Secure Financial Transactions Any Time, Any Place

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Secure Financial Transactions Any Time, Any Place"

Transcription

1 Secure Financial Transactions Any Time, Any Place Euronet Software Solutions Gold-Net Global Payment Solution Become a Processor Providing Authorization, Clearing, Settlement, Value Added Services and a Global Gateway for Your Financial Institution Participants Serving millions of people worldwide with electronic payment convenience.

2 What is a Processor of Electronic Payments? A processor of electronic payments is an organization that provides secure, scalable, compliant and reliable transaction routing and switching for financial institution member participants. Routing and switching payments include authorizing, clearing and settling transactions making sure they are valid, funds are available and accounts are credited and debited accurately. Payments organizations around the world use Euronet Software Solutions Gold-Net Global Payment Solution to perform this critical function seamlessly. Regional and Global Connections Routing and Switching Value-Added Solutions An Essential Gateway A Trusted Partner A processor provides the technology and the gateway to global payments and solutions for financial service provider members.

3 Why Be a Gold-Net Payments Processor? Utilizing Euronet Software Solutions Gold-Net Suite, You Can Earn Revenue on Every Transaction while Providing Processing Services for Seamless Payments and Value- Added Offerings in Your Region In today s fast-paced and high tech world with tremendous growth in electronic payment technologies, financial institutions are looking for efficient, reliable and cost effective ways to go-to-market quickly with convenient and innovative solutions. Euronet Software Solutions Gold-Net product is a streamlined ATM and POS network switching and management solution. It enables your organization to provide outsourcing services for device management, card management, PIN management, transaction routing and authorization in a secure environment. As a Gold-Net processor, your organization will play a pivotal role in helping your clients accommodate emerging payment technologies and trends such as dynamic currency conversion, contactless, EMV, P2P, bill pay, remittance, customer preferences and more. This will allow them to more effectively respond to the needs of their cardholders with value-added services. The benefits for your organization are numerous including revenue on every transaction you manage and route, increased market share, and a competitive advantage while helping your members serve customers in your region with a variety of innovative banking and electronic payment services. Providing value-added services such as recharge, bill pay, Internet banking and more, you enable your members to focus on growing their business and providing a world of payment options to their customers. ATM and POS transactions require a series of critical steps between issuers and acquirers. Gold-Net facilitates these steps securely and accurately allowing your organization to be an essential link in your region. Earn revenue on every transaction you manage and route Create a competitive advantage Increase your market share Provide a variety of banking services for your region

4 Provide Numerous Benefits for Your Members Cost Effective and Quick to Market Solutions Gold-Net allows you to provide numerous benefits to your members benefits that they may otherwise be unable to take advantage of due to limited budgets and resources, and other constraints. Reliable payment processing provides a global gateway to the world and powers the business growth of your members. It expands their market reach and protects their business with superior technology and guaranteed results. With you as their processor they are able to cost-effectively offer leading solutions to their customers quickly. Your financial institution member can feel secure in knowing that Gold-Net solutions that are PA-DSS compliant and certified with the various international and local network card associations saving them from the time and hassle of keeping up with requirement mandates. All of this adds up to solutions that are quick to market and cost effective for your clients. By not having to route, switch and settle their own transactions, or manage their cards and ATM and POS devices, your members are able to focus on nurturing and serving their customers rather than running the technology. POS Bank Solution Gold-Net Value-Added Services of Your Members Choice As a processor running Gold-Net, you provide your members with the services of their choice through your own network via institutional sharing arrangements as well as national and international interchange connections. These services include onli ne network and device monitoring, ATM, POS and other self-service financial device driving, and routing electronic fund transfer (EFT) network transactions to network participants. Value added services include bill pay, recharge, Internet banking, dynamic currency conversion, customer preferences and more. Euronet Software Solutions can help you create the best strategy with value-added services to for your organization and region.

5 POS Bank Solution Your Vision + Our Expertise = Unmatched Success We Work with You Every Step of the Way Creating the Right Strategy for You With various models of Gold-Net from which to choose, our team of specialists will talk with you regarding your needs and vision to create a strategy that works best for you and your organization. Our development, implementations, account management and customer support teams will be with you every step of the way making sure your solution is providing maximum benefits for you and your members. Reliable Solution on a Powerful Platform Gold-Net utilizes the power, reliability and affordability of the IBM System i platform, one of the most widely used platforms in the banking industry. Gold-Net is installed on System i by Euronet Software Solutions professionals who provide training and operational guidance to your network data center staff. Let us help you create an unmatched strategy for your organization so that you can realize the full range of benefits of being a processor Experienced Partner Unlike Any Other Euronet has a unique understanding of the payments business as both a solutions provider and as a processor. In addition to developing quality software solutions, as a processor, Euronet uses Gold-Net to manage its own data centers across Europe, the Middle East and Asia. Our data centers process transactions in a network of more than 17,600 ATMs and 69,000 POS terminals across 32 countries. Euronet s data centers provide comprehensive electronic payment solutions consisting of ATM network participation; outsourced ATM and POS management solutions; credit and debit card outsourcing; and card issuing and merchant management services. Leverage the Power of Euronet Euronet s unmatched knowledge and experience as both a provider and processor blended with its professional skills and state-of-the-art tools position your organization to achieve maximum results.

