The world is waiting. Explore it. A guide to studying or working abroad.

Transcription

1 The world is waitig. Explore it. A guide to studyig or workig abroad.

2 Cotets Sectio 1 Before departure Sectio 1 Before departure 3 Cogratulatios! 3 Pre-departure checklist 4 Travel Advice 5 Suggested items to pack 6 Health Care 7 Fiaces 8 Accommodatio Optios 10 Laguage Skills 11 Keepig i touch 12 Researchig before you leave 13 Sectio 2 - While abroad 14 Arrival Checklist 14 Culture ad Laguage 14 Sectio 3 - Upo your retur 15 What you eed to do 15 Aexes Essetial UWE Cotacts Local cotact iformatio Embassy, Cosulate, High Commissio Iformatio Isurace Details 17 Cogratulatios! We would like to cogratulate you o securig a iteratioal opportuity. We hope you will have a ejoyable ad iterestig iteratioal experiece. Arrivig i a ew place ad learig how to live, study or work i aother coutry ca be a challegig experiece. This guide aims to help you to prepare for this trasitio by givig practical advice for preparatio ad whe you arrive. I the pages of this guide, you will discover the cotact details for people who are able to help ad support you before departure ad whilst you are there. Please feel free to cotact ay of them. We look forward to meetig you durig the pre-departure briefig sessios, where you will be able to ask ay further queries. Good Luck with your iteratioal experiece! Study Abroad Team studyabroad@uwe.ac.uk 3

3 Pre-departure checklist Travel Advice The checklist below provides a list of priority tasks to complete before you leave for your host coutry. Please esure that you complete these tasks i good time to esure smooth ruig of your time abroad. Whe travellig abroad it is essetial to be aware of ad uderstad the ecessary documets ad procedures relevat to your host coutry. The iformatio below has bee divided ito sectios applicable to those who are travellig to EU coutries ad those goig beyod. UK passport holders ca fid further iformatio o visa requiremets ad specific coutry travel advice by visitig the Foreig ad Commowealth Office s website: ad clickig o Travel Advice. 3 6 moths to go Book ad atted visa iterview with Embassy if required Fid out what immuisatios you eed ad visit your GP to arrage prescriptios ad ay ecessary immuisatios Iform studet fiace of your circumstaces Research your host coutry/regio/city/culture before arrival Sig up for the UWE Laguage exchage ad start learig some key phrases 3 3 moths to go Bakig - Explore the best optios to access your moey overseas Explore how you will access healthcare ad detal services i your host coutry Accommodatio speak with your host istitutio/compay/ orgaisatio to see what opportuities exist Arrage travel book tickets, research routes ad arrival at accommodatio Exchage studets get i touch with previous studets for tips o accommodatio ad settlig i at your ew uiversity Look ito mobile phoe services i your host coutry Work placemet studets if you have t doe so already, cofirm your placemet to UWE 3 1 moth to go Complete the cotact iformatio i Aex 2 so you have details of UWE cotacts ad cotacts i your host coutry Esure cotact details o myuwe are up-to-date Prit all copies of ecessary paperwork leavig copies at home with relatives for safety Make arragemets so that you ca access cash o arrival should you eed to use public trasport Work placemet studets fialise ay outstadig details of your placemet with your employer Pack! see page 6 Before you leave the UK, it is recommeded that you check that your passport is up-to-date ad will cover the time that you are away - some coutries require a miimum amout of time still o your passport before you eter. Travel Isurace UWE Bristol s isurace policy covers to studets who udertake a study exchage or work placemet that is a compulsory ad creditbearig aspect of their UWE Bristol degree. This isurace provides studets travellig abroad with medical, persoal property, persoal ijury ad accidet cover. For work placemets, a agreemet will also be made with the employer o idemity isurace as part of the placemet agreemet ad health ad safety form. Further details will be made available to studets who are successfully selected for exchage or cofirm a appropriate work placemet. Some parters or work placemets may require you to purchase additioal isurace. Please esure that you also take a hard copy of this with you as well as leavig a copy with your family or frieds at home. Travellig to EU Coutries UK passport holders travellig to a coutry withi the Europea Uio require oly a valid passport (to be safe please have 12 moths of validity). If you eed to apply for a ew passport before departure allow at least 6 