Basic Current Account

Transcription

1 Curret Accouts Basic Curret Accout Applicatio form Please fill i the form usig BLOCK CAPITALS ad black ik. Tick ay boxes which apply. Satader is able to provide literature i alterative formats. The formats available are: large prit, Braille ad audio CD. If you would like to register to receive correspodece i a alterative format please visit for more iformatio, ask a adviser i brach or give us a call. Fillig i this form To be eligible for the Basic Curret Accout, you must: Be able to provide the required idetificatio from the list below (sectio 1). Live i the UK. Fully complete every sectio, fillig i N/A if ot applicable. Be aged 16 or over. Not already have a curret accout with Satader. 1 Customer idetificatio requiremets You must sed copies of these documets i with your applicatio. We are required to verify your idetity. As a result, you will be asked to provide evidece of your idetity (a copy of which will be retaied for our evidece) from the lists below whe opeig your Basic Curret Accout. Occasioally, to comply with HM Treasury sactios ad guidelies from the Fiacial Actio Task Force o moey lauderig, there may be additioal checks ad documets required if you are a atioal of a certai coutry. Please do ot sed origials; please provide ualtered black ad white photocopies of idetificatio. This must iclude photocopies of pages that cotai the followig photographs, referece details, trasactios ad curret UK etry/residece visas. Please also ote that photocopies do ot eed to be certified. What idetificatio do we require? New Satader customer please sed two items: oe from List 1 plus a separate item from List 2 ad tick which idetificatio you are providig. Please ote each item must be differet ad a black ad white copy. Existig Satader customer please sed oe item from List 1 ad tick which idetificatio you are providig List 1 Please provide ONE of the followig: Uexpired passport. Uexpired UK/EEA or Switzerlad photocard drivig licece. The date of the licece ad photograph must be i date. EEA or Switzerlad atioal idetity card. Norther Irelad voter s card. UK ID card for foreig atioals. Uexpired UK old style drivig licece ot provisioal. Notificatio of etitlemet to state/local authority beefit*. Notificatio of etitlemet to tax credit*. Notificatio of etitlemet to pesio from the DWP*. Notificatio of etitlemet to studet loa/grat*. Notificatio of etitlemet to other govermet/local authority grat*. HMRC (Ilad Reveue) codig/assessmet/statemet/tax credit* ot P45/P60s. Birth certificate (uder 18s oly). NHS medical card (uder 18s oly). Adoptio certificate (uder 18s oly). Youg persos PASS card (uder 18s oly). If you are uable to provide idetificatio from the above lists the please speak to your local brach before you post your applicatio. Importat the ame ad address detailed o your idetificatio must be the same as the ame ad address you provide us durig your applicatio. * Must be the most recetly issued documet ad less tha 12 moths old. ** Must be the most recetly issued documet ad less tha three moths old (except water bills less tha 12 moths old). List 2 PLUS aother ONE from the followig list. The oe from List 2 must be differet from the oe provided from List 1. Uexpired passport. Uexpired UK/EEA or Switzerlad photocard drivig licece. The date of the licece ad photograph must be i date. EEA or Switzerlad atioal idetity card. Norther Irelad voter s card. UK ID card for foreig atioals. Uexpired UK old style drivig licece ot provisioal. Coucil tax bill/demad letter*. Utility bill** ot mobile phoe, satellite/cable TV or iteret prited bills. Bak statemet ot iteret prited**. Credit card statemet** ot iteret prited. Local coucil ret card or teacy agreemet*. Notificatio of etitlemet to state/local authority beefit*. Notificatio of etitlemet to tax credit*. Notificatio of etitlemet to pesio from the DWP*. Notificatio of etitlemet to studet loa/grat*. Notificatio of etitlemet to other govermet/local authority grat*. HMRC (Ilad Reveue) codig/assessmet/statemet/tax credit* ot P45/P60s. HMRC (Ilad Reveue) correspodece icludig ame, address ad permaet NI umber* Pesio/beefit correspodece from the DWP*. Istrumet of a court appoitmet e.g. Probate or Court registered Power of Attorey. UCAS letter (studets oly)*. Birth certificate (uder 18s oly). NHS medical card (uder 18s oly). Adoptio certificate (uder 18s oly). Youg persos PASS card (uder 18s oly). Cofirmatio from your work/school/college/uiversity/care istitutio cofirmig your ame, address ad details of employmet/studet/ residece status (studets ad uder 18s oly)*. Paret s ID documet from List 2 (studets ad uder 18s oly).