6 POS Bank Solution Gold-Net Modular and Expandable to Fit Any Environment The Design of Gold-Net Works to Create the Best Solution for Your Organization Utilizing our payments hub mindset and through modular expansions, Gold-Net is a complete switching and channel management ATM and POS processing system where the network drives the devices as well as switches transactions. Gold-Net s modular and expandable design allows for all manner of payment network environments, whether the network is a small proprietary network managing transactions for one institution or a large shared network that offers linkage to external local, regional, or international networks and gateways. Networks may contain ATMs, POS devices or a combination of the two. Whatever marketplace demands exist, Gold-Net is flexible and scalable to fit any need. Optimal Performance with Speed, Security and Accuracy Gold-Net delivers optimal performance to improve efficiencies, cut costs, better manage operations, gain business insight and enhance your competitive advantage. It is a highly scalable with exceptional security and proven business resiliency. Gold-Net smoothly and quickly moves messages between modules with speed, security and accuracy. As measured by our annual benchmark, Gold-Net is able to send and receive more than 44 million transactions per hour with an average of 12,278 transactions per second and a peak volume of 20,050 transactions per second. This means that Gold-Net can easily meet even the highest demands whether managing transactions for a regional financial services organization or a large scale global processor.

7 POS Bank Solution Add Members and Build Your Offerings with Ease Enjoy Solution Options That Expand Your Offerings and Increase Your Membership as Much or as Little as You Like Participating clients can be easily added and certified to Gold-Net as your membership grows. From the foundational model of switching and routing to the full-blown model of offering any combination of device management, card management and numerous value-added services, Gold-Net allows you to create the strategy that works best for your organization in order to meet the needs of your members. As a further service to the network and your members, we offer a combination of Online Connection and ATM Management. This allows the network to extend its range of offerings, making the network more competitive in the marketplace. Comprehensive POS solutions are available through our POS Management and Debit Card Management systems. With POS Management, your network can support merchant POS terminals while growing the cardholder base and transaction volumes. Debit Card Management offers the ability to support, issue, manage and authorize check cards.

8 POS Bank Solution Gold-Net Gold-Net Options to Fit the Needs of Any Organization 1 Routing and Switching The base model of Gold-Net is the transaction gateway services to local and international networks. This is where you as the processor do not manage a card base or drive devices. As the processor in this model, your organization simply plays traffic cop in connecting participants and card associations. 2 Routing, Switching & Device Management The next model of Gold-Net builds on the routing and switching capability of model 1 by adding ATM and POS device driving. As the processor, your organization will continue to switch transactions to the bank for transaction approval, while also having the capability of driving ATM and/or POS devices on behalf of your member banks.

9 POS Bank Solution Gold-Net Options to Fit the Needs of Any Organization 3 Routing, Switching, Device Management and Card Management The third model of Gold-Net is the full-service bureau solution which builds on the first two models and adds the management of the customer card base for your member banks. This could be debit cards, credit cards or both. In this model, customer card data is maintained at your processor site and your organization handles card validations. If the transactions are debit card transaction, the authorization will be routed to wherever the core banking system is located. If your organization is a credit card processor, then there is no connection to a core banking system and you as the processor will handle the transaction approval or denial. 4 Additional Transaction Touch Points and Applications In addition to the three models of Gold- Net, you can also add various other applications such as bill pay, recharge, loyalty, Dynamic Currency Conversion, fraud monitoring and much more. As a credit card processor, your organization can utilize Euronet Software Solutions Integrated Credit Card System to fulfill the business functions of credit card processing such as card application processing, card issuance, card profiles, limits, billing, collections, and more. Our Integrated Credit Card System helps you to improve marketability, profitability and revenue potential across your card issuer operations. It allows you to develop and launch new card products, including EMV, more rapidly and effectively.

10 Why Partner with Euronet Software Solutions? Team of Experienced Professionals with Deep Understanding of the Processor Business We utilize our own proven and reliable software every day around the world and have a comprehensive understanding of the payments business that will be advantageous to you as our customer. Utilizing industry standards to enhance security, reduce costs and create an enduring business model, our continual investment in solution development ensures continued long-term growth. We have a dedicated and experienced product management team that steers our product direction and long-term vision with emphasis on the consumer experience, innovation, expansion into alternative markets, and deriving operation improvements without compromising security and compliance. Quality Solutions with Continued Investment and Direction We continually invest in and explore new ways to service and expand the quality of our solutions. Strategic and thought leadership along with ongoing research and development investment create a competitive advantage for innovative solutions for all of our clients. Gold-Net With Euronet Software Solutions as your partner, you have the unique opportunity to benefit from and leverage our more than 35 years of expertise and knowledge as both a solutions provider and network processor. Our proven solutions are designed to deliver effective management and superior control of your issuing and acquiring business.

11 POS Bank Solution Here s How Our Clients Around the World Are Using Gold-Net A Euronet Software Solutions Client in the MIDDLE EAST A Euronet Software Solutions customer since 2002 The largest third party processor in its region specializing in card issuing, POS acquiring and ATM driving Provides EFT services using Euronet Software Solutions ITM solution to 13 banks driving approximately 800 ATMs and 10,000 POS devices. This processor currently issues approximately 600,000 debit and credit cards, both Visa and MasterCard, on its systems We assist banks in meeting the needs of customers for world-class convenience and greater access to bank accounts through efficient EFT processing. Our partnership with Euronet supports our successes and our mission to continue to be the leading service provider of payment products and services in the region. We achieve this by investing in cutting edge technology and ensuring an extensive and diverse range of products and services. Euronet Gold-Net Client