weeks for completio. Travellig outside of EU Coutries Visa iformatio UK passport holders who will be participatig i a o-eu iteratioal experiece will most likely be required to obtai a visa for their time spet abroad. The uiversity/compay/volutary orgaisatio you will be with may be able to help you with the visa applicatio so do seek advice from them. You should also look at the website of the Embassy/Cosulate of your destiatio coutry for further iformatio. Most coutries will have a office i Lodo which should be able to offer assistace. The FCO has a helpful listig o its Lodo Diplomatic List. No-UK Passport Holders No-UK passport holders should ote that they may eed a visa to study or work withi or outside of the EU. Studets studyig at UWE o a Tier 4 visa udertakig a work or study placemet as part of their course should make the Uiversity aware of their visa status whe applyig for a iteratioal opportuity. This eables us to make appropriate arragemets for attedace moitorig whilst workig or studyig abroad. Travel Tips for All While emergecy situatios are fairly rare, it is always good to remai prepared durig your stay i your host coutry. Here are some simple thigs you ca do i preparatio: Always keep both your host ad home uiversity s cotact iformatio hady ot just saved o your mobile phoe but also writte dow ad kept with you at all times. Familiarise yourself with ay evacuatio or emergecy procedures at your host istitutio. Fid out who should be your first poit of cotact i the evet of a emergecy. Stay up-to-date with the latest ews ad local evets i your host coutry. Thik about differet optios ad routes that might be possible should you urgetly eed to leave your host coutry. Be flexible ad remember that you ca ot pla for everythig. Always thik worst-case sceario, but thik positively! For further travel advice o travel overseas to problem areas, you ca cotact the Global Security Cetre at gsc@travelsecurity.com. 4 5

4 Suggested items to pack Health Care Remember everythig you pack you carry! 3 Passport ad boardig pass/travel bookig details Recommeded documetatio (fiacial iformatio; studet status letter from UWE ad acceptace letter from host uiversity/compay/orgaisatio; cotact umbers etc.) these should be take i your had baggage The address of your ew accommodatio you may eed to provide this whe completig a ladig card to go through immigratio Climate/culturally appropriate clothig ad shoes Some local currecy & your bak card Prescriptio Medicies (take with you i had luggage) Spare glasses/cotact leses ad solutio Favourite tues/photos/home comforts Towel (buy bed lie whe you arrive due to its weight) A copy of the UWE Travel Isurace Cover Summary plus documetatio to support ay additioal cover that you ve take out Istitutio, workplace or host orgaisatio cotact details see Aex 2 Whe packig make sure you review the airlie ad coutry regulatios o what items you are or are ot allowed to brig with you. Health isurace UWE Bristol studets o a UWE Bristol study abroad exchage or placemet which is part of their formal uiversity course are covered by UWE Bristol isurace. The UWE Bristol policy icludes medical cover as follows: MEDICAL EXPENSES up to 10,000, excess (N.B for claimats usig a EHIC to reduce the cost of treatmet, the 25 deductible will be waived) Icludig Supplemetary Travel Expeses I-patiet supplemetary beefit outside UK - 50 each 24 hours for up to 1 year. Icludig Search ad Rescue Expeses. Fueral expeses up to 3,000 ( 5,000 USA/Caada) icludig reasoable costs of trasportig the body to coutry of domicile. PERSONAL INJURY/ACCIDENT 50,000 payable i the evet of accidetal death, loss of limb or eye or permaet iability to work agai. Fueral expeses up to 3,000 ( 5,000 USA/Caada) icludig reasoable cost of trasportig the body to coutry of domicile. Please make sure to review the isurace policy so you are aware of the scope of activities this policy will/will ot cover (e.g. the isurace will ot cover your holiday travel outside of the exchage coutry); this will also help you decide if you will eed to take out ay additioal medical ad/or travel isurace. A full copy of the travel policy wordig is available olie for your referece. If you have ay questios about this policy, please cotact Joh Elliot i Fiacial Services, Joh2.Elliott@uwe.ac.uk ADDITIONAL COVER AVAILABLE see back of guide. Travellig to EU coutries Studets travellig to EU coutries eed a EHIC card, which exempts you from most heath care costs i Europe. This card should be carried with you at all times ad act as your first poit of call whe addressig health issues i your host coutry. Please cosult the NHS website for iformatio o applyig, reewig ad beefits: Travellig outside of EU coutries Whe travellig overseas the or the websites provide helpful guidace o immuisatios ad travel health. You should also visit your GP or Practice urse. Make sure you do this well i advace of travel as some vacciatios will eed to be give over a period of time. Do t forget to also take alog copies of your passport ad visa, uiversity etrace ad/or fiace documets ad credit card umbers i case of loss or theft. We also recommed you leave a copy of all importat documetatio with a family member or fried at home. 6 7

