OUR CLEAR & SIMPLE GUIDE TO FUNERAL PRICING

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1 OUR CLEAR & SIMPLE GUIDE TO FUNERAL PRICING 1

2 SINCE 1962, FAMILIES HAVE PLACED THEIR TRUST IN THE HARRIS FAMILY Steve & Elizabeth Harris Let us help you through this sensitive time for your family: Our service is caring, helpful and unobtrusive Our people listen well and give full attention to detail Our setting is beautiful, warm and home-like Our fees are fair and competitive HARRIS FUNERAL HOME LTD. 220 St. James Street, London, Ontario N6A 1W9 Stephen J. Harris Managing Director

3 HARRIS FUNERAL HOME LTD Clear & Simple Funeral Pricing Packages Traditional Funeral Services Memorial Services Immediate Cremation Transfer Services These Package Prices are designed to simplify the process and represent exceptional value. The fees for our services are combined with the price of caskets so that you may easily understand total funeral home costs and plan according to your budget. Whatever your wishes may be, we can help. 3

4 HARRIS FUNERAL HOME: 2015 Packages CLEAR & SIMPLE FUNERAL PRICING Traditional Funeral Service - Memorial Service Immediate Cremation 1. Traditional Funeral Service Package Includes: a time of visitation (informal gathering) at the funeral home prior to ceremony ceremony in funeral home or other location all professional and support staff services embalming or basic preparation of remains necessary documentation casket as shown funeral stationery (tribute supplies) & available A/V equipment essential vehicles inclusive of lead sedan, funeral coach, and transfer vehicles after-service reception (facility, server, beverages) with package, add $ price of packages reflects discount from itemized fee schedule costs H.S.T. & disbursements not included Price of Traditional Funeral Package: with a classic wood casket Aldergrove Poplar, Crepe Lined Northern #428 ($1685) Package Price with Traditional Funeral $6700 Alfred Poplar, White Lining Victoriaville #417 ($2050) Package Price with Traditional Funeral $7000 Glentay Solid Ash Casket, Satin Lining Northern #444 ($2375) Package Price with Traditional Funeral $7225 Homeward Poplar Crepe Lining Victoriaville #5410 ($3125) Package Price with Traditional Funeral $8175 4

5 Price of Traditional Funeral Package: with a simple Cloth-covered wood Casket Cloth-covered wood, white lining Cleary #249 ($995) Package Price with Traditional Funeral $5950 with an Enviro or a Rental Casket Enviro-casket, cotton-lined Northern #101 ($1685) Package Price with Traditional Funeral $6700 Oak Rental Casket including Pine cremation casket Insert Northern #5 ($1950) Package Price with Traditional Funeral $6850 Poplar Eden Enviro Casket Northern #105 ($2500) Package Price with Traditional Funeral $7320 with fine Hardwood Casket: photos available upon request Ascot Solid Poplar, with Pink Satin Lining, Northern #620 ($3125) Package Price with Traditional Funeral $8175 Fairholme Octagon Oak, Mist Pink Lining, Victoriaville #900PC ($3400) Package Price with Traditional Funeral $8325 Dunfield Red Oak or Maxima Blond Oak Both with crepe lining, Victoriaville #5910 or #5759 ($3600) Package Price with Traditional Funeral $8500 Other Casket options are available. Please contact us to discuss your preferences. 5

6 Cremation Alternatives Many options are available to consider with cremation and the staff at Harris Funeral Home would be pleased to talk with you about your preferences. Over two-thirds of the families we serve opt for cremation. Sometimes a traditional funeral takes place prior to cremation. Other times, a memorial service is arranged; this is generally accepted to mean that the body will not be present for a service. When planning a memorial service family may choose to have a cremation urn present for visitation and services. As with traditional services, photos and flowers, music and ritual, may help to bring meaning and comfort. Our bright, homelike setting provides an ideal environment for family and friends to gather in remembrance. We also offer Immediate Cremation services. Our fees are very competitive and as always, our staff are compassionate and will be attentive to your wishes. 2. Memorial Service Package Includes: all immediate cremation transfer arrangements and cremation casket/container ceremony in funeral home or other location all professional and support staff services basic preparation of remains, no embalming basic vehicle requirements necessary documentation funeral stationery (tribute supplies) & available A/V equipment after-service reception (facility, server, beverages) with package, add $ a large selection of urns and funeral stationery is available, meet with us for details H.S.T. & disbursements not included 3. Immediate Cremation Transfer Service Package Includes: all professional and support staff services and cremation casket/container basic preparation of remains, no embalming necessary documentation necessary transfer vehicles for immediate cremation arrangements H.S.T. & disbursements not included Price of Memorial Service or Immediate Disposition Packages: Hardboard Disposition Container Cleary #105 ($295) Package Price with Memorial Service $2975 with Memorial Service and visitation the day prior $3675 Immediate Cremation Package Price $1850 Enviro-container, all wood cloth lined Northern #102 ($645) Package Price with Memorial Service $ with Memorial Service and visitation the day prior $4000 Immediate Cremation Package Price $2250 6

