Alternative Investments: Technology Solutions for Improving Client Experience
|
|
- Cleopatra Carpenter
- 8 years ago
- Views:
Transcription
1 White Paper Alterative Ivestmets: Techology Solutios for Improvig Cliet Experiece A alterative ivestmet is a ivestmet product other tha traditioal ivestmets of stocks, bods, or cash. Alterative ivestmets are ofte used to ehace the overall retur o a ivestmet portfolio, while reducig risks through diversificatio. Techology plays a vital role i helpig alterative ivestmet maagers ot oly meet the growig demads of ivestors but also overcome challeges posed by icreasig regulatory scrutiy, pricig variatios, ad a costatly evolvig product eviromet. To keep pace with the iflux of ew asset classes ad products, ad cater to chagig market demads ad demographics, firms egaged i alterative ivestmets will eed to ivest i ew techology platforms flexible eough to hadle fudametally varied ad cotiuously evolvig asset classes. Service Orieted Architecture (SOA) offers greater agility to alterative ivestmet providers by trasferrig busiess rules from legacy applicatios ito a ew ad more dyamic layer. Give the tech-savvy ature of curret ivestors, there is ow a greater demad for participatio i trasactios, trasparet fee structures ad better performace reportig. Techology-led solutios have eabled mobile applicatios capable of deliverig accout iformatio icludig curret ad projected cash balaces ad security exposure, coveiet chaels for 24/7 cliet-advisor collaboratio, ad social media-based iteractio. I such a techology-orieted climate, successful firms must idetify busiess challeges ad champio ivestmets i techology iitiatives to meet competitive challeges ad stay ahead of the curve.
2 About the Author S. K. Rao S. K. Rao is a Seior Busiess Cosultat with the Global Cosultig Practice of Tata Cosultacy Services. Prior to joiig TCS, Rao garered extesive experiece as a ivestmet baker. Rao has bee associated with both Idia ad iteratioal securities markets for more tha two decades ad has played key roles i implemetig busiess solutios for firms i the securities market space. 2
3 Table of Cotets Itroductio 4 Characteristics of Alterative Ivestmets 4 Rage of Alterative Strategies 4 Importace of Alterative Ivestmets 5 Alterative Ivestmets: Busiess Challeges 7 Need for Next Geeratio IT Systems 7 Road Ahead: Techology Solutios for Alterative Ivestmets Challeges 9 3
4 Itroductio Alterative ivestmets are ordiarily defied as ivestmet products other tha stocks, bods, ad cash which are cosidered to be more traditioal. Alterative ivestmets iclude hedge fuds, maaged futures, real estate, commodities ad derivative cotracts. Most alterative ivestmet assets are held by istitutioal ivestors such as edowmets, family offices, pesio fuds, ad high et worth idividuals with sufficiet time horizos ad ivestmet capital. Although all the istitutioal ivestors ultimately aim for ehaced returs ad diversificatio, the growth dyamics i ivestmet products play out differetly i each segmet o accout of the uique issues ad cocers pertaiig to each. Characteristics of Alterative Ivestmets Some of the characteristics of alterative ivestmets are: Low correlatio to traditioal fiacial ivestmets such as stocks ad shares Low liquidity Difficulty i determiig market value Limited historical risk ad retur data Greater diligece costs due to complex strategies Iadequate/complicated performace appraisal due to lack of trasparecy, timeliess of iformatio, ad bechmark selectio O accout of the complex ature ad structure of alterative ivestmets, they usually are ot suitable for the average ivestor. Cosequetly, may alterative ivestmets are sold as private placemets to istitutios ad qualified ivestors. Rage of Alterative Strategies A wide rage of alterative strategies are available for implemetatio across global markets. These strategies ca be classified ito six basic categories listed below. Real Estate Ivestors ca directly ivest i property or chael their ivestmets through fuds or ivestmet firms that derive returs from the real estate market. Private Equity/Veture Capital Private equity ivestig is whe securities are purchased through a private placemet rather tha a public offerig. These ivestmets iclude the veture capital fiacig of private compaies as well as the buyout of public compaies. Commodities Commodities are tagible assets such as agricultural products ad atural resources. Most direct ivestig i commodities is executed through the futures market for specific assets. Further, a passive approach to commodity ivestig is also possible through the purchase of a futures cotract o a commodities idex. 4
5 Hedge Fuds Hedge fuds are distict from covetioal fiacial products sice they are structured so as ot to be subject to the same restrictios that other ivestmet fuds require, which, i tur eables them to be relatively less trasparet. Hedge fuds employ strategies that iclude the use of derivatives, leverage, ad short positios. Each hedge fud executes a tailored ivestmet strategy that focuses o ivestmets appropriate for that specific strategy. Hedge fuds are geerally available to a limited umber of qualified ivestors who pay performace fees to fud maagers. Maaged Futures Maaged futures are a segmet of the ivestmet idustry where professioal maagers actively maage cliet accouts usig global futures ad other derivatives as the primary istrumets. Maaged futures accouts ca take both log ad short positios i futures cotracts ad optios o futures cotracts i the global commodity, iterest rate, equity, ad currecy markets. Distressed Securities Distressed securities are a type of alterative ivestmet that spas the securities of compaies ear bakruptcy or uder fiacial duress. Distressed security maagers ivest i several types of assets icludig distressed compay debt ad equities, bak debt ad trade claims, ad Leder of Last Resort (LLR) otes. Ivestmets i distressed securities are made through a hedge fud or a closed-ed private equity fud with a fixed term. Importace of Alterative Ivestmets Based o recet ivestmet treds, it ca be argued that alterative ivestmets have ceased to be "alterative". As the traditioal asset maagemet idustry cotiues to mature, firms must cope with icreasig product commoditizatio ad dowward pressures o pricig. Cosequetly, alteratives have trasformed from beig a "special case" for may traditioal maagers to becomig a core-asset class. The icreasig acceptace makes the alterative optio a itegral part of a defesive portfolio that offer diverse beefits i chaotic markets. For example, the log-term ature of private equity ad private real estate ivestmets ca dampe short-term volatility swigs i public securities. Certai kids of hedge fuds are expected to act as diversifiers to equity ad credit markets, while commodities ad ifrastructure may temper iflatioary forces. Alteratives eable ivestors to better tailor ivestmet strategies to address their myriad fiacial ad ivestmet cocers, be it cotrollig volatility or boostig returs. The share of alterative ivestmets ad real estate i the portfolio of high et worth idividuals was 24% i 2010 (World Wealth Report 2011, Capgemei ad Merrill Lych). Alterative ivestmets will cotiue to rise at a fast pace, drive by istitutioal demad, particularly o behalf of pesio sposors. Alterative ad Passive Products vs. Traditioal Active Products Accordig to Bosto Cosultig Group s aual study of the global asset-maagemet idustry, alterative ad passive products are expected to grow faster tha traditioal active products. Ivestors reassured by promises of a more striget risk-maagemet climate ad tighter hedge-fud regulatios are comfortable cosiderig alterative ivestmets for diversificatio. The popularity of alterative asset classes, ragig from equity optios to currecy ad gold futures, has bee growig for several years puttig pressure o 5