12 POS Bank Solution Gold-Net Here s How Our Clients Around the World Are Using Gold-Net A Euronet Software Solutions Client in SOUTH AMERICA Provides ATM and POS Switching, and Recharge for 8 banks Processing since 2004 This organization s Gold-Net model allows member banks to acquire transactions for the other participant bank cardholders, thereby, increasing the accessibility to electronic banking to a larger segment of the area s population The implementation of this switch was very important to the future of banking in this region. It has positioned the area for growth and expansion of the services offered to incountry cardholders and visitors. The solution has opened the door for electronic commerce, the result of which will wean the country from being a heavily cash oriented society. Our solution resides on System i using Euronet s ITM transaction base. Since all banks in this region use this type of hardware, the learning curve was easy. The Gold-Net solution was flawlessly implemented and has worked well ever since, which is a testimony to the robustness of the software and platform. Adding new participants over the years has been a breeze and was done without the assistance of Euronet, a measure which has saved us money. Transaction volumes have far exceeded expectations with regard to switching and generating good revenue. Euronet has always been helpful and ready to assist. We will be examining our future needs, and we are looking to do more business with Euronet because of their diverse product suite. Euronet Gold-Net Client

13 POS Bank Solution Here s How Our Clients Around the World Are Using Gold-Net Euronet Utilizes its Own Software to Process Payments Around the World Euronet itself is a network processor utilizing its own solutions. We currently partner with approximately 115 banks and card organizations, including multinational clients, to provide comprehensive electronic solutions including ATM network participation, outsourced ATM and POS management solutions, cross-border transaction processing services, credit and debit card issuing and acquiring services and a suite of integrated software solutions for electronic payment, merchant acquiring and card issuing and transaction delivery systems. We own and operate transaction processing centers in Hungary, India, Pakistan and China. Network participation services are available on our Independent ATM Networks (also called Shared Networks) in Poland, Germany, Czech Republic, Ukraine, Bulgaria, Romania, Greece, Croatia, India and Egypt. We leverage our own ITM system to issue: MasterCard and Visa, proprietary, Debit, Credit, Prepaid and Contactless cards both mag-stripe and EMV. We use ITM to acquire transactions on ATM, POS using IMS to manage merchant relationship and payments, Internet and mobile phone. Our issuer and acquirer interfaces connect to: Visa, MasterCard, AMEX, CUP, JCB, Diners, Pulse, Citishare National and regional switches Bank s issuer systems so that transactions acquired on Euronet-driven devices are routed directly to the issuer rather than through Visa, MasterCard, etc. We support the following transactions: Bill Payment (registered and unregistered) Ticket/coupon dispensing Recharge CRM Card-based and cardless remittance Fraud monitoring services Loyalty Dynamic currency conversion on ATM and POS Digital content deployment

14 Become a Processor Providing Authorization, Clearing, Settlement Services and a Global Link for Member Participants Contact Us Today Overall, Gold-Net offers the proper mix of features and offerings that are essential for successful network operations. Automated functionality helps keep staffing costs down and consistent quality operations up. Expandable architecture and design allow Gold-Net to grow with your businesses and to adapt for special considerations as they arise. Contact Euronet Software Solutions today to become a processor using our Gold-Net solution. Our team of experienced professionals, suite of integrated products and dedication to excellence in customer service enable us to meet your electronic financial payment needs and help you achieve more success and profitability. For more information about our Gold-Net, or about our many other solutions for ebanking, Card Issuing, Self-Service and Card Associations, contact your Euronet Software Solutions account representative or us at Visit us online at

15 Euronet Software Solutions the Best Choice for Superior Solutions Worldwide Trusted and Reliable Leader in Electronics Payments Euronet Software Solutions, a division of Euronet Worldwide, is recognized around the world as an industry leader in providing one of the most comprehensive, fully integrated electronic financial transaction solution suites available on the market today. Our software solutions are being used by customers in more than 50 countries and have been powering the transaction processing needs of customers since Our solutions are used to support the issuing, acquiring, self-service, e- banking and card scheme connection requirements of financial institutions of all sizes. From small, local banks to large multinational organizations, we have solutions to help our customers be profitable and competitive while meeting the demanding and ever-growing needs of customers around the world. We enable our clients to deliver secure electronic payment convenience to millions of people around the world Contact us today for any of your electronic payments needs Euronet Software Solutions Chenal Parkway, Suite 200, Little Rock, AR, Global Presence of Euronet Worldwide Serving customers in 150 countries 49 Worldwide Offices 3,900 Employees 11 Processing Centers 17,600 ATMs 686,000 POS Terminals 516,000 Retailer Locations Billion Transactions Processed in 2012 $1.267 Billion Revenue in 2012

16 Euronet Software Solutions Chenal Parkway, Suite 200 Little Rock, Arkansas Copyright 2013 Euronet Worldwide, Inc. all Rights reserved. Any and all product names, company names, logos and trade names used in this publication are assumed to be the legal property of their respective companies. April 2013

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Secure Financial Transactions Any Time, Any Place Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Serving

More information

Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue

Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue Secure Financial Transactions Any Time, Any Place Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue Serving millions of people

More information

Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System

Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System A GLOBAL PROVIDER THAT SUPPORTS ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet Worldwide, Inc. is a global provider

More information

Euronet Software Solutions Recharge Solution

Euronet Software Solutions Recharge Solution Serving millions of people worldwide with electronic payment convenience. Recharge Solution Deliver the Ultimate Convenience of Top-Up to Your Customers Today Recharge Solution GLOBAL PROVIDER FOR ALL

More information

Euronet s Contactless Solution

Euronet s Contactless Solution Serving millions of people worldwide with electronic payment convenience. Euronet s Contactless Solution Fast, Secure and Convenient Transactions with No Swiping, PIN or Signature Copyright 2011 Euronet

More information

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Serving millions of people worldwide with electronic payment convenience. Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Copyright 2011 Euronet Worldwide, Inc. All

More information

Euronet s Telephone Banking Solution Enable Self-Service for Your Customers

Euronet s Telephone Banking Solution Enable Self-Service for Your Customers Serving millions of people worldwide with electronic payment convenience. Euronet s Telephone Banking Solution Enable Self-Service for Your Customers Copyright 2010 Euronet Worldwide, Inc. All rights reserved.