7 BASIC REQUIRED INFORMATION FOR FUNERAL ARRANGEMENTS: as it relates to the person for whom arrangements are being made: Full Legal Name: Address: Date & Place of Birth: Social Insurance Number: Occupation most of working life: Marital Status: Full name at birth of spouse / partner: Parents full names at birth & places of birth: Faith Leader / Religious Affiliation: Cemetery name & details: Name, address, and phone number of executor(s) or person(s) in charge of arrangements: Other pertinent details or preferences: HARRIS FUNERAL HOME LTD. 220 St. James St., London, ON N6A 1W9 telephone: info@harrisfuneralhome.ca 7

8 ITEMIZED FEE SCHEDULES Please refer to our Clear & Simple Funeral Pricing for packages which include services listed in the following Fee Schedules at discounted prices. The following pages list fees for services and supplies (caskets, urns, outer burial container) which are charged if a package is not chosen from the available options in the Clear & Simple Funeral Pricing guide. For more information at no obligation, please contact the funeral home. 8

9 PROFESSIONAL & STAFF SERVICES FEE SCHEDULES Basic professional fees $ Professional consultation with licensed personnel, which may include but is not limited to, expert advice on options to meet your needs, including essential services relating to disposition, drafting notices, planning scheduling of services, advising regarding possible government benefits. A Basic professional fee is payable whenever we provide services to you. Coordinating rites and ceremonies $ Coordination of all rites and ceremonies, before, during, and after they have been provided, including services and supplies provided by us, as well as those provided by third party suppliers, such as flowers and death notices. Documentation permits, forms, etc. $ Completion and filing of all documents necessary to carry out the services and supplies requested, including, but not limited to, death registration, burial permit, coroner s certificate for cremation, documentation necessary to the ship the body out of the country. As part of this service, we will provide you with 15 proof of death certificates; such certificates are usually accepted for most estate settlement purposes, but sometimes a provincial Death Certificate will be necessary and is available from the Office of the Registrar General. Transport Remains $ Transportation of the remains from one place to another, for example the hospital to our premises, or from our premises to the cemetery or crematorium using a transfer vehicle, for distances not exceeding 50 km. A charge applies for each transportation request. Additional charge for distance per km, one way: $1.50/km Additional staff service charge for removal from residence or other non-institutional setting: $95.00 Additional staff service charge for remains in excessof 300 lbs. $ Basic preparation of remains $ (requires facilities for preparation/embalming/shelter) The preparation of the body for placement in the casket, including bathing, dressing and the setting of facial features for identification or viewing without embalming. Embalming of remains $ (basic preparation fee included embalming requires facilities for preparation/embalming/shelter) Embalming is the process of replacing blood and bodily fluids with chemical preservatives. It is a process of sanitation, restoration and temporary preservation. Embalming is not legally required, but may be recommended to preserve the body between the time of death and the visitation or disposition of the deceased. Our professional funeral directors will make a recommendation based on the condition of the body and expected service needs. Staff services for visitation $ Staff to coordinate and oversee the visitation (informal gathering) prior to ceremony, funeral or memorial service. Staff services for ceremony $ Staff to coordinate and oversee the ceremony or memorial. Staff services for after-service reception $ Staff to prepare beverages, serve and clean-up for an after-service reception of up to 85 people. Additional staff charge for after-service gathering up to 150 people $ Unless otherwise indicated, all prices do not include applicable taxes 9