6 traditioal ivestmets. Further, participatio i alteratives amog asset maagers ad retail ivestors has skyrocketed i recet years as traders have sought to cushio their portfolios agaist a volatile stock market ad persistet fears about the stability of the global ecoomy. Accordig to data from the Optios Clearig Corp., which clears trades for all ie U.S. optios exchages, more tha 554 millio cotracts were bought ad sold i August 2011, represetig a 94 percet icrease from the 283 millio that were traded durig the same period i CAGR, (%) 25 Passive products/etfs 20 ETFs 15 Alterative products 10 Passive fixed icome Passive equity Balaced Real estate (icludig REITs) Commodities Ifrastructure Absolute retur Hedge fuds 5 LDI Fixed icome Structured Active equity Quatitative Private equity 0 Moey market Estimated size, 2010 ($trillios; scale = $1 trillio) Source: BCG aalysis. Note: LDI is liability-drive ivestmet. *Maagemet fees et of distributio costs Net reveue margie1 (basis poits) Traditioal active Passive Alterative Figure 1 Projected growth rates of Alterative ad Traditioal Active Product Accordig to Russell Ivestmets' 2010 Global Survey o Alterative Ivestig, istitutioal ivestors have cotiued to hold o to alteratives ad are, i fact, expected to icrease their ivestmet allocatio to alteratives from 14% to 19% over the ext two to three years. The survey has foud that real estate, private equity, ad hedge fuds remai the preferred alterative ivestmet types. Further, o accout of iflatiorelated cocers, there is ow icreased iterest i commodities ad ifrastructure. Some of the key drivers of the move towards alterative ivestmets are: Portfolio diversificatio (holdig assets with differet characteristics is a effective way of reducig the risk exposure for the same level of profit potetial) Reduced volatility Iflatio protectio to mitigate risks associated with bod portfolios Better risk-adjusted performace 6
7 Alterative Ivestmets: Busiess Challeges Due to the uique ature of each ivestor segmet, the growth patters of alterative ivestmets vary sigificatly. Performace assessmet of alterative ivestmet maagers are a challege for several reasos icludig - a wide rage of strategies ad asset types, lack of trasparecy, high due-diligece costs, complex risk characteristics ad difficulty i selectig bechmarks. It is also difficult to commuicate the results of these multifaceted ivestmets to cliets. Further, the product ladscape of alterative ivestmets is complex requirig specific expertise ad resultig i higher diligece costs. Portfolio allocatios are objective, measurable realities while istitutioal ivestors philosophies ad strategies, are multi-faceted ad ot always easy to quatify. Alterative ivestmets are highly depedet o expertise i specific disciplies that are applied i markets less efficiet tha traditioal ivestmet markets. I additio, risk characteristics of alterative ivestmets differ from the risks of covetioal ivestmets ad require prevetive measures i additio to the stadard protocol. The developmet of total portfolio asset allocatios ad total portfolio performace is also challegig whe oe or more alterative ivestmet types are cosidered. The rules for computig returs also vary depedig upo the ivestmet type. Alterate ivestmets also require greater risk measures as they are ot typically distributed ad have the potetial for more dowside performace tha traditioal portfolios. Sice alterative ivestmets are more complex, firms will eed to provide supplemetal performace ad risk iformatio i additio to the required iformatio. These additioal performace measures iclude the computatio of additioal retur measures, explaatio of bechmarks ad liquidity iformatio. Need for Next Geeratio IT Systems Techology has a crucial role to play i meetig the demads of regulators ad ivestors alike i today s chagig market requiremets. I a rapidly chagig product-cetric eviromet, maagers of alterative assets eed to support product growth ad complexity i a proactive ad cotrolled maer. For example, the alterative fuds maagemet eviromet is highly fluid, gauged from the fact that may hedge fuds have expaded ito private equity ad private equity firms are ivestig i the credit markets ad some traditioal asset maagers ito the alterative asset space. Ivestmet maagers require multi-asset coverage, amely, log/short, arbitrage (fixed icome, credit, volatility), commodity fuds, global macro, structured fuds, fuds of hedge fuds ad so o, to meet the diverse eeds of wealthy customers. As hedge fuds grow, they fid that their risk maagemet eeds grow expoetially with the complexity ad volume of their ivestmets. The risk tools available i Order Maagemet systems may be appropriate for log/short equity tradig, but are ofte iadequate for credit, OTC derivatives, debt ad commodities because they lack robust risk ad compliace attributio fuctioality that is a absolute ecessity for these products. I essece, alterative ivestmets techology must address the followig requiremets to meet the cliet ad fud maagers expectatios: Cliets eed to be able to see, at a glace, the performace of their portfolios i cotext that is, compared with the historical performace of alterative products, ad also traditioal asset classes. 7
8 Firms must eable what-if projectios ad aalyses to eable cost ad performace comparisos, toolkits for customisig models, products, workflows, user screes, ad Greeks computatio ad aggregatio across ay portfolio. Iformatio must be tailored to the eeds ad prefereces of idividual ivestors, ad fud maagers should be able to build reports quickly simply by pullig together reliable, accurate iformatio from multiple sources to preset a holistic, customized view of the performace of a rage of products. Ideally, iformatio must be available i real time typically over the iteret, offerig a iteractive experiece. Also required is the ability to access iformatio through smart-phoe etworks ad mobile devices coected to the iteret. Alterative ivestmet platforms should itegrate seamlessly, require miimal daily effort ad be able to hadle multiple ad chagig admiistrators. Alterative ivestmets platform should have extesive risk maagemet tools (stress tests, hedgig scearios, VaR, limits moitorig). Aalytical systems must be globally itegrated, with robust valuatio procedures ad 24 hour moitorig. It is clear that may alterative ivestmet maagers do ot have the techology to support the extesive fuctioality required for maagig alterative ad structured ivestmets. Data is ofte stored i various databases or files ad a holistic view of the firm requires extesive maual processes ad data maipulatio to produce ivestmet history ad strategies. This places a heavier workload o operatioal persoel who would the have to maually duplicate data ad/or perform off-lie data maipulatios to feed data ito dowstream systems. I