More information

Euronet s ebanking Solutions for Mobile, Internet and Telephone. Enable Self Service with Secure Anytime, Anyplace Access for Your Customers

Euronet s ebanking Solutions for Mobile, Internet and Telephone. Enable Self Service with Secure Anytime, Anyplace Access for Your Customers Euronet s ebanking Solutions for Mobile, Internet and Telephone Enable Self Service with Secure Anytime, Anyplace Access for Your Customers GLOBAL PROVIDER FOR ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet

More information

Euronet s Internet Banking Solution Built for Today s Online Business

Euronet s Internet Banking Solution Built for Today s Online Business Serving millions of people worldwide with electronic payment convenience. Euronet s Internet Banking Solution Built for Today s Online Business Copyright 2010 Euronet Worldwide, Inc. All rights reserved.

More information

Value Added Services Increase Customer Service & Enhance Risk Management

Value Added Services Increase Customer Service & Enhance Risk Management Increase Customer Service & Enhance Risk Management GLOBAL PROVIDER FOR ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet is recognized around the world as an industry leader for providing one of the most comprehensive,

More information

Caribbean Electronic Payments

Caribbean Electronic Payments Caribbean Electronic Payments Company Profile Caribbean Electronic Payments Ltd. 1-13 Contents Introduction... 3 Mission & Core Values... 5 CEPAYMENTS Mission... 5 Our Core Values... 5 Innovation... 5

More information

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating Given recent payment data breaches, clients are increasingly demanding robust security and fraud solutions; and Financial institutions continue to outsource and leverage technology providers given their

More information

IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking

IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking IBM and ACI offer unparalleled expertise in designing and optimizing payment systems As leading

More information

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East.

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic payments

More information

functions and components can be selected and set up at any time by a product engineering team.

functions and components can be selected and set up at any time by a product engineering team. Way4 Way4 Switch, Way4 Card and Merchant Management and Way4 EMV Card Personalisation are fault-tolerant open platform software solutions with proven EMV Issuing, Personalisation and Acquiring capabilities.

More information

White paper. Focus on value added services by network companies a paradigm shift. Rahul Kaushal, Ramakant Mittal

White paper. Focus on value added services by network companies a paradigm shift. Rahul Kaushal, Ramakant Mittal White paper Focus on value added services by network companies a paradigm shift Rahul Kaushal, Ramakant Mittal Introduction Network association is the most critical player in the payment card industry.

More information

International Processing for the Financial Industry

International Processing for the Financial Industry Payment Services International for the Financial Industry State-of-the-art transaction processing and an unparalleled bandwidth of operational services to support banks and payment service providers worldwide.

More information

Wayne EMV Solutions. Protect your business with a complete EMV Solution inside and out.

Wayne EMV Solutions. Protect your business with a complete EMV Solution inside and out. Wayne EMV Solutions Protect your business with a complete EMV Solution inside and out. The transition to Europay, MasterCard, Visa (EMV) standards: Significantly reduce your risk of payment card fraud

More information

Africa Regional Overview. An Overview of Our African Payment Services. www.tsys.com

Africa Regional Overview. An Overview of Our African Payment Services. www.tsys.com Africa Regional Overview connecting buyers and sellers An Overview of Our African Payment Services www.tsys.com Africa Regional Overview TSYS WORLDWIDE. Delivering expertise to 400 clients in 80 countries,

More information

ACI Card and Merchant ManagementTM solutions overview

ACI Card and Merchant ManagementTM solutions overview PRODUCT LINE BROCHURE ACI Card and Merchant ManagementTM solutions overview Comprehensive credit, debit, smart card and prepaid card management End-to-end merchant account management and settlement Management

More information

Introduction to Bankcard Basics

Introduction to Bankcard Basics Introduction to Bankcard Basics Global Vision Group August 2006 Page -1- Contents Topic Background The Players Transaction Authorization and Settlement Types of Card Products & Competition Credit Decision

More information

Retail Business Technology Expo 2011

Retail Business Technology Expo 2011 Retail Business Technology Expo 2011 Press Pack Stand # 212 March 16-17, 2011 For further information please contact: Clare Cockroft PR Manager Tel: +44 (0)114 292 6416 ccockroft@tnsi.com ANNOUNCES PLANS

More information

Grow with our omni-channel payment processing technologies and merchant services.

Grow with our omni-channel payment processing technologies and merchant services. Grow with our omni-channel payment processing technologies and merchant services. Get ready for growth Payment processing solutions ecommerce mcommerce In-app payments Virtual terminal Card present EMV

More information

Payment Services. Issuing Processing. Product & Service Portfolio for Retailers

Payment Services. Issuing Processing. Product & Service Portfolio for Retailers Payment Services Issuing Processing Product & Service Portfolio for Retailers New card business models generate profit for retailers Generate additional revenue and improve customer loyalty A payment card

More information

leads European card processing into an exciting new age with CSC by its side

leads European card processing into an exciting new age with CSC by its side SiNSYS leads European card processing into an exciting new age with CSC by its side SiNSYS is Europe s undisputed leader in cross border card processing today. It is the only interbanking company offering

More information

Ambit Card Management Card Management Solution Suite

Ambit Card Management Card Management Solution Suite Ambit Card Management Card Management Solution Suite Darrell Parker, 43 head of alternative channels Sandra De Souza, 26 banking customer Ahmed Hassan, 46 head of cards Contents 1 Business Overview 4 Ambit

More information

This document was developed by Euronet, USA, Inc, the software division of Euronet Worldwide, Inc.