10 FACILITY CHARGES FEE SCHEDULES Basic Facilities $ Use of our general and common areas, off-street parking, public washrooms, heating, lighting and maintenance. Facilities for preparation / embalming / shelter $ Facilities used to prepare, embalm and shelter the body. Facilities for visitation (requires staff services for visitation) $ Designated facilities used for visitation (informal gathering) for a period of up to one day prior to ceremony, funeral or memorial service. Facilities for ceremony (requires staff services for ceremony) $ Facilities for after-service reception $ VEHICLES General Duty Vehicle $ Vehicle to Registry, coroner s office, flower delivery, etc. Funeral coach on day of Service $ Appropriate vehicle for ceremony or funeral service, to transfer casket from funeral home or other ceremony location to cemetery Transfer vehicle $ Vehicle for transfer of remains from one place to another, for example the hospital to the business, or the business to the crematorium. A charge applies for each transportation request. Lead car / clergy car / sedan for family $ Vehicle to lead cortege to place of ceremony or cemetery. A sedan may also be provided for family, comfortable for 3 passengers. A charge applies for each transportation request. Limousine: Limousines may be hired from local services as requested. The fee will be invoiced under disbursements at the costs charged by the limousine services and are not included in packages in the Clear & Simple Funeral Pricing guide. TRIBUTE SUPPLIES Register Book, 100 Memorial Cards, Acknowledgement Cards, and disc of up to 25 digital photos scanned by the funeral home for slideshow $ Register book only: $50 Acknowledgement cards only, up to 100 cards: $50 Memorial cards with photo: $1.25 per card Unless otherwise indicated, all prices do not include applicable taxes Refer to Harris Funeral Home, Clear & Simple Funeral Pricing for available packages and discounted pricing. 10

11 CASKET SELECTION Refer to Harris Funeral Home, Clear & Simple Funeral Pricing for photos of listed caskets and package discounts (As of November 1, subject to change and availability - tax. additional) Unless otherwise noted, all caskets are standard adult size, approximately 81 long, 28.5 wide, 22.5 tall. * Cremation containers are approximately 78 long, 23 wide, 13 tall Mftr. Code # Name Description Price Victoriaville 62 Berwick Solid Oak (blonde), Velvet Lined $ Northern 955 Urnside Solid Cherry, Velvet Lined $ Northern 130 Dufferin Solid Cherry (red), Velvet Line $ Northern 125 Rosedale Solid Cherry (red), Velvet Lined $ Victoriaville 5710 Maxima Solid Oak (blonde), Crepe Lined $ Victoriaville 5759 New Dunfield Solid Oak (blonde), Crepe Lining $ Victoriaville 700 Fairholme Octagon Oak (blonde), Pink Crepe Lining $ Victoriaville 5410 Homeward Poplar, Mahogany Finish (red), Crepe Lining $ Northern 620 Ascot Solid Poplar, Mahogany Finish, Pink Lining $ Northern 105 Eden Enviro Casket, Poplar, Cotton Lining $ Northern 444 Glentay Solid Ash (blonde), Crepe Lining $ Victoriaville 417 Alfred Poplar Poplar (brown), Beige Lining $ Northern 101 Enviro Poplar, Natural Finish, Cotton Lining $ Northern 428 Aldergrove Poplar (light brown), Crepe Lining $ Cleary 360 Cloth covered Wood (blue), Satin Lining $ Cleary 249 Cloth covered Wood (grey), Satin Lining $ The following caskets are available for rent: The outer-caskets have been used before and may be used again. Northern 923 Rental Casket Solid Cherry (red), Velvet-Lined Cremation Insert $ Northern 5 Rental Casket Solid Oak (brown), Crepe-Lined Cremation Insert $ The Following Casket may not be cremated Victoriaville 224 Essex 20 ga Steel/Champagne/Crepe Lining $ Cremation Containers * Northern 102 Enviro Natural Finish, Cloth lined container $ Cleary 155 Grey Cloth covered disposition container $ Cleary 105 Hardboard disposition container $