additio, commercial ad proprietary systems require some degree of custom developmet to iterface with other systems; systems that are desiged for differet ivestmet eeds, that is, hedge fuds, fud of fuds, ad private equity. As techology cotiues to chage, itegratio with proprietary or closed systems preset a formidable challege to alterative ivestmet etities. Need for flexible architecture to meet the uique challeges ecoutered by alterative fud maagers. The eed to keep pace with chage is forcig alterative ivestmet fuds to maitai high stadards of adaptability to be able to operate across several markets. For example, i the commodities sector, effective market access is ofte a questio of techology. Alterative ivestmet etities eed to esure, for example, that differet market rules ad traded products are icluded i a sigle portfolio ad risk maagemet system. I fact, there are multiple commodities specificities, icludig perishig or refiig, seasoality caledar rules, storage costraits, trasportatio losses ad so o. It is equally importat to have flexible portfolio architecture to allow the idividual trader to see his/her positios, P&L, limits ad risks factors from a variety of differet agles ad aggregate these factors at differet levels. Alterative ivestmet fuds eed to esure that techology is both comprehesive ad specialized. Not oly do alterative fuds require a portfolio ad risk maagemet system to become cross-commodity, but it should also be crossasset, as most hedge fuds combie commodities with other asset classes. 8
9 Road Ahead: Techology Solutios for Alterative Ivestmets Challeges Service-Orieted Architecture (SOA) The rapid ascet of high-frequecy ad electroic tradig, as well as competitio to become umber oe, cotiues to drive alterative fud maagers to idetify ew, differetiated data sets as core cotributig factors i real-time tradig models. Itegratig real-time evet data ito tradig strategies is the leadig igrediet for alterative ivestmet firms whe achievig competitive advatage. It is i this cotext that alterative ivestmet etities will eed to embrace ope architecture. A ope, service-orieted architecture allows ivestmet firms to freely grow their ifrastructure. Ope architecture simplifies itegratio withi the firm s ifrastructure ad optimizes straight-through processig; whether data is goig i or comig out. The system s ope architecture ad stadard techology simplifies customizatio efforts, ad allows systems to easily itegrate all exteral processes ad iheret fuctioalities. I SOA, the system is desiged to have the mai busiess logic residig i loosely-coupled, iteroperable ad reusable services that are easily cosumed by cliets. The services i the SOA model are highly re-usable amouts of busiess logic writte i the busiess domai, ot the data domai. Breakig this fuctioality dow ito smaller pieces makes sese provided that the piece or buildig block ca be reassembled, rearraged, ad reused easily. Adoptig this approach exposes processes ad behaviours so that they ca be cosumed by busiess applicatios used by alterative ivestmet maagers resultig i a higher overall retur o ivestmet (ROI). Automate key aspects of the trade life cycle Techology ca play a crucial role i improvig the productivity ad efficiecy of alterative ivestmet maagers. Usig techology to automate key aspects of the trade life cycle allows growig hedge fuds more time to focus o plaig ad executig alpha-producig strategies. Take for example the role of automatio i improvig the efficiecies of private equity. Geeral parters ca automate ad refie private equity accoutig capabilities relatig to parter trasfers, as well as ivestmet accoutig activities like mark-to-market portfolio calculatios, urealized gai/loss calculatios for market ad FX movemets. Similarly, correspodece with private equity ivestors ca be ehaced, givig users complete access to crucial o-demad data roud the-clock with the ability to maage cotet through a ituitive admiistratio cosole. Replacig Excel spread sheet usage, which for may private equity compaies cotiues to be the chief method of data delivery, with a cetralized multi-directioal hub for reportig related to portfolio compay performace, makes it possible for ivestors to efficietly moitor ad maage ivestmet exposures. Collaborative Messagig, 24/7 Ope Chaels, Mobile Apps, Social Media The fiacial crisis regulatory chages - both existig ad aticipated - will oly add to the pressure o alterative fud maagers to provide icreased trasparecy. I additio, cliets are demadig icreased disclosure ad reportig o their aggregate risk exposures. Geeratig these reports has meat gatherig ad autheticatig iformatio across dozes ad hudreds of spread sheets. Alterative firms eed to esure that report creatio ad delivery will be addressed by a eterprise solutio that provides desktop publishig capabilities with a iterface that is ot too complicated. The more time that is saved for cliet- 9
10 facig advisors, the more time they ca be i frot of cliets providig advice ad gatherig assets. Give the complexities of alterative ivestmets, it is eve more importat to leverage the latest techologies to allow cliets to remai coected wherever they are ad quickly retrieve data to make iformed decisios. It is i this cotext that the ecessity for a mobile versio of the multi-faceted web portal assumes sigificace, especially whe obtaiig iformatio from custody or fud admiistratio accouts to mitigate risk ad make iformed ivestmet decisios. I additio, these mobile applicatios should be eabled to deliver accoutig iformatio, curret ad projected cash balaces, ad security exposure iformatio to mobile devices. Predictive Aalytics Aother importat tool for alterative ivestmet maagers that plays a crucial role i geeratig alpha is predictive aalytics. I the face of icreased regulatio ad complex market eviromet, alterative asset maagers will eed superior aalytic horsepower to determie the products that deliver the best riskadjusted retur ad to master their liquidity positios ad risk exposures. Alterative fud maagers are greatly hidered by curret techology for effective use of eterprise-wide aalytics. Ideed, may alterative ivestmet firms remai burdeed with a legacy approach to aalytics. They eed to address: Siloes of ivestmet usig differet ad icompatible aalytical techologies Icosistet data with differet defiitios, taxoomy ad levels of graularity ad refresh rates A over-reliace o descriptive, rather tha predictive aalytics. Predictive aalytics makes use of sophisticated algorithms ad statistics to maipulate the data ito maagemet tools that ca help fud maagers ad fiacial advisors make more iformed, fact-based decisios that deliver better busiess outcomes. Cloud-Based Solutios Alterative ivestmet firms today have ew optios to meet their IT eeds through a suite of applicatios that are offered through SaaS. May services such as Fud & Corporate Accoutig, Ivestor Relatios, CRM, Web Portal ad so o ca ow be sourced through cloud-based solutios, savig cosiderable expese i IT ifrastructure ad support. Sice tradig is a global busiess, maagers of alterative ivestmets do ot wat to be tied ito a sigle exchage. If they have a strategy that is workig i, say the Uited States, they will wat to try the same strategy i Europe, i Asia ad i emergig markets. I such a situatio, usig cloud-based services are attractive to hedge fuds because coectig to various markets is expesive. Cloud computig brigs the ability to share the cost of ifrastructure, processig power, hostig ad access to the exchages, oly to the extet that oe eeds it. Speed to market is oe beefit that could covice hedge fud maagers that cloud computig is the right choice. As demad for ever-growig amouts of iformatio cotiues to icrease, alterative ivestmet fuds are seekig simple ad direct access to data ad applicatios that cloud computig delivers i a cost-efficiet ad reliable maer. Take the case of research for quat tradig. Research requires massive amouts of market data gigabytes ad terabytes. Oe ca use cloud computig to solve the problem of obtaiig data from a exchage to 10
