2014 DFS Services L.L.C. Cairo Skyline, EG MAY 2014 EGYPT COUNTRY AND SECTOR ANALYSIS REPORT

2014 DFS Services L.L.C. Cairo Skyline, EG MAY 2014 EGYPT COUNTRY AND SECTOR ANALYSIS REPORT

SECTOR ANALYSIS OVERVIEW Diners Club International is owned by Discover Financial Services (NYSE: DFS), a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Established in 1950, Diners Club International became the first multi-purpose charge card in the world, launching a financial revolution in how consumers and companies pay for products and services. Today, Diners Club is a globally recognized brand serving the payment needs of select and affluent consumers, offering access to more than 512 airport lounges worldwide, and providing corporations and small business owners with a complete array of expense management solutions. With acceptance in more than 185 countries and territories, millions of merchant locations and access to over 1M We realize our customers, especially those in the corporate sector, desire ease of card use when traveling globally. In recognition of this need, Diners Club continues to increase card acceptance in the travel and entertainment (T&E) sector. Additionally, we are optimizing geographical and sector penetration within select markets. This Country and Sector Analysis report serves as a quarterly guide to merchant acceptance within select countries. This report provides a snapshot of acceptance at travel and entertainment (T&E) merchants which had a minimum of one transaction over a rolling 12 month period. Additionally, we have added an external source, Lanyon 1, as a source for the hotel sector. cash access locations and ATMs, Diners Club is uniquely qualified to serve its cardmembers all over the world. 1. Lanyon is a leading provider of content and spend management solutions to the travel, transportation and hospitality industries. 2014 DFS Services L.L.C Alexandria Harbor, EG

TABLE OF CONTENTS 04 HOTELS 05 RETAIL 06 RESTAURANTS 07 TRAVEL AND TRANSPORTATION 08 CASH ADVANCE The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document.

4 EGYPT HOTELS The following provides a current snapshot of Diners Club acceptance at major hotel chains. There is also strong coverage in the top domestic chains and independent establishments, some of which are also highlighted below. Barcelo Hotels Best Western International Conrad Hotels Crowne Plaza Hotels Fairmont Hotels Four Seasons Hotels Golden Tulip Hotels Hilton International Holiday Inn Hyatt International Innpoints Pharaoh Egypt Hotel MAJOR CHAINS Intercontinental Hotels JW Marriott Kempinski Hotels and Resorts Le Meridien Hotels Maritim Hotels Marriott Melia Hotels International Sol Cyrene Hotel And Beach Resort Sol Sharm Hotel Mercure Movenpick Hotels and Resorts Novotel Oberoi Hotels Preferred Boutique Dusit Thani Lakeview Cairo Radisson Hotels and Resorts Radisson Blu Hotel Ritz Carlton Hotels Rotana Hotels Sheraton Hotels Sofitel Sonesta Staybridge Suites Steigenberger Grand Nile Tower Hotel Helnan Palestine Iberotel Luxor Le Passage Cairo Hotel & Casino INDEPENDENTS Mena House Hotel Residence Hotel Safir Hotel Savoy Sharm El Sheikh Stella Di Mare Grand Hotel Swiss Inn Nile Hotel 2013 DFS Services L.L.C. 2014 DFS Services L.L.C

5 EGYPT RETAIL Diners Club is widely accepted at retail stores and luxury brands and continues to grow the retail footprint. Abo Sombol Perfume Accessorize Addidas Adl-Senzo Mall Aldo Al Sagheer Cosmetics Al Sharq Bookstore Alfa Market American Eagle Anne & Lou Jewelry Aqua Top Arab Co B & D Bath & Body Works Bayan Palace Bershka Beymen Cairo Blanco Brands Brother s Work Shop Btm Marie Louis Cache Cache Cairo Airport Duty Free Canali Carati Jewelry Carrefour Cascabel Choco Chocolate Claires Cleopatra Palace Concrete City Stars Dalydress Women Ecru-City Stars Ego Egyptair Tax Free El Shark Book Stores Eleazaby Pharmacy Elgabry Movenpik Jewelry Elsagheer Esprit Faces Faushon Flower Cotton Gallery El Fahmy Gap Gel Active Geox Golden Eagle Papyrus Gts Gold Group Gymboree H & M Hanimax Heba Shop Ikea Jasmin & Shahinaz Kheir Zaman LC Waikiki Levis M M Marks & Spencer Massimo Dutti Merit Center Metro Metro Market Minelli City Stars Miriam Market Mobaco Mohamed El Sogheer Mont Blanc Mothercare Naga Homme National Papyrus Nike Nile Splendor Boat Pull And Bear Rania Jewelry Roshdy Pharmacy Royal Perfums Sagheer San Pola Six M Sondos Spinney s Stradivarious Super Dry Swarovski The Egy Espanish The Egyptian Palace The Tie Shop Ti Amo Stock Timberland Tissue For Textile Toys R Us United For Trading Vero Moda Zara 2013 DFS Services L.L.C. 2014 DFS Services L.L.C.

6 EGYPT RESTAURANTS Diners Club is widely accepted at many restaurants and continues to grow the restaurant footprint. Abo Aly Abou Shakra Abu El Sid Sharm Al Forno Pizza Andrea Restaurant Balbaa Casper And Gambini Chantee Chez Edy Cinnabon Coffee Bean & Tea Costa Cafe Diyafa - Charmerie Don Quichotte El Halaka Seafood Restaurant Elrosha & Kandhar Fayrouz Spa Filin Fish Market Five Bells Restaurant Hard Rock Cafe Il Ritrovo La Bodega La Poire La Rosa Laila Restaurant Main Restaurant Mori Sushi El Halaka Seafood Elrosha & Kandhar Fayrouz Filin Fish Market Five Bells Restaurant Hard Rock Cafe Il Ritrovo La Bodega La Poire La Rosa Laila Restaurant Main Restaurant Mori Sushi Nile Maxim Cruising Paul Arab Peking Pizza Hut Rossini Piano Bar Ruby Tuesday Sea Gull Restaurant Spectra Café Starbucks Stick House Swiss Restaurant TGI Friday s Tikka Zeitouna 2013 DFS Services L.L.C. 2014 DFS Services L.L.C.

7 EGYPT TRAVEL AND TRANSPORTATION Diners Club is accepted at several travel related merchants and continues to grow the travel footprint. Egypt Air Airlines Travel Agencies Bluesky Co Cairo Express Travel Carlson Wagonli Travel Excel Travel Jolleys Travel Safir Travel Temo Tours 2013 The information DFS Services contained L.L.C. in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document.

8 EGYPT CASH ADVANCE CASH ADVANCE Diners Club cardmembers can withdraw cash from over 1,700 ATMs in Egypt. ATM PARTNERS Citibank 123 Network Easily locate the ATMs in Egypt by accessing the DCI Global ATM locator at HTTPS://WWW.DINERSCLUBCASH.COM/LOCATOR/SEARCH.DO CONTACT US If you have questions about acceptance, or you have encountered preferred establishments that currently do not accept Diners Club, please contact us. Our sales team will get in touch with the establishment to negotiate Diners acceptance. SEND ALL INQUIRIES TO DCIACCEPTANCE@DISCOVER.COM 2013 The information DFS Services contained L.L.C. in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document.