SEPTEMBER - DECEMBER ~ September 10 ~ Locust Grove Mansion and Loeb Art Center Poughkeepsie

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1 Calendar of Events SEPTEMBER - DECEMBER 2015 ~ September 10 ~ Locust Grove Mansion and Loeb Art Center Poughkeepsie ~ October 21 ~ and Innisfree Gardens Dover Plains and Millbrook ~ November 4 ~ AARP Defensive Driving Class Ulster Savings Bank, Kingston ~ November 10 ~ Salute Our Veterans Villa Roma Resort - Callicoon ~ December 14 ~ A Playhouse Christmas 2015 Hunterdon Hills Playhouse - Hampton, NJ Investment, Tax, Payroll and Insurance products and services available through Ulster Insurance Services, Inc., and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

2 Letter from Helen A mind that is stretched by a new experience can never go back to its old dimensions. ~Oliver Wendell Holmes, Jr. Group adventures are unique one in which you board with familiar companions, but as the day progresses you begin to develop lifelong friendships with new intriguing faces. You laugh with each other and discover new things about yourself. You explore new places and share new experiences that will last a lifetime. This is how we energize our day as Freedom Select Members. For those of you that would like to be inspired by local hotspots, this could be a perfect time to take advantage of your Freedom Select benefits. I have chosen a variety of nearby, neighborhood attractions that will make your day worthwhile. What better way could we appreciate fall foliage than to take a journey through the counties in which we live. As a friendly reminder please take advantage of the benefits of your membership not offered anywhere else. If you would like to see a list of your benefits online you can go to the Freedom Select section on ulstersavings.com or I will mail you a brochure upon request. When I am not on a scheduled event I m at my desk to welcome your questions and suggestions. Don t hesitate to call or stop by. Sincerely, Helen Caunitz Freedom Select Coordinator Membership Requirements: Freedom Select benefits are available to Ulster Savings Bank customers 50 years or better. There is a maximum of two individuals per household for Freedom Select membership; the lead individual must maintain combined deposit balances of $25,000 or more and the second party must have an account relationship with USB. An active personal checking account relationship is required. Your account will be considered inactive if, for two consecutive years a deposit is not made to the account or a withdrawal is not made from the account. Member benefits are available as long as minimum balances are maintained. Program benefits and requirements for participation can be changed upon 30 days notice, provided that any change applies to all members.

3 Locust Grove Mansion Poughkeepsie The Frances Lehman Loeb Art Center Vassar College Dover Plains Innisfree Gardens Millbrook Thursday, September 10, 2015 We will begin our morning right at the Locust Grove Estate with a guided tour. Then we will depart for a delightful luncheon at Artist s Palate on Main Street in Poughkeepsie. After lunch we will depart for an afternoon tour of the Art Center at Vassar College. Just when you think we will be going home we will return to Locust Grove Estate and continue our tour with time for the Gift Shop and to roam the gardens. The evening will be topped off by Sunset Sensations from 5:30pm to 7:30pm a unique wine and food sampling. $ 99 per person includes transportation, tours, luncheon, wine & food sampling and gratuity. Payment due by August 10, Kingston 9:15am 8:00pm Highland 9:45am 7:45pm Poughkeepsie 10:00am 7:30pm Wednesday, October 21, 2015 We will enjoy breathtaking seasonal colors and views across the Hudson Valley as we journey to the home of. Known as the home to the most advanced maple syrup production facility in the country, our 60-minute tour will trace the route maple sap travels in a day from tree to barrel. This sweet tour culminates in a guided tasting in the Tasting Room, which offers a full view into Crown Maple s hand bottling and sugar making operations and includes a chef-prepared, farm to table lunch (served family style) at The Farm Stand. After lunch, we will depart for Innisfree Gardens, a powerful icon of 20 th century landscape design. Recognized as one of the world s ten best gardens, we will enjoy a private guided tour* given by a landscape curator. *The guide will give a short version of the tour to avoid the exposed tree roots and stairs. You can choose to meander at your own pace, relax and enjoy the spectacular views or take the tour. $99 per person includes transportation, tours, luncheon and gratuity. Payment due by September 21, Kingston 8:45am 6:30pm Highland 9:15am 6:15pm Poughkeepsie 9:30am 6:00pm All times are approximate, depending on weather and traffic. Please plan accordingly. Trip Policies Pick-up Points: Freedom Select motor coach day trips (unless otherwise noted) will depart from the following locations: Kingston: Kingston Plaza, parking lot behind Kingston Physical Therapy Highland: Commuter parking lot at the intersection of Route 9W and Route 299 Poughkeepsie: Samuel F.B. Morse State Historic Site or Ulster Savings Bank Motorcoach Seating Assignments To accommodate passengers boarding at three pick-up locations, Freedom Select assigns seats as you board the motor coach. Travelers Needing Special Attention It is strongly recommended that a member is accompanied by a companion capable of providing such assistance. Ulster Savings Bank regrets that it cannot provide special individual assistance to Freedom Select members with special needs.