11 their workplace. Research tools ca be ruig i a collocated facility ad oe ca use the cloud to access the tools. The the research part of tradig would be sittig i the cloud alog with the tradig eviromet. To give aother example, take the case of hedge fud admiistrators who are resposible for the books ad records of their hedge fud cliets. They compute a hedge fud's profits ad losses ad keep track of mothly or quarterly NAV, accoutig for ivestor cotributios ad withdrawals. Hedge fud admiistrators ca make use of cloud computig to deliver alterative performace tear sheets to hedge fud cliets icludig how well the fuds performed relative to bechmarks. Hedge fud maagers ca offer these alterative tear sheets to their ivestors as idepedet, third-party verificatio of their hedge fud performace. Here a cloud based solutios is used as a step forward i creatig more trasparecy ad trust i the hedge fud idustry. The wiers will be those alterative ivestmet fuds that uderstad the power of techologies like cloud, aalytics ad mobility, ad ca haress that power to trasform their busiesses. Effective implemetatio of these emergig techologies will help alterative ivestmet firms redefie ad trasform their busiess ad operatig models, ad stay ahead of the competitio. Refereces The Russell Ivestmets' 2010 Global Survey o Alterative Ivestig World Wealth Report 2011, Capgemii ad Merrill Lych Wealth Maagemet Bosto Cosultig Group, Global Asset Maagemet 2011, Buildig o Success Wealth Maagemet Busiess ad IT Priorities for 2010: A Global Perspective, Isabella Foseca, Ari Ray, Celet Cosultacy Global Fiacial Markets: Regioal Treds 2010; Alterative ivestmet firms seek sell-side techology to support fud growth; hedgeweek ; Global Private Equity Report 2010, Bai ad Compay, Ic. 11
12 About TCS Global Cosultig Practice TCS Global Cosultig Practice (GCP) is a key compoet i how TCS delivers additioal value to cliets. Usig our collective idustry isight, techology expertise, ad cosultig kowhow, we parter with eterprises worldwide to deliver itegrated ed-to-ed IT eabled busiess trasformatio services. By tappig our worldwide pool of resources osite, offshore ad ear shore, our high caliber cosultats leverage solutio accelerators ad practice capabilities, balaced with our kowledge of local market demads, to eable eterprises to effectively meet their busiess goals. GCP spearheads TCS' cosultig capacity with cosultats located i North America, UK, Europe, Asia Pacific, Idia, Ibero-America ad Australia. Cotact For more iformatio about TCS cosultig services, cotact global.cosultig@tcs.com, or visit Subscribe to TCS White Papers TCS.com RSS: Feedburer: About Tata Cosultacy Services (TCS) Tata Cosultacy Services is a IT services, cosultig ad busiess solutios orgaizatio that delivers real results to global busiess, esurig a level of certaity o other firm ca match. TCS offers a cosultig-led, itegrated portfolio of IT ad IT-eabled ifrastructure, egieerig TM ad assurace services. This is delivered through its uique Global Network Delivery Model, recogized as the bechmark of excellece i software developmet. A part of the Tata Group, Idia s largest idustrial coglomerate, TCS has a global footprit ad is listed o the Natioal Stock Exchage ad Bombay Stock Exchage i Idia. For more iformatio, visit us at IT Services Busiess Solutios Outsourcig All cotet / iformatio preset here is the exclusive property of Tata Cosultacy Services Limited (TCS). The cotet / iformatio cotaied here is correct at the time of publishig. No material from here may be copied, modified, reproduced, republished, uploaded, trasmitted, posted or distributed i ay form without prior writte permissio from TCS. Uauthorized use of the cotet / iformatio appearig here may violate copyright, trademark ad other applicable laws, ad could result i crimial or civil pealties. Copyright 2012 Tata Cosultacy Services Limited TCS Desig Services I M I 02 I 12
Digital Enterprise Unit. White Paper. Web Analytics Measurement for Responsive Websites
Digital Eterprise Uit White Paper Web Aalytics Measuremet for Resposive Websites About the Authors Vishal Machewad Vishal Machewad has over 13 years of experiece i sales ad marketig, havig worked as a
More informationBusiness Process Services. White Paper. Smart Ways to Implement Smart Meters: Using Analytics for Actionable Insights and Optimal Rollout
Busiess Process Services White Paper Smart Ways to Implemet Smart Meters: Usig Aalytics for Actioable Isights ad Optimal Rollout About the Authors Sumit Joshi Sumit is part of the Aalytics ad Isights team
More informationThe Importance of Change Management in Application Managed Services Outsourcing
A Poit of View The Importace of Chage Maagemet i Applicatio Maaged Services Outsourcig Itroductio Sice its arrival i the early 1960s, IT outsourcig has evolved sigificatly. Now ofte kow as maaged services,
More informationOn-Premise CRM to Salesforce Migration - Benefits, Challenges and Best Practices
White Paper O-Premise CRM to Salesforce Migratio - Beefits, Challeges ad Best Practices With the advet of cloud computig, orgaizatios are lookig to move their Customer Relatioship Maagemet (CRM) applicatios
More informationBusiness Application Services. Business Applications that provide value to your enterprise.
Busiess Applicatio Services Busiess Applicatios that provide value to your eterprise. Sesiple s expertise ca help orgaizatio decode the performace issues ad trasform them ito valuable beefits that meet
More informationTIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life
TIAA-CREF Wealth Maagemet Persoalized, objective fiacial advice for every stage of life A persoalized team approach for a trusted lifelog relatioship No matter who you are, you ca t be a expert i all aspects
More informationGrow your business with savings and debt management solutions
Grow your busiess with savigs ad debt maagemet solutios A few great reasos to provide bak ad trust products to your cliets You have the expertise to help your cliets get the best rates ad most competitive
More informationFrom Customer Satisfaction to Customer Advocacy
White Paper From Customer Satisfactio to Customer Advocacy Impact of First Time Resolutio (FTR) o Customer Satisfactio ad Sales Performace Baks ad Fiacial Istitutios are ivestig heavily i customer-cetric
More informationSOCIAL MEDIA. Keep the conversations going
SOCIAL MEDIA Keep the coversatios goig Social media is where most of the world is. It is therefore a ope source of cosumer data, a chael of commuicatio ad a platform for establishig relatioships with customers.