2 2 Your details Everybody must fill i this sectio usig BLOCK CAPITALS ad black ik. Title Mr Mrs Ms Miss Secod customer this oly applies if you wat to ope a joit accout. Title Mr Mrs Ms Miss Other Other Are you: Are you: male? First ame female? male? First ame female? Middle ames Middle ames Surame Surame Other ames you re kow by or regularly use (ot ickames). Please iclude title, first ame ad surame Other ames you re kow by or regularly use (ot ickames). Please iclude title, first ame ad surame Date of birth D D M M Y Y Y Y Natioality Date of birth D D M M Y Y Y Y Natioality Secod atioality (if you have dual atioality) Secod atioality (if you have dual atioality) Have you lived i the UK for at least six moths or do you ited to? Yes No If No, please say which is your home coutry Have you lived i the UK for at least six moths or do you ited to? Yes No If No, please say which is your home coutry What will you use the accout for? (E.g. mai accout, payig bills) What will you use the accout for? (E.g. mai accout, payig bills) What is your home address? What is your home address? How log have you lived at this address? Y Y M M Home phoe umber (icludig area code) How log have you lived at this address? Y Y M M Home phoe umber (icludig area code) Mobile umber Mobile umber address address If you are 18 or over ad if you ve bee at your home address for less tha three years, give all the addresses you ve lived at i the past three years, icludig o-uk addresses. If you eed space for more tha two addresses, please add o aother sheet. Previous address If you are 18 or over ad if you ve bee at your home address for less tha three years, give all the addresses you ve lived at i the past three years, icludig o-uk addresses. If you eed space for more tha two addresses, please add o aother sheet. Previous address How log did you live at this address? Y Y M M Previous address How log did you live at this address? Y Y M M Previous address How log did you live at this address? Y Y M M How log did you live at this address? Y Y M M

3 3 Your home ad keepig i touch Everybody must fill i this sectio, usig BLOCK CAPITALS ad black ik. Do you: ow your home with a mortgage? ow your home outright? live with your parets, frieds or relatives? live i halls of residece/studet accommodatio durig term time ret your home? Secod customer Do you: ow your home with a mortgage? ow your home outright? live with your parets, frieds or relatives? live i halls of residece/studet accommodatio durig term time ret your home? 4 Your employmet details Everybody must fill i this sectio, usig BLOCK CAPITALS ad black ik. Are you: employed? self-employed? Secod customer Are you: employed? self-employed? retired? a studet? retired? a studet? a homemaker? uemployed? a homemaker? uemployed? If you re uemployed, how log is it sice you last worked? M M Y Y If you re uemployed, how log is it sice you last worked? M M Y Y Please fill i this sectio if you re employed or about to start work. Employer s ame Secod customer Employer s ame Employer s address Employer s address What is, or will be, your occupatio ad job title? What is, or will be, your occupatio ad job title? Whe did you, or will you, start work? D D M M Y Y Y Y Time with curret employer Y Y M M What is your employer s busiess? Cetral or local govermet, health or educatio Other public sector Private sector Self-employed Whe did you, or will you, start work? D D M M Y Y Y Y Time with curret employer Y Y M M What is your employer s busiess? Cetral or local govermet, health or educatio Other public sector Private sector Self-employed Is your employmet: Is your employmet: skilled? uskilled? skilled? uskilled? professioal? clerical? professioal? clerical? maagerial? armed forces? maagerial? armed forces? Please fill i this sectio if you re a studet. Secod customer What is your UCAS code? What is your uique UCAS umber? What is your UCAS code? What is your uique UCAS umber?

