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Asset Management: a rewarding and exciting career choice 5 November 2014 Alex Barr (MA, Economics and Accountancy, 1992) For investment professional use only Not for public distribution

Agenda Asset Management Introduction to the industry Strategic themes Opportunities or threat? Core roles in Asset Management The investor Other roles A personal career perspective My steps and mistake made Advice for aspiring graduates Aberdeen Asset Management Quick snapshot Graduate Careers Questions 1

Asset Management introduction to the industry 2

Asset Management A simple premise: We invest our clients money or capital into assets in order to gain profitable returns through interest, income, or appreciation in value We invest in: Equities Shares in Companies Bonds Company or Government/Sovereign debt Property Commercial, Residential Hedge Funds Global Macro, Long/Short, Event Driven, Market Neutral Private Equity Buyout, Growth, Venture Capital, Distressed Infrastructure Transport, Renewable Energy, Schools, Hospitals Natural resources Gold, Silver, Copper, Oil Esoteric areas Music rights for example! 3

Many types of investor Banks Independent asset managers: Retail and institutional Private Wealth Management firms ( PWMs ) Hedge Funds Private Equity Funds Venture Capital/Angel Investors Governments Sovereign Wealth Funds Pension Funds Businesses/Conglomerates Family Offices Individuals you and I 4

Institutional asset managers: examples owned by each of the corporate entities named in the respective logos 5

How the industry measures success: multiple yardsticks Investor outcomes performance we deliver to our own clients Assets under Management ( AuM ) more assets means more revenue Profitability can we manage assets for more than the cost of doing so (and thus reward investors in us)? Engagement are we responsible stewards of Companies we invest in? Staff happiness measure by low staff turnover and external surveys Community engagement putting something back into the communities in the countries we operate in May 2014 Aberdeen Taipei staff hosting party for disabled children 6

Industry seeing record growth in AuM Assets under management, 2007-2013 ($trillions) 54.7 60.9 68.7 2007 2012 2013 Source: BCG Global Asset Management Market Sizing Database, 2014 Global Assets Under Management Grew to a Record $68.7 Trillion in 2013 7

Key strategic themes for industry The rise of Passive investing Global Capital Formation Strategic themes The shadow banking system Ageing demographics Source: Goldman Sachs: From local strengths to global opportunities, Oct 14 8

Other influencing factors on the industry: opportunity or threat? Geopolitics Social responsibility Regulation Disruptive technology Transparency 9

Core roles in Asset Management 10

The Investor: key attributes A constant thirst for knowledge Can adapt and learn from mistakes made: come back stronger Out of the box thinking Patience and conviction Never believing your own press Listening Ability to understand what s not on the page, or what you're not being told Can respect and understand risk (also taking some risk, when appropriate) Finally, and most importantly, recognises that the team is mightier than the individual There is no one degree or background that is the perfect fit. Successful investors come from a wide range of disciplines 11

Industry roles: much more than just Investors Leadership Risk Compliance Investment Distribution (Sales) Operations Legal 12

A personal career perspective 13

Alex s career path 1992 Age 22, graduate into depths of UK recession 1992/1993 Temp work getting good names on CV 1993 Joined Templeton in Edinburgh as Portfolio Accountant 1995 Move to London, to join Henderson s US Equity desk as junior Fund Manager 1998 Move to Deutsche Bank s Morgan Grenfell business as a Fund Manager 1998-2005 Many roles across the investment business, becoming a Director of the Multi Asset business 2005 Aberdeen buys parts of Deutsche Bank s Asset Management operations 2009 Move to France, integrating Aberdeen s acquisitions from Credit Suisse in Paris and Budapest 2009-2013 Lead Aberdeen s Alternatives and then Private Equity business Now Age 44, running Aberdeen Private Equity Fund Ltd, a London Stock Exchange listed Investment Company 14