This document was developed by Euronet, USA, Inc, the software division of Euronet Worldwide, Inc. This document was developed by Euronet, USA, Inc, the software division of Euronet Worldwide, Inc. Euronet USA, Inc. 17300 Chenal Parkway, Suite 200 Little Rock, AR, 72223 Tel: 1-501-218-7300 Fax: 1-501-218-7302

More information

product flyer Single, full-featured solution flexible, personalized experience Highly extensible and secure

product flyer Single, full-featured solution flexible, personalized experience Highly extensible and secure DELIVERS control, choice AND FLEXIBILITY product flyer ACI architect banking Single, full-featured solution flexible, personalized experience Highly extensible and secure ACI Architect Banking TM is a

More information

prepaid Prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently

prepaid Prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently services can help you manage everything from gift vouchers and social welfare benefits, to meal cards, corporate rewards,

More information

the region s leading payments company

the region s leading payments company Market Presence EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic

More information

connecting buyers and sellers

connecting buyers and sellers Middle East Regional Overview connecting buyers and sellers An Overview of Our Middle East Payment Services www.tsys.com Middle East Regional Overview TSYS WORLDWIDE. Delivering expertise to 400 clients

More information

ACFS PRODUCT FLYER MTFS

ACFS PRODUCT FLYER MTFS PRODUCT FLYER Mail Telephone Order Financial Systems is a fully-featured, modular software suite designed to support financial institutions and enterprises in the management and optimization of recurring

More information

Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader

Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader Secure Financial Transactions Any Time, Any Place Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader One Platform

More information

Euronet USA, Inc. 17300 Chenal Parkway, Suite 200 Little Rock, AR, 72223. Tel: 1-501-218-7300 Fax: 1-501-218-7302

Euronet USA, Inc. 17300 Chenal Parkway, Suite 200 Little Rock, AR, 72223. Tel: 1-501-218-7300 Fax: 1-501-218-7302 Euronet USA, Inc. 17300 Chenal Parkway, Suite 200 Little Rock, AR, 72223 Tel: 1-501-218-7300 Fax: 1-501-218-7302 E-mail us at: mail@euronetworldwide.com Visit our Web site at www.euronetworldwide.com.

More information

connecting buyers and sellers

connecting buyers and sellers Europe Regional Overview connecting buyers and sellers An Overview of Our European Payment Services www.tsys.com Europe Regional Overview Our state-of-the-art European data centre, purpose-built in 2004,

More information

Egyptian Retail Payments Service Providers

Egyptian Retail Payments Service Providers Egyptian Retail Payments Service Providers Introduction The retail payments market in Egypt is in its early stages of development. A survey was conducted to review of the current providers of retail payment

More information

Card Solutions. More than a system. An entire solution.

Card Solutions. More than a system. An entire solution. More than a system. An entire solution. There are plenty of companies that will offer to improve your card processing by selling you clever software. We re one of them and with our Base2000 application,

More information

We make cards and payments work for people as a part of everyday life. We bring information to life

We make cards and payments work for people as a part of everyday life. We bring information to life We make cards and payments work for people as a part of everyday life We bring information to life 2 EVRY is a leading IT company in the Nordic region. Through advice, technology and solutions, EVRY brings

More information

Australian Payments Council

Australian Payments Council Australian Payments Council Attra Submission 18 November 2013 Attra Pty Ltd Version 1.0 Table of Contents Table of Contents... 2 1 Background... 3 2 Attra Introduction... 3 2.1 Brief History... 3 2.2 Attra

More information

Card Suite Acquiring Management System

Card Suite Acquiring Management System 2011 Tieto Corporation Card Suite Acquiring Management System Aivars Belis Lead Business Architect, Cards Tieto, Financial Services Aivars.Belis@tieto.com Acquiring Business Changing Conditions Consumer

More information

The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group

The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group Abstract: Visa Inc. and MasterCard recently announced plans to accelerate chip migration in the

More information

Position Paper. issuers. how to leverage EC s regulation proposal. on interchange fees for card-based payment transactions

Position Paper. issuers. how to leverage EC s regulation proposal. on interchange fees for card-based payment transactions Position Paper issuers how to leverage EC s regulation proposal on interchange fees for card-based payment transactions The issuing landscape has dramatically changed over the last few years increased

More information

Solutions Payments Network

Solutions Payments Network Solutions Payments Network Improve Your Bottom Line and Enhance the Consumer Experience with Accelerated Real-Time Payments and Funds Access Solutions Solutions In this always-on digital world, consumers

More information

EXPANd WITH CONFIDENCE PAYMENT MANAGEMENT SOLUTIONS FOR FASTER, SAFER GLOBAL GROWTH

EXPANd WITH CONFIDENCE PAYMENT MANAGEMENT SOLUTIONS FOR FASTER, SAFER GLOBAL GROWTH EXPANd WITH CONFIDENCE PAYMENT MANAGEMENT SOLUTIONS FOR FASTER, SAFER GLOBAL GROWTH ACCELERATE YOUR GLOBAL EXPANSION JOURNEY Whether you re targeting just one additional country or many, establishing digital

More information

Core Banking Transformation using Oracle FLEXCUBE

Core Banking Transformation using Oracle FLEXCUBE in collaboration with Core Banking Transformation using Oracle FLEXCUBE Unlocking the power of FLEXCUBE with Capgemini Moving towards a packaged system transformation program Capgemini is an Oracle Diamond

More information

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different payment methods.

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different payment methods. PRODUCT FLYER Internet Gateway Financial Systems is a modular software suite designed to support financial institutions and enterprises, providing a single interface for the optimized management of e-commerce

More information

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different payment methods.

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different payment methods. PRODUCT FLYER Internet Gateway Financial Systems is a modular software suite designed to support financial institutions and enterprises, providing a single interface for the optimized management of e-commerce

More information

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different information systems.

