Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue"

Transcription

1 Secure Financial Transactions Any Time, Any Place Euronet Software Solutions Integrated Credit Card System Improve your organization s marketability, profitability and revenue Serving millions of people worldwide with electronic payment convenience.

2 Drive Successful and Profitable Transactions with Proven Solutions Our software solutions are being used by customers in more than 50 countries and have been powering the transaction processing needs of customers since Our solutions are used to support the issuing, acquiring, self-service, e-banking and card scheme connection requirements of financial institutions, processors and other organizations of all sizes. From retail and telecommunications organizations to small, local banks and large multinational processors, Euronet has a solution to meet your needs. An Innovative, Global, Experienced and Results-Oriented Leader Euronet Software Solutions supports customers in Europe, North America, Latin America, the Caribbean, Australia and across Asia with a staff of more than 200 experienced professionals. We are a results-oriented organization dedicated to the success of our clients. While ensuring quick time-to-market, we provide a quality experience with innovative and competitive solutions to enable our clients to deliver secure electronic payment convenience to millions of people worldwide. With Euronet, you can drive successful and profitable transactions that are fully integrated, and take advantage of new solutions that are opening additional customer touch points via an expanding array of delivery channels. In this interconnected and sophisticated world of electronic financial transactions where the need for a single source provider of fully integrated software solutions has never been greater, Euronet is an experienced and trusted partner. Dedicated people, integrated solutions and a global presence are the foundation of our success. Deliver Secure Electronic Payment Convenience to Your Customers Provide Value-Added Services Take Advantage of Innovative Solutions All from a Trusted Partner

3 Generate New Business with Credit Cards Improve your organization s marketability, profitability and revenue potential across card issuer operations. The credit card business is tough, exciting and highly competitive. Designing and launching new card products, reaching for volume growth and staying ahead of the competition demand flexible and resilient card management systems. The growing trend toward in-house card issuing offers greater revenue generating opportunities through a broad selection of cardholder fees, a closer relationship with the cardholder and a greatly reduced dependence on external organizations. Euronet Software Solutions Integrated Credit Card System (ICCS) is the product of choice for today s issuer or processor, fully equipped for the needs of tomorrow. ICCS offers you a solution that blends proven and widely utilized technologies with more than two decades of experience in electronic payments and transaction systems. Our products enable financial institutions the flexibility needed to meet consumer demands, and to improve marketability, profitability and revenue potential across card issuer operations. Euronet Software Solutions Integrated Credit Card System comprehensively supports an extensive range of card issuing and processing functions, including chip, contactless and NFC issuing. Supported Card Types Euronet Software Solutions Integrated Credit Card System is a sophisticated solution with the capability to support all card-based payment instruments, including credit, charge, and private label, corporate or individual accounts. These cards may be for personal or business cardholders. Our solution offers you total flexibility in the issue of credit and charge card products bearing the logos of the world s most successful brands: Visa, MasterCard, American Express, UnionPay International and Discover. Develop New Business and launch new card products, including EMV, more rapidly and effectively. Euronet Software Solutions Integrated Credit Card System can help you to improve marketability, profitability and revenue potential across your card issuer operations. It will allow you to develop and launch new card products, including EMV, more rapidly and effectively. Your customer relationships will be strengthened and loyalty retained. Your operational efficiency will be improved and you will create a greater competitive differentiation.

4 Enjoy an Integrated Solution Full of Features for You and Your Customers Euronet Software Solutions Integrated Credit Card System is fully integrated providing a rich transaction set at your customers disposal to manage their credit card accounts. With Euronet s Integrated Transaction Management at its core, our credit card solution is built to interact with all Euronet software solutions. Through modular design, your investment overhead is optimized by selecting only the applications and modules that meet your specific business needs. The Euronet suite includes products for card and account management, ATM, POS, transaction authorization and switching, clearing and settlement, mobile recharge, bill payments and Internet banking. All Euronet products harness the full power and reliability of the IBM i-series platform.

5 Tailor a Robust Solution to Your Business Needs Through modular design, your investment overhead is optimized by selecting only the applications and modules that meet your specific business needs. All the tools you need to meet customer demands and manage a profitable business Multiple and dual currency products Delinquency management Collections, Fraud Monitoring and Loyalty Interfaces Statistical and portfolio reporting Automated account, card and transaction fee processing

6 Strengthen Customer Loyalty Strengthen existing customer relationships and retain loyalty by offering services that meet the cardholder s needs while improving operational efficiency with a solution that provides automated operations as well as ease of use. Components of Euronet Software Solutions Integrated Credit Card System As a configuration example, Euronet Software Solutions Credit Card System issuer and acquirer solution has five components: 1. Integrated Transaction Management for core processing and connectivity functions 2. Integrated Credit Card System for credit card issuance 3. Integrated Debit Card System for debit card issuance 4. Integrated Merchant System (IMS) for merchant management 5. POS Management (Point of Sale) for terminal management