Advice and perspectives to graduates Never too early to start thinking about career. Don t take the ostrich approach Use your Careers service Consider everything and don't rule out setting up your own business: we are in a new dawn of entrepreneurship Always have a Plan B Apply for Internships and apply early Network Understand your competition it s global. So, bring something special to the table understand what makes you different, what makes you special Learn everything you can about this industry and who the players are Consider what you have done for the community and those less fortunate than you If you are set on one path be clear about your reasons. If not, be flexible and adaptive and recognise others may have a better understanding of your fit for a role Have a family friend or industry contact read your application forms and CVs. Embrace the use of a devils advocate Slowly develop an understanding of financial markets. Cramming for interviews never works! The world really is your oyster. Aspire to working and living in the areas of the world that that will drive global growth and capital formation 15

Aberdeen: A little bit about our business 16

An overview of Aberdeen Asset Management Independent global asset management group Listed on London Stock Exchange since 1991 market capitalisation now 5.3 billion (US$8.6bn) Active manager of equities, fixed income, property and investment solutions Long-term investment philosophy and disciplined investment process Team approach and local presence are key 33 offices in 26 countries across the world Diverse client base both by channel and nature of client Our assets now total 331.2 billion* Significant equity ownership by management and staff (4% directly or through deferred awards) *As at 31 Aug 14 Diversified product range, geographic reach and client base 17

A diversified asset base 31 Aug 14 bn Equities 111.3 Fixed Income 72.2 Aberdeen Solutions 127.3 Property 20.4 Total 331.2 By asset class Aberdeen solutions 38% Property 6% Equities 34% Aberdeen 194.5 SWIP 136.7 331.2 Fixed income 22% A priority is to build on the increased scale and diversity of our distribution relationships 18

International reach: 33 offices across the world AuM by domicile Americas 13% Asia Pacific 7% Middle East & Africa 3% United Kingdom 57% Sales & Distribution Miami New York Philadelphia Toronto Investment centres New York Philadelphia Toronto Property centre Philadelphia Head Office Aberdeen Sales & Distribution Amsterdam Budapest Copenhagen Edinburgh Frankfurt Geneva Helsinki Jersey London Luxembourg Madrid Milan Oslo Paris Stockholm Zurich Investment centres Edinburgh London Budapest Paris Property centres Amsterdam Brussels Copenhagen Frankfurt Edinburgh Helsinki London Milan Oslo Paris Stockholm Sales & Distribution Bangkok Hong Kong Singapore Sydney Taipei Tokyo Melbourne Investment centres Bangkok Hong Kong Kuala Lumpur Singapore Sydney Tokyo Europe ex UK 20% Property centre Singapore Investment Centre São Paulo Representative offices Seoul Shanghai Source: Aberdeen Asset Management, 30 Jun 14 Global reach, local understanding, independent thinking 19

This is the Aberdeen culture Simple, effective and shared processes are at the core of what we do Individual effort we do our own research Regional teams are based locally decision at greatest point of knowledge Low turnover within our portfolios and within our investment teams We function best in teams collective wisdom A single focus: all we do is manage our clients assets 20

Aberdeen: Graduate recruitment 21

Application and selection Online applications form (closes 16 November) Face to face competency and careers focus interview with a Manager and a member of the HR Team (November January) Offers in February Internship May September (8 weeks) End of the rotation line manager will complete a performance review Final interview with Graduate Recruiter and Senior Manager Meeting with Martin Gilbert, CEO (after the scheme) 22

Graduate and intern opportunities Graduate Programme Only available to graduates who have completed an internship with Aberdeen Two year rotational programme (four month rotations) Based in London or Edinburgh with at least one rotation in another UK office and one in an international office Training and development programme, including professional qualifications eg IMC Permanent role guaranteed at the end of the scheme Competitive salary and benefits package Rotations and Training Year 1 rotations Investment, Distribution, Operations/Risk Year 2 rotations Tailored towards your career path Year 1 professional qualifications IMC Year 2 professional qualification Tailored towards your career path, eg CFA, CIMA, CIPD Formal induction programme Training including: Communication, presentation, time and workload management, career management, excel, PowerPoint, Bloomberg 23

IMPORTANT INFORMATION The value of investments and the income from them can go down as well as up and you may get back less than the amount invested. We recommend that you seek financial advice prior to making an investment decision. Issued by Aberdeen Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority in the United Kingdom. 24