5 Fiaces UK fiaces Studet Loa If you ormally receive a studet loa ad your study abroad exchage or placemet overseas is part of your degree, you should still qualify for a studet loa. You may also be etitled to apply to the Learer Support Fud. To fid out more, make a appoitmet to speak to a UWE Moey Advisor i Moey Advice ad Fuds Service by callig +44 (0) UWE Bursary Some studets may still be eligible for the UWE bursary durig their opportuity abroad. Check the UWE Bursary web pages for further iformatio. Specific queries o eligibility should be directed to uwe.bursary@uwe.ac.uk UWE Go Global Bursary The UWE Go Global Bursary gives you the chace to apply for fudig of up to 500 to help you udertake a overseas placemet, itership, work experiece or voluteerig opportuity. To be eligible, studets must be curret UK domiciled udergraduates ot yet i their fial year of study; i receipt of a Studet Fiace Maiteace Grat/Special Support Grat ad/or a UWE Bursary ad udertakig a geuie workig or voluteerig opportuity outside the UK. UWE Study Abroad Bursary The UWE Study Abroad Bursary is available to udergraduate studets o a study exchage which forms part of a UWE Bristol degree course ad which falls outside of the Erasmus scheme. Studets studyig abroad for the full academic year will receive a maximum amout of 1,000 i oe lump sum. Studets studyig abroad for oe semester will receive a maximum amout of 500 i oe lump sum. UK Bakig Iform your UK bak of your plas to travel abroad as part of your uiversity degree. Without iformig your bak about these plas you may ecouter difficulties (e.g. studet accout closure, phoe calls about bak card activities abroad which they assume to be fraud.) Cofirm that they have up-to-date cotact details for you. Bakig abroad Studets o a short programme ofte do ot feel the eed to ope a local bak accout. But if you wish to do so, you should seek the advice of your primary cotact (iteratioal studet support officer at your host istitutio, or the maager i your host coutry etc.). You may wish to sped some time lookig through the travel sectio of MoeySavigExpert. It provides iformatio o optios for obtaiig moey abroad (e.g., prepaid cards) ad has a useful tool for fidig the best exchage rates travelmoey.moeysavigexpert.com If you wish to buy a prepaid iteratioal credit/cash card (Cashplus, Travelex, Escape, etc.) before goig overseas, MoeySupermarket also offers comparisos at: Bakig i EU coutries Be aware that if you wat to ope a bak accout i a Europea coutry, you may eed to follow differet procedures tha you would i the UK. For example, i Frace you must set up a appoitmet ad throughout your time oe bak maager will hadle your fiaces. Whe visitig the bak to ope a accout, you may eed to take: 4 Copy of passport 4 Copy of EHIC card 4 Proof of Address (Teacy agreemet, Bill etc.) 4 Proof of study/work (Acceptace letter, Employmet cotract). Bakig i other parts of the world Accout opeig procedures vary betwee coutries ad i some parts of the world, opeig a bak accout may ot be advisible due to security, red tape ad the potetial laguage barrier. Please cosult your host istitutio or employer for further advice ad details. Avoid usig traveller s cheques they are beig accepted less ad less due to fraud. You may wish to see if you ca take out a madate to eable a family member to operate your UK accout o your behalf. Upo request they may also provide a letter of itroductio to allow easier opeig of accouts overseas. Cosider a pre-paid travel cash card for whilst you are away. See MoeySavigExpert for useful advice. There are lots of travel apps to help with exchage rates ad currecy exchage, flight comparisos etc. Be sure to review the fie prit for associated costs ad read reviews before eterig ito ay fiacial agreemets. 8 9