7 Integrated POS Credit Bank Card Solution System Key Features that Set Us Apart from Other Solutions Multi-Product Processing Customizable Fees and Billing Operations Flexible Statement Options Delinquent Account Processing Supports processing for multiple organizations, multiple card types, together with dual and multi-currency functionality Account, card and transaction fee processing defined down to the individual card level allowing different fees per cardholder Ability to define multiple billing cycles, statement design at the card product level and dual currency statements which report two currencies on one statement Accumulation of historical data for regular and delinquent payments facilitating varied fees and account authorization processing based on delinquency Interfaces Card Plastic Management Installment Processing Flexible Fee Structure Interest Computation Minimum Payment Types Corporate Processing Annual Reporting Data Conversion Collections, fraud monitoring and loyalty interface provide focused account management Multiple Form Factor and paperless PIN processing options available all with a PA-DSS certified solution Functionality that allows cardholder to request repayment of large payments on installment payment plans Parameter-driven and user-defined, allowing you to maximize fee generation opportunities Multiple options available to control grace period (at BIN level), setting of accrual dates (transaction or posting date), interest profiles and automatic adjustment based on repayment criteria Provides the flexibility of how to calculate the minimum payment as well how to apply portions of the payment to principal, fee and interest Company and employee owned corporate card processing with limits at the individual card level Ability to segment spend for personal and corporate accounts to provide annual cardholder summaries Migrates from existing card management systems quickly with comprehensive conversion facilities for key client, card and account data conversion

8 17300 Chenal Parkway Little Rock, Arkansas

Secure Financial Transactions Any Time, Any Place

Secure Financial Transactions Any Time, Any Place Secure Financial Transactions Any Time, Any Place Euronet Software Solutions Gold-Net Global Payment Solution Become a Processor Providing Authorization, Clearing, Settlement, Value Added Services and

More information

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Secure Financial Transactions Any Time, Any Place Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Serving

More information

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Serving millions of people worldwide with electronic payment convenience. Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Copyright 2011 Euronet Worldwide, Inc. All

More information

Euronet Software Solutions Recharge Solution

Euronet Software Solutions Recharge Solution Serving millions of people worldwide with electronic payment convenience. Recharge Solution Deliver the Ultimate Convenience of Top-Up to Your Customers Today Recharge Solution GLOBAL PROVIDER FOR ALL

More information

Value Added Services Increase Customer Service & Enhance Risk Management

Value Added Services Increase Customer Service & Enhance Risk Management Increase Customer Service & Enhance Risk Management GLOBAL PROVIDER FOR ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet is recognized around the world as an industry leader for providing one of the most comprehensive,

More information

Euronet s Telephone Banking Solution Enable Self-Service for Your Customers

Euronet s Telephone Banking Solution Enable Self-Service for Your Customers Serving millions of people worldwide with electronic payment convenience. Euronet s Telephone Banking Solution Enable Self-Service for Your Customers Copyright 2010 Euronet Worldwide, Inc. All rights reserved.

More information

Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System

Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System Your Global Partner Providing Leading Technology to Manage and Streamline Your Payments System A GLOBAL PROVIDER THAT SUPPORTS ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet Worldwide, Inc. is a global provider

More information

Euronet s Contactless Solution

Euronet s Contactless Solution Serving millions of people worldwide with electronic payment convenience. Euronet s Contactless Solution Fast, Secure and Convenient Transactions with No Swiping, PIN or Signature Copyright 2011 Euronet

More information

Euronet s ebanking Solutions for Mobile, Internet and Telephone. Enable Self Service with Secure Anytime, Anyplace Access for Your Customers

Euronet s ebanking Solutions for Mobile, Internet and Telephone. Enable Self Service with Secure Anytime, Anyplace Access for Your Customers Euronet s ebanking Solutions for Mobile, Internet and Telephone Enable Self Service with Secure Anytime, Anyplace Access for Your Customers GLOBAL PROVIDER FOR ALL OF YOUR PAYMENT PROCESSING NEEDS Euronet

More information

Euronet s Internet Banking Solution Built for Today s Online Business

Euronet s Internet Banking Solution Built for Today s Online Business Serving millions of people worldwide with electronic payment convenience. Euronet s Internet Banking Solution Built for Today s Online Business Copyright 2010 Euronet Worldwide, Inc. All rights reserved.

