Reasons to choose EVO Payments International Higher sales, minimised loss risks Address a significantly larger target group and use the opportunity to generate higher Considerably lower expense and less complexity The lines between individual national markets and different sales channels are increasingly Simple and tailor-made solutions Focus on your core competencies and entrust the administration of your payments sales. Your needs are key they blurring. Payment services to our competent services. determine the optimal range of should not lag behind. Our Your contact will take care of payment methods for you. Our full-service offer cuts through all necessary procedures. We fraud prevention measures can system complexity and palpab- can offer you highly flexible considerably reduce loss risks in ly reduces your management concepts which reflect your e-commerce. expenses for service providers needs in detail, or quite simple and interfaces. solutions. For example, you can choose not to undergo the complicated PCI certification procedure. Or you can benefit from the advantages of seamless systems which are tailored for you and your systems.

More transparency and leaner procedures Security and reliability Sophisticated, international solutions Experience interactive reporting and full transparency thanks to our highly efficient online administration tools. We can offer you the opportunity to process and prevent chargebacks on-line and will pro-actively provide with all necessary information. Leaner procedures will result in considerable savings. You can even outsource your complete receivables management for your long-distance business. The EVO acquiring platform is the only one in Europe which has regularly obtained the key PCI DSS security standard certification since 2004. Moreover, it has achieved maximum technical reachability scores and will inform you pro-actively in case of disruptions. Not only your, but also your customers sensitive data will receive optimal treatment on our platform. A broad range of national and international payment methods, numerous transaction and payment currencies and coverage which reaches across Europe to the US and Canada this is our basis, which helps us to meet even the most sophisticated requirements. We have been repeatedly named best acquirer for international merchants and are the exclusive card acceptance solutions provider for the Global Transaction Banking of Deutsche Bank in Europe.

www.evopayments.eu sales.emea@evopayments.com This document is furnished only for your information. All statements are non-binding and refer to the date of this document. All statements and offers may be subject to changes and amendments. This document may not be reproduced or distributed without our prior written permission. Copyright September 2013 EVO Payments International GmbH. All rights reserved. EU BRO 0001 EN 2013 09 13