More informationDC College Savings Plan Helping Children Reach a Higher Potential
529 DC College Savigs Pla Helpig Childre Reach a Higher Potetial reach Sposored by Govermet of the District of Columbia Office of the Mayor Office of the Chief Fiacial Officer Office of Fiace ad Treasury
More informationBanking & Financial Services. White Paper. Basel III Capital Disclosure Requirements The Way Forward For Banks
Bakig & Fiacial Services White Paper Basel III Capital Disclosure Requiremets The Way Forward For Baks About the Author Rekha George Rekha George is part of TCS BFS Fiace & Reportig Practice. She is a
More informationHiTech. White Paper. Adopting an Effective Strategy for Seamless Adoption of Cloud Integration
HiTech White Paper Adoptig a Effective Strategy for Seamless Adoptio of Cloud Itegratio About the Author Vekata Nagedra Vekata Nagedra M. is a EAI ad Service Orieted Architecture (SOA) solutio architect
More informationBenefits of CRM Going Social
White Paper Beefits of CRM Goig Social The era of the passive customer is goe ad a ew cocept, that of the social customer has evolved. The customer of today is vocal expressig his thoughts about the products
More informationEffective Data Deduplication Implementation
White Paper Effective Data Deduplicatio Implemetatio Eterprises with IT ifrastructure are lookig at reducig their carbo foot prit ad ifrastructure maagemet cost by slimmig dow their data ceters. I cotrast,
More informationion Wellness Solution
ion Welless Solutio Overview As the competitio i the welless idustry grows more itese, players feel the eed to set i place effective systems to attract, service, ad retai customers. The focus today, is
More informationHow To Find FINANCING For Your Business
How To Fid FINANCING For Your Busiess Oe of the most difficult tasks faced by the maagemet team of small busiesses today is fidig adequate fiacig for curret operatios i order to support ew ad ogoig cotracts.
More informationEnhancing Oracle Business Intelligence with cubus EV How users of Oracle BI on Essbase cubes can benefit from cubus outperform EV Analytics (cubus EV)
Ehacig Oracle Busiess Itelligece with cubus EV How users of Oracle BI o Essbase cubes ca beefit from cubus outperform EV Aalytics (cubus EV) CONTENT 01 cubus EV as a ehacemet to Oracle BI o Essbase 02
More informationleasing Solutions We make your Business our Business
if you d like to discover how Bp paribas leasig Solutios Ca help you to achieve your goals please get i touch leasig Solutios We make your Busiess our Busiess We look forward to hearig from you you ca
More informationAn Approach to Fusion CRM Adoption
White Paper A Approach to Fusio CRM Adoptio May eterprise customers are ivestig time ad effort to evaluate how ext-geeratio Oracle eterprise applicatios will chage iteractios with iteral ad exteral stakeholders.
More informationIntroducing Your New Wells Fargo Trust and Investment Statement. Your Account Information Simply Stated.
Itroducig Your New Wells Fargo Trust ad Ivestmet Statemet. Your Accout Iformatio Simply Stated. We are pleased to itroduce your ew easy-to-read statemet. It provides a overview of your accout ad a complete
More informationBanking & Financial Services. White Paper. Managing Enterprise Financial Risk Using Big Data Technologies
Bakig & Fiacial Services White Paper Maagig Eterprise Fiacial Risk Usig Big Data Techologies About the Author Alok Bisai Alok Bisai is a Solutio Architect with the Tata Cosultacy Services (TCS) BFS Risk
More informationConfiguring Additional Active Directory Server Roles
Maual Upgradig your MCSE o Server 2003 to Server 2008 (70-649) 1-800-418-6789 Cofigurig Additioal Active Directory Server Roles Active Directory Lightweight Directory Services Backgroud ad Cofiguratio
More informationCCH CRM Books Online Software Fee Protection Consultancy Advice Lines CPD Books Online Software Fee Protection Consultancy Advice Lines CPD
Books Olie Software Fee Fee Protectio Cosultacy Advice Advice Lies Lies CPD CPD facig today s challeges As a accoutacy practice, maagig relatioships with our cliets has to be at the heart of everythig
More informationCCH Accounts Production
CCH Accouts Productio accouts productio facig today s challeges Preparig statutory ad fiacial accouts is a core activity for our practice, as it is for may professioal firms. Although legislatio ad accoutig
More informationCCH Accountants Starter Pack
CCH Accoutats Starter Pack We may be a bit smaller, but fudametally we re o differet to ay other accoutig practice. Util ow, smaller firms have faced a stark choice: Buy cheaply, kowig that the practice
More informationWHERE CHANGE IS POSSIBLE
WHERE CHANGE IS POSSIBLE gree workspaces AT TIDES, WE HAVE BEEN WORKING WITH PEOPLE LIKE YOU FOR MORE THAN 30 YEARS TO MAKE THE WORLD A BETTER PLACE. Our missio is to parter with philathropists, foudatios,
More informationIT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user
IT Support IT Support Premier Choice Iteret has bee providig reliable, proactive & affordable IT Support solutios to compaies based i Lodo ad the South East of Eglad sice 2002. Our goal is to provide our
More informationOptimize your Network. In the Courier, Express and Parcel market ADDING CREDIBILITY
Optimize your Network I the Courier, Express ad Parcel market ADDING CREDIBILITY Meetig today s challeges ad tomorrow s demads Aswers to your key etwork challeges ORTEC kows the highly competitive Courier,
More informationIntelliSOURCE Comverge s enterprise software platform provides the foundation for deploying integrated demand management programs.