More information

Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader

Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader Secure Financial Transactions Any Time, Any Place Euronet Financial Transaction Software Streamline and Manage Your Self-Service Devices with Robust and Secure Technology from a Proven Leader One Platform

More information

connecting buyers and sellers

connecting buyers and sellers Europe Regional Overview connecting buyers and sellers An Overview of Our European Payment Services www.tsys.com Europe Regional Overview Our state-of-the-art European data centre, purpose-built in 2004,

More information

Caribbean Electronic Payments

Caribbean Electronic Payments Caribbean Electronic Payments Company Profile Caribbean Electronic Payments Ltd. 1-13 Contents Introduction... 3 Mission & Core Values... 5 CEPAYMENTS Mission... 5 Our Core Values... 5 Innovation... 5

More information

IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking

IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking IBM and ACI Worldwide Providing comprehensive, end-to-end electronic payment solutions for retail banking IBM and ACI offer unparalleled expertise in designing and optimizing payment systems As leading

More information

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East.

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic payments

More information

functions and components can be selected and set up at any time by a product engineering team.

functions and components can be selected and set up at any time by a product engineering team. Way4 Way4 Switch, Way4 Card and Merchant Management and Way4 EMV Card Personalisation are fault-tolerant open platform software solutions with proven EMV Issuing, Personalisation and Acquiring capabilities.

More information

We make cards and payments work for people as a part of everyday life. We bring information to life

We make cards and payments work for people as a part of everyday life. We bring information to life We make cards and payments work for people as a part of everyday life We bring information to life 2 EVRY is a leading IT company in the Nordic region. Through advice, technology and solutions, EVRY brings

More information

ACI Card and Merchant ManagementTM solutions overview

ACI Card and Merchant ManagementTM solutions overview PRODUCT LINE BROCHURE ACI Card and Merchant ManagementTM solutions overview Comprehensive credit, debit, smart card and prepaid card management End-to-end merchant account management and settlement Management

More information

Africa Regional Overview. An Overview of Our African Payment Services. www.tsys.com

Africa Regional Overview. An Overview of Our African Payment Services. www.tsys.com Africa Regional Overview connecting buyers and sellers An Overview of Our African Payment Services www.tsys.com Africa Regional Overview TSYS WORLDWIDE. Delivering expertise to 400 clients in 80 countries,

More information

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating Given recent payment data breaches, clients are increasingly demanding robust security and fraud solutions; and Financial institutions continue to outsource and leverage technology providers given their

More information

The State of EMV: Pushing Towards EMV Implementation in the U.S. PAYMENT SOLUTIONS

The State of EMV: Pushing Towards EMV Implementation in the U.S. PAYMENT SOLUTIONS The State of EMV: Pushing Towards EMV Implementation in the U.S. PAYMENT SOLUTIONS As Europay, Mastercard and Visa specifications were adopted in many global markets, fraud became less of a problem and

More information

Smart Tiger STARCHIP SMART TIGER PAYMENT PRODUCT LINE. Payment. STiger SDA. STiger DDA. STiger DUAL

Smart Tiger STARCHIP SMART TIGER PAYMENT PRODUCT LINE. Payment. STiger SDA. STiger DDA. STiger DUAL PAYMENT CATALOG Smart Tiger Payment STiger SDA Static or Java Card Modules offer for Contact SDA markets STARCHIP SMART TIGER PAYMENT PRODUCT LINE is a versatile compound of a Highly Secure Microcontroller,

More information

THE FIVE Ws OF EMV BY DAVE EWALD GLOBAL EMV CONSULTANT AND MANAGER DATACARD GROUP

THE FIVE Ws OF EMV BY DAVE EWALD GLOBAL EMV CONSULTANT AND MANAGER DATACARD GROUP THE FIVE Ws OF EMV BY DAVE EWALD GLOBAL EMV CONSULTANT AND MANAGER DATACARD GROUP WHERE IS THE U.S. PAYMENT CARD INDUSTRY NOW? WHERE IS IT GOING? Today, payment and identification cards of all types (credit

More information

International Processing for the Financial Industry

International Processing for the Financial Industry Payment Services International for the Financial Industry State-of-the-art transaction processing and an unparalleled bandwidth of operational services to support banks and payment service providers worldwide.

More information

Smart Card Security Access Modules in VeriFone Omni 3350 Countertop and Omni 3600 Portable Terminals

Smart Card Security Access Modules in VeriFone Omni 3350 Countertop and Omni 3600 Portable Terminals Security Access Module White Paper Smart Card Security Access Modules in VeriFone Omni 3350 Countertop and Omni 3600 Portable Terminals With the proliferation of smart card solutions, VeriFone s use of

More information

Card Solutions. More than a system. An entire solution.

