A Financial Partner With Your Integrity In Mind

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1 A Financial Partner With Your Integrity In Mind

2 About Merchant Services LTD Merchant Services LTD is a nationwide credit card processing network provider, backed by Wells Fargo Bank and Harris Bank, and providing merchants with reliable, dependable service 24/7. We processed over $10 billion last year, making us one of the largest merchant service providers in the industry. With thousands of Merchants in all types of Industries, you can rest assured that our Team has the experience and know-how to provide the solutions your business needs to grow and thrive. With thousands of Merchants in all types of Industries, you can rest assured that our Team has the experience and know-how to provide the solutions your business needs to grow and thrive.

3 The Merchant Services LTD Difference 24-Hour New Account Approval Exceptional Service and Support Free Terminals and Equipment Data Security-Full PCI-DSS Compliance and training INC 500 recognition Fully Integrated, Direct Processor We can beat the Competition 99.9% Of The Time! Unique Marketing Opportunities Value Added Programs Cash Advance/Merchant Working Capital We will pay you $500 if we cannot beat your existing rate

4 Reliability/Redundancy Multiple data vaults, each with their own disaster recovery centers in remote locations, guarantee 100% network uptime

5 Free Equipment Merchant Services LTD supplies all equipment solutions for merchants, including POS systems, mobile solutions, and web-based payment options. POS systems come with Free programming and training.

6 PCI-DSS COMPLIANCE Merchant Services LTD is Level 3 PCI-DSS certified, the highest certification in the industry. The Payment Card Industry-Data Security Standards [PCI-DSS] are association (Visa /MasterCard ) and industry mandated requirements for handling of credit card information, classification of merchants, and validation of merchant compliance. The information security principles contained within these standards are based on ISO 17799, the internationally recognized standard for information security practices. Merchant Services LTD provides complete merchant training, education, and certification to ensure turn-key merchant compliance Learn More:

7 Retailer Education Turbo PCI manuals are available for merchants request We take all necessary steps to ensure our merchants are PCI-compliant Merchants can contact our PCIcompliance department with additional inquiries

8 Settlement/Balancing Consolidated statements for ease of reconciliation Live view of daily transactions SMS notifications for risky transactions 24 hour receipt of funds (batched before 6pm CST)

9 Value-Added Gift Cards Loyalty programs are a great way to grow your business Cash Advance/Merchant Working Capital No application fees or closing costs, secure working capital fast! High Risk Processing We proudly offer processing services to many merchants that usually do not qualify for a merchant account Exceptional Service and Support- 24/7/365

10 Starboard Funding 48-hour approval Immediate turnaround with customer information submission Personal guarantee often not necessary No time spent waiting, just to be declined by your bank Ongoing credit card sales are the collateral Rewards those with strong businesses even if FICO score could be better Easy repayment via automatic draft

11 MyChoice Quick & easy funding for your customers Potential to capture additional sales Non credit-based Customer approval takes minutes Convenient automatic draft Customer can choose terms: 3 Months 6 Months 12 Months Merchant funded within 72 hours No recourse to the Merchant

12 Marketing Opportunities With direct ties to the American Le Mans Series and Indy Car Series, Merchant Services LTD is proud to offer unique marketing opportunities for merchants looking to target audiences worldwide ALMS is now owned by NASCAR, opening even larger opportunities for marketing to consumers with your exciting message

13 Service and Support Full Tech Support 24 hours per day 7 days each week 365 days per year Financial and transaction inquiries available 9am-6pm EST Monday-Friday Contact Brian Fernandez Vice President Toll Free Direct ext 3440 Mobile Fax brian@merchantserviceslimited.com