4 Salute Our Veterans Villa Roma Resort, Callicoon A Playhouse Christmas 2015 Hunterdon Hills Playhouse Hampton, New Jersey Tuesday, November 10, 2015 Join me for a tribute to our nation s heroes with an exciting live stage show, choreographed dance numbers, superb costumes and a live band. We will enjoy refreshments upon arrival, a sit-down 5-course luncheon and a full day of activities. Play bingo before departure (optional) for a chance to win a two night stay. For those who chose not to play, you are at your leisure until the coach departs. $99 per person includes transportation, luncheon, show and gratuity. Payment due by October 12, Kingston 8:00am 7:00pm Highland 8:30am 6:45pm Poughkeepsie 8:45am 6:30pm Monday, December 14, 2015 An ensemble cast of multi-talented performers celebrate Christmas in an original holiday song and dance fest featuring traditional carols, classic and contemporary Yuletide compositions, humorous skits, and spectacular dance numbers - all backed by a live onstage orchestra. $99 per person includes transportation, luncheon, show and gratuity. Payment due by November 13, Kingston 7:45am 6:15pm Highland 8:15am 6:00pm Poughkeepsie 8:30am 5:45pm AARP Defensive Driving Class - Kingston Wednesday, November 4, :30am - 5:00pm Class held at Ulster Savings, 180 Schwenk Drive in Kingston. Participation in this program may make you eligible for an auto insurance discount with proof of participation sent to your insurance company. $20 AARP Members / $25 non-aarp Members. Payment due on day of class. Make checks payable to AARP. Responsibility Statement Ulster Savings Bank acts only in the capacity of agent and accepts no responsibility for the services of any transportation company or any additional expenses due to delays, loss or accident to passengers occasioned by such service or sickness, weather or whatever cause. All such losses shall be borne by the passenger. Ulster Savings Bank reserves the right to cancel or withdraw any tour participant if his or her actions or situation impose upon or disturb or threaten to disturb other members of the tour. The right is also reserved to amend the itinerary should it be found necessary for members of the group or for other reasons. Day Trip Cancellation Policy Freedom Select will make every effort to refund a cancelled reservation. Cancellations or no-shows on day of ticketed events are non-refundable. Freedom Select reserves the right to cancel a trip due to low response rate and a full refund will be issued to those who made payment. Questions or Inquiries Contact Helen at hcaunitz@ulstersavings. com or , ext

5 Event Lottery Registration Instructions DEADLINE: July 2 nd To be included in the lottery please respond by July 2 nd. If your form IS chosen you will receive written confirmation. If your form IS NOT chosen it will remain on standby. You will be notified if your name is drawn from another lottery in case of cancellations. Registration Options MAIL Ulster Savings Bank Freedom Select 280 Wall Street Kingston, NY hcaunitz@ulstersavings.com CALL Helen at , ext Event Lottery Registration Form Please write 1 or 2 to indicate the number of reservations requested. For the lottery drawing members can request up to two reservations per trip. Additional reservations are standby and will be confirmed if space is available. September 10 th October 21 st November 4 th November 10 th Locust Grove and Loeb Art Center and Innisfree Gardens AARP Defensive Driving Class Salute Our Veterans December 14 th A Playhouse Christmas 2015 Name: Address: Phone: Check this box if you would like to receive future calendar of events by instead of regular mail and help US go green! Sitting With: Please have an insurance representative contact me for a free quote. Auto Insurance Home insurance Investment, Tax, Payroll and Insurance products and services available through Ulster Insurance Services, Inc., and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.