Card Solutions. More than a system. An entire solution. More than a system. An entire solution. There are plenty of companies that will offer to improve your card processing by selling you clever software. We re one of them and with our Base2000 application,

More information

leads European card processing into an exciting new age with CSC by its side

leads European card processing into an exciting new age with CSC by its side SiNSYS leads European card processing into an exciting new age with CSC by its side SiNSYS is Europe s undisputed leader in cross border card processing today. It is the only interbanking company offering

More information

The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group

The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group The Adoption of EMV Technology in the U.S. By Dave Ewald Global Industry Sales Consultant Datacard Group Abstract: Visa Inc. and MasterCard recently announced plans to accelerate chip migration in the

More information

the region s leading payments company

the region s leading payments company Market Presence EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic

More information

connecting buyers and sellers

connecting buyers and sellers Middle East Regional Overview connecting buyers and sellers An Overview of Our Middle East Payment Services www.tsys.com Middle East Regional Overview TSYS WORLDWIDE. Delivering expertise to 400 clients

More information

NCR CONNECTED PAYMENTS The vision for payment acceptance in restaurants

NCR CONNECTED PAYMENTS The vision for payment acceptance in restaurants NCR CONNECTED PAYMENTS The vision for payment acceptance in restaurants For more information visit ncr.com or contact us at hospitality.information@ncr.com A winning combination of payment security and

More information

TOURISM INNOVATIVE PAYMENT SOLUTIONS. Efficient, flexible, worldwide and secure

TOURISM INNOVATIVE PAYMENT SOLUTIONS. Efficient, flexible, worldwide and secure TOURISM INNOVATIVE PAYMENT SOLUTIONS Efficient, flexible, worldwide and secure 2 THE FUTURE OF PAYMENT FOR THE TOURISM AND TRAVEL BUSINESS The PERFECT PARTNER Wirecard is one of the world s leading independent

More information

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013 Mobile Payment: The next step of secure payment VDI / VDE-Colloquium May 16th, 2013 G&D has been growing through continuous innovation Server software and services Token and embedded security Cards for

More information

Community Financial Institution EMV Readiness

Community Financial Institution EMV Readiness Community Financial Institution EMV Readiness EMV is a trademark owned by EMVCo LLC 2014 First Data Corporation. All Rights Reserved. Copyright 2014 First Data Corporation EMV Timeline 2011: EMV technology

More information

prepaid Prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently

prepaid Prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently prepaid Launch the ideal prepaid card scheme for your business quickly and efficiently services can help you manage everything from gift vouchers and social welfare benefits, to meal cards, corporate rewards,

More information

Transaction Security. Test & Certification and Security Evaluation

Transaction Security. Test & Certification and Security Evaluation Transaction Security Test & Certification and Security Evaluation Your independent, trusted partner for transaction security technology Welcome to UL UL is a world leader in advancing safety with over

More information

ING Corporate Card Solution. Get control of your business travel expenses

ING Corporate Card Solution. Get control of your business travel expenses ING Corporate Card Solution Get control of your business travel expenses October 2012 0 The ING MasterCard Corporate Card More than a piece of plastic 1 ING Corporate Card solution Single issuer approach

More information

driving trust Accelerating EMV Personalization: Factors That Make a Difference May 15, 2014

driving trust Accelerating EMV Personalization: Factors That Make a Difference May 15, 2014 driving trust Accelerating EMV Personalization: Factors That Make a Difference May 15, 2014 1 INVESTORS INSIDE Secure PRESENTATION CARTES America SEPTEMBER 2014 May 2012 15, 2014 DISCLAIMER All forward-looking

More information

American Express Contactless Payments

American Express Contactless Payments PRODUCT CAPABILITY GUIDE American Express Contactless Payments American Express Contactless Payments Help Enable Increased Convenience For Card Members At The Point Of Sale American Express contactless

More information

Payments Transformation - EMV comes to the US

Payments Transformation - EMV comes to the US Accenture Payment Services Payments Transformation - EMV comes to the US In 1993 Visa, MasterCard and Europay (EMV) came together and formed EMVCo 1 to tackle the global challenge of combatting fraudulent

More information

PAYWARE MERCHANT MANAGED SERVICE

PAYWARE MERCHANT MANAGED SERVICE PAYWARE MERCHANT MANAGED SERVICE PAYware MerchanT Managed Service We focus on payments, so you can drive sales Whether you re selling goods or services, managing your own internal high volume payments

More information

Ambit Card Management Card Management Solution Suite

Ambit Card Management Card Management Solution Suite Ambit Card Management Card Management Solution Suite Darrell Parker, 43 head of alternative channels Sandra De Souza, 26 banking customer Ahmed Hassan, 46 head of cards Contents 1 Business Overview 4 Ambit

More information

EMV DEBIT ROUTING VERIFONE.COM

EMV DEBIT ROUTING VERIFONE.COM EMV Debit Routing Overview Complying with the EMVCo requirements, card network requirements and meeting the Durbin Amendment debit routing regulation (Regulation II), while managing debit card processing

More information

Grow with our omni-channel payment processing technologies and merchant services.