ItelliSOURCE Comverge s eterprise software platform provides the foudatio for deployig itegrated demad maagemet programs. ItelliSOURCE Demad maagemet programs such as demad respose, eergy efficiecy, ad
More informationWells Fargo Insurance Services Claim Consulting Capabilities
Wells Fargo Isurace Services Claim Cosultig Capabilities Claim Cosultig Claims are a uwelcome part of America busiess. I a recet survey coducted by Fulbright & Jaworski L.L.P., large U.S. compaies face
More informationTelecom. White Paper. Actionable Intelligence in the SDN Ecosystem: Optimizing Network Traffic through FRSA
Telecom White Paper Actioable Itelligece i the SDN Ecosystem: Optimizig Network Traffic through FRSA About the Authors Sumit Kapoor Sumit is a solutio architect i the telecom busiess uit at Tata Cosultacy
More informationCCH Practice Management
1 CCH Practice Maagemet practice maagemet facig today s challeges Every year it seems we face more regulatios, growig cliet expectatios ad lower margis o our compliace work. It s a tough time for a accoutig
More informationLoyalty as a lever in enhancing customer experience in banking
Loyalty as a lever i ehacig customer experiece i bakig Itroductio I today s globalized ecoomy, baks are uder immese pressure due to evolvig regulatory requiremets, decreasig margis, ad uprecedeted competitio.
More informationINVESTMENT PERFORMANCE COUNCIL (IPC) Guidance Statement on Calculation Methodology
Adoptio Date: 4 March 2004 Effective Date: 1 Jue 2004 Retroactive Applicatio: No Public Commet Period: Aug Nov 2002 INVESTMENT PERFORMANCE COUNCIL (IPC) Preface Guidace Statemet o Calculatio Methodology
More informationWHAT IS YOUR PRIORITY?
MOVE AHEAD The uderlyig priciples of soud ivestmet should ot alter from decade to decade, but the applicatio of these priciples must be adapted to sigificat chages i the fiacial mechaisms ad climate. BENJAMIN
More informationMy first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad.
My first gold holdigs. My first bak. Simple. Trasparet. Idividual. Our ivestmet solutios for cliets abroad. The perfect basis for workig together successfully The wheel of time is turig faster tha ever
More informationDocument Control Solutions
Documet Cotrol Solutios State of the art software The beefits of Assai Assai Software Services provides leadig edge Documet Cotrol ad Maagemet System software for oil ad gas, egieerig ad costructio. AssaiDCMS
More informationSilver Lining of Cloud Computing
White Paper Silver Liig of Cloud Computig - Key Priciples ad Best Practices CXOs eed to evaluate differet deploymet models, service models ad key characteristics of the cloud to implemet the precise spectrum
More informationManaging an Oracle ERP Upgrade with Best Practices in Organizational Change Management
A Poit of View Maagig a Oracle ERP Upgrade with Best Practices i Orgaizatioal Chage Maagemet The implemetatio or upgrade of eterprise-wide systems, such as resource plaig tools, creates sigificat chage
More informationoptimise your investment in Microsoft technology. Microsoft Consulting Services from CIBER
optimise your ivestmet i Microsoft techology. Microsoft Cosultig Services from Microsoft Cosultig Services from MICROSOFT CONSULTING SERVICES ca help with ay stage i the lifecycle of adoptig Microsoft
More informationAssessment of the Board
Audit Committee Istitute Sposored by KPMG Assessmet of the Board Whe usig a facilitator, care eeds to be take if the idividual is i some way coflicted due to the closeess of their relatioship with the
More informationForensic Readiness for Effective Incident Management
A Poit of View Foresic Readiess for Effective Icidet Maagemet Abstract Bakig ad fiacial istitutios today face several iformatio security related threats. There is a visible surge i cyber-attacks, which
More informationHow to use what you OWN to reduce what you OWE
How to use what you OWN to reduce what you OWE Maulife Oe A Overview Most Caadias maage their fiaces by doig two thigs: 1. Depositig their icome ad other short-term assets ito chequig ad savigs accouts.
More informationFull Lifecycle Project Cost Controls
Full Lifecycle Project Cost Cotrols EcoSys EPC is a ext geeratio plaig ad cost cotrols software solutio deliverig best practices for full lifecycle project cost maagemet i a itegrated, easy-to-use web
More informationSmart Connected Products & The Internet of Things
Smart Coected Products & The Iteret of Thigs Who we are Taget delivers Talet Globally. Established for 40 years we specialise i delivery of iovative & tailored talet solutios to customers aroud the world.
More informationSix Optimization Opportunities in Multichannel Retailing
White Paper Six Optimizatio Opportuities i Multichael Retailig Multichael retailers are facig challeges i adoptig e-commerce stadards ad so are strugglig to stay i touch with the chagig behavior of cosumers.
More informationContactPro Desktop for Multi-Media Contact Center
CotactPro Desktop for Multi-Media Cotact Ceter CCT CotactPro (CP) is the perfect solutio for the aget desktop i a Avaya multimedia call ceter eviromet. CotactPro empowers agets to efficietly serve customers
More informationclient communication
CCH Portal cliet commuicatio facig today s challeges Like most accoutacy practices, we ow use email for most cliet commuicatio. It s quick ad easy, but we do worry about the security of sesitive data.
More informationA Balanced Scorecard
A Balaced Scorecard with VISION A Visio Iteratioal White Paper Visio Iteratioal A/S Aarhusgade 88, DK-2100 Copehage, Demark Phoe +45 35430086 Fax +45 35434646 www.balaced-scorecard.com 1 1. Itroductio
More informationAgenda. Outsourcing and Globalization in Software Development. Outsourcing. Outsourcing here to stay. Outsourcing Alternatives
Outsourcig ad Globalizatio i Software Developmet Jacques Crocker UW CSE Alumi 2003 jc@cs.washigto.edu Ageda Itroductio The Outsourcig Pheomeo Leadig Offshore Projects Maagig Customers Offshore Developmet
More informationANALYTICS. Insights that drive your business
ANALYTICS Isights that drive your busiess Eterprises are trasformig their busiesses by supplemetig their databases with real ad up-to-date customer data. Aalytics, as a catalyst, refies raw data ad aligs
More informationInterval Fund Investing - Mutual Fund Access to Alternative Investments
White Paper Iterval Fud Ivestig - Mutual Fud Access to Alterative Ivestmets Idividual ivestors have log wished for the same access istitutios have to alterative ivestmets. Iterval fuds have potetial to
More informationfacing today s challenges As an accountancy practice, managing relationships with our clients has to be at the heart of everything we do.