ACFS PRODUCT FLYER. Its modular architecture allows a tailored integration, with a short time-to-market for different information systems. PRODUCT FLYER General Routing Financial System is modular software suite designed to support enterprises providing a MOTO Gateway (Mail Order Telephone Order), complete with tokenization, multi-acquiring

More information

Capturing an Elusive Market

Capturing an Elusive Market Capturing an Elusive Market The World of Global Remittances Payments 2010 April 28, 2010 Meet the speakers Ernest Gregg, Treasurer, Ria Financial Wendy Miller, Global Payments Manager, BNY Mellon Steve

More information

Product Overview PRIME. Flexible Deployment Model. Reduce Cost of Ownership. A Next-Generation Solution for the World of Global Payments. www.tsys.

Product Overview PRIME. Flexible Deployment Model. Reduce Cost of Ownership. A Next-Generation Solution for the World of Global Payments. www.tsys. Product Overview PRIME Reduce Cost of Ownership Speed-to-Market Risk Management Flexible Deployment Model A Next-Generation Solution for the World of Global Payments www.tsys.com PRIME Product Overview

More information

BEST-IN-CLASS MERCHANT SERVICES

BEST-IN-CLASS MERCHANT SERVICES BEST-IN-CLASS MERCHANT SERVICES First Data takes you beyond with merchant processing solutions that grow revenue and strengthen your customer relationships. HOW WILL YOU GO BEYOND? In an era when the banking

More information

Your Partner for European Payment Processing

Your Partner for European Payment Processing Your Partner for European Payment Processing A state-of-the-art platform built to support European diversity We believe that SEPA and domestic instruments will co-exist for some time, and both need to

More information

Omnichannel Payments

Omnichannel Payments Omnichannel Payments The Connected Consumer The way consumers buy goods and services is changing profoundly We now exist in a truly global, connected and digital world. A world of choice that lets us purchase

More information

CIS Regional Overview. An Overview of Our CIS Payment Services. www.tsys.com

CIS Regional Overview. An Overview of Our CIS Payment Services. www.tsys.com CIS Regional Overview connecting buyers and sellers An Overview of Our CIS Payment Services www.tsys.com CIS Regional Overview In the Commonwealth of Independent States, cash remains king but the tide

More information

Credit Card Processing Overview

Credit Card Processing Overview Credit Card Processing Overview New Agent Development Training First Data Learning Organization Copyright 2009, First Data Corporation. All Rights Reserved. Developed by: 26 Rev: 01/23/09/1.0 Objectives

More information

PAYWARE MERCHANT MANAGED SERVICE

PAYWARE MERCHANT MANAGED SERVICE PAYWARE MERCHANT MANAGED SERVICE PAYware MerchanT Managed Service We focus on payments, so you can drive sales Whether you re selling goods or services, managing your own internal high volume payments

More information

Reach more customers. Take quicker payments. Make it all easier With just one Click.

Reach more customers. Take quicker payments. Make it all easier With just one Click. Reach more customers. Take quicker payments. Make it all easier With just one Click. By phone, online or mobile app, it doesn t matter when or where, Click allows you to reach more customers and take more

More information

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments A TO Z JARGON BUSTER A ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments ATM Automated Teller Machine. Unattended,

More information

It s more than a payment. People - Centered Payments. it s the purchase that made their house a home. an overview of our global payment solutions

It s more than a payment. People - Centered Payments. it s the purchase that made their house a home. an overview of our global payment solutions an overview of our global payment solutions People - Centered Payments SM It s more than a payment. it s the purchase that made their house a home. www.tsy s. com people-centered payments Who We Are From

More information

Payments Transformation - EMV comes to the US

Payments Transformation - EMV comes to the US Accenture Payment Services Payments Transformation - EMV comes to the US In 1993 Visa, MasterCard and Europay (EMV) came together and formed EMVCo 1 to tackle the global challenge of combatting fraudulent

More information

Questions & Answers clarifying key aspects of the SEPA Cards Framework

Questions & Answers clarifying key aspects of the SEPA Cards Framework Doc. EPC075-08 (Version 10.0) 11 June 2008 Questions & Answers clarifying key aspects of the SEPA Cards Framework Circulation: Publicly available Restricted: No SEPA a Guide to the Single Euro Payments

More information

SmartVista End-to-End e-payment Solutions

SmartVista End-to-End e-payment Solutions SmartVista End-to-End e-payment Solutions We will transform your payments business 4 About BPC As one of the world s leading providers of e-payment processing solutions for the global financial industry,

More information

THE VISA MULTINATIONAL CORPORATE CARD

THE VISA MULTINATIONAL CORPORATE CARD THE VISA MULTINATIONAL CORPORATE CARD WELCOME TO THE VISA MULTINATIONAL PROGRAM Companies doing business in multiple markets require global service and local support at the same time. The VISA Multinational

More information

Sales success through optimised processes from branch to head office. Retail Software Solutions

Sales success through optimised processes from branch to head office. Retail Software Solutions Sales success through optimised processes from branch to head office Retail Software Solutions Introduction Finely fitted targeted expertise from the global partner for retail success MICROS-Retail, the

More information

A RE T HE U.S. CHIP RULES ENOUGH?

A RE T HE U.S. CHIP RULES ENOUGH? August 2015 A RE T HE U.S. CHIP RULES ENOUGH? A longer term view of security and the payments landscape is needed. Abstract: The United States is finally modernizing its card payment systems and confronting

More information

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES EXECUTIVE SUMMARY Prepaid cards have received much attention over the past years and the prepaid market is now booming and offers a world of opportunities.