Grow with our omni-channel payment processing technologies and merchant services. Grow with our omni-channel payment processing technologies and merchant services. Get ready for growth Payment processing solutions ecommerce mcommerce In-app payments Virtual terminal Card present EMV

More information

Prepaid and its role in domestic payment schemes. Denzil Lawson Network International UAE 23 October, 2013

Prepaid and its role in domestic payment schemes. Denzil Lawson Network International UAE 23 October, 2013 Prepaid and its role in domestic payment schemes Denzil Lawson Network International UAE 23 October, 2013 2. Protect national interests Supported by local banks and regulators, many domestic payment schemes

More information

CIS Regional Overview. An Overview of Our CIS Payment Services. www.tsys.com

CIS Regional Overview. An Overview of Our CIS Payment Services. www.tsys.com CIS Regional Overview connecting buyers and sellers An Overview of Our CIS Payment Services www.tsys.com CIS Regional Overview In the Commonwealth of Independent States, cash remains king but the tide

More information

Introduction to Bankcard Basics

Introduction to Bankcard Basics Introduction to Bankcard Basics Global Vision Group August 2006 Page -1- Contents Topic Background The Players Transaction Authorization and Settlement Types of Card Products & Competition Credit Decision

More information

American Express and Discover are proprietary entities performing the functions of both a card association and an issuing bank.

American Express and Discover are proprietary entities performing the functions of both a card association and an issuing bank. ELECTRONIC VALUE TRANSFER CONTRACT (EVT) CREDIT CARD BACKGROUND INFORMATION What is a Credit Card? A credit card is a plastic card issued to an individual or business which is accepted by participating

More information

What Merchants Need to Know About EMV

What Merchants Need to Know About EMV Effective November 1, 2014 1. What is EMV? EMV is the global standard for card present payment processing technology and it s coming to the U.S. EMV uses an embedded chip in the card that holds all the

More information

VisaNet. The technology behind Visa

VisaNet. The technology behind Visa VisaNet The technology behind Visa Fifty years ago, Visa had a vision: To provide consumers, businesses and governments around the world with a better form of payment. The technology behind this vision

More information

Card Suite Acquiring Management System

Card Suite Acquiring Management System 2011 Tieto Corporation Card Suite Acquiring Management System Aivars Belis Lead Business Architect, Cards Tieto, Financial Services Aivars.Belis@tieto.com Acquiring Business Changing Conditions Consumer

More information

Wayne EMV Solutions. Protect your business with a complete EMV Solution inside and out.

Wayne EMV Solutions. Protect your business with a complete EMV Solution inside and out. Wayne EMV Solutions Protect your business with a complete EMV Solution inside and out. The transition to Europay, MasterCard, Visa (EMV) standards: Significantly reduce your risk of payment card fraud

More information

A RE T HE U.S. CHIP RULES ENOUGH?

A RE T HE U.S. CHIP RULES ENOUGH? August 2015 A RE T HE U.S. CHIP RULES ENOUGH? A longer term view of security and the payments landscape is needed. Abstract: The United States is finally modernizing its card payment systems and confronting

More information

Prepaid Card Program Roles and Responsibilities

Prepaid Card Program Roles and Responsibilities Prepaid Card Program Roles and Responsibilities A Prepaid Primer for Clients of E&S Consulting Brand Association Issuing Bank Program Manager Distribution/ Marketing Partner Transaction Processor Plastics

More information

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES

PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES PREPAID OPENING A WORLD OF PAYMENT POSSIBILITIES EXECUTIVE SUMMARY Prepaid cards have received much attention over the past years and the prepaid market is now booming and offers a world of opportunities.

More information

PREPAID DEBIT CARDS PRESENTATION JANUARY 2007

PREPAID DEBIT CARDS PRESENTATION JANUARY 2007 PREPAID DEBIT CARDS PRESENTATION JANUARY 2007 1 Emergence of Prepaid Debit Cards Traditional debit cards are associated with bank checking accounts held by bankable people Visa/ MasterCard and member banks

More information

OT PRODUCTS AND SOLUTIONS EMV-IN-A-BOX

OT PRODUCTS AND SOLUTIONS EMV-IN-A-BOX OT PRODUCTS AND SOLUTIONS EMV-IN-A-BOX FOR A SMOOTH MIGRATION EMV DUAL INTERFACE CARDS WILL REPRESENT 50% OF 2016 SHIPMENTS FRAUD PERCENTAGE IS DIVIDED BY 6 IN EMV COUNTRIES COMPARED TO WORLDWIDE AVERAGE

More information

The Canadian Migration to EMV. Prepared By:

The Canadian Migration to EMV. Prepared By: The Canadian Migration to EMV Prepared By: December 1993 Everyone But The USA Is Migrating The international schemes decided Smart Cards are the way forward Europay, MasterCard & Visa International Produced

More information

A Brand New Checkout Experience

A Brand New Checkout Experience A Brand New Checkout Experience EMV Transformation EMV technology is transforming the U.S. payment industry, bringing a whole new experience to the checkout counter. Introduction What is EMV? It s 3 small

More information

A Brand New Checkout Experience

A Brand New Checkout Experience A Brand New Checkout Experience EMV Transformation EMV technology is transforming the U.S. payment industry, bringing a whole new experience to the checkout counter. Introduction What is EMV? It s 3 small

More information

Visa Recommended Practices for EMV Chip Implementation in the U.S.

Visa Recommended Practices for EMV Chip Implementation in the U.S. CHIP ADVISORY #20, UPDATED JULY 11, 2012 Visa Recommended Practices for EMV Chip Implementation in the U.S. Summary As issuers, acquirers, merchants, processors and vendors plan and begin programs to adopt

More information

Retail Business Technology Expo 2011

Retail Business Technology Expo 2011 Retail Business Technology Expo 2011 Press Pack Stand # 212 March 16-17, 2011 For further information please contact: Clare Cockroft PR Manager Tel: +44 (0)114 292 6416 ccockroft@tnsi.com ANNOUNCES PLANS

More information

Transformation of payment systems: channels, technologies and business models

Transformation of payment systems: channels, technologies and business models Transformation of payment systems: channels, technologies and business models Payments Asia Summit, March 2009 Island Shangri La, Hong Kong Dr John Ure Director, TPRC Pte Ltd (Singapore) Associate Professor

More information

Position Paper. issuers. how to leverage EC s regulation proposal. on interchange fees for card-based payment transactions

Position Paper. issuers. how to leverage EC s regulation proposal. on interchange fees for card-based payment transactions Position Paper issuers how to leverage EC s regulation proposal on interchange fees for card-based payment transactions The issuing landscape has dramatically changed over the last few years increased

More information

Product. LynxGate Harness the Power Behind Your ATMs to Increase Revenue, Reduce Costs and Strengthen Member Relationships

Product. LynxGate Harness the Power Behind Your ATMs to Increase Revenue, Reduce Costs and Strengthen Member Relationships Product LynxGate Harness the Power Behind Your ATMs to Increase Revenue, Reduce Costs and Strengthen Member Relationships Product Increase revenue. Reduce costs. Strengthen member relationships. LynxGate

More information

White paper. Focus on value added services by network companies a paradigm shift. Rahul Kaushal, Ramakant Mittal

White paper. Focus on value added services by network companies a paradigm shift. Rahul Kaushal, Ramakant Mittal White paper Focus on value added services by network companies a paradigm shift Rahul Kaushal, Ramakant Mittal Introduction Network association is the most critical player in the payment card industry.

More information

What Issuers Need to Know Top 25 Questions on EMV Chip Cards and Personalization

What Issuers Need to Know Top 25 Questions on EMV Chip Cards and Personalization Frequently Asked Questions What Issuers Need to Know Top 25 Questions on EMV Chip Cards and Personalization Issuers across the United States are beginning to embark in the planning and execution phase

More information

The EMV Readiness. Collis America. Guy Berg President, Collis America berg@collisamerica.com +1 651 925 5411

The EMV Readiness. Collis America. Guy Berg President, Collis America berg@collisamerica.com +1 651 925 5411 The EMV Readiness Collis America Guy Berg President, Collis America berg@collisamerica.com +1 651 925 5411 1 Collis Solutions & Markets Finance Consultancy Card Payments SEPA Financial Risk Mgmt Test Tools

More information

EMV Card Plan & Worksheet

EMV Card Plan & Worksheet EMV Card Plan & Worksheet Ready To Begin Your EMV Journey? When you re ready to begin your EMV card journey, you ll need to make a series of specific decisions regarding your program. If you re new to

More information

ACI TOKEN MANAGER FOR MOBILE: TOKEN SERVICE PROVISION, HCE AND EMBEDDED SECURE ELEMENT IN THE CLOUD

ACI TOKEN MANAGER FOR MOBILE: TOKEN SERVICE PROVISION, HCE AND EMBEDDED SECURE ELEMENT IN THE CLOUD DELIVERS PEACE OF MIND PRODUCT FLYER ACI TOKEN MANAGER FOR MOBILE: TOKEN SERVICE PROVISION, HCE AND EMBEDDED SECURE ELEMENT IN THE CLOUD ENABLE FULL SUPPORT OF THE MOBILE PAYMENTS PROCESS FOR EMBEDDED