CCH CRM cliet relatios facig today s challeges As a accoutacy practice, maagig relatioships with our cliets has to be at the heart of everythig we do. That s why our CRM system ca t be a bolt-o extra it
More informationTIAA-CREF WEALTH MANAGEMENT A HIGHLY PERSONALIZED, SOPHISTICATED SERVICE DESIGNED TO MATCH ONE OBJECTIVE: YOURS
TIAA-CREF WEALTH MANAGEMENT A HIGHLY PERSONALIZED, SOPHISTICATED SERVICE DESIGNED TO MATCH ONE OBJECTIVE: YOURS TIAA-CREF: FINANCIAL SERVICES FOR THE GREATER GOOD. OUR HISTORY We are TIAA-CREF. A full-service
More informationBPM Capabilities in CRM Landscape
White Paper BPM Capabilities i CRM Ladscape Customer Relatioship Maagemet (CRM) is all about maagig the relatioships you have with your customers. It s a overall strategy to help you lear about your customers
More informationA GUIDE TO BUILDING SMART BUSINESS CREDIT
A GUIDE TO BUILDING SMART BUSINESS CREDIT Establishig busiess credit ca be the key to growig your compay DID YOU KNOW? Busiess Credit ca help grow your busiess Soud paymet practices are key to a solid
More informationInvesting in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY?
Ivestig i Stocks Ivestig i Stocks Busiesses sell shares of stock to ivestors as a way to raise moey to fiace expasio, pay off debt ad provide operatig capital. Ecoomic coditios: Employmet, iflatio, ivetory
More informationMobile Application Testing
White Paper Mobile Applicatio Testig Device ad platform diversity, short release cycles, lack of mature testig tools ad the variety of etwork coectivity optios result i frequet cost overrus ad missed deadlies
More informationBanking & Financial Services. White Paper. Cloud Solutions for Centralized Reference Data Management
Bakig & Fiacial Services White Paper Cloud Solutios for Cetralized Referece Maagemet About the Authors Sriivasa Kumar Yerchuru Sriivasa heads the Capital Markets practice at TCS ad has over 20 years of
More informationHow to read A Mutual Fund shareholder report
Ivestor BulletI How to read A Mutual Fud shareholder report The SEC s Office of Ivestor Educatio ad Advocacy is issuig this Ivestor Bulleti to educate idividual ivestors about mutual fud shareholder reports.
More informationThe ERP Card-Solution. The power, control and efficiency of ERP combined with the ease-of-use and financial benefits of a P-Card.
The ERP Card-Solutio Xpoetial - It's about Itegratio The power, cotrol ad efficiecy of ERP combied with the ease-of-use ad fiacial beefits of a P-Card. TM poetial The ERP-Card Solutio P-Cards ad ERP For
More informationINVESTING IN SOCIAL CHANGE TOOLS FOR SOCIAL INNOVATION
INVESTING IN SOCIAL CHANGE TOOLS FOR SOCIAL INNOVATION At Tides, we have bee workig for more tha 30 years with people like you to make the world a better place. Our missio is to parter with activists,
More informationIntroducing International Investment Advisory Services. Your global needs, our international expertise
Itroducig Iteratioal Ivestmet Advisory Services Your global eeds, our iteratioal expertise Stregth ad Stability from RBC For over 140 years, ivestors have tured to Royal Bak of Caada (which operates globally
More informationODBC. Getting Started With Sage Timberline Office ODBC
ODBC Gettig Started With Sage Timberlie Office ODBC NOTICE This documet ad the Sage Timberlie Office software may be used oly i accordace with the accompayig Sage Timberlie Office Ed User Licese Agreemet.
More informationSecurity Functions and Purposes of Network Devices and Technologies (SY0-301) 1-800-418-6789. Firewalls. Audiobooks
Maual Security+ Domai 1 Network Security Every etwork is uique, ad architecturally defied physically by its equipmet ad coectios, ad logically through the applicatios, services, ad idustries it serves.
More informationDriving Superior Outcomes: Making Performance Engineering an Integral Part of Business Operations
A Poit of View Drivig Superior Outcomes: Makig Performace Egieerig a Itegral Part of Busiess Operatios Abstract The core of performace egieerig is geared towards a meticulous desig of techology solutios
More informationBusiness Intelligence on the Cloud: Overview and Use Cases
White Paper Busiess Itelligece o the Cloud: Overview ad Use Cases The use of Busiess Itelligece (BI) i the cloud is a game-chager, as it makes BI affordable ad easily available as compared to traditioal
More informationCommercial Real Estate Women Network
Commercial Real Estate Wome Network About CREW Network Fouded i 1989, CREW Network is the idustry s premier busiess etworkig orgaizatio dedicated to ifluecig the success of the commercial real estate idustry
More informationTo c o m p e t e in t o d a y s r e t a i l e n v i r o n m e n t, y o u n e e d a s i n g l e,
Busiess Itelligece Software for Retail To c o m p e t e i t o d a y s r e t a i l e v i r o m e t, y o u e e d a s i g l e, comprehesive view of your busiess. You have to tur the decisio-makig of your
More informationA guide to School Employees' Well-Being
A guide to School Employees' Well-Beig Backgroud The public school systems i the Uited States employ more tha 6.7 millio people. This large workforce is charged with oe of the atio s critical tasks to
More informationSkytron Asset Manager
Skytro Asset Maager Meet Asset Maager Skytro Asset Maager is a wireless, pateted RFID asset trackig techology specifically desiged for hospital facilities to deliver istat ROI withi a easy to istall, fully
More informationYour support connection
Your support coectio Cosultig ad outsourced support for isurace ad reisurace compaies Cosultig ad outsourced support for isurace ad reisurace compaies With a global staff of over 500 professioals i Europe
More informationI apply to subscribe for a Stocks & Shares ISA for the tax year 20 /20 and each subsequent year until further notice.
IFSL Brooks Macdoald Fud Stocks & Shares ISA Trasfer Applicatio Form IFSL Brooks Macdoald Fud Stocks & Shares ISA Trasfer Applicatio Form Please complete usig BLOCK CAPITALS ad retur the completed form
More informationPRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE
PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE OUR EXPERTISE To arrage a meetig with a member of for more iformatio about Price Bailey, At Price Bailey, we recogise that charity ad ot-for-profit
More informationStamford Associates and Xafinity introduce the XS Total Returns Alliance
Stamford Associates ad Xafiity itroduce the XS Total Returs Alliace A uique partership providig holistic ad idepedet ivestmet cosultig services I clarity quality I itegrity Stamford Associates is a leadig
More informationAmendments to employer debt Regulations
March 2008 Pesios Legal Alert Amedmets to employer debt Regulatios The Govermet has at last issued Regulatios which will amed the law as to employer debts uder s75 Pesios Act 1995. The amedig Regulatios
More informationAgency Relationship Optimizer
Decideware Developmet Agecy Relatioship Optimizer The Leadig Software Solutio for Cliet-Agecy Relatioship Maagemet supplier performace experts scorecards.deploymet.service decide ware Sa Fracisco Sydey
More informationAnti-Money Laundering
Ati-Moey Lauderig Over the last year, moey-lauderig crimes siphoed a estimated $1.3 trillio out of the global ecoomy.* I light of this staggerig statistic, the resultig striget legislatio is uderstadable.