4 4 Your employmet details studet sectio (cotiued) What kid of course are you takig? Arts Busiess Computig Educatio Laguages Law or Politics Maths Literature or Classics Medical Sciece or Techology Social studies or media Egieerig or Architecture What kid of course are you takig? Arts Busiess Computig Educatio Laguages Law or Politics Maths Literature or Classics Medical Sciece or Techology Social studies or media Egieerig or Architecture Whe did you first start or whe will you start your course? D D M M Y Y Y Y Whe did you first start or whe will you start your course? D D M M Y Y Y Y How log is your course? How log is your course? Oe year Three years Two years Three years ad a placemet year Oe year Three years Two years Three years ad a placemet year Four years Five years or more Four years Five years or more Whe do you graduate? D D M M Y Y Y Y Which year are you i? (If you are betwee years, please say which year you will be i at the start of ext term.) First year Secod year Third year ad a Third year placemet year Fourth year Fifth year (or more) Whe do you graduate? D D M M Y Y Y Y Which year are you i? (If you are betwee years, please say which year you will be i at the start of ext term.) First year Secod year Third year ad a Third year placemet year Fourth year Fifth year (or more) 5 Your icome ad what you will ear Everybody must fill i this sectio, usig BLOCK CAPITALS ad black ik. If you are employed fill i 5A ad 5B; if you are ot employed oly fill i 5B. 5A Salary each year after tax ad Natioal Isurace (et icome) How ofte do you get paid? Every week Every two weeks Every moth Secod customer Salary each year after tax ad Natioal Isurace (et icome) How ofte do you get paid? Every week Every two weeks Every moth How do you get paid? By cheque Direct ito your curret accout How do you get paid? By cheque Direct ito your curret accout I cash I cash Where will your moey come from to pay ito your ew curret accout? Trasfer from aother Stadig order (a regular accout i your ame paymet from aother accout) Regular salary paymets Where will your moey come from to pay ito your ew curret accout? Trasfer from aother Stadig order (a regular accout i your ame paymet from aother accout) Regular salary paymets Mothly icome (after tax ad Natioal Isurace) Amout to be paid ito the accout each moth What are your mothly outgoigs (for example, ret, bills ad so o)? Mothly icome (after tax ad Natioal Isurace) Amout to be paid ito the accout each moth What are your mothly outgoigs (for example, ret, bills ad so o)?

5 5 Your icome ad what you will ear (cotiued) 5B Do you have aother icome? Yes No (for example, state beefits, icome. from ret, pesio or other) If Yes, please give details here. Secod customer Do you have aother icome? Yes No (for example, state beefits, icome. from ret, pesio or other) If Yes, please give details here. How ofte do you receive this other icome? How ofte do you receive this other icome? How is this other icome paid ito your accout? Direct from aother bak (E.g. beefits, pesio) I cash By cheque How is this other icome paid ito your accout? Direct from aother bak (E.g. beefits, pesio) I cash By cheque Where will your moey come from to pay ito your ew curret accout? Trasfer from aother accout i your ame Stadig order (a regular paymet from aother accout) Where will your moey come from to pay ito your ew curret accout? Trasfer from aother accout i your ame Stadig order (a regular paymet from aother accout) Mothly icome (after tax ad Natioal Isurace) Amout to be paid ito the accout each moth What are your mothly outgoigs (for example, ret, bills ad so o)? Mothly icome (after tax ad Natioal Isurace) Amout to be paid ito the accout each moth What are your mothly outgoigs (for example, ret, bills ad so o)? 6 Opeig the accout Telephoe Bakig Do you wat to register for Telephoe Bakig? Yes No We will sed you a Telephoe Bakig Number withi seve workig days. Olie Bakig Do you wat to register for Olie Bakig? Yes No We will sed you a Persoal ID umber ad Passcode ad your Registratio umber withi seve workig days. Secod customer Telephoe Bakig Do you wat to register for Telephoe Bakig? Yes No We will sed you a Telephoe Bakig Number withi seve workig days. Olie Bakig Do you wat to register for Olie Bakig? Yes No We will sed you a Persoal ID umber ad Passcode ad your Registratio umber withi seve workig days.