More information

Changing Consumer Purchasing Patterns. John Mayleben, CPP SVP, Technology and Product Development Michigan Retailers Association

Changing Consumer Purchasing Patterns. John Mayleben, CPP SVP, Technology and Product Development Michigan Retailers Association Changing Consumer Purchasing Patterns John Mayleben, CPP SVP, Technology and Product Development Michigan Retailers Association Michigan Retailers Association! Michigan Retailers Association is trade

More information

What is SEPA? Fact Sheet. Streamlining Payments in Europe

What is SEPA? Fact Sheet. Streamlining Payments in Europe Fact Sheet Streamlining Payments in Europe The Single Euro Payments Area (SEPA) is the area where citizens, companies and other economic players will be able to make and receive payments in euros (whether

More information

Payment Services. Issuing Processing. Product & Service Portfolio for Retailers

Payment Services. Issuing Processing. Product & Service Portfolio for Retailers Payment Services Issuing Processing Product & Service Portfolio for Retailers New card business models generate profit for retailers Generate additional revenue and improve customer loyalty A payment card

More information

BankWorld Mobile App. Today s solution for tomorrow s self-service bank. Your challenges have a BankWorld solution

BankWorld Mobile App. Today s solution for tomorrow s self-service bank. Your challenges have a BankWorld solution BankWorld Mobile App Today s solution for tomorrow s self-service bank Mobile banking has become the fastest growing banking channel ever and customer adoption continues to rise as people increasingly

More information

Preparing for EMV chip card acceptance

Preparing for EMV chip card acceptance Preparing for EMV chip card acceptance Ben Brown Vice President, Regional Sales Manager, Wells Fargo Merchant Services Lily Page Vice President, Wholesale ereceivables, Wells Fargo Merchant Services June

More information

MasterCard repower TM

MasterCard repower TM June 18, 2009 MasterCard repower TM Understanding the benefits of a branded reload solution Paul Bartholomew-Keen, Business Leader, Prepaid Europe Disclaimers This material may contain, in addition to

More information

Question & Answer. Answer:

Question & Answer. Answer: What is a chip card? A chip card is a standard-size plastic debit or credit card that contains an embedded microchip, as well as the traditional magnetic stripe. The chip protects in-store payments because

More information

product flyer Single, full-featured solution flexible, personalized experience Highly extensible and secure

product flyer Single, full-featured solution flexible, personalized experience Highly extensible and secure DELIVERS control, choice AND FLEXIBILITY product flyer ACI architect banking Single, full-featured solution flexible, personalized experience Highly extensible and secure ACI Architect Banking TM is a

More information

jhapassport Turnkey EFT Processing Platform

jhapassport Turnkey EFT Processing Platform jhapassport Turnkey EFT Processing Platform Every bank needs a secure, reliable, end-to-end processing platform for electronic funds transfers the fastest-growing type of financial transaction. Jack Henry

More information

MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS

MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS MOBILE NEAR-FIELD COMMUNICATIONS (NFC) PAYMENTS MAY 2013 THESE TECHNOLOGIES ARE BECOMING CONVENIENT AND SIMPLE WAYS TO PAY. Every day merchants seek better ways to grow their business and improve efficiency.

More information

Credit Card Processing Overview

Credit Card Processing Overview CardControl 3.0 Credit Card Processing Overview Overview Credit card processing is a very complex and important system for anyone that sells goods. This guide will hopefully help educate and inform new

More information

MOBILE PAYMENT INNOVATIVE SOLUTIONS. Modular, global, flexible and secure

MOBILE PAYMENT INNOVATIVE SOLUTIONS. Modular, global, flexible and secure MOBILE PAYMENT INNOVATIVE SOLUTIONS Modular, global, flexible and secure 2 THE FUTURE OF PAYMENT IS MOBILE MOBILE PAYMENT Wirecard is an end-to-end provider of solutions and services for multifunctional,

More information

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments A TO Z JARGON BUSTER A ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments ATM Automated Teller Machine. Unattended,

More information

Reach more customers. Take quicker payments. Make it all easier With just one Click.

