The Credit Suisse corporate cards.

Transcription

1 Issued by Swisscard AECS GmbH The corporate cards. Payment solutions to help you save time and money. Interesting facts about the corporate cards. Corporate cards are a modern and secure means of payment. There are plenty of reasons to pay for your daily business expenditure using a corporate card: Financial freedom and flexibility: improved cash flow thanks to longer payment terms Easy expenses management and accounting options Transparency: clear separation of private and business expenditure Online access: better card management for your company and cardholders A secure means of payment: swift replacement in the event of theft and loss, no liability for fraudulent use by a third party Bonus programs: You benefit every time you use your card. Generous insurance benefits Accepted worldwide, always in the right currency Valuing your employees: Show trust in your employees by providing them with a corporate card. The Business Card is primarily suitable for SMEs with card spending of up to one million Swiss francs. The following corporate card products are available, which you can combine as required: Individual cards The individual card American Express Corporate Card is suitable for medium-sized and large companies with complex expenses structures and higher demands in terms of reporting. For business clients, who often travel in the EU region and have a euro account, the Euro is ideal as an addition to the card packages. Card packages card packages Silver and Gold Two credit cards for the price of one, so that you always have the right card with you everywhere you go. Both card packages consist of a American and a Master Card Business. No liability, provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC).

2 The advantages of the card packages. As a customer you benefit from advantages tailored exclusively to SMEs. You choose the Silver or Gold card package to suit your needs. card packages Silver and Gold There is no annual fee in the first year on any of the card packages. There is no annual fee in the first year on any of the card packages. Silver card package Silver American Business Standard Gold card package Gold American Business Gold Both card packages consist of a American and a Business. As a result you have two credit cards accepted worldwide and always have the right card to hand anywhere without any extra costs. You also receive all the card packages with no annual fee in the first year. Insurance package adapted to SMEs Comprehensive travel insurance with the insurance benefits from American Express. The insurance benefits are inclusive depending on the card package: Transport Accident Insurance For traveling on public transport, such as airplane, train, boat, bus, taxi and rental car. Travel Inconvenience Insurance Reimbursement of costs for meals and hotel and alternative transport with scheduled flights. Global Assist Organization and arrangement of assistance and advances. Gold Assist Assistance with the reimbursement of costs as well as Health Insurance for Travel Abroad, vehicle assistance, etc. Luggage Insurance Insurance of personal baggage. InsurancePlus Travel Cancellation and Curtailment Insurance as well as Loss Damage Waiver for Rental Cars abroad. Exclusive American Express benefits included The American provides several privileges and all of them are totally free. American Express Rewards bonus program You collect valuable bonus points every time you pay using your American, in restaurants, with online shopping, refueling or traveling. You can exchange these in the rewards shop for product awards, vouchers, flight miles, etc. tailored to SMEs. Bonus points can also be used to pay the annual fee. American Express Selects As an American Express Cardholder you benefit from numerous special offers at American Express partners as well as upgrades and concessions in hotels, restaurants, etc. American Express Travel Service 3 Enjoy the many benefits of this personal travel service. You have a team of experts at your exclusive disposal who book flight tickets, hotel rooms, restaurants and rental cars for you or put together travel offers tailored to your company s needs. Summary of fees Duo Silver card package Duo Gold card package Annual fee for st year First card package CHF 0 CHF 0 Other card packages CHF 0 CHF 0 Annual fee for the subsequent years First card package CHF 00 CHF 00 Other card packages CHF 00 CHF 00 Reductions to the annual fee for subsequent years Tip: Pay the annual fee using the bonus points you have collected. Waiver of annual fee on the first card Waiver of annual fee on other cards 5,000 5,000 50,000 50,000 3 Only for the Gold card package.

3 The advantages of the Corporate Card. The American Express Corporate Card is suitable for medium-sized and large companies with more complex expenses structures and higher demands in terms of reporting. In this way, you always have an overview of the spending of your employees, in your desired form, and can integrate the data into your accounting and management systems with the minimum time and effort. Corporate Cards are exclusively available from American Express. The Corporate Card Free annual fee in the first year on all cards American Express Corporate Card No annual fee in the first year Free annual fee in the first year on every Corporate Card. CHF 40 for subsequent years. American Express Rewards bonus program Collect valuable bonus points which can be exchanged for product awards, vouchers, flight miles, etc. tailored to SMEs. Basic included, Classic available for CHF 50 per card and year. Reporting tools Create and/or receive reports according to your wishes, e.g. with American billing support files, corporate account reconciliation. Exclusive offers for American Express Cardholders E.g. up to 30% discount on the basic rate for Hertz rental cars. American Express Travel Service Travel service at,700 locations worldwide. No specified spending limit within your financial means. More insurance protection Generous travel insurance and assistance services provide a high level of cover when on the move. The advantages of the Business Euro. The Business Euro is particularly suited to companies that have a euro account, and whose employees frequently travel in the euro currency region. The Euro card Free annual fee in the first year on all cards Business Euro No annual fee in the first year Free annual fee in the first year on every Euro card. EUR 50 for subsequent years. Picture and logo card Design your card according to your wishes, either as a full image card in your own design or with your company logo. CompanyOnline Better card management for your company and cardholders. InsurancePlus Travel Cancellation and Curtailment Insurance as well as Loss Damage Waiver for Rental Cars abroad. Card spending bonus According to spending, your annual fee is reduced by 50% or 00% in subsequent years. More advantages in the euro zone No processing fee and no currency conversion for euro transactions. Optionally available.