6 Accommodatio Optios Laguage Skills We advise all studets to arrage their accommodatio before travellig. At the very least, before you depart you should kow how to search for ad fialise housig i your host coutry. It is always good to lear helpful greetigs ad phrases before goig to a ew coutry. Look up some key phrases olie, buy a dictioary or phrase book ad cosider participatig i the UWE Laguage Exchage i the moths before you go. If you are participatig i a study exchage, existig ad previous exchage studets ca offer valuable first-had advice o fidig accommodatio. To get i touch with them, please cotact the Study Abroad Team studyabroad@uwe.ac.uk. May parter istitutios provide accommodatio or accommodatio advice. If the parter istitutio is ot orgaisig your accommodatio, you are advised to sort out the accommodatio before the start of your term. Work placemet studets may fid that their employer ca provide accommodatio recommedatios or put you i touch with previous studets they have hosted. Please be aware that each coutry is likely to have differet procedures or processes for retig accommodatio. It is likely that you will be expected to give your cotact details ad pay a deposit ad ret i advace, as well as providig copies of passport ad bak details for further paymets. Possible optios Arrage accommodatio prior to departure via host istitutio or compay Arrage to take the proceedig cotract from a curret UWE studet Search for private accommodatio o websites ad studet forums Leave a week or two before the start of term or cotract (stayig i a hostel or hotel) to fid accommodatio Cotact host istitutio/compay to iquire if there are other iteratioal exchage studets you could share accommodatio with Explore the possibility of a log term residece at a hostel or hotel Esure that the accommodatio is furished! Laguage learig Liguaaut - a great place to lear some key phrases before you go BBC Laguages - offers laguage help, grammar workshops ad more WordReferece - olie traslatio of words ad idioms Fregly - olie traslator that traslates as you type ito over 15 laguages Trasparet Laguage - get your free foreig laguage Word of the Day to your ibox, read up o laguage blogs from across the globe Testpodium - test your laguage skills before a exam Laguage Games - a fu website with foreig crosswords, hagma ad loads more Olie laguage lessos LiveMocha - fid people of your level or above, joi i the iteractive lessos ad make frieds olie Omiglot - search for the best websites accordig to your chose laguage Busuu - iteractive laguage courses ad lessos Byki - free laguage learig software Laguages i multimedia Multiligualbooks - offers a extesive list of foreig ewspapers, givig you the chace to subscribe to their feed Amazo - fid foreig audio books to dowload to your ipod or computer Spotify - get Spotify o your computer ad you ca ejoy music from all four corers of the world - free with a ivite. YouTube - fid all sorts of video ad audio clips o this website, from movie trailers to idividuals speakig i over 27 differet accets Smartphoe travel apps - fid the best of the lot here, with over 50 differet apps you ca dowload straight to your phoe If you re kee to ehace your laguage skills abroad, cotact you host istitutio or employer to ask about iductive laguage courses or local laguage schools

7 Keepig i touch Researchig before you leave Whilst you re abroad, keepig i touch with family ad frieds is essetial. To avoid beig discoected, thik about the followig before departure: Mobile Phoes Pay as you go plas Before you leave, take some time to read up about the coutry, its people ad the lifestyle. By takig the time to prepare i advace, you will have more of a idea of what awaits you. Below you will fid some useful websites to get you started: Mobile phoes ca be cheap to buy, but expesive to use iteratioally. Buyig a phoe ad pay pla abroad should be your last optio, regardless of your host coutry. The best optio is to get your phoe ublocked before leavig. This meas that your hadset ca be used with multiple differet etwork SIM cards. Cotracts You ca choose a combied phoe cotract, meaig the hadset will be cheaper or possibly free, but make sure you check the mothly paymet ad call chargers before sigig. There is ofte a mothly charge ad a commitmet to at least a year or two. I certai coutries, you ca get a SIM oly cotract which meas you keep your existig hadset. Agai check the cotract before sigig. It is commo for these types of cotracts to be yearly or eve mothly. Whe settig up a cotract with a mobile provider, be prepared to provide: 4 Acceptace letter from istitutio / compay 4 Proof of address i host coutry Pay-as-you-go plas will be similar to those i the UK, with o cotract, o eed to provide bak details, o commitmet ad o bill. This optio may be the best for those oly livig i the host coutry for a semester. A potetial disadvatage is the likely expese of makig iteratioal calls ad expesive data charges. However, with