Reach more customers. Take quicker payments. Make it all easier With just one Click. Reach more customers. Take quicker payments. Make it all easier With just one Click. By phone, online or mobile app, it doesn t matter when or where, Click allows you to reach more customers and take more

More information

Navitaire Loyalty System

Navitaire Loyalty System RESERVATIONS AND DISTRIBUTION SERVICES ANCILLARY REVENUE SERVICES REVENUE AND DECISION SUPPORT SERVICES Navitaire Loyalty System The only frequent traveler system fully integrated with New Skies Navitaire

More information

BankWorld on Kiosk. Today s solution for tomorrow s self-service bank. Your challenges have a BankWorld solution

BankWorld on Kiosk. Today s solution for tomorrow s self-service bank. Your challenges have a BankWorld solution BankWorld on Kiosk Today s solution for tomorrow s self-service bank With branch costs high, banks are continuously searching for new ways to reach customers without compromising on the quality of banking

More information

THE CASE FOR IN-SOURCING EMV

THE CASE FOR IN-SOURCING EMV THE CASE FOR IN-SOURCING EMV ISSUING, PROCESSING AND SHAPING YOUR MOBILE PAYMENTS DESTINY PROXAMA.COM Copyright Proxama 2016 THE CASE FOR IN-SOURCING EMV Date Author May 2016 Nigel Beatty Vice President

More information

Gain visibility, control, and strategic advantage with next generation spend management.

Gain visibility, control, and strategic advantage with next generation spend management. V I S A C O M M E R C I A L S O L U T I O N S V I S A I N T E L L I L I N K S P E N D M A N A G E M E N T B R O C H U R E Gain visibility, control, and strategic advantage with next generation spend management.

More information

INTRODUCTION AND HISTORY

INTRODUCTION AND HISTORY INTRODUCTION AND HISTORY EMV is actually younger than we all may think as it only became available, as a specification that could be implemented, in 1996. The evolution of EMV can be seen in the development

More information

MasterCard PayPass Transit (Card Based Solution)

MasterCard PayPass Transit (Card Based Solution) Wednesday, February 06, 2008 MasterCard PayPass Transit (Card Based Solution) Extending Open Payments into the Transport Environment ITSSA Workshop Dougie Henderson MasterCard Africa What is PayPass? PayPass

More information

Asian Payment Card Forum Growing the Business: Launching Successful Consumer Payments Products

Asian Payment Card Forum Growing the Business: Launching Successful Consumer Payments Products Asian Payment Card Forum Growing the Business: Launching Successful Consumer Payments Products Dusit Thani Hotel, Bangkok, Thailand September 201 Information Brochure Focus in 2014 Payment Card Technology

More information

Commercial Banks. Payment transactions secured by G&D.

Commercial Banks. Payment transactions secured by G&D. Commercial Banks. Payment transactions secured by G&D. Smart banking mobile, convenient, secure. Keeping up with a dynamic market. Entering the mobile age. With a trusted and experienced partner. The mobile

More information

Chip Card Orientation Guide

Chip Card Orientation Guide Chip Card Orientation Guide An Introduction to chip card transition process Prepared For: Smith College Date: December 17, 2015 1 This presentation was prepared exclusively for the benefit and internal

More information

Frequently asked questions - Visa paywave

Frequently asked questions - Visa paywave Frequently asked questions - Visa paywave What is Visa paywave? Visa paywave is a new contactless method of payment - the latest evolution in Visa payments. It is a simple, secure and quick payment method

More information

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology.

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology. ELECTRONIC VALUE TRANSFER CONTRACT (EVT) GLOSSARY OF TERMS The following information was prepared to assist you in understanding potential terminology. Term Description ACH Automated Clearing House is

More information

OT PRODUCTS & SOLUTIONS TRANSPORT

OT PRODUCTS & SOLUTIONS TRANSPORT OT PRODUCTS & SOLUTIONS TRANSPORT TOWARDS TRUE MOBILITY TRANSPORT OPERATORS AND TODAY, CONTACTLESS INTEGRATORS ARE FACING TRANSPORT SYSTEMS STRATEGIC CHALLENGES LACK INTEROPERABILITY, WHILST A FULL RANGE

More information

E M V I M P L E M E N TAT I O N TO O L S F O R S U C C E S S. April 2012

E M V I M P L E M E N TAT I O N TO O L S F O R S U C C E S S. April 2012 E M V I M P L E M E N TAT I O N TO O L S F O R S U C C E S S April 2012 A G E N D A EMV Overview EMV Industry Announcements EMV Transaction Differences, What to Expect Solution Decisions VFI EMV Solutions

More information

CardControl. Credit Card Processing 101. Overview. Contents

CardControl. Credit Card Processing 101. Overview. Contents CardControl Credit Card Processing 101 Overview Credit card processing is a very complex and important system for anyone that sells goods. This guide will hopefully help educate and inform new and old

More information

Mobile Contactless Payments and Data Privacy

Mobile Contactless Payments and Data Privacy Data Privacy Purpose We are on the cusp of the next major evolution in consumer payments. In the not too distant future, it is likely we will be making payments using our credit and debit cards embedded

More information

How to Choose a Payment Gateway

How to Choose a Payment Gateway This white paper is one of many articles prepared by Skipjack to help merchants and developers get the most out of payment processing. To view others, please visit www.skipjack.com. How to Choose a Payment

More information