12 URN SELECTION As of November 1, subject to change and availability All dimensions measured in inches H.S.T. Additional Manufacturer Code Description Price MMS M60/2 Sheet Bronze (5½X5½X7 ) $ DCM (niche size) Stratford Oak (11X5½X6¼ ) $ DCM (niche size) Stratford Walnut(11X5½X6¼ ) $ Fabhaven #64 Burgandy Brass (6X6X11 ) $ MMS M65.3 Cultured Marble (9¾X7X7 ) $ Fabhaven FV180 (niche size) Vision Black Marble (8X5X8¾ ) $ Fabhaven FV180 (niche size) Vision White Marble (8X5X8¾ ) $ Victoriaville US Rose, Clay Urn (7X7X11) $ Victoriaville US Clarion Cherry Urn (10X7X6) $ Fabhaven FV100 Companion Smith Marble (9X8½X9 ) $ Dodge Harpswell Slate (5½X5½X9 ) $ VAULT SELECTION As of November 1, 2013 subject to change and availability H.S.T. Additional Haberer Standard Concrete Vault $ Trigard Oxford Sealed Concrete Vault $ Trigard Heritage Sealed Concrete Vault $

13 OTHER AVAILABLE SERVICES AND SUPPLIES Graveside Service Only $ Staff to coordinate and oversee the ceremony at graveside only. *For Graveside Service only package price, deduct $1000 from any traditional funeral package in the Harris Funeral Home, Clear & Simple Funeral Pricing guide. Photo Scanning Services $2/photo A surcharge to Tribute Supplies package - cost per.jpg scan and cropping In excess of 25 scans up to a limit of 125 photos. All.jpg scans will be saved on to one DVD (additional DVDs cost $5 per DVD) or USB flash drive. Visual Equipment (included in package prices) $ LCD monitor, as available on-site, to display scanned photos as a visual tribute Equipment for visitation at a remote location $ Delivery, set up and use of equipment necessary for visitation or ceremony other than the funeral establishment includes flower stands, tribute supplies, portable LCD monitor, casket bier Removal of a pacemaker or implant $50.00 The removal of a pacemaker or implant will be carried out by a licensed professional. Professional restorative procedures $100.00/hour In some circumstances, additional restorative efforts beyond those captured in the standard embalming procedure are necessary to enhance the appearance of the deceased. In such cases, the funeral director will discuss the available options and their cost. Professional restorative procedures will be charged per hour. Ship Out Services Charge (minimum cost) $ If remains are being shipped to another location, we will arrange for transport and all necessary paperwork. Scattering $ We will scatter cremated remains in accordance with Ontario and municipal laws and by-laws on land. Fees for scattering from a plane or boat will be in addition to this charge and will be discussed upon request. Refundable Deposit for Cremated Remains $ When human remains are to be cremated, a refundable deposit will be required to be paid. If the cremated remains are not claimed within one year of the cremation, the deposit may be used to inter the cremated remains in common ground. If the cremated remains are claimed before they are interred, the deposit will be refunded. Unless otherwise indicated, all prices do not include applicable taxes 13

14 PACKAGE DISCOUNT SUMMARY & COMPREHENSIVE LIST OF CASKETS CLEAR & SIMPLE FUNERAL PRICING (- as of April 15, subject to change and availability - tax. additional ) TRADITIONAL FUNERAL PACKAGES: Itemized Fees Professional & Staff Services Basic professional fees $ Coordinating rites & ceremonies $ Documentation permits, forms, etc. $ Transport remains - basic $ Embalming of remains $ *** if no embalming, basic preparation of remains $ Staff services for visitation (visitation optional) $ Staff services for ceremony $ Facilities Basic facilities $ Facilities for preparation, embalming and shelter $ Facilities for visitation (visitation optional) $ Facilities for ceremony $ Vehicles General Duty Vehicle $ Funeral Coach on day of service $ Initial transfer of remains $ Lead Sedan $ Tribute Supplies included in packages Register book, 100 memorial cards, Thank You stationery, 25 scanned slideshow photos $ Above Services + Casket Price Less Discount = Package Price Victoriaville 62 Berwick Oak ($ ) $ $ Victoriaville 5500 Charleston Cherry ($4950) $ $ Northern 130 Dufferin Cherry ( ) $ $ Northern 125 Rosedale Cherry ( ) $ $ Victoriaville 5710 Maxima Oak ($ ) $ $ Victoriaville 5759 New Dunfield Oak ($ ) $ $ Victoriaville 700 Fairholme Octagon Oak ($ ) $ $ Victoriaville 5410 Homeward Poplar ($ ) $ $ Northern 620 Ascot Poplar ($ ) $ $ Victoriaville 224 Essex, 20 ga Steel ($ ) $ $ Northern 105 Eden, Enviro Casket, Poplar ($ ) $ $ Northern 444 Glentay, Solid Ash ($ ) $ $ Victoriaville 417Alfred Poplar ($ ) $ $ Northern 923 Cherry Rental & Pine insert ($ ) $ $ Northern 5 Oak Rental & Pine Insert ($ ) $ $ Northern 101 Enviro,Poplar ($ ) $ $ Northern 428 Aldergrove, Poplar ($ ) $ $ Cleary 360 Cloth covered Wood ($ ) $ $ Cleary 249 Cloth covered Wood ($995.00) $ $

