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BMIBank/BH/RET/CC Platinum/LEAFLET/13-03-2013 A card designed for your demands Licensed and regulated as a conventional Retail Bank by the Central Bank of Bahrain 17 508080 bmibank.com.bh

Express yourself Sign up for a BMI Bank Platinum credit card and enter a whole new world of selfexpression through services, benefits and access to over 24 million outlets and 5 million ATMs worldwide. Get the credit card that gives you much more for every Dinar you spend - BMI Bank Platinum credit cards. It s packed with services, rich rewards and a whole lot of extras that add up to the kind of value that you ll appreciate. Look at all these extras! Exclusive Gulf Air benefits: Air miles & more Loyalty points on every BD 1 worth of purchases Low interest rate Free SMS alerts to simplify your life Free - purchase protection, secured wallet and life insurance Medical & legal referrals up to 90 days of travel Up to 50 days interest-free cycle period 100% cash withdrawal limit Low foreign exchange rate epayment channels ebanking services Phone Banking services 24 hour call center: (+973) 17 508080 E-mail: callcentreteam@bmibank.com

Special Gulf Air benefits - exclusively for you! Your BMI Bank Platinum credit card ushers in a lifestyle of special privilege. Every time you make a purchase using your card locally or internationally you will earn Gulf Air miles! 1 Gulf Air mile per BD 2 spent locally 1 Gulf Air mile per BD 1 spent internationally You also get complimentary membership to Gulf Air s Silver Falconflyer program which includes the following benefits every time you fly: Falcon Gold lounge access Excess baggage allowance of 15kg 25% additional bonus Gulf Air miles Preferential accommodation on fully booked flights Expedited checking in at the Falcon Gold Desk Priority baggage handling What is Gulf Air miles? Gulf Air miles are loyalty miles earned with every purchase using your BMI Bank Platinum card. These miles are offered in partnership with Gulf Air who extends such miles as loyalty scheme to their frequent flyers. What is Silver Falconflyer membership program? Gulf Air s Falconflyer program has 3 levels of membership based on your activity. With BMI Bank Platinum credit card you are automatically upgraded into the Silver status which provides you with the above mentioned enhanced benefits without having to collect the base number of miles to earn the Silver status.

If you are an existing Gulf Air s Falconflyer member, you can contact our call center on (+973) 17508080 to provide us with your Falconflyer program number to ensure your loyalty points are accumulated when using your Platinum credit card and transferred automatically to your existing Falconflyer program account.. How can I redeem my Gulf Air miles? Gulf Air miles can be redeemed for free flight tickets, upgrades, excess baggage, instant seat upgrades and access lounges depending on how many miles or loyalty points you collect. The easiest way to check and redeem your miles and make booking to your flights is online through the redemption booking engine. For further details, please contact Gulf Air call center (+973) 17373737 or visit www.gulfair.com

Apply now, experience the benefits! Please provide us with the following documents to ensure prompt processing of your application: CPR copy Passport with valid residence permit - for expats Additionally, we require the following based on your income source: Salaried Please provide us with one of the options below: Recent salary certificate and 3 months bank statement Recent salary slip and 2 months bank statement Recent 2 salary slips, original ATM mini-statement showing salary credit and copy of the ATM card Self-employed Please provide us with: 6 months bank statement Commercial Registration (CR) copy - if self-employed

Fees and Charges Description Platinum Issuing/Annual fee BD 50 Annual life insurance fee BD 10 Interest rate per month 1.75% Minimum payment per month Supplementary cards 3% or BD 10 (whichever is higher) One free Cash advance fee 4% or BD 2 (whichever is higher) Card replacement fee BD 5 Over limit fee BD 10 Statement reprint BD 1 Return cheque BD 10 PIN reissue BD 5 Late payment fees BD 10 International transaction fees amount 2.5% of transaction Annual Interest Rate: Platinum 21%. Fees and charges are available on our website and branches.