Skype ad social etworks o your PC/laptop, it may just mea that you ca t cotact home whe you are o the go. Iteret Your iteret coectio will deped o the type of accommodatio you choose as well as the mobile phoe optio you go for. Some accommodatio will iclude iteret with your ret, others may ot, ad hostels or hotels are likely to have Wi-Fi icluded. You may also opt for a mobile pla with large iteret data usage which may mea you wo t eed additioal iteret access. Be aware that if iteret is hard-wired ito your housig some ewer devices may ot have the data port for a Etheret cable. TravelBlog: Blogs from people livig, workig ad travellig abroad Third Year Abroad: A very useful website to help uiversity studets prepare for a iteratioal experiece abroad Loely Plaet: A traveller s perspective of the coutry icludig practical iformatio ad public trasportatio Foreig ad Commowealth Office: Travel ad cosulate advice ad iformatio from the Foreig ad Commowealth Office British Coucil STA Travel offers a rage of studet travel deals AgloIfo Iformatio ad support aimed at Eglish speakers livig i particular regios Iteratioal Studet Idetity Card (ISIC) provides a variety of studet discouts i the UK ad worldwide ad ca be purchased through STA travel. Other websites to check: The official Tourism Board website of your destiatio coutry to fid iformatio about history ad culture, thigs to do ad places to visit As well as doig web research before you leave, also thik about the followig: Buyig a phrase book Buyig a coutry or city guide, or takig oe out from the UWE library or your local library Study Abroad studets should cosider gettig i touch with curret or previous UWE studets who have studied at your destiatio for advice o life i your host coutry ad studyig at your host istitutio. The Study Abroad team studyabroad@uwe.ac.uk ca put you i touch 4 Persoal details 4 Bak details If you opt to get a iteret provider, the process may be more complicated tha i the UK. The airlie website for iformatio o duty-free allowaces, baed goods etc. If you are studyig abroad, also see whether your host uiversity has its ow Studet Uio Membership ad discout cards

8 Sectio 2 - While abroad Sectio 3 - Upo your retur Arrival Checklist 3 Register with your host orgaisatio ad atted all possible iductio or orietatio sessios arraged by your host If studyig abroad, visit the Iteratioal office at your host istitutio to get your Certificate of Arrival siged ad to fid out where to get additioal studet support Check your UWE regularly ad respod accordigly Register with a local doctor. Ucertai how? The speak to your host work/uiversity cotact Keep a joural or blog to record your memories especially the first day/week/milestoes Culture Act resposibly remember you are a ambassador of UWE Provide us with feedback about your experiece If eeded, purchase additioal Health Isurace for the duratio of your stay (i some coutries this may be madatory) Dealig with differet cultures The first few weeks i a ew coutry ca be a woderful ad excitig time. However, it ca also be a axious ad stressful experiece. Eve for the most properly prepared studet, it is ormal to feel levels of disorietatio, homesickess, helplessess ad frustratio as you settle ito a ew commuity ad host culture. There are a umber of thigs you ca do to help yourself cope with these feeligs: Get to kow fellow iteratioal studets ad share your experieces If studyig abroad, speak with staff i the appropriate studet services at the host istitutio Get ivolved with your local commuity (Studet societies/ activities at your host istitutio or workplace; voluteerig; your faith commuity i the area etc.) Keep i touch with family, frieds, ad uiversity staff back home Seek support from UWE cotacts (see Aex 1) Gettig settled Upo arrival, take some time to get to kow your local eighbourhood. As is the case i Bristol, there are areas that you would ad would ot feel comfortable goig ito. We therefore recommed that you check with local uiversity/compay staff for expert kowledge about your commuity. Make sure you kow where the closest hospital, police statio ad food markets are located. It is also good to ote their opeig hours as most coutries have differet schedules. What you eed to do Submit all faculty, placemet ad/or Erasmus documetatio where appropriate. For details o Erasmus documetatio see the hadbook Iformatio for Outgoig Erasmus Studets available o the Study Abroad web pages. Provide us with feedback about your experiece to help us better prepare others. If you received fudig through UWE (Erasmus fudig, Study Abroad bursary or the Go Global Bursary), this is a compulsory requiremet. Erasmus ad Study Abroad studets will receive a Studet View form by ; Go Global Bursary studets will eed to provide oe of the followig: a case study, a blog or diary, photos or videos, or social media postigs. Participate i promotio ad preparatio activities for future study abroad studets just as previous studets did for you! Get i touch with UWE Careers to discuss how you ca iclude your experiece withi your CV ad use it towards your UWE Bristol Futures award. Sed some photographs ad quotes to studyabroad@uwe.ac.uk so we ca use these i our website ad promotioal materials. We always love receivig photos of your iteratioal opportuities