15 MEMORIAL SERVICE PACKAGES: Itemized fees Professional & Staff Services Basic professional fees $ Coordinating rites & ceremonies $ Documentation permits, forms, etc. $ Transport remains - basic $ Basic preparation of remains, no embalming $ Staff services for ceremony $ Staff services for visitation $ Facilities Basic facilities $ Facilities for preparation and shelter $ Facilities for ceremony $ Facilities for visitation $ Vehicles General Duty Vehicle $ Initial transfer of remains $ Subsequent transfer of remains $ Tribute Supplies included in packages Register book, 100 memorial cards, Thank You stationery, 25 scanned slideshow photos $ Above Services + Cremation Container Price Less Discount = Package Price Northern 102 Enviro poplar container ($645.00) With No Visitation $ $ With Visitation 1 day prior to service $ $ Cleary 155 Grey Cloth disposition container ($525.00) With No Visitation $ $ With Visitation 1 day prior to service $ $ Cleary 105 Hardboard disposition container ($295.00) With No Visitation $ $ With Visitation 1 day prior to service $ $ IMMEDIATE CREMATION TRANSFER SERVICE: Itemized fees Professional & Staff Services Basic professional fees $ Documentation permits, forms, etc. $ Transport remains - basic $ Basic preparation of remains, no embalming $ Facilities Basic facilities $ Facilities for preparation and shelter $ Vehicles General Duty Vehicle $ Initial transfer of remains $ Subsequent transfer of remains $ Above Services + Cremation Container Price Less Discount = Package Price Northern 102 Enviro poplar container ($645.00) $ $ Cleary 155 Grey Cloth disposition container ($525.00) $ $

16 Cleary 105 Hardboard disposition container ($295.00) $ $ DISBURSEMENTS Disbursements are items arranged for and possibly paid for on your behalf by us. You are expected to pay for these items at the time the contract is entered into. The following are some items that are often identified as disbursements. H.S.T. applies to almost all disbursements. Coroner s fee this is a fee charged by the coroner for issuing a certificate that allows cremation to take place. The fee is set by the Chief Coroner for Ontario. Catering cost of food supplied by caterer for reception. Selection of caterer at discretion of family. We would be pleased to recommend caterers. Clergy honorarium this is an amount paid to the clergy for their services. In some cases the amount is set by the clergy, in others it is an amount to be determined by you. Newspaper or radio notices these are charges for death notices placed in newspapers or radio or other media outlets. We are pleased to assist you with composing a notice and will look after submission to media outlets. Municipal death registration fee this is a fee charged by the local municipality to register the death. The fee is set by the municipality and may vary. PAYMENT Unless otherwise specified, payment is due within 30 days of signing the contract. Payment may be made by cash, cheque, or bank draft. Payment plans are also available to meet most budgets. Financing charges apply to payment plans. Beyond the allotted time, interest will be charged at a rate of 2% per month which is equivalent to 26.82% per annum compounded. If you are prepaying for services or supplies, pre-authorized chequing is also available. FINANCING Our payment plans give you the option of making payments over time. We offer a competitive financing program, administration fees and interest rates. FUNDING We offer a trust funding option when prepaying services or supplies. When prepaying, you pay for the services and supplies today and the money will be used to pay for the services and supplies when they are delivered at the time of death. Trust: You may pay the money directly to us and we will place it in trust, where it will accrue interest until the contract is fulfilled (when the services and supplies are delivered) or the contract is cancelled. 16

17 HARRIS FUNERAL HOME LTD. 220 St. James Street, London, Ontario N6A 1W9 Stephen J. Harris Managing Director

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