6 7 Data protectio statemet I cofirm that I am etitled to disclose iformatio about ay parter/spouse amed o the applicatio form. Usig my persoal iformatio Whether or ot I become a customer, you may use all the iformatio I give to you, Satader UK plc, or you hold o me to provide ad maage the accout, policy or service I have applied for. This icludes iformatio about the coduct (icludig details of trasactios) of ay accout or policy that I have with you, a group compay or a associated compay. You may also use my iformatio to help you develop ad improve your products ad services. You will keep iformatio about me after my accout is closed or my policy has eded. Sharig my persoal iformatio You may share my iformatio for the purposes described i this statemet with the group of compaies to which you belog (the Satader Group) ad your associated compaies, ad with service providers or agets. These compaies may be based i other coutries. I uderstad that you will make sure that my iformatio is oly used i lie with your istructios ad your ow strict policies o cofidetiality. If you trasfer my iformatio to aother coutry, you will also make sure that you give it the same levels of protectio as eeded uder the UK Data Protectio Act. You may also give essetial iformatio about my accout ad cards (if ay) to others if eeded to maage my accout ad/or reew my accout or policy ad for regulatory purposes. My marketig prefereces You may ivite me to take part i market research surveys ad idetify ad let me kow by post, telephoe or electroic media (icludig ad SMS) of products or services, which your group of compaies ad its associated compaies thik may iterest me. (If I am aged over 18, whe decidig whether to provide me with details of a credit product you may search the files of credit referece agecies which will ot make a record of this search available to other leders who search my file.) If I do t wat iformatio o other products ad services or to be icluded i market research, I ca tick the followig boxes: Please do ot cotact me: by telephoe by electroic media by post for market research Uless I have said otherwise, by cotiuig with this applicatio, I agree to you cotactig me usig ay of the methods show above. Credit referece agecies I uderstad that whe you assess this applicatio, ad ay future icrease i my credit or overdraft limit (this does ot apply to the Basic Curret Accout ad those uder 18), you will use the iformatio (icludig iformatio about the coduct of ay of my accouts) for credit assessmet, which may iclude credit scorig. For more iformatio o how credit scorig works, I ca read the Your applicatio ad credit scorig leaflet. You may make ay equiries relatig to me that you cosider ecessary (for example, from aother fiacial istitutio) ad search the files of credit referece agecies, which will keep a record of each search. This could affect my ability to get credit elsewhere withi a short period of time. Details about this applicatio (whether or ot it goes ahead) will be recorded at the credit referece agecy. A fiacial lik betwee joit applicats or betwee myself ad ay amed parter or spouse will be created at the credit referece agecy. This will lik our fiacial records, where each will be take ito accout i all future applicatios by either or both of us. If I already have a fiacial associatio you will assess my applicatio o this basis. This situatio will cotiue util oe of us successfully files for a disassociatio at the credit referece agecy. You will also pass details about me ad how I maage my accout (if my applicatio is successful) to credit referece agecies. I uderstad that this will iclude if I fail to make agreed paymets ito my accout ad that this iformatio may affect my ability to get credit. Verifyig my idetity ad fraud checks Before you ca ope my accout(s) or set up my policy, i order to prevet or detect fraud you will check ad share the iformatio provided i this applicatio or at ay stage with fraud prevetio agecies, ad may make searches at credit referece agecies who will supply you with iformatio, icludig iformatio from the electoral register, for the purposes of verifyig my idetity. Scorig methods may be used to verify my idetity. A record of this process will be kept that may be used to help other compaies to verify my idetity. If false or iaccurate iformatio is provided ad fraud idetified, details will be set to fraud prevetio agecies. Law eforcemet agecies may access ad use this iformatio. You ad other orgaisatios may search ad use the records held by credit referece ad fraud prevetio agecies to prevet ad ivestigate crime, fraud ad moey lauderig ad for example: to check details o applicatios for credit ad credit related or other facilities; to verify my idetity if I or my fiacial associate applies for other facilities; to udertake statistical aalysis ad system testig; to maage credit ad credit related accouts or facilities; to recover debt; to check details o proposals ad claims for all types of isurace; ad to check details of job applicats ad employees. You may also search ad use your iteral records for these purposes. You ad other orgaisatios may search ad use from other coutries the iformatio recorded at fraud prevetio agecies. Further iformatio o the credit referece agecies ad fraud prevetio agecies you use is available by telephoig Cards o my accout If I have cards o this accout, I uderstad that you may give iformatio o trasactios I have made usig my cards o my accout to ay paymet system uder which you issue my cards (for example, Visa or MasterCard), who may trasfer the iformatio overseas to deal with trasactios, to resolve disputes ad for statistical purposes. Access to my iformatio I uderstad I have the right to see certai records you hold about me if I pay a fee ad I ca get a iformatio sheet explaiig my rights from ay brach.