9 Aexes 1. Essetial UWE Cotacts 2. Local cotact iformatio 4. Isurace Details Whe you travel outside the Uited Kigdom you are covered by a group Travel scheme admiistered by U. M. Associatio Ltd. A summary of beefits ad the services available is show below. If ecessary, please refer to the Isurace Officer (Joh Elliott, Commercial Services joh2.elliot@uwe.ac.uk) for the full terms ad coditios of the cover. The policy does NOT iclude cover for ay accompayig spouse or childre, or for ay holidays udertake before, durig or after the trip. Please see for private, additioal holiday cover. Departmet Support with Cotact details Wellbeig Service Studet Advice ad Welfare Homesickess & Stress Maagemet Fiace Study Abroad Team Study Abroad placemets icludig Erasmus ad o-erasmus exchage wellbeig@uwe.ac.uk Tel: +44 (0) Web: Wellbeig support wellbeig@uwe.ac.uk Tel: +44 (0) Web: Wellbeig support studyabroad@uwe.ac.uk Tel: +44 (0) /81255 Web: Study abroad Placemets Team Support for studets o placemet placemets@uwe.ac.uk Tel: +44 (0) Web: Placemets Global Studet Support UWE Studets Uio Advice Cetre Preparig studets for overseas experieces idepedet advice, guidace & iformatio to all UWE studets globalstudets@uwe.ac.uk Tel: +44 (0) advice@uwe.ac.uk Tel: +44 (0) Web: Orgaisatio Cotact perso: Address: Telephoe: Orgaisatio Address: Telephoe: Website: Hours: Cotact details 3. Embassy, Cosulate, High Commissio Iformatio Cotact details To fid the cotact details of the earest British Embassy/Cosulate to your destiatio coutry/city, go to Quick Liks: Fid a embassy o MEDICAL EXPENSES up to 10,000,000 Cover ot applicable if travellig agaist medical advice * 25 Deductible (NB for claimats usig a EHIC to reduce the cost of treatmet the 25 deductible will be waived). * Icludig Supplemetary Travel Expeses. * Icludig Fueral Expeses ad repatriatio of remais up to 10,000. * I-patiet supplemetary beefit outside UK - 50 each 24 hours for up to 1 year. * Icludig Search ad Rescue Expeses. MEDICAL ASSISTANCE SPECIALTY ASSIST The medical expeses sectio of the cover is desiged to provide you with advice ad assistace should you become ill or sustai ijury durig your jourey abroad. This service is operated by a team of multi-ligual coordiators at Specialty Assist i the UK, who ca be cotacted at ay time of the day or ight, 365 days of the year. Specialty Assist will decide the most appropriate course of actio to help you through a emergecy. Cotact Specialty Assist before icurrig ay substatial expeses or beig admitted as a ipatiet at ay hospital, cliic or ursig home. Do ot arrage repatriatio without the prior approval of Specialty Assist. This Summary will ot be recogised as a guaratee of cover or paymet by ay hospital. The services available iclude: Advice over the telephoe. Medical repatriatio to the most appropriate hospital or to your home address. Keepig your family ad employer fully iformed. Arragig for up to two relatives or frieds to travel out to you - if this is cosidered medically ecessary. Guarateeig that your hospital bills will be met. Arragig repatriatio of remais i the evet of death (up to 10,000). To esure that the assistace services operate smoothly whe you eed them most, i the evet of a medical emergecy or if you require repatriatio you must: Telephoe or fax Specialty Assist i the UK usig the umber show below ad rememberig to use the correct iteratioal dialig code from the coutry i which you are callig. Quote your Referece, the title of your Istitutio ad your Name. Give the telephoe umber where you ca be cotacted. Give details of ayoe you would like to be cotacted - relative, fried, employer. FOR ANYTHING OTHER THAN MINOR AILMENTS, PLEASE CONTACT SPECIALTY ASSIST ON THE FOLLOWING NUMBER: Tel: +44 (0) Fax: +44 (0) Referece: UMAL 068/04 PERSONAL PROPERTY/BUSINESS EQUIPMENT - up to 10,000/ 5,000 * 25 Deductible (Icreased to 100 i respect of Busiess Equipmet ad 10% of claim i respect of laptop computers). * Emergecy Purchases up to * Sigle Article Limit - 1,500 (Icreased to 2,500 