More information

Geojit BNP Paribas Case Study

Geojit BNP Paribas Case Study Geojit BNP Paribas Case Study About Geojit BNP Paribas Financial Services, Ltd. Established in 1987, Geojit BNP Paribas Financial Services is one of the leading fi nancial services intermediaries in India,

More information

TOURISM INNOVATIVE PAYMENT SOLUTIONS. Efficient, flexible, worldwide and secure

TOURISM INNOVATIVE PAYMENT SOLUTIONS. Efficient, flexible, worldwide and secure TOURISM INNOVATIVE PAYMENT SOLUTIONS Efficient, flexible, worldwide and secure 2 THE FUTURE OF PAYMENT FOR THE TOURISM AND TRAVEL BUSINESS The PERFECT PARTNER Wirecard is one of the world s leading independent

More information

American Express Contactless Payments

American Express Contactless Payments PRODUCT CAPABILITY GUIDE American Express Contactless Payments American Express Contactless Payments Help Enable Increased Convenience For Card Members At The Point Of Sale American Express contactless

More information

CREDIT PROCESSING. First Data takes you beyond with Credit solutions designed to meet the ever-evolving needs of your customers.

CREDIT PROCESSING. First Data takes you beyond with Credit solutions designed to meet the ever-evolving needs of your customers. CREDIT PROCESSING First Data takes you beyond with Credit solutions designed to meet the ever-evolving needs of your customers. Enabling innovative solutions through strategic alliances HOW WILL YOU GO

More information

Apple Pay. Frequently Asked Questions UK Launch

Apple Pay. Frequently Asked Questions UK Launch Apple Pay Frequently Asked Questions UK Launch Version 1.0 2015 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of

More information

Innovations In International Payment Processing

Innovations In International Payment Processing 001 01 001 0 0 001 01 02 0 Innovations In International Payment Processing Planet Payment, a leading international payment processor, provides acquiring banks and processors and their merchants with innovative

More information

Mobile Wallet Platform. Next generation mobile wallet solution

Mobile Wallet Platform. Next generation mobile wallet solution Mobile Wallet Platform Next generation mobile wallet solution Introduction to mwallet / Mobile Wallet Mobile Wallet Account is just like a Bank Account User s money lies with the Mobile Wallet Operator

More information

CxBANKING SOFTWARE ATM CLIENT APPLICATIONS

CxBANKING SOFTWARE ATM CLIENT APPLICATIONS CxBANKING SOFTWARE ATM CLIENT APPLICATIONS Assurance in a multi-vendor world An NCR brochure 7 reasons why NCR s ATM client applications exceed your consumers expectations 1 Flexibility 5 CRM and e-commerce

More information

Version 1.0 STRATEGIC PARTNER TRAINING MANUAL

Version 1.0 STRATEGIC PARTNER TRAINING MANUAL Version 1.0 STRATEGIC PARTNER TRAINING MANUAL Table of Contents Introduction... 3 Features of the Strategic Partnership... 3 Responsibilities... 3 Billing... 4 Gateway Service... 4 Risk... 4 I. PRODUCTS/SERVICES...

More information

American Express. Merchant Services. Grow your business With POS terminals from American Express

American Express. Merchant Services. Grow your business With POS terminals from American Express American Express Merchant Services Grow your business With POS terminals from American Express POS Terminals Electronic Devices for fast, efficient and reliable card transaction processing to suit all

More information

ACI SELF-SERVICE BANKING

ACI SELF-SERVICE BANKING DELIVERS CONTROL, CHOICE AND FLEXIBILITY PRODUCT FLYER ACI SELF-SERVICE BANKING SINGLE INTEGRATED PLATFORM FOR ONLINE, MOBILE AND VOICE EXTENSIBLE REAL-TIME CONSUMER AND BUSINESS TRANSACTIONS AND PAYMENTS

More information

SIA CARD PROCESSING. Advanced, secure and digital payment solutions

SIA CARD PROCESSING. Advanced, secure and digital payment solutions SIA CARD PROCESSING Advanced, secure and digital payment solutions Best-in-class solutions suitable for any type of client to make them achieve a competitive edge SIA complete range of issuing and acquiring

More information

VisaNet. The technology behind Visa

VisaNet. The technology behind Visa VisaNet The technology behind Visa Fifty years ago, Visa had a vision: To provide consumers, businesses and governments around the world with a better form of payment. The technology behind this vision

More information

CoreCard Software White Paper Series Accounts Receivable Management for Manufacturers and Suppliers

CoreCard Software White Paper Series Accounts Receivable Management for Manufacturers and Suppliers CoreCard Software White Paper Series Accounts Receivable Management for Manufacturers and Suppliers Going Beyond the Basic Receivable Programs Found in Traditional Accounting Systems Table of Contents

More information

Mobile Near-Field Communications (NFC) Payments

Mobile Near-Field Communications (NFC) Payments Mobile Near-Field Communications (NFC) Payments OCTOBER 2013 GENERAL INFORMATION American Express continues to develop its infrastructure and capabilities to support growing market interest in mobile payments

More information

amdocs > customer experience systems innovation Amdocs Convergent Billing 1

amdocs > customer experience systems innovation Amdocs Convergent Billing 1 amdocs > customer experience systems innovation Amdocs Convergent Billing AMDOCS > CUSTOMER EXPERIENCE SYSTEMS INNOVATION WWW.AMDOCS.COM Amdocs Convergent Billing 1 2 Amdocs Convergent Billing amdocs >

More information

MASTERCARD PAYMENT GATEWAY SERVICES

MASTERCARD PAYMENT GATEWAY SERVICES MASTERCARD PAYMENT GATEWAY SERVICES OVERVIEW MAKING PAYMENTS SAFE, SIMPLE & SMART What are MasterCard Payment Gateway Services? Our Solutions Making payments safe, simple & smart for your customers, for