7 8 Basic Curret Accout declaratio I agree that the Geeral Terms ad Coditios ad the Curret Accouts Specific Coditios will apply to my accout ad how I use ay cards o the accout. I will ow the accout ad ot act as a trustee or omiee. The iformatio I have give o this form is true. Have you ever: bee made bakrupt? Yes No made a agreemet with your creditors who agree to accept part of what you owe them istead of the full debt, icludig a Idividual Volutary Arragemet (IVA)? Yes No had a court order for debt registered agaist you? Yes No If Yes, please give details here. For joit accouts I uderstad that either of us may use the accout o our ow util either of us gives you writte otice to say differetly. We caot give you this writte otice oce you have issued a card o our accout. I uderstad that by fillig i the applicatio, it does ot mea you have to ope the accout or give me ay cards. broke ay credit agreemets (i other words, do you have ay defaults registered agaist you)? Yes No 9 Sigatures Please do ot sig this form util you have read ad uderstood the full data protectio statemet. Sigature Secod customer Sigature Date D D M M Y Y Y Y Date D D M M Y Y Y Y Tick that you have completed the followig: Completed all of the applicatio form ad siged it. Have a black ad white photocopy of the origial idetificatio documet from List 1. Have a black ad white photocopy of the origial idetificatio documet from List 2 (ew Satader customers oly). Use the retur evelope provided or post to: Freepost Plus RSHG-KSKX-YUJK, Basic Bak Accout Applicatios, Satader, PO Box 1119, Bradford BD1 9NZ. We will sed you a letter withi seve workig days to let you kow whether we have accepted your applicatio. If you have ay questios about your applicatio, you ca call us o (Moday to Friday 8am to 8pm ad Saturday 8am to 6pm). PLEASE READ THE CUSTOMER IDENTIFICATION REQUIREMENTS IN SECTION 1.

8 BANK 0460 MAY 13 HF Satader UK plc. Registered Office: 2 Trito Square, Reget s Place, Lodo, NW1 3AN, Uited Kigdom. Registered Number Registered i Eglad. Telephoe Calls may be recorded or moitored. Authorised by the Prudetial Regulatio Authority ad regulated by the Fiacial Coduct Authority ad the Prudetial Regulatio Authority, except i respect of its cosumer credit products for which Satader UK plc is licesed ad regulated by the Office of Fair Tradig. Our Fiacial Services Register umber is Satader UK plc is also licesed by the Fiacial Supervisio Commissio of the Isle of Ma for its brach i the Isle of Ma. Deposits held with the Isle of Ma brach are covered by the Isle of Ma Depositors Compesatio Scheme as set out i the Isle of Ma Depositors Compesatio Scheme Regulatios I the Isle of Ma, Satader UK plc s pricipal place of busiess is at 19/21 Prospect Hill, Douglas, Isle of Ma, IM1 1ET. Satader ad the flame logo are registered trademarks. This item ca be recycled.