i respect of laptop computers). NOTE: Do ot pack moey or valuable items i your checked-i luggage whe i trasit. Retai these as had luggage. You must report ay loss, theft or damage to either the local Police or, where appropriate, the airlie (or other carrier) withi 24 hours ad obtai a writte report. MONEY - up to 5,000 * 25 Deductible. * Credit Card Misuse up to 3,000 (payable i additio to Moey limit). * Loss of Passport up to 1,500 (payable i additio to Moey limit). * Cash Limit - 1,000. NOTE: You must report ay loss or theft to the local Police withi 24 hours ad obtai a writte report. DISRUPTION up to 20,000 * Cacellatio up to 20,000 - Ay reasoable cause outside the cotrol of the travellig Perso (prior to departure). * Curtailmet up to 20,000 Specified causes. * Rearragemet up to 7,500 Ay reasoable cause occurrig outside the cotrol of the travellig Perso (after departure). * Travel Delay for the first 12 hours ad 50 for each further 12 hours, up to a maximum of 500, if strike, weather coditios, or breakdow causes delayed departure of your aircraft or other public trasport. * Hi-Jack for each day you are detaied. Icludes Domestic Travel Expeses ad Replacemet Expeses up to 5,000. PERSONAL INJURY up to 50,000 * Up to 50,000 payable i the evet of accidetal death, loss of limb or eye or permaet iability to work agai. * Up to 10,000 payable i respect of fueral expeses. * Icludes Disability Assistace, Medical Expeses, Movig Costs, Retraiig Expeses ad Coma Beefit. PERSONAL LIABILITY up to 5,000,000 * Up to 5,000,000 if you become legally liable to pay damages i respect of: accidetal bodily ijury (which icludes death illess ad disease) to ay perso. accidetal loss of or damage to material property. POLITICAL EVACUATION * Reimbursemet of evacuatio expeses up to 50,000 followig formal advice to leave the destiatio coutry. LEGAL EXPENSES (uderwritte by First Assist Group) * Up to 25,000 to help you recover damages or compesatio from a third party followig ay evet which results i Bodily Ijury to you or fiacial loss suffered resultig from the breach of ay travel or accommodatio cotract. * Up to 25,000 to help you i the defece of Crimial Proceedigs brought agaist you. * Legal Proceedigs etered ito i the USA or Caada are ot covered. IN THE EVENT OF A CLAIM Claim forms are available for pritig directly from the UMAL web site: travel/travel-claims-forms. Please complete, attachig all relevat receipts, documetatio etc ad forward to J Elliott i Commercial Services (if you are a employee). Studets are expected to settle their ow claims directly with Isurers. The cotact umber for U.M. Associatio Ltd is The Global Security Cetre (GSC) Security ad Icidet Maagemet Support Service Recogisig the risks staff ad studets may face whe deployed overseas, Cotrol Risks, the leadig iteratioal security cosultacy, ow provides security advice ad support to travellers i additio to the olie destiatio service Travel Security Olie (see UMAL website for details). This security advice ad support is provided by the fully equipped Global Security Cetre at Cotrol Risks Head Office i Lodo. It is maed 24 hours a day by a dedicated team of experieced security cosultats, providig assistace with ay security ad icidet maagemet situatios that may arise. By registerig your jourey ad cotact iformatio mobile ad , with your departmet, relevat alerts will be commuicated to you if they affect your travel. Should you become aware of, or are caught up i, a icidet you may call the Global Security Cetre for advice ad support. The Global Security Cetre s experieced cosultats will be able to respod immediately ad provide callers with all importat reassurace ad practical advice. Should you eed to use this service whilst travellig, the cotact details are: Tel: +44 (0) Fax: +44 (0) gsc@travelsecurity.com For prior advice o travel overseas to problem areas, please cotact the Global Security Cetre at gsc@travelsecurity.com. Alteratively, logo to their website with the user ame umal70 ad password 28y64 at PLEASE REMEMBER... Always carry this summary with you. Do ot pack moey or valuable items i your checked-i luggage whe i trasit. Retai these as had luggage. Keep a separate record of the telephoe ad fax umbers. Give details to a travellig fried, relative or colleague just i case you are uable to make the call yourself. Cotact Specialty Assist before icurrig ay substatial expeses or beig admitted as a ipatiet at ay hospital/cliic etc. Do ot arrage repatriatio without the prior approval of Specialty Assist. This Summary will ot be recogised as a guaratee of cover or paymet by ay hospital

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