More information

authengin: A New Generation Financial Payment System for 21 st Century e- Banking and e- Commerce

authengin: A New Generation Financial Payment System for 21 st Century e- Banking and e- Commerce authengin: A New Generation Financial Payment System for 21 st Century e- Banking and e- Commerce Technology that provides an opportunity to grow through new markets, new products and services and new

More information

SIA CARD PROCESSING. Advanced, secure and digital payment solutions

SIA CARD PROCESSING. Advanced, secure and digital payment solutions SIA CARD PROCESSING Advanced, secure and digital payment solutions The card processing offering Best in class solutions suitable for any type of client Advanced SIA delivers a complete range of Pan-European

More information

Visa Consulting and Analytics

Visa Consulting and Analytics Visa Consulting and Analytics Issuer Acquirer Retailer Analytics and Information services: Issuer menu Issuers - Visa data driven insights We are in a unique position to inform our clients about performance

More information

The credit card industry in China The rise of a national champion and challenges for the future

The credit card industry in China The rise of a national champion and challenges for the future Student Research Projects/Outputs No.040 The credit card industry in China The rise of a national champion and challenges for the future Javier L Santom√° Vilaclara MBA 2009 China Europe International Business

More information

Gain visibility, control, and strategic advantage with next generation spend management.

Gain visibility, control, and strategic advantage with next generation spend management. V I S A C O M M E R C I A L S O L U T I O N S V I S A I N T E L L I L I N K S P E N D M A N A G E M E N T B R O C H U R E Gain visibility, control, and strategic advantage with next generation spend management.

More information

The Transformation of the Payments Industry

The Transformation of the Payments Industry The Transformation of the Payments Industry The payments industry has undergone a radical transformation in a relatively short amount of time. Two decades ago, consumers primarily paid cash for goods and

More information

What is SEPA? Fact Sheet. Streamlining Payments in Europe

What is SEPA? Fact Sheet. Streamlining Payments in Europe Fact Sheet Streamlining Payments in Europe The Single Euro Payments Area (SEPA) is the area where citizens, companies and other economic players will be able to make and receive payments in euros (whether

More information

SIA GROUP: expertise, resiliency and performance

SIA GROUP: expertise, resiliency and performance SIA GROUP: expertise, resiliency and performance SIA GROUP: expertise, resiliency and performance SIA for Financial Institutions Payment and card processing is our core business Since 1986 SIA has been

More information

CONVENIENCE FEE PROGRAM

CONVENIENCE FEE PROGRAM CONVENIENCE FEE PROGRAM FRONTLINE PROCESSING ELECTRONIC PAYMENT PROGRAM LOOKING TO SPEED UP YOUR RENTAL PAYMENTS? Frontline s new Convenience Fee Electronic Payment Program allows you to receive payments

More information

General Guidelines for the Development of Government Payment Programs

General Guidelines for the Development of Government Payment Programs General Guidelines for the Development of Government Payment Programs Social Safety Nets Course Washington D.C., 15 December 2014 Massimo Cirasino, Head, Payment Systems Development Group The World Bank

More information

E-Commerce SOLUTIONS. Generate Online Revenue with E-Commerce Solutions. www.monexgroup.com

E-Commerce SOLUTIONS. Generate Online Revenue with E-Commerce Solutions. www.monexgroup.com E-Commerce SOLUTIONS In this report, MONEXgroup examines various types of online payment processing and E-Commerce Solutions. The tremendous transition towards online shopping stores in Canada has opened

More information

Life insurance policy administration: Operate efficiently and capitalize on emerging opportunities.

Life insurance policy administration: Operate efficiently and capitalize on emerging opportunities. Life insurance policy administration: Operate efficiently and capitalize on emerging opportunities. > RESPOND RAPIDLY TO CHANGING MARKET CONDITIONS > DRIVE CUSTOMER AND AGENT LOYALTY > ENHANCE INTEGRATION

More information

April 26th, 2012 Hatice Ayas, Milan Malis ASEE Board Members. Payment Solutions Strategy for Growth

April 26th, 2012 Hatice Ayas, Milan Malis ASEE Board Members. Payment Solutions Strategy for Growth April 26th, 2012 Hatice Ayas, Milan Malis ASEE Board Members Payment Solutions Strategy for Growth Full range of payment solutions... Physical Financial institutions Internet Payment Mobile Processors

More information

Agilysys Hospitality Solutions. Satisfying Guests, Ensuring Profitability. Document Management. Self-Service. Property Management Solutions

Agilysys Hospitality Solutions. Satisfying Guests, Ensuring Profitability. Document Management. Self-Service. Property Management Solutions Satisfying Guests, Ensuring Profitability Agilysys Hospitality Solutions Property Management Solutions Activities Management Point-of-Sale Solutions Inventory & Procurement Solution Document Management

More information

Apple Pay. Frequently Asked Questions UK

Apple Pay. Frequently Asked Questions UK Apple Pay Frequently Asked Questions UK Version 1.0 (July 2015) First Data Merchant Solutions is a trading name of First Data Europe Limited, a private limited company incorporated in England (company

More information

the better way to pay

the better way to pay the better way to pay we are DOKU PT Nusa Satu Inti Artha (dba DOKU ) is Indonesia s largest and fastest growing provider of electronic payment. We provide electronic payment processing, online and in

More information

National payment hub for clearing and settlement

National payment hub for clearing and settlement NCR APTRA CLEAR National payment hub for clearing and settlement Shifting payment dynamics: The international scope Every country has some form of unique payment system based on its own financial practices,

More information