More informationA Guide to Better Postal Services Procurement. A GUIDE TO better POSTAL SERVICES PROCUREMENT
A Guide to Better Postal Services Procuremet A GUIDE TO better POSTAL SERVICES PROCUREMENT itroductio The NAO has published a report aimed at improvig the procuremet of postal services i the public sector
More informationEnable Compliance, Quality, and Efficiency in Your Safety Operations with Oracle Argus
Eable Compliace, Quality, ad Efficiecy i Your Safety Operatios with Oracle Argus A Complete Solutio for Cliical ad Post-Marketig Safety A costatly evolvig regulatory climate worldwide, the critical focus
More informationTransformation of Storage Technology Industry: Digital Trends and their Impact
A Poit of View Trasformatio of Storage Techology Idustry: Digital Treds ad their Impact The Evolvig Storage Idustry Ladscape With limitless possibilities throw ope by the Digital Five Forces Big Data ad
More informationA Guide to the Pricing Conventions of SFE Interest Rate Products
A Guide to the Pricig Covetios of SFE Iterest Rate Products SFE 30 Day Iterbak Cash Rate Futures Physical 90 Day Bak Bills SFE 90 Day Bak Bill Futures SFE 90 Day Bak Bill Futures Tick Value Calculatios
More informationKEY CONSIDERATIONS ABOUT SELECTING A CRM SYSTEM IN THE INSURANCE SECTOR
THOUGHT LEADERSHIP KEY CONSIDERATIONS ABOUT SELECTING A CRM SYSTEM IN THE INSURANCE SECTOR I a market where it costs eight times more to wi ew customers tha retai the oes you already have, ay errors caused
More informationPlatform Solution. White Paper. Transaction Based Pricing in BPO: In Tune with Changing Times
Platform Solutio White Paper Trasactio Based Pricig i BPO: I Tue with Chagig Times About the Author(s) Raj Agrawal Curret Desigatio Raj heads the Platform Solutios Uit at TCS. I his career spaig over 19
More informationPreserving Your Financial Legacy with Life Insurance Premium Financing.
Preservig Your Fiacial Legacy with Life Isurace Premium Fiacig. Prepared by: Keeth M. Fujita, Natioal Director, The Private Bak Specialty Fiace Group Life Isurace Premium Fiace. James Mosrie, Seior Wealth
More informationCREATIVE MARKETING PROJECT 2016
CREATIVE MARKETING PROJECT 2016 The Creative Marketig Project is a chapter project that develops i chapter members a aalytical ad creative approach to the marketig process, actively egages chapter members
More informationTrusteed IRAs. Integrate and simplify your retirement and estate plans
Trusteed IRAs Itegrate ad simplify your retiremet ad estate plas Trusteed IRAs from Merrill Lych Trust Compay To create the legacy of your dreams, you may eed more tha a Idividual Retiremet Accout ad a
More informationEnvironmental Compliance Management Systems
White Paper Evirometal Compliace Maagemet Systems Compliace towards Evirometal Regulatios like Restrictio of Hazardous Substaces (RoHS), Registratio, Evaluatio, Authorizatio ad Restrictio of Chemical substaces
More informationELearning courses Competition / Antitrust
ELearig courses Competitio / Atitrust Clifford Chace ad Thomso Reuters elearig Regulators are takig a icreasigly tough stace o competitio / atitrust compliace. Failure to comply with the relevat legislatio
More informationEnabling Offshore Collaboration in German Engineering Services
White Paper Eablig Offshore Collaboratio i Germa Egieerig Services Germa egieerig compaies, who are market leaders i their respective domais, are experiecig challeges i terms of acquirig sufficiet egieerig
More informationEnabling Optimized Network Operations
A Poit of View Eablig Optimized Network Operatios The Evictio Mechaism Approach to Maagig Data Flows based o Importace Itroductio The explosive growth i the umber of users alog with differet types of etwork
More informationMaking training work for your business
Makig traiig work for your busiess Itegratig core skills of laguage, literacy ad umeracy ito geeral workplace traiig makes sese. The iformatio i this pamphlet will help you pla for ad build a successful
More informationThe future of global data management is here: modular, scalable and integrated. MasterCard smartdata.gen2
The future of global data maagemet is here: modular, scalable ad itegrated MasterCard smartdata.ge2 Revolutioize your data. Trasform your busiess. MasterCard smartdata.ge2 is a revolutioary web-based
More informationDomain 1: Designing a SQL Server Instance and a Database Solution
Maual SQL Server 2008 Desig, Optimize ad Maitai (70-450) 1-800-418-6789 Domai 1: Desigig a SQL Server Istace ad a Database Solutio Desigig for CPU, Memory ad Storage Capacity Requiremets Whe desigig a
More informationInformation about Bankruptcy
Iformatio about Bakruptcy Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea What is the? The Isolvecy Service of Irelad () is a idepedet
More information*The most important feature of MRP as compared with ordinary inventory control analysis is its time phasing feature.
Itegrated Productio ad Ivetory Cotrol System MRP ad MRP II Framework of Maufacturig System Ivetory cotrol, productio schedulig, capacity plaig ad fiacial ad busiess decisios i a productio system are iterrelated.
More informationCreating an Agile BI Environment
White Paper Creatig a Agile BI Eviromet The rapidly chagig IT ecoomy has iflueced the Busiess Itelligece (BI) systems to look at iovative ways to be equally fast ad flexible. There is a eed to be more
More informationRadio Dispatch Systems
Radio Dispatch Systems ZETRON DISPATCH SOLUTIONS: AT THE CENTER OF YOUR CRITICAL OPERATIONS Your dispatch system is the ceterpoit through which your key operatios are coordiated ad cotrolled. That s why
More informationMobility. Manage Agility with Our Technology
Mobility Maage Agility with Our Techology Smart mobile strategies are redefiig busiess performace today. Mobility as a eabler is oe of our key busiess objectives. As a radical orgaizatio, we defie comprehesive
More informationinsight reporting solutions
reportig solutios Create ad cotrol olie customized score reports to measure studet progress ad to determie ways to improve istructio. isight Customized Reportig empowers you to make data-drive decisios.
More information