How To Use X Charge.Com To Get A Credit Card For Free

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1 Thank you for your interest in X Charge. The REAL benefit of the X-Charge Software is the integration of the X-Charge product with the Club Sentry Software. Enclosed with this is a short list of Benefits of the integration of X-Charge and Club Sentry. We look forward to a long relationship with your company. Please call me with ANY questions. Thanks again, Ty Smith X-Charge Consultant Phone (800) x. 238 Fax (208) Merchant Account and Payment Gateway Application

2 Through a strategic partnership with Club Sentry, X Charge is proud to offer all our clients access to the highest quality credit card processing and payment solutions. Setting up your merchant account and payment gateway has never been so easy! With this program you will be able to accept ALL MAJOR Credit Cards with: Funds deposited directly into your Business Checking Account Enjoy Gross Daily Settlement of your Visa/MasterCard sales Accounts INCLUDE real time Payment Gateway & Virtual Terminal Debit Cards treated exactly as Credit Cards with LOWER rates Schedule of Fees: NO Application Fee NO Annual Fees NO Address Verification (AVS) Fees NO Termination Penalties NO Batch Header Fees 1.77% VISA and 1.87% MasterCard Qualified Discount Rate on Credit Cards $0.19 per item (transaction) on Credit Card 1.49% with a $0.23 per item (transaction) on Debit cards $10.00 Monthly Service Fee (includes Monthly Statement) $10.00 Monthly support fee covers: o All future upgrades of X Charge software (NEVER again pay for a new version) o 7 day a week support for software and transactions. Toll Free Customer Support with TECH SUPPORT all in ONE call Applying for an Internet Certified Merchant Account is a quick and easy process

3 Application Process: CREDIT CARD PROCESSING SERVICE & SOFTWARE 1) Please complete the following Worksheet and fax back to: ) Include a VOIDED CHECK from the account you want your funds deposited into. a. If you have TEMPORARY Business Checks, or a Deposit Ticket/Slip, please have your bank write a BANK LETTER stating your business name (DBA), Account Number and Routing Number on bank letterhead dated and signed by your banker and fax that to us (do not fax your temporary check for security reasons. Deposit Tickets/Slips are not an acceptable form of bank verification). 3) Within one day, you will receive an of the application for your signature(s). 4) Please print the application follow the instructions by signing and faxing the documents back to the Enrollment Department whose contact info is listed on the instructions page with this application. 5) As soon as your merchant account is approved, we will call you to set an installation appointment OR you can call our installations department to set the appointment at: Approval process typically takes 3-4 business days. If you have any questions, please contact Ty Smith at: ext.238 To GET STARTED NOW please fill out the attached Merchant Worksheet and fax back to Ty Smith at

4 X Charge Merchant Worksheet / Please return by fax: (208) Attention: Ty Smith Legal Business Name Legal Address City/State/Zip Merchant Doing Business As Name Location Address City/State/Zip Phone Fax Phone Fax Years in Business Corp / Partnership / Sole P # of Locations Tax ID# (9 digit no.) Address Website Address Products Sold Contact Name Regarding Merchant Account RATE QUOTE Visa/MC (Retail) Discount Rate 1.77% (Visa) / 1.87% (MC) Per Item Rate $ 0.19 Visa/MC (Debit) Discount Rate 1.49% Per Item Rate $ 0.23 Main Add l Loc. Monthly Statement Fee $ $ 5.00 Monthly XCharge Support $ $ 5.00 BANK CARD INFORMATION American Express MID# Discover MID# (To establish new account call , enter 10 digit ID above) (To establish new account call , enter 15 digit ID above) Diner s Club # Other Cards Accepted Estimated Annual MasterCard/Visa Sales Estimated Average Ticket OWNER / OFFICER Name DOB Social Security # - - Home Address City/State/Zip Home Phone Years There Do you own or lease? BANK INFORMATION Principal Bank Phone # Account # Routing Transit # Contact Processing Type: IP (Internet Protocol/Broadband with Secure Gateway) Dial Up (Modem) Please fax a voided check for your deposit account along with this worksheet

5 Benefits of using X-Charge, Integrated Credit Card System Integration Eliminates the Chance for Fraud or Error Due to Double Entry - Using Club Sentry Software and X-Charge, no re-keying of the sales amount is required. - The amount tendered in Club Sentry is exactly what is authorized via X-Charge. - This integration virtually eliminates the chance for fraud or error. Integration Provides a One-to-One Audit Trail - Every credit card transaction has a corresponding transaction within X-Charge, eliminating missed or erroneously keyed transactions. X-Charge Consumes NO Counter Space - Counter space is at a premium. X-Charge software runs directly on the Club Sentry station replacing standalone bank terminals, reducing the clutter at the checkout counter and providing more valuable space for selling. X-Charge is FAST - Credit Card transactions are authorized in less than 15 seconds. Less than 5 seconds with the optional IP/VPN software. X-Charge is EASY For Your Clerks - Your clerks simply tender the sale normally and swipe the customers credit card X-Charge does the rest. Your clerks will no longer have to move from the POS station, to the standalone terminal, back to the POS station. ONE RECEIPT For Your Customers - No longer will you have to issue a Club Sentry receipt AND a separate credit card receipt. A more professional solution! One Phone Line. Hard Dollar Cost Savings - A typical multi-register store can save significant time and expense. Rather than having multiple credit card terminals and printers for a network of POS stations, X-Charge allows you to have ONE MODEM and ONE TELEPHONE LINE. OR NO modem or phone line with the VPN software along with a broadband Internet connection. Data, Data, Data - X-Charge can print meaningful management reports, allowing daily, weekly, monthly, yearly and user defined time period reporting. Much more information than stand alone credit card terminals can provide.