4 Issued by Swisscard AECS GmbH Summary of benefits. Silver card package Gold card package CompanyServices INSURANCE Transport Accident Disability or death for adults aged 8 Insurance or older Travel Inconvenience Insurance American Express Corporate Card Business Euro Silver American Business Standard Gold American Business Gold CHF 750,000 CHF 700,000 CHF 500,000 CHF 400,000 CHF 700,000 CHF 600,000 Disability or death for children CHF 375,000 CHF 700,000 Search, rescue, recovery and repatriation costs (business and private trips) Missed and delayed flight (from 4 hours) CHF 60,000 CHF 60,000 CHF 60,000 CHF 60,000 CHF 300 CHF 50 CHF 00 CHF 300 CHF 00 Baggage delay (from 6 hours) CHF 450 CHF 300 CHF 00 CHF 600 CHF 400 Baggage loss (from 48 hours) CHF,500 CHF 700 CHF 500 CHF,500 CHF,000 Global Assist 4-hour personal assistance yes yes yes yes Gold Assist (4 h/7 days) Health Insurance for Travel Abroad CHF 0,000 CHF 7,500 Search and recovery costs CHF 0,000 CHF 7,500 Luggage Insurance Personal baggage (per claim) CHF,000 CHF,000 CHF,000 CHF,500 Deductible for personal baggage (per claim) CHF 00 CHF 00 CHF 00 InsurancePlus insurance InsurancePlus insurance package optional optional yes package Monthly fee per card CHF 5 (per card) CHF 5 (per card package) inclusive ONLINE DATA EXPENSE MANAGEMENT Travel Cancellation Insurance Abroad CHF 5,000 CHF 5,000 CHF 3,000 CHF 5,000 CHF 3,000 Deductible with Travel Cancellation Insurance Abroad Loss Damage Waiver for Rental Cars for Travel Abroad Deductible per claim for Loss Damage Waiver for Rental Cars for Travel Abroad CompanyOnline (Online Account Access) MyAccount (American Express Online Account Access) CHF 0 CHF 00 CHF 00 CHF 80,000 CHF 80,000 CHF 50,000 CHF 80,000 CHF 50,000 CHF 400 CHF 400 CHF 400 yes yes yes yes American Core yes American Enhanced yes American Express Billing Support Files (for company administrators) Data Provision File (for company administrators) SDG File Transfer (for company administrators) Compatible with all standard software tools for expense management and working with other providers yes one-off payment per basic account: CHF 00 monthly per card: CHF 5 CHF,000 per basic account/ year yes yes yes yes PICTURE CARD Card with company logo One-off fee per company EUR 00 (black) Annual fee per card EUR 3 Card in own design One-off fee per company EUR 00 (full size image) Annual fee per card EUR 3 These benefits require separate registration at

5 Silver card package Gold card package American Express Corporate Card Business Euro Silver American Business Standard Gold American Business Gold CompanyBenefits LOYALTY PROGRAM / BONUS Rewards Classic ( point for every CHF spent 3 ) Rewards Basic (0.5 points for every CHF spent 3 ) Conversion rate for SWISS Miles & More mile participation CHF 50 per card/ year (excl. VAT) inclusive inclusive points points points card spending bonus yes OFFERS American Express Selects exclusive special offers for cardholders American Savings Plus exclusive special offers for corporate clients yes yes yes yes yes yes BUSINESS TRAVEL American Express travel service offices (at,700 locations worldwide) yes yes CompanyCards Personal travel agency travel services yes yes Travel privileges rental cars yes yes Travel arrangements hotels yes yes ANNUAL FEES Annual fee st year First card CHF 0 EUR 0 CHF 0 CHF 0 Other cards CHF 0 EUR 0 CHF 0 CHF 0 Annual fee from nd year First card CHF 40 EUR 50 CHF 00 CHF 00 Other cards CHF 40 EUR 50 CHF 00 CHF 00 Replacement card In the case of loss, theft or willful damage inclusive EUR 0 CHF 5 CHF 5 ANNUAL FEE CONCESSION (following years) Rewards points Card spending bonus Waiver of annual fee on the first card 5,000 points 50,000 points Waiver of annual fee on other cards 5,000 points 50,000 points From CHF/EUR 7,500 spending 3 per card and year From CHF/EUR 5,000 spending 3 per card and year 50% 00% ADDITIONAL CHARGES Withdrawals at ATMs Switzerland 4%, at least EUR 3 Abroad/bank counter 4%, at least EUR 6 4 at least CHF 0 4 at least CHF 0 4 Payment reminder fee Fee per payment reminder CHF 0 EUR 3 CHF 0 CHF 0 Credit interest Annual interest 5% 5% 5% 5% Handling fee for foreign CHF currency transactions All other currencies %.5%.5%.5% PostFinance fee for payment at a counter Price from the post office charged for cash payments at a post office counter according to current postal charges according to current postal charges 3 4 Spending on the lottery, betting and casinos is treated like ATM withdrawals. 5 No liability, provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC). according to current postal charges PAYMENT DETAILS Billing types Central yes yes yes yes Individual yes Payment options Direct debit (DD) yes yes yes yes ISR/IPI yes yes yes yes OTHER Card replacement within 4 hours within 48 hours within 48 hours within 48 hours Liability in the event of theft or loss of the card none 5 none 5 none 5 none 5 Swiss bank account Swiss bank Swisscard AECS GmbH P.O. Box 7 CH-880 Horgen American Express and MasterCard Cards, issued by Swisscard AECS GmbH 60_5006_CS_Factsheet_AXMC_Firmenkarten_CS_web_e